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DansDeals Forum => Credit Cards => Topic started by: aussiebochur on December 02, 2010, 02:00:47 PM

Title: Square Credit Card Processing
Post by: aussiebochur on December 02, 2010, 02:00:47 PM
Square (https://squareup.com/) allows you to except credit card fees with your phone and the fees aren't too bad at 2.7% + 15 cents.

But always need to be wary of new companies...
Has anyone used it?
What's their service like?
Title: Re: Square Credit Card Processing
Post by: kayef on December 03, 2010, 09:18:27 AM
I don't actually know anything about them, but i saw their app for iphones and ipads. Most of the reviews were very positive. However, the two most recent reviews were negative and warning of some sort of scam. Could be a temporary problem with the company, but definitely something to look into.

Hope this helps you.
Title: Re: Square Credit Card Processing
Post by: AsherO on December 03, 2010, 10:46:07 AM
I don't actually know anything about them, but i saw their app for iphones and ipads. Most of the reviews were very positive. However, the two most recent reviews were negative and warning of some sort of scam. Could be a temporary problem with the company, but definitely something to look into.

Hope this helps you.

Where'd you see reviews that say it's a scam? It was founded by the guy who founded Twitter.

In the beginning they had problems with fraud/abuse, but I think all those issues were sorted out.
Title: Re: Square Credit Card Processing
Post by: kayef on December 03, 2010, 11:25:00 AM
I saw the reviews on the iTunes store under the Square app. Like I said it was the two most RECENT reviews.
Title: Re: Square Credit Card Processing
Post by: Eli on December 05, 2010, 04:39:13 AM
I use Square and had no problems. Like someone said earlier, there were some issues when they founded about how to deal with chargebacks, and the fact that so many people signed up right away, but now everything was sorted out.
Title: Square CC Processing
Post by: mancunian on February 21, 2011, 08:46:44 PM
Just an intersting thing i saw

SquareUp.com

get a free credit card reader for iphone and android phones.

rates are
2.75% + 15˘ for swiped transactions
3.5% + 15˘ for keyed-in transactions

dunno how this would be good, they're sending me one.
definitely for 5 purchases a month
and if u really need to meet a spending deadline?
and oh, ye, to accept payments
Title: Re: Square CC Processing
Post by: me on February 21, 2011, 09:18:01 PM
no monthly fee?
Title: Re: Square CC Processing
Post by: BAHayman on February 21, 2011, 10:48:28 PM
no monthly fee?

nope, ive had one for a few months now and use it on occasion when people dont have cash
Title: Re: Square CC Processing
Post by: HarryPotterFan on February 22, 2011, 12:33:38 AM
Seems like a decent idea to rack up miles considering you can purchase VISA gift cards with 3% cashback and then run them through this service thus negating the casback but gaining the miles or CC bonus. How much do you think I could run through this before they shut down my account ;-)
Title: Re: Square CC Processing
Post by: AsherO on February 22, 2011, 12:36:36 AM
Seems like a decent idea to rack up miles considering you can purchase VISA gift cards with 3% cashback and then run them through this service thus negating the casback but gaining the miles or CC bonus. How much do you think I could run through this before they shut down my account ;-)

You'd also be running all kinds of other (albeit unlikely) risks, such as raising flags with the IRS, being investigated for money laundering, who knows...
Title: Re: Square CC Processing
Post by: mancunian on February 22, 2011, 12:37:46 AM
thats true, like paypal or amazon payments.
how do people get around those ones?
Title: Re: Square CC Processing
Post by: mancunian on February 22, 2011, 04:18:05 PM
just got this email

Quote
Hi mancunian,

Starting today, Square has dropped the 15˘ fixed fee on payments you accept using your Square card reader. Now you’ll simply pay 2.75% per transaction, no matter what you sell.
Title: Re: Square CC Processing
Post by: Jimbob on February 22, 2011, 06:26:59 PM
This would be great for the 5 debit card transactions for chase checking accounts!!!!
Title: Re: Square CC Processing
Post by: AsherO on February 22, 2011, 07:02:20 PM
This would be great for the 5 debit card transactions for chase checking accounts!!!!

This way you're paying 15 cents a transaction, wouldn't it be better to just go to a gas station and drip some gas?
Title: Re: Square CC Processing
Post by: Dan on February 22, 2011, 07:09:07 PM
This way you're paying 15 cents a transaction, wouldn't it be better to just go to a gas station and drip some gas?
Starting today, Square has dropped the 15˘ fixed fee on payments you accept using your Square card reader. Now you’ll simply pay 2.75% per transaction, no matter what you sell.
Title: Re: Square CC Processing
Post by: BAHayman on February 22, 2011, 07:55:46 PM
This way you're paying 15 cents a transaction, wouldn't it be better to just go to a gas station and drip some gas?

just swipe 1 cent 5 times... even if you dont get the 5 pennies i dont think youll mind :)

fyi even when they did charge the 15c you just wouldnt get any money until the transaction was over 17 cents...
Title: Re: Square CC Processing
Post by: Eli on February 23, 2011, 05:31:02 AM
I don't think that's smart. Many have reported that the charges must be a significant amount, maybe more than a dollar. Just buy 5 20 oz. sodas and stop trying to make a big deal. It's more of a big deal what I had to go through after trying this at gas stations with 30 cents and not having the transactions go through because they got a fraud alert placed on my account. Huge hassle.
Title: Re: Square CC Processing
Post by: Avid Reader on February 23, 2011, 06:02:44 AM
It's more of a big deal what I had to go through after trying this at gas stations with 30 cents and not having the transactions go through because they got a fraud alert placed on my account. Huge hassle.

Never happened on my Chase accounts. I did go through this with my Citi cards when I made two gas purchases at two different places on the same day. Anyone else?
Title: Re: Square CC Processing
Post by: Bp on February 23, 2011, 06:48:33 AM
I get the same look everytime from the clerk in the gas station! Can I have a soda please swipe, oho I forgot I need nuts(the 55cent pack)swipe, you know I can still use a vitamin water Swipe, & can I have another pack of nuts? 
Title: Re: Square CC Processing
Post by: Avid Reader on February 23, 2011, 08:44:41 AM
To clarify, I don't do more then two squeezes of gas at the same gas station - on the same day - on the same card.
Title: Re: Square CC Processing
Post by: Dan on February 23, 2011, 10:17:52 AM
Most gas stations (at least in CLE) cut you off at 2 or 3 gas transactions on the same card.
I'd have to search for the thread, but I think I did 18 gas transactions at Sam's Club in 1 shot before it triggered a Chase fraud alert.
Title: Re: Square CC Processing
Post by: mancunian on February 23, 2011, 10:26:15 PM
happened to me, but also i had just landed in california so...

but to buy 5 20oz sodas each month gets expensive!
Title: Re: Square Credit Card Processing
Post by: gozalim on May 31, 2011, 11:37:30 PM
has anyone used this for transactions to self? (1 cent swipes for debit cards or to hit spending thresholds at %3 loss)?
does it get flagged?
Title: Re: Square CC Processing
Post by: gozalim on May 31, 2011, 11:39:47 PM
I don't think that's smart. Many have reported that the charges must be a significant amount, maybe more than a dollar.
any confirmation on this?
Title: Re: Square Credit Card Processing
Post by: BAHayman on June 01, 2011, 03:50:07 PM
any confirmation on this?

