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DansDeals Forum => Credit Cards => Topic started by: ELIG on July 13, 2011, 03:49:58 PM

Title: Chase Freedom Master Thread
Post by: ELIG on July 13, 2011, 03:49:58 PM
Click Here (https://www.dansdeals.com/go/FreedomQS/) to get more details on this card and compare to other cards!


Anybody know if you can transfer Chase Freedom Ultimate Rewards Points to Continental?
Title: Re: Chase Freedom
Post by: AsherO on July 13, 2011, 03:51:36 PM
Anybody know if you can transfer Chase Freedom Ultimate Rewards Points to Continental?

If you have a Chase Sapphire Preferred (http://www.dansdeals.com/go/sapphire50k) card you can, 1:1 ratio, no transfer fees.
Title: Re: Chase Freedom
Post by: YOSEF on July 13, 2011, 03:52:14 PM
As stated elsewhere, yes.
Title: Re: Chase Freedom
Post by: myb821 on July 13, 2011, 04:40:08 PM
also if u dont have i will be more then happy to let u transfer them to me which can be done and then i can transfer to continental for you
Title: Re: Chase Freedom
Post by: ELIG on July 13, 2011, 04:47:08 PM
I have a Chase Sapphire and Chase freedom. But when I log in there is no option to transfer to ff programs.
Title: Re: Chase Freedom
Post by: ELIG on July 13, 2011, 04:52:31 PM
Is it possilbe to transfer Freedom? Or only Sapphire?
Title: Re: Chase Freedom
Post by: myb821 on July 13, 2011, 04:56:13 PM
Is it possilbe to transfer Freedom? Or only Sapphire?
only sapphire but u can transfer ur points from freedom to sapphire then from sapphire to airline
Title: Re: Chase Freedom
Post by: AsherO on July 13, 2011, 05:56:59 PM
only sapphire but u can transfer ur points from freedom to sapphire then from sapphire to airline

Does Sapphire work as well? I thought on Sapphire preferred.

EliG, do you have a Sapphire Preferred card?
Title: Re: Chase Freedom
Post by: myb821 on July 13, 2011, 06:06:10 PM
I meant preferred my bad
Title: Re: Chase Freedom
Post by: AsherO on July 13, 2011, 06:12:51 PM
I meant preferred my bad

But I think Eli might not have the preferred, in which case he needs to apply for one (http://www.dansdeals.com/go/sapphire50k) :D
Title: Re: Chase Freedom
Post by: myb821 on July 13, 2011, 06:15:03 PM
Or as I said of he rly wants he can transfer to me and I can transfer from mine to CO
Title: Re: Chase Freedom
Post by: AsherO on July 13, 2011, 06:16:59 PM
Or as I said of he rly wants he can transfer to me and I can transfer from mine to CO

I didn't realize UR are transferable to someone else's account, can this be done online? (I've seen the option to transfer between my accounts online, but not someone else's)

Do you gain anything from this, e.g. 7% annual dividends? (or is that just for spending on the Sapphire Preferred?)
Title: Re: Chase Freedom
Post by: myb821 on July 13, 2011, 06:22:47 PM
I don't know abt the 7% but I transferred from my wifes to mine we have dif last names and it all worked when u go into ur ur account go to manage ultimate rewards and go to combine points. In the transfer to field u put other and it let's u put in someones cc number to transfer to them
Title: Re: Chase Freedom
Post by: AsherO on July 13, 2011, 06:38:36 PM
I don't know abt the 7% but I transferred from my wifes to mine we have dif last names and it all worked when u go into ur ur account go to manage ultimate rewards and go to combine points. In the transfer to field u put other and it let's u put in someones cc number to transfer to them

From the UR T&Cs:

Quote from: Chase Ultimate Rewards - Terms & Conditions[b
]Earning Restrictions: [/b]

Points earned are not the property of the Cardholder and are not
transferable, have no cash value, and cannot be used as payment of any obligation to us
or our affiliates, except to the extent specifically enumerated in the Redemption Rules. 
Any points accrued shall be permanently forfeited if your Account has been closed, or
upon the Cardholder’s death.  If there is any abuse of the Program, failure to follow
Program terms, or any misrepresentation by you, all unredeemed points shall be forfeited
and no additional points shall accumulate.  There is no maximum number of points that
you can accumulate in the Program.

And:

Quote from: Chase Ultimate Rewards - Terms & Conditions
Account-to-Account Points Transfers:

 Points transfers are not currently available. We
will notify you when you may transfer points to other Ultimate Rewards accounts. At
that time, you may transfer points to any other eligible credit card or debit card with
Ultimate Rewards. Transfers may only be used to combine points belonging to the same
individual or business in the Program; or for the purpose of enabling spouses or domestic
partners to combine points earned in their respective names. If the transferee’s or your
credit card account(s) or checking account(s), as applicable, are in default at the time of
the transfer, Chase will not make the transfer. Once points are transferred, they cannot be
credited back.

Seems a T&C refresh is overdue...
Title: Re: Chase Freedom
Post by: myb821 on July 13, 2011, 06:40:01 PM
lol yea because i know its possible bc i have done it
Title: Re: Chase Freedom
Post by: ELIG on July 14, 2011, 09:30:53 AM
I have a Sapphire Preffered. In other words Sapphire Preffered and Freedom points are worth the same thing?
Title: Re: Chase Freedom
Post by: myb821 on July 14, 2011, 09:40:45 AM
only when the points from the freedom are transferred to the sapphire preffered
Title: Re: Chase Freedom
Post by: atlas310 on July 14, 2011, 09:46:10 AM
If you transfer from Freedom to Preferred and then use Preferred for an airline ticket does it get transferred for the airline ticket at 1:1 or 1:1.25?
Title: Re: Chase Freedom
Post by: myb821 on July 14, 2011, 09:47:23 AM
r u talking abt using the pay with points or for a transfer to an airline mileage program
Title: Re: Chase Freedom
Post by: ELIG on July 14, 2011, 09:56:16 AM
If you transfer freedom to sapphire preffered. The points then transfer 1:1 to airline programs like continental?
Title: Re: Chase Freedom
Post by: Dan on July 14, 2011, 09:59:24 AM
If you transfer freedom to sapphire preffered. The points then transfer 1:1 to airline programs like continental?
Yes.
Title: Re: Chase Freedom
Post by: ELIG on July 14, 2011, 10:00:34 AM
So in other words if you sell the points, freedom and sapphire preffered should be worth the same?
Title: Re: Chase Freedom
Post by: good sam on July 14, 2011, 10:01:44 AM
If you transfer from Freedom to Preferred and then use Preferred for an airline ticket does it get transferred for the airline ticket at 1:1 or 1:1.25?

Once tranferred, they are 1:1.25 like regular Sapphire points.  I recently purchased a ticket using only Freedom points which I tranferred to my new Sapphire.
Title: Re: Chase Freedom
Post by: myb821 on July 14, 2011, 10:10:21 AM
Yes
Title: Re: Chase Freedom
Post by: AsherO on July 14, 2011, 11:31:10 AM
If you transfer from Freedom to Preferred and then use Preferred for an airline ticket does it get transferred for the airline ticket at 1:1 or 1:1.25?
Once tranferred, they are 1:1.25 like regular Sapphire points.  I recently purchased a ticket using only Freedom points which I tranferred to my new Sapphire.

Purchasing a ticket with the points is usually not as good a redemption value as miles. CO miles are worth 1.5 cents or more.

I have a Sapphire Preffered. In other words Sapphire Preffered and Freedom points are worth the same thing?

Like others have stated, transfer the freedom points to your Sapphire Preferred and you're good to go.
Title: Re: Chase Freedom
Post by: ELIG on July 14, 2011, 12:12:12 PM
Thanks!
Title: Re: Chase Freedom
Post by: springles on July 14, 2011, 02:00:36 PM
lol yea because i know its possible bc i have done it
You may have been able to transfer to your spouse with a different name but their rules are still that you cannot transfer to anyone other than a spouse or partner.  Maybe it works because it allows for different last name's due to the domestic partner option.  But if you are transferring to a random person I think you are putting your points/accounts at risk.  Chances are chase doesnt stop it but if they do then you broke their terms and conditions and are subject to forfeiture. 
Title: Re: Chase Freedom
Post by: myb821 on July 14, 2011, 02:27:47 PM
You may have been able to transfer to your spouse with a different name but their rules are still that you cannot transfer to anyone other than a spouse or partner.  Maybe it works because it allows for different last name's due to the domestic partner option.  But if you are transferring to a random person I think you are putting your points/accounts at risk.  Chances are chase doesnt stop it but if they do then you broke their terms and conditions and are subject to forfeiture.
i dont agree. when u r in ur ur page and go to combine points this is what comes up (http://i51.tinypic.com/2r74uuu.jpg)

nowhere does it say it needs to be a spouse or domestic partner. if that was the case they should post it so it is known otherwise it cant be enforced
Title: Re: Chase Freedom
Post by: AsherO on July 14, 2011, 03:09:54 PM
nowhere does it say it needs to be a spouse or domestic partner. if that was the case they should post it so it is known otherwise it cant be enforced

They write it in their terms, so they can retroactively enforce it if they so choose to do.
Title: Re: Chase Freedom
Post by: springles on July 14, 2011, 04:12:44 PM
nowhere does it say it needs to be a spouse or domestic partner. if that was the case they should post it so it is known otherwise it cant be enforced
I'm just telling you what chase informed me when I was talking to them about this 2 weeks ago. As is usually the case, YMMV
Title: Re: Chase Freedom
Post by: deals on July 14, 2011, 06:47:35 PM
if u have a chase checking linked to your freedom u better off using the freedom card as u get extra bonuses like 1 point for every $10 + 10 points for every transaction
Title: Re: Chase Freedom
Post by: springles on July 14, 2011, 10:05:13 PM
Plus you get 5% back on gas this quarter with the freedom card. I believe that if you have a chase checking and sapphire preferred card then the freedom card becomes the best card out there.
 
Title: Re: Chase Freedom
Post by: AsherO on July 15, 2011, 02:05:19 AM
if u have a chase checking linked to your freedom u better off using the freedom card as u get extra bonuses like 1 point for every $10 + 10 points for every transaction

That's only after I've filled the spend requirement on my Sapphire Preferred. Are you sure it's 1 pt per $10? I think you mean 1pt per dollar....
Title: Re: Chase Freedom
Post by: Deal Guy on July 15, 2011, 02:57:32 AM
That's only after I've filled the spend requirement on my Sapphire Preferred. Are you sure it's 1 pt per $10? I think you mean 1pt per dollar....
Hey give the guy a break, he just had a baby....
It's 1 point per dollar plus a 10% bonus. You also get 10 points per purchase.
Title: Re: Chase Freedom
Post by: AsherO on July 15, 2011, 03:04:16 AM
Hey give the guy a break, he just had a baby....
It's 1 point per dollar plus a 10% bonus. You also get 10 points per purchase.

Ah, so he said it right, albeit unclear. Besides for the 1pt per $1 spent, you get an extra 1 pt per $10 spent.
Title: Re: Chase Freedom
Post by: myb821 on July 15, 2011, 09:34:08 AM
i should realy have gotten the chase freedom thats alot of extra points
Title: Re: Chase Freedom
Post by: good sam on July 15, 2011, 09:55:05 AM
should have

Why not get one now and pick up $100 bonus in the process?
Title: Re: Chase Freedom
Post by: Dan on July 15, 2011, 11:00:15 AM
Why not get one now and pick up $100 bonus in the process?
Or $200...http://www.dansdeals.com/go/freedom200
Title: Re: Chase Freedom
Post by: AsherO on July 15, 2011, 11:15:30 AM
i should realy have gotten the chase freedom thats alot of extra points

You'd use this as your primary card? Better points for everyday spending than SPG? I also don't like that the bonus categories switch every three months, it's just too much to keep track of for a few bonus points (compared to SPGs 1.25 miles per dollar spent (in $20k increments).

I dunno if it works for 'long-term' or high-ticket items (e.g. electronics), as the freedom doesn't have the protections that the Sapphire Preferred/SPG have.

Or $200...http://www.dansdeals.com/go/freedom200

Just call it 20k UR :P
Title: Re: Chase Freedom
Post by: springles on July 15, 2011, 01:32:22 PM
You'd use this as your primary card? Better points for everyday spending than SPG? I also don't like that the bonus categories switch every three months, it's just too much to keep track of for a few bonus points (compared to SPGs 1.25 miles per dollar spent (in $20k increments).

I dunno if it works for 'long-term' or high-ticket items (e.g. electronics), as the freedom doesn't have the protections that the Sapphire Preferred/SPG have.

Just call it 20k UR :P
I think if you have the chase checking/sapphire preferred set up, then the freedom is worth more than the SPG.  Definitely for smaller purchases.  And the fact that it transfers to CO 1:1 is a nice advantage, especially with the ANA changes.  And its easy to track the rotating categories as they send you a text when its time to activate and all you do is reply.  5 points per $ spent is not a few extra points. 
For larger purchases and/or items you want the purchase protections then SPG might still be the way to go. 

And I agree that we should just call it 20k UR, thats really worth more than $200 anyway.
Title: Re: Chase Freedom
Post by: bubbles on September 07, 2011, 02:35:32 PM
I didn't realize UR are transferable to someone else's account, can this be done online? (I've seen the option to transfer between my accounts online, but not someone else's)

Do you gain anything from this, e.g. 7% annual dividends? (or is that just for spending on the Sapphire Preferred?)

Anyone ever find out if you get the 7% from points transferred into your account?
Title: Re: Chase Freedom
Post by: atlas310 on September 08, 2011, 10:44:17 AM
Pretty sure the 7% dividend applies on actual amount spent on the Sapphire Preferred.
Title: Re: Chase Freedom
Post by: atlas310 on September 08, 2011, 10:45:51 AM
Hey give the guy a break, he just had a baby....
It's 1 point per dollar plus a 10% bonus. You also get 10 points per purchase.

Where do you get the 10% bonus from?
Title: Re: Chase Freedom
Post by: bubbles on September 08, 2011, 10:56:48 AM
Pretty sure the 7% dividend applies on actual amount spent on the Sapphire Preferred.

So you don't get the 7% on the sign up bonus either? That's not considered earned points?
Title: Re: Chase Freedom
Post by: atlas310 on September 08, 2011, 11:11:03 AM
Would be nice, but I don't think so.
Title: Re: Chase Freedom
Post by: bubbles on September 08, 2011, 11:13:02 AM
Guess i'll find out for sure in another few months
Title: Re: Chase Freedom
Post by: atlas310 on September 08, 2011, 04:35:12 PM
I emailed the customer service and they said the sign up bonus is subject to the 7% dividend. So that right there is 35k annual points if you got the 50k point bonus or 70k annual points if you were lucky enough to get the 100k.
Title: Re: Chase Freedom
Post by: Dan on September 08, 2011, 04:42:00 PM
I emailed the customer service and they said the sign up bonus is subject to the 7% dividend. So that right there is 35k annual points if you got the 50k point bonus or 70k annual points if you were lucky enough to get the 100k.
That's awesome but your math is wayyyy off.
Can anyone else confirm that the signup bonus will get the dividend?
Title: Re: Chase Freedom
Post by: atlas310 on September 08, 2011, 04:44:13 PM
Sorry. Meant 3500 points. That equates to $35 if you do a straight cash back though, correct?
Title: Re: Chase Freedom
Post by: atlas310 on September 08, 2011, 04:46:29 PM
FYI...this was the actual message:

Thank you for taking the time to email us regarding the
rewards on your Sapphire account.

I would like to clarify that you will earn an annual
bonus, regardless of spend, and there is no cap on the 7%
dividend. The initial sign up bonus is considered earned
points and subject to the dividend.

If you have any further questions, please reply using the
Secure Message Center.
Title: Re: Chase Freedom
Post by: Dan on September 08, 2011, 05:27:56 PM
Sorry. Meant 3500 points. That equates to $35 if you do a straight cash back though, correct?
Yup, but much better to take miles.

FYI...this was the actual message:

Thank you for taking the time to email us regarding the
rewards on your Sapphire account.

I would like to clarify that you will earn an annual
bonus, regardless of spend, and there is no cap on the 7%
dividend. The initial sign up bonus is considered earned
points and subject to the dividend.

If you have any further questions, please reply using the
Secure Message Center.
Nice!
Title: Re: Chase Freedom
Post by: deals on September 08, 2011, 10:02:41 PM
FYI...this was the actual message:

Thank you for taking the time to email us regarding the
rewards on your Sapphire account.

I would like to clarify that you will earn an annual
bonus, regardless of spend, and there is no cap on the 7%
dividend. The initial sign up bonus is considered earned
points and subject to the dividend.

If you have any further questions, please reply using the
Secure Message Center.

wow i cant believe it

so u basically get 53500 points to sign up
Title: Re: Chase Freedom
Post by: DovidR on September 08, 2011, 10:34:22 PM
wow i cant believe it

so u basically get 53500 points to sign up

I don't think so. More like... you get 50k to start and then another 3500+ retention bonus at the end of the year
Title: Re: Chase Freedom
Post by: Dan on September 08, 2011, 10:37:12 PM
I don't think so. More like... you get 50k to start and then another 3500+ retention bonus at the end of the year
Huh?  You get 53K now for spending $3K and then 3,710 miles in 4 months from now with the dividend for a total of 56,710 miles within 4 months.

Or if you spend the 3K on any travel booked via the Chase booking tool you'll get 59K now for spending $3K and 4,130 miles in 4 months from now with the dividend for a total of 63,130 miles within 4 months.
Title: Re: Chase Freedom
Post by: DovidR on September 08, 2011, 10:47:52 PM
Huh?  You get 53K now for spending $3K and then 3,710 miles in 4 months from now with the dividend for a total of 56,710 miles within 4 months.

Or if you spend the 3K on any travel booked via the Chase booking tool you'll get 59K now for spending $3K and 4,130 miles in 4 months from now with the dividend for a total of 63,130 miles within 4 months.

Mmmm.... my foot tastes great!
Title: Re: Chase Freedom
Post by: golan on September 09, 2011, 05:24:20 AM
Was wondering if anyone can guide me on this one. I got the freedom card when i walked into a bank about 5 months ago. i didnt get any bonus offer. Would there be any way to get the 200 cash back now?
Title: Re: Chase Freedom
Post by: smurf on September 09, 2011, 10:44:47 AM
Was wondering if anyone can guide me on this one. I got the freedom card when i walked into a bank about 5 months ago. i didnt get any bonus offer. Would there be any way to get the 200 cash back now?
try sending them an SM requesting a match. Also I've heard about a $250 offer so you might want to look for that before SMing
Title: Re: Chase Freedom
Post by: shmooz on November 14, 2011, 08:36:55 AM
What do you guys think-One of my old cards was switched by Chase to Freedom, any chance i might get the match to $200? I know i can try but wondering if anyone got such a thing

also, is a yeshiva called a charity for their 5% categories, i know i get a tax deduction, but it might be coded differently for the credit card

Title: Re: Chase Freedom
Post by: good sam on November 14, 2011, 10:01:03 AM
try sending them an SM requesting a match. Also I've heard about a $250 offer so you might want to look for that before SMing
$300
Title: Re: Chase Freedom
Post by: good sam on November 14, 2011, 10:01:43 AM
What do you guys think-One of my old cards was switched by Chase to Freedom, any chance i might get the match to $200? I know i can try but wondering if anyone got such a thing

also, is a yeshiva called a charity for their 5% categories, i know i get a tax deduction, but it might be coded differently for the credit card
Yes. Its a charity.
Title: Re: Chase Freedom
Post by: shmooz on November 14, 2011, 10:46:23 AM
Thanks sam.

Any ideas on the first question? What would you tell them? They took away my opportunity to apply and get a bonus?
Title: Re: Chase Freedom
Post by: AJK on November 14, 2011, 10:48:55 AM
You don't have to give them a reason. Just ask to be matched, and that you're a good customer, blah blah blah.

See what happens.
Title: Re: Chase Freedom
Post by: good sam on November 14, 2011, 10:50:25 AM
Got this one from the Wiki:

TWTCSIN
Title: Re: Chase Freedom
Post by: AJK on November 14, 2011, 10:52:08 AM
Got this one from the Wiki:

TWTCSIN

Funny, pretty sure I coined that one :P
Title: Re: Chase Freedom
Post by: boruch on November 14, 2011, 12:33:30 PM
try sending them an SM requesting a match. Also I've heard about a $250 offer so you might want to look for that before SMing
I had the same story and I send them an SM requesting to match the sign-up bonus. They told me you have 90 days from your account opening to request a match. Since I opened my Freedom last year they were not willing to give me the match.

BUT... There's nothing to loose. So why not try it ?!
Title: Re: Chase Freedom
Post by: springles on November 14, 2011, 12:44:19 PM
I had the same story and I send them an SM requesting to match the sign-up bonus. They told me you have 90 days from your account opening to request a match. Since I opened my Freedom last year they were not willing to give me the match.

BUT... There's nothing to loose. So why not try it ?!
They actually gave me a Freedom card 5 years ago when I opened my Chase checking account.  Last year when there was a 20k UR bonus I SM'd asking for some bonus since I never received one and they gave me 2500.  I replied that this seems low considering that people signing up now are getting 10X that and they gave me another 5000.  I was happy with that and didnt push it any further, after all I was asking for it well after 90 days.  In fact well over 1000 days.
Title: Re: Chase Freedom
Post by: boruch on November 14, 2011, 01:00:53 PM
Lucky you. I tried but they wouldn't give it to me. That's why I wrote 'you have nothing to loose. why not try it ?!' You never know what you gonna get!
Title: Re: Chase Freedom
Post by: shmooz on November 14, 2011, 01:27:40 PM
You don't have to give them a reason. Just ask to be matched, and that you're a good customer, blah blah blah.

See what happens.

Ok took your advice, got 2500 for goodwill. better than nothing.
Title: Re: Chase Freedom
Post by: springles on November 14, 2011, 01:37:13 PM
Ok took your advice, got 2500 for goodwill. better than nothing.
I would try and get more.  They didnt give you the choice to switch over, they just did it.  You would have considered closing that card and applying for the freedom if it would have been your choice.  2500 is a nice gesture but you are looking at people who just signed up and are getting 30,000. 
Title: Re: Chase Freedom
Post by: shmooz on November 14, 2011, 01:39:54 PM

Good idea springles, will report back
Title: Re: Chase Freedom
Post by: kracked dude on November 15, 2011, 05:59:21 PM
I just got a $300 signup bonus if I spend $500 in first three months !
Title: Re: Chase Freedom
Post by: AsherO on November 15, 2011, 06:03:08 PM
I just got a $300 signup bonus if I spend $500 in first three months !

What do you mean?

You just got a targeted offer in the mail?
You just get approved for a card with that offer?
You just had the $300 bonus post to your account?
Title: Re: Chase Freedom
Post by: kracked dude on November 15, 2011, 06:41:21 PM
I got approved for the card with that bonus
Title: Re: Chase Freedom
Post by: AsherO on November 15, 2011, 07:46:08 PM
I got approved for the card with that bonus

Congrats. G'luck spending $5k.
Title: Re: Chase Freedom
Post by: kracked dude on November 15, 2011, 08:06:07 PM
why would I have to spend 5k ? I only have to spend 5 hundred
Title: Re: Chase Freedom
Post by: chaimmayer on November 15, 2011, 10:34:21 PM
FYI...this was the actual message:

Thank you for taking the time to email us regarding the
rewards on your Sapphire account.

I would like to clarify that you will earn an annual
bonus, regardless of spend, and there is no cap on the 7%
dividend. The initial sign up bonus is considered earned
points and subject to the dividend.

If you have any further questions, please reply using the
Secure Message Center.

So what happens if you transfer freedom points to your sapphire preferred, do you also get the 7% dividend on those points?
Title: Re: Chase Freedom
Post by: bubbles on November 15, 2011, 10:37:12 PM
So what happens if you transfer freedom points to your sapphire preferred, do you also get the 7% dividend on those points?

once again, no
Title: Re: Chase Freedom
Post by: chaimmayer on November 15, 2011, 10:43:27 PM
once again, no
ouch! didn't see that anywhere.  Thanks for replying
Title: Re: Chase Freedom
Post by: bubbles on November 15, 2011, 10:50:29 PM
ouch! didn't see that anywhere.  Thanks for replying

sorry

welcome to the forums!  :)
Title: Re: Chase Freedom
Post by: shmooz on November 16, 2011, 08:31:54 AM
Good idea springles, will report back

Got the full 30000! And that was on top of the 2500 the first rep gave! 32500 total! Thanks for your help guys!
Title: Re: Chase Freedom
Post by: DovidR on November 16, 2011, 10:06:12 AM
Got the full 30000! And that was on top of the 2500 the first rep gave! 32500 total! Thanks for your help guys!
I'm jealous. I sent an SM and got nothing, called and got 5000. It's better than nothing, but a far cry from 30K.
Title: Re: Chase Freedom
Post by: springles on November 16, 2011, 10:37:03 AM
Got the full 30000! And that was on top of the 2500 the first rep gave! 32500 total! Thanks for your help guys!
Congrats!
I'm jealous. I sent an SM and got nothing, called and got 5000. It's better than nothing, but a far cry from 30K.
Like Shmooz did, try replying and explain that although 5000 is a nice gesture you still feel slighted as you should have gotten 30k.  I dont know your particular case but it never hurts to try again.
Title: Re: Chase Freedom
Post by: springles on November 30, 2011, 04:00:51 PM
2012 bonus categories are official:

January-March
Gas stations
Amazon.com

April-June
Grocery Stores
Movie Theaters

July-September
Gas stations
Restaurants

October-December
Hotels
Airlines
Best Buy
Kohl's

Amazon is an interesting one.  and 2 quarters of gas, but I wonder what the difference between gas and gas stations is.  Does that include items from inside the store and gas? Or just items in the store and not gas?
Title: Re: Chase Freedom
Post by: Red on November 30, 2011, 04:07:28 PM
2012 bonus categories are official:

January-March
Gas stations
Amazon.com
AP?  :o
Title: Re: Chase Freedom
Post by: AJK on November 30, 2011, 04:10:59 PM
AP?  :o

Highly doubtful.
Title: Re: Chase Freedom
Post by: boruch on November 30, 2011, 04:11:43 PM
Highly doubtful.

but would be awesome !!
Title: Re: Chase Freedom
Post by: AJK on November 30, 2011, 04:13:11 PM
but would be awesome !!

...as would teleportation and winning the lottery ;)
Title: Re: Chase Freedom
Post by: smurf on November 30, 2011, 04:35:38 PM
Considering that the amazon visa card doesn't get the bonus for AP I'd say this would be the same. Still a pretty awesome deal,
Title: Re: Chase Freedom
Post by: good sam on November 30, 2011, 04:46:13 PM
2012 bonus categories are official:
and 2 quarters of gas, but I wonder what the difference between gas and gas stations is.  Does that include items from inside the store and gas? Or just items in the store and not gas?
but it says gas stations both times
Title: Re: Chase Freedom
Post by: Shmelly on November 30, 2011, 05:55:33 PM
Sweet, the 2 places I use credit cards the most are gas and Amazon!

Can anyone think of a reason why I should use my BP Visa for 5% cashback at BP rather than using my Freedom during the quarter that gas is 5%? In general, does it make more sense for me to use my Freedom at any gas station rather than going specifically to BP and using my BP card?
Title: Re: Chase Freedom
Post by: springles on November 30, 2011, 06:04:08 PM
Sweet, the 2 places I use credit cards the most are gas and Amazon!

Can anyone think of a reason why I should use my BP Visa for 5% cashback at BP rather than using my Freedom during the quarter that gas is 5%? In general, does it make more sense for me to use my Freedom at any gas station rather than going specifically to BP and using my BP card?
The 5% in freedom is worth more than 5% of the cash that you spend.  Closer to 9%.  So that should definitely be your primary card.  However, if you plan on spending more than $1500 on gas and amazon then that changes things
Title: Re: Chase Freedom
Post by: AsherO on November 30, 2011, 06:08:10 PM
2012 bonus categories are official:

January-March
Gas stations
Amazon.com

April-June
Grocery Stores
Movie Theaters

July-September
Gas stations
Restaurants

October-December
Hotels
Airlines
Best Buy
Kohl's

Amazon is an interesting one.  and 2 quarters of gas, but I wonder what the difference between gas and gas stations is.  Does that include items from inside the store and gas? Or just items in the store and not gas?

Thanks for posting this. Amazon.com and airlines both sound interesting to me. Q2 seems boring to me.
Title: Re: Chase Freedom
Post by: good sam on November 30, 2011, 06:12:37 PM
Thanks for posting this. Amazon.com and airlines both sound interesting to me. Q2 seems boring to me.
Groceries boring? That's an easy $1500 in 3 months
Title: Re: Chase Freedom
Post by: AJK on November 30, 2011, 06:18:43 PM
Groceries boring? That's an easy $1500 in 3 months

+1
Title: Re: Chase Freedom
Post by: Dan on November 30, 2011, 06:56:38 PM
Q2 seems boring to me.
Not at all.  ~9% off GCs from my grocery store, plus double dip with free gas for buying GCs there with the grocery store's loyalty program.
Title: Re: Chase Freedom
Post by: AsherO on November 30, 2011, 11:19:42 PM
Groceries boring? That's an easy $1500 in 3 months
Not at all.  ~9% off GCs from my grocery store, plus double dip with free gas for buying GCs there with the grocery store's loyalty program.

Like I said:

Q2 seems boring to me.
Title: Re: Chase Freedom
Post by: AJK on November 30, 2011, 11:20:18 PM
You don't eat?  :D
Title: Re: Chase Freedom
Post by: AsherO on November 30, 2011, 11:21:07 PM
You don't eat?  :D

I don't pay the grocery bills much. Not ATM anyway.
Title: Re: Chase Freedom
Post by: AJK on November 30, 2011, 11:21:38 PM
I don't pay the grocery bills much. Not ATM anyway.

Well, that's better than 5% CB anyway.
Title: Re: Chase Freedom
Post by: bubbles on November 30, 2011, 11:23:24 PM
Like I said:

you can always go the gift card unload through ap route
Title: Re: Chase Freedom
Post by: AsherO on November 30, 2011, 11:24:43 PM
you can always go the gift card unload through ap route

What groceries in Brooklyn offer this at a rate that's worth it for 5%? What about sales tax?
Title: Re: Chase Freedom
Post by: bubbles on November 30, 2011, 11:30:17 PM
What groceries in Brooklyn offer this at a rate that's worth it for 5%? What about sales tax?

I'm assuming the SR in brooklyn sells also but not sure. I guess once you take off the 1% purchase fee  and subtract the almost 2% you could've gotten anyway with ap you get around 5%. AFAIK they don't charge tax on gift cards
Title: Re: Chase Freedom
Post by: gevaldig on November 30, 2011, 11:41:32 PM
who is SR??
Title: Re: Chase Freedom
Post by: smurf on November 30, 2011, 11:42:43 PM
SR = ShopRite
Title: Re: Chase Freedom
Post by: gevaldig on December 01, 2011, 01:01:45 AM
thanks
Title: Re: Chase Freedom
Post by: good sam on December 07, 2011, 01:25:01 PM
AP?  :o
I sent this message to Amazon on 11/30:

Quote
Dear Chase Representative,

I understand that one of the bonus categories for the
first quarter of 2012 is amazon.com.

Does this include payments made using the Freedom card on
the Amazon Payments website, https://payments.amazon.com?

All the best,

Good Sam

One long week later, this was their reply:
Quote
Dear Mr. Sam,

Thank you for contacting Chase with your inquiry about the
5% cash back categories for 2012.

I wish to inform you that currently, we don?t have the
list of exclusions and inclusions of merchant categories
for 2012. The 2012 categories does include Gas Station
and Amazon.Com.

Further, when a merchant accepts VISA or MasterCard as a
form of payment, the merchant must select a category that
will identify the business type. This category is used
when determining if the transaction is eligible for
rewards. If a merchant is not a specialty store and
provides a variety of products, the merchant may choose a
general category descriptor rather than a specific
category. For example, a store that sells clothes, gas,
automotive parts, and groceries may choose the category
?Superstores? rather than ?Groceries? or ?Gas.?

When a transaction is authorized to your account, rewards
are automatically determined based on the category that
has been designated by the merchant.

I request you to wait for some more time till the list of
merchants under 5% cash back categories for 2012 is
announced.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

Smita Medhekar
E-mail Customer Service Advisor


Do they just copy n paste from random places in their t&c?
Title: Re: Chase Freedom
Post by: stever on December 07, 2011, 01:54:03 PM
If you have a Chase Sapphire Preferred (http://www.dansdeals.com/go/sapphire50k) card you can, 1:1 ratio, no transfer fees.
does it matter if i transfer sapphire to co or united? which one is better? are they interchangeable?
Title: Re: Chase Freedom
Post by: sky121 on December 07, 2011, 03:47:34 PM
does it matter if i transfer sapphire to co or united? which one is better? are they interchangeable?

 Don't think there is any difference and yes they transfer back and forth instantly.
Title: Re: Chase Freedom
Post by: stever on December 07, 2011, 03:54:26 PM
Don't think there is any difference and yes they transfer back and forth instantly.
thanks
Title: Re: Chase Freedom
Post by: gevaldig on December 07, 2011, 10:13:50 PM
Don't think there is any difference and yes they transfer back and forth instantly.
once it's in continental account can i still transfer it out to different airlines? or to SPG account? 
Title: Re: Chase Freedom
Post by: AJK on December 07, 2011, 10:26:56 PM
once it's in continental account can i still transfer it out to different airlines? or to SPG account?

Can use for bookings on Continental partners, not to SPG.
Title: Re: Chase Freedom
Post by: gevaldig on December 07, 2011, 10:28:06 PM
Spg points are best used only  for hotels?
Title: Re: Chase Freedom
Post by: AJK on December 07, 2011, 10:29:21 PM
Spg points are best used only  for hotels?

Though I'd imagine you'd probably get the best redemption values when xferred to hotels (cash + points option), there are plenty of good redemptions when xferring to airlines as well.
Title: Re: Chase Freedom
Post by: gevaldig on December 07, 2011, 10:34:31 PM
could you transfer MR or UR points to SPG  account?
Title: Re: Chase Freedom
Post by: AsherO on December 07, 2011, 10:41:04 PM
could you transfer MR or UR points to SPG  account?

MR, but at a ratio that makes it not worth it. It's usually 3 MR for 1 SPG, but they now have a 25% off promo so it comes out to like 2.25 MR for 1 SPG.
Title: Re: Chase Freedom
Post by: gevaldig on December 07, 2011, 10:49:17 PM
so the only points worth are sole SPG points, earned thru using SPG or bonus sign ups ??
Title: Re: Chase Freedom
Post by: shmooz on December 11, 2011, 11:14:56 AM
I'd like to donate to yeshivos to maximize the $1500 this quarter, but the first charges don't seem to be getting the 5x points. The rep said I should wait longer to see 6-8 weeks, but in her system they are look like schools, not charities. I suppose if they don't post I could call back and try to get an adjustment but I'm wondering if anyone has experience with this.
Title: Re: Chase Freedom
Post by: Smokey Joe Robinson on December 11, 2011, 11:42:04 AM
I'd like to donate to yeshivos to maximize the $1500 this quarter, but the first charges don't seem to be getting the 5x points. The rep said I should wait longer to see 6-8 weeks, but in her system they are look like schools, not charities. I suppose if they don't post I could call back and try to get an adjustment but I'm wondering if anyone has experience with this.
i also donated to 2 "schools" havent seen it yet either. i guess a sm or call can probably have it adjusted after explaining. You can even offer a tax ded receipt ;)
Title: Re: Chase Freedom
Post by: smurf on December 11, 2011, 07:33:22 PM
When do the Quarterly bonuses post? Do they show up on the monthly statement in the points breakdown?
Title: Re: Chase Freedom
Post by: good sam on December 11, 2011, 07:35:28 PM
When do the Quarterly bonuses post? Do they show up on the monthly statement in the points breakdown?
yes
Title: Re: Chase Freedom
Post by: Shmelly on December 15, 2011, 04:06:08 PM
BP isnt listed as a participating gas station for Q1. Oddly enough, its not even listed as one of the exclusions. https://creditcards.chase.com/freedom/merchants.aspx
Title: Re: Chase Freedom
Post by: joeb1 on December 15, 2011, 04:19:18 PM
amazon payments is not ecluded ;D
Title: Re: Chase Freedom
Post by: ganizzy on December 29, 2011, 04:21:14 PM
i just got the card a bit ago, and its not giving me an option to sign up for the 5% bonus for this quarter. any way to get in on that?
Title: Re: Chase Freedom
Post by: TC610 on December 29, 2011, 04:50:24 PM
i just got the card a bit ago, and its not giving me an option to sign up for the 5% bonus for this quarter. any way to get in on that?

There's only 2 days left in this quarter.  Maybe it's too late?  Perhaps just forget about those two days and register for next quarter:
https://creditcards.chase.com/freedom/Activate.aspx
Title: Re: Chase Freedom
Post by: joeb1 on December 29, 2011, 05:00:50 PM
BP isnt listed as a participating gas station for Q1. Oddly enough, its not even listed as one of the exclusions. https://creditcards.chase.com/freedom/merchants.aspx

its there now
Title: Re: Chase Freedom
Post by: boruch on December 29, 2011, 05:06:04 PM
I always thought that 'PILOT/FLYING J' was considered a Truck Stop. Guess I was wrong.
Title: Re: Chase Freedom
Post by: HelpMe on December 29, 2011, 05:55:58 PM
Only a couple days left but buy your BP GC’s at Kohls and get 10% off till the end of this quarter.

Disclaimer: Some Kohls do not sell gas GC's.
Title: Re: Chase Freedom
Post by: bands on January 07, 2012, 08:39:05 PM
Is the $200 cash back sign up promotion still going on with the Chase freedom?  When I clicked on the link on Dan's homepage, it goes straight to the application page.  Which link should I use to get it?
Title: Re: Chase Freedom
Post by: Dan on January 07, 2012, 09:04:42 PM
http://dansdeals.com/go/freedom200
Title: Re: Chase Freedom
Post by: Redbull3 on January 13, 2012, 11:13:07 AM
People probably know this but JIC: Amazon.com sells Amex GC but "Gift Cards cannot be used to purchase other gift cards."
Title: Re: Chase Freedom
Post by: Cbs on January 15, 2012, 06:59:13 PM
http://dansdeals.com/go/freedom200
with this link will i get a visa or mastercard or is it a random choose? because i saw other links (other sites) that had for mastercard. and urs doesnt specify, and i personally want it to be MC.
Title: Re: Chase Freedom
Post by: Dan on January 15, 2012, 07:35:49 PM
Im not sure what the default is but you can always call to switch it.
Title: Re: Chase Freedom
Post by: Cbs on January 15, 2012, 07:57:50 PM
Im not sure what the default is but you can always call to switch it.
is that how it works by all CC in general?
Title: Re: Chase Freedom
Post by: AsherO on January 15, 2012, 08:16:49 PM
is that how it works by all CC in general?

I've only heard of Chase allowing you to switch, but not all cards come in both MC and Visa flavors (AFAIK).
Title: Re: Chase Freedom
Post by: lakebagger on January 15, 2012, 10:34:22 PM
There is a 25K offer out there.  Doesn't get Dan or anyone else a referral but he wouldn't steer anyone away from the best offer right? ;D

https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DJK7
Title: Re: Chase Freedom
Post by: AsherO on January 15, 2012, 10:36:08 PM
There is a 25K offer out there.  Doesn't get Dan or anyone else a referral but he wouldn't steer anyone away from the best offer right? ;D

https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DJK7

You can easily get them to match Dan's offer and support the site in the process, they might even still be matching the 30k offer.
Title: Re: Chase Freedom
Post by: lakebagger on January 15, 2012, 10:45:12 PM
OK, I must have glossed over where that is highlighted.  Might want to put it in the cc link summary, e.g. this isn't the best public offer available but you can try sending a secure message to Chase after getting the card to ask for 25-30K points.
Title: Re: Chase Freedom
Post by: AJK on January 15, 2012, 10:46:57 PM
OK, I must have glossed over where that is highlighted.  Might want to put it in the cc link summary, e.g. this isn't the best public offer available but you can try sending a secure message to Chase after getting the card to ask for 25-30K points.

+1
Title: Re: Chase Freedom
Post by: AsherO on January 15, 2012, 10:48:21 PM
OK, I must have glossed over where that is highlighted.  Might want to put it in the cc link summary, e.g. this isn't the best public offer available but you can try sending a secure message to Chase after getting the card to ask for 25-30K points.

It was discussed multiple times on this site (even in this thread). The CC link summary doesn't purport to be the best links anywhere.
Title: Re: Chase Freedom
Post by: AJK on January 15, 2012, 10:49:36 PM
The CC link summary doesn't purport to be the best links anywhere.

And? What could it hurt to append that to the offer?
Title: Re: Chase Freedom
Post by: AsherO on January 15, 2012, 10:50:51 PM
And? What could it hurt to append that to the offer?

Did you see what part of his post I was responding to (bolded in my quote)?
Title: Re: Chase Freedom
Post by: AJK on January 15, 2012, 10:51:57 PM
I must have misinterpreted.
Title: Re: Chase Freedom
Post by: Jkhein on January 21, 2012, 05:25:36 PM
Want to sign up for this card soon, Wondering why they call it $200 cashback rather than 20000 bonus points, like they do by the Sapphire, Ink etc. Is something different here?
And anyone recently SM'd to match to 30k?
Title: Re: Chase Freedom
Post by: AsherO on January 21, 2012, 06:33:48 PM
Want to sign up for this card soon, Wondering why they call it $200 cashback rather than 20000 bonus points, like they do by the Sapphire, Ink etc. Is something different here?

It's officially (or at least once was) a cashback card, but they give you UR points that you can convert to miles by transferring the points to an account (yours or someone elses) that can transfer to miles.
Title: Re: Chase Freedom
Post by: Dan on January 21, 2012, 07:46:58 PM
30K match via SM still works.
Title: Re: Chase Freedom
Post by: michael on January 21, 2012, 11:31:30 PM
amazon payments is not ecluded ;D
Is this really true? Does money sent via Amazon Payments earn the extra points?
Title: Re: Chase Freedom
Post by: joeb1 on January 21, 2012, 11:39:33 PM
yah
Title: Re: Chase Freedom
Post by: Saver2000 on January 21, 2012, 11:51:40 PM
yah

Your statement printed already?
Title: Re: Chase Freedom
Post by: joeb1 on January 21, 2012, 11:58:57 PM
nope but confirmed with SM in writing so......
Title: Re: Chase Freedom
Post by: Steven on January 22, 2012, 12:22:50 AM
nope but confirmed with SM in writing so......
so for every amazon payment of $1000 we should be getting 5050 points? (or break it up into a buncha payments and get the 10 points per transaction ;D)
Title: Re: Chase Freedom
Post by: sky121 on January 22, 2012, 12:27:12 AM
so for every amazon payment of $1000 we should be getting 5050 points? (or break it up into a buncha payments and get the 10 points per transaction ;D)

Isn't the 5% only up to a certain amount?
Title: Re: Chase Freedom
Post by: Steven on January 22, 2012, 12:30:15 AM
Isn't the 5% only up to a certain amount?
yeh, $1500 per quarter I believe. thats 15k points. basically you can send 1 amazon payment per months. anyone wanna confirm my calculations?
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 12:48:51 AM
yeh, $1500 per quarter I believe. thats 15k points. basically you can send 1 amazon payment per months. anyone wanna confirm my calculations?

so for every amazon payment of $1000 we should be getting 5050 points? (or break it up into a buncha payments and get the 10 points per transaction ;D)

Don't get too excited. Its been said on here many times that AP does not count as Amazon regarding the bonus points. 
Title: Re: Chase Freedom
Post by: Steven on January 22, 2012, 12:51:26 AM
Don't get too excited. Its been said on here many times that AP does not count as Amazon regarding the bonus points.
seems like some1 has a confirmation
nope but confirmed with SM in writing so......
Title: Chase Freedom
Post by: bubbles on January 22, 2012, 12:52:27 AM
yeh, $1500 per quarter I believe. thats 15k points. basically you can send 1 amazon payment per months. anyone wanna confirm my calculations?

I'm not following. If it's $1500 then 1500 X 5 = 7500 where are you getting 15000 points from?

Plus as saver said unless you yourself get it in writing I wouldn't count on getting it (though might be good for some good will credit?)
Title: Re: Chase Freedom
Post by: Steven on January 22, 2012, 01:02:40 AM
I'm not following. If it's $1500 then 1500 X 5 = 7500 where are you getting 15000 points from?

thanks for the correction. I am off with my calculations (just got my freedom yesterday :))
I thought you can make up to $1500 in cash back per quarter.
Plus as saver said unless you yourself get it in writing I wouldn't count on getting it (though might be good for some good will credit?)
I will def shoot off an sm before I start sending money via AP. It does seem like an easy way to cash in on the 5% bonus
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 01:11:15 AM
.I will def shoot off an sm before I start sending money via AP. It does seem like an easy way to cash in on the 5% bonus

I guess I wasn't clear the first time. SM's don't mean much. Don't work to hard based on an sm.
Title: Chase Freedom
Post by: bubbles on January 22, 2012, 01:14:23 AM
I guess I wasn't clear the first time. SM's don't mean much. Don't work to hard based on an sm.

I'm not sure about that. I think if you have it in writing they will manually give you (at least some of) the points. They seem to be pretty good with that. And if they have to manually add it it will work in you favor because then you can still spend the full $1500 on something legit and get the 5X back
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 01:30:10 AM
I'm not sure about that. I think if you have it in writing they will manually give you (at least some of) the points. They seem to be pretty good with that. And if they have to manually add it it will work in you favor because then you can still spend the full $1500 on something legit and get the 5X back

You have a point.  But if you do 1500 x $1 transactions,  I doubt they will give you everything you are owed. -( 1500 + 15000 + 150)
Title: Re: Chase Freedom
Post by: AsherO on January 22, 2012, 02:37:02 AM
You have a point.  But if you do 1500 x $1 transactions,  I doubt they will give you everything you are owed. -( 1500 + 15000 + 150)

He can just do $1k and $500 via SM.
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 02:43:30 AM
He can just do $1k and $500 via SM.

Yea my bad. He would anyways be getting the 10 bonus points + 10%. The only that would be missing would be the extra 5% which is 750 points. 
Title: Re: Chase Freedom
Post by: AsherO on January 22, 2012, 03:05:01 AM
Yea my bad. He would anyways be getting the 10 bonus points + 10%. The only that would be missing would be the extra 5% which is 750 points. 


He'd (probably fight and) get the 5x, which is 7500 UR (vs SM, due to the fact that he got it in writing), he'd miss out on the 10 points (per $1) transaction with my suggested denominations.
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 03:16:26 AM
He'd (probably fight and) get the 5x, which is 7500 UR (vs SM, due to the fact that he got it in writing), he'd miss out on the 10 points (per $1) transaction with my suggested denominations.

So then why would you suggest those denominations? I'm totally lost  ???
Title: Re: Chase Freedom
Post by: AsherO on January 22, 2012, 03:18:46 AM
So then why would you suggest those denominations? I'm totally lost  ???

To alleviate the issue of qualifying with 1,500 $1 transactions. Obviously the optimal way would be to do it in smallish transactions, $20-25 should fly and earn you >600 more UR points (if it's worth your hassle).
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 03:21:08 AM
To alleviate the issue of qualifying with 1,500 $1 transactions. Obviously the optimal way would be to do it in smallish transactions, $20-25 should fly and earn you >600 more UR points (if it's worth your hassle).

Why wouldn't 1500 x $1 transactions earn you the 10 points per transaction?
Title: Re: Chase Freedom
Post by: AsherO on January 22, 2012, 03:23:00 AM
Why wouldn't 1500 x $1 transactions earn you the 10 points per transaction?

With the Chase Exclusives bonus (Google it) you get 10 pts and 10% bonus per transaction.
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 03:28:34 AM
With the Chase Exclusives bonus (Google it) you get 10 pts and 10% bonus per transaction.

I know what that's all about.  That would have nothing to do with if AP is included in the 5% category or not.

Title: Re: Chase Freedom
Post by: AsherO on January 22, 2012, 03:30:34 AM
I know what that's all about.  That would have nothing to do with if AP is included in the 5% category or not.

Correct.

