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DansDeals Forum => General Discussion => Topic started by: ybeeds on December 30, 2015, 07:38:37 PM

Title: Amex credit line increase
Post by: ybeeds on December 30, 2015, 07:38:37 PM
I receive the email below from Amex. Anyone know if this would be a hard pull on my credit score?

"Congratulations Yaakov,
 
In appreciation of your history with us, you have been chosen to increase your credit limit by $1000 on your American Express® Card account ending in XXXXX.
 
With a higher credit limit, you can:
•   Enjoy more flexibility for making large purchases
•   Use your Card for your everyday purchases
•   Continue to receive access to the benefits and services you expect from us
 
To request your increase, visit americanexpress.com/redeemlineincrease and enter offer code XXXXXXXXXXXXX. You may also call us at 855-841-5389. This offer is valid through 02/08/2016. See additional details below.
 
Thank you for your continued Card Membership."
Title: Re: Amex credit line increase
Post by: MeirS on December 30, 2015, 07:50:54 PM
PUTPAC.

Usually, of they offer it to you it wouldn't be a pull but I'm not sure about this particular bank and offer
Title: Re: Amex credit line increase
Post by: David Smith on December 30, 2015, 07:52:35 PM
Amex CLI isn't a hard pull, even if you request it.
Title: Re: Amex credit line increase
Post by: ybeeds on December 30, 2015, 07:54:04 PM
PUTPAC.

Usually, of they offer it to you it wouldn't be a pull but I'm not sure about this particular bank and offer
I don't believe the reps know what they are talking about when it comes to credit scores.
Title: Re: Amex credit line increase
Post by: David Smith on December 30, 2015, 07:55:31 PM


I don't believe the reps know what they are talking about.

FTFY
Title: Re: Amex credit line increase
Post by: Palm5 on December 30, 2015, 07:58:16 PM
Maybe it's me but I never request nor accept credit line increases. I'd quicker use another card before I "manually" increase.
Title: Re: Amex credit line increase
Post by: MeirS on December 30, 2015, 08:23:05 PM
Amex CLI isn't a hard pull, even if you request it.
Thanks for that
Title: Re: Amex credit line increase
Post by: Venilla on December 30, 2015, 10:47:44 PM
Amex CLI isn't a hard pull, even if you request it.
-0.5, Sometimes it is. Personal experience.