I haven't done them right after another, but I have on occasion swiped $0.01 just to demonstrate how it works and never had an issue...
Title: Re: Square Credit Card Processing
Post by: aussiebochur on June 02, 2011, 07:41:18 AM
I haven't done them right after another, but I have on occasion swiped $0.01 just to demonstrate how it works and never had an issue...
How so?
Any amount I enter under $1 gives me "min.$1 for card".
(http://i1205.photobucket.com/albums/bb438/Aussiebochur/snap20110602_044217.png)
Title: Re: Square Credit Card Processing
Post by: AsherO on June 02, 2011, 11:38:50 AM
How so?
Any amount I enter under $1 gives me "min.$1 for card".

"Scanning USB drive"? Android?  ???
Title: Re: Re: Square Credit Card Processing
Post by: BAHayman on June 02, 2011, 11:41:35 AM
How so?
Any amount I enter under $1 gives me "min.$1 for card".
(http://i1205.photobucket.com/albums/bb438/Aussiebochur/snap20110602_044217.png)

I'm guessing that something in the newer versions, I was doing it right when it came out...
Title: Re: Square Credit Card Processing
Post by: aussiebochur on June 02, 2011, 12:02:29 PM
"Scanning USB drive"? Android?  ???
Yep.
Title: the square!!!!!!!!! supper dupper hot
Post by: bhphotoman on September 03, 2011, 08:24:19 PM
https://squareup.com/

its a mini cc reader direct from ur phone links straight to ur bank acct and its all FREE so basically swipe ur card to meet your spending goal get ur miles/points and then pay ur cc back from your bank acct no need for coins amazon payments or gift cards i tried it and it worked perfectly its freakin amazing 
Title: Re: the square!!!!!!!!! supper dupper hot
Post by: myb821 on September 03, 2011, 08:33:20 PM
when i click the link it shows a 2.75% fee
Title: Re: the square!!!!!!!!! supper dupper hot
Post by: bhphotoman on September 03, 2011, 08:50:15 PM
they dont hit u for the fee they hit ur cc NOT u
Title: Re: the square!!!!!!!!! supper dupper hot
Post by: bhphotoman on September 03, 2011, 08:50:48 PM
i have it and i have done it
Title: Re: the square!!!!!!!!! supper dupper hot
Post by: bhphotoman on September 03, 2011, 09:00:03 PM
weird cuz i have it and have used it and it did not charge me a cent i swiped it for 9k for the amex promotion and nada but the site does say it cost you a fee now i am confused
Title: Re: the square!!!!!!!!! supper dupper hot
Post by: Chaikel on September 03, 2011, 09:05:46 PM
http://www.cardpaymentoptions.com/credit-card-processors/square-review/

Created by the founder of twitter
Title: Re: Re: the square!!!!!!!!! supper dupper hot
Post by: elikay on September 03, 2011, 11:19:37 PM
weird cuz i have it and have used it and it did not charge me a cent i swiped it for 9k for the amex promotion and nada but the site does say it cost you a fee now i am confused
Of course it costs!
Title: Re: Square Credit Card Processing
Post by: dans fan on September 03, 2011, 11:30:14 PM
they dont hit u for the fee they hit ur cc NOT u
can you explain what you mean they hit your c c not you. do you mean they hit the cc of the person swiping not of the seller or do you mean they do charge the seller but they charge the seller cc the one you gave to pay your processing fee
Title: Re: the square!!!!!!!!! supper dupper hot
Post by: karen on September 04, 2011, 08:09:09 AM
https://squareup.com/

its a mini cc reader direct from ur phone links straight to ur bank acct and its all FREE so basically swipe ur card to meet your spending goal get ur miles/points and then pay ur cc back from your bank acct no need for coins amazon payments or gift cards i tried it and it worked perfectly its freakin amazing
I am confused. If we don't pay to do this, how squareup.com makes money? When we go shopping, we use credit card, merchandise company pays credit card company fee. squareup.com has to pay credit card company fee here, right?
Title: Re: Square Credit Card Processing
Post by: elikay on September 04, 2011, 11:42:20 AM
Quote
Quote from: bhphotoman on Yesterday at 08:24:19 pm (http://www.dansdeals.com/forums/index.php?topic=4359.msg119073#msg119073)
Quote
https://squareup.com/ (https://squareup.com/)

its a mini cc reader direct from ur phone links straight to ur bank acct and its all FREE so basically swipe ur card to meet your spending goal get ur miles/points and then pay ur cc back from your bank acct no need for coins amazon payments or gift cards i tried it and it worked perfectly its freakin amazing
I am confused. If we don't pay to do this, how squareup.com makes money? When we go shopping, we use credit card, merchandise company pays credit card company fee. squareup.com has to pay credit card company fee here, right?
He's wrong the is a 2.75 percent fee
Title: Re: Square Credit Card Processing
Post by: HelpMe on September 07, 2011, 01:08:51 AM
He's wrong the is a 2.75 percent fee
This is correct. The 2.75% fee is charged to the merchant not the customer.
Title: Re: Square Credit Card Processing
Post by: gozalim on September 07, 2011, 01:29:58 AM
you can purchase VISA gift cards with 3% cashback
where?
Title: Re: Square Credit Card Processing
Post by: HelpMe on September 07, 2011, 03:28:18 AM
where?
A lot of grocery stores but I would use a 6% cash back card.
Title: Re: Square CC Processing
Post by: HelpMe on September 07, 2011, 03:32:42 AM
You'd also be running all kinds of other (albeit unlikely) risks, such as raising flags with the IRS, being investigated for money laundering, who knows...
Would you happen to have any data points where this has happened?
Title: Re: Square Credit Card Processing
Post by: gozalim on September 07, 2011, 03:35:08 AM
but is there anyplace that you can buy a visa gift card by Credit card?
Title: Re: Square Credit Card Processing
Post by: HelpMe on September 07, 2011, 03:40:46 AM
but is there anyplace that you can buy a visa gift card by Credit card?
Many places, check your local stores. All the ones I have seen come with a 5 to $6 per 500 card fee. Once the Mint shut down I was left with a couple years of spending in GC's. Square to the rescue!   ;D
Title: Re: Square Credit Card Processing
Post by: karen on September 07, 2011, 11:32:25 AM
This is correct. The 2.75% fee is charged to the merchant not the customer.
In this case, we are the merchant, not the customer. Right?
Title: Re: Square Credit Card Processing
Post by: elikay on September 07, 2011, 12:53:51 PM
The holder of the Square account is the merchant. I'm not sure what "Helpme" is trying to add.
Title: Re: Square Credit Card Processing
Post by: HelpMe on September 07, 2011, 01:52:18 PM
In this case, we are the merchant, not the customer. Right?
My guess is both.
Title: Re: Square Credit Card Processing
Post by: HelpMe on September 07, 2011, 01:52:56 PM
The holder of the Square account is the merchant. I'm not sure what "Helpme" is trying to add.
I was trying to clear up the confusion if there was a charge (fee added) to the CC. There is no charge to the CC. The CC would be considered the customer. The 2.75% fee is charged to the merchant, the one who receives the CC. My guess for most of the uses here they are one in the same so it really doesn’t matter.
Title: Re: Square Credit Card Processing
Post by: Saver2000 on September 07, 2011, 02:59:32 PM
A lot of grocery stores but I would use a 6% cash back card.