We were discussing the different ways of doing this in Steven's case where he confirmed via SM that he can get the Freedom 5% bonus via AP.

You said he probably won't get it with 1500x $1, so I suggested $1k + $500. I later suggested that if he wants to get more on the Exclusives end he can do 60x $25 or 75x $20 and he's more likely to get it manually (compared to 1500x $1).
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 03:39:06 AM
He'd (probably fight and) get the 5x, which is 7500 UR (vs SM, due to the fact that he got it in writing), he'd miss out on the 10 points (per $1) transaction with my suggested   denominations.

I know what that's all about.  That would have nothing to do with if AP is included in the 5% category or not.

Title: Re: Chase Freedom
Post by: AsherO on January 22, 2012, 03:40:53 AM


Correct, it has nothing to do with whether AP is included or not, it has to do with how he breaks down the $1,000 AP spend. We're going in circles at this point.
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 03:47:07 AM
Correct, it has nothing to do with whether AP is included or not, it has to do with how he breaks down the $1,000 AP spend. We're going in circles at this point.

Yea I'm starting to notice that.   ;)
Can you just explain to me why would you suggest doing $500 + $1000?

If he does 1500 x $1 he will only have to fight for 750 points.
If he does 500 + 1000 he will still be fighting for the same 750.
Only difference is that in the 2nd case he would lose out the extra 10 points per dollar bec he only did two transactions instead of 1500 transactions
Title: Re: Chase Freedom
Post by: AsherO on January 22, 2012, 03:53:28 AM
Yea I'm starting to notice that.   ;)
Can you just explain to me why would you suggest doing $500 + $1000?

If he does 1500 x $1 he will only have to fight for 750 points.
If he does 500 + 1000 he will still be fighting for the same 750.
Only difference is that in the 2nd case he would lose out the extra 10 points per dollar bec he only did two transactions instead of 1500 transactions

The Freedom 5%  on $1,500 spend is 7,500, not 750, Steven wants to earn that bonus on his freedom card.

If Steven wants to do 1,500x (or 15,000x for that case) $1 transactions on his Freedom card to earn 12 points for each transaction (which he wasn't asking about), they he could do that at any point (he doesn't have to wait for there to be a 5% bonus). My bet is he'd get shut down by AP long before he hits 1,500 transactions (and probably raise some brows at Chase as well).
Title: Re: Chase Freedom
Post by: Saver2000 on January 22, 2012, 04:18:23 AM
The Freedom 5%  on $1,500 spend is 7,500, not 750, Steven wants to earn that bonus on his freedom card.

If Steven wants to do 1,500x (or 15,000x for that case) $1 transactions on his Freedom card to earn 12 points for each transaction (which he wasn't asking about), they he could do that at any point (he doesn't have to wait for there to be a 5% bonus).

Thanx for clarifying   :)
 
Quote
My bet is he'd get shut down by AP long before he hits 1,500 transactions (and probably raise some brows at Chase as well).

Did you forget about this thread?  (I know Amazon and AP aren't the same thing)

The chase freedom card (http://www.dansdeals.com/go/freedom150/) gives you a 10 point bonus per purchase if you also have a Chase checking account.
My question is, will chase give me a problem if I make a lot of small charges using the freedom card? I know Dan has talked about using it for $0.01 gas pumps.  I was thinking more about buying 100 Amazon $0.15 eGift cards instead of making 1 $15 amazon purchase.  I know its kinda annoying to make all these purchases but I want to try out this method of getting 1015 points instead of 25. 

So will amazon or chase give me a problem with this?  I can spread it out over some time so that they dont suspect fraud.

I never received any calls but I stopped after 50 $0.15 gc's.  I did get all the points that I was expecting.  I think I got over 2000 points while spending about $350 on the card that month. 

I did buy 10 more gc's last week when I was a little bored.  Still havent heard anything.
Title: Re: Chase Freedom
Post by: AsherO on January 22, 2012, 04:41:52 AM
Thanx for clarifying   :)
 
Did you forget about this thread?  (I know Amazon and AP aren't the same thing)

More than that, 60x $0.15 and 1500x $1 isn't the same.
Title: Re: Chase Freedom
Post by: yoav on January 23, 2012, 02:30:14 PM
Can anyone please help with the right and appealing language to ask for the $300 match-up for the Freedom? I have never done that kind of stuff so I don't know how that works.             Also, does it have to be done via SM or I can just give them a call?
Title: Re: Chase Freedom
Post by: Devorah on January 23, 2012, 04:51:32 PM
Can anyone please help with the right and appealing language to ask for the $300 match-up for the Freedom? I have never done that kind of stuff so I don't know how that works.             Also, does it have to be done via SM or I can just give them a call?

This worked for me.

I recently applied and was approved for the Chase Freedom
card with a bonus of $200. I now see that there is a
better offer for $300 offer DN52 . I feel bad that I
missed out on this offer. I was wondering if it would be
possible to apply this offer to my account.

Thank you for your assistance.
Title: Re: Chase Freedom
Post by: good sam on January 23, 2012, 04:58:51 PM
so for every amazon payment of $1000 we should be getting 5050 points? (or break it up into a buncha payments and get the 10 points per transaction ;D)
Is it 5% overall, or 5% on top of the base points?  That would make it 6150 points! (I also added the 10% bonus).
Title: Re: Chase Freedom
Post by: yoav on January 23, 2012, 05:47:01 PM
Thanks, Devorah
Title: Re: Chase Freedom
Post by: AsherO on January 23, 2012, 07:14:39 PM
Is it 5% overall, or 5% on top of the base points?  That would make it 6150 points! (I also added the 10% bonus).

It's 5% cashback, which translates to 5,000 points for $1,000 spend, 5 points per $1.

I don't think you get this ontop of the 1 point per $1 base rate.
Title: Re: Chase Freedom
Post by: boruch on January 24, 2012, 08:13:01 AM
I believe you do. Check your previous statement with the 5% categories and you will see you still get the regular 1% cash back for your total purchases. Correct me if I'm wrong
Title: Re: Chase Freedom
Post by: Redbull3 on January 24, 2012, 09:15:39 AM
I believe you do. Check your previous statement with the 5% categories and you will see you still get the regular 1% cash back for your total purchases. Correct me if I'm wrong

1% base and 4% additional for bonus categories.
Title: Re: Chase Freedom
Post by: AsherO on January 24, 2012, 09:33:07 AM
1% base and 4% additional for bonus categories.

IIRC this is how it posts, so it seems like 1% and 5% bonus on top of that but the 5% bonus is total and they only give you 4% on that line.
Title: Re: Chase Freedom
Post by: Steven on January 25, 2012, 09:05:28 AM
match to 30k on freedom is alive and well. Sm'ed last night, got back response this morn
Dear Steven,

Thank you for your inquiry.

Please note that I have added the 10,000 points difference
and this adjustement is viewable online.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

Russell Pereira
E-mail Customer Service Representative
Title: Re: Chase Freedom
Post by: Dan on January 25, 2012, 11:47:26 AM
match to 30k on freedom is alive and well. Sm'ed last night, got back response this morn
Dear Steven,

Thank you for your inquiry.

Please note that I have added the 10,000 points difference
and this adjustement is viewable online.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

Russell Pereira
E-mail Customer Service Representative
Great, please post on the main site as a comment if you don't mind:
http://www.dansdeals.com/archives/19066
Title: Re: Chase Freedom
Post by: yoav on January 25, 2012, 12:08:54 PM
Can I ask for the match-up before I meet the spending requirements?
Title: Re: Re: Chase Freedom
Post by: sky121 on January 25, 2012, 12:14:44 PM
Can I ask for the match-up before I meet the spending requirements?

Yes.

Sent from my MB855 using Tapatalk
Title: Re: Chase Freedom
Post by: Red on January 25, 2012, 12:47:03 PM
Can I ask for the match-up before I meet the spending requirements?
Yes.

You def. can ask. I was told once to first meet the spend requirement.
Title: Re: Re: Chase Freedom
Post by: Steven on January 25, 2012, 12:59:27 PM
Yes.

Sent from my MB855 using Tapatalk
yes, the 10k points have posted already and I still havent met the spending requirement
Title: Re: Chase Freedom
Post by: Devorah on January 25, 2012, 01:01:04 PM
You def. can ask. I was told once to first meet the spend requirement.
me too. but after i did, i replied to the sm and was told that they would post on my next statement.
Title: Re: Chase Freedom
Post by: bands on January 25, 2012, 03:56:53 PM
This was the resonse I received.  Anyone else receive the same?


Thank you for contacting Chase about your account.

I wish to inform you that as per the terms of the original
bonus points offer on the account, the first use bonus of
20,000 points will be issued to your ultimate rewards
balance within one or two billing cycles from the date of
completing the offer terms of spending at least $500.00 in
purchases made on the card within the first 93 days of the
account open date.

After you have met the terms of the original bonus offer,
please reply to this email and we will be happy to review
the account and take appropriate action in regards to
matching the 30,000 bonus points offer.

Thank you,

Neil Thomas
E-mail Customer Service Advisor
Title: Re: Chase Freedom
Post by: Steven on January 25, 2012, 04:08:17 PM
This was the resonse I received.  Anyone else receive the same?


Thank you for contacting Chase about your account.

I wish to inform you that as per the terms of the original
bonus points offer on the account, the first use bonus of
20,000 points will be issued to your ultimate rewards
balance within one or two billing cycles from the date of
completing the offer terms of spending at least $500.00 in
purchases made on the card within the first 93 days of the
account open date.

After you have met the terms of the original bonus offer,
please reply to this email and we will be happy to review
the account and take appropriate action in regards to
matching the 30,000 bonus points offer.

Thank you,

Neil Thomas
E-mail Customer Service Advisor
sounds good. Whats the issue? they seem to be honoring the better offer. Just gotta meet the terms
Title: Re: Chase Freedom
Post by: Red on January 25, 2012, 04:11:14 PM
This was the resonse I received.  Anyone else receive the same?

Yup.
You def. can ask. I was told once to first meet the spend requirement.

I got it soon after.
Title: Re: Chase Freedom
Post by: spetropo on January 31, 2012, 09:37:37 AM
Do you guys think that there is a chance of being enrolled in the 20k promo with an existing card? I have had one for a while and just begin using it regularly, thanks to the forums here. I did send a SM to chase mentioning that I have been a holder for a while, considered closing but have just realized the benefits and if they can see there way of allowing me the promo.

waiting for their response  :)
S
Title: Re: Chase Freedom
Post by: Dan on January 31, 2012, 11:38:37 AM
Not if you didn't apply in the past few months.
Title: Re: Chase Freedom
Post by: lybbtthl on January 31, 2012, 11:26:58 PM
Can someone provide me a link to sign up for the freedom with the $200 offer? on chase.com it's only $100
the banner on dansdeals.com doesn't work, it just links me to: http://click.linksynergy.com/fs-bin/click?id=XDbotxbyEF4&offerid=224026.10004279&subid=0&type=4 along with every other link on the website
Title: Re: Chase Freedom
Post by: Dan on January 31, 2012, 11:29:15 PM
http://dansdeals.com/go/freedom200

Try another browser or computer if it doesn't work for you.  Don't forget to SM to get it matched to $300.
Title: Re: Chase Freedom
Post by: lybbtthl on January 31, 2012, 11:31:05 PM
http://dansdeals.com/go/freedom200

Try another browser or computer if it doesn't work for you.  Don't forget to SM to get it matched to $300.

same thing happening, tried firefox, chrome and IE
Title: Re: Chase Freedom
Post by: bubbles on January 31, 2012, 11:32:15 PM
same thing happening, tried firefox, chrome and IE

works for me
Title: Re: Chase Freedom
Post by: Dan on January 31, 2012, 11:33:43 PM
same thing happening, tried firefox, chrome and IE
Try another computer.
Title: Re: Chase Freedom
Post by: lybbtthl on January 31, 2012, 11:36:31 PM
Try another computer.

have no access to another computer, why is this happening?
Title: Re: Chase Freedom
Post by: TC610 on February 01, 2012, 11:51:02 AM
have no access to another computer, why is this happening?

It's working for me.  Delete your history & cookies.  Restart browser, then try again.
Title: Re: Chase Freedom
Post by: lybbtthl on February 01, 2012, 03:29:07 PM
It's working for me.  Delete your history & cookies.  Restart browser, then try again.
strangely enough it's still not working, but I got someone else to click the link for me and then email me the final link
Title: Re: Chase Freedom
Post by: YG on February 02, 2012, 08:33:32 AM
This worked for me.

I recently applied and was approved for the Chase Freedom
card with a bonus of $200. I now see that there is a
better offer for $300 offer DN52 . I feel bad that I
missed out on this offer. I was wondering if it would be
possible to apply this offer to my account.

Thank you for your assistance.

Thank you!!
I took the liberty to copy and paste your SM.

I just got approved for a Freedom, and when speaking to a CSR while validating the card, he told me that I got a sign up bonus of 10K UR points.  I found it weird as I used the 20K link, and asked him to match me to the 20K and he said he can't.

I SM'ed your exact message and received the following response.

Quote
Dear YG,

I am writing in response to your rewards inquiry about the
10,000 first use bonus points.

We would like to thank you for having applied for a new
Freedom account with us. Upon review, I notice that your
account is entitled to earn 20,000 bonus reward points
after having spent $500.00 in the first 93 days of the
account open date. Once the eligibility requirement of
spending $500.00 is met for this offer, the 20,000 reward
points will be added to your rewards balance within one to
two billing cycles.

Upon review, I am pleased to inform you that as you are a
valued cardmember with us since a long time and also have
other Chase accounts, I have added the additional 10,000
reward points required to match the offer to earn 30,000
reward points. These points will reflect your rewards
balance within the next 24 - 48 hours.

I hope I was able to make a positive difference in your
experience with Chase today. If you have any further
questions, please reply using the Secure Message Center.

Thank you,

Jasmeet Singh
E-mail Customer Service Representative

1-800-436-7927

I sent the SM in the early hours of the AM today and the 10K points are already showing up.

PS.  I like the fact that the basis for the approval for the 30K was:
Quote
I am pleased to inform you that as you are a
valued cardmember with us since a long time and also have
other Chase accounts
.....

My first ever business with chase was a SW RR card I Opened in Nov 2011, which I closed to recon a second SW RR which I closed to recon a CO OP, UA Explorer, and a Freedom.  So the entire duration of my relationship with chase is approximately three months.  Additionally I do not have any non-CC accounts with chase [although I do hope to open a checking account for exclusives with the Freedom (much of my CC business is small transactions) as soon as I find someone with a fee-free checking ccount to piggy-back on]

I guess "since a long time" is relative, and perhaps my "other chase accounts" refers to my two closed SW cards, and CO OP and UA cards that have a combined total CL of 5K and are not yet old enough for a pidyon haben. 
:D
  - no complaints here
Title: Re: Chase Freedom
Post by: Jkhein on February 02, 2012, 09:36:02 AM
Cant be clearer how they copy and paste template responses. Gosh, read the combination of the two, in your response.
Title: Re: Chase Freedom
Post by: HSS on February 06, 2012, 11:27:47 AM
I got a $400 Freedom offer in the mail the other day, but I already have the card :(
Title: Re: Chase Freedom
Post by: AsherO on February 06, 2012, 11:30:25 AM
I got a $400 Freedom offer in the mail the other day, but I already have the card :(

Family member? Same lastname/address should work.
Title: Re: Chase Freedom
Post by: good sam on February 06, 2012, 11:34:47 AM
I got a $400 Freedom offer in the mail the other day, but I already have the card :(
Apply anyway.  I have 2 freedoms.
Title: Re: Chase Freedom
Post by: bubbles on February 06, 2012, 11:38:10 AM
I got a $400 Freedom offer in the mail the other day, but I already have the card :(

maybe you can try what people are doing with the SP and get the visa and mc if you want two of them
Title: Re: Chase Freedom
Post by: Jkhein on February 06, 2012, 01:45:32 PM
Do you have a offer code that one could try at least to match via SM?
Title: Re: Chase Freedom
Post by: HSS on February 06, 2012, 06:48:52 PM
I got a $400 Freedom offer in the mail the other day, but I already have the card :(

Sorry all, I just rechecked the offer with I had only looked at briefly and it is a Chase Ink Cash Business Card, which I also already have, but they are offering to start with $400 Cash back which I dont know if its UR points or a separate program....  I think only the Ink Bold earns UR not the Ink Cash, and I dont know if its possible to convert from one to another after applying/earning points..

HSS
Title: Re: Chase Freedom
Post by: AsherO on February 06, 2012, 07:03:26 PM
Sorry all, I just rechecked the offer with I had only looked at briefly and it is a Chase Ink Cash Business Card, which I also already have, but they are offering to start with $400 Cash back which I dont know if its UR points or a separate program....  I think only the Ink Bold earns UR not the Ink Cash, and I dont know if its possible to convert from one to another after applying/earning points..

Ink Cash earned UR and transferred to SP/IB IME.
Title: Re: Chase Freedom
Post by: meshugener on February 06, 2012, 09:17:55 PM
Phew! Got 30K matchup! Thank you all guys for idea!
Title: Re: Chase Freedom
Post by: joeb1 on February 14, 2012, 05:12:33 PM
got matched to the 300 w/ in 30 min of sending the message:

Dear joeb1,
I am writing in response to your e-mail about the $300.00
bonus offer on the Freedom card.

With the continual changes in promotional offers for many
credit card products, we at Chase will always consider
allowing the newest promotion to be applied to any
qualified accounts that were opened within the previous 90
days of the offer.

Upon review, I see that based on the introductory offer on
your account, you were supposed to get a bonus of 25,000
points, i.e. $200.00 cashback after the first $500.00 in
purchases made within 93 days of the account open date.
However, as a gesture of our commitment we will add
another 10,000 points, i.e. $100.00 cashback to the account.
I would request you to meet the spending criteria and then
contact us and we will add the bonus points to the
account.

As always, your satisfaction is important to us. If you
have any further questions, please reply using the Secure
Message Center.

Thank you,

Vaibhav Shetty
E-mail Customer Service Advisor

1-800-436-7927

Account is owned by Chase Bank USA, N.A. and may be
serviced by its affiliates.


**********************************************************
**********
DO YOU KNOW AT CHASE ONLINE YOU CAN ....
- Gain instant access to view and download your credit
card information.
- See and pay your bill online
- Transfer balances
- Change your address and much more....

**********************************************************
***********

Original Message Follows:
--------------------------------

Hi,
I got this card with the promotion of $200 after spending
$500. Recently I noticed an offer for $300 after spending
the requirement. As a loyal chase customer with a mortgage
with chase as well as a bank account and two credit cards
can you please match that offer to my credit card as I
feel I messed up and just missed the better offer. Please
let me know if anything can be done. Thank you so much for
your time and consideration.
Title: Re: Chase Freedom
Post by: Jkhein on February 14, 2012, 05:46:12 PM
Quote from: joeb1 link=topic=8756.msg185701#msg185701 date=1329257553you were supposed to get a bonus of 25,000
points, i.e. $200.00 cashback[/quote
????
Title: Re: Chase Freedom
Post by: meshugener on February 14, 2012, 06:22:47 PM
Its always better to meet the requirements and then ask 4 match up, most of the time you anyway have to contact them again after spending
Title: Re: Chase Freedom
Post by: joeb1 on February 14, 2012, 06:33:19 PM
yah but what if they stop matching...at least get in writing now but thankx for ur advice
Title: Re: Chase Freedom
Post by: smiley face on February 16, 2012, 04:44:44 PM
I have a secured card for 4 months and been a authorized cardholder for over 2 years...
Called chase and they said that I have to wait at least a year under a secured card.
I am itching to get my first card already!!
Does anyone know if it's really true or something they say....
TIA
Title: Re: Chase Freedom
Post by: elikay on February 16, 2012, 04:58:46 PM
Authorized user with which bank?
Title: Re: Chase Freedom
Post by: meshugener on February 16, 2012, 06:11:53 PM
It doesn't matter with which bank: with chase it'll never help you getting a long credit history by being an AU
Title: Re: Chase Freedom
Post by: smiley face on February 16, 2012, 07:18:02 PM
Authorized user with which bank?
Chase and discover
I thought till now that it was 6 months, does anyone have experience with this?
Title: Re: Chase Freedom
Post by: DevoiriS on February 19, 2012, 03:21:31 PM
My husband had a Chase Freedom since 2007. Was it a bad idea that I just closed it? We rarely use it and I'm thinking that maybe he can sign up again and get the bonus. Opinions? (They didn't want to offer anything to keep it open or for the fact that it was opened for a few years.).
Title: Re: Re: Chase Freedom
Post by: sky121 on February 19, 2012, 04:14:50 PM
My husband had a Chase Freedom since 2007. Was it a bad idea that I just closed it? We rarely use it and I'm thinking that maybe he can sign up again and get the bonus. Opinions? (They didn't want to offer anything to keep it open or for the fact that it was opened for a few years.).

Did you use all the points before closing it?
Title: Re: Chase Freedom
Post by: Dan on February 19, 2012, 04:33:38 PM
Was it a bad idea that I just closed it?
Yes, should've leveraged it.
Title: Re: Chase Freedom
Post by: DevoiriS on February 19, 2012, 07:35:19 PM
Yes, should've leveraged it.
what do you mean? what could i have used it for? and yes, they are sending a check for $80 something.

thanks!
Title: Re: Chase Freedom
Post by: sky121 on February 19, 2012, 07:38:43 PM
what do you mean? what could i have used it for? and yes, they are sending a check for $80 something.

thanks!

You could have used the credit to get a new card approved with.  But what's done is done. As long as your credit is good and you dont have too many accounts open with Chase you should be able to get approved with whatever card you apply for next.
Title: Re: Chase Freedom
Post by: DevoiriS on February 19, 2012, 07:43:29 PM
Oh well. I opened up two new cards this year and my husband too. Both citi visa and amex. I hope to open one or two chase credit cards. what do you mean i could have used the credit to get a new card approved with? Are you referring to the credit line or is it something else?
Title: Re: Re: Chase Freedom
Post by: sky121 on February 19, 2012, 07:51:48 PM
Oh well. I opened up two new cards this year and my husband too. Both citi visa and amex. I hope to open one or two chase credit cards. what do you mean i could have used the credit to get a new card approved with? Are you referring to the credit line or is it something else?

Yes the credit line.  Good luck with your chase applications!!
Title: Re: Re: Chase Freedom
Post by: DevoiriS on February 19, 2012, 07:56:14 PM
Yes the credit line.  Good luck with your chase applications!!
Thanks. I'm not worried about my credit line. I don't make grand purchases.
Thanks for your help!
Title: Re: Re: Chase Freedom
Post by: Saver2000 on February 19, 2012, 07:58:52 PM
Thanks. I'm not worried about my credit line. I don't make grand purchases.
Thanks for your help!

You could have used the credit line to help get your new card approved.  Nothing to do with making purchases.
Title: Re: Re: Chase Freedom
Post by: DevoiriS on February 19, 2012, 08:01:03 PM
You could have used the credit line to help get your new card approved.  Nothing to do with making purchases.
But i want to apply for the exact same card. This time with a bonus sign up offer.
Title: Re: Re: Re: Chase Freedom
Post by: sky121 on February 19, 2012, 08:15:27 PM
But i want to apply for the exact same card. This time with a bonus sign up offer.


You could have opened another freedom even when you have one open.. now you know for next time. If you're looking to get back sign up bonus to use for airlines don't forget to open a Sapphire Preferred too! Enjoy both sign up bonuses.
Title: Re: Re: Re: Chase Freedom
Post by: DevoiriS on February 19, 2012, 08:20:57 PM

You could have opened another freedom even when you have one open.. now you know for next time. If you're looking to get back sign up bonus to use for airlines don't forget to open a Sapphire Preferred too! Enjoy both sign up bonuses.
Yes, I plan on opening up that one and a premier rewards gold. I have amex points (6k) from my amex blue and if i have a amex premier rewards gold, I can transfer those points to spg. i forgot the ratio but it's something! What do you suggest as a third card? We spend about $4k a month. I'm trying to rack up points to get free flights for yomim tovim and hopefully a mini getaway within the US.
Title: Re: Re: Re: Re: Chase Freedom
Post by: sky121 on February 19, 2012, 08:23:51 PM
Yes, I plan on opening up that one and a premier rewards gold. I have amex points (6k) from my amex blue and if i have a amex premier rewards gold, I can transfer those points to spg. i forgot the ratio but it's something! What do you suggest as a third card? We spend about $4k a month. I'm trying to rack up points to get free flights for yomim tovim and hopefully a mini getaway within the US.

You can throw in an Ink Bold and a Continental/  United (or both). Don't apply for too many at one time though and don't forget about the min. spend that comes with some of the cards.
Title: Re: Re: Re: Re: Chase Freedom
Post by: DevoiriS on February 19, 2012, 08:26:10 PM
You can throw in an Ink Bold and a Continental/  United (or both). Don't apply for too many at one time though and don't forget about the min. spend that comes with some of the cards.
Actually, I also wanted to open up a Marriott rewards. 50k bonus points plus one free night. What do you think?
Title: Re: Chase Freedom
Post by: meshugener on February 19, 2012, 08:27:09 PM
I think you should do the Sapphire (non-preferred 25K) and transfer the 25K to the Sapphire Preferred
Title: Re: Re: Re: Re: Re: Chase Freedom
Post by: sky121 on February 19, 2012, 08:29:34 PM
Actually, I also wanted to open up a Marriott rewards. 50k bonus points plus one free night. What do you think?

If that's what you want you can. Keep in mind you CAN transfer Ultimate Reward points to Marriott.
Title: Re: Re: Re: Re: Re: Chase Freedom
Post by: DevoiriS on February 19, 2012, 08:31:27 PM
If that's what you want you can. Keep in mind you CAN transfer Ultimate Reward points to Marriott.
I'm still new and pretty much only know about spg. I want to go on a vacation soon so I want to open up a cc that will make my vacation that much better and le$$
Title: Re: Re: Re: Re: Chase Freedom
Post by: Saver2000 on February 19, 2012, 08:33:51 PM
Actually, I also wanted to open up a Marriott rewards. 50k bonus points plus one free night. What do you think?

Wrong thread.
Title: Re: Chase Freedom
Post by: smurf on February 19, 2012, 09:35:13 PM
Yes, I plan on opening up that one and a premier rewards gold. I have amex points (6k) from my amex blue and if i have a amex premier rewards gold, I can transfer those points to spg. i forgot the ratio but it's something! What do you suggest as a third card? We spend about $4k a month. I'm trying to rack up points to get free flights for yomim tovim and hopefully a mini getaway within the US.
Transferring amex mr to SPG isn't worth it the ratio I think is like 3-1
Title: Re: Chase Freedom
Post by: AJK on February 19, 2012, 11:20:39 PM
Transferring amex mr to SPG isn't worth it the ratio I think is like 3-1

+1, better to simply open an AMEX SPG.
Title: Re: Chase Freedom
Post by: SPLP on February 20, 2012, 01:57:31 AM
Maybe you should devote an hour or two reading dans , you will learn a great deal and then ask a few more questions , by doing this it will maximize what you will get from credit cards. a wealth of knowledge on dans
Title: Re: Chase Freedom
Post by: lybbtthl on February 21, 2012, 02:19:11 AM
OK, I just got a freedom account and I have a few questions: How does the 10 points per transaction with a checking account work? do I have to set it up? does it work with college checking? what about the rotating 5% categories, it said somewhere I have to enroll but I can't find a link? anything else I have to do for the standard 1% or other bonuses?

Thanks
Title: Re: Chase Freedom
Post by: zlt123 on February 21, 2012, 09:09:51 PM
OK, I just got a freedom account and I have a few questions: How does the 10 points per transaction with a checking account work? do I have to set it up? does it work with college checking? what about the rotating 5% categories, it said somewhere I have to enroll but I can't find a link? anything else I have to do for the standard 1% or other bonuses?

Thanks
No you dont have to do anything for the 10 points per trans.  It happens automaticaly after 2-3 billing sycles And yes it works with chase collage checking and whan you go on chase.com you will be abble to register for the 5% catigories
Title: Re: Chase Freedom
Post by: lybbtthl on February 21, 2012, 10:04:20 PM
No you dont have to do anything for the 10 points per trans.  It happens automaticaly after 2-3 billing sycles And yes it works with chase collage checking and whan you go on chase.com you will be abble to register for the 5% catigories
thanks, didn't see links when i went to chase.com but i found dans post and i used his link
Title: Re: Chase Freedom
Post by: DevoiriS on February 22, 2012, 09:51:11 PM
Transferring amex mr to SPG isn't worth it the ratio I think is like 3-1
So what do you suggest?
Title: Re: Chase Freedom
Post by: lybbtthl on February 22, 2012, 09:54:26 PM
The freedom I got, even though it has a 5K line, it's still a regular Visa as opposed to a Visa Signature. any reason why they didn't give me a VS? and any practical differences? or just the standard advantages of VS over regular Visa?
Title: Re: Chase Freedom
Post by: Dan on February 22, 2012, 10:06:34 PM
any practical differences?
Nope
Title: Re: Chase Freedom
Post by: Dan on February 22, 2012, 10:08:46 PM
So what do you suggest?
Don't transfer them to SPG, transfer them to AC, BA, DL, etc.
Title: Re: Chase Freedom
Post by: DevoiriS on February 22, 2012, 10:14:45 PM
Don't transfer them to SPG, transfer them to AC, BA, DL, etc.
I don't have any of those accounts.
Title: Re: Chase Freedom
Post by: DevoiriS on February 22, 2012, 10:15:36 PM
Don't transfer them to SPG, transfer them to AC, BA, DL, etc.
Wait, what's AC? and i just opened up a Delta miles card cuz i just flew delta. I can transfer it there?
Title: Re: Chase Freedom
Post by: Dan on February 22, 2012, 10:33:54 PM
I don't have any of those accounts.
http://forums.dansdeals.com/index.php?topic=13317
So you open them, they're free.
Title: Re: Chase Freedom
Post by: DevoiriS on February 22, 2012, 10:36:20 PM
http://forums.dansdeals.com/index.php?topic=13317
So you open them, they're free.
Thanks! Add this to your wiki. I first looked there but couldn't find those abbreviations in the list. http://wiki.dansdeals.com/Acronyms
Title: Re: Chase Freedom
Post by: Dan on February 22, 2012, 10:38:36 PM
Didn't realize anyone used the wiki ;)

Bear in mind that BA can book you on AA.  AC can book you on CO/UA/US, etc.  All those guys fly to MKE and YUL.
Title: Re: Chase Freedom
Post by: compddd on February 22, 2012, 10:39:40 PM
I just received the targeted $300 offer in the mail. Can I have 2 Freedom cards at the same time?
Title: Re: Chase Freedom
Post by: DevoiriS on February 22, 2012, 10:43:49 PM
Didn't realize anyone used the wiki ;)

Bear in mind that BA can book you on AA.  AC can book you on CO/UA/US, etc.  All those guys fly to MKE and YUL.
So I open a BA account just so I can fly AA using BA points? How does that work? Same with AC booking on CO, UA...
I don't get it.
Title: Re: Chase Freedom
Post by: DevoiriS on February 22, 2012, 10:44:28 PM
Didn't realize anyone used the wiki ;)

Bear in mind that BA can book you on AA.  AC can book you on CO/UA/US, etc.  All those guys fly to MKE and YUL.
Meaning i don't get this whole affiliation... like how does it work?
Title: Re: Chase Freedom
Post by: AsherO on February 22, 2012, 10:52:19 PM
Meaning i don't get this whole affiliation... like how does it work?

http://en.wikipedia.org/wiki/Airline_alliance

Airlines are partnered with other airlines, and also as groups of airlines, called alliances. You can typically earn/redeem miles with partner airlines.
Title: Re: Chase Freedom
Post by: DevoiriS on February 22, 2012, 11:06:12 PM
http://en.wikipedia.org/wiki/Airline_alliance

Airlines are partnered with other airlines, and also as groups of airlines, called alliances. You can typically earn/redeem miles with partner airlines.
Quite informative. Thanks. So basically, if you have points on one airline, you can book a flight on another airline that's part of the same alliance? What about not speaking of points. If you book on airline A that's part of an alliance that airline B is on, then ....? I am still trying to understand this fully.
Title: Re: Chase Freedom
Post by: AsherO on February 22, 2012, 11:58:21 PM
Quite informative. Thanks. So basically, if you have points on one airline, you can book a flight on another airline that's part of the same alliance? What about not speaking of points. If you book on airline A that's part of an alliance that airline B is on, then ....? I am still trying to understand this fully.

For starters, if it was a paid ticket you can (typically) earn miles on airline B.
Title: Re: Chase Freedom
Post by: Name Changed on February 23, 2012, 09:21:15 PM
I just got a Chase Freedom for my spouse.

We have a chase checking account, and we are joint users. I want to link it to get the 10 points bonus per transaction.
I called Chase, and the rep told me that this cant be done on the CC offer that I signed up for (from the link HERE (http://forums.dansdeals.com/index.php?topic=8028.0)) The rep said that only the Freedom card that is applied for in a bank is eligible for this bonus,

Is this true?
Title: Re: Chase Freedom
Post by: sky121 on February 23, 2012, 09:23:25 PM
I just got a Chase Freedom for my spouse.

We have a chase checking account, and we are joint users. I want to link it to get the 10 points bonus per transaction.
I called Chase, and the rep told me that this cant be done on the CC offer that I signed up for (from the link HERE (http://forums.dansdeals.com/index.php?topic=8028.0)) The rep said that only the Freedom card that is applied for in a bank is eligible for this bonus,

Is this true?

False. You should try calling again.
It should link automatically after 1-2 billing cycles.
Title: Re: Chase Freedom
Post by: smurf on February 23, 2012, 09:24:25 PM
I just got a Chase Freedom for my spouse.

We have a chase checking account, and we are joint users. I want to link it to get the 10 points bonus per transaction.
I called Chase, and the rep told me that this cant be done on the CC offer that I signed up for (from the link HERE (http://forums.dansdeals.com/index.php?topic=8028.0)) The rep said that only the Freedom card that is applied for in a bank is eligible for this bonus,

Is this true?
Absolutely not. I applied online and have already begun getting the bonuses
Title: Re: Chase Freedom
Post by: Name Changed on February 23, 2012, 10:05:37 PM
Absolutely not. I applied online and have already begun getting the bonuses
How long ago did you apply?
False. You should try calling again.
It should link automatically after 1-2 billing cycles.
Thanx....

Also, when I tried to link the account - the rep told me I cant, as I am the primary user on the account, not my wife. (She is just a joint user) ... But when I set up a login for the Freedom card the account was there, is that called linked or I have to make her the primary user on the bank account, and then get them to link it?
Title: Re: Chase Freedom
Post by: LAXtraveler on March 22, 2012, 05:59:11 PM
Do most people on here transfer their Freedom UR into the SP UR right away or do you let them stay in the Freedom UR account until needed?
Title: Re: Chase Freedom
Post by: Dan on March 22, 2012, 06:01:48 PM
I move it over to SP periodically.
Title: Re: Chase Freedom
Post by: LAXtraveler on March 22, 2012, 06:02:20 PM
I move it over to SP periodically.

Are you ever nervous they will stop allowing transfers between the accounts?
Title: Re: Chase Freedom
Post by: Dan on March 22, 2012, 06:14:12 PM
Are you ever nervous they will stop allowing transfers between the accounts?
Not particularly, but why chance it?
Title: Re: Chase Freedom
Post by: LAXtraveler on March 22, 2012, 06:16:20 PM
Not particularly, but why chance it?

Exactly, that's why I would think to do it every month when the new points get deposited and then keep a constant Freedom UR balance of 0.
Title: Re: Chase Freedom
Post by: Dan on March 22, 2012, 06:21:29 PM
Exactly, that's why I would think to do it every month when the new points get deposited and then keep a constant Freedom UR balance of 0.
I'm not that OCD about it, but I do it every couple months.
Title: Re: Chase Freedom
Post by: meshugener on March 22, 2012, 06:30:58 PM
When matching, do I get the 30k at once, or they add the 10k upon SM request, and the rest 20k get deposited automatically when the stat cycle ends?
Title: Re: Chase Freedom
Post by: elig770 on March 22, 2012, 07:11:00 PM
Is there an amount of time that's suggested to wait before asking to match? Should I wait til I get the cards and start spending or does it not really matter?
Title: Re: Chase Freedom
Post by: joeb1 on March 22, 2012, 08:09:30 PM
nah u can do it right away
Title: Re: Chase Freedom
Post by: TC610 on March 22, 2012, 11:04:55 PM
When matching, do I get the 30k at once, or they add the 10k upon SM request, and the rest 20k get deposited automatically when the stat cycle ends?

Depends on when you request the match.  For me, I requested it before my initial 20k posted so I got 30k at once when my first statement closed.
Title: Re: Chase Freedom
Post by: meshugener on March 23, 2012, 12:35:55 AM
I am now before the end of first cycle, and I see 10k points. What does that mean?
Title: Re: Chase Freedom
Post by: TC610 on March 23, 2012, 07:30:25 AM
I guess it t means YMMV with Chase as far as when you receive the 10k points.  Which is probably why my Chase exclusive bonus points (the points I would have earned had my checking account been linked from day 1) were added right away for my Freedom card right after an SM, but for the Ink Bold I had to wait until my statement closed to get them.
Title: Re: Chase Freedom
Post by: aj26 on March 27, 2012, 04:19:49 PM
I had some car repairs done at a sunoco repair station. If they run the charges to my freedom card, will it count as 5% for a gas station?
Title: Re: Chase Freedom
Post by: jmail1 on March 29, 2012, 01:43:58 PM
This may be an insane question, but do you think there is a limit on how far they will go back for the Freedom bonus?  I had a Chase Rewards card that we originally got a few years ago for the 5% it offered on gas.   It was converted to a Freedom card that we haven't used in a while.  We currently have a business checking, personal checking, two individual Sapphire and a joint business Ink Bold with Chase. 

If I sent them a message about matching the current sign-up promo or we'll cancel the Freedom do you think they would match?  It's not a card we regularly use, but we would start using it to meet the spend of a promo.  We were already planning on using it to get the quarterly bonuses and transfer the UR points.
Title: Re: Re: Chase Freedom
Post by: sky121 on March 29, 2012, 01:45:47 PM
This may be an insane question, but do you think there is a limit on how far they will go back for the Freedom bonus?  I had a Chase Rewards card that we originally got a few years ago for the 5% it offered on gas.   It was converted to a Freedom card that we haven't used in a while.  We currently have a business checking, personal checking, two individual Sapphire and a joint business Ink Bold with Chase. 

If I sent them a message about matching the current sign-up promo or we'll cancel the Freedom do you think they would match?  It's not a card we regularly use, but we would start using it to meet the spend of a promo.  We were already planning on using it to get the quarterly bonuses and transfer the UR points.

Can't hurt to ask.
Title: Re: Chase Freedom
Post by: oldguy on March 29, 2012, 02:02:10 PM
This may be an insane question, but do you think there is a limit on how far they will go back for the Freedom bonus?  I had a Chase Rewards card that we originally got a few years ago for the 5% it offered on gas.   It was converted to a Freedom card that we haven't used in a while.  We currently have a business checking, personal checking, two individual Sapphire and a joint business Ink Bold with Chase. 

If I sent them a message about matching the current sign-up promo or we'll cancel the Freedom do you think they would match?  It's not a card we regularly use, but we would start using it to meet the spend of a promo.  We were already planning on using it to get the quarterly bonuses and transfer the UR points.
They usually dont do fo a card thats open 90 days
Title: Re: Chase Freedom
Post by: springles on March 29, 2012, 02:18:27 PM
This may be an insane question, but do you think there is a limit on how far they will go back for the Freedom bonus?  I had a Chase Rewards card that we originally got a few years ago for the 5% it offered on gas.   It was converted to a Freedom card that we haven't used in a while.  We currently have a business checking, personal checking, two individual Sapphire and a joint business Ink Bold with Chase. 

If I sent them a message about matching the current sign-up promo or we'll cancel the Freedom do you think they would match?  It's not a card we regularly use, but we would start using it to meet the spend of a promo.  We were already planning on using it to get the quarterly bonuses and transfer the UR points.
I've had a freedom card for many years (was also converted) and last year I SM'd about getting a bonus like the current sign ups since I didnt get anything when I got the card.  They gave me 10,000. 
Title: Re: Chase Freedom
Post by: jmail1 on March 29, 2012, 05:32:30 PM
The response from the agent didn't mention anything about it being too long ago, simply that they don't do it.

I responded saying that I could have stomached an answer that it had been too long, but to use the excuse that offers change is contrary to the extremely frequent bump they've dozens (or more) of other cardholders.

"Let me explain, when you apply for a new card, there are
various sign up deals offered to new cardmembers. These
offers change from time to time.

As much as I would like to help you, I regret to inform
you that I am unable to honor your request for the sign up
bonus offer of 30,000 reward points on your account, since
these offers are only available to new applicants. I
apologize for the inconvenience this may cause."
Title: Re: Chase Freedom
Post by: meshugener on March 29, 2012, 05:52:56 PM
SM or via phone call?
Title: Re: Chase Freedom
Post by: Drago on March 29, 2012, 05:57:56 PM
Can I have a Chase bank account in my name, and the Freedom in my wife's, and still receive the extra bonus's?
Title: Re: Chase Freedom
Post by: Chaikel on March 29, 2012, 06:27:48 PM
Can I have a Chase bank account in my name, and the Freedom in my wife's, and still receive the extra bonus's?
Just add her name to your checking account as a joint account
Title: Re: Chase Freedom
Post by: Drago on March 29, 2012, 06:52:30 PM
Just add her name to your checking account as a joint account
Will that limit future checking sign up bonuss?
Title: Re: Chase Freedom
Post by: meshugener on March 29, 2012, 06:58:50 PM
No, if you close the current account 90 days prior to the new account.
Title: Re: Chase Freedom
Post by: jmail1 on March 29, 2012, 10:12:25 PM
SM or via phone call?

SM. 
Title: Re: Chase Freedom
Post by: oldguy on March 29, 2012, 11:10:45 PM
Can I have a Chase bank account in my name, and the Freedom in my wife's, and still receive the extra bonus's?
Just add her name to your checking account as a joint account
or put yourself as a joint account hoder to her CC.
Title: Re: Chase Freedom
Post by: AsherO on March 30, 2012, 12:20:39 AM
or put yourself as a joint account hoder to her CC.

Chase recently told me that triggers a credit pull (or the joint user being added), in which case you're better off just applying for a new card (or three)...
Title: Re: Chase Freedom
Post by: meshugener on March 30, 2012, 08:41:09 AM
You are right. That triggers pull. But its not a hard pull, its just a soft inquiry to see if your name and address match etc.
Title: Re: Chase Freedom
Post by: AsherO on March 30, 2012, 01:48:53 PM
You are right. That triggers pull. But its not a hard pull, its just a soft inquiry to see if your name and address match etc.

They told me it's a hard pull, to see if the applicant is eligible to be a joint accountholder.
Title: Re: Chase Freedom
Post by: meshugener on March 30, 2012, 02:43:42 PM
They told me the opposite. So I guess we're in same CSR trap... Maybe they told for another one they're not pulling at all?
Title: Re: Chase Freedom
Post by: Cbs on April 14, 2012, 02:05:23 PM
if i just got accepted to the SP visa, about a week and half to 2 weeks ago. what are my chances of getting accepted to the freedom? would you recommend it? (i know its best to wait 30 days but i wanna catch the bonus before it goes (http://www.dansdeals.com/archives/21019))
Title: Re: Chase Freedom
Post by: Drago on April 14, 2012, 05:05:34 PM
if i just got accepted to the SP visa, about a week and half to 2 weeks ago. what are my chances of getting accepted to the freedom? would you recommend it? (i know its best to wait 30 days but i wanna catch the bonus before it goes (http://www.dansdeals.com/archives/21019))
Go for it, and have good reasons why you want it. Although, all things being equal, if the entire diff is 10k, it's not the biggest deal. That being said, I'll be applying tomorrow. Gotta do an AOR b/f this and the Bold are gone.
Title: Re: Chase Freedom
Post by: compddd on April 14, 2012, 05:11:23 PM
Is the Bold churnable like the SP? I already got the 50k last year
Title: Re: Chase Freedom
Post by: Drago on April 14, 2012, 05:49:52 PM
Is the Bold churnable like the SP? I already got the 50k last year
I dont know, I've never had it b/f
Title: Re: Chase Freedom
Post by: meshugener on April 14, 2012, 09:31:55 PM
I don't know, I've never had it b/f.
Title: Re: Chase Freedom
Post by: Drago on April 15, 2012, 01:49:59 AM
I don't know, I've never had it b/f.
jinx
Title: Re: Chase Freedom
Post by: AJK on April 16, 2012, 03:37:41 PM
Anyone know a grocery chain (preferably in NY/NJ) that sells $500 amex/visa/mastercard gift cards?
Title: Re: Chase Freedom
Post by: SPLP on April 16, 2012, 03:59:57 PM
Anyone know a grocery chain (preferably in NY/NJ) that sells $500 amex/visa/mastercard gift cards?

Did u see this
http://www.nypost.com/p/news/business/amex_pulls_nj_gift_cards_EGu2zsmW4wRVzg4QP8ztoM

visa has a site that list locations that sell g.c. --BUT  it is down  now --maybe call them
Title: Re: Chase Freedom
Post by: HelpMe on April 16, 2012, 04:14:56 PM
Did u see this
http://www.nypost.com/p/news/business/amex_pulls_nj_gift_cards_EGu2zsmW4wRVzg4QP8ztoM
There are a couple of states now that they don’t sell them in. Anyone know what this new law does?
Title: Re: Chase Freedom
Post by: SPLP on April 16, 2012, 04:21:04 PM
There are a couple of states now that they don’t sell them in. Anyone know what this new law does?

I would guess it has to do with balances left on cards that never get used , i also guess amex etc.  would be required to turn over the balances to the state after a certain amount of time
Title: Re: Chase Freedom
Post by: AJK on April 16, 2012, 04:27:58 PM
Did u see this
http://www.nypost.com/p/news/business/amex_pulls_nj_gift_cards_EGu2zsmW4wRVzg4QP8ztoM

visa has a site that list locations that sell g.c. --BUT  it is down  now --maybe call them

Yeah, that's why AA has stopped selling GCs to NJ residents as well.

Was hoping someone in the NY/NJ area had seen $500 GCs during a food run.
Title: Re: Chase Freedom
Post by: smiley face on April 16, 2012, 05:48:32 PM
I just got approved for this card yay :) (first cc!!!!!)
I was just wondering if my credit limit is 1000 and I have to spend 3000 in 3 months how do I go about that?
They say it's not good to spend up to your credit limit 30-40% is good....
Title: Re: Chase Freedom
Post by: LAXtraveler on April 16, 2012, 05:50:09 PM
I just got approved for this card yay :) (first cc!!!!!)
I was just wondering if my credit limit is 1000 and I have to spend 3000 in 3 months how do I go about that?
They say it's not good to spend up to your credit limit 30-40% is good....

You can spend and pay off the balance prior to the month closing so your utilization ratio will be lower when it comes time to report it to the credit agencies. Congrats!
Title: Re: Chase Freedom
Post by: meshugener on April 16, 2012, 05:55:04 PM
Why do you have to spend $3000? You only have to spend $500 for the freedom. And about spending over 30%-40%, you should pay almost your entire balance before your statement close, so they'll report only a small balance for the credit bureau.
Title: Re: Chase Freedom
Post by: HelpMe on April 16, 2012, 05:57:46 PM
Why do you have to spend $3000? You only have to spend $500 for the freedom.
All Freedom offers are not for 500 spend.
Title: Re: Chase Freedom
Post by: meshugener on April 16, 2012, 06:02:22 PM
You should say "not all freedom offers are for $500 spend", right?
Title: Re: Chase Freedom
Post by: bubbles on April 16, 2012, 06:04:56 PM
so whats currently the best offer for the freedom out there now? @Dan are you getting a new link soon?
Title: Re: Chase Freedom
Post by: HelpMe on April 16, 2012, 06:09:58 PM
so whats currently the best offer for the freedom out there now?
Public or non?  ;D

j/k
Title: Re: Chase Freedom
Post by: bubbles on April 16, 2012, 06:14:02 PM
Public or non?  ;D

j/k

I'm accepting pm's if anyone knows anything better  :)
Title: Re: Chase Freedom
Post by: Dan on April 16, 2012, 06:22:29 PM
@Dan are you getting a new link soon?
Yes, but I don't know what the offer will be yet.
Title: Re: Chase Freedom
Post by: smiley face on April 16, 2012, 06:41:08 PM
Can I send them an sm to match the 30k or 35k?
Title: Re: Chase Freedom
Post by: Fan of Dan on April 16, 2012, 06:46:03 PM
Can I send them an sm to match the 30k or 35k?
of course! No reason not to.
Title: Re: Chase Freedom
Post by: Red on April 16, 2012, 06:49:51 PM
Can I send them an sm to match the 30k or 35k?