Which card gives 6% ?
Title: Re: Square Credit Card Processing
Post by: bubbles on September 07, 2011, 03:02:38 PM
Which card gives 6% ?

Amex blue cash preferred (http://www.dansdeals.com/go/amexblue/)
Title: Re: Square Credit Card Processing
Post by: Chaikel on October 26, 2011, 04:38:23 PM
Anyone use this?
What category did the charge show up as
Title: Re: Square Credit Card Processing
Post by: PlatinumGuy on October 26, 2011, 05:07:19 PM
Anyone use this?
What category did the charge show up as
didn't try, but Square let's u pick which category you're in when u set up ur acct
Title: Re: Square Credit Card Processing
Post by: bubbles on October 26, 2011, 05:09:26 PM
didn't try, but Square let's u pick which category you're in when u set up ur acct

so if I pick groceries I would pay 2.75% processing fees and get back 6% if I have the blue cash preferred? Is there anyway for AMEX to tell that you're using square?
Title: Re: Square Credit Card Processing
Post by: smurf on October 26, 2011, 05:10:13 PM
so if I pick groceries I would pay 2.75% processing fees and get back 6% if I have the blue cash preferred? Is there anyway for AMEX to tell that you're using square?
It comes as as square...
Title: Re: Square Credit Card Processing
Post by: PlatinumGuy on October 26, 2011, 05:13:59 PM
so if I pick groceries I would pay 2.75% processing fees and get back 6% if I have the blue cash preferred? Is there anyway for AMEX to tell that you're using square?
lechorah yes. Of course they can tell. Question is if amex can tell you're the merchant. Square will block u if u use ur own card a lot so make an AU.
The bigger question is what happens if u charge $100000, on cc's that give enough points to make it worth 2.75%. I know Sq. Audits accts that charge over 1000/wk... Anyone?
Title: Re: Square Credit Card Processing
Post by: bubbles on October 26, 2011, 05:18:26 PM
lechorah yes. Of course they can tell. Question is if amex can tell you're the merchant. Square will block u if u use ur own card a lot so make an AU.
The bigger question is what happens if u charge $100000, on cc's that give enough points to make it worth 2.75%. I know Sq. Audits accts that charge over 1000/wk... Anyone?

If the problem is AMEX being able to tell that you're the merchant just don't be. I'm sure you know someone that would let you use their card for this.
Title: Re: Square Credit Card Processing
Post by: sky121 on October 27, 2011, 07:05:17 PM
Can I swipe 3 Amex Gift cards I have using square? Is this illegal or anything in any way? Anyone have experience doing this?
Title: Re: Square Credit Card Processing
Post by: HelpMe on October 27, 2011, 07:10:03 PM
Square will work with Amex GC's. For your second question you should really read Squares T&C's and make your own decision.
Title: Re: Square Credit Card Processing
Post by: PlatinumGuy on October 27, 2011, 07:14:55 PM
Can I swipe 3 Amex Gift cards I have using square? Is this illegal or anything in any way? Anyone have experience doing this?
Sq T&C state you can't use it for cash advances. Since the card is being charged to obtain cash, I believe this falls under that category
Title: Re: Square Credit Card Processing
Post by: HelpMe on October 27, 2011, 07:18:28 PM
Sq T&C state you can't use it for cash advances. Since the card is being charged to obtain cash, I believe this falls under that category
...but would you consider it illegal?
Title: Re: Square Credit Card Processing
Post by: PlatinumGuy on October 27, 2011, 07:21:06 PM
...but would you consider it illegal?
I ain't no lawyer! Its definitely not a crime. Probably is a breach of contract. The reason these regulations are in place is to avoid an endless credit cycle where people pay off credit cards with other cc's. Which is why ATM's carry a cash-advance fee.
Title: Re: Square Credit Card Processing
Post by: smurf on October 27, 2011, 08:40:42 PM
Sq T&C state you can't use it for cash advances. Since the card is being charged to obtain cash, I believe this falls under that category
its not exactly like a cash advance since its a gift card which is aleady loaded its more like a debit card. Although you can load it with w cc so it isn't exactly the same...
Title: Re: Square Credit Card Processing
Post by: bhphotoman on October 27, 2011, 09:18:55 PM
when i first got it i did 2 swipes for 4500 and i did not get charge a fee maybe its a fluke or mazal or what but i did not get charged a fee now i use it almost daily and i make my customers pay the fee
Title: Re: Square Credit Card Processing
Post by: elikay on October 27, 2011, 09:51:25 PM
when i first got it i did 2 swipes for 4500 and i did not get charge a fee maybe its a fluke or mazal or what but i did not get charged a fee now i use it almost daily and i make my customers pay the fee
:o :o
http://www.mastercard.us/support/merchant-violations.html (http://www.mastercard.us/support/merchant-violations.html)
There are 4 vioation boxes there to check:
-In order to make a MasterCard purchase, the merchant/retailer required a minimum or       maximum amount.
-The merchant/retailer is adding a charge for using your MasterCard card.
-The merchant/retailer required identification.
-A merchant/retailer displaying the MasterCard decal in their window refused to accept       my MasterCard card.

VISA: 1-800-VISA-911
MasterCard: 1-800-300-3069
Title: Re: Square Credit Card Processing
Post by: smurf on October 27, 2011, 09:55:41 PM
:o :o
he was refering to the merchant fee.
when i first got it i did 2 swipes for 4500 and i did not get charge a fee maybe its a fluke or mazal or what but i did not get charged a fee now i use it almost daily and i make my customers pay the fee
did you buy the square in a store ? If yeah then I think they waive the first few dollars of fees to compensate for the purchase price,although that wouldn't explain all the fees they missed
Title: Re: Square Credit Card Processing
Post by: elikay on October 27, 2011, 10:00:01 PM
he was refering to the merchant fee.
I know
Title: Re: Square Credit Card Processing
Post by: smurf on October 27, 2011, 10:39:57 PM
I know
sorry I just didn't(and still dont) understand your comment
Title: Re: Square Credit Card Processing
Post by: bubbles on October 27, 2011, 10:43:23 PM
sorry I just didn't(and still dont) understand your comment

bhphotoman said he charges his customers the fee and elikay was pointing out that that is against mastercards rules
Title: Re: Square Credit Card Processing
Post by: smurf on October 27, 2011, 11:14:26 PM
bhphotoman said he charges his customers the fee and elikay was pointing out that that is against mastercards rules
Ohhhhh :-[
Thing is not only do i not read every post (http://www.dansdeals.com/forums/index.php?topic=9961.msg134425#msg134425) but even the ones I read I don't always finish. i thought he was commenting on bhphotoman not being charged a fee ::)
Title: Re: Square Credit Card Processing
Post by: yare on November 01, 2011, 03:36:53 AM
lmao at the list of violations... i think you could have every vendor in israel shut down from mastercard in a day.
Title: Re: Square Credit Card Processing
Post by: yare on November 09, 2011, 06:03:49 PM
under the "Is Square available in my country?" article it says that "Please keep in mind that while we do support some internationally issued cards, we do not support payment processing outside of the US." 

does that mean that if i try processing a payment from an american cc on an iphone in israel it won't go through?    neone with experience?
Title: Re: Square Credit Card Processing
Post by: gevaldig on November 10, 2011, 12:30:27 AM
Amex blue cash preferred (http://www.dansdeals.com/go/amexblue/)
which gift card gives 6%
Title: Re: Square Credit Card Processing
Post by: bubbles on November 10, 2011, 12:34:30 AM
which gift card gives 6%

If you have the blue cash preferred then any gift card you buy at a grocery will get you 6% cash back
Title: Re: Square Credit Card Processing
Post by: gevaldig on November 10, 2011, 12:41:11 AM
so your saying that the cc company will refund me 6% of the price, of the GC. correct?
Title: Re: Square Credit Card Processing
Post by: bubbles on November 10, 2011, 12:45:24 AM
so your saying that the cc company will refund me 6% of the price, of the GC. correct?

correct. The BCP gives 6% back on all purchases made at groceries
Title: Re: Square Credit Card Processing
Post by: gevaldig on November 10, 2011, 12:57:26 AM
BCP ???  before i asked i looked it up in  http://www.dansdeals.com/wiki/Acronyms   but no results
Title: Re: Square Credit Card Processing
Post by: myb821 on November 10, 2011, 12:58:16 AM
BCP ???  before i asked i looked it up in  http://www.dansdeals.com/wiki/Acronyms   but no results
If you have the blue cash preferred then any gift card you buy at a grocery will get you 6% cash back
Title: Re: Square Credit Card Processing
Post by: gevaldig on November 10, 2011, 01:11:44 AM
you should add it to  http://www.dansdeals.com/wiki/Acronyms
Title: Re: Square Credit Card Processing
Post by: AsherO on November 10, 2011, 01:25:24 AM
you should add it to  http://www.dansdeals.com/wiki/Acronyms

Or perhaps you should try adding it.
Title: Re: Square Credit Card Processing
Post by: bubbles on November 10, 2011, 01:27:48 AM
Or perhaps you should try adding it.

Isn't there a 100 post min or s/t like that?
Title: Re: Square Credit Card Processing
Post by: AsherO on November 10, 2011, 01:28:53 AM
Isn't there a 100 post min or s/t like that?

Good point. But maybe it's redundant since n00bs won't figure out how to post anyway... ;)
Title: Re: Square Credit Card Processing
Post by: Thingywingy on November 10, 2011, 02:04:05 AM
Is this really better than just sending money with PayPal to friend and paying their rate I think 3percent. Does PayPal charge same rate if your sending money or receiving fir eBay purchase?
Title: Re: Square CC Processing
Post by: Thingywingy on November 11, 2011, 01:50:50 AM
Just an intersting thing i saw

SquareUp.com

get a free credit card reader for iphone and android phones.

rates are
2.75% + 15˘ for swiped transactions
3.5% + 15˘ for keyed-in transactions

dunno how this would be good, they're sending me one.
definitely for 5 purchases a month
and if u really need to meet a spending deadline?
and oh, ye, to accept payments
What does it mean keyed in v swiped?
Title: Re: Square Credit Card Processing
Post by: elikay on November 11, 2011, 02:03:38 AM
If you don't have a physical card you'll need to punch in the number. It is a higher risk to them (and an added convenience to the merchant) so they charge more.
Title: Re: Square Credit Card Processing
Post by: Thingywingy on November 11, 2011, 02:05:55 PM
lechorah yes. Of course they can tell. Question is if amex can tell you're the merchant. Square will block u if u use ur own card a lot so make an AU.
Any idea whats alot?
Title: Re: Square Credit Card Processing
Post by: PlatinumGuy on November 12, 2011, 04:02:15 PM
I just found another payment processing site - Payleap.com, $15/month + 2.5% & $0.49 per transaction or $25/mo & 2.1%

http://www.payleap.com/lp/billingrevolution/
Title: Re: Square Credit Card Processing
Post by: BAHayman on January 19, 2012, 01:46:34 PM
Just came across a new mobile payment platform called card.io (https://www.card.io/).

Works surprisingly well. Fees are a bit higher then square (3.5% + 30˘ per charge) and they hold the funds for 7 days but the cool thing is that you don't need any extra hardware, just the camera :)

Also don't remember is square does credit checks or pulls but card.io is as simple as creating a login id and entering bank account details...

Couldn't find anything with search...
Title: Re: Square Credit Card Processing
Post by: Name Changed on January 19, 2012, 02:22:33 PM
Just came across a new mobile payment platform called card.io (https://www.card.io/).

Works surprisingly well. Fees are a bit higher then square (3.5% + 30˘ per charge) and they hold the funds for 7 days but the cool thing is that you don't need any extra hardware, just the camera :)

Fee's are a little steep
Title: Re: Square Credit Card Processing
Post by: AsherO on January 19, 2012, 02:24:57 PM
Fee's are a little steep

Still a good aption if the cheaper ones don't work for you and 3.5% isn't cost prohibitive.
Title: Re: Square Credit Card Processing
Post by: Name Changed on January 19, 2012, 02:27:16 PM
Still a good aption if the cheaper ones don't work for you and 3.5% isn't cost prohibitive.

True

I happen to use square with my tablet, and I really like it
Title: Re: Square Credit Card Processing
Post by: aussiebochur on January 19, 2012, 11:00:17 PM
I really like it
+1
Title: Re: Square Credit Card Processing
Post by: arch on January 20, 2012, 10:20:07 AM
I have 2. One in the wifes maiden name, and one in my business name. Very convenient and it will email my customers a receipt (and myself) immediately. The money is in my account that night!
Interestingly, they say that as long as the total yearly amount is under $20,000 and under 200 swipes (I think) then they don't report it.
The reader is free but there can be a very long wait for it. They sell them in radio shack and target and walmart for $10, and square will give you a $10 credit. Target sometimes has it on sale for $5 or $8, so you would actually make money on the deal! 
Title: Re: Square Credit Card Processing
Post by: HelpMe on January 20, 2012, 10:31:25 AM
It is actually over 20k and over 200 transactions that they will report.
Title: Re: Square Credit Card Processing
Post by: elikay on January 20, 2012, 12:57:53 PM
I have 2. One in the wifes maiden name, and one in my business name. Very convenient and it will email my customers a receipt (and myself) immediately. The money is in my account that night!
Interestingly, they say that as long as the total yearly amount is under $20,000 and under 200 swipes (I think) then they don't report it.
The reader is free but there can be a very long wait for it. They sell them in radio shack and target and walmart for $10, and square will give you a $10 credit. Target sometimes has it on sale for $5 or $8, so you would actually make money on the deal! 
BestBuy carries it as well. BTW mine came right away.
Title: Re: Square Credit Card Processing
Post by: Name Changed on January 20, 2012, 01:06:37 PM
BestBuy carries it as well.
For $9.99
Title: Re: Square Credit Card Processing
Post by: elikay on January 20, 2012, 01:26:51 PM
For $9.99
Uhu, just like Walmat and Radioshack, as that is the official price.
Title: Re: Square Credit Card Processing
Post by: arch on January 21, 2012, 07:29:29 PM
 