Let us know if you're successful, so far I haven't been
Title: Re: Chase Freedom
Post by: Fan of Dan on April 16, 2012, 10:29:53 PM
Let us know if you're successful, so far I haven't been
I was yesterday. Failed with sm but got the match when I called.
Title: Re: Chase Freedom
Post by: Red on April 16, 2012, 10:56:04 PM
I was yesterday. Failed with sm but got the match when I called.

Did they ask you if you were targeted for it?
Title: Re: Chase Freedom
Post by: Fan of Dan on April 16, 2012, 11:14:25 PM
Did they ask you if you were targeted for it?
they did ask a bunch of questions I just said that I could have gotten thirty and feel like such an idiot that I applied through a link which only gave me 20k while I could have gotten 30.
Title: Re: Chase Freedom
Post by: Saver2000 on April 20, 2012, 01:39:44 PM
Yeah, that's why AA has stopped selling GCs to NJ residents as well.

Was hoping someone in the NY/NJ area had seen $500 GCs during a food run.

Stop & shop has $20-$500 visa gc.
Title: Re: Chase Freedom
Post by: AJK on April 20, 2012, 04:57:28 PM
Stop & shop has $20-$500 visa gc.

Thanks!
Title: Re: Chase Freedom
Post by: time on April 22, 2012, 01:09:06 PM
just got my freedom statement and it appears that target is included in grocery stores.  can anyone confirm or deny this?
Title: Re: Chase Freedom
Post by: Dan on April 22, 2012, 01:12:46 PM
just got my freedom statement and it appears that target is included in grocery stores.  can anyone confirm or deny this?
IIRC Walmart and Target are included.
Title: Re: Chase Freedom
Post by: time on April 22, 2012, 01:15:57 PM
then i'm still a little confused about my #'s but i guess they're close enough
Title: Re: Chase Freedom
Post by: Dan on April 22, 2012, 01:16:29 PM
then i'm still a little confused about my #'s but i guess they're close enough
Many times the 5% won't post until the 2nd statement.
Title: Re: Chase Freedom
Post by: time on April 22, 2012, 01:21:22 PM
if the 5% on my last 2 purchases, which were the day b4 my statement closed, didn't post i think it's a perfect match. thanks for the confirmation
Title: Re: Chase Freedom
Post by: Dan on April 22, 2012, 01:22:09 PM
if the 5% on my last 2 purchases, which were the day b4 my statement closed, didn't post i think it's a perfect match. thanks for the confirmation
I'd bet that's exactly the case, you'll see it on your next statement.
Title: Re: Chase Freedom
Post by: time on April 22, 2012, 01:25:11 PM
i guess i'll save the target gc's i bought in the grocery store until next quarter
Title: Re: Chase Freedom
Post by: sky121 on April 22, 2012, 02:28:09 PM
Sams Club isn't considered a grocery, is it?
Title: Re: Re: Chase Freedom
Post by: Ergel on April 22, 2012, 02:30:30 PM
IIRC Walmart and Target are included.
IIRC correctly only the grocery part of target is officially eligible (not sure how they differentiate)
Title: Re: Re: Chase Freedom
Post by: AJK on April 22, 2012, 02:47:42 PM
IIRC correctly only the grocery part of target is officially eligible (not sure how they differentiate)

They can't.
Title: Re: Chase Freedom
Post by: Dan on April 22, 2012, 02:52:43 PM
IIRC correctly only the grocery part of target is officially eligible (not sure how they differentiate)
And the grocery part of WM.

They can't.
That was my assumption.
Any other confirmations would be appreciated though.
Title: Re: Chase Freedom
Post by: Dan on April 22, 2012, 02:53:18 PM
Sams Club isn't considered a grocery, is it?
No, warehouses are excluded.
Title: Re: Re: Chase Freedom
Post by: SPLP on April 22, 2012, 02:57:12 PM
They can't.

Why do u say that?---- any advantage for them to be groceries--they both started out as general merchants  and billions in sales a year as none-food stores 
Title: Re: Chase Freedom
Post by: Dan on April 22, 2012, 02:58:07 PM
Why do u say that?---- any advantage for them to be groceries--they both started out as general merchants  and billions in sales a year as none-food stores 
Huh?
Title: Re: Chase Freedom
Post by: time on April 22, 2012, 02:59:45 PM
And the grocery part of WM.
That was my assumption.
Any other confirmations would be appreciated though.
i  spent $75 at target and like i said it appears it was included in the 5%, i don't have the reciept anymore but there is no way more than $25 was groceries
Title: Re: Chase Freedom
Post by: HelpMe on April 22, 2012, 03:06:20 PM
Any other confirmations would be appreciated though.
You can try this site for merchant codes (VS and MC only).
http://visa.via.infonow.net/locator/usa/supplier/ListLoadAction.do
Title: Re: Chase Freedom
Post by: 123ablack on April 22, 2012, 03:07:00 PM
Did anyone recently (past week or so) succeeded to have Chase match the 300 cash back (when applied with Dan's 200 CB link?

I have sent 8 SMs and aces 3 phone calls but no go... :-[

Title: Re: Chase Freedom
Post by: Dan on April 22, 2012, 03:10:47 PM
Pretty sure MMS made sure those were good and dead.
Title: Re: Chase Freedom
Post by: bubkiz on April 22, 2012, 03:11:33 PM
Did anyone recently (past week or so) succeeded to have Chase match the 300 cash back (when applied with Dan's 200 CB link?

I have sent 8 SMs and aces 3 phone calls but no go... :-[
+1
A member did report getting matched to the (short-lived) 35,000 offer. That the inspiration that keeps me trying  :)
Title: Re: Chase Freedom
Post by: Saver2000 on April 22, 2012, 03:17:05 PM
They can't.

I just checked my discover statement and I see they listed one purchase from target in the "merchandise" category,  and another purchase in the "supermarket" category.  Hmmm. . .
Title: Re: Chase Freedom
Post by: AJK on April 22, 2012, 03:18:53 PM
I just checked my discover statement and I see they listed one purchase from target in the "merchandise" category,  and another purchase in the "supermarket" category.  Hmmm. . .

Hmm, indeed.

Care to upload screenshot?
Title: Chase Freedom
Post by: bubbles on April 22, 2012, 03:22:36 PM
Was it the same target?
Title: Re: Chase Freedom
Post by: Saver2000 on April 22, 2012, 03:23:33 PM
Hmm, indeed.

Care to upload screenshot?

Ill try soon when I'm at a pc.
I just called discover and they said they don't know why its like that. They said its probably bec target has a few different "listing/category codes".

Btw I'm almost sure both purchases were made at the main checkout counter.
Title: Re: Chase Freedom
Post by: HelpMe on April 22, 2012, 03:23:47 PM
I just checked my discover statement and I see they listed one purchase from target in the "merchandise" category,  and another purchase in the "supermarket" category.  Hmmm. . .
Targets in my area are coming up with two different codes:
GROCERY STORES/SUPERMARKETS/BAKERIES -5411
DISCOUNT STORES/WAREHOUSE/WHOLESALE -5310
Title: Re: Chase Freedom
Post by: Saver2000 on April 22, 2012, 03:25:19 PM
Was it the same target?

Yes. Both charges were made at the Howell location.  Both charges are on the same statement.
Title: Re: Chase Freedom
Post by: AJK on April 22, 2012, 03:48:40 PM
Targets in my area are coming up with two different codes:
GROCERY STORES/SUPERMARKETS/BAKERIES -5411
DISCOUNT STORES/WAREHOUSE/WHOLESALE -5310

Are those 2 diff stores?
Title: Re: Chase Freedom
Post by: HelpMe on April 22, 2012, 03:55:18 PM
Are those 2 diff stores?
Yes
Title: Re: Chase Freedom
Post by: AJK on April 22, 2012, 04:03:19 PM
And both have groceries?
Title: Re: Chase Freedom
Post by: HelpMe on April 22, 2012, 04:05:05 PM
And both have groceries?
Not sure, I just checked a few stores in my area with the link I posted.
Title: Re: Chase Freedom
Post by: AJK on April 22, 2012, 04:56:06 PM
Not sure, I just checked a few stores in my area with the link I posted.

Oh, my bad, I misread. I thought those came off of your statements.
Title: Re: Chase Freedom
Post by: bubbles on April 22, 2012, 05:43:13 PM
Transaction type   Purchase
Transaction date   04/18/2012
Post date   04/19/2012
Amount   $XX.XX
    
Merchant address   BRICK,NJ 087230000
US
Merchant category   GROCERY STORES, SUPERMARKETS
Purchase information   In-person transaction
Reference number   
Title: Re: Chase Freedom
Post by: oldguy on April 22, 2012, 11:26:43 PM
Did anyone recently (past week or so) succeeded to have Chase match the 300 cash back (when applied with Dan's 200 CB link?

I have sent 8 SMs and aces 3 phone calls but no go... :-[
my friend got it last week thursday he sent a SM that even though their policy is not to give a offer that is not available he still feels as a valuable chase costumer he should get it anyways and it worked!
Title: Re: Chase Freedom
Post by: golan on April 24, 2012, 08:26:23 PM
Hey there if anyone can help me(dan). i applied for frredom few weeks back through dans deals link 20k . tried to get it matched to the 30k and they said that they match but there is no offer for 30k ??
Title: Re: Chase Freedom
Post by: Dan on April 24, 2012, 09:22:04 PM
Hey there if anyone can help me(dan). i applied for frredom few weeks back through dans deals link 20k . tried to get it matched to the 30k and they said that they match but there is no offer for 30k ??
Why did you wait so long to ask for the match?
They recently stopped matching on the Freedom card, though it may still come back, who knows.
Title: Re: Chase Freedom
Post by: golan on April 25, 2012, 12:11:08 AM
they say they will match but there is no 30 offer ? or is there ?
Title: Re: Chase Freedom
Post by: kayef on April 25, 2012, 07:58:52 AM
Why did you wait so long to ask for the match?
They recently stopped matching on the Freedom card, though it may still come back, who knows.
I was turned down at first for the 20k to 30k match. I tried again 2 days ago saying that at the time I applied the 30k offer was still around, I also threw in a line about being a valued chase customer and I GOT THE 30k!!
Title: Re: Chase Freedom
Post by: smurf on April 26, 2012, 09:07:22 AM
I was trying to track my quarterly bonus spending. The best method I found was to use the Blueprint feature to categorize the spending. Judging by the bonus points issued isn't up to date enough. ANyone have better ideas??
Title: Re: Chase Freedom
Post by: AJK on April 26, 2012, 09:42:22 AM
I was trying to track my quarterly bonus spending. The best method I found was to use the Blueprint feature to categorize the spending. Judging by the bonus points issued isn't up to date enough. ANyone have better ideas??

I use mint. I just make sure they're categorized correctly during my weekly (or so) review.
Title: Re: Chase Freedom
Post by: asks on April 26, 2012, 09:53:23 AM
I was trying to track my quarterly bonus spending. The best method I found was to use the Blueprint feature to categorize the spending. Judging by the bonus points issued isn't up to date enough. ANyone have better ideas??
you can send an SM and request a breakdown of spending and points awarded
Title: Re: Re: Chase Freedom
Post by: Ergel on April 26, 2012, 09:57:47 AM
I was trying to track my quarterly bonus spending. The best method I found was to use the Blueprint feature to categorize the spending. Judging by the bonus points issued isn't up to date enough. ANyone have better ideas??
Remember that where it says 5% there are really only showing you 4% add the first percent of included in your regular earnings
Title: Re: Chase Freedom
Post by: Yitz on April 26, 2012, 10:28:03 AM
Does it work in any grocery store?
Title: Re: Chase Freedom
Post by: Dan on April 26, 2012, 10:46:22 AM
Does it work in any grocery store?
Yes.
Title: Re: Chase Freedom
Post by: Yitz on April 26, 2012, 12:10:06 PM
Thanks
Title: Re: Re: Chase Freedom
Post by: smurf on April 26, 2012, 01:55:24 PM
Remember that where it says 5% there are really only showing you 4% add the first percent of included in your regular earnings
I figured that, but still that only help for right after the statement prints
Title: Re: Chase Freedom
Post by: Dan on April 26, 2012, 01:57:47 PM
I figured that, but still that only help for right after the statement prints
Doesn't even help then, as some purchases don't post to the bonus categories until the next billing statement.
Title: Re: Chase Freedom
Post by: smurf on April 26, 2012, 02:32:23 PM
Doesn't even help then, as some purchases don't post to the bonus categories until the next billing statement.
also true, Whats your method?
Title: Re: Chase Freedom
Post by: Dan on April 26, 2012, 02:38:28 PM
also true, Whats your method?
Manual counting.
Title: Re: Chase Freedom
Post by: smurf on April 26, 2012, 02:44:46 PM
Manual counting.
how do you decide whats counted? Chase online doesnt categorize unless you check blueprint
Title: Re: Chase Freedom
Post by: Dan on April 26, 2012, 02:46:25 PM
how do you decide whats counted? Chase online doesnt categorize unless you check blueprint
I just count everything at grocery stores. 
Title: Re: Chase Freedom
Post by: Yitz on April 26, 2012, 03:19:39 PM
I just count everything at grocery stores. 
After you reach the $1500.00 what card do you switch to
Title: Re: Chase Freedom
Post by: smurf on April 26, 2012, 03:23:22 PM
After you reach the $1500.00 what card do you switch to
the next freedom card
Title: Re: Chase Freedom
Post by: Dan on April 26, 2012, 03:28:01 PM
After you reach the $1500.00 what card do you switch to
the next freedom card
True, as my wife has one as well.

My current strategy is :
-$25+ purchases (including car rentals due to primary CDW), and foreign purchases, excluding dining, airfare, hotels, telecom, cable, office supplies, 5% category, gas, Open Savings Partners, and Gap Inc purchases on United Club. (http://www.dansdeals.com/go/unitedexplorer)
-Purchases under $25 and 5% categories on Freedom (http://www.dansdeals.com/go/FreedomMC).
-Dining, airfare, and hotels (including foreign purchases in those categories) over $10, and car rental in Israel goes on Sapphire Preferred WMC. (http://www.dansdeals.com/go/SapphireWMC/)
-Purchases at SPG hotels as well as purchases that I want warranty, return, dispute, or purchase protection on goes on Starwood (http://www.dansdeals.com/go/starwood).
-Open Savings purchases go on Starwood Business. (http://www.dansdeals.com/go/starwoodbusiness/)
-Hyatt purchases on Hyatt (http://dansdeals.com/go/hyatt).
-Telecom, cable, office supplies (including gift cards for Amazon, etc), and gas on Ink Classic. (http://www.dansdeals.com/go/inkclassic/)
-Gap Inc purchases go on Banana Lifetime Luxe.

I don't have an AMEX PRG (http://www.dansdeals.com/go/premier25k/) right now, but I'll probably shift airfare and groceries there when I get my next one.
Title: Re: Chase Freedom
Post by: Yitz on April 26, 2012, 03:29:45 PM
+1
Title: Re: Chase Freedom
Post by: Devorah on April 26, 2012, 11:47:47 PM
-$25+ purchases (including car rentals due to primary CDW), and foreign purchases, excluding dining, airfare, hotels, telecom, cable, office supplies, 5% category, gas, Open Savings Partners, and Gap Inc purchases on United Club. (http://www.dansdeals.com/go/unitedexplorer)
What does the United Club card give you? Is it worth the $300 annual fee?
Title: Re: Chase Freedom
Post by: Dan on April 26, 2012, 11:58:46 PM
What does the United Club card give you? Is it worth the $300 annual fee?
I pay $100/year for it as a lifetime club member.

It gets 1.5 miles per dollar spent, no forex, United club membership, waived award expedite fees, 2 free checked bags (for you and a companion and for any additional free cardholders), premier access/boarding, Avis President's club, and Hyatt Platinum.

You can apply for it with my lin (http://www.dansdeals.com/go/unitedexplorer)k my clicking on the club card tab.
Title: Re: Chase Freedom
Post by: Devorah on April 27, 2012, 12:06:57 AM
I pay $100/year for it as a lifetime club member.

It gets 1.5 miles per dollar spent, no forex, United club membership, waived award expedite fees, 2 free checked bags (for you and a companion and for any additional free cardholders), premier access/boarding, Avis President's club, and Hyatt Platinum.

You can apply for it with my lin (http://www.dansdeals.com/go/unitedexplorer)k my clicking on the club card tab.
Wanna add me on as a free additional cardholder? JK
Title: Re: Chase Freedom
Post by: Fan of Dan on April 27, 2012, 01:44:23 AM
I pay $100/year for it as a lifetime club member.

Is there any way to get lifetime club membership and pay only 100 a year?
Title: Re: Chase Freedom
Post by: Dan on April 27, 2012, 10:17:43 AM
Is there any way to get lifetime club membership and pay only 100 a year?
The no longer sell nor give away lifetime memberships.
Title: Re: Chase Freedom
Post by: Jkhein on April 27, 2012, 10:44:07 AM
Dan where are all those benefits you quoted, like TWO free bags, Avis Presidents, Hyatt platinum etc? You have direct link?
Title: Re: Chase Freedom
Post by: Dan on April 27, 2012, 10:49:14 AM
Dan where are all those benefits you quoted, like TWO free bags, Avis Presidents, Hyatt platinum etc? You have direct link?
Read the fine print.
Title: Re: Chase Freedom
Post by: Fan of Dan on April 27, 2012, 12:05:25 PM
Read the fine print.
yes it was quite clear in your post.
Title: Re: Chase Freedom
Post by: Name Changed on April 27, 2012, 02:00:42 PM
Manual counting.
I use quickbooks to catagorize all my monthly spending

At the end of every month I import all my CC charges and filter them to categories I created ...

It gets easy after doing it for a while, QB recognized stores and filters it automatically
Title: Re: Chase Freedom
Post by: Smartypantz on April 29, 2012, 01:30:20 PM
An interesting happened to me with the Freedom card. I saw the offer a month ago for the 30,000 bonus points and applied, and got approval. Later that day I was talking to my banker at Chase(I speak to him often regarding financials for the business I work for) and asked if he could match the offer. He sent my request to a regular banker, and I did not hear back from her. I called the toll free number and the rep told me I have 10,000 points as a courtesy! Got my statement today - and that is true! Spent less than $30 and got 10,000 points, and 20,000 more when I spend $500 within 93 days! Thank you Chase:)
Title: Re: Chase Freedom
Post by: zlt123 on April 30, 2012, 12:22:12 PM
An interesting happened to me with the Freedom card. I saw the offer a month ago for the 30,000 bonus points and applied, and got approval. Later that day I was talking to my banker at Chase(I speak to him often regarding financials for the business I work for) and asked if he could match the offer. He sent my request to a regular banker, and I did not hear back from her. I called the toll free number and the rep told me I have 10,000 points as a courtesy! Got my statement today - and that is true! Spent less than $30 and got 10,000 points, and 20,000 more when I spend $500 within 93 days! Thank you Chase:)
So In the end you got 30,000 points ! Whats the big deal thats what you applied for so what did the banker do for you?
Title: Re: Chase Freedom
Post by: smiley face on April 30, 2012, 01:04:21 PM
They matched me to 35k! Yay
Thank you DDF for all your help!
Title: Re: Chase Freedom
Post by: AsherO on May 01, 2012, 12:17:23 AM
IIRC Walmart and Target are included.

Neither are listed here (https://creditcards.chase.com/freedom/merchants.aspx)...
Title: Re: Chase Freedom
Post by: Dan on May 01, 2012, 12:18:28 AM
Neither are listed here (https://creditcards.chase.com/freedom/merchants.aspx)...
I see them both there, with a listed caveat next to each that I don't think they could possibly enforce if you're at a store that also carries groceries.
Title: Re: Chase Freedom
Post by: smurf on May 01, 2012, 12:20:26 AM
Neither are listed here (https://creditcards.chase.com/freedom/merchants.aspx)...
they're both listed there. Albeit with a disclaimer "grocery purchases"
Title: Re: Chase Freedom
Post by: AsherO on May 01, 2012, 12:25:39 AM
I see them both there, with a listed caveat next to each that I don't think they could possibly enforce if you're at a store that also carries groceries.

I could swear the page changed when I refreshed it now, hmmm. You're right, I doubt they could enforce the caveat.
Title: Re: Chase Freedom
Post by: smurf on May 01, 2012, 12:28:41 AM
I could swear the page changed when I refreshed it now, hmmm. You're right, I doubt they could enforce the caveat.
I know target categorizes the receipt. Dunno if they share that info with chase, we know that they could...
Title: Re: Chase Freedom
Post by: AsherO on May 01, 2012, 12:35:34 AM
I know target categorizes the receipt. Dunno if they share that info with chase, we know that they could...

We do? Only L3 (http://forums.dansdeals.com/index.php?topic=11385) has that, AFAIK...
Title: Re: Chase Freedom
Post by: smurf on May 01, 2012, 12:59:47 AM
We do? Only L3 (http://forums.dansdeals.com/index.php?topic=11385) has that, AFAIK...
i just bought a ticket with my CC and looking online the transaction had all the ticketing info on it. So it's definitley possibl to share the info I just dont know if they do.And yes that is the thread I was referencing
Title: Re: Chase Freedom
Post by: steeeveknowsbest on May 01, 2012, 01:16:00 AM
They matched me to 35k! Yay
Thank you DDF for all your help!
how many times did you ask/SM?

how long ago did you get matched?
Title: Re: Chase Freedom
Post by: Saver2000 on May 01, 2012, 01:21:05 AM
We do? Only L3 (http://forums.dansdeals.com/index.php?topic=11385) has that, AFAIK...

I just checked my discover statement and I see they listed one purchase from target in the "merchandise" category,  and another purchase in the "supermarket" category.  Hmmm. . .
Title: Re: Chase Freedom
Post by: AsherO on May 01, 2012, 02:16:21 AM
i just bought a ticket with my CC and looking online the transaction had all the ticketing info on it. So it's definitley possibl to share the info I just dont know if they do.And yes that is the thread I was referencing

I think that's specific to airline tickets.

I just checked my discover statement and I see they listed one purchase from target in the "merchandise" category,  and another purchase in the "supermarket" category.  Hmmm. . .

Saw your post, and I'm wondering what that's about. Something tells me it's about different checkout counters in the store (located in different parts of the store?) classified differently.
Title: Re: Re: Chase Freedom
Post by: Ergel on May 01, 2012, 08:41:08 AM
I think that's specific to airline tickets.


Saw your post, and I'm wondering what that's about. Something tells me it's about different checkout counters in the store (located in different parts of the store?) classified differently.
IME there are no separate counters in target (except pharmacy)
Title: Re: Chase Freedom
Post by: Smartypantz on May 01, 2012, 09:26:07 AM
So In the end you got 30,000 points ! Whats the big deal thats what you applied for so what did the banker do for you?

He gave me 10,000 points without spending the $500 so basically free 10,000 points + 20,000 which I will get after I spend the required $500.
Title: Re: Chase Freedom
Post by: Drago on May 01, 2012, 10:31:41 AM
He gave me 10,000 points without spending the $500 so basically free 10,000 points + 20,000 which I will get after I spend the required $500.
It's good that you got matched, but it's still ends up being 30k after you spend 500.
Title: Re: Chase Freedom
Post by: smiley face on May 02, 2012, 10:53:38 AM
how many times did you ask/SM?

how long ago did you get matched?
It took 3 sm and they matched me last week...I think they just wanted me off their back ;)
Title: Re: Chase Freedom
Post by: aryeh on May 02, 2012, 12:13:18 PM
Has anyone tried this website rewards2cash.com they are offering .013/per an unlimited rewards point. looks like a good deal since I don't travel to much so transferring to to airlines or hotels dosent make much sense for me. I would get 30 percent more then from chase cash out plus its better then 2% of limited gift cards. But:
1.  I want to verify if it is legit.
2. curious what Dan or others thought. is this a good deal?
Title: Re: Chase Freedom
Post by: momo on May 02, 2012, 12:15:07 PM
you could sell to a miles guy and get more then that
Title: Chase Freedom
Post by: lcyitz on May 02, 2012, 12:20:04 PM
Sell miles now.Com gives 1.6 I believe ( could be only for chase sapphire)
Title: Re: Chase Freedom
Post by: Fan of Dan on May 02, 2012, 02:55:56 PM
This is terrible a chase rep confirmed over the phone that I will get 30k for opening my freedom account and now sm is saying that I will only get 20k. SM is being really hard to deal with quoting prior messages etc.
Title: Re: Re: Chase Freedom
Post by: sky121 on May 02, 2012, 02:58:42 PM
This is terrible a chase rep confirmed over the phone that I will get 30k for opening my freedom account and now sm is saying that I will only get 20k. SM is being really hard to deal with quoting prior messages etc.

Keep trying.
Title: Re: Re: Chase Freedom
Post by: Fan of Dan on May 02, 2012, 08:20:47 PM
Keep trying.
through sm or on the phone?
Title: Re: Re: Chase Freedom
Post by: sky121 on May 02, 2012, 08:41:58 PM
through sm or on the phone?

I'd try with SM saying it was promised to you, you're a good customer..etc etc
Title: Re: Chase Freedom
Post by: smiley face on May 04, 2012, 09:37:31 AM
Hi
I was wondering how I can go about this....
I am booking 2 tickets to israel and only have the chase freedom card with a cl of $1000 and the tickets are approx $1500.
How do I go about this without ruining my credit utilization score?
Tia
Title: Re: Chase Freedom
Post by: sky121 on May 04, 2012, 09:41:24 AM
Hi
I was wondering how I can go about this....
I am booking 2 tickets to israel and only have the chase freedom card with a cl of $1000 and the tickets are approx $1500.
How do I go about this without ruining my credit utilization score?
Tia

Do you have any other credit cards with Chase?
If you're not a churner or anything you could prepay your credit card and then buy the tickets.
Title: Re: Chase Freedom
Post by: HelpMe on May 04, 2012, 09:43:36 AM
Do you have any other credit cards with Chase?
If you're not a churner or anything you could prepay your credit card and then buy the tickets.
Does this work with Chase (increase your CL)? Had no luck doing this with the AARP card.
Title: Re: Chase Freedom
Post by: smiley face on May 04, 2012, 09:46:20 AM
Do you have any other credit cards with Chase? No I don't it's my first credit card as soon as build up I will open up more cards.
If you're not a churner or anything you could prepay your credit card and then buy the tickets.
Right now I am not churning but as soon as I can I will
Title: Re: Chase Freedom
Post by: sky121 on May 04, 2012, 09:46:50 AM
Does this work with Chase (increase your CL)? Had no luck doing this with the AARP card.


Does what work? Prepaying?
Title: Re: Chase Freedom
Post by: HelpMe on May 04, 2012, 09:48:33 AM
Does what work? Prepaying?
Yes. If CL is 1k and you prepay 1k are you sure you will be able to charge 2k? Did not work with the AARP card.
Title: Re: Chase Freedom
Post by: smiley face on May 04, 2012, 09:50:06 AM
How does it affect churning cards if I prepay a cc so that I can spend more?
Title: Re: Chase Freedom
Post by: sky121 on May 04, 2012, 09:51:50 AM
Yes. If CL is 1k and you prepay 1k are you sure you will be able to charge 2k? Did not work with the AARP card.

Oh, I never had a problem doing it with other Chase cards. I did a few times a couple years ago.

               You could call and ask beforehand.

       
Title: Re: Chase Freedom
Post by: sky121 on May 04, 2012, 09:53:05 AM
How does it affect churning cards if I prepay a cc so that I can spend more?

It's said that when churning prepaying a card before actually spending on it is a trigger for A/A.

 In my opinion if you are only going to do it once and have not yet begun churning I would say it should be fine.
Title: Re: Chase Freedom
Post by: Jkhein on May 04, 2012, 09:56:53 AM
Does not work with Chase IME. Does by Amex.
Title: Re: Chase Freedom
Post by: Jkhein on May 04, 2012, 09:57:51 AM
If your buying from a TA. Ask him to split up the charges.
Title: Re: Chase Freedom
Post by: Saver2000 on May 04, 2012, 10:02:54 AM
Only some issuers will raise your cl when prepaying. 
See this thread
http://forums.dansdeals.com/index.php?topic=13364.msg174771#msg174771
Title: Re: Chase Freedom
Post by: sky121 on May 04, 2012, 10:03:45 AM
You could try calling Chase and see if they will raise your limit without doing a pull.

          Then pay off most of the charge before the closing date.

                                           
Title: Re: Chase Freedom
Post by: sky121 on May 04, 2012, 10:05:19 AM
Only some issuers will raise your cl when prepaying. 
See this thread
http://forums.dansdeals.com/index.php?topic=13364.msg174771#msg174771

Strange... I know I did in the past.

               Oh well....
     
Title: Re: Chase Freedom
Post by: Saver2000 on May 04, 2012, 10:06:28 AM
Only some issuers will raise your cl when prepaying. 
See this thread
http://forums.dansdeals.com/index.php?topic=13364.msg174771#msg174771

Discussion starts on page 2 of that thread.
Title: Re: Chase Freedom
Post by: Saver2000 on May 04, 2012, 10:09:07 AM
Strange... I know I did in the past.

               Oh well....
     

Please see the thread I linked to above.

Prepaying is possible, But not necessarily will it raise your CL.
Title: Re: Chase Freedom
Post by: HelpMe on May 04, 2012, 10:10:00 AM
Only some issuers will raise your cl when prepaying. 
See this thread
http://forums.dansdeals.com/index.php?topic=13364.msg174771#msg174771
Lot of good info in that thread.  ;D
Title: Re: Chase Freedom
Post by: netzih on May 04, 2012, 04:48:10 PM
Anyone have a screenshot for the 30,000 promo on the freedom? I want to match
Title: Re: Chase Freedom
Post by: Fan of Dan on May 04, 2012, 05:45:16 PM
Anyone have a screenshot for the 30,000 promo on the freedom? I want to match
it is not that easy anymore so be prepared to be persistent until they give in.
Title: Re: Chase Freedom
Post by: Devorah on May 06, 2012, 01:22:57 AM
Anyone have a screenshot for the 30,000 promo on the freedom? I want to match
If you've got one, I'd like it too. thanx
Title: Re: Chase Freedom
Post by: aryeh1 on May 06, 2012, 02:20:20 AM
are they matching still to 30/35k?
Title: Re: Chase Freedom
Post by: Thingywingy on May 06, 2012, 02:51:56 AM
I have my Freedom card for about two weeks and have met the $500 threshold. My Saphire preffered 1st year is almost up, and I hope to transfer the Freedom bonus points to CO through Saphire before I downgrade. How long should it take for Freedom points to post? Is there any way to expediate the process?
Title: Re: Chase Freedom
Post by: Jkhein on May 06, 2012, 04:00:15 AM
I have my Freedom card for about two weeks and have met the $500 threshold. My Saphire preffered 1st year is almost up, and I hope to transfer the Freedom bonus points to CO through Saphire before I downgrade. How long should it take for Freedom points to post? Is there any way to expediate the process?
why would it be different the the SP that you have, or any other credit card, which should post at first statement.
Title: Re: Chase Freedom
Post by: steeeveknowsbest on May 06, 2012, 02:30:22 PM
either way even if you miss it, if you know anyone you trust with a sp or ink you can transfer through their account
Title: Re: Chase Freedom
Post by: 123ablack on May 06, 2012, 03:59:16 PM
Anyone with recent success of matching (from the 200 cah back to) the $300 CB?

I've sent numerous SMs and placed quite a few phone calls without any success..
Title: Re: Chase Freedom
Post by: netzih on May 06, 2012, 04:04:53 PM
Anyone have the offer code from when it was active?
Title: Re: Chase Freedom
Post by: Red on May 06, 2012, 04:07:06 PM
Anyone have the offer code from when it was active?

30k-DN52

35k-DV9S
Title: Re: Re: Chase Freedom
Post by: netzih on May 06, 2012, 05:36:05 PM
30k-DN52

35k-DV9S
the guy on the phone said its a 12 digit code
Title: Re: Re: Chase Freedom
Post by: aryeh1 on May 06, 2012, 06:59:21 PM
the guy on the phone said its a 12 digit code
thats only if you were  solicitation only in mail
Title: Re: Chase Freedom
Post by: Fan of Dan on May 06, 2012, 10:35:23 PM
Anyone with recent success of matching (from the 200 cah back to) the $300 CB?

I've sent numerous SMs and placed quite a few phone calls without any success..
i just pulled it off but got the card late march, and was promised over the phone.
Title: Re: Chase Freedom
Post by: Thingywingy on May 10, 2012, 12:32:35 AM
Just completed my 1st month with freedom and I see the 20k bonus but it doesnt seem like I got the 5% for grocery stores. The rep I spoke with to activate the card said offered to enroll me in this quarters categories so I'm not sure why it's not coming up? Do they not post until end of quarter? If so when is that?
Title: Re: Chase Freedom
Post by: smurf on May 10, 2012, 12:37:27 AM
Just completed my 1st month with freedom and I see the 20k bonus but it doesnt seem like I got the 5% for grocery stores. The rep I spoke with to activate the card said offered to enroll me in this quarters categories so I'm not sure why it's not coming up? Do they not post until end of quarter? If so when is that?
it could take another statement
Title: Re: Chase Freedom
Post by: Shmelly on May 10, 2012, 10:05:17 AM
Just completed my 1st month with freedom and I see the 20k bonus but it doesnt seem like I got the 5% for grocery stores. The rep I spoke with to activate the card said offered to enroll me in this quarters categories so I'm not sure why it's not coming up? Do they not post until end of quarter? If so when is that?
When I got my Freedom the rep told me the same thing, that she was activating me for the current quarter. She never actually did though. You should confirm that you're activated.

Of course it could just be you need to wait another statement.
Title: Re: Chase Freedom
Post by: Dan on May 10, 2012, 10:20:06 AM
They often post on the 2nd statement, no worries.
Title: Re: Chase Freedom
Post by: Drago on May 10, 2012, 03:57:32 PM
A report on another blog of calling a Chase #, and receiving the 30k offer, but only over the phone.

From Online Travel Review:
Well, it turns out that sometimes it’s best to pick up the phone. If you call Chase at 800-795-6307 (and ONLY that number), they’ll offer you the Chase Freedom card and 30,000 bonus points after $500 spend (remember, you have to have a Sapphire Preferred or Ink Bold card to turn the Freedom points into Ultimate Rewards points). I just called the number and verified that it’s still working. That’s better than any online deal on the Freedom right now.
Title: Re: Chase Freedom
Post by: bubbles on May 10, 2012, 09:39:29 PM
Just completed my 1st month with freedom and I see the 20k bonus but it doesnt seem like I got the 5% for grocery stores. The rep I spoke with to activate the card said offered to enroll me in this quarters categories so I'm not sure why it's not coming up? Do they not post until end of quarter? If so when is that?

Just a heads up, I never ended up getting the first months bonus points. A quick sm after the next statement cleared it up quickly though
Title: Re: Chase Freedom
Post by: SGF on May 11, 2012, 01:04:59 PM
A report on another blog of calling a Chase #, and receiving the 30k offer, but only over the phone.

From Online Travel Review:
Well, it turns out that sometimes it’s best to pick up the phone. If you call Chase at 800-795-6307 (and ONLY that number), they’ll offer you the Chase Freedom card and 30,000 bonus points after $500 spend (remember, you have to have a Sapphire Preferred or Ink Bold card to turn the Freedom points into Ultimate Rewards points). I just called the number and verified that it’s still working. That’s better than any online deal on the Freedom right now.
is this case any different then other cases that the SP has to be davka mine or can it be someone elses SP account?

Would this offer also work if i apply online and ask them to match thru SM?
Title: Re: Chase Freedom
Post by: Thingywingy on May 11, 2012, 04:34:00 PM
It has been mentioned that even if I dont have Saphire I can transfer to friends Saphire Card and then to my Airline account. Does this reqire changing address on either my or friends Freedom or Saphire account, or making the same change on my Airline ie. United account. Basically, can it be done officially or you have to play some shtick?
Title: Re: Chase Freedom
Post by: AJK on May 11, 2012, 04:47:41 PM
The way you're defining "officially", then yes.

But officially that is not allowed.

And unofficially that seems to be a trigger for A/A.
Title: Re: Chase Freedom
Post by: Thingywingy on May 11, 2012, 05:15:19 PM
The way you're defining "officially", then yes.

But officially that is not allowed.

And unofficially that seems to be a trigger for A/A.
I'm not sure what you mean. Are you saying you can transfer straight from your freedom card to someone else's sapphire and from someone elses sapphire, straight to my United all without changing any names or addresses on either of the accounts, yet it's not allowed officially?
Title: Re: Chase Freedom
Post by: steeeveknowsbest on May 11, 2012, 05:35:03 PM
yes. you can. it transfers instantly as well.
Title: Re: Chase Freedom
Post by: AJK on May 11, 2012, 05:52:29 PM
I'm not sure what you mean. Are you saying you can transfer straight from your freedom card to someone else's sapphire and from someone elses sapphire, straight to my United all without changing any names or addresses on either of the accounts, yet it's not allowed officially?

Precisely.
Title: Re: Chase Freedom
Post by: Thingywingy on May 13, 2012, 03:46:56 AM
So who said its not allowed officialy?  Im not sure what A/A stands for but Ill assume its something like financial review. Does make this kind of transfer cause A/A only when done in large amounts or even lets say 20000 UR points?
Title: Re: Chase Freedom
Post by: Devorah on May 13, 2012, 01:16:49 PM
I applied for the Freedom, Sapphire & United cards with a 3BM at the beginning of April.  Got instant approval on the Sapphire, called recon and pushed the United through.  Decided to try to push the Freedom through too so called recon again on the 30th day from the date of the letter and got it approved after taking some credit from an old United card.  Tried to match to the 35K offer and was denied due to the offer no longer being available.  I replied that it may no longer be available but it was when I applied.  They responded:

"Thank you for taking the time to contact us again in regards to your first use premium.
I show the 35,000 first use premium offer expired early April 2012. I also have verified your account opened May 01, 2012, therefore after this offer was available. To remain fair and consistent, we are unable to honor your request to match the 35,000 point offer. "

I replied that although I was only approved on May 1st, I applied at the beginning of April so they should honor it and they responded:

"Thank you for advising us of the circumstances surrounding your account.
Should you meet the required purchase spend amount of $500.00 within 93 days of opening the account, we will honor your request of adding 15,000 reward points to your account. Simply reply to this email or call the number on the back of your card for the additional point adjustment."

Success!
Title: Re: Chase Freedom
Post by: Yitz on May 13, 2012, 01:32:58 PM
I have also found that communicating with Chase Cs works.
Title: Re: Chase Freedom
Post by: koctail on May 25, 2012, 05:16:29 PM
A report on another blog of calling a Chase #, and receiving the 30k offer, but only over the phone.

From Online Travel Review:
Well, it turns out that sometimes it’s best to pick up the phone. If you call Chase at 800-795-6307 (and ONLY that number), they’ll offer you the Chase Freedom card and 30,000 bonus points after $500 spend (remember, you have to have a Sapphire Preferred or Ink Bold card to turn the Freedom points into Ultimate Rewards points). I just called the number and verified that it’s still working. That’s better than any online deal on the Freedom right now.

anyone else have any success doing this??
Title: Re: Chase Freedom
Post by: koctail on June 01, 2012, 04:22:30 PM
anyone else have any success doing this??

...ill answer my question. i called the 800# and they indicate  no longer accepting apps for this offer. that one is dead. if anyone has any links or info on a better offer than $100/10K UR points lemme know!
Title: Re: Chase Freedom
Post by: steeeveknowsbest on June 08, 2012, 12:23:09 AM
just wanted to update, that i applied about 6 weeks ago for the freedom 20k card bonus, got the card, spent $500, got the bonus, then sm'd for a match to 30k. I was denied because the offer is no longer around. I wrote this back:

Thank you Ailien for your clear and prompt response. It is
my contention that the 30k offer was in existence at the
time i signed up for the card.I therefore would like
to request that i may be matched to said offer even though
this offer is not currently available.
Thank you for your kind consideration.

and tada! today i received the extra 10k!
So it isn't dead after all ya just need to be persistent.
Title: Re: Chase Freedom
Post by: meshugener on June 08, 2012, 12:54:17 AM
Congrats!
HUSMA in action....
Title: Re: Chase Freedom
Post by: bruce on June 13, 2012, 12:59:47 AM
2 questions regarding the Chase freedom.

1. I would like to apply for the Chase freedom for 10k UR points.
When I click on the app all I see is a $100 statement credit.
Where is the one for 10k UR points?

2. I have a Saphire Preferred card. How do I now get 10 points for every swipe of my freedom?
Will that happen automatically?
Title: Re: Chase Freedom
Post by: Fan of Dan on June 13, 2012, 01:20:30 AM
2 questions regarding the Chase freedom.

1. I would like to apply for the Chase freedom for 10k UR points.
When I click on the app all I see is a $100 statement credit.
Where is the one for 10k UR points?

2. I have a Saphire Preferred card. How do I now get 10 points for every swipe of my freedom?
Will that happen automatically?
100 dollars means 10k points they just write the amount in dollars if you were to do that which you will not.

Once you get freedom and open bank account with chase you will get the 10 points per swipe.
Title: Re: Chase Freedom
Post by: Yeki89 on June 13, 2012, 01:30:59 AM
just wanted to update, that i applied about 6 weeks ago for the freedom 20k card bonus, got the card, spent $500, got the bonus, then sm'd for a match to 30k. I was denied because the offer is no longer around. I wrote this back:

Thank you Ailien for your clear and prompt response. It is
my contention that the 30k offer was in existence at the
time i signed up for the card.I therefore would like
to request that i may be matched to said offer even though
this offer is not currently available.
Thank you for your kind consideration.

and tada! today i received the extra 10k!
So it isn't dead after all ya just need to be persistent.
same thing happened with my brother and the SP card.
Title: Re: Chase Freedom
Post by: Fan of Dan on June 13, 2012, 01:41:48 AM
same thing happened with my brother and the SP card.
thru sm or on phone?
Title: Re: Chase Freedom
Post by: Thingywingy on June 14, 2012, 12:44:00 AM
It has been mentioned that even if I dont have Saphire I can transfer to friends Saphire Card and then to my Airline account. Does this reqire changing address on either my or friends Freedom or Saphire account, or making the same change on my Airline ie. United account. Basically, can it be done officially or you have to play some shtick?
The way you're defining "officially", then yes.

But officially that is not allowed.

And unofficially that seems to be a trigger for A/A.
Does it say anywhere that it is officially not allowed? Does it only cause problems (A/A) when transferring large amounts or even a couple thousand points?
Title: Re: Chase Freedom
Post by: AJK on June 14, 2012, 10:53:45 PM
Does it say anywhere that it is officially not allowed? Does it only cause problems (A/A) when transferring large amounts or even a couple thousand points?

Yes. Don't know.
Title: Re: Chase Freedom
Post by: Thingywingy on June 14, 2012, 11:11:36 PM
Yes. Don't know.
Do you have link to where it says it's not allowed?
Title: Re: Chase Freedom
Post by: AJK on June 14, 2012, 11:14:00 PM
Do you have link to where it says it's not allowed?

Look at the UR T&C, don't feel like doing your legwork, with all due respect.
Title: Re: Chase Freedom
Post by: AsherO on June 14, 2012, 11:19:31 PM
Do you have link to where it says it's not allowed?

Yes:

Quote from: https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/assets/page/UltimateRewards_FAQ
Can I combine the points I earn from other Chase Ultimate Rewards cards?

Yes. You can combine points or rebates from any eligible credit or debit card with Ultimate Rewards.

Note: Once points are transferred, they cannot be credited back. Transfers may only be used to combine points belonging to the same individual or business in the program; or for the purpose of enabling spouses or domestic partners to combine points. Chase will not make the transfer if the credit card account(s) or checking account(s), as applicable, are in default at the time of the transfer.

Look at the UR T&C, don't feel like doing your legwork, with all due respect.

UR has T&Cs online? I only see Chase(not UR-specific) T&C which doesn't discuss this.
Title: Re: Chase Freedom
Post by: Thingywingy on June 14, 2012, 11:33:57 PM
I hear. Thanks. So is there any way to transfer points from my freedom into BA points without risking A/A? I just downgraded my Saphire Preffered.
Title: Re: Chase Freedom
Post by: AJK on June 14, 2012, 11:36:21 PM
@AsherO, yes. They're there. I've posted to 'em before I believe.
Title: Re: Chase Freedom
Post by: AsherO on June 14, 2012, 11:50:03 PM
@AsherO, yes. They're there. I've posted to 'em before I believe.

You mean you linked to them on here?

I only found a mention from you, not a link:

Their terms and conditions. My brother was also AA'd by Chase and he got 1cpm. Don't think you have much of a leg to stand on with regard to the claim. FWIU, they were being nice by even giving 1cpm.

Their game, their rules. Just how it works.
Title: Re: Chase Freedom
Post by: Yeki89 on June 15, 2012, 12:03:18 AM
anyone buying shoprite gift cards to stock up on 5%?
Title: Re: Chase Freedom
Post by: bubbles on June 15, 2012, 12:04:16 AM
anyone buying shoprite gift cards to stock up on 5%?

you still have left over?  :D
Title: Re: Chase Freedom
Post by: Yeki89 on June 15, 2012, 08:11:50 AM
i have 2 accounts
Title: Re: Chase Freedom
Post by: bubbles on June 17, 2012, 08:18:55 PM
registration is now open for next quarters categories (gas, restaurants)
Title: Re: Chase Freedom
Post by: meshugener on June 17, 2012, 11:51:55 PM
And its still open for the current categories of groceries and movie.
Just activated mine over the phone. (Had to do a HUCA.)
Title: Re: Chase Freedom
Post by: Yitz on June 18, 2012, 07:53:46 AM
And its still open for the current categories of groceries and movie.
Just activated mine over the phone. (Had to do a HUCA.)
Why a HUCA
Title: Re: Chase Freedom
Post by: steeeveknowsbest on June 18, 2012, 08:55:11 AM
Why a HUCA
Because enrollment in the last quarter ended already, (as usual meshugener is banking on a csr making an exception, yet he broadcasts his experience as some sort of proof that the systems and techniques and rules of the game are defunct)
Title: Re: Chase Freedom
Post by: meshugener on June 18, 2012, 10:25:56 AM
Cutie.
It was Sunday so I got a rep living in Afghanistan, he didn't understand English welll, so I didn't expect him to be able to help me with anything more than reading for me my last 5 transactions, so I HUCA and asked for a sup who was American and 'was more than happy to help me'.... And activated both categories in one shot.
Title: Re: Chase Freedom
Post by: AJK on June 18, 2012, 01:20:05 PM
Cutie.
It was Sunday so I got a rep living in Afghanistan, he didn't understand English welll, so I didn't expect him to be able to help me with anything more than reading for me my last 5 transactions, so I HUCA and asked for a sup who was American and 'was more than happy to help me'.... And activated both categories in one shot.