Uhu, just like Walmat and Radioshack, as that is the official price.
apparently square will give you a $10 credit if you bought yours. Just hafta ask em too
Title: Re: Square Credit Card Processing
Post by: elikay on January 21, 2012, 08:38:16 PM
Actually, it comes with a coupon code for 10 dollars towards your account.
Title: Re: Square Credit Card Processing
Post by: arch on January 21, 2012, 08:47:25 PM
Actually, it comes with q coupon code foe 10 dollars towards your account.
If it doesnt just askem.
Title: Re: Square Credit Card Processing
Post by: Avid Reader on January 22, 2012, 03:35:32 AM
What kind of info (proof/documents etc.) do they ask for when signing up with a business name, and does it have to be connected to a business checking account with the same name?
Title: Re: Square Credit Card Processing
Post by: HelpMe on January 22, 2012, 07:08:04 AM
What kind of info (proof/documents etc.) do they ask for when signing up with a business name, and does it have to be connected to a business checking account with the same name?
None & no.
Title: Re: Square Credit Card Processing
Post by: Avid Reader on January 22, 2012, 11:44:39 AM
None & no.
Cool, thanks.
Title: Re: Re: Square Credit Card Processing
Post by: Wolf on January 22, 2012, 07:35:50 PM
What kind of info (proof/documents etc.) do they ask for when signing up with a business name, and does it have to be connected to a business checking account with the same name?
I signed up with a business account and got an email a day later asking me for additional info what type of business i'm involved in.
Title: Re: Square Credit Card Processing
Post by: Avid Reader on January 22, 2012, 10:43:53 PM
I signed up with a business account and got an email a day later asking me for additional info what type of business i'm involved in.
When you say a business account, do you mean a business name?
Was an answer enough, or they wanted proof too?
Title: Re: Square Credit Card Processing
Post by: Wolf on January 23, 2012, 09:32:32 AM
When you say a business account, do you mean a business name?
Was an answer enough, or they wanted proof too?
Was a business name, when they ask you what type of account it is, I put in business.
I gave them a simple answer for their question, but now they emailed me that they want more info, like a receipt for my first transaction, IRS EIN approval, Cert of Incorp, etc.
Title: Re: Square Credit Card Processing
Post by: SuperFlyer on January 23, 2012, 10:30:39 AM
Was a business name, when they ask you what type of account it is, I put in business.
I gave them a simple answer for their question, but now they emailed me that they want more info, like a receipt for my first transaction, IRS EIN approval, Cert of Incorp, etc.

would that be the case for an LLC as well?
Title: Re: Square Credit Card Processing
Post by: Wolf on January 23, 2012, 01:54:25 PM
would that be the case for an LLC as well?
Usually they wouldn't even request this info for business account, I think by me it got triggered because my first 2 transactions got declined.
Dunno!?!
Title: Re: Square Credit Card Processing
Post by: Walk On the Ocean on March 29, 2012, 08:37:00 PM
lechorah yes. Of course they can tell. Question is if amex can tell you're the merchant. Square will block u if u use ur own card a lot so make an AU.
The bigger question is what happens if u charge $100000, on cc's that give enough points to make it worth 2.75%. I know Sq. Audits accts that charge over 1000/wk... Anyone?
Has it been confirmed that swiping a card that's linked to my account, but is an AU card with a diff name/ cc# will NOT raise flags with the CC company/Square?
Title: Re: Square Credit Card Processing
Post by: wired41 on March 29, 2012, 09:40:07 PM
My wife and I opened accounts, and we swiped our cards on each other's account. We did this with over $15,000, on each account with no problem.

Be careful through about using gift cards. I was trying to finish off a bunch of gift cards from the gift chain and I ended up swiping one of the cards several times because I forgot what was on it. The 3 or 4 declines trigged an audit about the multiple gift cards, they sent a list of 15 questions or so, and when I couldn't provide them the answers to their satisfaction, they simple shut down both accounts since "swiping gift cards multiple gift cards are against the T&C".

So I wouldn't worry about using the Authorized Users, but be careful not to get declined authorizations or using to many Gift Cards.
Title: Re: Square Credit Card Processing
Post by: Drago on May 02, 2012, 03:06:21 PM
Any updates about using this in Israel?
It won't even let me download the app in Android since I'm located here. It doesn't show up in the Marketplace.
Title: Re: Square Credit Card Processing
Post by: 18seagate on June 08, 2012, 07:16:59 PM
Has anyone used this with citi & have problems?
Title: Re: Square Credit Card Processing
Post by: bem684 on October 18, 2012, 09:19:06 AM
Is there anything like this that will work through my laptop USB?  I don't have or want a smartphone and I don't plan on getting a tablet anytime soon.
Title: Re: Square Credit Card Processing
Post by: bem684 on October 18, 2012, 09:23:10 AM
Second question - can I get the hardware and sign up for an account, but use it on somebody else's smartphone?
Title: Re: Square Credit Card Processing
Post by: ahecht37 on October 18, 2012, 09:28:40 AM
Second question - can I get the hardware and sign up for an account, but use it on somebody else's smartphone?
yes
Title: Re: Square Credit Card Processing
Post by: smurf on October 18, 2012, 09:43:14 AM
Second question - can I get the hardware and sign up for an account, but use it on somebody else's smartphone?
Yes, Just make sure you're logged into your account and not his.
Title: Re: Square Credit Card Processing
Post by: txtmax4 on March 12, 2013, 07:50:23 PM
Does anyone know if changing the bank account on file while there is a pending transfer from Square to the bank can negatively affect anything?
Title: Re: Square Credit Card Processing
Post by: ilherman on December 07, 2014, 01:24:45 AM
I am looking for the best cheapest CC processor, it looks like Amazon is cheaper than Square, Just 2.75% for key in transactions  http://www.amazon.com/Amazon-Local-Register-Secure-Reader/dp/B009AMF5XG/ref=sr_1_2?ie=UTF8&qid=1417933103&sr=8-2&keywords=credit+card+Reader+for+iPhone%2C+iPad+and+Android Any other good idea?
Title: Re: Square Credit Card Processing
Post by: D93 on December 07, 2014, 02:07:00 AM
I am looking for the best cheapest CC processor, it looks like Amazon is cheaper than Square, Just 2.75% for key in transactions  http://www.amazon.com/Amazon-Local-Register-Secure-Reader/dp/B009AMF5XG/ref=sr_1_2?ie=UTF8&qid=1417933103&sr=8-2&keywords=credit+card+Reader+for+iPhone%2C+iPad+and+Android Any other good idea?
keep in mind - Amazon will hold your keyed in money for 2 weeks.
Title: Re: Square Credit Card Processing
Post by: ilherman on December 07, 2014, 02:29:26 AM
keep in mind - Amazon will hold your keyed in money for 2 weeks.
And Square?
Title: Re: Square Credit Card Processing
Post by: D93 on December 07, 2014, 02:36:11 AM
And Square?
in your bank next day
Title: Re: Square Credit Card Processing
Post by: ilherman on December 07, 2014, 02:38:36 AM
Thanks! Any other online CC processing companies?
Title: Re: Square Credit Card Processing
Post by: D93 on December 07, 2014, 02:40:08 AM
Thanks! Any other online CC processing companies?
Paypal and payanywhere, although never used them - i've using square for a while now and been loving them.
Title: Re: Square Credit Card Processing
Post by: Yaalili on December 07, 2014, 02:41:21 AM
Paypal and payanywhere, although never used them - i've using square for a while now and been loving them.