A) I'm not sure I'm a fan of all the terms of endearment being thrown around, especially when they are used pejoratively.
B) If what you're saying is true, there would be zero relevancy to mentioning in your first comment that you "(Had to do a HUCA.)" Sorry, gotta call a spade a spade.
Title: Re: Chase Freedom
Post by: golan on June 20, 2012, 03:10:35 PM
Don't know if this was mentioned but u got until the 30 th for grocery stores.....so if you live near a Kroger supermarket and didnt spend yet 1500, this is great.
Krogers has a promo now until sep 30  that for every 100 points ( dollars) you get 10cents of every gallon at shell per fillup.
Spend 500$ at krogers by buying visa gift card pay yourself via amazon get 2500 ur points and 10cents off per gallon for 5 fillups at shell
( if you are close  to a Kroger gas station this is even better- u can up to 2 $ off a gallon per fillup)
Title: Re: Chase Freedom
Post by: AJK on June 20, 2012, 05:33:21 PM
@golan, nice!
Title: Re: Chase Freedom
Post by: smurf on June 20, 2012, 05:38:00 PM
Don't know if this was mentioned but u got until the 30 th for grocery stores.....so if you live near a Kroger supermarket and didnt spend yet 1500, this is great.
Krogers has a promo now until sep 30  that for every 100 points ( dollars) you get 10cents of every gallon at shell per fillup.
Spend 500$ at krogers by buying visa gift card pay yourself via amazon get 2500 ur points and 10cents off per gallon for 5 fillups at shell
( if you are close  to a Kroger gas station this is even better- u can up to 2 $ off a gallon per fillup)
I believe dan does the same with giant eagle fuelperks
Title: Re: Chase Freedom
Post by: TC610 on June 25, 2012, 01:35:08 PM
If you're still short on the spending this quarter, buying $100 worth of Visa gift cards at Giant Eagle this week will get you a $10 coupon to use on your next shopping trip (don't forget to scan your Advantage card).  I haven't seen any denominations other than $25/$50, so after the $4.95 fee per card you'll actually be 10 cents ahead if you get two $50s.

Or buy Giant Eagle gift cards.  If you have any GetGo stations near you, Giant Eagle gift cards can be used to purchase gas at GetGo. 
Title: Re: Chase Freedom
Post by: sim on June 25, 2012, 01:38:23 PM
is there any deals at shoprite for giftcards
Title: Re: Chase Freedom
Post by: michael on June 27, 2012, 10:50:03 AM
is there any deals at shoprite for giftcards
Not this week. May pay to buy them anyway though.
Title: Re: Chase Freedom
Post by: sim on June 27, 2012, 01:55:38 PM
Not this week. May pay to buy them anyway though.
not with the purchase fee
Title: Re: Chase Freedom
Post by: Shua on July 11, 2012, 05:33:49 PM
Looked over my freedom statement and I saw a 1% bonus for ultimate rewards travel of 1048. Now Im not exactly complaining but I didnt do any traveling in the past month. anyone knows what this is?
Title: Re: Chase Freedom
Post by: Zeeeeks on July 11, 2012, 06:46:57 PM
Looked over my freedom statement and I saw a 1% bonus for ultimate rewards travel of 1048. Now Im not exactly complaining but I didnt do any traveling in the past month. anyone knows what this is?
I had the same thing, I assumed it was my points from the UR mall.
Title: Re: Chase Freedom
Post by: Fan of Dan on July 16, 2012, 02:04:07 AM
Are there any gas stations in the tri state area that sells visa gift cards (not just for gas) which can be purchased with the freedom?
Title: Re: Chase Freedom
Post by: Saver2000 on July 16, 2012, 02:09:22 AM
Are there any gas stations in the tri state area that sells visa gift cards (not just for gas) which can be purchased with the freedom?

Specifically visa? In order for it to be worth it, they would have to sell the visa gc's that allow you to load up to $500.

(The increment before that one is $100 gc with a 4/5.95 fee)
Title: Re: Chase Freedom
Post by: Fan of Dan on July 16, 2012, 02:19:11 AM
Specifically visa? In order for it to be worth it, they would have to sell the visa gc's that allow you to load up to $500.

(The increment before that one is $100 gc with a 4/5.95 fee)
No doesnt have to be visa. Agreed a 100 dollar wouldn't be worth it. I would gladly take a 1000 dollar one!
Title: Re: Chase Freedom
Post by: bubbles on July 18, 2012, 08:17:08 PM
10k for the freedom is the best out there right now?
Title: Re: Chase Freedom
Post by: meshugener on July 18, 2012, 08:33:58 PM
+ a match to 30k.
Title: Re: Chase Freedom
Post by: bubbles on July 18, 2012, 08:38:18 PM
+ a match to 30k.

people have gotten that recently? I'm guessing with nudging?
Title: Re: Chase Freedom
Post by: Fan of Dan on July 18, 2012, 08:38:45 PM
+ a match to 30k.
has anyone pulled that off recently? Seems to be getting much harder
Title: Re: Chase Freedom
Post by: meshugener on July 18, 2012, 09:01:43 PM
I got it 2 weeks ago.
Request+decline+appeal+honored
Title: Re: Chase Freedom
Post by: ari2955 on July 18, 2012, 09:37:29 PM
got it 2day, first i got 20,000 then went for 30,000.
got declined before getting it, each time
Title: Re: Chase Freedom
Post by: yehuda S on July 25, 2012, 12:57:24 AM
Is there a definitive answer as to whether buying a gas gift card or a gift card at a gas station convenience store will count towards the 5% categories with the Freedom card?

Thanks
Title: Re: Chase Freedom
Post by: hocker on July 25, 2012, 06:40:17 AM
Pardon my ignorance and lazyness: anyone have a basic text to request a match?
Also, how many months after opening the card can one request a match?
Title: Re: Chase Freedom
Post by: steeeveknowsbest on July 25, 2012, 09:31:57 AM
Pardon my ignorance and lazyness: anyone have a basic text to request a match?
Also, how many months after opening the card can one request a match?
to whom it may concern,
i got the _____ card recently i am really happy with it, i see that my sign on bonus is___ and i am aware that recently there was a larger sign on bonus of ___. I would like to request that i be matched to the higher offer. please take into account my long standing relationship with and loyalty to chase bank
_____
you will recieve a reply restateing your current sign on bonus and letting you know that the other sign on is no longer available.
respond that you think it was available when you signed up and in 1-3 days you might get lucky.

also only up to 90 days.
Title: Re: Chase Freedom
Post by: hocker on July 25, 2012, 12:40:06 PM
Thanks @steeveeknowsbest
Title: Re: Chase Freedom
Post by: steeeveknowsbest on July 25, 2012, 03:08:19 PM
 :)
Title: Re: Chase Freedom
Post by: ygift on July 25, 2012, 03:15:37 PM
I just got it a few weeks ago but the bonus is only 10000
how do I get 30
Title: Re: Chase Freedom
Post by: puddles on July 25, 2012, 04:16:49 PM
I just got it a few weeks ago but the bonus is only 10000
how do I get 30
+1, just got approved (via your link Dan!). Should we just use a standard template?
Title: Re: Chase Freedom
Post by: meshugener on July 25, 2012, 04:28:01 PM
Ask them to match it to 30k, get denied, reply but please my mother-in-law got 30k, and.... Yala! 30k!
Title: Re: Chase Freedom
Post by: ygift on July 25, 2012, 04:30:19 PM
when was it 30000? or is it currently 30000?
Title: Re: Chase Freedom
Post by: meshugener on July 25, 2012, 04:31:28 PM
Its currently 10k.
Title: Re: Chase Freedom
Post by: mek on July 26, 2012, 01:39:21 AM
Ask them to match it to 30k, get denied, reply but please my mother-in-law got 30k, and.... Yala! 30k!

Sorry but what email address did you send your request to?
Title: Re: Chase Freedom
Post by: sky121 on July 26, 2012, 08:49:35 AM
Sorry but what email address did you send your request to?

You send it via SM (Secure Message) from the Chase website.
Title: Re: Chase Freedom
Post by: puddles on August 09, 2012, 10:54:48 AM
I emailed them your "template" and got rejected. Asked for reconsideration family got it etc. and got this response


We will gladly match the direct marketing offer you
received once you provide us the invitation code which is
listed on the application portion of the document. This
number is 12 digits in length. Once we receive the
information, we will look up the invite code validity. If
applicable, we will adjust the rewards as requested.
First use premium offers can be matched within the first
90 days of opening the account.

At this time, we do not have an online offer for 30,000
first use reward points. Therefore, we are unable to
honor your request to match. However, I show your account
is eligible to earn 10,000 reward points after $500.00 in
purchases is made within the first 93 days of opening.

If you have any further questions, please reply using the
Secure Message Center.
Title: Re: Chase Freedom
Post by: meshugener on August 09, 2012, 11:33:35 AM
Reply 'but my father got it without an invitation code'
Title: Re: Chase Freedom
Post by: steeeveknowsbest on August 09, 2012, 03:22:36 PM
what i have used a couple times successfully is;

"i think that the 30k offer was still around when i signed up even though it is gone now"
Title: Re: Re: Chase Freedom
Post by: Galitzyaner on August 09, 2012, 03:35:20 PM
True, as my wife has one as well.

My current strategy is :
-$25+ purchases (including car rentals due to primary CDW), and foreign purchases, excluding dining, airfare, hotels, telecom, cable, office supplies, 5% category, gas, Open Savings Partners, and Gap Inc purchases on United Club. (http://www.dansdeals.com/go/unitedexplorer)
-Purchases under $25 and 5% categories on Freedom (http://www.dansdeals.com/go/FreedomMC).
-Dining, airfare, and hotels (including foreign purchases in those categories) over $10, and car rental in Israel goes on Sapphire Preferred WMC. (http://www.dansdeals.com/go/SapphireWMC/)
-Purchases at SPG hotels as well as purchases that I want warranty, return, dispute, or purchase protection on goes on Starwood (http://www.dansdeals.com/go/starwood).
-Open Savings purchases go on Starwood Business. (http://www.dansdeals.com/go/starwoodbusiness/)
-Hyatt purchases on Hyatt (http://dansdeals.com/go/hyatt).
-Telecom, cable, office supplies (including gift cards for Amazon, etc), and gas on Ink Classic. (http://www.dansdeals.com/go/inkclassic/)
-Gap Inc purchases go on Banana Lifetime Luxe.

I don't have an AMEX PRG (http://www.dansdeals.com/go/premier25k/) right now, but I'll probably shift airfare and groceries there when I get my next one.
Which card would you use for gas, the Amex PRG -2points/$ or the BofA -3% cash back, (for someone with no Ink)?
Title: Re: Chase Freedom
Post by: boruch on August 09, 2012, 03:45:16 PM
Right now (July-Sep) I would use the Freedom for the 5% cashback. After Sep use the PRG.
Title: Re: Chase Freedom
Post by: puddles on August 09, 2012, 05:03:57 PM
Reply 'but my father got it without an invitation code'
Persistence paid off :) Thanks all for the help

I would be happy to add an additional 20,000 points to
your account ending in XXXX if the $500 spending
requirement is met within the first 90 days the account is
open. If you meet the spending criteria within the
required time period, please send us a follow up e-mail
and I or one of my colleagues will be happy to add the
additional points.

If you have any further questions, please reply using the
Secure Message Center.

Sincerely,

Dawn Stuhr
Title: Re: Chase Freedom
Post by: T kay on August 09, 2012, 05:32:08 PM
Is possible  to get matched before receiving the card ?
Title: Re: Chase Freedom
Post by: Red on August 09, 2012, 05:43:32 PM
Is possible  to get matched before receiving the card ?

Yes, once it shows up when you log in to chase you can send a SM.
Title: Re: Chase Freedom
Post by: ChasingTheDime on August 10, 2012, 08:30:02 AM
Yes, once it shows up when you log in to chase you can send a SM.

how long should it take from approval until it shows up on my online account
Title: Re: Chase Freedom
Post by: Red on August 10, 2012, 08:59:39 AM
how long should it take from approval until it shows up on my online account

couple of days
Title: Re: Chase Freedom
Post by: T kay on August 14, 2012, 06:17:24 PM
thanks !
Title: Re: Chase Freedom
Post by: lcyitz on August 17, 2012, 12:38:34 AM
whats the best current offer on the chase freedom? 100$ cash back ??
Title: Re: Re: Chase Freedom
Post by: sky121 on August 17, 2012, 01:15:36 AM
whats the best current offer on the chase freedom? 100$ cash back ??

Yes. I just got matched to the 30,000 a week ago. YMMV.
Title: Re: Chase Freedom
Post by: Yeki89 on September 19, 2012, 12:50:51 PM
Time to activate again

https://creditcards.chase.com/freedom/Activate.aspx
Title: Re: Chase Freedom
Post by: sky121 on September 19, 2012, 12:55:20 PM
Thanks for the reminder!
I noticed it says only on tickets and hotels booked directly with the airline or hotel. Is that new?

Kinda bummed about that.
Title: Re: Chase Freedom
Post by: Thingywingy on September 19, 2012, 04:20:27 PM
Does Kohls or bestbuy sell gas cards or do I have to stock up before the end of the month?
Title: Re: Chase Freedom
Post by: Yeki89 on September 19, 2012, 04:24:16 PM
why wont you stock up?
Title: Re: Chase Freedom
Post by: Thingywingy on September 19, 2012, 04:27:48 PM
why wont you stock up?
I still have $690 left for the quarter and I prefer not to carry a credit card balance. Also I have not recieved a clear answer whether I will get 5% for Wawa gc's in Lakewood.
Title: Re: Chase Freedom
Post by: Yeki89 on September 19, 2012, 04:38:53 PM
did yoou buy there in the past?
Title: Re: Chase Freedom
Post by: Thingywingy on September 19, 2012, 04:45:05 PM
recently yes.
Title: Re: Chase Freedom
Post by: Fan of Dan on September 27, 2012, 12:19:41 AM
Would hotels.com qualify for the freedom Q4 bonus? It says that you must pay the hotel directly and wondering if that is enforced as I have a reservation in which hotels.com is going to charge me.
Title: Re: Chase Freedom
Post by: chofetzchaim on September 30, 2012, 02:41:31 AM
Does a coffee shop count as a restaurant?
Title: Re: Chase Freedom
Post by: Drago on October 02, 2012, 04:27:35 PM
Yes. I just got matched to the 30,000 a week ago. YMMV.
How did you convince them of that? PUTPAC?
Title: Re: Chase Freedom
Post by: Dan on October 05, 2012, 03:41:57 PM
I forgot to register my wife for Q3 somehow.  I even went out on 09/30 to buy $1,100 of GCs from GetGo to get up to $1,500...

No worries though, sent an SM and a couple hours later the 6K bonus points were added :)
Title: Re: Chase Freedom
Post by: Yeki89 on October 05, 2012, 04:00:47 PM
I forgot to register my wife for Q3 somehow.  I even went out on 09/30 to buy $1,100 of GCs from GetGo to get up to $1,500...

No worries though, sent an SM and a couple hours later the 6K bonus points were added :)
what does getgo GC have to do with 3 Q?
Title: Re: Chase Freedom
Post by: AJK on October 05, 2012, 04:01:48 PM
Gas stations were Q3.
Title: Re: Chase Freedom
Post by: Yeki89 on October 05, 2012, 04:04:16 PM
oh, getgo is gas,. didnt know that
Title: Re: Chase Freedom
Post by: AsherO on October 15, 2012, 01:17:12 AM
oh, getgo is gas,. didnt know that

GIYF.

No worries though, sent an SM and a couple hours later the 6K bonus points were added :)

Another 6k in the DDHQ UR stockpile. Here's to your UR balances trumping your SPG balances (if they don't already :P)
Title: Re: Chase Freedom
Post by: rots5 on October 17, 2012, 06:46:49 PM
i am not sure which thread to post this q to.

my dad is going to israel, and i am booking him a hotel, which card do i use?

the freedom bec of the quaterly hotel cash back
or my SP (wmc) bec its travel....

(i do have spg, and club)
Title: Re: Chase Freedom
Post by: JEWDA on October 17, 2012, 06:51:50 PM
i am not sure which thread to post this q to.

my dad is going to israel, and i am booking him a hotel, which card do i use?

the freedom bec of the quaterly hotel cash back
or my SP (wmc) bec its travel....

(i do have spg, and club)
you would prob want a card with no foreign fees, no?
Title: Re: Chase Freedom
Post by: rots5 on October 17, 2012, 06:54:28 PM
you would prob want a card with no foreign fees, no?

im getting it on the net now   easyclicktravel.com
Title: Re: Chase Freedom
Post by: Cbs on October 17, 2012, 07:03:47 PM
I already sent like 4 SM's to chase to match to $300 bonus and ts not working
Any ideas?
Title: Re: Chase Freedom
Post by: meshugener on October 17, 2012, 08:40:27 PM
Did you reply to their response or you started a new inquiry?
Title: Re: Chase Freedom
Post by: Cbs on October 18, 2012, 12:09:43 PM
Did you reply to their response or you started a new inquiry?
I delete their reply and I send a new inquiry
Title: Re: Chase Freedom
Post by: meshugener on October 18, 2012, 02:05:47 PM
I delete their reply and I send a new inquiry
no, reply to their response.
Title: Re: Chase Freedom
Post by: Yitz on October 21, 2012, 04:35:58 PM
Any one able to buy gift cards for gas at Kohl's or best buy
Title: Re: Chase Freedom
Post by: rots5 on October 22, 2012, 08:22:51 PM
what is the youngest age someone can sign up for a chase freedom?
Title: Re: Chase Freedom
Post by: sky121 on October 22, 2012, 08:23:18 PM
what is the youngest age someone can sign up for a chase freedom?

18
Title: Re: Chase Freedom
Post by: rots5 on October 22, 2012, 08:25:01 PM
18

oh man, ok thanks. so the age old q, does an AU help credit? my son of a month mentioned to me he would like to start building his credit  ;D ;D
Title: Re: Chase Freedom
Post by: Yeki89 on October 22, 2012, 08:26:33 PM
did anyone ever try to apply when they were 18?
Title: Re: Chase Freedom
Post by: Yeki89 on October 22, 2012, 08:27:24 PM
did anyone ever try to apply when they were 18?
17
Title: Re: Re: Chase Freedom
Post by: Cbs on October 26, 2012, 12:55:45 PM
no, reply to their response.
I just resent them a msg and replied to their response... But they keep on telling me (as well in all the single msgs I sent) that the offer expired and they won't match me.
I did offer a screen shot but it didn't help

Is there anything specific I should be telling them in order to get a match?
Title: Re: Re: Re: Chase Freedom
Post by: moto on October 26, 2012, 03:00:06 PM
I just resent them a msg and replied to their response... But they keep on telling me (as well in all the single msgs I sent) that the offer expired and they won't match me.
I did offer a screen shot but it didn't help

Is there anything specific I should be telling them in order to get a match?
try that ur a loyal customer and that you have proof of a screen shot
Title: Re: Re: Re: Chase Freedom
Post by: moto on October 26, 2012, 03:00:32 PM
I just resent them a msg and replied to their response... But they keep on telling me (as well in all the single msgs I sent) that the offer expired and they won't match me.
I did offer a screen shot but it didn't help

Is there anything specific I should be telling them in order to get a match?
keep in trying
Title: Re: Chase Freedom
Post by: MnM1130 on October 26, 2012, 03:47:59 PM
Any one able to buy gift cards for gas at Kohl's or best buy
do they sell any?
Title: Re: Chase Freedom
Post by: sky121 on October 26, 2012, 05:33:57 PM
do they sell any?

I found one that sold some Marathon gas cards.
Title: Re: Chase Freedom
Post by: Fan of Dan on October 27, 2012, 09:45:36 PM
I am assuming you do not get the Q4 bonus when booking on Orbitz, is that correct?
Title: Re: Chase Freedom
Post by: CopyJosh on October 31, 2012, 12:22:50 AM
SP is usually the go-to card for airfare/travel, but with the Freedom Q4 bonus on airfare, should I be booking through UR Travel with the Freedom card instead? .. or is it really only through the airline directly that the Freedom bonus works and I should stick the the SP cars @ UR?

Trying to crunch the numbers but want to make sure I'm talking all the right figures into account.
Title: Re: Re: Chase Freedom
Post by: creditor on October 31, 2012, 01:56:15 AM
SP is usually the go-to card for airfare/travel, but with the Freedom Q4 bonus on airfare, should I be booking through UR Travel with the Freedom card instead? .. or is it really only through the airline directly that the Freedom bonus works and I should stick the the SP cars @ UR?

Trying to crunch the numbers but want to make sure I'm talking all the right figures into account.
Q4 has nothing to do with UR travel.
according to the terms, the 5% on airline tickets are only when buying from the airline directly
Title: Re: Chase Freedom
Post by: CopyJosh on October 31, 2012, 02:02:04 AM
So with the 10% bonus, 5% bonus, and + 10 pts on Freedom, is that better than using UR mall on SP?
Title: Re: Re: Chase Freedom
Post by: creditor on October 31, 2012, 02:31:21 AM
So with the 10% bonus, 5% bonus, and + 10 pts on Freedom, is that better than using UR mall on SP?
forsure. but remember 5% is for up to $1500 only
Title: Re: Chase Freedom
Post by: aj26 on October 31, 2012, 11:13:59 AM
is there any matching available?
Btw, dan your visa link didn't work. Tried applying and it said offer no longer available
Title: Re: Chase Freedom
Post by: Dan on October 31, 2012, 12:40:46 PM
is there any matching available?
Btw, dan your visa link didn't work. Tried applying and it said offer no longer available
Use another browser or browse incognito.
Title: Re: Chase Freedom
Post by: Cbs on October 31, 2012, 06:50:31 PM
no, reply to their response.
no use. they said its not available.

interesting though that one of the many responses i got when i said i have a screen shot was :

"Thank you for your follow up e-mail.

The screen shot provided in your e-mail is from a blog
posted online.
This offer expired several months ago and
is no longer being matched. Therefore, we are no longer
able to to match this offer.

If you have any further questions, please reply using the
Secure Message Center.

Sincerely,

Dawn Stuhr
Senior Service Specialist"
Title: Re: Chase Freedom
Post by: lfas25 on October 31, 2012, 08:53:52 PM
My wife got a Chase Marriot Premier Signature Visa card about 2 months ago, is it to soon to apply for this card?
I was unfamiliar with many of the methods of getting approved after being denied. They're excuse for not approving her for the other cards was they require a 5k minimum and she doesnt have any credit with such large credit lines.
Title: Re: Chase Freedom
Post by: JEWDA on November 01, 2012, 11:28:04 PM
My wife got a Chase Marriot Premier Signature Visa card about 2 months ago, is it to soon to apply for this card?
I was unfamiliar with many of the methods of getting approved after being denied. They're excuse for not approving her for the other cards was they require a 5k minimum and she doesnt have any credit with such large credit lines.
For the Chase Freedom you can even get $500 CL, so maybe consider it an option.
Title: Re: Chase Freedom
Post by: Cbs on November 02, 2012, 04:29:43 AM
So after a bunch of SM's to match 30k it seems there's no hope. They just told me that they will keep on telling me no and they're marking it down in the notes and they're not gonna change from the previous SM's I sent.

In other words they were saying "bug off and forget about it"
:'( :'( :'(
Title: Re: Chase Freedom
Post by: JEWDA on November 02, 2012, 12:06:24 PM
Any diff. bet. the MC and Visa? If not why do they offer both?
Title: Re: Chase Freedom
Post by: Shmulyg on November 04, 2012, 02:23:00 AM
Just got a letter from Chase confirming Dan's post that they will be ending the Freedom-Checking bonus of 10% extra points plus 10 points per transaction for those who don't open a Chase checking account by November 30th.
Title: Re: Chase Freedom
Post by: Dan on November 04, 2012, 08:17:45 AM
Please scan and upload or email it to me.
Title: Re: Chase Freedom
Post by: Shmulyg on November 04, 2012, 08:53:36 AM
Please scan and upload or email it to me.
Sent.
Title: Re: Chase Freedom
Post by: meshugener on November 04, 2012, 09:43:19 AM
I got the same letter around the Aug 1st that the exclusives will no longer be available for me if I don't open a new Chase checking account by Aug 30.
I closed my checking account around mid-June.
Title: Re: Chase Freedom
Post by: JEWDA on November 04, 2012, 12:31:01 PM
Sent.
I'm just wondering out loud why it was pulled from the main site a little after it was posted.
Title: Re: Chase Freedom
Post by: ari2955 on November 04, 2012, 01:22:48 PM
can i have chase convert 1 of my other cards to the Freedom?
Title: Re: Chase Freedom
Post by: MEIR613 on November 04, 2012, 01:31:25 PM
can i have chase convert 1 of my other cards to the Freedom?

which card?
Title: Re: Chase Freedom
Post by: ari2955 on November 04, 2012, 01:33:29 PM
which card?
Priority club or Ritz-Carlton
Title: Re: Chase Freedom
Post by: meshugener on November 04, 2012, 02:00:49 PM
I'm just wondering out loud why it was pulled from the main site a little after it was posted.

I got the same letter around the Aug 1st that the exclusives will no longer be available for me if I don't open a new Chase checking account by Aug 30.
I closed my checking account around mid-June.
? ? ?
Title: Re: Chase Freedom
Post by: Shmulyg on November 04, 2012, 03:41:37 PM
I'm just wondering out loud why it was pulled from the main site a little after it was posted.
Me too...
Title: Re: Chase Freedom
Post by: mmermss on November 04, 2012, 03:54:12 PM
I got the same letter around the Aug 1st that the exclusives will no longer be available for me if I don't open a new Chase checking account by Aug 30.
I closed my checking account around mid-June.

When I receive the freedom card is it automatically connected to my chase checking account?
Title: Re: Chase Freedom
Post by: Shmulyg on November 04, 2012, 04:38:35 PM
When I receive the freedom card is it automatically connected to my chase checking account?
It used to take a few months. Don't know how it will work now.
Title: Re: Chase Freedom
Post by: mmermss on November 04, 2012, 04:43:47 PM
It used to take a few months. Don't know how it will work now.

So if I apply for freedom now and get approved..will I still be grandfathered in?
Title: Re: Chase Freedom
Post by: Drago on November 04, 2012, 04:49:40 PM
Does the 5% 4-q cb apply to tickets booked through Travelocity?
Title: Re: Chase Freedom
Post by: MEIR613 on November 04, 2012, 05:18:49 PM
Does the 5% 4-q cb apply to tickets booked through Travelocity?

No. It has to be bought directly from the airline

Title: Re: Chase Freedom
Post by: Drago on November 04, 2012, 05:23:38 PM
No. It has to be bought directly from the airline


That's what I thought.
AMEX PRG it is...
Title: Re: Chase Freedom
Post by: Dan on November 04, 2012, 05:56:07 PM
No. It has to be bought directly from the airline


Most booking sites actually run the charge through the airline.
Title: Re: Chase Freedom
Post by: Moishebatchy on November 04, 2012, 06:28:23 PM
Most booking sites actually run the charge through the airline.

Why take a chance, though?
Title: Re: Chase Freedom
Post by: Dan on November 04, 2012, 06:30:04 PM
Why take a chance, though?
1. You can likely send an SM and get manually credited (plus that won't even count against the $1,500)
2. IME the airlines have made the charge.
Title: Re: Chase Freedom
Post by: Moishebatchy on November 04, 2012, 06:32:45 PM
1. You can likely send an SM and get manually credited (plus that won't even count against the $1,500)
2. IME the airlines have made the charge.

Let me rephrase my question: once you have found your flights and chosen your airline, what do you gain by continuing to book with Travelocity, anyway, that's worth risking the hassle of SM? Why not go straight to the carrier's site, and book it there?

ETA: just noticed this part:
(plus that won't even count against the $1,500)
Wow. Quite a find! Then quite the contrary, we should be praying it does NOT post automatically... :o
Title: Re: Chase Freedom
Post by: Mocha on November 04, 2012, 08:52:03 PM
No where on the link does it say "Chase Checking account holders get 10 bonus points per transaction and 10% more points for spending." is it a hidden feature? Or was it taken away already?
Title: Re: Chase Freedom
Post by: JEWDA on November 04, 2012, 09:35:02 PM
No where on the link does it say "Chase Checking account holders get 10 bonus points per transaction and 10% more points for spending." is it a hidden feature? Or was it taken away already?
The one I saw in the Bank the other day still said it.
Title: Re: Chase Freedom
Post by: Dan on November 04, 2012, 10:17:27 PM
It's a hidden feature.
Title: Re: Chase Freedom
Post by: artee on November 05, 2012, 04:27:40 PM
is there any way i can link my freedom to my checking online? and are exclusives available to the freedom mc as well as the visa?
Title: Re: Chase Freedom
Post by: Drago on November 05, 2012, 04:29:12 PM
is there any way i can link my freedom to my checking online?
Send them a message and request it
Title: Re: Chase Freedom
Post by: artee on November 05, 2012, 04:40:00 PM
I sent an sm request but this their response....

Thank you for contacting the Internet Service Center.

I understand your concern. We confirmed that your account
ending in **** is currently listed in your Chase
Online(SM) profile and should be accessible
.

As for the Chase Exclusives, this is automatically
available with any Chase checking account at this time.

Chase Exclusives for the Freedom Credit Card:

Earn 10% additional points per $1 spent, plus 10 bonus
points on every purchase1.

Checking customers earn 10% additional points per $1
spent, plus 10 bonus Points on every purchase2.
New Freedom customers are automatically set up with
exclusive benefit.
If after 3 months they do not have an open checking
account, they will automatically be moved to
non-Exclusives product (earning 1 point per $1 spent on
all purchases).
If existing Freedom customers open checking account after
3 months, Exclusive benefits will automatically begin -
they do NOT need to apply for a new card.
If at any time customer closes checking, Exclusive
benefits no longer apply and customer will be moved to
non-Exclusives product.

does this mean that i don't need to link the two?
Title: Re: Chase Freedom
Post by: AJK on November 05, 2012, 04:51:11 PM
Please scan and upload or email it to me.

Been waiting for a post...

Did the scanned copy not pan out?
Title: Re: Re: Chase Freedom
Post by: sky121 on November 05, 2012, 04:54:19 PM
Been waiting for a post...

Did the scanned copy not pan out?

It was posted for a bit and then removed.
Title: Re: Chase Freedom
Post by: AJK on November 05, 2012, 04:57:58 PM
It was posted for a bit and then removed.

hmm


Just got a letter from Chase confirming Dan's post that they will be ending the Freedom-Checking bonus of 10% extra points plus 10 points per transaction for those who don't open a Chase checking account by November 30th.

Can you post the PDF here?
Title: Re: Chase Freedom
Post by: Dan on November 05, 2012, 05:02:24 PM
Upon a closer reading of his letter it was just saying that they will delink his Exclusives unless he has an active account by 11/30.  It wasn't about the rumored changes.
Title: Re: Chase Freedom
Post by: Shmulyg on November 05, 2012, 09:31:14 PM
Upon a closer reading of his letter it was just saying that they will delink his Exclusives unless he has an active account by 11/30.  It wasn't about the rumored changes.
Now that i'm rereading it, you may be right. Sorry!
Title: Re: Chase Freedom
Post by: JEWDA on November 05, 2012, 09:32:40 PM
Any diff. bet. the MC and Visa? If not why do they offer both?
BUMP
Title: Re: Chase Freedom
Post by: Dan on November 05, 2012, 09:33:40 PM
BUMP
So that you can spend $3,000 in 5% categories ;)
Title: Re: Chase Freedom
Post by: Dan on November 05, 2012, 09:34:26 PM
Now that i'm rereading it, you may be right. Sorry!
No need to apologize, it had me as well after my first reading.
Title: Re: Chase Freedom
Post by: JEWDA on November 05, 2012, 09:37:43 PM
So that you can spend $3,000 in 5% categories ;)
You have both?

Title: Re: Chase Freedom
Post by: SGF on November 05, 2012, 10:15:12 PM
Let me rephrase my question: once you have found your flights and chosen your airline, what do you gain by continuing to book with Travelocity, anyway, that's worth risking the hassle of SM? Why not go straight to the carrier's site, and book it there?
The best site for this is matrix.itasoftware.com (http://matrix.itasoftware.com) not travelocity
Title: Re: Chase Freedom
Post by: Moishebatchy on November 06, 2012, 03:01:21 AM
The best site for this is matrix.itasoftware.com (http://matrix.itasoftware.com) not travelocity

Matrix doesn't sell tickets.
Title: Re: Chase Freedom
Post by: aj26 on November 10, 2012, 08:28:32 PM
anyone know if you get 5x bonus points on freedom card for tkts booked through travelocity?
Title: Re: Chase Freedom
Post by: Moishebatchy on November 10, 2012, 09:46:24 PM
anyone know if you get 5x bonus points on freedom card for tkts booked through travelocity?

Most booking sites actually run the charge through the airline.

Why take a chance, though?

1. You can likely send an SM and get manually credited (plus that won't even count against the $1,500)
2. IME the airlines have made the charge.
Title: Re: Chase Freedom
Post by: AJK on November 12, 2012, 11:36:51 PM
2. IME the airlines have made the charge.

Which have you used that book through the airline?
Title: Re: Chase Freedom
Post by: Moishebatchy on November 13, 2012, 05:35:55 PM
Which have you used that book through the airline?

Can't speak for Dan, but I've used Orbitz to buy US Airways tickets, and they posted as US Airways charges.
Title: Re: Chase Freedom
Post by: AJK on November 13, 2012, 05:43:02 PM
Can't speak for Dan, but I've used Orbitz to buy US Airways tickets, and they posted as US Airways charges.

Thanks for the data point.
Title: Re: Chase Freedom
Post by: Moishebatchy on November 13, 2012, 05:47:06 PM
Thanks for the data point.

You're welcome. :)
Title: Re: Chase Freedom
Post by: Dan on November 13, 2012, 06:13:47 PM
Which have you used that book through the airline?
AA and United. 
Frankly I think all charges are passed through the airline if it's a one carrier ticket though I can't swear by that.
Title: Re: Chase Freedom
Post by: AJK on November 13, 2012, 06:40:44 PM
AA and United. 
Frankly I think all charges are passed through the airline if it's a one carrier ticket though I can't swear by that.

Are those on Travelocity? Orbitz? Etc
Title: Re: Chase Freedom
Post by: Dan on November 13, 2012, 06:55:24 PM
Are those on Travelocity? Orbitz? Etc
I know about Orbitz, but I think all agencies do it that way.  Why eat the processing fee if the airline will and will still pay them a commission for the sale?
Title: Re: Chase Freedom
Post by: AJK on November 13, 2012, 07:14:29 PM
Makes sense to me...
Title: Re: Chase Freedom
Post by: meshugener on November 13, 2012, 08:33:46 PM
IIRC, Expedia shows up as a Expedia charge.
Title: Re: Chase Freedom
Post by: menachem_m on November 13, 2012, 08:41:44 PM
Which have you used that book through the airline?

Travelocity for United and US airways booked through the airline for me.
Title: Re: Chase Freedom
Post by: Dan on November 13, 2012, 09:15:53 PM
IIRC, Expedia shows up as a Expedia charge.
-1.
The LY deal was billed by LY.
Title: Re: Chase Freedom
Post by: JEWDA on November 13, 2012, 11:34:28 PM
-1.
The LY deal was billed by LY.
+1
Title: Re: Chase Freedom
Post by: socks on November 19, 2012, 03:47:23 PM
Anyone match from the 10K to 30K bonus recently?  I did for a friend 2nd week of September but the SM center is giving me a rough go this week for another friend...
Title: Re: Chase Freedom
Post by: mmermss on November 28, 2012, 04:21:29 PM
Anyone match from the 10K to 30K bonus recently? 

Bump
Title: Re: Chase Freedom
Post by: Shmelly on November 28, 2012, 04:41:59 PM
2013 categories announced. I personally like them more than 2012.

(http://millionmilesecrets.com/wp-content/uploads/2020/11/Chase-Freedom-2013-Category-Bonuses.jpg)
Title: Re: Chase Freedom
Post by: Devorah on December 05, 2012, 02:52:30 AM
Can anyone explain why I got so many bonus category points?  I didn't spend $1000+.
Title: Re: Chase Freedom
Post by: Moishebatchy on December 05, 2012, 05:04:08 AM
Can anyone explain why I got so many bonus category points?  I didn't spend $1000+.

Eyeball, meet gift horse's mouth. Gift horse's mouth, meet eyeball. ;D
Title: Re: Chase Freedom
Post by: Ergel on December 05, 2012, 08:06:04 AM
Did you just sign up for the 5%? If so, they would have credited you for all the past months this month
Title: Re: Chase Freedom
Post by: Devorah on December 05, 2012, 11:01:07 AM
Did you just sign up for the 5%? If so, they would have credited you for all the past months this month
nope
Title: Re: Chase Freedom
Post by: Shmelly on December 05, 2012, 12:28:16 PM
Can anyone explain why I got so many bonus category points?  I didn't spend $1000+.
Just out of curiosity, what was the purpose of the $6K AA purchase and return?

Also, you may want to remove the picture from your post. I see your name in another tab plus the last 4 of your card #.
Title: Re: Re: Chase Freedom
Post by: Ergel on December 05, 2012, 12:30:48 PM
Just out of curiosity, what was the purpose of the $6K AA purchase and return?

Also, you may want to remove the picture from your post. I see your name in another tab plus the last 4 of your card #.
Didn't see that. There is your answer, I guess you get bonus points even on a return
Title: Re: Chase Freedom
Post by: Devorah on December 05, 2012, 12:38:00 PM
Just out of curiosity, what was the purpose of the $6K AA purchase and return?
Some idiot booked a revenue ticket instead of a mileage ticket.  Good thing I checked the confirmation email and was able to cancel it within 24 hours.
Also, you may want to remove the picture from your post. I see your name in another tab plus the last 4 of your card #.
Not the same person as account. But thanks.  How do I remove it?  THere is no option to edit the post.
Didn't see that. There is your answer, I guess you get bonus points even on a return
That is interesting.
Title: Re: Chase Freedom
Post by: aj26 on December 05, 2012, 12:58:17 PM
i'd hold off on getting excited till you see if they take them back on next month's statement. Sometimes, there is a delay in the bonus points
Title: Re: Chase Freedom
Post by: meshugener on December 05, 2012, 01:06:35 PM
i'd hold off on getting excited till you see if they take them back on next month's statement. Sometimes, there is a delay in the bonus points
+1
Title: Re: Chase Freedom
Post by: Lou Bob on December 05, 2012, 02:29:56 PM
Anyone match from the 10K to 30K bonus recently?
did someone recently say its available at a branch? I thought I read about it here, but can't seem to find it now.
Title: Re: Chase Freedom
Post by: TC610 on December 05, 2012, 05:10:38 PM
Not the same person as account. But thanks.  How do I remove it?

Try clicking "Report to moderator" and request that they remove it.
Title: Re: Chase Freedom
Post by: Lou Bob on December 05, 2012, 06:44:30 PM
Dear Lou Bob,
Thank you for writing to us about your rewards. The bonus offer on the account is, if you spend $500.00 in93 days from the date the account was opened you would earn 10,000 points. These points are worth $100.00. I was unable to locate the offer to 30,000 bonus offer. Please provide a copy of the original offer and we will behappy to review your account and take the appropriate action. You may send an e-mail with an attachment or fax the information to 1-888-643-9628.If you have any further questions, please reply using the Secure Message Center. Thank you,Anselm Vaz Customer Service Specialist1-800-436-7927Account is owned by Chase Bank USA, N.A. and may be serviced by its affiliates.

So now I just send them a screenshot that I have, and I should be good?
Title: Re: Chase Freedom
Post by: Red on December 05, 2012, 06:54:58 PM
Can't hurt.
Title: Re: Chase Freedom
Post by: Lou Bob on December 10, 2012, 03:38:18 PM
Negative response :-(  would it help to start a new inquiry instead of replying?
Title: Chase Freedom for dummies
Post by: TeenatRisk on December 18, 2012, 06:04:53 PM
hope i'm not starting extra thread... couldn't find this topic...
1. can I sign up for both chase freedom mastercard and cf visa ? so ill get the 100cash back 2x?
2. I wrote on my MC app - student, 16g yr income, 0$ housing. app is awaiting review. is that normal? did I put too low of an income ? if i did, how to rectify ?
3. any and all help is much appreciated, and any comments along the lines of "hey newbie, 3 posts! I'm not helping u..." are understood but less appreciated. If u will comment "go read", please post a link to where u r referring to - I'm a good reader, but a bad searcher
thanx
Title: Re: Chase Freedom for dummies
Post by: mmermss on December 18, 2012, 06:07:21 PM
hope i'm not starting extra thread... couldn't find this topic...
1. can I sign up for both chase freedom mastercard and cf visa ? so ill get the 100cash back 2x?
2. I wrote on my MC app - student, 16g yr income, 0$ housing. app is awaiting review. is that normal? did I put too low of an income ? if i did, how to rectify ?
3. any and all help is much appreciated, and any comments along the lines of "hey newbie, 3 posts! I'm not helping u..." are understood but less appreciated. If u will comment "go read", please post a link to where u r referring to - I'm a good reader, but a bad searcher
thanx
It's alot to read so it's good your'e a good reader  :)
http://forums.dansdeals.com/index.php?topic=8756.0
Title: Re: Chase Freedom for dummies
Post by: AsherO on December 18, 2012, 06:18:23 PM
hope i'm not starting extra thread... couldn't find this topic...
1. can I sign up for both chase freedom mastercard and cf visa ? so ill get the 100cash back 2x?
2. I wrote on my MC app - student, 16g yr income, 0$ housing. app is awaiting review. is that normal? did I put too low of an income ? if i did, how to rectify ?
3. any and all help is much appreciated, and any comments along the lines of "hey newbie, 3 posts! I'm not helping u..." are understood but less appreciated. If u will comment "go read", please post a link to where u r referring to - I'm a good reader, but a bad searcher
thanx

Welcome to the forums!

If you're looking for signup bonuses, why not go for more lucrative cards like the Sapphire Preferred cards, the United Explorer card, the Ink cards (if you can claim a "business") etc.?

You can't rectify, but you could write a different number on your next app...
Title: Re: Chase Freedom for dummies
Post by: dans fan on December 19, 2012, 12:57:28 PM
hope i'm not starting extra thread... couldn't find this topic...
1. can I sign up for both chase freedom mastercard and cf visa ? so ill get the 100cash back 2x?
2. I wrote on my MC app - student, 16g yr income, 0$ housing. app is awaiting review. is that normal? did I put too low of an income ? if i did, how to rectify ?
3. any and all help is much appreciated, and any comments along the lines of "hey newbie, 3 posts! I'm not helping u..." are understood but less appreciated. If u will comment "go read", please post a link to where u r referring to - I'm a good reader, but a bad searcher
thanx
i dont remember anyone here ever saying such a thing. maybe i am a bad searcher and couldnt find it but if you seen such comments post a link for it i am a good reader
Title: Re: Chase Freedom for dummies
Post by: mmermss on December 19, 2012, 01:16:04 PM
i dont remember anyone here ever saying such a thing. maybe i am a bad searcher and couldnt find it but if you seen such comments post a link for it i am a good reader
hope i'm not starting extra thread... couldn't find this topic...
1. can I sign up for both chase freedom mastercard and cf visa ? so ill get the 100cash back 2x?
2. I wrote on my MC app - student, 16g yr income, 0$ housing. app is awaiting review. is that normal? did I put too low of an income ? if i did, how to rectify ?
3. any and all help is much appreciated, and any comments along the lines of "hey newbie, 3 posts! I'm not helping u..." are understood but less appreciated. If u will comment "go read", please post a link to where u r referring to - I'm a good reader, but a bad searcher
thanx
Looks like you guys got something in common  :D
Title: Re: Chase Freedom for dummies
Post by: dans fan on December 19, 2012, 01:42:12 PM
Looks like you guys got something in common  :D
and a good reader
Title: Re: Chase Freedom for dummies
Post by: mmermss on December 19, 2012, 01:44:09 PM
and a good reader
FTFM  :)
Title: Re: Chase Freedom for dummies
Post by: dans fan on December 19, 2012, 01:53:34 PM
FTFM  :)
i think i am a gooder reader than him, because no one here make such comments, so he must of misread something 
Title: Re: Chase Freedom for dummies
Post by: meshugener on December 19, 2012, 06:25:15 PM
i think i am a gooder reader than him, because no one here make such comments, so he must of misread something
Wow! you're a bunch gooder.
Title: Re: Chase Freedom for dummies
Post by: DrDanny on December 19, 2012, 10:02:59 PM
Wow! you're a bunch gooder.
Actually laughed out loud
Title: Re: Chase Freedom for dummies
Post by: TeenatRisk on December 20, 2012, 02:48:25 PM
thanx! @mmermss       @asherO starting slow... but thanx, will keep in mind.
Title: Re: Chase Freedom for dummies
Post by: mmermss on December 20, 2012, 03:19:57 PM
thanx! @mmermss       @asherO starting slow... but thanx, will keep in mind.
YW
Did you take AsherO's advice on the choice of cards to apply for?
Title: Re: Chase Freedom for dummies
Post by: TeenatRisk on December 21, 2012, 03:23:29 AM
YW
Did you take AsherO's advice on the choice of cards to apply for?

i will... right now i'm a student, so to move the big bucks for starwoods etc will require churning - something i'm still getting the hang of (with all that reading ;) )  chase freedom (500 in 3mo) I can handle now (just barely).   imyh after next semester ill have the spg etc   thanx though much appreciated
Title: Re: Chase Freedom
Post by: moto on December 24, 2012, 07:59:11 PM
You can earn next month 5% back at drug stores is walgreens part of it so I can buy vanilla reload and get 5% cash back anyone know of this??
Title: Re: Chase Freedom
Post by: MEIR613 on December 24, 2012, 08:01:38 PM
You can earn next month 5% back at drug stores is walgreens part of it so I can buy vanilla reload and get 5% cash back anyone know of this??
I think this was addressed already.

Title: Re: Chase Freedom
Post by: U-no-me! on December 24, 2012, 08:03:47 PM
Dear Lou Bob,
Thank you for writing to us about your rewards. The bonus offer on the account is, if you spend $500.00 in93 days from the date the account was opened you would earn 10,000 points. These points are worth $100.00. I was unable to locate the offer to 30,000 bonus offer. Please provide a copy of the original offer and we will behappy to review your account and take the appropriate action. You may send an e-mail with an attachment or fax the information to 1-888-643-9628.If you have any further questions, please reply using the Secure Message Center. Thank you,Anselm Vaz Customer Service Specialist1-800-436-7927Account is owned by Chase Bank USA, N.A. and may be serviced by its affiliates.

So now I just send them a screenshot that I have, and I should be good?

How? from when?
Title: Re: Re: Chase Freedom
Post by: moto on December 24, 2012, 08:11:10 PM
I think this was addressed already.
well I didn't see it is it possible you can redirect me where I can find it Thank you
Title: Re: Re: Chase Freedom
Post by: MEIR613 on December 24, 2012, 08:15:46 PM
well I didn't see it is it possible you can redirect me where I can find it Thank you
I'm on mobile so I can't. But yes it will work.

Title: Re: Chase Freedom
Post by: ahecht37 on December 24, 2012, 09:50:52 PM
anyone have a picturre of a 30k pnts offer?
Title: Re: Chase Freedom
Post by: Thingywingy on December 28, 2012, 03:34:18 PM
Anyone know of kohls near 08701 that has selection of gcs? I was in howell and brick both did not have?
Title: Re: Chase Freedom
Post by: Saver2000 on December 28, 2012, 03:36:17 PM
Anyone know of kohls near 08701 that has selection of gcs? I was in howell and brick both did not have?
Howell store has a gc stand near the registers. It was there as of last week.
Title: Re: Chase Freedom
Post by: michael on December 29, 2012, 07:07:22 PM
Howell store has a gc stand near the registers. It was there as of last week.

Kohl's gives 10 UR points now through the mall. Is there a way to get the 10 UR plus the 5 UR for Freedom via GCs?
Title: Re: Chase Freedom
Post by: Thingywingy on December 30, 2012, 12:38:11 AM
Howell store has a gc stand near the registers. It was there as of last week.
They do have gift cards, but a very limited selection. I am looking for Amazon or BP.
Title: Re: Chase Freedom
Post by: mmermss on January 19, 2013, 12:53:40 PM
Any one match from 10k to 30k recently? 

Just SM'ed them...wana know how much time I should spend on it...
Title: Re: Chase Freedom
Post by: kracked dude on January 23, 2013, 06:23:30 PM
Does the Chase Freedom (visa) have Extended Warranty coverage? According to the csr I just spoke to it does, and he reffered me to the visa website for me info. But according to the visa website only the visa signature cards have it. Can anyone clarify this for me?
Title: Re: Chase Freedom
Post by: goals^n^dreams on January 23, 2013, 06:59:48 PM
  ;) miss this card  ;)
Title: Re: Chase Freedom
Post by: Moishebatchy on January 23, 2013, 07:04:46 PM
  ;) miss this card  ;)

?
Title: Re: Chase Freedom
Post by: chff on January 24, 2013, 12:50:32 AM
Can I change my Freedom Visa to a MasterCard?
Title: Re: Chase Freedom
Post by: Moishebatchy on January 24, 2013, 02:40:44 AM
Can I change my Freedom Visa to a MasterCard?

Try. TWTCSIN.
Title: Chase Freedom
Post by: Racer7400 on January 24, 2013, 10:37:31 AM
I applied on Friday to the freedom and today I got a (targeted?) offer in the mail of 30,000 points for $500 spend anyway I can get that offer even after I got accepted or is it to late?
Title: Re: Re: Chase Freedom
Post by: sky121 on January 24, 2013, 10:40:01 AM
I applied on Friday to the freedom and today I got a (targeted?) offer in the mail of 30,000 points for $500 spend anyway I can get that offer even after I got accepted or is it to late?
SM them and tell them. They may ask for a PIC of the offer.
Title: Chase Freedom
Post by: Racer7400 on January 24, 2013, 10:45:23 AM
SM them and tell them. They may ask for a PIC of the offer.
thanx
Should I wait till I get the card or ASAP
Title: Re: Re: Chase Freedom
Post by: sky121 on January 24, 2013, 10:47:06 AM
thanx
Should I wait till I get the card or ASAP

You can SM already if the card is already showing up online.
Title: Re: Chase Freedom
Post by: Thingywingy on January 24, 2013, 11:45:53 AM
Can I change my Freedom Visa to a MasterCard?
I have done it. Maybe apply for a 2nd as part of 3bm for bonus points. You can always tell them you want a mastercard for auto rental coverage in certain countries that are not covered by Visa.
Title: Re: Chase Freedom
Post by: Racer7400 on January 25, 2013, 10:17:02 AM
I applied on Friday to the freedom and today I got a (targeted?) offer in the mail of 30,000 points for $500 spend anyway I can get that offer even after I got accepted or is it to late?
i made a mistake, i mixed up the offers i got of  freedom card with the amex sky blue. The amex sky blue has the 30,000 points for $500 spend not the freedom the freedom has the standerd $100 cash back(10,000 points)
Title: Re: Chase Freedom
Post by: mmermss on February 11, 2013, 12:29:31 PM
I currently have the Freedom MC.  I see there's a Freedom Visa available.  Can I apply for the Visa and during recon transfer all CL from the MC to the Visa just like the SP card and tell them all benefits a Visa has over the MC?  I dont see why it wouldnt work just want to make sure before putting it in a 3bm.
Title: Re: Chase Freedom
Post by: MEIR613 on February 11, 2013, 12:32:31 PM
I currently have the Freedom MC.  I see there's a Freedom Visa available.  Can I apply for the Visa and during recon transfer all CL from the MC to the Visa just like the SP card and tell them all benefits a Visa has over the MC?  I dont see why it wouldnt work just want to make sure before putting it in a 3bm.
Just asking, why would you do this if you will be closing the MC.
Title: Re: Chase Freedom
Post by: mmermss on February 11, 2013, 12:35:42 PM
Just asking, why would you do this if you will be closing the MC.

I would only close the MC if I get the Visa approved via recon.  I rather not close it now and transfer CL to another card and apply for a Visa and not for sure getting the Visa approved with all other cards. 
Just like when I do it with SP.  Have visa...apply for MC..via recon I transfer all CL to new SP.

Was that your question?  So far im planning on SP, UA and not sure between BA or Freedom...
Title: Re: Chase Freedom
Post by: MEIR613 on February 11, 2013, 12:48:54 PM
I would only close the MC if I get the Visa approved via recon.  I rather not close it now and transfer CL to another card and apply for a Visa and not for sure getting the Visa approved with all other cards. 
Just like when I do it with SP.  Have visa...apply for MC..via recon I transfer all CL to new SP.

Was that your question?  So far im planning on SP, UA and not sure between BA or Freedom...
BA and freedom, What's the comparison.

BA = 50k
Freedom = 10k

What am I missing?
Title: Re: Chase Freedom
Post by: mmermss on February 11, 2013, 01:00:57 PM
BA and freedom, What's the comparison.

BA = 50k
Freedom = 10k

What am I missing?

Nothing.  Just for some reason I'm waiting for BA to come out with better offer.  I might be waiting a while.  Guess Ill just go with the BA.  Or go for 4  :)
Title: Re: Chase Freedom
Post by: MosheP on February 11, 2013, 01:04:31 PM
Nothing.  Just for some reason I'm waiting for BA to come out with better offer.  I might be waiting a while.  Guess Ill just go with the BA.  Or go for 4  :)

I just went for 4, after multiple HUCA I was only able to get 3 approved, and even that took many calls. Chase has this new thing about max 2 cards approved in 30 days.
Title: Re: Chase Freedom
Post by: mmermss on February 11, 2013, 01:11:06 PM
I just went for 4, after multiple HUCA I was only able to get 3 approved, and even that took many calls. Chase has this new thing about max 2 cards approved in 30 days.

Dont think thats so new.  I was trying to get a third approved within 30 days a few months ago and with ~10-15 calls I got it.
Title: Re: Chase Freedom
Post by: Moishebatchy on February 13, 2013, 07:19:24 PM
I currently have the Freedom MC.  I see there's a Freedom Visa available.  Can I apply for the Visa and during recon transfer all CL from the MC to the Visa just like the SP card and tell them all benefits a Visa has over the MC?  I dont see why it wouldnt work just want to make sure before putting it in a 3bm.

Be aware that if you currently have Freedom Exclusives, you're gonna lose it.
Title: Re: Chase Freedom
Post by: mmermss on February 13, 2013, 07:53:57 PM
Be aware that if you currently have Freedom Exclusives, you're gonna lose it.
Thanks.
Unfortunately I was not grandfathered in. Anyways it's not going to be included in my AOR.
Title: Re: Chase Freedom
Post by: SPLP on February 14, 2013, 02:31:32 AM
Be aware that if you currently have Freedom Exclusives, you're gonna lose it.

"  Can I apply for the Visa and during recon transfer all CL from the MC to the Visa just like the SP card "

can it be done ?
Title: Re: Chase Freedom
Post by: Thingywingy on February 14, 2013, 04:23:53 PM
Just applied for Freedom for my mom. She is currently a joint cardholder on my freedom. Recon said she would be approved but cant have 2 freedoms and takes a week to send me form to take her off joint freedom. Do you think a HUCA will solve this?
Title: Re: Chase Freedom
Post by: SPLP on February 14, 2013, 04:38:45 PM
Just applied for Freedom for my mom. She is currently a joint cardholder on my freedom. Recon said she would be approved but cant have 2 freedoms and takes a week to send me form to take her off joint freedom. Do you think a HUCA will solve this?

try---You make the call and have mom speak at same time ,asking them to remove her.it may work -- it did for me , wife was joint on a very old card -- every time wanted to move credit around "we" had to get on phone 
Title: Re: Chase Freedom
Post by: Thingywingy on February 14, 2013, 04:46:29 PM
they let you remove her as a joint cardholder without a form? they told me they will mail me form which will take 7 days to get
Title: Re: Chase Freedom
Post by: SPLP on February 14, 2013, 05:01:50 PM
"WE" removed her , after a few phone calls , did u try it --maybe we got the right person?--i think we did it when on phone with reconsideration -- anyway 7 days is not so long a wait and many times they give an outside date
Title: Re: Chase Freedom
Post by: Thingywingy on February 14, 2013, 11:07:58 PM
I was hoping to do another app today. :-[
Title: Re: Chase Freedom
Post by: rots5 on February 21, 2013, 10:51:28 AM
This morning I noticed on Chase.com that I had a fraudulent charge on my freedom card. I called up Chase on the way to YESHIVA, and I told him that I did not recognize this charge and please shut it down while its still pending. Five minutes later shut down and no charges. Easy to work with!
Title: Re: Chase Freedom
Post by: sky121 on February 21, 2013, 11:36:57 AM
Shut it down? Or just had a new card number sent out?
Title: Re: Chase Freedom
Post by: rots5 on February 21, 2013, 01:20:18 PM
Shut it down? Or just had a new card number sent out?
new one sent.
Title: Re: Chase Freedom
Post by: sky121 on February 28, 2013, 08:52:36 AM
Now that Lowe's has been added to the upcoming Freedom categories can anyone confirm if they happy to sell gift cards there?

TIA
Title: Re: Chase Freedom
Post by: smurf on February 28, 2013, 09:45:53 AM
Now that Lowe's has been added to the upcoming Freedom categories can anyone confirm if they happy to sell gift cards there?

TIA
most lowes have a gift card mall kiosk
Title: Re: Chase Freedom
Post by: DP7 on February 28, 2013, 10:50:34 AM
I have an old chase CC. I don't want to cancel because of its age. If I SM and have chase turn the card into a Freedom, will the age of the card still be the old date?
Title: Re: Chase Freedom
Post by: MEIR613 on February 28, 2013, 11:01:27 AM
I have an old chase CC. I don't want to cancel because of its age. If I SM and have chase turn the card into a Freedom, will the age of the card still be the old date?
CMIIAW I don't think they could change it. Why not apply for a new one for an extra 10k.
Title: Re: Chase Freedom
Post by: DP7 on February 28, 2013, 01:21:53 PM
CMIIAW I don't think they could change it. Why not apply for a new one for an extra 10k.

I know it can be done. Just question of the age of the credit.
Title: Chase Freedom q1 verse boa
Post by: menachem on March 11, 2013, 10:18:50 PM
Which one do you get more rewards from for gas, chase freedom or boa x5??
Title: Re: Chase Freedom
Post by: MEIR613 on March 11, 2013, 11:00:34 PM
Which one do you get more rewards from for gas, chase freedom or boa x5??
If during cat. 5X then the latter.

Title: Re: Chase Freedom
Post by: menachem on March 12, 2013, 01:23:55 AM
If during cat. 5X then the latter.


please explain your response.

Btw, this is the boa offer - Use your Bank of America® credit card to get more out of your everyday purchases this winter. Act now to earn 5X points (up to 2,500 points) on qualifying gas station, grocery store, drug store, and restaurant purchases made with your Bank of America® credit card through March 31, 2013.

And chase is; 5% Cash Back
on up to $1,500 spent at;
    -Gas Stations
    -Drugstores
    -Starbucks (Registered Trademark)
from January 1 - March 31, 2013.
Title: Re: Chase Freedom
Post by: Lou Bob on March 12, 2013, 01:26:47 AM
please explain your response.

Btw, this is the boa offer - Use your Bank of America® credit card to get more out of your everyday purchases this winter. Act now to earn 5X points (up to 2,500 points) on qualifying gas station, grocery store, drug store, and restaurant purchases made with your Bank of America® credit card through March 31, 2013.

And chase is; 5% Cash Back
on up to $1,500 spent at;
    -Gas Stations
    -Drugstores
    -Starbucks (Registered Trademark)
from January 1 - March 31, 2013.
5x $1500 chase points are more than 2500 boa points...math...so not sure what he meant
Title: Re: Chase Freedom
Post by: Moishebatchy on March 12, 2013, 01:33:47 AM
5x $1500 chase points are more than 2500 boa points...math...so not sure what he meant

Perhaps he doesn't realize that the Freedom gives points, not pennies of cash back.
Title: Re: Chase Freedom
Post by: menachem on March 12, 2013, 02:04:21 AM
Perhaps he doesn't realize that the Freedom gives points, not pennies of cash back.

Perhaps. No worries, I've been using chase and just got fooled by seeing another offer..

On the same page, any worthwhile option at the moment for boa wp besides for cash??
Title: Re: Chase Freedom
Post by: smurf on March 14, 2013, 11:05:45 PM
Seen in Lowe's, looks like they're getting ready for Chase Q2
Title: Re: Chase Freedom
Post by: Dan on March 14, 2013, 11:14:03 PM
Seen in Lowe's, looks like they're getting ready for Chase Q2
Anything not on my list?
Title: Re: Chase Freedom
Post by: sky121 on March 14, 2013, 11:25:46 PM
Loft. BP.
Title: Re: Chase Freedom
Post by: smurf on March 14, 2013, 11:27:42 PM
Loft. BP.
BP is great 5ppd and then you get cash price at the pump at most stations
Title: Re: Chase Freedom
Post by: robi on March 14, 2013, 11:32:20 PM
Anything not on my list?
do any carry visa/amex/mc gift cards?
Title: Re: Chase Freedom
Post by: Redbull3 on March 15, 2013, 12:53:37 PM
Seen in Lowe's, looks like they're getting ready for Chase Q2

Question is... can you use Lowe's GC to purchase GC? (5x at URM)
Dan, assuming I can mention this because it's not on your shiopping portal http://forums.dansdeals.com/index.php?topic=6283.0 but if I'm wrong you can delete.
Title: Re: Chase Freedom
Post by: gloreglabert on March 15, 2013, 02:12:32 PM
Question is... can you use Lowe's GC to purchase GC? (5x at URM)
No. Register won't let you.
Title: Chase Freedom
Post by: MonseyBoy on March 16, 2013, 10:35:59 PM
Can someone please help me find a link for the current best offer?
Title: Re: Chase Freedom
Post by: mmermss on March 16, 2013, 10:37:30 PM
Welcome!

First of all no need to start a new thread for that.
Second if you search a little you shall find...
http://forums.dansdeals.com/index.php?topic=8028.0
Title: Re: Chase Freedom
Post by: rots5 on March 16, 2013, 10:44:43 PM
Welcome!

First of all no need to start a new thread for that.
Second if you search a little you shall find...
http://forums.dansdeals.com/index.php?topic=8028.0
dang. Thought a fellow monC boy would have some saichel.  Sorry guys. He'll learn :-)
Title: Re: Chase Freedom
Post by: judahk88 on March 16, 2013, 10:47:10 PM
dang. Thought a fellow monC boy would have some saichel.  Sorry guys. He'll learn :-)
Hahaha. We all do eventually. Some quicker than others.
Title: Re: Chase Freedom
Post by: Yeki89 on March 19, 2013, 09:50:11 AM
Time to activate again... (https://creditcards.chase.com/freedom/Activate.aspx)
Title: Freedom Master and Visa
Post by: gtyossi on March 19, 2013, 12:16:19 PM
I have had the Chase Freedom Visa since it was always a 5% gas, drug store and grocery store card. I applied for the Freedom Master card and was automatically denied. I called reconsideration 3 times with no luck as they said you cant have both cards. Any one have luck getting both freedom cards?
Title: Re: Chase Freedom
Post by: Moishebatchy on April 14, 2013, 09:55:25 AM
Does Starbucks count as a "restaurant" for the purposes of the 5% bonus?
Title: Re: Chase Freedom
Post by: MEIR613 on April 14, 2013, 11:25:18 AM
Does Starbucks count as a "restaurant" for the purposes of the 5% bonus?
Yes

Title: Re: Chase Freedom
Post by: Moshe123 on April 14, 2013, 11:38:38 AM
Yes

What local restaurants, pizza shops locally count?
All?
Title: Re: Chase Freedom
Post by: Dan on April 14, 2013, 12:00:22 PM
What local restaurants, pizza shops locally count?
All?
Yes
Title: Re: Chase Freedom
Post by: Moshe123 on April 14, 2013, 12:08:06 PM
Yes

All pizza shops in say boro park are registered as restaurants?
Title: Re: Chase Freedom
Post by: meshugener on April 14, 2013, 12:11:43 PM
Why not? You think they're registered as gun dealers?
Title: Re: Chase Freedom
Post by: Moshe123 on April 14, 2013, 12:22:19 PM
Why not? You think they're registered as gun dealers?

Registered as in Chase sees that?
Title: Re: Chase Freedom
Post by: Smokey Joe Robinson on April 14, 2013, 12:46:35 PM
I know that carlos and gabbys is not registered as a restaurant. Don't remember what they are under. (I don't get my double points)
Title: Re: Chase Freedom
Post by: Dan on April 14, 2013, 12:49:00 PM
Complain and you'll get even more points.
Title: Re: Chase Freedom
Post by: MEIR613 on April 14, 2013, 12:49:22 PM
Registered as in Chase sees that?
As far as chase is concerned it needs to be registered as a restaurant which most eateries are.

I know if Far Rockaway, Berrylicious is registered as a grocery store.     

Title: Re: Chase Freedom
Post by: mmermss on April 14, 2013, 12:53:20 PM
Complain and you'll get even more points.
To Chase?
Title: Re: Chase Freedom
Post by: smaxber on April 14, 2013, 01:21:22 PM
do they still offer the extra 10 points if connected to a chase checking account? I read somewhere that they are changing it..... I just got approved for a freedom if that changes anything
Title: Re: Chase Freedom
Post by: mmermss on April 14, 2013, 01:22:04 PM
do they still offer the extra 10 points if connected to a chase checking account? I read somewhere that they are changing it..... I just got approved for a freedom if that changes anything
Cant get it anymore.  Ending it for those that have it already
Title: Re: Chase Freedom
Post by: Dan on April 14, 2013, 01:23:07 PM
do they still offer the extra 10 points if connected to a chase checking account? I read somewhere that they are changing it..... I just got approved for a freedom if that changes anything
No but you should still be able to get 10% bonus points.
Title: Re: Chase Freedom
Post by: yoss6400 on April 14, 2013, 02:07:27 PM
did the 10 bonus points end for everybody? i have not received a letter regarding this
Title: Re: Chase Freedom
Post by: smaxber on April 14, 2013, 06:13:23 PM
No but you should still be able to get 10% bonus points.

So I guess the chart regarding which CC to use in each scenario will need to be updated...
Title: Re: Chase Freedom
Post by: sguitarist18 on April 20, 2013, 11:28:46 PM
IF my wife and I both have freedom cards, can I combine them so that they both show up under my account? If that's even possible, would that limit our combined 5% spending to a single $1500?
Title: Re: Chase Freedom
Post by: sky121 on April 20, 2013, 11:44:52 PM
IF my wife and I both have freedom cards, can I combine them so that they both show up under my account? If that's even possible, would that limit our combined 5% spending to a single $1500?

Is her card an Authorized user or hers alone?

You can't add it to your account if it's hers. You each get $1500 to spend. You can transfer the points from her accounts to yours though.
Title: Re: Chase Freedom
Post by: mek on April 21, 2013, 12:14:33 AM
Ending it for those that have it already

Is this confirmed? Heard nothing from Chase yet...
Title: Re: Chase Freedom
Post by: sguitarist18 on April 21, 2013, 01:23:00 AM
Is her card an Authorized user or hers alone?

You can't add it to your account if it's hers. You each get $1500 to spend. You can transfer the points from her accounts to yours though.

Hers alone - so I guess that's a "no." Thanks!
Title: Re: Chase Freedom
Post by: sguitarist18 on April 21, 2013, 08:44:01 PM
Now that they've changed the exclusives program, are the 10% posted every month, or only once a year, like with Sapphire?
Title: Re: Chase Freedom
Post by: ganizzy on April 21, 2013, 08:56:12 PM
if anyone wants to get the 5% bonus this quarter and do tzeddah at the same time.
we do a weekly class on campus called pizza and parsha

the local pizza shop here will charge the cc and put the amount on credit for us
our weekly order is usually about $70

(i myself charge my 1500 there bec i generally dont go out to resaurants)

if anyone is interested pm me for details

always glad to help someone out with their spend :)
Title: Re: Chase Freedom
Post by: Dan on April 21, 2013, 08:56:24 PM
Now that they've changed the exclusives program, are the 10% posted every month, or only once a year, like with Sapphire?
Did you get a letter that your program is changed??
Title: Re: Chase Freedom
Post by: sguitarist18 on April 21, 2013, 09:01:42 PM
Not yet (B"H - I should put in a special tefillah by shema koleinu)...I'm just trying to plan ahead.

My next question would be (if the 10% is only once a year) if you have to keep the bank account open all year long or if you get the bonus as long as it's open at the beginning of the year (which would allow churning of the bank account bonus).
Title: Re: Chase Freedom
Post by: lcyitz on April 22, 2013, 02:21:13 PM
what is the best way to take advantage of the Q4?

are there any visa gift cards at lowes?
Title: Re: Chase Freedom
Post by: sky121 on April 22, 2013, 03:30:23 PM
what is the best way to take advantage of the Q4?

are there any visa gift cards at lowes?

Q2 - I'm buying gas cards.
Title: Re: Chase Freedom
Post by: lcyitz on April 22, 2013, 03:54:06 PM
Q2 - I'm buying gas cards.
Do they sell visas? Or something I can cash out because I don't have a car for gas :)
Title: Re: Chase Freedom
Post by: sky121 on April 22, 2013, 03:55:17 PM
Do they sell visas? Or something I can cash out because I don't have a car for gas :)

No visas AFAIK, though plenty of gift cards to various stores as Dan posted.
Title: Re: Chase Freedom
Post by: rots5 on April 22, 2013, 04:38:04 PM
Q2 - I'm buying gas cards.
do you not have a PRG? or its more worth it to buy gas cards?
Title: Re: Chase Freedom
Post by: smurf on April 22, 2013, 04:39:48 PM
do you not have a PRG? or its more worth it to buy gas cards?
Buy BP gas cards. 5ppd is worth more then the PRG 2ppd Also with my local BPs I get the cash price when using GCs
Q2 - I'm buying gas cards.
Was it you I chatted with in Lowe's the other day?
Title: Re: Chase Freedom
Post by: sky121 on April 22, 2013, 04:44:18 PM
do you not have a PRG? or its more worth it to buy gas cards?
No PRG at the moment.

Buy BP gas cards. 5ppd is worth more then the PRG 2ppd Also with my local BPs I get the cash price when using GCsWas it you I chatted with in Lowe's the other day?

Wasn't me!
Title: Re: Chase Freedom
Post by: MEIR613 on April 22, 2013, 05:06:21 PM
Buy shell gas cards. 5ppd is worth more then the PRG 2ppd Also with my local shell I get 10 cents less the cash price when using GCs
FTFY
Title: Re: Chase Freedom
Post by: goals^n^dreams on April 22, 2013, 07:45:56 PM
I like Chevron gas, I dont see anywhere sells this card at office stores.
Title: Re: Chase Freedom
Post by: lcyitz on April 22, 2013, 08:19:00 PM
Is there anyway to turn gas cards to cash?
Title: Re: Chase Freedom
Post by: Shmulyg on April 22, 2013, 08:28:41 PM
Is there anyway to turn gas cards to cash?
At the pump... :)
(The answer is no, other than selling them.)
Title: Re: Chase Freedom
Post by: bubkiz on April 22, 2013, 08:39:55 PM
Buy BP gas cards.
Lowe's carries BP GC's?
Title: Re: Chase Freedom
Post by: sky121 on April 22, 2013, 08:41:40 PM
Lowe's carries BP GC's?

Mine does.
Title: Re: Chase Freedom
Post by: chff on April 22, 2013, 08:42:01 PM
Lowes on Hamilton Ave in Brooklyn only has Shell GCs
Title: Re: Chase Freedom
Post by: Moshe123 on April 22, 2013, 10:08:46 PM
When I downgrade my SP to a Freedom, do I keep the SP UR?
Title: Re: Chase Freedom
Post by: Yitz on April 22, 2013, 10:11:23 PM
Lowes on Hamilton Ave in Brooklyn only has Shell GCs
I am finding that even the staples and office depot in New york also only have /shell
Title: Re: Chase Freedom
Post by: robi on April 22, 2013, 10:21:36 PM
When I downgrade my SP to a Freedom, do I keep the SP UR?
you keep the ur, but lose the ability to transfer to airlines
Title: Re: Chase Freedom
Post by: Moshe123 on April 22, 2013, 10:43:48 PM
you keep the ur, but lose the ability to transfer to airlines

Never had a Freedom, what are freedom UR good for then?
Title: Re: Chase Freedom
Post by: mmermss on April 22, 2013, 10:47:48 PM
Never had a Freedom, what are freedom UR good for then?

They are regular UR...you just cant transfer to anything unless you have a SP or Ink. 
Title: Re: Chase Freedom
Post by: Moshe123 on April 22, 2013, 10:54:13 PM
They are regular UR...you just cant transfer to anything unless you have a SP or Ink.

Ah ok, which is basically what I was going to do.
Title: Re: Chase Freedom
Post by: m65 on April 23, 2013, 05:14:29 PM
How does my brother transfer his freedom points to my account?
same last name, different address
Title: Re: Chase Freedom
Post by: smurf on April 23, 2013, 06:20:20 PM
FTFY
bad fix, at least in my neighborhood BP would still be cheaper
Title: Re: Chase Freedom
Post by: rots5 on May 08, 2013, 02:08:54 AM
So i came to israel a yr and a half ago and  i knew nothing about cc and the whole game of ddf. I went to Office Depot in malcha and bought a printer for 300₪. It never worked and always gabe me issues. I had to change ink cartridges. Every one i buy the chip is not being read by the printer. It seems like the printer is broken bec the Hp guy he doesn't understand why its bit working.

I bought it on my freedom card. Is there anyway i can call up and complain/dispute/warranty? Or its a lost cause?
Title: Re: Chase Freedom
Post by: Moishebatchy on May 08, 2013, 05:00:34 AM
So i came to israel a yr and a half ago and  i knew nothing about cc and the whole game of ddf. I went to Office Depot in malcha and bought a printer for 300₪. It never worked and always gabe me issues. I had to change ink cartridges. Every one i buy the chip is not being read by the printer. It seems like the printer is broken bec the Hp guy he doesn't understand why its bit working.

I bought it on my freedom card. Is there anyway i can call up and complain/dispute/warranty? Or its a lost cause?

I believe you're SOL. Sorry.
Title: Freedom churning
Post by: smaxber on May 10, 2013, 01:16:11 PM
I know for other cards threads like this exist but couldn't find one for the freedom.

Any advice on how to churn the freedom? And how often without getting A/A?

Right now it's currently 10k with $500 spend promo. I completed that and am looking for next step besides applying for other cards.
Title: Re: Freedom churning
Post by: Dan on May 10, 2013, 01:18:51 PM
If churning caused A/As I'd be dead a long time ago.
But why would you churn Freedom over more lucrative signup cards?
Title: Re: Freedom churning
Post by: smaxber on May 10, 2013, 01:25:59 PM
If churning caused A/As I'd be dead a long time ago.
But why would you churn Freedom over more lucrative signup cards?

Lol

Well for starters it's my only card besides a citi dividends which is cashback. Can you churn citi?

And might as well keep 10 k coming no? Until I attain a longer credit history and apply for bigger signup bonus cards.
Title: Re: Freedom churning
Post by: smaxber on May 10, 2013, 01:27:04 PM
It's still UR points.

Side question: Are there credit pulls from switching between visa an MC?
Title: Re: Freedom churning
Post by: Marco Polo on May 10, 2013, 01:27:54 PM
It's still UR points.

Side question: Are there credit pulls from switching between visa an MC?
Not if they are just switching the card.
Title: Re: Freedom churning
Post by: smaxber on May 10, 2013, 01:30:27 PM
Not if they are just switching the card.

Any special way to go about it?
What are benefits of MC over Visa and vice versa for when I hypothetically switch back to visa?

How often can you switch between them?
Title: Re: Freedom churning
Post by: MEIR613 on May 10, 2013, 01:33:24 PM
Any special way to go about it?
What are benefits of MC over Visa and vice versa for when I hypothetically switch back to visa?

How often can you switch between them?
PUTPAC

Why would you switch on freedom
Title: Re: Freedom churning
Post by: Marco Polo on May 10, 2013, 01:34:05 PM
Any special way to go about it? Call or SM them.
What are benefits of MC over Visa and vice versa for when I hypothetically switch back to visa? Some places only accept MC/Visa

How often can you switch between them? I don't have an exact time that i would say. Try and let us know.
You will only get the signup bonus again if you apply for a MC. If you just switch to a MC from Visa, i don't believe you will get the bonus.
Title: Re: Freedom churning
Post by: smaxber on May 10, 2013, 01:41:41 PM
You will only get the signup bonus again if you apply for a MC. If you just switch to a MC from Visa, i don't believe you will get the bonus.
I believe the reps tell you you don't but Dan at the seminar said you do
But I could be misinterpreting what he said.
Btw where is the link for MC card?


Why would you switch on freedom

Currently only card and might as well earn as most points as possible in the time being till I get more cards
Title: Re: Freedom churning
Post by: Marco Polo on May 10, 2013, 01:45:54 PM
You will only get the signup bonus again if you apply for a MC. If you just switch to a MC from Visa, i don't believe you will get the bonus.
I believe the reps tell you you don't but Dan at the seminar said you do
Can anyone verify this?
Title: Re: Freedom churning
Post by: MEIR613 on May 10, 2013, 01:53:33 PM
Can anyone verify this?
You don't get points for switching Visa to MC.
Title: Re: Freedom churning
Post by: smaxber on May 10, 2013, 02:07:51 PM
You don't get points for switching Visa to MC.

So what Dan meant was only if you apply for the other?

Is there a link?
Title: Re: Freedom churning
Post by: PETERP on May 10, 2013, 02:18:09 PM
You don't get points for switching Visa to MC.

+1
Title: Re: Freedom churning
Post by: smaxber on May 10, 2013, 02:49:20 PM
+1

So to churn either switch visa to MC and apply again for visa (since easier to find link for) and close MC or apply MC and close visa?

Do they see when you switched card from visa to MC or vice versa?
Title: Re: Chase Freedom
Post by: SavingsBigtime on May 10, 2013, 02:56:54 PM

+1
+1
Title: Re: Chase Freedom
Post by: smaxber on May 10, 2013, 02:57:50 PM
+1
?
Title: Re: Freedom churning
Post by: PETERP on May 10, 2013, 03:04:26 PM
So to churn either switch visa to MC and apply again for visa (since easier to find link for) and close MC or apply MC and close visa?

Do they see when you switched card from visa to MC or vice versa?

That
Title: Re: Freedom churning
Post by: smaxber on May 10, 2013, 03:05:20 PM
That

Ok thanks PeterP!
Title: Re: Freedom churning
Post by: PETERP on May 10, 2013, 03:07:19 PM
Ok thanks PeterP!

Your welcome.
Title: Re: Chase Freedom
Post by: Thingywingy on May 19, 2013, 06:26:40 PM
Has anyone seen BP cards in Lowes recently? I was at Howell location twice in last week and could not find?
Title: Re: Chase Freedom
Post by: Redbull3 on May 23, 2013, 11:20:26 AM
Anyone else scouring the boards for people to send pennies to? Lol
Title: Re: Chase Freedom
Post by: Jay the PRESIDENT on June 03, 2013, 11:26:59 PM
Could Chase cancel cards when not activated for a certain period of time? (I am referring specifically to the freedom card if makes a difference)

they could just take points away without giving notice???
Title: Re: Chase Freedom
Post by: moko on June 03, 2013, 11:29:48 PM
Could Chase cancel cards when not activated for a certain period of time? (I am referring specifically to the freedom card if makes a difference)

they could just take points away without giving notice???
Chase can cancel a card even if activated due to inactivity (i'm assuming if its not activated, its not being used)
Title: Re: Chase Freedom
Post by: Jay the PRESIDENT on June 03, 2013, 11:32:05 PM
Chase can cancel a card even if activated due to inactivity (i'm assuming if its not activated, its not being used)

is that just chase? bec ive never heard of amex doing that

is there any chance of reinstating points or getting a better signup bonus?

Title: Re: Chase Freedom
Post by: ckmk47 on June 03, 2013, 11:53:23 PM
Anyone else scouring the boards for people to send pennies to? Lol
You can keep on top of the situation by checking out the spreadsheet.
https://docs.google.com/spreadsheet/ccc?key=0AgESizqikxYedEVRNkVtem5iSEdXY2dEckM4S3FmVnc#gid=0
Title: Re: Chase Freedom
Post by: mgarfin on June 04, 2013, 06:21:53 PM
Is there a freedom world mastercard and how can I get it?

As if I convert the SP mc to visa I might not be able to get back and I need coverage in Israel sometimes.
Title: Re: Chase Freedom
Post by: EJB on June 04, 2013, 07:44:09 PM
Is there a freedom world mastercard and how can I get it?

As if I convert the SP mc to visa I might not be able to get back and I need coverage in Israel sometimes.

No. Why would you convert the SP MC to Visa?
Title: Re: Chase Freedom
Post by: Dan on June 04, 2013, 09:14:16 PM
There is a freedom wmc though you'll pay forex with it.
Title: Re: Chase Freedom
Post by: mgarfin on June 05, 2013, 09:42:04 AM
No. Why would you convert the SP MC to Visa?
There is a freedom wmc though you'll pay forex with it.

Reading that SPMC is disappearing, and I need coverage in Israel, so when I will redy to churn SP card again, and I will need to close MC, and will only get a new SP visa, I'll get freedom card for Israel (forex you can pay cash or other tricks )

Dan, I can't find a direct Link to card do I need to convert an existing card?
Title: Re: Chase Freedom
Post by: m65 on June 05, 2013, 09:55:55 AM
if I switch my visa to wmc in middle of statement period, will my points for the spending this statement so far be lost?
Title: Chase Freedom: Master Thread
Post by: rots5 on June 05, 2013, 03:27:10 PM
Please post all questions, comments and advice about the chase freedom card here!
including UR questions, Point transfers, Quarterly Rewards. and so on

If its big news, feel free to change the subject title to grab the attention of fellow DDFers!

BUT PLEASE DO NOT START ANY NEW THREADS!
Title: Re: Chase Freedom: Master Thread
Post by: Shmulyg on June 05, 2013, 07:26:43 PM
Just to get this going: I didn't yet receive my exclusives termination letter. How long do you think i have?
Title: Re: Chase Freedom: Master Thread
Post by: MEIR613 on June 05, 2013, 07:51:13 PM
Just to get this going: I didn't yet receive my exclusives termination letter. How long do you think i have?
I think some elites are going to luck out.
Title: Re: Chase Freedom: Master Thread
Post by: Devorah on June 05, 2013, 08:13:29 PM
I just received mine - effective 8/1.
Title: Re: Chase Freedom: Master Thread
Post by: YT on June 05, 2013, 09:12:08 PM
is there a post out there describing all the freedom benefits?
Title: Re: Chase Freedom: Master Thread
Post by: lyla on June 05, 2013, 09:47:33 PM
I just received mine - effective 8/1.
I have still not received mine and I have 2 freedom accounts.  Both were converted from perfect to cash rewards plus to freedom.
Title: Re: Chase Freedom: Master Thread
Post by: itsyehuda on June 05, 2013, 11:53:56 PM

I think some elites are going to luck out.

Any basis for this? I didn't get mine yet, but the manager at my local Chase branch did, and he was upset about it.
Title: Re: Chase Freedom Master Thread
Post by: kracked dude on June 07, 2013, 02:48:03 AM
Anyone have any recent luck with SM'ing to match to the 30,000 points offer ? My bro just tried and was shot down as "that offer is no longer available"
Thanks
Title: Re: Chase Freedom Master Thread
Post by: Shmulyg on June 07, 2013, 06:39:51 AM
Anyone have any recent luck with SM'ing to match to the 30,000 points offer ? My bro just tried and was shot down as "that offer is no longer available"
Thanks
I think it's been dead for a while.
Title: Re: Chase Freedom Master Thread
Post by: Sowhat on June 07, 2013, 01:52:59 PM
I have a general question re the Chase UR.  If this is posted somewhere among the thousands of posts among the various threads, please direct me. 

Among my wife and me, we have UR points from two Freedom cards, SP and Ink (doesn't say bold or plus on the card-classic?).  Frankly, the whole transfer among these cards and then again transfer to an airline or hotel account, but not any airline or hotel just certain ones, is confusing.  Is there a UR for Dummies post?  Thanks.
Title: Re: Chase Freedom Master Thread
Post by: lifetimedeals on June 07, 2013, 03:27:38 PM
so are they taking away from freedom card holders the 10 extra points exclusives even if there on that for a while?
Title: Re: Chase Freedom Master Thread
Post by: Shmulyg on June 07, 2013, 03:44:30 PM
so are they taking away from freedom card holders the 10 extra points exclusives even if there on that for a while?
Yes. Slowly but surely.
Title: Re: Chase Freedom Master Thread
Post by: PETERP on June 08, 2013, 06:18:21 AM
I have a general question re the Chase UR.  If this is posted somewhere among the thousands of posts among the various threads, please direct me. 

Among my wife and me, we have UR points from two Freedom cards, SP and Ink (doesn't say bold or plus on the card-classic?).  Frankly, the whole transfer among these cards and then again transfer to an airline or hotel account, but not any airline or hotel just certain ones, is confusing.  Is there a UR for Dummies post?  Thanks.


Re the Bold card they came in 3 types . Depends on when you got yours, and something may have changed

Ask specific questions and you will get answers. You can transfer from Freedom to SP or INK
and freely transfer UR points bewtween Ink and SP if the names are identical or a spouse

People have mentioned some problems if spouses names don't match

Re which airlines or hotels to transfer you have to decide which work best for you. Hyatt hotels
At 22 k provide great value because you can get some $800 a night rooms for that , but if there is no
Hyatt where you plan on going they may not work for you

Usually UR to UA give the best value as far as airlines are concerned


There is a lot on info scattered and I suggest you do some reading of the United thread , the Hyatt
thread and start thinking where you want to travel to
Title: Re: Chase Freedom Master Thread
Post by: kracked dude on June 09, 2013, 07:48:04 PM
Got "the letter" :-[ "starting on or about August 1st....."
Title: Re: Chase Freedom Master Thread
Post by: WhiteWolf on June 09, 2013, 08:10:44 PM
I got the letter to. It was great while it lasted.
Title: Re: Chase Freedom Master Thread
Post by: bubbles on June 09, 2013, 08:14:19 PM
Thanks everyone for the update! At this point I don't think we need everyone who gets the letter to post though.
Title: Re: Chase Freedom Master Thread
Post by: lfas25 on June 10, 2013, 10:04:18 AM
Is there a "high" credit limit (a ceiling of how high) that they will give you or allow you to have on a Freedom card?
I know some cards have minimums.
Reason I am asking is, if I close some cards and have the CL moved to a Freedom card I want to know if at a certain point I will be told that the card can't have such a high CL.
Title: Re: Chase Freedom Master Thread
Post by: Sowhat on June 10, 2013, 12:05:52 PM

Re the Bold card they came in 3 types . Depends on when you got yours, and something may have changed

Ask specific questions and you will get answers. You can transfer from Freedom to SP or INK
and freely transfer UR points bewtween Ink and SP if the names are identical or a spouse

People have mentioned some problems if spouses names don't match

Re which airlines or hotels to transfer you have to decide which work best for you. Hyatt hotels
At 22 k provide great value because you can get some $800 a night rooms for that , but if there is no
Hyatt where you plan on going they may not work for you

Usually UR to UA give the best value as far as airlines are concerned


There is a lot on info scattered and I suggest you do some reading of the United thread , the Hyatt
thread and start thinking where you want to travel to

Thanks.  I don't travel much and am wondering whether its easier to sell them rather than go through the steps for some unplanned future trip.
Title: Re: Chase Freedom Master Thread
Post by: Sowhat on June 10, 2013, 12:07:38 PM

Ask specific questions and you will get answers.

*     *      *    *

Usually UR to UA give the best value as far as airlines are concerned


There is a lot on info scattered and I suggest you do some reading of the United thread , the Hyatt
thread and start thinking where you want to travel to

Two specific questions:  UR points left on the Freedom accounts seem to be able to be used only for  non-travel, correct?  And, how difficult is it to use the points to go to EY?  Thanks.
Title: Re: Chase Freedom Master Thread
Post by: Shmulyg on June 10, 2013, 12:44:57 PM
Two specific questions:  UR points left on the Freedom accounts seem to be able to be used only for  non-travel, correct?  And, how difficult is it to use the points to go to EY?  Thanks.
1. Correct.
2. With transferring to airlines, real easy.
Title: Re: Chase Freedom Master Thread
Post by: Sowhat on June 10, 2013, 12:59:38 PM
1. Correct.
2. With transferring to airlines, real easy.

Thanks, Shmulyg.  I guess my question needed to be narrower.  Is it worthwhile using them for ey travel?  I know the point usage depends on carrier, but whats the ballpark, and is a three day stopover in Kenya required?
Title: Re: Chase Freedom Master Thread
Post by: itsyehuda on June 11, 2013, 11:11:26 AM
Thanks, Shmulyg.  I guess my question needed to be narrower.  Is it worthwhile using them for ey travel?  I know the point usage depends on carrier, but whats the ballpark, and is a three day stopover in Kenya required?

Some of the best values will be using it for business class travel as a saver level award on United, or booking an expensive park hyatt for 22,000 hyatt points.

You might be able to find a stop in Kenya, but Europe is more typical for the guys in this forum.
Title: Re: Chase Freedom Master Thread
Post by: Dan on June 11, 2013, 04:08:42 PM
Am I the only one checking their mail with baited breath every day?
Reminds me of the Major League scenes where the players are scared to open their lockers :D
Title: Re: Chase Freedom Master Thread
Post by: Ergel on June 11, 2013, 04:09:51 PM
Am I the only one checking their mail with baited breath every day?
Reminds me of the Major League scenes where the players are scared to open their lockers :D
Got my pink slip yesterday
Title: Re: Chase Freedom Master Thread
Post by: Dan on June 11, 2013, 04:17:33 PM
Got my pink slip yesterday
But did you this ;)
t=0m47s
Title: Re: Chase Freedom Master Thread
Post by: Redbull3 on June 11, 2013, 05:12:33 PM
Am I the only one checking their mail with baited breath every day?
Reminds me of the Major League scenes where the players are scared to open their lockers :D

If you can be the only one to churn MR cards several times per year, why not be the only one to have FWE forever.
Title: Re: Chase Freedom Master Thread
Post by: AJK on June 11, 2013, 05:25:05 PM
Am I the only one checking their mail with baited breath every day?
Reminds me of the Major League scenes where the players are scared to open their lockers :D

"We'll get you yet, my pretty."
Title: Re: Chase Freedom Master Thread
Post by: Sowhat on June 11, 2013, 08:46:57 PM
Am I the only one checking their mail with baited breath every day?
Reminds me of the Major League scenes where the players are scared to open their lockers :D

Got two yesterday.
Title: is the 10 point per purchase on freedom going away?
Post by: arid on June 12, 2013, 12:15:29 AM
anyone get a letter from chase today talking about changes to the program?
it says
"currently you get 10% per dollar spent and 10 ppp. but the 10% bonus isnt on points earned on 5% catogories. now we will get 10% bonus on all purchases at one time each year and it includes points earned from bonuses""
it doesnt state that our 10ppp will still be in effect, doesnt say that it wont be though.
any one else get this?
Title: Re: is the 10 point per purchase on freedom going away?
Post by: yoss6400 on June 12, 2013, 12:17:32 AM
there is a post about this already under chase freedom
Title: Re: Chase Freedom Master Thread
Post by: Shmelly on June 12, 2013, 12:16:52 PM
So the concept of Freedom > Sapphire for any dining purchase of <$11 will be dead come August. All dining purchases regardless of size will need to be on Sapphire.
Title: Re: Chase Freedom Master Thread
Post by: MEIR613 on June 12, 2013, 12:48:34 PM
So the concept of Freedom > Sapphire for any dining purchase of <$11 will be dead come August. All dining purchases regardless of size will need to be on Sapphire.
It seems so, unless you have a different card with Cat. Bonus of restaurants which outways 2 UR per the dollar (or 2.07 if you plan to keep the card till next Feb.)

Title: Re: Chase Freedom Master Thread
Post by: kracked dude on June 20, 2013, 09:54:56 PM
From Chase email
"GET A TOTAL OF 15% CASH BACK Starting July 1, shop at Kohls.com through Chase Ultimate Rewards SM and get an extra 10% cash back … on top of your 5%!"
Title: Re: Chase Freedom Master Thread
Post by: mmermss on June 21, 2013, 06:54:29 AM
How many freedom cards does chase allow you to have? I have two freedoms and want to downgrade a SP to freedom.  Any one successful with this?
Title: Re: Chase Freedom Master Thread
Post by: meshugener on June 21, 2013, 09:03:31 AM
IIRC, Dan was successful.
Title: Re: Chase Freedom Master Thread
Post by: mmermss on June 21, 2013, 09:07:54 AM
IIRC, Dan was successful.
LOL.  I knew someone was going to write that.  I was going to edit my post saying anyone successful besides for Dan.  Dan gets things that we can wish for. :)
Title: Re: Chase Freedom Master Thread
Post by: meshugener on June 21, 2013, 09:10:38 AM
What's the big deal? Its just a phone call/ SM away.
 
Try, do you thing there's anything to lose?

I guess its easier to post on the forum...
Title: Re: Chase Freedom Master Thread
Post by: mmermss on June 21, 2013, 09:15:37 AM

I guess its easier to post on the forum...
Much  :P
Title: Re: Chase Freedom Master Thread
Post by: Dan on June 21, 2013, 10:08:12 AM
Lol. My grandfather was successful as well.
Title: Re: Chase Freedom Master Thread
Post by: mmermss on June 21, 2013, 10:20:37 AM
Lol. My grandfather was successful as well.
And you're losing that as well  :P
Title: Re: Chase Freedom Master Thread
Post by: Moishebatchy on June 23, 2013, 05:53:45 AM
Am I the only one checking their mail with baited breath every day?

"Baited"? Definitely. :P

Reminds me of the one about the smart cat who would eat cheese, then wait by the mouse hole with baited breath. ;D
Title: Re: Chase Freedom Master Thread
Post by: lifetimedeals on July 02, 2013, 11:43:57 AM
did not get in mail any notice for any changes to my freedom card does this mean I will stay and keep getting all points like before?
Title: Re: Chase Freedom Master Thread
Post by: itsyehuda on July 02, 2013, 12:32:24 PM
did not get in mail any notice for any changes to my freedom card does this mean I will stay and keep getting all points like before?

Until you get the letter. Seems to be a question of when, rather than if.
Title: Re: Chase Freedom Master Thread
Post by: YT on July 07, 2013, 06:36:19 PM
need to book southwest flights asap and i only have a united explorer and freedom- does anyone know if theres a gas station that carries southwest GCs so i can get the 5x points on my freedom?
Title: Re: Chase Freedom Master Thread
Post by: YT on July 07, 2013, 07:50:37 PM
I actually just went to about 15 gas stations on Route 4 in NJ and only one Gas Station had GCs and it was I Tunes GCs....any help?
Title: Re: Chase Freedom Master Thread
Post by: Yitz on July 07, 2013, 08:15:02 PM
I actually just went to about 15 gas stations on Route 4 in NJ and only one Gas Station had GCs and it was I Tunes GCs....any help?
I tried in Lakewood, The gentleman said come back in the morning. When he saw Freedom card he said no.
Title: Re: Chase Freedom Master Thread
Post by: YT on July 08, 2013, 08:47:22 AM
I tried in Lakewood, The gentleman said come back in the morning. When he saw Freedom card he said no.

What company Gas station was it?
Title: Re: Chase Freedom Master Thread
Post by: bubkiz on July 08, 2013, 10:05:13 AM
If you are not yet on the new Freedom rewards plan, (the letter I got said on or about Aug. 1), you should wait until you are to get the 10% bonus on all purchases including the bonus categories. (Basically giving you 5.5% on those GC's)
Title: Re: Chase Freedom Master Thread
Post by: Yitz on July 11, 2013, 04:48:38 PM
What company Gas station was it?
BP by lake
Title: Re: Chase Freedom Master Thread
Post by: 12HRS on July 31, 2013, 10:28:25 AM
Can anyone confirm getting the 10UR + 5UR for using the URMAll for gift cards at Kohls with your freedom card?
Title: Re: Chase Freedom Master Thread
Post by: lfas25 on August 12, 2013, 01:50:39 PM
5% bonus categories that have the $1500 limit is that per month or per quarter?
Title: Re: Chase Freedom Master Thread
Post by: magnus on August 12, 2013, 01:57:59 PM
5% bonus categories that have the $1500 limit is that per month or per quarter?

quarter.
Title: Re: Chase Freedom Master Thread
Post by: kracked dude on August 15, 2013, 04:09:22 PM
Just got an email announcing "New enhanced card benefits
 Your enhanced benefits include*:

• Auto Rental Collision Damage Waiver Theft and collision coverage provided for most rental cars worldwide.

• Extended Warranty Protection Extends the time period of manufacturer's warranty by one additional year.

• Purchase Protection Eligible purchases are protected for 120 days against damage or theft."

Are these really new and enhanced ??
Title: Re: Chase Freedom Master Thread
Post by: mb1 on August 15, 2013, 05:22:01 PM
Just got an email announcing "New enhanced card benefits
 Your enhanced benefits include*:

• Auto Rental Collision Damage Waiver Theft and collision coverage provided for most rental cars worldwide.