I use paypal card reader, though I always do it with a swipe not keyed in. Cost 2.75%.
Title: Re: Square Credit Card Processing
Post by: Ergel on December 07, 2014, 03:20:53 AM
Has anyone looked into cc processing for a real business? 2.75% is a lot to pay off the top. Anyone do better?
Title: Re: Square Credit Card Processing
Post by: @Yehuda on December 07, 2014, 08:01:36 AM
Has anyone looked into cc processing for a real business? 2.75% is a lot to pay off the top. Anyone do better?
I don't have any ideas, but I know that the Jewish processors in Brooklyn get better rates. Just need to make sure they don't have hidden fees.
Title: Re: Square Credit Card Processing
Post by: elikay on December 07, 2014, 09:52:34 AM
Has anyone looked into cc processing for a real business? 2.75% is a lot to pay off the top. Anyone do better?
How much are you swiping? if it is a few thousands a month,  you are still best off with square.
Title: Re: Square Credit Card Processing
Post by: Ergel on December 07, 2014, 10:47:16 AM
Why would you best off with square? Isn't Amazon cheaper? Anyways, it's more than that
Title: Re: Square Credit Card Processing
Post by: Name Changed on December 07, 2014, 12:02:27 PM
Has anyone looked into cc processing for a real business? 2.75% is a lot to pay off the top. Anyone do better?
Yes, I have a merchant account.

I would highly recommend Banquest.
http://www.banquestpayment.com/

How much are you swiping? if it is a few thousands a month,  you are still best off with square.
For a lot of transaction Square will be cheaper even if you are processing $100k a month.
Only difference is, Square is very low risk tolerant, and if you process more than what they are comfortable for you to process they will shut you down.
Additionally if you need online processing, Square does not give API for virtual terminals.
Title: Re: Square Credit Card Processing
Post by: Ergel on December 09, 2014, 10:24:19 PM
Yes, I have a merchant account.

I would highly recommend Banquest.
http://www.banquestpayment.com/
Thanks
What are your rates?
Title: Re: Square Credit Card Processing
Post by: noturbizniss on January 08, 2015, 11:27:46 AM
Not sure if this was posted but I got an email from square saying your can send money for free with a debit card. Any chance this would work with VGC? Or would that get it shut down
Title: Re: Square Credit Card Processing
Post by: runnergirl on January 08, 2015, 12:18:16 PM
If I did a one time swipe using my own credit card would it go through IYE?
Title: Re: Square Credit Card Processing
Post by: beeweegee on January 08, 2015, 01:07:00 PM
If I did a one time swipe using my own credit card would it go through IYE?
IME, i did it once and it went through. YMMV.
Title: Re: Square Credit Card Processing
Post by: runnergirl on January 08, 2015, 03:52:51 PM
IME, i did it once and it went through. YMMV.

Thanks!
Title: Re: Square Credit Card Processing
Post by: Cowboysuk on March 08, 2015, 03:22:20 PM
Does anyone know if the referral credits get used up oldest first? Or square makes you use up the most recent credits first so you have less time to use the older credits? (if noone can understand my q please let me know and I'll try to be clearer) TIA
Title: Re: Square Credit Card Processing
Post by: D93 on March 08, 2015, 04:04:46 PM
Does anyone know if the referral credits get used up oldest first? Or square makes you use up the most recent credits first so you have less time to use the older credits? (if noone can understand my q please let me know and I'll try to be clearer) TIA
It seems that from every referal ALL your credits get extended another 180 days. But a simple solution would be to just use it up, why wait?
Title: Re: Square Credit Card Processing
Post by: Cowboysuk on March 08, 2015, 07:56:16 PM
It seems that from every referal ALL your credits get extended another 180 days. But a simple solution would be to just use it up, why wait?
just in case redcard goes down?
Title: Re: Square Credit Card Processing
Post by: sm8542 on March 09, 2015, 01:02:43 AM
Please refer me
Title: Re: Square Credit Card Processing
Post by: Shauly101 on March 10, 2015, 06:35:11 PM
https://squareup.com/i/4569D5C4
Title: Re: Square Credit Card Processing
Post by: sm8542 on March 11, 2015, 01:03:37 AM
It's possible to transfer my fonds from square to my serve account by linking serve benk account
Title: Re: Square Credit Card Processing
Post by: coralsnake on March 11, 2015, 01:10:32 AM
It's possible to transfer my fonds from square to my serve account by linking serve benk account
No
Title: Re: Square Credit Card Processing
Post by: Mocha on April 21, 2015, 04:58:35 PM
Soo Ive been busy last few months and had 1800 sitting in gc's so I unloaded them to sqaure this morning thinking I'll just take the hit. Account shut down this afternoon and funds frozen for 5 montha minimum. Anyone have any ideas? I tossed the cards so no way to refund.
Title: Re: Square Credit Card Processing
Post by: lunatic on April 21, 2015, 05:12:08 PM
Soo Ive been busy last few months and had 1800 sitting in gc's so I unloaded them to sqaure this morning thinking I'll just take the hit. Account shut down this afternoon and funds frozen for 5 montha minimum. Anyone have any ideas? I tossed the cards so no way to refund.

Look for the cards
Title: Re: Square Credit Card Processing
Post by: zer0k1 on April 21, 2015, 05:16:29 PM
Look for the cards

+1 why would you toss them
Title: Re: Square Credit Card Processing
Post by: Mocha on April 21, 2015, 05:46:42 PM
Look for the cards
theyre in a giant dumpster. Not possible.
+1 why would you toss them
i didn't have a clue this would happen. Wasn't thinking clearly I guess.