• Extended Warranty Protection Extends the time period of manufacturer's warranty by one additional year.

• Purchase Protection Eligible purchases are protected for 120 days against damage or theft."

Are these really new and enhanced ??

https://dcab3c5ae55b46ebb809-593e1b92cc87a436fd7f0167d99df68c.ssl.cf2.rackcdn.com/Visa_Freedom_V0000013_BGC10369_Eng_P.pdf
Title: Re: Chase Freedom Master Thread
Post by: menachem_m on August 15, 2013, 07:40:11 PM
CMIIW, until now only the Amex plat had lost protection.
Title: Re: Chase Freedom Master Thread
Post by: sguitarist18 on August 16, 2013, 12:54:58 AM
So - are all Freedom cards {latinum cards, and does that really make a difference?

More importantly, I'm not good at this; with all the fine print, are these protections actually any good?
Title: Re: Chase Freedom Master Thread
Post by: steeeveknowsbest on August 16, 2013, 02:33:07 AM
CMIIW, until now only the Amex plat had lost protection.
still is
this is only for damage and theft
Title: Re: Chase Freedom Master Thread
Post by: Amusch on August 22, 2013, 01:55:10 PM
Does anyone know of any gas stations that sell gas gift cards that you can buy on your (Freedom) cc?
I tried one Sunoco and one Exxon: the former said they only sell gc's for $; the latter said they don't have.

Anyone know anything about this?

Thanks
Title: Re: Chase Freedom Master Thread
Post by: sky121 on August 22, 2013, 01:59:25 PM
Does anyone know of any gas stations that sell gas gift cards that you can buy on your (Freedom) cc?
I tried one Sunoco and one Exxon: the former said they only sell gc's for $; the latter said they don't have.

Anyone know anything about this?

Thanks

Recently I've run into this more and more.  I still have tons of stations near me that will sell to CC though. I'd just keep trying. Where are you located ?
Title: Re: Chase Freedom Master Thread
Post by: Yitz on August 22, 2013, 02:12:43 PM
Recently I've run into this more and more.  I still have tons of stations near me that will sell to CC though. I'd just keep trying. Where are you located ?

where are you located
Title: Re: Chase Freedom Master Thread
Post by: lfas25 on August 22, 2013, 02:16:31 PM
Recently I've run into this more and more.  I still have tons of stations near me that will sell to CC though. I'd just keep trying. Where are you located ?

I'd love to find such a gas station in the Lakewood or Bayonne area.
Or if there is one right off the Staten Island Expressway or 440
Title: Re: Chase Freedom Master Thread
Post by: Amusch on August 23, 2013, 03:00:42 PM
Quote
Where are you located ?

I live in Queens, but almost always buy gas going to my parents (in Monsey) via PP (Sunoco) or Route 4 (various).
Title: Re: Chase Freedom Master Thread
Post by: SearchGuy on August 28, 2013, 02:22:16 PM
I just got an email offering 15 UR points per dollar at Kohl's via Ultimate Rewards (https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/marketing/page/ur_freedom_kohls_promo&dest=https%3A%2F%2Fultimaterewardsearn.chase.com%2Fme____.htm%3Fmids%3D3461%26chan%3Dc%26med%3Dem%26cont%3DKohlsQ32013StackableEmail%26source%3DKohlsQ32013StackableEmail)
Title: Re: Chase Freedom Master Thread
Post by: Jeremiah on September 02, 2013, 04:01:48 AM
I've had the freedom since march this year. Will applying again get me the 10k ur
Title: Re: Chase Freedom Master Thread
Post by: eliteflyer on September 10, 2013, 09:04:10 AM
I still haven't received the letter, and my statement dated 9/8/2013 provides for the Freedom Exclusives points. I've attached a screen shot here.
Title: Re: Chase Freedom Master Thread
Post by: IW on September 10, 2013, 11:14:59 AM
I live in a state where there is no chase bank. Can I still apply for a chase checking account via phone so I could get my 10%?
If the answer is no, can I add my name to my wife's chase checking account (she opened it before we moved) and get my 10%? Would I have to go in person to add my name or can I do it via phone?

Thanks!
Title: Re: Chase Freedom Master Thread
Post by: A European on September 12, 2013, 04:29:40 AM
I live in a state where there is no chase bank. Can I still apply for a chase checking account via phone so I could get my 10%?
Did you try to open a account online?
I add my name to my wife's chase checking account (she opened it before we moved) and get my 10%?
IMHO you have to be the primary account holder,
So the answer to your Q is No.
Title: Re: Chase Freedom Master Thread
Post by: A European on September 12, 2013, 04:47:34 AM
Will AP work for Q4?
Any thoughts?
Title: Re: Chase Freedom Master Thread
Post by: aj26 on September 12, 2013, 06:09:06 AM
No
Title: Re: Chase Freedom Master Thread
Post by: Moishebatchy on September 12, 2013, 08:03:36 AM
I still haven't received the letter, and my statement dated 9/8/2013 provides for the Freedom Exclusives points. I've attached a screen shot here.

Why is your points balance negative? :o
Title: Re: Chase Freedom Master Thread
Post by: bubbles on September 12, 2013, 08:07:50 AM
IMHO you have to be the primary account holder,
So the answer to your Q is No.
NIME
Title: Re: Chase Freedom Master Thread
Post by: A European on September 12, 2013, 08:32:57 AM
NIME
Were you able to have 2 online accounts for 1 account?
Or am I missing something?
Title: Re: Chase Freedom Master Thread
Post by: Yeki89 on September 18, 2013, 11:38:51 AM
Time to activate again!

https://creditcards.chase.com/freedom/activate?vm=r&s=1
Title: Re: Chase Freedom Master Thread
Post by: chamdena on September 22, 2013, 09:04:06 AM
Can someone please tell me how to take advantage of 5 percent back at 7 11 stores? They do not load VR with CC...
Title: Re: Chase Freedom Master Thread
Post by: AJK on September 22, 2013, 11:04:29 AM
Anyone successfully found GCs at gas stations? If so, which chains?
Title: Re: Chase Freedom Master Thread
Post by: frozy on September 22, 2013, 08:57:00 PM
So for Q4, select department stores....
Does this go for all purchases coded as department store(visa code 5311)?
Title: Re: Chase Freedom Master Thread
Post by: AnonymousUser on September 22, 2013, 10:44:58 PM
Anyone successfully found GCs at gas stations? If so, which chains?
Sunoco
Title: Re: Chase Freedom Master Thread
Post by: menachem_m on September 22, 2013, 10:48:57 PM
Sunoco
IME its cash only over there.
Title: Re: Chase Freedom Master Thread
Post by: AnonymousUser on September 22, 2013, 11:48:15 PM
IME its cash only over there.
I found one that takes CC.
Title: Re: Chase Freedom Master Thread
Post by: Thingywingy on September 24, 2013, 03:14:47 PM
There is a post somewhere with a list of GC's sold at Kohls. Anyone know where it is.  Im surprised Dan didn't mention that option in this post. http://www.dansdeals.com/archives/34489#comments (http://www.dansdeals.com/archives/34489#comments)
Title: Re: Chase Freedom Master Thread
Post by: AJK on September 24, 2013, 09:16:59 PM
You sure you're not confusing Kohl's with Lowe's?

http://www.dansdeals.com/archives/29164

Or office supply stores?

http://www.dansdeals.com/archives/26402
Title: Re: Chase Freedom Master Thread
Post by: PETERP on September 24, 2013, 09:19:58 PM
There is a post somewhere with a list of GC's sold at Kohls. Anyone know where it is.  Im surprised Dan didn't mention that option in this post. http://www.dansdeals.com/archives/34489#comments (http://www.dansdeals.com/archives/34489#comments)

Kohls has  a pretty large selection of GCs . How do you benefit by getting them there ? I  converted
12 X points sears GCs into Kohls selection A La BP. 
Title: Re: Chase Freedom Master Thread
Post by: AJK on September 24, 2013, 09:22:02 PM
Kohls has  a pretty large selection of GCs . How do you benefit by getting them there ? I  converted
12 X points sears GCs into Kohls selection A La BP.

Kohl's = 5x for 3rd quarter on freedom.
Title: Re: Chase Freedom Master Thread
Post by: Thingywingy on September 24, 2013, 11:00:30 PM
Kohl's = 5x for 3rd quarter on freedom.
+
Title: Re: Chase Freedom Master Thread
Post by: PETERP on September 24, 2013, 11:33:22 PM
Thanks AJK. Another reason to get freedom card  on my next apporama .
Title: Re: Chase Freedom Master Thread
Post by: Saver2000 on September 24, 2013, 11:39:26 PM
Thanks AJK. Another reason to get freedom card  on my next apporama .
Seriously?

Get an SP, and then Downgrade it to a freedom.
Title: Re: Chase Freedom Master Thread
Post by: PETERP on September 24, 2013, 11:47:34 PM
Usually cxl old sp when I open new SP.
That might be difficult this time
Title: Re: Chase Freedom Master Thread
Post by: avremie on September 25, 2013, 12:00:43 AM
+
im really a big admirer of rumsfeld its cool to see other are too. but sometimes i feel guilty about it afterall he screwed up badly
Title: Re: Chase Freedom Master Thread
Post by: Thingywingy on September 25, 2013, 02:13:51 AM
im really a big admirer of rumsfeld its cool to see other are too. but sometimes i feel guilty about it afterall he screwed up badly
If your a fan you should check out his book. http://www.amazon.com/Rumsfelds-Rules-Leadership-Business-Politics/dp/0062272853/ref=sr_1_1?ie=UTF8&qid=1380089572&sr=8-1&keywords=rumsfeld%27s+rules
Title: Re: Chase Freedom Master Thread
Post by: avremie on September 25, 2013, 01:03:03 PM
If your a fan you should check out his book. http://www.amazon.com/Rumsfelds-Rules-Leadership-Business-Politics/dp/0062272853/ref=sr_1_1?ie=UTF8&qid=1380089572&sr=8-1&keywords=rumsfeld%27s+rules
read it.
Title: Re: Chase Freedom Master Thread
Post by: compddd on September 25, 2013, 01:13:23 PM
Can you have 2 Freedoms at the same time? Have a Freedom from 2009 but want to downgrade my CSP to Freedom
Title: Re: Chase Freedom Master Thread
Post by: MEIR613 on September 25, 2013, 01:16:13 PM
Can you have 2 Freedoms at the same time? Have a Freedom from 2009 but want to downgrade my CSP to Freedom
Yes
Title: Re: Chase Freedom Master Thread
Post by: samtam on September 29, 2013, 02:44:15 AM
Does amazon payments count towards Q4 5%
Title: Re: Chase Freedom Master Thread
Post by: night-owl on September 29, 2013, 02:51:40 AM
no
Title: Re: Chase Freedom Master Thread
Post by: Saver2000 on September 29, 2013, 02:52:10 AM
Does amazon payments count towards Q4 5%
No.
Title: Re: Chase Freedom Master Thread
Post by: raphy781 on September 29, 2013, 03:03:57 AM
Does amazon payments count towards Q4 5%
Oh if I got a dollar for every time someone asked this question.......
Title: Re: Chase Freedom Master Thread
Post by: Super Speed on September 29, 2013, 03:52:21 AM
Does amazon payments count towards Q4 5%
Nope, sorry.

Title: Re: Chase Freedom Master Thread
Post by: Shmulyg on September 29, 2013, 05:10:15 AM
Oh if I got a dollar for every time someone asked this question.......
Or for every time someone answers it... :)
Title: Re: Chase Freedom Master Thread
Post by: Zevwolf on October 03, 2013, 03:07:18 PM
which department stores do you get 5ppd for Q4?
Title: Re: Chase Freedom Master Thread
Post by: Dan on October 03, 2013, 03:24:08 PM
http://www.dansdeals.com/archives/34735
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on October 06, 2013, 08:03:01 PM
Are there any department stores that qualify for Q4 Freedom Bonus that sell Visa/MC GCs? If so which ones?
Title: Re: Chase Freedom Master Thread
Post by: A European on October 13, 2013, 12:46:54 PM
10*10 + 10% !
Title: Re: Chase Freedom Master Thread
Post by: ice man on October 13, 2013, 02:52:12 PM
Does Amazon payments count for the Q4 spending bonuses?
Title: Re: Chase Freedom Master Thread
Post by: menachem_m on October 13, 2013, 02:54:29 PM
Another dollar! :))
Title: Re: Chase Freedom Master Thread
Post by: A European on October 13, 2013, 02:56:08 PM
Does Amazon payments count for the Q4 spending bonuses?
No.

Oh if I got a dollar for every time someone asked this question.......


Or for every time someone answers it... :)


Title: Re: Chase Freedom Master Thread
Post by: ayman on October 22, 2013, 02:41:41 PM
Bought Kohls GC thru UR Mall for 15 ppd (10 from the mall, 5 from freedom) + 10% exclusives= 16.5 ppd. Intend to switch for CVS GC and either buy VR (if possible) or sell on plastic jungle (as Kohls for 16% off) for a max of 0.97 cpp. and min .30 cpp. Is there a mistake with my math?
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on October 22, 2013, 08:11:20 PM
Are there any department stores that qualify for Q4 Freedom Bonus that sell Visa/MC GCs? If so which ones?

BUMP
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on October 22, 2013, 08:42:47 PM
Bought Kohls GC thru UR Mall for 15 ppd (10 from the mall, 5 from freedom) + 10% exclusives= 16.5 ppd. Intend to switch for CVS GC and either buy VR (if possible) or sell on plastic jungle (as Kohls for 16% off) for a max of 0.97 cpp. and min .30 cpp. Is there a mistake with my math?

You can't buy VR with a CVS gc.

http://www.cvs.com/promo/promoLandingTemplate.jsp?promoLandingId=giftcards
Title: Re: Chase Freedom Master Thread
Post by: ayman on October 22, 2013, 11:51:11 PM
I know what it says there, I'm curious to know if ppl have experienced otherwise. ;)
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on October 23, 2013, 08:32:00 AM
I went into 2 different CVSs and both said you cant purchase any sort of prepaid card with CVS gift cards.
Title: Re: Chase Freedom Master Thread
Post by: AharonInIsrael on October 23, 2013, 10:20:49 AM
Will AP count for the Freedom in the NEXT quarter? ;)
How far in advance do they usually announce the next spending categories?
Title: Re: Chase Freedom Master Thread
Post by: Super Speed on October 23, 2013, 11:48:56 AM
Will AP count for the Freedom in the NEXT quarter? ;)
How far in advance do they usually announce the next spending categories?
Nope.

Title: Re: Chase Freedom Master Thread
Post by: AharonInIsrael on October 23, 2013, 03:20:19 PM
Nope.


My second question was the actual question. How far in advance do they usually announce the new categories?
Title: Re: Chase Freedom Master Thread
Post by: evanstall on December 15, 2013, 06:41:27 PM
I read on DDF that adding AU's to Freedom card helps build credit. I called Chase requesting to add a few AU's to my 15 year old Freedom and requested that their SS# and B'day be added, i was told that they can only add AU's with just a name and cannot add an SS# nor B'day.

What should I do? Will just adding their name help their credit? How?
Title: Re: Chase Freedom Master Thread
Post by: Ephraimh on December 15, 2013, 07:15:52 PM
I read on DDF that adding AU's to Freedom card helps build credit. I called Chase requesting to add a few AU's to my 15 year old Freedom and requested that their SS# and B'day be added, i was told that they can only add AU's with just a name and cannot add an SS# nor B'day.

What should I do? Will just adding their name help their credit? How?
yes! just by adding their name it will help their score.
In fact, I added a friend w/ 0 credit history a couple of months ago, with his name only, and the entire card history showed up on his report... don't ask me how... NSA??::)
Title: Re: Chase Freedom Master Thread
Post by: ice man on December 15, 2013, 07:21:58 PM
Even a hebrew name?
Title: Re: Chase Freedom Master Thread
Post by: Shmulyg on December 15, 2013, 07:38:36 PM
Even a hebrew name?
If it's his legal name, why would there be a difference?
Title: Re: Chase Freedom Master Thread
Post by: Ephraimh on December 15, 2013, 07:39:09 PM
Even a hebrew name?
Well if that Hebrew name is on his social, then Yes. ::)
Title: Re: Chase Freedom Master Thread
Post by: ice man on December 15, 2013, 07:40:01 PM
If it's his legal name, why would there be a difference?
I mean if a person has both hebrew and english name. If the AU has the hebrew name on the card, do they attribute it to the person or not?
Title: Re: Chase Freedom Master Thread
Post by: Ephraimh on December 15, 2013, 07:43:52 PM
I mean if a person has both hebrew and english name. If the AU has the hebrew name on the card, do they attribute it to the person or not?
if by 'English name' you mean the one on his social security card and by 'Hebrew name' you mean the one that is NOT on his social, then no... they're not THAT sophisticated....;D
Title: Re: Chase Freedom Master Thread
Post by: ice man on December 15, 2013, 08:16:38 PM
if by 'English name' you mean the one on his social security card and by 'Hebrew name' you mean the one that is NOT on his social, then no... they're not THAT sophisticated....;D
Ok, just making sure. You never know with the NSA...
Title: Re: Chase Freedom Master Thread
Post by: Ephraimh on December 15, 2013, 08:36:27 PM
Ok, just making sure. You never know with the NSA...
A Chase rep once told me she too has no idea how they track it down, but somehow they mange to do it
Title: Re: Chase Freedom Master Thread
Post by: Shmulyg on December 15, 2013, 09:03:02 PM
A Chase rep once told me she too has no idea how they track it down, but somehow they mange to do it
Reps know nothing!!! (Please say that five time out loud! :) )
Title: Re: Chase Freedom Master Thread
Post by: berele on December 16, 2013, 12:34:54 PM
Hey guys I noticed someone mentioned that they bought a kohls gift card through the UR mall then traded it for a cvs gift card. Can you explain how you did that?
Title: Re: Chase Freedom Master Thread
Post by: Flying Fish on December 17, 2013, 10:07:36 AM
A Chase rep once told me she too has no idea how they track it down, but somehow they mange to do it
What's especially interesting is what happens when there are multiple people with same name, do they all get the history?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 18, 2013, 01:33:02 AM
Question: how can I tell how much I spend in this quarter's bonus categories? As the month is almost over, I want to buy an Amazon GC to max out the category, but I can't find it on chase's website. Do I have to total up my amazon purchases manually?

Thanks!
Title: Re: Chase Freedom Master Thread
Post by: popcorn1508 on December 18, 2013, 01:42:56 AM
What's especially interesting is what happens when there are multiple people with same name, do they all get the history?
I'm sure they match it up with other information like your address
Title: Re: Chase Freedom Master Thread
Post by: CountValentine on December 18, 2013, 02:06:31 AM
I'm sure they match it up with other information like your address
There are numerous pieces of information that they use. Each is assigned a weight. Just like the algorithm to figure out your score this information is well guarded.
Title: Re: Chase Freedom Master Thread
Post by: SPLP on December 18, 2013, 08:36:25 AM
There are numerous pieces of information that they use. Each is assigned a weight. Just like the algorithm to figure out your score this information is well guarded.

sometimes when a c.c. co. wants to verify who u are they ask a few multi choice questions -- I understand when ask where i lived 30 years ago or what car i bought -- but do not understand when they ask about  (multi choice question)  pick the name of a relative -- or where they live -- so much personal info is on "public records "
Title: Re: Chase Freedom Master Thread
Post by: zh cohen on December 18, 2013, 09:24:27 AM
sometimes when a c.c. co. wants to verify who u are they ask a few multi choice questions -- I understand when ask where i lived 30 years ago or what car i bought -- but do not understand when they ask about  (multi choice question)  pick the name of a relative -- or where they live -- so much personal info is on "public records "

That's the point. They get that info from public record. If you would have to search to find the answers they can tell that it's taking you time to answer. In theory someone can find everything there is to know about you before they call but...
Title: Re: Chase Freedom Master Thread
Post by: Flying Fish on December 18, 2013, 12:55:24 PM
I'm sure they match it up with other information like your address
I was under the impression that this works even for non-family members.
Title: Re: Chase Freedom Master Thread
Post by: bb1836 on December 25, 2013, 03:17:54 PM
i have a sapphire that i want to downgrade to the freedom, but i wont be eligible for the 20k sign-up bonus that comes with it... any suggestions? (keep in mind i also have the ib so the sapphire isnt giving me anything extra at this point)
Title: Re: Chase Freedom Master Thread
Post by: Zevwolf on December 25, 2013, 03:36:59 PM
Downgrade to regular sapphire.
Title: Re: Chase Freedom Master Thread
Post by: berele on December 27, 2013, 09:34:21 AM
When buying gift cards from the gas stations eg like buying visa gift cards from sunoco if I buy it as a 500 dollar card will it raise the ire of chase to close down my card and/or to not give me the 5 points when they see a 500 dollar charge to a gas station? anyone who's had experience with this who can help will be appreciated
Title: Re: Chase Freedom Master Thread
Post by: itsyehuda on December 29, 2013, 02:15:15 AM
When buying gift cards from the gas stations eg like buying visa gift cards from sunoco if I buy it as a 500 dollar card will it raise the ire of chase to close down my card and/or to not give me the 5 points when they see a 500 dollar charge to a gas station? anyone who's had experience with this who can help will be appreciated

It's fine. Fraud Dept. may block the charge, you can clear it up by calling them. You may also want to call and make a spend notification before you swipe the card. Just don't tell them it's for Vanilla Reloads.
Title: Re: Chase Freedom Master Thread
Post by: berele on December 29, 2013, 09:38:41 AM
It's fine. Fraud Dept. may block the charge, you can clear it up by calling them. You may also want to call and make a spend notification before you swipe the card. Just don't tell them it's for Vanilla Reloads.
thank a lot. Btw, is it just easier to buy them in 100-200 $ blocks, because that can technically be a legitimate charge by a gas station, or go for 500. What's your suggestion?
Title: Re: Chase Freedom Master Thread
Post by: TC610 on December 29, 2013, 08:53:02 PM
thank a lot. Btw, is it just easier to buy them in 100-200 $ blocks, because that can technically be a legitimate charge by a gas station, or go for 500. What's your suggestion?

Easier?  Maybe.  But it's going to cost you.  There's a $3.95 fee per VR card, so if you load it with $100 you're paying a roughly 4% fee.  If you load for $500, then you're paying a 0.8% fee.
Title: Re: Chase Freedom Master Thread
Post by: itsyehuda on January 01, 2014, 11:23:14 AM
thank a lot. Btw, is it just easier to buy them in 100-200 $ blocks, because that can technically be a legitimate charge by a gas station, or go for 500. What's your suggestion?

No. The fraud department is there to protect your account, not to stop you from buying the stuff that you want. Just start buying them a few times and it will establish a pattern of spend. After that, they will stop flagging the transactions.

If you're the type to be embarrassed by a decline, you can call in and set a spend notification on the card.
Title: Re: Chase Freedom Master Thread
Post by: Pupashtetl on January 01, 2014, 01:12:17 PM
What number do i call to get a reconsideration for chase freedom?
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on January 01, 2014, 01:20:13 PM
What number do i call to get a reconsideration for chase freedom?
http://forums.dansdeals.com/index.php?topic=8398.0
Title: Re: Chase Freedom Master Thread
Post by: aj26 on January 01, 2014, 03:35:49 PM
Do I get 10% bonus at year end on points from ur mall as well?
Is it better to use sapphire or freedom for ur mall?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on January 01, 2014, 04:08:45 PM
Does anyone know if I can use my Freedom to buy gas at Costco (they have the best prices around here)?

Thanks
Title: Re: Chase Freedom Master Thread
Post by: A European on January 01, 2014, 04:46:40 PM
Could I apply for the visa and switch with the  MC by calling recon?
Title: Re: Chase Freedom Master Thread
Post by: AharonInIsrael on January 01, 2014, 05:00:04 PM
Could I apply for the visa and switch to MC with recon?
I thought they're not issuing MC any more, no?
Does anyone know if I can use my Freedom to buy gas at Costco (they have the best prices around here)?

Thanks
You can use it to buy from them. Are you asking if they're registered as a gas station? I'd think not, but you can ask at Costco (I think there's a list too, but don't have it handy).
Title: Re: Chase Freedom Master Thread
Post by: A European on January 01, 2014, 05:19:44 PM
I thought they're not issuing MC any more, no?
My bad, I fixed my original post.
Title: Re: Chase Freedom Master Thread
Post by: jbbenz on January 02, 2014, 12:18:01 AM
Does anyone know if I can use my Freedom to buy gas at Costco (they have the best prices around here)?

Thanks

Acording to this post that Dan wrote :

http://www.dansdeals.com/archives/37798

There is a link to the visa merchant categorization site this should be able to tell you if Costco is considered under the gas station category.
If I am wrong please someone correct me ::) 
Title: Re: Chase Freedom Master Thread
Post by: etech0 on January 02, 2014, 11:45:05 AM
Acording to this post that Dan wrote :

http://www.dansdeals.com/archives/37798

There is a link to the visa merchant categorization site this should be able to tell you if Costco is considered under the gas station category.
If I am wrong please someone correct me ::)

Super! I was looking for that link, but couldn't remember where I'd seen it. For future reference: https://www.visa.com/supplierlocator/index.jsp
Title: Re: Chase Freedom Master Thread
Post by: berele on January 02, 2014, 03:07:33 PM
No. The fraud department is there to protect your account, not to stop you from buying the stuff that you want. Just start buying them a few times and it will establish a pattern of spend. After that, they will stop flagging the transactions.

If you're the type to be embarrassed by a decline, you can call in and set a spend notification on the card.
thanks a lot really appreciated
Title: Re: Chase Freedom Master Thread
Post by: Thingywingy on January 02, 2014, 07:39:57 PM
If you shop through the UR mall, you get 5x points at GAP.
Title: Freedom Annual Bonus
Post by: jewdkoff on January 04, 2014, 09:31:28 PM
Hey everyone,

When will I be receiving the annual 10% bonus for having a Freedom and a chase checking account? I called Chase to ask about it but they spoke to me like I was crazy.

Thanks!
Title: Re: Freedom Annual Bonus
Post by: aj26 on January 04, 2014, 10:29:10 PM
probably in february.
Anyone know if this applys to ur mall points?
Title: Re: Freedom Annual Bonus
Post by: jewdkoff on January 04, 2014, 10:31:56 PM
I have a sapphire that should also be receiving the bonus. If I downgrade it to a Freedom will I still receive the bonus on it?
Title: Re: Freedom Annual Bonus
Post by: lyla on January 05, 2014, 12:46:31 AM
I have a sapphire that should also be receiving the bonus. If I downgrade it to a Freedom will I still receive the bonus on it?
Only the sapphire preferred comes with the 7% bonus. Try to wait until February to downgrade.
Title: Re: Chase Freedom Master Thread
Post by: jewdkoff on January 05, 2014, 11:25:34 AM
Acording to this post that Dan wrote :

http://www.dansdeals.com/archives/37798

There is a link to the visa merchant categorization site this should be able to tell you if Costco is considered under the gas station category.
If I am wrong please someone correct me ::)

Doesn't Costco gas only accept AMEX? (I could be wrong on that one)
Title: Re: Freedom Annual Bonus
Post by: AharonInIsrael on January 05, 2014, 12:15:09 PM
probably in february.
Anyone know if this applys to ur mall points?
It applies to any points earnings you have (ie just not sign up bonus)
Title: Re: Chase Freedom Master Thread
Post by: etech0 on January 05, 2014, 07:32:40 PM
Doesn't Costco gas only accept AMEX? (I could be wrong on that one)

For sure inside the store they only take AMEX. For gas, I'm not sure. But as it turns out I don't think they count as a gas station (as per that Visa website), so I don't think it matters much.
Title: Re: Chase Freedom Master Thread
Post by: jewdkoff on January 05, 2014, 09:12:57 PM
Has anyone had recent luck with downgrading a Sapphire to get 2 Freedom cards? What's the trick to this?
Title: Re: Chase Freedom Master Thread
Post by: Yitz on January 05, 2014, 09:50:04 PM
Doesn't Costco gas only accept AMEX? (I could be wrong on that one)
Only amex
Title: Re: Chase Freedom Master Thread
Post by: mawmaw on January 05, 2014, 10:23:07 PM
Only amex
+1 amex and debit with pin only
Title: Re: Freedom Annual Bonus
Post by: Redbull3 on January 06, 2014, 12:09:54 PM
probably in february.
Anyone know if this applys to ur mall points?
It applies to any points earnings you have (ie just not sign up bonus)
I don't see why the UR mall would be included in the 10% freedom bonus; that has nothing to do with the freedom card.
Title: Re: Freedom Annual Bonus
Post by: etech0 on January 06, 2014, 01:07:23 PM
I don't see why the UR mall would be included in the 10% freedom bonus; that has nothing to do with the freedom card.

Do you get the points if you use the UR mall, but pay with a different CC?
Title: Re: Chase Freedom Master Thread
Post by: raphy781 on January 06, 2014, 01:52:14 PM
Yes.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on January 06, 2014, 02:04:11 PM
Yes.

Doesn't it say "Check out with your Chase card and your extra points will automatically appear on your statement."???
Title: Re: Chase Freedom Master Thread
Post by: hokey91 on January 07, 2014, 01:08:28 PM
I have a fairly low credit limit on my chase freedom card, and my credit limit has not been increased in a couple of years. This is the complete opposite of my amex card which has tripled it's credit limit over the past year and a half.

I called Chase to see what I can do, and they say it's an automatic process that occurs "every so often". When I asked them to increase my limit, they said they had to do a hard credit pull just to do so, which kind of defeats the purpose...does anyone have any ideas as to how I can get this done??????

TIA
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on January 07, 2014, 01:09:29 PM
Get another chase card
Title: Re: Chase Freedom Master Thread
Post by: Redbull3 on January 07, 2014, 05:45:06 PM
Doesn't it say "Pay with your Chase card and the extra points you earn will be credited to your account."

FTFY

"Chase card" doesn't come to exclude other cards. Good marketing no?
Title: Re: Chase Freedom Master Thread
Post by: yitzyul on January 07, 2014, 09:03:17 PM
What should I get. THey will only approve me for 1. Chase freedom or Saphire. (I have chase bank acct).

If I get freedom, I don't have a bother card (other then explorer) to transfer the points too?
Title: Re: Chase Freedom Master Thread
Post by: A European on January 08, 2014, 01:28:59 AM
What should I get. THey will only approve me for 1. Chase freedom or Saphire. (I have chase bank acct).

If I get freedom, I don't have a bother card (other then explorer) to transfer the points too?
What's your Question if 20.000 UR is more then 45.000 UR?  ;)

Or do you want we should encourage you to HUCA?
Title: Re: Chase Freedom Master Thread
Post by: yitzyul on January 08, 2014, 08:38:06 AM
What's your Question if 20.000 UR is more then 45.000 UR?  ;)

Or do you want we should encourage you to HUCA?

If I understood correctly, if you have a chase bank account, Freedom is better?
Title: Re: Chase Freedom Master Thread
Post by: A European on January 08, 2014, 09:32:33 AM
If I understood correctly, if you have a chase bank account, Freedom is better?
But with out the sapphire your freedom is worthless.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on January 08, 2014, 10:22:43 AM
But with out the sapphire your freedom is worthless.

Does that have to be the Sapphire Preferred, or can the regular Sapphire also be used to transfer points?
Title: Re: Chase Freedom Master Thread
Post by: SamKey on January 08, 2014, 11:36:31 AM
Does that have to be the Sapphire Preferred, or can the regular Sapphire also be used to transfer points?
preferred
Title: Re: Chase Freedom Master Thread
Post by: etech0 on January 08, 2014, 11:37:01 AM
preferred
Oh well! How about the United Explorer?
Title: Re: Chase Freedom Master Thread
Post by: A European on January 08, 2014, 03:34:31 PM
Oh well! How about the United Explorer?
$ ≠ €
Title: Re: Chase Freedom Master Thread
Post by: sam i am on January 09, 2014, 11:15:27 PM
I just looked at T&C for current signup bonus offer and it says:
This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.
Is this new or it's old but not enforced?
Title: Re: Chase Freedom Master Thread
Post by: shmooz on January 15, 2014, 04:16:35 PM
Having trouble finding gc at gas stations.
7-11  found with vanilla reload and visa, but credit won't work in the machines, only debit. It is hard coded.

Anyone having success and can share?

Title: Re: Chase Freedom Master Thread
Post by: avrumy22 on January 15, 2014, 07:43:02 PM
Anyone have any luck SM for the 20k signup bonus?
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on January 22, 2014, 11:55:16 AM
Anyway to see how many points earned per transaction (on the Sapphire I can see it when expending the transaction)?
Title: Re: Chase Freedom Master Thread
Post by: milechazzer on January 22, 2014, 12:52:10 PM
Can anyone clarify how the rental coverage works with the Chase Freedom MasterCard?  If one is renting a car in the US, and does not own a car or maitain any auto insurance policy, and pays with this credit card, will MasterCard provide primary insurance on the rental?

thx
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on January 22, 2014, 12:58:23 PM
Can anyone clarify how the rental coverage works with the Chase Freedom MasterCard?  If one is renting a car in the US, and does not own a car or maitain any auto insurance policy, and pays with this credit card, will MasterCard provide primary insurance on the rental?

thx
If you have no car insurance, what would it be secondary to?
Title: Re: Chase Freedom Master Thread
Post by: milechazzer on January 22, 2014, 01:01:38 PM
If you have no car insurance, what would it be secondary to?

Just asking/confirming whether they provide primary insurance in this situation.

thx
Title: Re: Chase Freedom Master Thread
Post by: AJK on January 22, 2014, 01:24:53 PM
Can one downgrade SP to Freedom?
Title: Re: Chase Freedom Master Thread
Post by: raphy781 on January 22, 2014, 05:04:06 PM
Can one downgrade SP to Freedom?
Has something changed recently?
Title: Re: Chase Freedom Master Thread
Post by: AJK on January 22, 2014, 05:11:00 PM
Meaning?
Title: Re: Chase Freedom Master Thread
Post by: raphy781 on January 22, 2014, 06:29:02 PM
I remember seeing reports of success a few months back in the Chase sapphire thread.
Title: Re: Chase Freedom Master Thread
Post by: AJK on January 22, 2014, 06:29:32 PM
So it is possible. Great.
Title: Re: Chase Freedom Master Thread
Post by: raphy781 on January 22, 2014, 06:37:19 PM
So it is possible. Great.
They may give you a hard time about having multiple freedom cards.
Title: Re: Chase Freedom Master Thread
Post by: htg123 on January 22, 2014, 06:49:52 PM
Again.... Has Anybody had success getting one vanilla cards from 7-11 and swiping a freedom card?
Title: Re: Chase Freedom Master Thread
Post by: AJK on January 22, 2014, 06:56:10 PM
Yes.
Title: Re: Chase Freedom Master Thread
Post by: TC610 on January 22, 2014, 10:49:51 PM
Again.... Has Anybody had success getting one vanilla cards from 7-11 and swiping a freedom card?

Just did it today.
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on January 27, 2014, 11:23:17 AM
Just did it today.

Anyone have any success in NYC? Ive tried 3 7-Elevens and they've all said no. One (a brand new one) said they were told by corporate not to allow Credit or Debit.
Title: Re: Chase Freedom Master Thread
Post by: shmooz on January 31, 2014, 11:03:25 AM
Anyone have any success in NYC? Ive tried 3 7-Elevens and they've all said no. One (a brand new one) said they were told by corporate not to allow Credit or Debit.

I did it at 2 in the beginning of the week, but went back now and they both said no. One was the same cashier who said she was told not too. Too bad I waited, but did not want to do so much at once.
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on February 09, 2014, 08:12:17 PM
can you just transfer all your SP points to freedom and get a 10% bonus instead of 7%?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on February 09, 2014, 10:29:04 PM
can you just transfer all your SP points to freedom and get a 10% bonus instead of 7%?
+1 That would be amazing! Sounds too good to be true, tho...
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on February 09, 2014, 11:05:53 PM
+1 That would be amazing! Sounds too good to be true, tho...

that's what i'm thinking too but idk
Title: Re: Chase Freedom Master Thread
Post by: Redbull3 on February 10, 2014, 11:57:35 AM
I have no idea but I would think you will end up missing out on either bonus, sans HUCA.
Title: Re: Chase Freedom Master Thread
Post by: AharonInIsrael on February 11, 2014, 03:24:19 AM
can you just transfer all your SP points to freedom and get a 10% bonus instead of 7%?
I'm pretty sure the bonus is on points you early using that card (not the points just connected to that card), so that shouldn't help
Title: Re: Chase Freedom Master Thread
Post by: Red on February 11, 2014, 05:24:56 AM
I'm pretty sure the bonus is on points you early using that card (not the points just connected to that card), so that shouldn't help
It actually used to work.
Title: Re: Chase Freedom Master Thread
Post by: AharonInIsrael on February 11, 2014, 06:48:21 AM
I stand corrected :)
Title: Re: Chase Freedom Master Thread
Post by: etech0 on February 11, 2014, 10:11:02 AM
I have no idea but I would think you will end up missing out on either bonus, sans HUCA.
As long as you don't end up losing both bonuses, can't hurt to try!
Title: Re: Chase Freedom Master Thread
Post by: raccah on February 18, 2014, 01:14:15 AM
Hello Guys!

I checked my Feb statement for Freedom card and the chase bank account bonus looked low (like 50% low). So, I called them and they said, my bonus only started in august of 2013! WHAT? I have had the card for years and got the bank account in November. But, what is that about??

Is it a lie and need to HUCA???
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on February 18, 2014, 10:15:15 AM
Hello Guys!

I checked my Feb statement for Freedom card and the chase bank account bonus looked low (like 50% low). So, I called them and they said, my bonus only started in august of 2013! WHAT? I have had the card for years and got the bank account in November. But, what is that about??

Is it a lie and need to HUCA???
Until Aug you were in the exclusives program that paid you 10 points bonus per transaction.  Only in Aug were you transferred to this new program.  So I assume it will be the same for all of us with old Freedom cards.
Title: Chase Freedom Master Thread
Post by: Penguin711 on February 18, 2014, 10:18:02 AM

It actually used to work.


Does that mean it no longer works?
Title: Re: Chase Freedom Master Thread
Post by: princea143 on February 20, 2014, 03:42:58 AM
Anyone have any success in NYC? Ive tried 3 7-Elevens and they've all said no. One (a brand new one) said they were told by corporate not to allow Credit or Debit.

Yah, I'm in CA, and no 7-Eleven will allow me to buy VRs nor OVs in my 5 mile radius.  Any other alternatives, tip, and/or tricks?  Wanna use my 5% before Q2.   :-\
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on February 20, 2014, 07:36:34 AM
Yah, I'm in CA, and no 7-Eleven will allow me to buy VRs nor OVs in my 5 mile radius.  Any other alternatives, tip, and/or tricks?  Wanna use my 5% before Q2.   :-\


Drive further than 5 miles
Title: Re: Chase Freedom Master Thread
Post by: princea143 on February 21, 2014, 02:54:12 AM

Drive further than 5 miles

Ha yah did a 10 mile radius today. 7-eleven here has a block on VRs so I got GCs instead. Found 1 CVS that allowed VRs with a CC.   :D
Title: Re: Chase Freedom Master Thread
Post by: etech0 on February 21, 2014, 09:20:44 AM
Ha yah did a 10 mile radius today. 7-eleven here has a block on VRs so I got GCs instead. Found 1 CVS that allowed VRs with a CC.   :D
VR? Where? Where? WHERE?
Title: Re: Chase Freedom Master Thread
Post by: princea143 on February 22, 2014, 02:25:00 AM
VR? Where? Where? WHERE?
CA (Long Beach)
Title: Re: Chase Freedom Master Thread
Post by: avrumy22 on February 28, 2014, 12:59:19 PM
Just got approved for freedom. How to I transfer my points from SP to freedom?
Title: Re: Chase Freedom Master Thread
Post by: sky121 on February 28, 2014, 01:01:07 PM
Just got approved for freedom. How to I transfer my points from SP to freedom?


UltimateRewards.com

Why are you switching them over?
Title: Re: Chase Freedom Master Thread
Post by: avrumy22 on February 28, 2014, 01:03:09 PM

UltimateRewards.com

Why are you switching them over?

I want to close my SP and store the points. eventually Ill reopen a SP when I want to use them.
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on February 28, 2014, 04:30:28 PM
I want to close my SP and store the points. eventually Ill reopen a SP when I want to use them.
+1
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 03, 2014, 12:11:44 PM
Hi, I wonder if anyone can advise me.
I just saw today that Chase closed my freedom card with no warning. I have the card for a year, a bank account i dont use with them the money is just sitting there (so i can get the 10/10 bonus), and i have never missed a payment.

I called today and the csr sent me to a lender. she said i have high CL and my personal credit history is only 5 years. (I was AU for 4 years before then) and they decided I am too much of a credit risk. within the past 24 months i had 5 credit inquiries....     I said you just approved me last month for a CL increase which i did not request! i argued with her and she didnt budge. I asked to speak to a supervisor and after being on hold for a few minutes she said no one was available, but they would call within the next 24 hours. I'm also concerned that they closed it and even if they open it again they will not reinstate me into the grandfathered freedom awards program.

I just did an AOR last week for 3 new chase cards. as of now 1 is approved and 2 are pending 7-10 days, so i hope i got them all. the card they gave me has a 13,000 cl... my previouse cl on my freedom was 1500 before the increase...

they are just all over the place here with different conflicting actions.
what should i do? any advice for a n00b?
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on March 03, 2014, 12:13:22 PM
Hi, I wonder if anyone can advise me.
I just saw today that Chase closed my freedom card with no warning. I have the card for a year, a bank account i dont use with them the money is just sitting there (so i can get the 10/10 bonus), and i have never missed a payment.

I called today and the csr sent me to a lender. she said i have high CL and my personal credit history is only 5 years. (I was AU for 4 years before then) and they decided I am too much of a credit risk. within the past 24 months i had 5 credit inquiries....     I said you just approved me last month for a CL increase which i did not request! i argued with her and she didnt budge. I asked to speak to a supervisor and after being on hold for a few minutes she said no one was available, but they would call within the next 24 hours. I'm also concerned that they closed it and even if they open it again they will not reinstate me into the grandfathered freedom awards program.

I just did an AOR last week for 3 new chase cards. as of now 1 is approved and 2 are pending 7-10 days, so i hope i got them all. the card they gave me has a 13,000 cl...

they are just all over the place here with different conflicting actions.
what should i do? any advice for a n00b?

Sometimes they will close an account they deem "inactive" to help approve new apps.
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 03, 2014, 12:44:11 PM
But what about his grandfathered Freedom?  Would he be able to negotiate reopening it?  What should he offer to them? How should he approach the negotiations?
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on March 03, 2014, 12:47:41 PM
But what about his grandfathered Freedom?  Would he be able to negotiate reopening it?  What should he offer to them? How should he approach the negotiations?

IME it's easy to get them to reopen the card but not to the old terms :-\
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 03, 2014, 12:57:28 PM
Didn't know Freedom cards were grandfathered in. I thought the per swipe bonus was dead...
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 03, 2014, 01:45:10 PM
Sometimes they will close an account they deem "inactive" to help approve new apps.

i use my account all the time! as a matter of fact i knew something was wrong because my subscribe and save didnt want to go through, they were on my freedom card.
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 03, 2014, 02:19:06 PM
Didn't know Freedom cards were grandfathered in. I thought the per swipe bonus was dead...
Apparently some lucky cards still have it.
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 04, 2014, 10:43:06 AM
So no advice? I just saw I was denied for the sapphire, should I try to call reconsideration and get that approved with this Mrs going on, or resolve this first?
Title: Re: Chase Freedom Master Thread
Post by: PETERP on March 04, 2014, 01:44:11 PM
So no advice? I just saw I was denied for the sapphire, should I try to call reconsideration and get that approved with this Mrs going on, or resolve this first?

You would be surprised at how badly Chase communicates with itself . Why not try .
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 05, 2014, 11:54:47 AM
called again today, as i didn't receive a call back yesterday. The CSR supervisor was very surprised, but couldnt help. xfered me to Lending as she finally found a note its from their decision. They still refused to budge. they say my credit history isnt long enough, too much credit extended to me, agressive seeking of new credit is worrisome... and they are comfortable with their decision. should i concede defeat?
Title: Re: Chase Freedom Master Thread
Post by: HDS on March 05, 2014, 11:58:53 AM
Can you offer to move some credit from another card?
Title: Re: Chase Freedom Master Thread
Post by: Freddie on March 05, 2014, 12:01:50 PM
This is a REALLY stupid question so please don't blast me!

After having the Freedom for about six months, I finally realized that the per-swipe bonus that everyone was raving about... doesn't exist anymore!

I've been putting all my parking meters and cans of soda on this card like a dope.

Here's my question... this card is NOT that great for everyday spend anymore, yes? Really it's just good for the quarterly bonus categories and since it has no AF, it's worth keeping.

Am I correct? Am I still missing something?
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on March 05, 2014, 12:05:25 PM
This is a REALLY stupid question so please don't blast me!

After having the Freedom for about six months, I finally realized that the per-swipe bonus that everyone was raving about... doesn't exist anymore!

I've been putting all my parking meters and cans of soda on this card like a dope.

Here's my question... this card is NOT that great for everyday spend anymore, yes? Really it's just good for the quarterly bonus categories and since it has no AF, it's worth keeping.

Am I correct? Am I still missing something?

Sorry but I will have to blast you....... YOU SHOULD NOT BE DRINKING SODA!!!

I only use it for the bonus categories
Title: Re: Chase Freedom Master Thread
Post by: HDS on March 05, 2014, 12:10:28 PM
Sorry but I will have to blast you....... YOU SHOULD NOT BE DRINKING SODA!!!

I only use it for the bonus categories

+10  ;)
Title: Re: Chase Freedom Master Thread
Post by: lfas25 on March 05, 2014, 12:10:34 PM
This is a REALLY stupid question so please don't blast me!

After having the Freedom for about six months, I finally realized that the per-swipe bonus that everyone was raving about... doesn't exist anymore!

I've been putting all my parking meters and cans of soda on this card like a dope.

Here's my question... this card is NOT that great for everyday spend anymore, yes? Really it's just good for the quarterly bonus categories and since it has no AF, it's worth keeping.

Am I correct? Am I still missing something?

Check you statement.. for some people it still does exist.
Title: Re: Chase Freedom Master Thread
Post by: Freddie on March 05, 2014, 12:14:43 PM
Sorry but I will have to blast you....... YOU SHOULD NOT BE DRINKING SODA!!!

I only use it for the bonus categories

Oh right, you're a dentist! What else shouldn't I be doing? Maybe you can start a thread on dental hygiene tips.

Check you statement.. foe some people it still does exist.

Trust me, I checked over and over.   :-[
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 05, 2014, 12:27:38 PM
Can you offer to move some credit from another card?

that is not the problem, the freedom was my only card with chase. i just did an AOR last week i think it was, and i know i was approved for 1, i'm not sure about the others yet. and then they just closed my freedom with no notice!

mind you unless they change their mind about the new card they gave me 13,000 cl and my freedom was 2500, but wtvr.

I'm so upset! I'm taking this personally, though i dont know why.
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 05, 2014, 12:29:10 PM
that is not the problem, the freedom was my only card with chase. i just did an AOR last week i think it was, and i know i was approved for 1, i'm not sure about the others yet. and then they just closed my freedom with no notice!

mind you unless they change their mind about the new card they gave me 13,000 cl and my freedom was 2500, but wtvr.

I'm so upset! I'm taking this personally, though i dont know why.
retention dept?
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 05, 2014, 01:30:50 PM
Stopped at Wawa gas station that has convience store as well and they sell Visa Gift cards($100 increments) also they sell Wawa gift cards as well.  You can then use Wawa gift card to pay for gas and attendant told me their cash and credit price always the same at all Wawa's and price was very good for NJ 3.35!  so this can be a alternative to 7-eleven(though not quite as good a OV's) for Visa gift cards but better yet if you are looking to maximize Freedom gas spending this quarter you can buy Wawa gifts cards for gas purchases in the future.  I checked Visa supplier list and they were listed as gas station merchant
Title: Re: Chase Freedom Master Thread
Post by: Saver2000 on March 05, 2014, 01:35:32 PM
Stopped at Wawa gas station that has convience store as well and they sell Visa Gift cards($100 increments) also they sell Wawa gift cards as well.  You can then use Wawa gift card to pay for gas and attendant told me their cash and credit price always the same at all Wawa's and price was very good for NJ 3.35! so this can be a alternative to 7-eleven(though not quite as good a OV's) for Visa gift cards but better yet if you are looking to maximize Freedom gas spending this quarter you can buy Wawa gifts cards for gas purchases in the future.  I checked Visa supplier list and they were listed as gas station merchant
???
Each $100 visa gc has a fee of $5-6 .
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 05, 2014, 02:15:30 PM
???
Each $100 visa gc has a fee of $5-6 .