Guess Ill just have to wait.  :'(
Title: Re: Square Credit Card Processing
Post by: Mocha on April 21, 2015, 08:03:04 PM
"You also may not use the Services to process cash advances." this is the only statement i see where I violated the terms. it never says that they are able to hold my funds for 5 months.

any idea how they get away with that? I emailed the AG for the hell of it
Title: Re: Square Credit Card Processing
Post by: Cowboysuk on May 07, 2015, 12:44:51 AM
just in case redcard goes down?
Now Im happy I didn't use up my free processing as I have some thresholds to meet!
Title: Re: Square Credit Card Processing
Post by: maxie m on May 07, 2015, 01:35:44 AM
Now Im happy I didn't use up my free processing as I have some thresholds to meet!
+1 :'(
Title: Re: Square Credit Card Processing
Post by: AI-TRAVEL on May 14, 2015, 09:30:07 AM
Square shut my account. Apparently I'm in a risky business. My only issue is that there holding my money for 90 days. I can't even call to vent bec they will not give a customer code online. Bunch of Idiots!!!
Title: Re: Square Credit Card Processing
Post by: D93 on May 14, 2015, 09:31:08 AM
Square shut my account. Apparently I'm in a risky business. My only issue is that there holding my money for 90 days. I can't even call to vent bec they will not give a customer code online. Bunch of Idiots!!!
Refund the cc
Title: Re: Square Credit Card Processing
Post by: AI-TRAVEL on May 14, 2015, 09:33:20 AM
Refund the cc
Can't
Title: Re: Square Credit Card Processing
Post by: rileywiles23 on May 14, 2015, 09:33:51 AM

Square shut my account. Apparently I'm in a risky business.
Buying to many coins from the mint ?
Title: Re: Square Credit Card Processing
Post by: AI-TRAVEL on May 14, 2015, 09:37:13 AM
Buying to many coins from the mint ?
Lol. No I'm taking about the legitimate side of my business  ;)
Title: Re: Square Credit Card Processing
Post by: Mendylab on May 14, 2015, 03:32:52 PM
just in case redcard goes down?

Flash back, who would of thought....
Title: Re: Square Credit Card Processing
Post by: Joewee999 on July 01, 2015, 10:04:30 AM
Square shut me down as well. I have like $800 on hold. The CC were sunnies from walmart so I don't think I can
refund them. I am in the process of trying to refund $1.00 to one but I am not holding my breath.....
any ideas other than waiting the 90 to ??? days...? Here is the email I received...

 
 
We're sorry to inform you that we are deactivating your account. We reviewed your account and found transaction types prohibited by Section 47 of the Square Seller Agreement.
 
We regret that, starting today, you will no longer be able to process transactions using Square.
 
Due to the unusual or high risk activity associated with your account, your outstanding Square balance will be reserved for up to 180 days (but no less than 90 days), unless circumstances require that we extend this reserve period. If you do not want us to reserve your funds, you may refund the payment back to the cardholder account.
 
We appreciate your having chosen Square and apologize for any inconvenience this may cause.
 
Sincerely,
 
Square Compliance Team
 
Title: Re: Square Credit Card Processing
Post by: D93 on July 01, 2015, 12:41:37 PM
Square shut me down as well. I have like $800 on hold. The CC were sunnies from walmart so I don't think I can
refund them.

What's that?
Title: Re: Square Credit Card Processing
Post by: joewee99901 on July 01, 2015, 01:27:18 PM
What's what ?
Title: Re: Square Credit Card Processing
Post by: D93 on July 01, 2015, 01:29:29 PM
What's what ?
The CC were sunnies from walmart
Title: Re: Square Credit Card Processing
Post by: joewee99901 on July 01, 2015, 06:50:52 PM
Suntrust visa gift cards
Title: Re: Square Credit Card Processing
Post by: shoobi on July 01, 2015, 09:31:56 PM
Oy vey yikes, I have a few K free processing and was gonna use it to hit min spends on Amex... Never dreamed they'd be so strict... I mean it's not even $1000... Wow
Title: Re: Square Credit Card Processing
Post by: Zkpncs48 on July 02, 2015, 02:30:06 AM
IME  if you take it slow you should be alright. Maybe dont use the account when its new as it seems new accounts are under more scrutiny.
Title: Re: Square Credit Card Processing
Post by: Emkay on July 02, 2015, 05:03:26 AM
Square shut me down as well. I have like $800 on hold. The CC were sunnies from walmart so I don't think I can
refund them. I am in the process of trying to refund $1.00 to one but I am not holding my breath.....
any ideas other than waiting the 90 to ??? days...? Here is the email I received...

 
 
We're sorry to inform you that we are deactivating your account. We reviewed your account and found transaction types prohibited by Section 47 of the Square Seller Agreement.
 
We regret that, starting today, you will no longer be able to process transactions using Square.
 
Due to the unusual or high risk activity associated with your account, your outstanding Square balance will be reserved for up to 180 days (but no less than 90 days), unless circumstances require that we extend this reserve period. If you do not want us to reserve your funds, you may refund the payment back to the cardholder account.
 
We appreciate your having chosen Square and apologize for any inconvenience this may cause.
 
Sincerely,
 
Square Compliance Team
If you don't need the cash now you may as well just wait for it to go through
Title: Re: Square Credit Card Processing
Post by: Emkay on July 02, 2015, 05:04:13 AM


IME  if you take it slow you should be alright. .
Not really nowadays
Title: Re: Square Credit Card Processing
Post by: Miracle on July 02, 2015, 05:05:14 AM
iT STINKS, they want me to verify my account. I can't do that because I don't have a biz number and they specified NO SSN.
Title: Re: Square Credit Card Processing
Post by: sammy n on July 02, 2015, 05:11:01 AM
iT STINKS, they want me to verify my account. I can't do that because I don't have a biz number and they specified NO SSN.
That's usually what they asking from everyone.
Title: Re: Square Credit Card Processing
Post by: Joewee999 on July 02, 2015, 09:21:07 AM
Unbelievable...it worked..!! .. my balance on my sunnie now says $1.00...so the refund to
the card works... I just put in for the rest to be refunded and should, hopefully, have the
full amount in a couple of days... so there is a datapoint for all...

Full disclosure...I already knew I was pushing the envelope as I had gotten a warning the first time along with
this email below... I was just trying to use up the last free $1000 processing I had and didn't plan on using
square after this.... so YMMV... slow and sure in the beginning I believe is good advice...

Hello,
 
Thank you for your patience with our account review inquiry. We periodically review account activity on the Square system to ensure a secure experience for all our customers.
 
We are happy to inform you that we have completed our review of your account and have removed the deferred payout status on your account. If your account has a pending deposit, your funds will be deposited within 1-2 business days.
 
As each bank has its own deposit processing procedures, some banks will reflect the deposit within twenty four hours, while other banks may take longer. Most banks do not process deposits during weekends and holidays.
 
Visit the Square Help Center to learn more about deposits: https://squareup.com/help/en-us/article/3807-square-s-deposit-schedule.
 