I said not as good as 7-eleven for visa gift cards since they do not sell OV
but useful to buy Wawa gift cards for Freedom 5% bonus on gas spending if you need to maximize $1500 1rst quarter spending before March is over.
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on March 05, 2014, 03:05:04 PM
I said not as good as 7-eleven for visa gift cards since they do not sell OV
but useful to buy Wawa gift cards for Freedom 5% bonus on gas spending if you need to maximize $1500 1rst quarter spending before March is over.

if that's your strategy, why limit it to wawa? why not just buy GCs to whichever gas station is closest to your house/work?
Title: Re: Chase Freedom Master Thread
Post by: PETERP on March 05, 2014, 03:45:37 PM
that is not the problem, the freedom was my only card with chase. i just did an AOR last week i think it was, and i know i was approved for 1, i'm not sure about the others yet. and then they just closed my freedom with no notice!

mind you unless they change their mind about the new card they gave me 13,000 cl and my freedom was 2500, but wtvr.

I'm so upset! I'm taking this personally, though i dont know why.

 I too once took it personal  :)

 You have to emphasize that you  are not looking for additional credit , but want to take advantage of the wonderful benefits that Chase has so wisely
placed on their cards .

Tell them take $5k off the $13k CL and even lower your  CL to a total of $10K if they are uncomfortable till you establish a longer history with them  ,  but you  are  not aggressively looking for new credit .

After being turned down 3 x for a new card by offering to cancel an old one , someone gave me additional $5k credit without me asking for it .

Its really amazing the difference between some peoples desire to give you the card while others are adamant about absolutely not  giving it to you .

If the CSR sounds groutchy, hang up and try another one without even speaking a word

GL
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 05, 2014, 04:30:29 PM
if that's your strategy, why limit it to wawa? why not just buy GCs to whichever gas station is closest to your house/work?

1)at least in new jersey Wawa price is cheaper than a lot of cash prices at other gas stations
2) not all gas stations have gifts cards available
3) I was at exxon the other day and they charged me credit price even with gift card; with wawa that will NEVER happen(for now) as they charge for cash and credit the same price
Title: Re: Chase Freedom Master Thread
Post by: Thingywingy on March 05, 2014, 06:08:10 PM
I have a 0% BT offer with a new Freedom card. Anyone know if they will let me do transfer to account with diiferent name? same name only secondary cardholder?
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 05, 2014, 08:41:05 PM
You have to emphasize that you  are not looking for additional credit , but want to take advantage of the wonderful benefits that Chase has so wisely
placed on their cards .

Tell them take $5k off the $13k CL and even lower your  CL to a total of $10K if they are uncomfortable till you establish a longer history with them  ,  but you  are  not aggressively looking for new credit

that's a great point, so true, and I will say that. Csr was nice, lenders were very firm. :( Wish I could speak to a different dept. Will threatening to close my bank account help at all?
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 05, 2014, 08:52:24 PM
I said not as good as 7-eleven for visa gift cards since they do not sell OV
but useful to buy Wawa gift cards for Freedom 5% bonus on gas spending if you need to maximize $1500 1rst quarter spending before March is over.
5 times points is good. 6% cash back + 10% store credit = 16% would be a lot better
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 06, 2014, 09:10:08 AM
5 times points is good. 6% cash back + 10% store credit = 16% would be a lot better

where do get this?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 06, 2014, 09:32:50 AM
I have a 0% BT offer with a new Freedom card. Anyone know if they will let me do transfer to account with diiferent name? same name only secondary cardholder?
Doesn't it come with balance transfer checks?  I assume you can make out the check to any cc co to pay any balance.
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 06, 2014, 10:40:25 AM
where do get this?
Buy $100 worth of gas gift cards at Dave's markets in OH with a BC Preferred card. Get 6% cash back and $10 to spend in store...
Title: Re: Chase Freedom Master Thread
Post by: PETERP on March 06, 2014, 11:38:17 AM
that's a great point, so true, and I will say that. Csr was nice, lenders were very firm. :( Wish I could speak to a different dept. Will threatening to close my bank account help at all?


No . Always keep it friendly
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 06, 2014, 02:04:06 PM

No . Always keep it friendly

Okay, will try another call on Monday iyh, unless a supervisor calls me back...
Title: Re: Chase Freedom Master Thread
Post by: Thingywingy on March 06, 2014, 02:51:13 PM
Doesn't it come with balance transfer checks?  I assume you can make out the check to any cc co to pay any balance.
I haven't received any on this account. Can you request the checks?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 06, 2014, 09:00:56 PM
I haven't received any on this account. Can you request the checks?
PUTPAC
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 07, 2014, 09:37:24 AM
Okay, will try another call on Monday iyh, unless a supervisor calls me back...

In other sad news, I just got my new ink plus card in the mail and they cancelled that one too....  >:(
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 07, 2014, 10:34:49 AM
In other sad news, I just got my new ink plus card in the mail and they cancelled that one too....  >:(
:(
They seem to have decided that you're not a good credit risk.
Call and beg for a tiny CL on the freedom?
It may be time to admit defeat. :-\

Get a copy of your credit report.  Check that there's nothing there harming you.
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 09, 2014, 12:09:31 AM
:(
They seem to have decided that you're not a good credit risk.
Call and beg for a tiny CL on the freedom?
It may be time to admit defeat. :-\

Get a copy of your credit report.  Check that there's nothing there harming you.

I'm still going to try on Monday again, didn't receive a call from supervisor... I hope I'll make some headway with taking a different strategy. My cl wasn't high to begin with, but I'm going to try. I'm scared what this fiasco did to my credit score... I'll check it Monday too iyh.
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 09, 2014, 12:53:19 AM
I'm still going to try on Monday again, didn't receive a call from supervisor... I hope I'll make some headway with taking a different strategy. My cl wasn't high to begin with, but I'm going to try. I'm scared what this fiasco did to my credit score... I'll check it Monday too iyh.
I actually was worried that there's something in the report to scare Chase.  Get the report.  Score's not so important right now.
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 14, 2014, 10:37:38 AM
so I tried on tuesday. xfered to lending. the rep was really nice and patient. first I asked for an explanation of all the reasons on the letter. as i tried arguing with what she was explaining she said I havent done my own personal review of account, i'm only explaining what is says on the letter and they are generic so there can be contradictions.... (! wtvr.) Eventually i asked her to do her own review. she was very thorough and said she cant change anything herself, but she can make recommendations and ask for it to be reviewed, and that is the most she can do. she told me to call back on monday, and by then they should be able to give me an answer and i wouldnt have to wait for the letter to come. we'll see what happens! as of today, friday it is still closed. I feel like this is my last shot on the matter, so I'm hoping for good news. have a great shabbos and a freilichin Purim! 

ps, i found this thread that discusses this situation. posting for others who may not find it because they dont know what its called. http://forums.dansdeals.com/index.php?topic=11216.0
Title: Re: Chase Freedom Master Thread
Post by: mommy of two on March 14, 2014, 10:41:18 AM
I actually was worried that there's something in the report to scare Chase.  Get the report.  Score's not so important right now.

i got the report on monday and dont see anything worrisome that i can see. i believe it is just chase being conservative. 5 years history, highish cl considering all my cards, medium income... etc. classic Chase A/A case unfortunately. pity i didnt know anything about it till it happend to me. I would have avoided my recent 3bm
Title: Re: Chase Freedom Master Thread
Post by: Marco Polo on March 18, 2014, 09:08:31 AM
PSA: You can activate Q2 now.
Title: Re: Chase Freedom Master Thread
Post by: Malachi on March 18, 2014, 09:28:23 AM
Noob question but what does PsA actually stand for?
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on March 18, 2014, 09:33:01 AM
public service announcement
Title: Re: Chase Freedom Master Thread
Post by: @Yehuda on March 18, 2014, 09:40:41 AM
Thanks Marco. Here's the link https://creditcards.chase.com/freedom/activate (https://creditcards.chase.com/freedom/activate).

IMO, I don't like when the categories are store-specific like Lowe's and Starbucks. It's so limiting, but obviously Chase is getting a kickback from those stores. So yeah, just my thoughts.
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 18, 2014, 10:55:05 AM
Thanks Marco. Here's the link https://creditcards.chase.com/freedom/activate (https://creditcards.chase.com/freedom/activate).

IMO, I don't like when the categories are store-specific like Lowe's and Starbucks. It's so limiting, but obviously Chase is getting a kickback from those stores. So yeah, just my thoughts.
GCs available at Lowes. 
Title: Re: Chase Freedom Master Thread
Post by: Freddie on March 18, 2014, 11:19:24 AM
L'chovod Q2 habo oleinu l'toivoh, Can we have some tips for doing MS at Lowe's? Maybe Dan is planning a MS post about it?
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on March 18, 2014, 11:20:58 AM
PSA: You can activate Q2 now.

Thanks. I actually have a small home project to do. Maybe I'll push it off a few weeks :)
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 18, 2014, 02:28:53 PM
GCs available at Lowes. 
Visa or Mastercard? In what increments?
Title: Re: Chase Freedom Master Thread
Post by: @Yehuda on March 18, 2014, 02:52:22 PM
GCs available at Lowes.
Oh valid point.
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on March 18, 2014, 02:53:12 PM
Visa or Mastercard? In what increments?
CMIIW but i think it's only GCs to other stores
Title: Re: Chase Freedom Master Thread
Post by: Malachi on March 18, 2014, 02:57:00 PM
CMIIW but i think it's only GCs to other stores
gas cards are available.
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 18, 2014, 03:08:31 PM
CMIIW but i think it's only GCs to other stores
Was just asking...
gas cards are available.
Don't think I'm running to Lowe's for gas GC's  http://forums.dansdeals.com/index.php?topic=8756.msg754075#msg754075
Title: Re: Chase Freedom Master Thread
Post by: @Yehuda on March 24, 2014, 11:54:11 AM
If my wife has Freedom (but no SP/Ink) and transfers her points to me (no freedom, yes SP), will the points will be SP points so I can book travel? I know I can get her an SP for herself, but I'm just curious if this would technically work.
Title: Re: Chase Freedom Master Thread
Post by: springles on March 24, 2014, 11:57:33 AM
If my wife has Freedom (but no SP/Ink) and transfers her points to me (no freedom, yes SP), will the points will be SP points so I can book travel? I know I can get her an SP for herself, but I'm just curious if this would technically work.
yes
Title: Re: Chase Freedom Master Thread
Post by: @Yehuda on March 24, 2014, 12:44:04 PM
yes
Great, thanks
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 24, 2014, 12:57:31 PM
Sunoco  2 North County Line Road Jackson, NJ 08527.  It is a gas station with convience store

tried looking up their merchant category via online visa supplier search but could not locate this location.  Anyone know their merchant category or how to determine their merchant category as I noticed not all all Sunoco's are under same category.

 I saw they sell OV and other gift cards and Sunoco gas cards!
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 25, 2014, 09:14:25 AM
anybody know how I can verify merchant category re above post?
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 25, 2014, 10:44:13 AM
anybody know how I can verify merchant category re above post?
The traditional way would be to buy a $500 GC or debit card, spend the $504.95 and then see if you get the points or not, worst scenario is that you get 1x and not 5x and break out even. This way you'll also know if the GC being purchased using your Freedom card actually works... (or at least buy something once you're there anyways...)
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 25, 2014, 10:51:39 AM
anybody know how I can verify merchant category re above post?
I can't find it, but
There was a website mentioned that will tell you how each store is categorized.

Ask in the 'help me find it' thread.
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on March 25, 2014, 11:07:18 AM
I can't find it, but
There was a website mentioned that will tell you how each store is categorized.

Ask in the 'help me find it' thread.
He tried that already.
Sunoco  2 North County Line Road Jackson, NJ 08527.  It is a gas station with convience store

tried looking up their merchant category via online visa supplier search but could not locate this location.  Anyone know their merchant category or how to determine their merchant category as I noticed not all all Sunoco's are under same category.

 I saw they sell OV and other gift cards and Sunoco gas cards!
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 25, 2014, 12:19:17 PM
The traditional way would be to buy a $500 GC or debit card, spend the $504.95 and then see if you get the points or not, worst scenario is that you get 1x and not 5x and break out even. This way you'll also know if the GC being purchased using your Freedom card actually works... (or at least buy something once you're there anyways...)

I thought about that but I am looking to spend a lot.  I called the Sunoco location, Sunoco corporate and visa and no one seems to know the answer to this one basic question

There has to be a way to determine this, Dan any ideas???
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 25, 2014, 12:22:41 PM
I thought about that but I am looking to spend a lot.  I called the Sunoco location, Sunoco corporate and visa and no one seems to know the answer to this one basic question

There has to be a way to determine this, Dan any ideas???
I still hold best way to find out is experiment on one card... Remember it's a marathon not a sprint, and you may want to spend money in gas stations in future as well...
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 25, 2014, 12:26:08 PM
I still hold best way to find out is experiment on one card... Remember it's a marathon not a sprint, and you may want to spend money in gas stations in future as well...

Time is of the essence.  5% bonus for Freedom card re:gas stations ends 3/31/14.  Even if I experiment with one card/purchase how soon after purchase can I find out merchant category
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on March 25, 2014, 01:03:32 PM
Even if I experiment with one card/purchase how soon after purchase can I find out merchant category
After statement closes.
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 25, 2014, 01:13:27 PM
After statement closes.

well this wont help then If I have to know by 3/31/14
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 25, 2014, 01:48:16 PM
You can change the statement closing date on line.
IDK if that helps today, though.
Title: Re: Chase Freedom Master Thread
Post by: sam i am on March 25, 2014, 08:57:16 PM
I thought about that but I am looking to spend a lot.  I called the Sunoco location, Sunoco corporate and visa and no one seems to know the answer to this one basic question

There has to be a way to determine this, Dan any ideas???
If you have another visa like BOFA or maybe citi, buy 1 GC or a soda and when purchase posts in a day or 2, you can check online. Click on purchase and it will list category. BOFA does for sure. I think citi does as well, but I can't check right now.
All visas use the same categories. BTW, I think that sunoco has a 1999 a day on GC
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 25, 2014, 09:11:24 PM
I found a site that can help!

http://www.manta.com/
Title: Re: Chase Freedom Master Thread
Post by: AnonymousUser on March 25, 2014, 11:33:54 PM
I found a site that can help!

http://www.manta.com/
Where does it say the MCC?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 25, 2014, 11:44:28 PM
Where does it say the MCC?
You put the store and it's location in the search box, and a list of possibilities come up.  Find the one you want.  Underneath each listing is the category.
That's the way I see it.
Title: Re: Chase Freedom Master Thread
Post by: David R on March 26, 2014, 12:07:53 AM
If you have another visa like BOFA or maybe citi, buy 1 GC or a soda and when purchase posts in a day or 2, you can check online. Click on purchase and it will list category. BOFA does for sure. I think citi does as well, but I can't check right now.
All visas use the same categories. BTW, I think that sunoco has a 1999 a day on GC
You do not have to wait a day or two for it to post if you do the test purchase with a Citi card. You can even see the category online while it is still pending.
Title: Re: Chase Freedom Master Thread
Post by: AnonymousUser on March 26, 2014, 12:24:42 AM
You put the store and it's location in the search box, and a list of possibilities come up.  Find the one you want.  Underneath each listing is the category.
That's the way I see it.
Are you sure that's the Visa and MC category, and not just Manta's category?
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on March 26, 2014, 01:02:14 AM
Are you sure that's the Visa and MC category, and not just Manta's category?
+1. Looks like they use NAICS and SIC codes (seems like some kind of government categorization system) to categorize merchants.
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 26, 2014, 09:13:02 AM
I dont really have time to do a test purchase before 3/31/14.

Can anybody living in Lakewood or other NJ towns area confirm whether purchases made at this Sunoco station at 2 North County Line Drive Jackson, NJ comes up as gas station purchases for the 5% bonus?
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 26, 2014, 01:06:22 PM
You do not have to wait a day or two for it to post if you do the test purchase with a Citi card. You can even see the category online while it is still pending.

are you saying with all citi cards as soon as you swipe you can call citi or go online to see visa/mastercard  merchant category?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 26, 2014, 01:16:35 PM
davidd75

I found a site that can help!

http://www.manta.com/
You put the store and it's location in the search box, and a list of possibilities come up.  Find the one you want.  Underneath each listing is the category.
That's the way I see it.
Did you notice the store that I looked up?
Title: Re: Chase Freedom Master Thread
Post by: sam i am on March 26, 2014, 01:55:30 PM
are you saying with all citi cards as soon as you swipe you can call citi or go online to see visa/mastercard  merchant category?
Not sure about MC, but for visa. (could be they use different codes) It may not be immediate, but will be soon after purchase. Try it out. make a purchase with your citi card wherever you are and see how long it takes. Click on pending purchases and then click on the purchase in question.
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on March 26, 2014, 02:05:58 PM
davidd75
Did you notice the store that I looked up?

see replies 1070 and 1071
 the site you found may not be the visa/ms merchant code
Title: Re: Chase Freedom Master Thread
Post by: chamdena on March 27, 2014, 12:10:26 AM
Greetings to all.

Last week, I went ahead and bought 1500 worth of vanilla cards at 7/11 to cash in on 5% back category...

Turns out, though, that i had not activated my account for the first quarter category spending...

Is there any recourse? Anyone have luck getting enrolled late?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 27, 2014, 12:59:50 AM
Greetings to all.

Last week, I went ahead and bought 1500 worth of vanilla cards at 7/11 to cash in on 5% back category...

Turns out, though, that i had not activated my account for the first quarter category spending...

Is there any recourse? Anyone have luck getting enrolled late?
sm?  call and beg?
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 27, 2014, 01:03:10 AM
Greetings to all.

Last week, I went ahead and bought 1500 worth of vanilla cards at 7/11 to cash in on 5% back category...

Turns out, though, that i had not activated my account for the first quarter category spending...

Is there any recourse? Anyone have luck getting enrolled late?
Why not just activate now and go get another $1500, I'd prefer to stay low key and you still get 1ppd on first batch...
Title: Re: Chase Freedom Master Thread
Post by: Adam101 on March 27, 2014, 01:14:17 AM
Greetings to all.

Last week, I went ahead and bought 1500 worth of vanilla cards at 7/11 to cash in on 5% back category...

Turns out, though, that i had not activated my account for the first quarter category spending...

Is there any recourse? Anyone have luck getting enrolled late?
yes it goes lemafraya. No doubt about it. 100% sure. Just activate it ASAP!
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 27, 2014, 01:47:23 AM
yes it goes lemafraya. No doubt about it. 100% sure. Just activate it ASAP!
If so, ignore my answer, mine was just to say that calling about such a Q (where Chase will see what your gas purchase was) was the worst option...
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 27, 2014, 02:13:58 AM
The activation causes all spending in the special category, even spending prior to activation, to be awarded 5 points per dollar.  The problem he has is that the activation period for the 1st quarter is now closed. 
That is why I recommended he get in touch with Chase to say he thought he had it activated, he even went out of his way to do his spending on the chase freedom this quarter rather than his other non chase card, yet he now realizes that it wasn't actually activated.  so could they take care of that for him?
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 27, 2014, 02:23:06 AM
The activation causes all spending in the special category, even spending prior to activation, to be awarded 5 points per dollar.  The problem he has is that the activation period for the 1st quarter is now closed. 
That is why I recommended he get in touch with Chase to say he thought he had it activated, he even went out of his way to do his spending on the chase freedom this quarter rather than his other non chase card, yet he now realizes that it wasn't actually activated.  so could they take care of that for him?
He should also revive, the dumb mistakes I make while playing these games thread... Sorry, I didn't realize activation is closed...
Title: Re: Chase Freedom Master Thread
Post by: chamdena on March 27, 2014, 08:28:44 AM
Thanks everyone!
Title: Re: Chase Freedom Master Thread
Post by: Barryg on March 27, 2014, 11:58:12 AM
Got points??
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on March 27, 2014, 12:16:25 PM
Thanks everyone!
You've gotta get back to us with the results.
Title: Re: Chase Freedom Master Thread
Post by: chamdena on March 28, 2014, 12:53:48 AM
I definitely will .... If its positive! For now one huca was to no avail and one sm was to no avail...
Title: Re: Chase Freedom Master Thread
Post by: mdrills on March 30, 2014, 08:14:26 PM
Reminder to everyone get out to the pumps while its still 5points/$
Title: Re: Chase Freedom Master Thread
Post by: sam i am on April 01, 2014, 02:39:00 PM
Re: Q2. Has anyone found VGs or MGs at Lowes in NJ. I went to 2 and they didn't have. Lots of store and Lowes GC but no Visa or MC. On a related note, Discover has home improvement, not limited to Lowes. I went to Home Depot but the max they had was $100.
Title: Re: Chase Freedom Master Thread
Post by: Barryg on April 02, 2014, 12:45:35 AM
Re: Q2. Has anyone found VGs or MGs at Lowes in NJ. I went to 2 and they didn't have. Lots of store and Lowes GC but no Visa or MC. On a related note, Discover has home improvement, not limited to Lowes. I went to Home Depot but the max they had was $100.
Thanks for the tip, will check out local Home Depot... (at some point over next three months)
Title: Re: Chase Freedom Master Thread
Post by: Yeki89 on April 04, 2014, 12:43:30 AM
New freedom and sapphire cards get 2,500 bonus for adding AU, bringing the freedom signup to 12,500
Title: Re: Chase Freedom Master Thread
Post by: etech0 on April 04, 2014, 12:45:25 AM
New freedom and sapphire cards get 2,500 bonus for adding AU, bringing the freedom signup to 12,500
anything for existing freedom/sapphire cards? or do you have to open a new one?
Title: Re: Chase Freedom Master Thread
Post by: ushdadude on April 04, 2014, 12:37:51 PM
anything for existing freedom/sapphire cards? or do you have to open a new one?

that
Title: Re: Chase Freedom Master Thread
Post by: etech0 on April 04, 2014, 12:38:29 PM
that
well I guess that's what spouses are for :)
Title: Re: Chase Freedom Master Thread
Post by: etech0 on April 20, 2014, 04:31:09 PM
Is anyone else having issues getting to kohls.com through the chase ur mall? I get an error from chase's website.
Title: Re: Chase Freedom Master Thread
Post by: Saver2000 on April 20, 2014, 04:36:45 PM
Is anyone else having issues getting to kohls.com through the chase ur mall? I get an error from chase's website.
Didn't they remove kohl's from the ur mall?
Title: Re: Chase Freedom Master Thread
Post by: milechazzer on April 27, 2014, 02:16:19 AM
Do you receive 5x pts in bonus categories up to $1500 for each AU/additional card as well?
Does each additional card need to be registered separately for the quarter? Doesn't every additional card have the same account number on it?

thx
Title: Re: Chase Freedom Master Thread
Post by: Super Speed on April 27, 2014, 02:19:56 AM

Do you receive 5x pts in bonus categories up to $1500 for each AU/additional card as well?
Does each additional card need to be registered separately for the quarter? Doesn't every additional card have the same account number on it?

thx
No
Title: Re: Chase Freedom Master Thread
Post by: milechazzer on April 27, 2014, 03:58:36 PM
No

So maximum $1500/quarter for the account?
Title: Re: Chase Freedom Master Thread
Post by: Adam101 on April 27, 2014, 04:19:38 PM

So maximum $1500/quarter for the account?
yes. Anything above that is just 1point/1$
Title: Re: Chase Freedom Master Thread
Post by: MC on May 01, 2014, 06:26:07 PM
Special chase offer for Mother's Day- 10% points at lowes!!

https://www.chase.com/legacy/index.jsp?pg_name=ccpmapp/shared/marketing/page/ultimate-rewards-cash-back-boost&jp_cmp=cc/ur_cashbackboost/off/freedom&jp_cmp=cc/ur_Fre0_14Q2_CSH_CBBCreativeTest1/ema/EM03411_VIEWALLOFFERS_CTA_Button/Body&utm_campaign=EM03411&utm_source=Fre0&utm_medium=email&utm_content=Body
Title: Re: Chase Freedom Master Thread
Post by: nyminute on May 01, 2014, 06:32:01 PM
Activate for 5% Cash Back when you shop at Lowe’s®—up to the quarterly category maximum*
                       PLUS
5% Cash Back Boost for shopping online at Lowe’s through Chase Ultimate RewardsSM
                     UPTO 10% Cash Back

up to $1,500 in combined purchases at Lowe’s® home improvement stores and Restaurants from 4/1/14 to 6/30/14

Title: Re: Chase Freedom Master Thread
Post by: unavailable on May 01, 2014, 07:46:56 PM
This is only for buying online.
Can you get gift cards for staples etc online?
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on May 01, 2014, 09:01:38 PM
This is only for buying online.
Can you get gift cards for staples etc online?
Couldn't find any gift cards online, except their own.
Title: Re: Chase Freedom Master Thread
Post by: unavailable on May 01, 2014, 10:48:57 PM
Couldn't find any gift cards online, except their own.
shame
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on May 02, 2014, 10:23:09 AM
Freedom now comes with Trip Cancelation Insurance.
Quote
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Title: Re: Chase Freedom Master Thread
Post by: @Yehuda on May 02, 2014, 02:19:54 PM
Freedom now comes with Trip Cancelation Insurance.
Cool, just bought Travel Insurance though for everything else that could potentially go wrong (C"V) besides cancellation.
Title: Re: Chase Freedom Master Thread
Post by: stbaum on May 19, 2014, 05:25:24 PM
i tried finding an answer for my q and the closest i got was this page:
http://forums.dansdeals.com/index.php?topic=8756.735

did anyone ever buy amazon gc and then uploaded them to amazon payments? i can't use any of their gc so i figured this would be my best bet. plus there is no fee so it's not such a big risk
Title: Re: Chase Freedom Master Thread
Post by: rivkao on May 19, 2014, 05:31:18 PM
i tried finding an answer for my q and the closest i got was this page:
http://forums.dansdeals.com/index.php?topic=8756.735

did anyone ever buy amazon gc and then uploaded them to amazon payments? i can't use any of their gc so i figured this would be my best bet. plus there is no fee so it's not such a big risk

Big NO
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on May 19, 2014, 05:36:06 PM
i tried finding an answer for my q and the closest i got was this page:
http://forums.dansdeals.com/index.php?topic=8756.735

did anyone ever buy amazon gc and then uploaded them to amazon payments? i can't use any of their gc so i figured this would be my best bet. plus there is no fee so it's not such a big risk
It's in the Amazon Payments thread Wiki:
Quote
12) Please note, Amazon Gift Cards cannot be used on Amazon Payments.
Title: Re: Chase Freedom Master Thread
Post by: mgarfin on May 19, 2014, 05:46:00 PM
Just loged in to my account and see my slate card became a Freedom
Title: Re: Chase Freedom Master Thread
Post by: stbaum on May 20, 2014, 06:27:19 PM

Just loged in to my account and see my slate card became a Freedom
Yay?
Title: Re: Chase Freedom Master Thread
Post by: popcorn1508 on May 30, 2014, 05:51:47 AM
The bonus went up to 20k again http://www.dansdeals.com/go/freedom200/ (http://www.dansdeals.com/go/freedom200/)
Title: Re: Chase Freedom Master Thread
Post by: edjack on May 30, 2014, 07:17:19 AM
+ 2,500 points for AU!!!
Title: Re: Chase Freedom Master Thread
Post by: lunatic on May 30, 2014, 07:19:39 AM
+ 2,500 points for AU!!!
Is that for all cars or just newly opened
Title: Re: Chase Freedom Master Thread
Post by: edjack on May 30, 2014, 07:40:47 AM
My bad the +2,500 i not a new offer, so if you got your card after April 4th you should be part of this offer already.

If you got this card before April 4th (up to 90 days ago) you can sm them, and you should get the bonus.
Title: Re: Chase Freedom Master Thread
Post by: Dan on May 30, 2014, 09:31:14 AM
The bonus went up to 20k again http://www.dansdeals.com/go/freedom200/ (http://www.dansdeals.com/go/freedom200/)
I should have a 20K link later today, b"ah.
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on May 30, 2014, 09:46:09 AM
I should have a 20K link later today, b"ah.
It's actually 22,500 now that you get an additional 2,500 for adding an AU within the first three months. Sweet.
Title: Re: Chase Freedom Master Thread
Post by: casualchurner on June 03, 2014, 11:34:59 AM
23K if you include the $500 threshold  :)
Any word on how long this offer will be around for?
Title: Re: Chase Freedom Master Thread
Post by: Moishebatchy on June 21, 2014, 02:08:32 PM
Time to activate 5% again!

https://creditcards.chase.com/freedom/activate
Title: Re: Chase Freedom Master Thread
Post by: Moishebatchy on June 29, 2014, 07:53:36 PM
Just wondering... why do they make you manually activate, anyway? Why not have it happen automatically?
Title: Re: Chase Freedom Master Thread
Post by: Dan on June 29, 2014, 08:15:12 PM
Just wondering... why do they make you manually activate, anyway? Why not have it happen automatically?
To keep you thinking about the card.
Title: Re: Chase Freedom Master Thread
Post by: rivkao on June 29, 2014, 09:01:12 PM
Activated by ATM machine. Cool, when made a deposit asked me if I want to activate. Saved me the hassle!
Title: Re: Chase Freedom Master Thread
Post by: frozy on June 29, 2014, 11:17:24 PM
And if you're not the type of person who cares about 5x (read not a ddfer) not reason from a marketing perspective to shell out extra points
Title: Re: Chase Freedom Master Thread
Post by: springles on June 30, 2014, 11:27:07 AM
And if you're not the type of person who cares about 5x (read not a ddfer) not reason from a marketing perspective to shell out extra points
they make it pretty simple and easy to activate.  At the atm, email, text... i dont think they are counting on many people not activating it
Title: Re: Chase Freedom Master Thread
Post by: AMZ450 on June 30, 2014, 02:42:08 PM
I just applied for the freedom and chase recon told me that being that I have the freedom card already I'm very possibly not eligible for the   bonus....did anybody else experience this? did everybody else manually close their previous freedom before applying for the new offer?
Title: Re: Chase Freedom Master Thread
Post by: Super Speed on June 30, 2014, 02:54:31 PM

I just applied for the freedom and chase recon told me that being that I have the freedom card already I'm very possibly not eligible for the   bonus....did anybody else experience this? did everybody else manually close their previous freedom before applying for the new offer?
The rule with Chase until proven otherwise is, if you get approved for their card you'll get the bonus.
Title: Re: Chase Freedom Master Thread
Post by: MC on June 30, 2014, 02:59:06 PM

The rule with Chase until proven otherwise is, if you get approved for their card you'll get the bonus.
Does this post mean you and your wife got those bonuses you were waiting for?
Title: Re: Chase Freedom Master Thread
Post by: Super Speed on June 30, 2014, 03:01:13 PM

Does this post mean you and your wife got those bonuses you were waiting for?
Figured someone will post that! That's why I wrote until PROVEN otherwise. I won't know until mid next week for sure.
Title: Re: Chase Freedom Master Thread
Post by: AMZ450 on June 30, 2014, 03:03:10 PM
Hmmm so it seems that chase might be taking a page from Amex ....the days of great churning might be over after all...
Title: Re: Chase Freedom Master Thread
Post by: AMZ450 on June 30, 2014, 03:06:56 PM
Chase told me that being that I have already the freedom card, my credit wasn't even  pulled-instant decline.
I'm afraid that if they pull up my application and see that I had a pull from Amex earlier today,
they might get suspicious - not worth ruining my relationship with chase for 23k UR...

Oh well...

 :(
Title: Re: Chase Freedom Master Thread
Post by: MC on June 30, 2014, 03:14:55 PM

Figured someone will post that! That's why I wrote until PROVEN otherwise. I won't know until mid next week for sure.
Didn't think you would leave us hanging like that. I certainly hope you won't be proven wrong!
Title: Re: Chase Freedom Master Thread
Post by: bubble347 on June 30, 2014, 08:22:03 PM
Does anyone know whether I have a fighting chance at the 20k bonus if I apply now?
Title: Re: Chase Freedom Master Thread
Post by: Super Speed on June 30, 2014, 08:23:39 PM
Does anyone know whether I have a fighting chance at the 20k bonus if I apply now?
Is it popping up?

Title: Re: Chase Freedom Master Thread
Post by: bubble347 on June 30, 2014, 08:31:31 PM
Is it popping up?
No, it's back to the old offer. I must have missed it by a few hours. I was just wondering if I can fight it?
Title: Re: Chase Freedom Master Thread
Post by: Freddie on July 01, 2014, 12:26:58 AM
You can all officially go back to using SP at restaurants again.

Enjoy your slurpees in 3Q.
Title: Re: Chase Freedom Master Thread
Post by: David R on July 01, 2014, 01:49:59 AM
You can all officially go back to using SP at restaurants again.

Enjoy your slurpees in 3Q.
If you still have the old Freedom Exclusives and SP, use the following cards at restaurants for the rest of 2014:
First Friday of the month - use SP if paying $4.74 or more, otherwise use Freedom.
All other days - use SP if paying $9.62 or more, otherwise use Freedom.
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on July 01, 2014, 01:59:02 AM
If you still have the old Freedom Exclusives and SP, use the following cards at restaurants for the rest of 2014:
First Friday of the month - use SP if paying $4.74 or more, otherwise use Freedom.
All other days - use SP if paying $9.62 or more, otherwise use Freedom.
Good DDF'ing...
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 08, 2014, 03:57:42 PM
My go to 7-Eleven for One Vanillas no longer lets me buy it with a credit card, same story with 2 other 7-Elevens I tried. Anyone know of a 7-Eleven in the NY area that allows you to buy them with a credit card? TIA.
Title: Re: Chase Freedom Master Thread
Post by: Super Speed on July 08, 2014, 05:15:40 PM
My go to 7-Eleven for One Vanillas no longer lets me buy it with a credit card, same story with 2 other 7-Elevens I tried. Anyone know of a 7-Eleven in the NY area that allows you to buy them with a credit card? TIA.
Post your CC info and SS# and I'll but them for you! :P

Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 08, 2014, 05:35:14 PM
Post your CC info and SS# and I'll but them for you! :P

Ha. LOL  ;D ;D
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 08, 2014, 06:04:24 PM
Post your CC info and SS# and I'll but them for you! :P
Explain how giving you my CC info and SSN helps ME get One Vanillas on MY CC at 7-Eleven and maybe we can work something out  :)
Title: Re: Chase Freedom Master Thread
Post by: Thingywingy on July 08, 2014, 06:14:22 PM
My go to 7-Eleven for One Vanillas no longer lets me buy it with a credit card, same story with 2 other 7-Elevens I tried. Anyone know of a 7-Eleven in the NY area that allows you to buy them with a credit card? TIA.
Not sure if your aware but the One Vanillas are no longer able to be cashed out to BB at WM.
Title: Re: Chase Freedom Master Thread
Post by: David R on July 08, 2014, 06:36:42 PM
My go to 7-Eleven for One Vanillas no longer lets me buy it with a credit card, same story with 2 other 7-Elevens I tried. Anyone know of a 7-Eleven in the NY area that allows you to buy them with a credit card? TIA.
Was your "go to" 7-Eleven in NY? Does that location sell fuel? Did you ever get extra points on your credit card because it was categorized as a gas station? If so, which card?
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 08, 2014, 07:02:12 PM
Was your "go to" 7-Eleven in NY? Does that location sell fuel? Did you ever get extra points on your credit card because it was categorized as a gas station? If so, which card?

It was in Midtown Manhattan, it did not sell fuel and I got 5x points on my freedom 3rd qtr 2013 and 1st qtr 2014.
Title: Re: Chase Freedom Master Thread
Post by: Adam101 on July 09, 2014, 09:11:07 AM
Was your "go to" 7-Eleven in NY? Does that location sell fuel? Did you ever get extra points on your credit card because it was categorized as a gas station? If so, which card?
CMIIW all 7-11s five 5X points in the gas category. ..
Why would you go for OV? They don't work in WM BB load anymore. ..
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 09, 2014, 11:20:15 AM
CMIIW all 7-11s five 5X points in the gas category. ..
Why would you go for OV? They don't work in WM BB load anymore. ..
Supposedly not all 7-11s show up as gas stations, although I havent found one that doesnt. Finding one that comes up as a gas station isnt the problem, its finding one that will take a CC for the OV which is the problem.

Just because you cant unload OV onto BB in WM doesnt mean they are useless. There is always another way.
Title: Re: Chase Freedom Master Thread
Post by: E R K on July 10, 2014, 12:47:27 PM
What is the website to check if your 7/11 rings up as gas station? I've seen it b4 but can't find it now when I need it.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on July 10, 2014, 01:21:26 PM
What is the website to check if your 7/11 rings up as gas station? I've seen it b4 but can't find it now when I need it.
I believe it was this: https://www.visa.com/supplierlocator/search/index.jsp
Title: Re: Chase Freedom Master Thread
Post by: E R K on July 10, 2014, 01:40:50 PM
Thanks - just went to a few and they don't take CC"s but still on my quest.
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on July 10, 2014, 02:12:39 PM
whew went to a number of 7-elevens finally got one to accept cc in NJ.  Funny thing first onevaniila did not work for some reason but asked him to try another one and it worked!
Title: Re: Chase Freedom Master Thread
Post by: David R on July 10, 2014, 10:14:59 PM
What is the website to check if your 7/11 rings up as gas station? I've seen it b4 but can't find it now when I need it.
If you make a small purchase with a Citi card, you can check the pending transaction online to see how it was categorized. With Chase you can't see the category while it's still pending.
Title: Re: Chase Freedom Master Thread
Post by: avadah on July 10, 2014, 10:35:13 PM
Just to clarify: If I have the Freedom but no other UR cards (Ink, CSP) my points come as UR points put I can't transfer them to partners (ex. United) but I can transfer them to my spouse who has a CSP?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on July 10, 2014, 10:44:03 PM
Just to clarify: If I have the Freedom but no other UR cards (Ink, CSP) my points come as UR points put I can't transfer them to partners (ex. United) but I can transfer them to my spouse who has a CSP?
yes
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 11, 2014, 12:18:05 AM
whew went to a number of 7-elevens finally got one to accept cc in NJ.  Funny thing first onevaniila did not work for some reason but asked him to try another one and it worked!

Where in NJ? Please tell me northern Jersey or Atlantic City. There's no way Im going all the way down to Lakewood for an OV.
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on July 11, 2014, 09:08:31 AM
a little bit outside of lakewood
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 11, 2014, 03:20:43 PM
Any chance that by
a little bit outside of lakewood
you mean the Teaneck area? Hey a guy could hope  ;)
Title: Re: Chase Freedom Master Thread
Post by: princea143 on July 13, 2014, 07:55:22 AM
Just to clarify: If I have the Freedom but no other UR cards (Ink, CSP) my points come as UR points put I can't transfer them to partners (ex. United) but I can transfer them to my spouse who has a CSP?
yes
And, only your spouse is who you can transfer to?  How about people with same address (family or not) or anybody else for that matter, with permission of course?

Also, is there anything else besides OVs and gas that would be best to purchase at gas stations, but with no fees or fees less than OV's $4.95 per?  Used to get VRs at 7/11s for $3.95 per.   :-[  Just trying to find a better option for this quarter besides OVs and gas.  Thanks!
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on July 13, 2014, 12:28:17 PM
Just to clarify: If I have the Freedom but no other UR cards (Ink, CSP) my points come as UR points put I can't transfer them to partners (ex. United) but I can transfer them to my spouse who has a CSP?And, only your spouse is who you can transfer to?  How about people with same address (family or not) or anybody else for that matter, with permission of course?

Also, is there anything else besides OVs and gas that would be best to purchase at gas stations, but with no fees or fees less than OV's $4.95 per?  Used to get VRs at 7/11s for $3.95 per.   :-[  Just trying to find a better option for this quarter besides OVs and gas.  Thanks!
a) Chase only allows transfer between spouses.  A person with the same last name living at the same address might pass, but Chase is picky.
b) OVs can be used on evolve.  $1500 is not that much.
Title: Re: Chase Freedom Master Thread
Post by: princea143 on July 13, 2014, 12:46:56 PM
a) Chase only allows transfer between spouses.  A person with the same last name living at the same address might pass, but Chase is picky.
b) OVs can be used on evolve.  $1500 is not that much.
A) ok
B) I have been doing OVs since VRs became restricted. I just wanted to make sure that there were no other alt ways for less to no fees currently.
Also, evolve is limited, and doesn't pay cc's.  :-\ I feel that if I pay my mortgages for my properties separately with $200-500 gc increments, it would assumably confuse the lenders, or depending on when I pay during the month, it may count towards the wrong period. Has anybody had issues with this?
Yah, $1,500 is a cake walk. Just 3 OVs at qualified 7-11s.  ;)
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on July 13, 2014, 12:59:31 PM
I've paid my mortgage with out any problem.  Everything was credited properly.  My car payment, too.
Title: Re: Chase Freedom Master Thread
Post by: princea143 on July 13, 2014, 06:30:35 PM
I've paid my mortgage with out any problem.  Everything was credited properly.  My car payment, too.
But, you could only do 4 max per bill, correct?  So, do you do $200X4 or $500X4 and pay the rest with your bank account?
Title: Re: Chase Freedom Master Thread
Post by: lunatic on July 13, 2014, 06:46:09 PM
I've paid my mortgage with out any problem.  Everything was credited properly.  My car payment, too.
+1. See the evolve thread
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on July 13, 2014, 09:05:09 PM
But, you could only do 4 max per bill, correct?  So, do you do $200X4 or $500X4 and pay the rest with your bank account?
Previously I used an endless amount of cards. (1 month) Now that we're limited to 4 cards a month, I worked on getting $500 cards.  I used a 1K card (can't get any anymore) and 2 $500 cards and a bit more from another card.  In the future, I expect to do 4 x $500 and the rest send a check or BB.
Title: Re: Chase Freedom Master Thread
Post by: princea143 on July 14, 2014, 02:23:45 AM
Previously I used an endless amount of cards. (1 month) Now that we're limited to 4 cards a month, I worked on getting $500 cards.  I used a 1K card (can't get any anymore) and 2 $500 cards and a bit more from another card.  In the future, I expect to do 4 x $500 and the rest send a check or BB.
Assuming that your lender allows for it.  I will call Flagstar if that is possible to do as long as it is within a certain time frame.  I just don't want it to apply to principal when it should be towards the current payment.  I have a payment plan in place.  That's why.  So with the OVs recently not being allowed at WM anymore, is it safe to say that Staples GCs are the most cost effective purchase allowable at WM?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on July 14, 2014, 09:14:37 AM
  So with the OVs recently not being allowed at WM anymore, is it safe to say that Staples GCs are the most cost effective purchase allowable at WM?
When bought with Ink, yes.
Title: Re: Chase Freedom Master Thread
Post by: ah on July 17, 2014, 04:09:08 AM
bonus now $150 + $25 for AU
Title: Re: Chase Freedom Master Thread
Post by: princea143 on July 17, 2014, 11:40:39 AM
Are there any GCs at 7-11 that work at WM for BB???
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 17, 2014, 12:36:09 PM
Chase only allows transfer between spouses.  A person with the same last name living at the same address might pass, but Chase is picky.

I got a transfer from my sister who lives at the same address no problem.
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 17, 2014, 12:38:46 PM
Just 3 OVs at qualified 7-11s.  ;)

Have you been able to find a 7-11 that allows you to buy them with your Freedom? If so, PLEASE tell me its in the New York area.
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 17, 2014, 12:42:38 PM

bonus now $150 + $25 for AU
Is this for existing card members? TIA
Title: Re: Chase Freedom Master Thread
Post by: cubicles on July 17, 2014, 01:13:19 PM
bonus now $150 + $25 for AU
this offer also has 15 months 0% apr
https://creditcards.chase.com/credit-cards/chase-freedom.aspx
Title: Re: Chase Freedom Master Thread
Post by: David R on July 17, 2014, 05:11:12 PM
Have you been able to find a 7-11 that allows you to buy them with your Freedom? If so, PLEASE tell me its in the New York area.
Sure, but not in the NY area. When traveling out of NY, I have had 100% success rate with this. Most cashiers don't even blink when I buy two $500 cards in the same transaction. A few insist on ringing up each card separately, which I don't like because that's more likely to trigger a fraud alert. A few were skeptical that it could be paid for by credit card, but I urged them to try and see if it works. Of course it did.
Title: Re: Chase Freedom Master Thread
Post by: ah on July 17, 2014, 05:13:48 PM
this offer also has 15 months 0% apr
https://creditcards.chase.com/credit-cards/chase-freedom.aspx
purposely didn't link it, figured would wait until Dan updates his link to the offer, if he's able to...
Title: Re: Chase Freedom Master Thread
Post by: cubicles on July 17, 2014, 05:19:29 PM
purposely didn't link it, figured would wait until Dan updates his link to the offer, if he's able to...
Dan could always update or change the link ,
i think that the referral links only have a $100 bonus
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 17, 2014, 05:24:45 PM
Sure, but not in the NY area. When traveling out of NY, I have had 100% success rate with this. Most cashiers don't even blink when I buy two $500 cards in the same transaction. A few insist on ringing up each card separately, which I don't like because that's more likely to trigger a fraud alert. A few were skeptical that it could be paid for by credit card, but I urged them to try and see if it works. Of course it did.

You're breaking my heart.  Good thing I'm going to the Midwest next week.
Title: Re: Chase Freedom Master Thread
Post by: David R on July 17, 2014, 06:03:21 PM
You're breaking my heart.  Good thing I'm going to the Midwest next week.
There are many 7-Eleven stores in the New York area. I only tried one and was brushed off by the cashier and his supervisor. At that point I decided to avoid frustration and take care of this stuff elsewhere. I'm not saying you can't do this in the NY area, only that it's much easier elsewhere.
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 17, 2014, 06:29:56 PM
There are many 7-Eleven stores in the New York area. I only tried one and was brushed off by the cashier and his supervisor. At that point I decided to avoid frustration and take care of this stuff elsewhere. I'm not saying you can't do this in the NY area, only that it's much easier elsewhere.
I've tried several NY area 7-11s (including one which used to allow CC) all with no success. Where "elsewhere" are you going for them? Are you from "out of town"?
Title: Re: Chase Freedom Master Thread
Post by: David R on July 17, 2014, 06:40:46 PM
I've tried several NY area 7-11s (including one which used to allow CC) all with no success. Where "elsewhere" are you going for them? Are you from "out of town"?
My location is in my profile. The rest of the USA beyond 200 miles from my location works well.
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on July 17, 2014, 06:57:11 PM
My location is in my profile. The rest of the USA beyond 200 miles from my location works well.
Can't see your location from tapatalk.
Title: Re: Chase Freedom Master Thread
Post by: chamdena on July 17, 2014, 07:58:54 PM
You're breaking my heart.  Good thing I'm going to the Midwest next week.
Midwest...? Goldmine!
Title: Re: Chase Freedom Master Thread
Post by: Adam101 on July 17, 2014, 08:32:50 PM
Midwest...? Goldmine!
+1000
Title: Re: Chase Freedom Master Thread
Post by: etech0 on July 24, 2014, 02:41:34 PM
I used to get an email when chase replied to my SMs, but lately I haven't been getting them. Anyone know why?
Title: Re: Chase Freedom Master Thread
Post by: sammy n on July 24, 2014, 02:43:26 PM

I used to get an email when chase replied to my SMs, but lately I haven't been getting them. Anyone know why?
Same here....!
Title: Re: Chase Freedom Master Thread
Post by: etech0 on July 24, 2014, 02:44:27 PM
Same here....!
:(
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on July 29, 2014, 12:56:22 PM
if you register now for the %5 on gas do u get the points on purcases you alredy made? (sorry on a mobile do not have search option)
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 12:58:51 PM
if you register now for the %5 on gas do u get the points on purcases you alredy made? (sorry on a mobile do not have search option)

Nope. Maybe, you can PUTPAC and they will credit the points retroactively.
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on July 29, 2014, 12:59:53 PM
Thanks
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on July 29, 2014, 01:04:18 PM
if you register now for the %5 on gas do u get the points on purchases you already made? (sorry on a mobile do not have search option)
yes.  Once you register for the 5 x categories, all the appropriate spending in the quarter  gets boosted.
Title: Re: Chase Freedom Master Thread
Post by: David R on July 29, 2014, 01:06:16 PM
Nope. Maybe, you can PUTPAC and they will credit the points retroactively.
-1
yes.  Once you register for the 5 x categories, all the appropriate spending in the quarter  gets boosted.
+1
Title: Re: Chase Freedom Master Thread
Post by: Novo on July 29, 2014, 01:07:22 PM
Nope. Maybe, you can PUTPAC and they will credit the points retroactively.
yes.  Once you register for the 5 x categories, all the appropriate spending in the quarter  gets boosted.
Which one is right?
Title: Re: Chase Freedom Master Thread
Post by: Dan on July 29, 2014, 01:09:14 PM
yes.  Once you register for the 5 x categories, all the appropriate spending in the quarter  gets boosted.
+1
Title: Re: Chase Freedom Master Thread
Post by: David R on July 29, 2014, 01:10:33 PM
Which one is right?
https://creditcards.chase.com/freedom/faq#A6
Title: Re: Chase Freedom Master Thread
Post by: zow on July 29, 2014, 01:10:56 PM
There are many 7-Eleven stores in the New York area. I only tried one and was brushed off by the cashier and his supervisor. At that point I decided to avoid frustration and take care of this stuff elsewhere. I'm not saying you can't do this in the NY area, only that it's much easier elsewhere.