Thank you for your cooperation.
 

Sincerely,
 
 
Square Compliance Team
 
 
This is a non-commercial message sent to you by Square, Inc.
Title: Re: Square Credit Card Processing
Post by: zer0k1 on July 06, 2015, 09:22:23 PM
if anyone needs a fresh one
https://squareup.com/signup?signup_token=F9D3DA41
Title: Re: Square Credit Card Processing
Post by: bermo on September 04, 2015, 05:27:04 PM
Unbelievable...it worked..!! .. my balance on my sunnie now says $1.00...so the refund to
the card works... I just put in for the rest to be refunded and should, hopefully, have the
full amount in a couple of days... so there is a datapoint for all...

Full disclosure...I already knew I was pushing the envelope as I had gotten a warning the first time along with
this email below... I was just trying to use up the last free $1000 processing I had and didn't plan on using
square after this.... so YMMV... slow and sure in the beginning I believe is good advice...

Hello,
 
Thank you for your patience with our account review inquiry. We periodically review account activity on the Square system to ensure a secure experience for all our customers.
 
We are happy to inform you that we have completed our review of your account and have removed the deferred payout status on your account. If your account has a pending deposit, your funds will be deposited within 1-2 business days.
 
As each bank has its own deposit processing procedures, some banks will reflect the deposit within twenty four hours, while other banks may take longer. Most banks do not process deposits during weekends and holidays.
 
Visit the Square Help Center to learn more about deposits: https://squareup.com/help/en-us/article/3807-square-s-deposit-schedule.
 
Thank you for your cooperation.
 

Sincerely,
 
 
Square Compliance Team
 
 
This is a non-commercial message sent to you by Square, Inc.
How did you pass the review?
Title: Re: Square Credit Card Processing
Post by: bermo on November 03, 2015, 10:04:09 AM
Anyone have a clue when they will be shipping out the nfc reader?
Title: Re: Square Credit Card Processing
Post by: D93 on November 03, 2015, 11:58:21 AM
Anyone have a clue when they will be shipping out the nfc reader?
You still have an active account?! Wow!
Title: Re: Square Credit Card Processing
Post by: bermo on November 03, 2015, 12:06:42 PM
You still have an active account?! Wow!
I had it for a over a year
Then i had a review and they reopened it.  
Title: Re: Square Credit Card Processing
Post by: D93 on November 03, 2015, 12:09:19 PM
I had it for a over a year
Then i had a review and they reopened it.
Nice!
Title: Re: Square Credit Card Processing
Post by: yochiek93 on November 03, 2015, 01:23:37 PM
I had it for a over a year
Then i had a review and they reopened it.
And how did you pass
Title: Re: Square Credit Card Processing
Post by: bermo on November 03, 2015, 11:43:18 PM
And how did you pass
I explained what my last charge was for.
And even had proof for that.
I actually gave up on it but then a few hours later I was back in business
Title: Re: Square Credit Card Processing
Post by: yochiek93 on November 03, 2015, 11:44:06 PM
I explained what my last charge was for.
And even had proof for that.
I actually gave up on it but then a few hours later I was back in business
Did you have to show proof?
Title: Re: Square Credit Card Processing
Post by: bermo on November 03, 2015, 11:44:40 PM
Did you have to show proof?
Proof of what?
Title: Re: Square Credit Card Processing
Post by: yochiek93 on November 03, 2015, 11:46:16 PM
Proof of what?
Of the last charge (you said you had proof) did they ask for proof
Title: Re: Square Credit Card Processing
Post by: bermo on November 03, 2015, 11:54:27 PM
Of the last charge (you said you had proof) did they ask for proof
Yes
Never believed that it would suffice
But it did.
Title: Re: Square Credit Card Processing
Post by: yochiek93 on November 03, 2015, 11:55:07 PM
Yes
Never believed that it would suffice
But it did.
Nice
Title: Re: Square Credit Card Processing
Post by: shmueli2007 on November 14, 2015, 07:43:08 PM
What should I give for proof? I just got an email saying that the funds wont be deposited until I verify ...
Title: Re: Square Credit Card Processing
Post by: Amusch on November 01, 2016, 10:08:49 PM
Just got one of these today. If I try it on my own CC (for like $1), is that a red flag. If so, any other way to try it without waiting for a customer?
Title: Re: Square Credit Card Processing
Post by: A3 on November 01, 2016, 11:08:19 PM
Just got one of these today. If I try it on my own CC (for like $1), is that a red flag. If so, any other way to try it without waiting for a customer?
A $1 test is not a red flag
Title: Re: Square Credit Card Processing
Post by: ludmila on November 02, 2016, 09:51:27 PM
Just got one of these today. If I try it on my own CC (for like $1), is that a red flag. If so, any other way to try it without waiting for a customer?
No you are fine, I tested a few when I first got it , NP.
Title: Re: Square Credit Card Processing
Post by: jmail on November 22, 2016, 03:01:59 PM
Anyone have a contact at Square to resolve a financial hold? Their customer service is horrendous and they are limiting me to $2k of processing per week! Not sure how a business is supposed to grow with such limitations...
Title: Re: Square Credit Card Processing
Post by: myi on April 03, 2017, 01:14:10 AM
Any insights into how long it takes to receive money sent via invoice?   
Title: Re: Square Credit Card Processing
Post by: hvaces42 on April 03, 2017, 07:17:45 AM
Any insights into how long it takes to receive money sent via invoice?
I usually get it within 48 hours.
Title: Re: Square Credit Card Processing
Post by: sruliL on February 07, 2019, 11:18:56 PM
I'm looking to process around $200 a month in credit card transactions (keyed or invoiced, not swiped). Currently Square is 3.5% + 0.15 and Quickbooks is 3.5% + 0.30. Is there a better, cheaper option than these? Any preference Square or Quickbooks (already using Quickbooks Desktop for the books)?
Title: Re: Square Credit Card Processing
Post by: ludmila on February 07, 2019, 11:48:34 PM
I'm looking to process around $200 a month in credit card transactions (keyed or invoiced, not swiped). Currently Square is 3.5% + 0.15 and Quickbooks is 3.5% + 0.30. Is there a better, cheaper option than these? Any preference Square or Quickbooks (already using Quickbooks Desktop for the books)?
For $200 a month I do not know of any. I'll go with your preference of the 2.
Title: Re: Square Credit Card Processing
Post by: S209 on February 11, 2019, 02:05:43 AM
I'm looking to process around $200 a month in credit card transactions (keyed or invoiced, not swiped). Currently Square is 3.5% + 0.15 and Quickbooks is 3.5% + 0.30. Is there a better, cheaper option than these? Any preference Square or Quickbooks (already using Quickbooks Desktop for the books)?
Square is easy to use, probably ideal for you. Though tbh I haven’t used QuickBooks.
Title: Re: Square Credit Card Processing
Post by: Boruch Parnes on March 10, 2019, 04:23:10 PM
My square account got FRed around 2 months ago  got a email last week that they reopened it even though I didnt send them in anything