I have tried several 7-Eleven (and why is it 7-Eleven, not 7-11, or even Seven-Eleven or Seven-11?) stores in the Boston area and had zero success.  They try but does not go through.
Title: Re: Chase Freedom Master Thread
Post by: David R on July 29, 2014, 01:14:57 PM
I have tried several 7-Eleven (and why is it 7-Eleven, not 7-11, or even Seven-Eleven or Seven-11?) stores in the Boston area and had zero success.  They try but does not go through.
Does your credit card company have any record of a request for authorization? Did they decline it? If so, tell them it's valid and try again.
ETA: Were you buying One Vanilla or something reloadable like MyVanilla Debit? The latter may be hard coded in the register so that it can't be paid for with a credit card.
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 01:18:02 PM
+1

Wow! That's cool. I stand corrected. I guess you live and learn, and these other DDF'ers saved you a phone call. I didn't doubt that they would add it, just didn't assume it happened automatically.
Title: Re: Chase Freedom Master Thread
Post by: ah on July 29, 2014, 01:39:14 PM
Wow! That's cool. I stand corrected. I guess you live and learn, and these other DDF'ers saved you a phone call. I didn't doubt that they would add it, just didn't assume it happened automatically.
Why do you answer the question with an assumption? People are looking for the facts when they ask, its not the first time I've seen you do this, please only answer questions you know for sure the answer to, thanks  :)
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 01:42:23 PM

Why do you answer the question with an assumption? People are looking for the facts when they ask, its not the first time I've seen you do this, please only answer questions you know for sure the answer to, thanks  :)
okay. It was more than an assumption, but I hear what you are saying. Also, the worst that could hAve come out of it is that the Op would have cAlled for 2 minutes. I accept the criticism but this forum has much bigger issues than me? It happens to everyone, btw #justSayin #NoOneIsPerfect
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on July 29, 2014, 01:50:04 PM
okay. It was more than an assumption, but I hear what you are saying. Also, the worst that could hAve come out of it is that the Op would have cAlled for 2 minutes. I accept the criticism but this forum has much bigger issues than me? It happens to everyone, btw #justSayin #NoOneIsPerfect
the least you could do is, preempt the statement with a disclaimer that it's your opinion/assumption
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 01:56:11 PM

the least you could do is, preempt the statement with a disclaimer that it's your opinion/assumption
agreed. I was going to do that right before I posted, but I am on tapatalk and an juggling a lot of things as we speak. I was just trying to help someone out. LetS not make a huge deal about this
Title: Re: Chase Freedom Master Thread
Post by: ah on July 29, 2014, 01:59:01 PM
okay. It was more than an assumption, but I hear what you are saying. Also, the worst that could hAve come out of it is that the Op would have cAlled for 2 minutes. I accept the criticism but this forum has much bigger issues than me? It happens to everyone, btw #justSayin #NoOneIsPerfect
Really? That's the rationale? I'm trying to be nice, but no, other things can happen as well, members may use your wrong information and it will effect their next move, for all you know the OP was at the gas station, trying to figure out if it's worth using their card if they haven't yet enrolled...and that's only this particular situation. This is a serious forum, with people looking for first hand, proven knowledge. We all appreciate any of that that you contribute. These hashtags etc I believe really belong elsewhere. You have been defensive a number of times saying everyone here is intense, no, we are not intense, yes, this is a fun place, but it's a serious place, we are adults dealing with our money here, and money is very serious.
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 02:01:26 PM
Okay then. #ChillOut #HashtagIs4U
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 02:03:15 PM

Okay then. #ChillOut #HashtagIs4U
Also based on my answer, he would have still used the chase freedom at the gas station. I am also using real money. Your intensity is amusing. Chiam moskowitz is completely with me on this one.
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 02:06:33 PM

Also based on my answer, he would have still used the chase freedom at the gas station. I am also using real money. Your intensity is amusing. Chiam moskowitz is completely with me on this one.
At least we get a good laugh about your intensity. You should only be up tight and intense about this game is you don't know what you are doing or acting illegally. There is really nothing else to gets worked up about
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 02:07:56 PM

At least we get a good laugh about your intensity. You should only be up tight and intense about this game is you don't know what you are doing or acting illegally. There is really nothing else to gets worked up about
Btw read the igerea harabAn on living a more chilled existence- follow in the words or our sages #Worthwhile
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on July 29, 2014, 02:08:20 PM
Can you please stop quoting yourself. if you have more things to add, just edit your original post
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 02:09:50 PM

Can you please stop quoting yourself. if you have more things to add, just edit your original post
So good that it's worth quoting #JustKidding #myBad
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on July 29, 2014, 02:11:01 PM
and the hashtags #have #got #to #stop
Title: Re: Chase Freedom Master Thread
Post by: ah on July 29, 2014, 02:13:50 PM
Listen Joey, we all know you mean well, but this PM after my post says it all...
Quote
You're my hero  :D
just stop, take a step back and digest the "intense" comments you tend to brush off as other people having issues
Title: Re: Chase Freedom Master Thread
Post by: MC on July 29, 2014, 02:14:37 PM
Really? That's the rationale? I'm trying to be nice, but no, other things can happen as well, members may use your wrong information and it will effect their next move, for all you know the OP was at the gas station, trying to figure out if it's worth using their card if they haven't yet enrolled...and that's only this particular situation. This is a serious forum, with people looking for first hand, proven knowledge. We all appreciate any of that that you contribute. These hashtags etc I believe really belong elsewhere. You have been defensive a number of times saying everyone here is intense, no, we are not intense, yes, this is a fun place, but it's a serious place, we are adults dealing with our money here, and money is very serious.
+1
@joey123, I don't doubt that you mean well, but when your mistaken opinions/assumptions come across as facts, some of the less knowledgeable members on here can end up losing out. Please take your time and read at least half as much as you post... it might do you some good. At the very least it will save you from being in the line of fire from others.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on July 29, 2014, 02:19:55 PM
+1
@joey123, I don't doubt that you mean well, but when your mistaken opinions/assumptions come across as facts, some of the less knowledgeable members on here can end up losing out. Please take your time and read at least half as much as you post... it might do you some good. At the very least it will save you from being in the line of fire from others.
I agree. And now that I think we all get the point, can we move on? Or do we have to rehash this more first?
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 02:24:21 PM

I agree. And now that I think we all get the point, can we move on? Or do we have to rehash this more first?
I have moved on already. No hard feelings. I don't know any of you anyway. You said your point I agreed, and then everyone got a little out of control (maybe only me) lol. Over
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on July 29, 2014, 02:29:22 PM
I feel compelled to make a pun:
I agree. And now that I think we all get the point, can we move on? Or do we have to rehash this more first?
#hashtag


NOW I can move on.
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on July 29, 2014, 02:30:53 PM
joey123 iam really sorry, that beacuse of me you got such a rant from other DDFers, BUT one of than was actuelly right about almost not using my Freedom i was gonne use my Ink.
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 02:31:28 PM

I feel compelled to make a pun:  #hashtag


NOW I can move on.
Lol #LoveIt Keep'emComing
Title: Re: Chase Freedom Master Thread
Post by: joey123 on July 29, 2014, 02:33:00 PM

joey123 iam really sorry, that beacuse of me you got such a rant from other DDFers, BUT one of than was actuelly right about almost not using my Freedom i was gonne use my Ink.
lol. Did it work out in the end? Sorry if I screwed u up. I can donate the points to I if you want. They are not a lot and Are inconsequential to me. pm
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on July 29, 2014, 02:36:51 PM
dont worry i saw Dans post before i even had  chance to screw up but apolegy accepted
Title: Re: Chase Freedom Master Thread
Post by: Dan on July 29, 2014, 02:37:23 PM
That's enough guys.
Please stay on topic.
Title: Re: Chase Freedom Master Thread
Post by: ChaimMoskowitz on July 29, 2014, 02:39:36 PM
Also based on my answer, he would have still used the chase freedom at the gas station. I am also using real money. Your intensity is amusing. Chiam moskowitz is completely with me on this one.
best to leave me out of these.
Title: Re: Chase Freedom Master Thread
Post by: Freddie on August 06, 2014, 12:29:23 AM
This is a n00b question but it just dawned on me.

I just downgraded my SP to a Freedom because the AF hit. So now I have two Freedoms.

The AF also just hit on one of my SW cards. Why not just downgrade that into a Freedom too? I mean 1500 x5 x 4 quarters = 30,000 URP a year per Freedom card. Why not just downgrade all Chase cards into Freedoms? Is there a limit? Better yet... is there a record? I saw that Dan has three Freedoms.

Any thoughtful advice on an approach for this, please?
Title: Re: Chase Freedom Master Thread
Post by: smaxber on August 06, 2014, 01:05:56 AM
This is a n00b question but it just dawned on me.

I just downgraded my SP to a Freedom because the AF hit. So now I have two Freedoms.

The AF also just hit on one of my SW cards. Why not just downgrade that into a Freedom too? I mean 1500 x5 x 4 quarters = 30,000 URP a year per Freedom card. Why not just downgrade all Chase cards into Freedoms? Is there a limit? Better yet... is there a record? I saw that Dan has three Freedoms.

Any thoughtful advice on an approach for this, please?
No experience but I would think not all cards can be downgraded to freedoms especially co branded cards like Marriott BA SW but who knows....report back!
Title: Re: Chase Freedom Master Thread
Post by: David R on August 06, 2014, 01:43:08 AM
This is a n00b question but it just dawned on me.

I just downgraded my SP to a Freedom because the AF hit. So now I have two Freedoms.

The AF also just hit on one of my SW cards. Why not just downgrade that into a Freedom too? I mean 1500 x5 x 4 quarters = 30,000 URP a year per Freedom card. Why not just downgrade all Chase cards into Freedoms? Is there a limit? Better yet... is there a record? I saw that Dan has three Freedoms.

Any thoughtful advice on an approach for this, please?
You can get the three Freedom cards and spend in the 5X categories this quarter. Then when you are ready to apply for some more cards, you will be able to close one or more Freedom cards if that's what it takes to get approved.
Title: Re: Chase Freedom Master Thread
Post by: Freddie on August 06, 2014, 02:05:56 AM
You can get the three Freedom cards and spend in the 5X categories this quarter. Then when you are ready to apply for some more cards, you will be able to close one or more Freedom cards if that's what it takes to get approved.

Why only three? Like I said... Is there a limit? Is there a record?
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 07, 2014, 11:25:19 PM
I tried to link my brother who just opened his freedom as if I referred him even though he didn't use my referral link this is what I got in reply:

"Thank you for contacting Chase with your inquiry about
refer a friend program.

I regret that it will not be possible to add your friend
now. The referred friend has to apply using the URL on
the invitation email/Facebook/Twitter post.

However, you can refer other friends till 10/15/14.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

Smita Medhekar
Customer Service Specialist"

Is it a no go? anyone with experience? Or huca?
Title: Re: Chase Freedom Master Thread
Post by: joey123 on August 07, 2014, 11:34:38 PM
I tried to link my brother who just opened his freedom as if I referred him even though he didn't use my referral link this is what I got in reply:

"Thank you for contacting Chase with your inquiry about
refer a friend program.

I regret that it will not be possible to add your friend
now. The referred friend has to apply using the URL on
the invitation email/Facebook/Twitter post.

However, you can refer other friends till 10/15/14.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

Smita Medhekar
Customer Service Specialist"

Is it a no go? anyone with experience? Or huca?

How much did you lose? What's the referral amount for this card? Most people here use Dan's links, so I don't think people have so much experience with that, but it's sure worth asking.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 07, 2014, 11:48:44 PM
How much did you lose? What's the referral amount for this card? Most people here use Dan's links, so I don't think people have so much experience with that, but it's sure worth asking.
My bro used dan's link ( @ least that's what I provided him with) but I want to  add him on now.
5k UR worth fighting for?
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 07, 2014, 11:50:38 PM
How much did you lose? What's the referral amount for this card? Most people here use Dan's links, so I don't think people have so much experience with that, but it's sure worth asking.
Maybe i should Just try to claim that my link was broken then?
In case ur wondering the reason he didn't use my referral link is cuz I didn't have it yet I only got the offer after he applied
Title: Re: Chase Freedom Master Thread
Post by: joey123 on August 08, 2014, 12:04:02 AM
Maybe i should Just try to claim that my link was broken then?
In case ur wondering the reason he didn't use my referral link is cuz I didn't have it yet I only got the offer after he applied

It's only 5K? that would lying an unethical. I am the resident mashgiach so I must make it known, but this isn't the ethics thread, so even the mashgiah will shut up :). I wish there was a smiley face with peyos
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 08, 2014, 12:10:33 AM
It's only 5K? that would lying an unethical. I am the resident mashgiach so I must make it known, but this isn't the ethics thread, so even the mashgiah will shut up :). I wish there was a smiley face with peyos
Lol
No lying involved @ all I strongly believe my link wasn't working @ the time דו"ק
Title: Re: Chase Freedom Master Thread
Post by: joey123 on August 08, 2014, 12:11:18 AM
Lol
No lying involved @ all I strongly believe my link wasn't working @ the time דו"ק

Got it. I wans't accusing you; I was just pointing it out. Thanks for clearing that up. So, it's only 5K UR points?
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 08, 2014, 12:13:05 AM
Got it. I wans't accusing you; I was just pointing it out. Thanks for clearing that up. So, it's only 5K UR points?
Yep or $50 Cashback like they put it.
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on August 08, 2014, 05:13:58 AM


Maybe i should Just try to claim that my link was broken then?
Actually had that once. I called them and they credited my account 2,500 points and told me to call back after my friend is approved for the remaining 2,500.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 08, 2014, 08:20:15 AM
Actually had that once. I called them and they credited my account 2,500 points and told me to call back after my friend is approved for the remaining 2,500.
Which department should I call? Number?
Tia
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on August 08, 2014, 09:48:07 AM
Which department should I call? Number?
Tia
I just called the number in back of my card.
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on August 10, 2014, 09:49:18 PM
Midwest...? Goldmine!
Sadly the Midwest was NOT a goldmine. One 7-Eleven said cash only (supposedly there had been a lot of fraud, because apparently there must be DDF'ers in Joliet, IL) and three in Chicago didn't have any (which leads me to believe that they sold them with CCs and someone got to them before me)

Now that I'm back in NY, has anyone had success recently in the NY area getting OV with a CC?
Title: Re: Chase Freedom Master Thread
Post by: Good Times on August 11, 2014, 04:41:53 PM
hi
if u have freedom and sapphire can i take the UR points from freedom and move them to my UR Sapphire?
i need them to b transfer to BA points

Thanks
Title: Re: Chase Freedom Master Thread
Post by: joey123 on August 11, 2014, 04:42:31 PM
hi
if u have freedom and sapphire can i take the UR points from freedom and move them to my UR Sapphire?
i need them to b transfer to BA points

Thanks

Yes. Enjoy
Title: Re: Chase Freedom Master Thread
Post by: Good Times on August 11, 2014, 06:01:07 PM
got it now
thanks
Title: Re: Chase Freedom Master Thread
Post by: joey123 on August 11, 2014, 06:05:35 PM
got it now
thanks

Your welcome.
Title: Re: Chase Freedom Master Thread
Post by: Abet rich on August 11, 2014, 10:28:09 PM
hi
if u have freedom and sapphire can i take the UR points from freedom and move them to my UR Sapphire?
i need them to b transfer to BA points

Thanks
Your accounts and points should me linked either through you or a spouse
Title: Re: Chase Freedom Master Thread
Post by: Good Times on August 12, 2014, 03:22:50 AM
Can I send UR points from one account to another?
Same family.?
Title: Re: Chase Freedom Master Thread
Post by: Novo on August 12, 2014, 03:32:35 AM
Can I send UR points from one account to another?
Same family.?
If by same family you mean husband/wife, than yes, otherwise, you can, but it may cause you to get A/Aed
Title: Re: Chase Freedom Master Thread
Post by: freddy on August 13, 2014, 08:49:19 PM
Is there a 150 cash back offer or is 100 the best?
Title: Re: Chase Freedom Master Thread
Post by: Abet rich on August 13, 2014, 08:50:29 PM
Is there a 150 cash back offer or is 100 the best?
It usually is 100 but you just missed the 200 offer a few weeks ago
Title: Re: Chase Freedom Master Thread
Post by: lifetimedeals on August 14, 2014, 01:40:21 PM
Someone who never had a credit card yet (just additional Amex and additional on Spouse Freedom) would be easier to get approved on Freedom or Amex?
Title: Re: Chase Freedom Master Thread
Post by: joelr773 on August 14, 2014, 01:57:43 PM
Freedom for sure because minimum credit line on freedom is 500 on Amex and other chase cards is 5000
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on August 14, 2014, 02:30:58 PM
Freedom for sure because minimum credit line on freedom is 500 on Amex and other chase cards is 5000
-1. Not all Amex cards have a minimum of $5,000 CL.
Title: Re: Chase Freedom Master Thread
Post by: Abet rich on August 14, 2014, 03:29:42 PM
Someone who never had a credit card yet (just additional Amex and additional on Spouse Freedom) would be easier to get approved on Freedom or Amex?
They can put in a special consideration request if you have a  banking relationship with them.
Title: Re: Chase Freedom Master Thread
Post by: Abet rich on August 14, 2014, 03:30:16 PM
Freedom for sure because minimum credit line on freedom is 500 on Amex and other chase cards is 5000
-1. Not all Amex cards have a minimum of $5,000 CL.
Most Chase cards have a 1000 minimum
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 14, 2014, 03:33:59 PM
Most Chase cards have a 1000 minimum
By exception of freedom which can be less, & so can amex it can be 2k and so on.
I believe freedom will get u more chances of being approved.
Title: Re: Chase Freedom Master Thread
Post by: lifetimedeals on August 14, 2014, 04:14:00 PM
By exception of freedom which can be less, & so can amex it can be 2k and so on.
I believe freedom will get u more chances of being approved.
Thanks, will it help anything getting approved having additional card on spouse freedom account?
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 14, 2014, 04:17:33 PM
Thanks, will it help anything getting approved having additional card on spouse freedom account?
It's good that you are an additional. though I don't think the fact that you are an additional on a freedom makes a difference if that's what you are trying to emphasize.
Title: Re: Chase Freedom Master Thread
Post by: lifetimedeals on August 14, 2014, 05:00:55 PM
It's good that you are an additional. though I don't think the fact that you are an additional on a freedom makes a difference if that's what you are trying to emphasize.
so it might not really help for a new card, maybe better to start with a store card like Gap etc.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 14, 2014, 05:36:23 PM
so it might not really help for a new card, maybe better to start with a store card like Gap etc.
Dan would prob recommend u to do that.
Did you try checking ur fico score?
If u have a score then I can't see y u shouldn't apply for a freedom.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 14, 2014, 05:40:17 PM
It usually is 100 but you just missed the 200 offer a few weeks ago
-1 correction it is now $125.
 additional for adding an AU.
Title: Re: Chase Freedom Master Thread
Post by: chamdena on August 14, 2014, 09:00:36 PM
-1. Not all Amex cards have a minimum of $5,000 CL.
+1. My brothers first card was Amex Delta 1k CL.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on August 14, 2014, 09:49:50 PM
+1. My brothers first card was Amex Delta 1k CL.
It was my 2nd card 2k cl.
Title: Re: Chase Freedom Master Thread
Post by: princea143 on August 18, 2014, 09:50:28 AM
For non-category purchases or any purchases under $10 (excluding Ink) is it safe to say that Freedom is the go-to card? FYI I still get 10ppp along with the 10%. Is there anything else that beats this perk for said scenario?
Title: Re: Chase Freedom Master Thread
Post by: rockstarhockstar on August 18, 2014, 12:43:54 PM
I signed up for Chase Freedom and I thought that when I signed up it offered a 20,000 point bonus, when I called customer service they said that there was only a 10,000 point bonus when I signed up and the offered to give me the 20,000 point bonus anyway. Maybe a week later I got a letter in the mail it said that I would be getting 110,000 bonus points for meeting the $500 threshold. When I called customer service and told them what the letter said they said that I would get a hundred ten thousand bonus points added to my account on my next statement. Then I got a letter saying that I didn't meet a spending threshold, what is the unofficial/official 3 month threshold for Chase? Isn't it 100 days?
Title: Re: Chase Freedom Master Thread
Post by: princea143 on August 20, 2014, 04:54:42 AM
What are the chances that if I SM Chase CS that they would match the $200 bonus?  I want to know if I should apply for my wife now or just wait until it ever comes back again.  TIA
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on August 21, 2014, 09:04:48 AM
For non-category purchases or any purchases under $10 (excluding Ink) is it safe to say that Freedom is the go-to card? FYI I still get 10ppp along with the 10%. Is there anything else that beats this perk for said scenario?
No, you lucky duck.
Title: Re: Chase Freedom Master Thread
Post by: David R on August 21, 2014, 10:56:33 AM
For non-category purchases or any purchases under $10 (excluding Ink) is it safe to say that Freedom is the go-to card? FYI I still get 10ppp along with the 10%. Is there anything else that beats this perk for said scenario?
Did you mean to say "For non-category purchases of under $10"? If you meant what you wrote, there are other cards that do better for non-category purchases depending on how much you value UR. Furthermore, there are purchases in specific categories between $3 and $10 that do better on other cards (e.g., spend $8 at a supermarket with AmEx BCP for $0.48 CB vs. 18.8 UR with Freedom).
Title: Re: Chase Freedom Master Thread
Post by: rockstarhockstar on August 22, 2014, 11:32:11 AM
I signed up for Chase Freedom and I thought that when I signed up it offered a 20,000 point bonus, when I called customer service they said that there was only a 10,000 point bonus when I signed up and the offered to give me the 20,000 point bonus anyway. Maybe a week later I got a letter in the mail it said that I would be getting 110,000 bonus points for meeting the $500 threshold. When I called customer service and told them what the letter said they said that I would get a hundred ten thousand bonus points added to my account on my next statement. Then I got a letter saying that I didn't meet the spending threshold, what is the official threshold for Chase?

Quote

??
Title: Re: Chase Freedom Master Thread
Post by: LoLo on August 24, 2014, 01:52:09 AM
What are the chances that if I SM Chase CS that they would match the $200 bonus?  I want to know if I should apply for my wife now or just wait until it ever comes back again.  TIA
I applied and got approved for freedom on July 6, sm'd twice to be matched and was denied both times
Title: Re: Chase Freedom Master Thread
Post by: Abet rich on August 24, 2014, 01:59:03 PM
I signed up for Chase Freedom and I thought that when I signed up it offered a 20,000 point bonus, when I called customer service they said that there was only a 10,000 point bonus when I signed up and the offered to give me the 20,000 point bonus anyway. Maybe a week later I got a letter in the mail it said that I would be getting 110,000 bonus points for meeting the $500 threshold. When I called customer service and told them what the letter said they said that I would get a hundred ten thousand bonus points added to my account on my next statement. Then I got a letter saying that I didn't meet the spending threshold, what is the official threshold for Chase?

Quote

??
Where does 110,000 come into play?
Title: Re: Chase Freedom Master Thread
Post by: rockstarhockstar on August 24, 2014, 02:01:30 PM
Where does 110,000 come into play?
When they sent me a letter with a typo saying 110000
Title: Re: Chase Freedom Master Thread
Post by: princea143 on August 25, 2014, 12:57:48 PM

Did you mean to say "For non-category purchases of under $10"? If you meant what you wrote, there are other cards that do better for non-category purchases depending on how much you value UR. Furthermore, there are purchases in specific categories between $3 and $10 that do better on other cards (e.g., spend $8 at a supermarket with AmEx BCP for $0.48 CB vs. 18.8 UR with Freedom).
I value my UR currently at .03pp, but please let me know what other cards can do better for non-category purchases. As for specific categories, what cards besides BCP are good too. Thanks.
Title: Re: Chase Freedom Master Thread
Post by: princea143 on August 25, 2014, 12:58:43 PM

No, you lucky duck.
;) for now...
Title: Re: Chase Freedom Master Thread
Post by: princea143 on August 25, 2014, 12:59:52 PM

I applied and got approved for freedom on July 6, sm'd twice to be matched and was denied both times
Are you still following through with the dispute or are you throwing in the towel?
Title: Re: Chase Freedom Master Thread
Post by: LoLo on August 25, 2014, 06:32:37 PM
Are you still following through with the dispute or are you throwing in the towel?
Think I should sm a third time?
Title: Re: Chase Freedom Master Thread
Post by: LoLo on August 25, 2014, 06:34:01 PM
Think I should sm a third time?
It seems like they'd march a card you already have, to the current offer, but won't match a card that you got after the offer, to the expired offer
Title: Re: Chase Freedom Master Thread
Post by: princea143 on August 25, 2014, 06:39:59 PM

Think I should sm a third time?
I always do more than 3 SMs and another few by phone. I would that is if it's worth the 10k UR to you. I read a few who got matched. Don't know if they tried within the 90 days though.
Title: Re: Chase Freedom Master Thread
Post by: LoLo on August 25, 2014, 06:58:31 PM
I always do more than 3 SMs and another few by phone. I would that is if it's worth the 10k UR to you. I read a few who got matched. Don't know if they tried within the 90 days though.
Did you ever succeed after 3 SMs rather then 2?
Title: Chase Freedom Master Thread
Post by: princea143 on August 25, 2014, 07:18:20 PM
Did you ever succeed after 3 SMs rather then 2?
I've succeeded after 4 or 5 or more even. The point is to figure out how much the points are worth to you and if the time you will be spending to get it is worth it. You harass them enough and they will cave in most cases. I'd say that I've been successful 90% of the time. Chase has been really hard to deal with lately especially with recon though. YMMV
Title: Re: Chase Freedom Master Thread
Post by: LoLo on August 25, 2014, 10:09:21 PM
I've succeeded after 4 or 5 or more even. The point is to figure out how much the points are worth to you and if the time you will be spending to get it is worth it. You harass them enough and they will cave in most cases. I'd say that I've been successful 90% of the time. Chase has been really hard to deal with lately especially with recon though. YMMV
Wouldn't driving them crazy hurt my relationship with them?
Title: Chase Freedom Master Thread
Post by: princea143 on August 25, 2014, 10:48:56 PM
Wouldn't driving them crazy hurt my relationship with them?
I shouldn't have used "harassed." I meant respectfully request and persuade a rep to happily honor said request. There are reps out there willing to help out a loyal and/or long-term customers. Luck of the draw. Pursuance improves success rate.
Title: Re: Chase Freedom Master Thread
Post by: LoLo on August 25, 2014, 11:55:29 PM
I shouldn't have used "harassed." I meant respectfully request and persuade a rep to happily honor said request. There are reps out there willing to help out a loyal and/or long-term customers. Luck of the draw. Pursuance improves success rate.
I shall try that tomorrow, will report back
Title: Re: Chase Freedom Master Thread
Post by: LoLo on August 26, 2014, 11:10:23 AM
I shouldn't have used "harassed." I meant respectfully request and persuade a rep to happily honor said request. There are reps out there willing to help out a loyal and/or long-term customers. Luck of the draw. Pursuance improves success rate.
Thanks so much for the advice, a 1 minute phone call was all that I needed, I should receive anther 10,000 points within the next 8 weeks
Title: Re: Chase Freedom Master Thread
Post by: rockstarhockstar on August 26, 2014, 11:11:36 AM
I signed up for Chase Freedom and I thought that when I signed up it offered a 20,000 point bonus, when I called customer service they said that there was only a 10,000 point bonus when I signed up and the offered to give me the 20,000 point bonus anyway. Maybe a week later I got a letter in the mail it said that I would be getting 110,000 bonus points for meeting the $500 threshold. When I called customer service and told them what the letter said they said that I would get a hundred ten thousand bonus points added to my account on my next statement. Then I got a letter saying that I didn't meet a spending threshold, what is the unofficial/official 3 month threshold for Chase? Isn't it 100 days?
Anybody????
Title: Re: Chase Freedom Master Thread
Post by: rockstarhockstar on August 26, 2014, 11:13:11 AM
To be clear this was a typo saying that I would receive 110000 points for spending $500 within the first 3 months
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on August 26, 2014, 11:14:06 AM
To be clear this was a typo saying that I would receive 110000 points for spending $500 within the first 3 months
did you spend the $500 ?
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on August 26, 2014, 11:16:44 AM
IIRC Its 93 Days
Title: Re: Chase Freedom Master Thread
Post by: rockstarhockstar on August 26, 2014, 11:30:34 AM
Yes
Title: Re: Chase Freedom Master Thread
Post by: rockstarhockstar on August 26, 2014, 11:31:44 AM


did you spend the $500 ?

If it's 93 days then yes.
Title: Re: Chase Freedom Master Thread
Post by: rockstarhockstar on August 26, 2014, 11:32:09 AM
IIRC Its 93 Days
Do you know where I can find that in writing?
Title: Re: Chase Freedom Master Thread
Post by: princea143 on August 26, 2014, 11:45:43 AM
Thanks so much for the advice, a 1 minute phone call was all that I needed, I should receive anther 10,000 points within the next 8 weeks
8)
Title: Re: Chase Freedom Master Thread
Post by: Novo on August 28, 2014, 01:38:59 PM
Just got this email
We are making changes to the Ultimate RewardsSM program to meet the evolving needs of our customers.
Please click here for more details.
•For Chase Checking Customers:
 
>After the closing date on your December 2015 billing statement, you will no longer earn the extra 10% annual bonus that you get on the cash back you've already received for new purchases.
>If you have an open Chase checking account on that date, you will receive your final 10% annual bonus award in early 2016.
http://forums.dansdeals.com/index.php?topic=44386.0
Title: Re: Chase Freedom Master Thread
Post by: avadah on September 01, 2014, 03:54:32 PM
What's the minimum credit line you need to keep this card open?
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on September 01, 2014, 04:00:09 PM
What's the minimum credit line you need to keep this card open?
IINM $500
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on September 03, 2014, 12:40:00 PM
+1
Title: Re: Chase Freedom Master Thread
Post by: lifetimedeals on September 07, 2014, 09:56:38 PM
would it be a red flag for chase a $500 purchase at gas station in one transaction?
Title: Re: Chase Freedom Master Thread
Post by: htg123 on September 07, 2014, 10:11:24 PM
would it be a red flag for chase a $500 purchase at gas station in one transaction?
That's a very general question. In theory there's no reason why spending large at a gas station should... But many side factors may trigger red flags
Title: Re: Chase Freedom Master Thread
Post by: lifetimedeals on September 07, 2014, 10:19:12 PM
That's a very general question. In theory there's no reason why spending large at a gas station should... But many side factors may trigger red flags
just for the simple fact a normal person does not spend more than $100 at a gas station at once
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on September 07, 2014, 11:19:43 PM
would it be a red flag for chase a $500 purchase at gas station in one transaction?
I haven't done it this year (because my regular 7-Eleven stopped allowing CC) but last year I had bought OVs at 7-Eleven which was categorized as a gas station and it wasn't flagged, went through no problem. I did it 3 times.
Title: Re: Chase Freedom Master Thread
Post by: htg123 on September 07, 2014, 11:22:11 PM
just for the simple fact a normal person does not spend more than $100 at a gas station at once
Do people never fill multiple car tanks?
Obviously it's not what every person does... But it's also far from a remote scenario
Title: Re: Chase Freedom Master Thread
Post by: lunatic on September 07, 2014, 11:50:34 PM
Do people never fill multiple car tanks?
Obviously it's not what every person does... But it's also far from a remote scenario
If they have stop and shop points
Title: Re: Chase Freedom Master Thread
Post by: WAM on September 08, 2014, 03:18:21 AM
If they have stop and shop points
If they're using S&S points, they would have a very hard time spending $500 in a week at a gas station, let alone one transaction...
Title: Re: Chase Freedom Master Thread
Post by: lunatic on September 08, 2014, 06:03:53 AM
If they're using S&S points, they would have a very hard time spending $500 in a week at a gas station, let alone one transaction...
True, but they might be filling multiple tanks
Title: Re: Chase Freedom Master Thread
Post by: WAM on September 08, 2014, 08:55:02 AM
True, but they might be filling multiple tanks
You'd have to fill eight 35 gallon tanks in a week to surpass $500. Possible, but not likely. So it's a good thing that I don't work for the Chase Fraud Dept.
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on September 08, 2014, 10:19:34 AM
I dont undrstand the whole disscusion any of you ever tried filling up a trailer/bus ? it could come out way over $500, does chase not allow prof. drivers to use the Freedom card?
Title: Re: Chase Freedom Master Thread
Post by: ranhan429 on September 08, 2014, 10:23:56 AM
I dont undrstand the whole disscusion any of you ever tried filling up a trailer/bus ? it could come out way over $500, does chase not allow prof. drivers to use the Freedom card?

+1
Title: Re: Chase Freedom Master Thread
Post by: TC610 on September 08, 2014, 02:24:33 PM
True, but exactly $504.95 x 3 in one quarter might not look all that great in Chase's eyes...

...but with that said, I've done it a couple of times on multiple cards.
Title: Re: Chase Freedom Master Thread
Post by: lunatic on September 08, 2014, 02:30:34 PM
True, but exactly $504.95 x 3 in one quarter might not look all that great in Chase's eyes...

...but with that said, I've done it a couple of times on multiple cards.
So buy a drink too
Title: Re: Chase Freedom Master Thread
Post by: TC610 on September 08, 2014, 02:32:35 PM
That's what I did this quarter :)
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on September 08, 2014, 02:38:02 PM
I wish I could find a NYC area 7-Eleven that allowed me to buy an OV with a CC.
Title: Re: Chase Freedom Master Thread
Post by: WAM on September 08, 2014, 10:42:27 PM
I dont undrstand the whole disscusion any of you ever tried filling up a trailer/bus ? it could come out way over $500, does chase not allow prof. drivers to use the Freedom card?
If you use S&S points, in NY, it would come out to around $1.70 per gal.
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on September 09, 2014, 10:57:26 PM
for the next quarter 5x on amazon, does AP count?
Title: Re: Chase Freedom Master Thread
Post by: MC on September 09, 2014, 10:59:43 PM
for the next quarter 5x on amazon, does AP count?
Nope.
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on September 10, 2014, 09:08:25 PM
for the next quarter 5x on amazon, does AP count?
Still wanna know?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on September 10, 2014, 09:11:06 PM
Still wanna know?
Would still be worth it for october...
Title: Re: Chase Freedom Master Thread
Post by: NYHeel on September 11, 2014, 11:02:13 AM
Anyone know what store gift cards 7-eleven sells? I'm not all that close to $1500 on my Freedom card this month on gas alone and thought maybe there would be some useful gift cards in 7-eleven. Any other reasonable way to fill in the remaining $700 in potential 5 points per dollar I have left this quarter?
Title: Re: Chase Freedom Master Thread
Post by: KidOOO on September 11, 2014, 07:29:40 PM
My sis just got the freedom with 10K offer

Any point to SM to get matched to 20K or 30K?
Title: Re: Chase Freedom Master Thread
Post by: TimT on September 11, 2014, 07:32:32 PM
My sis just got the freedom with 10K offer

Any point to SM to get matched to 20K or 30K?
When was there a 30k offer ?
Title: Re: Chase Freedom Master Thread
Post by: David R on September 11, 2014, 07:54:49 PM
Anyone know what store gift cards 7-eleven sells? I'm not all that close to $1500 on my Freedom card this month on gas alone and thought maybe there would be some useful gift cards in 7-eleven. Any other reasonable way to fill in the remaining $700 in potential 5 points per dollar I have left this quarter?
Maybe Kohl's has gift cards?
Title: Re: Chase Freedom Master Thread
Post by: KidOOO on September 11, 2014, 08:21:31 PM
When was there a 30k offer ?

A while back
Title: Re: Chase Freedom Master Thread
Post by: WAM on September 14, 2014, 03:34:22 AM
My sis just got the freedom with 10K offer

Any point to SM to get matched to 20K or 30K?
Yes. Worst case, the answer is no.
If you're really lucky, you'll get 110,000 points like rockstarhockstar.
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on September 14, 2014, 11:57:31 AM
or you wont bcuz youll miss a $500 deadline
Title: Re: Chase Freedom Master Thread
Post by: Mo2 on September 14, 2014, 02:57:01 PM
I know it's hard to find a 7-Eleven that allows CC for visa cards but if I can find one, which cards can be cashed out? (my local 711's doesn't have one vanilla and only $25-50 GC.  Will my vanilla work on serve?)
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on September 14, 2014, 09:46:29 PM
I know it's hard to find a 7-Eleven that allows CC for visa cards but if I can find one, which cards can be cashed out? (my local 711's doesn't have one vanilla and only $25-50 GC.  Will my vanilla work on serve?)
No My Vanilla Doesnt work on Serve. But from what I hear My Vanillas are also hard coded to not accept credit card so its irrelevant.
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on September 15, 2014, 08:28:52 PM
I know it's hard to find a 7-Eleven that allows CC for visa cards but if I can find one, which cards can be cashed out? (my local 711's doesn't have one vanilla and only $25-50 GC.  Will my vanilla work on serve?)
One Vanilla - not hard coded at 7-11 and works at Family Dollar with Serve.
Title: Re: Chase Freedom Master Thread
Post by: Mo2 on September 17, 2014, 11:18:15 AM
I don't have a local family dollar. Will one vanilla load at Wm?
One Vanilla - not hard coded at 7-11 and works at Family Dollar with Serve.
Title: Re: Chase Freedom Master Thread
Post by: ranhan429 on September 17, 2014, 04:39:19 PM
Nope.
How do you know?
Title: Re: Chase Freedom Master Thread
Post by: @Yehuda on September 17, 2014, 05:41:06 PM
You can activate Q4 5x categories now.
Title: Re: Chase Freedom Master Thread
Post by: lubaby on September 17, 2014, 06:22:17 PM
You can activate Q4 5x categories now.
Activated yesterday. Randomly decided to log into my online account and saw the option.
Title: Re: Chase Freedom Master Thread
Post by: MC on September 17, 2014, 07:15:08 PM

How do you know?
1- I read it in this thread over and over
2- I still doubted, so I tried it for myself and it didn't work
Title: Re: Chase Freedom Master Thread
Post by: ranhan429 on September 18, 2014, 01:20:01 AM
1- I read it in this thread over and over
2- I still doubted, so I tried it for myself and it didn't work
Hahah! I also did 1, but was really tempted to do 2 this month- lol
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on September 18, 2014, 10:21:38 AM
Activated yesterday. Randomly decided to log into my online account and saw the option.
Chase emails me a reminded each quarter.  Probably a setting I have.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on September 18, 2014, 10:28:11 AM
Chase emails me a reminded each quarter.  Probably a setting I have.
+1
Title: Re: Chase Freedom Master Thread
Post by: eli.f on September 20, 2014, 04:21:17 PM
Tried to search.
I just got the bonus for my Freedom. I also got 2.5k for adding an AU, although I didn't use it at all. Is this normal?
Could they get withdrawn if I cancel the AU card and never use it?

EDIT: Never mind. Found this (http://www.reddit.com/r/churning/comments/2c5wi7/chase_sapphire_preferred_adding_an_authorized/).
I'll leave this here in case anyone else has the same question.
Title: Re: Chase Freedom Master Thread
Post by: freddy on September 22, 2014, 08:36:03 PM
Dan wrote on the main site http://www.dansdeals.com/archives/49915 that you can get a %10 bonus is this automatic or do I have to ask for it? Also is it only the Freedom or also the sp?
Title: Re: Chase Freedom Master Thread
Post by: night-owl on September 22, 2014, 08:58:13 PM
Dan wrote on the main site http://www.dansdeals.com/archives/49915 that you can get a %10 bonus is this automatic or do I have to ask for it? Also is it only the Freedom or also the sp?
As stated in the link you posted
"...The Freedom card first got rid of the 10+10% program (though some people still have it until today)... "
You can't ask for it.  Either you got it when you opened the card and still have it or you don't...

It never was available on the SP.
Title: Re: Chase Freedom Master Thread
Post by: ah on September 22, 2014, 09:20:52 PM
How do I use freedom points as UR? (i have a couple of ink cards)
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on September 22, 2014, 09:41:37 PM
Just go to the UR website and you'll see an option to combine points
Title: Re: Chase Freedom Master Thread
Post by: ah on September 22, 2014, 09:45:44 PM
Just go to the UR website and you'll see an option to combine points
thanks! any reason to not leave freedom with 0 points?
Title: Re: Chase Freedom Master Thread
Post by: zlt123 on September 22, 2014, 09:50:17 PM
not that i could think of
Title: Re: Chase Freedom Master Thread
Post by: ah on September 22, 2014, 09:51:59 PM
not that i could think of
ok! thanks again! :)
Title: Re: Chase Freedom Master Thread
Post by: SLP on September 29, 2014, 01:14:25 PM
I received a letter in the mail from Chase last week stating that my Freedom MasterCard is going to be converted to a Visa. Did anyone else get that?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on September 29, 2014, 01:15:31 PM
I received a letter in the mail from Chase last week stating that my Freedom MasterCard is going to be converted to a Visa. Did anyone else get that?
Many letters and emails. Still haven't gotten the Visa though.
Title: Re: Chase Freedom Master Thread
Post by: TimT on September 29, 2014, 02:34:18 PM
I received a letter in the mail from Chase last week stating that my Freedom MasterCard is going to be converted to a Visa. Did anyone else get that?
Does it say when ?
Title: Re: Chase Freedom Master Thread
Post by: mercaz1 on September 29, 2014, 02:54:29 PM
I received a letter in the mail from Chase last week stating that my Freedom MasterCard is going to be converted to a Visa. Did anyone else get that?

I got the same letter for my Freedom and Sapphire

received the cards like a month or two later
Title: Re: Chase Freedom Master Thread
Post by: lunatic on September 30, 2014, 01:39:52 PM
How does everyone manage to buy OV VGC at 7-11.
I tried multiple 7-11s in multiple areas (not high DDF areas) and they just say "cash only"
Title: Re: Chase Freedom Master Thread
Post by: etech0 on September 30, 2014, 01:45:22 PM
How does everyone manage to buy OV VGC at 7-11.
I tried multiple 7-11s in multiple areas (not high DDF areas) and they just say "cash only"
Been there, done that.
I guess we gotta keep trying!
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on September 30, 2014, 02:21:13 PM
so which 4th quarter dept stores sell visa gift cards or gas cards?
Title: Re: Chase Freedom Master Thread
Post by: Freddie on September 30, 2014, 09:34:14 PM
Ummm, today is the last day of Q3, right?
Title: Re: Chase Freedom Master Thread
Post by: TimT on September 30, 2014, 09:37:57 PM
Ummm, today is the last day of Q3, right?
Sounds about right.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on September 30, 2014, 10:28:19 PM
Sounds about right.
Was on Main Site
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on September 30, 2014, 10:33:48 PM
How does everyone manage to buy OV VGC at 7-11.
I tried multiple 7-11s in multiple areas (not high DDF areas) and they just say "cash only"
I can't tell you how many 7-Elevens I went to before I found one that let me buy one with a CC, and then he only let me buy one. I went back a week later to get more, and there was another guy (a young guy who didn't seem to want to get into trouble) and he said cash only and even after I showed him my receipt from the previous week (yeah I was that smart and brought my receipt) he said he had to call the manager. Thankfully he couldn't get a hold of the manager, and upon seeing that it was the same card I purchase one with last week he let me get two!
I had been to tons before that wouldn't let me. Its part luck and part trying to convince someone who doesn't know any better.
Title: Re: Chase Freedom Master Thread
Post by: TimT on September 30, 2014, 10:38:22 PM
Was on Main Site
Today is the last day of the 3rd quarter. Tomorrow is October.
Title: Re: Chase Freedom Master Thread
Post by: mendy613 on September 30, 2014, 11:58:25 PM
Will the freedom get me 5x with Amazon payments? (last month for that)
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on September 30, 2014, 11:59:20 PM
Will the freedom get me 5x with Amazon payments? (last month for that)
No.
Title: Re: Chase Freedom Master Thread
Post by: mendy613 on October 01, 2014, 12:08:04 AM
Shucks, i was hoping it would  :(
Title: Re: Chase Freedom Master Thread
Post by: dpk4588 on October 01, 2014, 12:16:52 AM
Will the freedom get me 5x with Amazon payments? (last month for that)
I think this and "Do amazon gift cards work on Amazon Payments?" are the most common questions related to Amazon Payments.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on October 01, 2014, 12:36:54 AM
I can't tell you how many 7-Elevens I went to before I found one that let me buy one with a CC, and then he only let me buy one. I went back a week later to get more, and there was another guy (a young guy who didn't seem to want to get into trouble) and he said cash only and even after I showed him my receipt from the previous week (yeah I was that smart and brought my receipt) he said he had to call the manager. Thankfully he couldn't get a hold of the manager, and upon seeing that it was the same card I purchase one with last week he let me get two!
I had been to tons before that wouldn't let me. Its part luck and part trying to convince someone who doesn't know any better.
It takes a lot of hunting. I B"H bought 2 OVs today at a 7-Eleven, but before you all start PMing me, let me state that I'm not going to say where. Just know that if you keep searching, you may find.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on October 01, 2014, 12:37:18 AM
I think this and "Do amazon gift cards work on Amazon Payments?" are the most common questions related to Amazon Payments.
sore topic...
Title: Re: Chase Freedom Master Thread
Post by: @Yehuda on October 01, 2014, 07:14:04 AM
It takes a lot of hunting. I B"H bought 2 OVs today at a 7-Eleven, but before you all start PMing me, let me state that I'm not going to say where. Just know that if you keep searching, you may find.
+1 I did that too earlier this week. I had also searched for a long time and was ready to give up until someone upthread a few pages said which 7-11 allows CC. So just read a little people!
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on October 01, 2014, 09:14:00 AM
Do any of these 4th quarter dept stores(Sears, Kohls, macy's etcc) sell visa gift cards or gas cards?
Title: Re: Chase Freedom Master Thread
Post by: rivkao on October 01, 2014, 12:21:54 PM
Will the freedom get me 5x with Amazon payments? (last month for that)
Last year I did the AP for the last quarter and although my points didn't automatically post, I did get a rep to give me the 5x.
Title: Re: Chase Freedom Master Thread
Post by: TC610 on October 01, 2014, 10:16:03 PM
Do any of these 4th quarter dept stores(Sears, Kohls, macy's etcc) sell visa gift cards or gas cards?

Yes.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on October 01, 2014, 10:20:46 PM
Yes.
How many PMs did you get so far?
Title: Re: Chase Freedom Master Thread
Post by: TC610 on October 01, 2014, 10:36:46 PM
Sorry, was referring to gas cards. Kohl's has them.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on October 19, 2014, 11:32:53 AM
"Woodbury common" just redid (actually still in middle) and as part of a bigger project they redid their information center actually very nicely done and they put down a nice big rack of gift cards would these qualify for the quaterly 5%?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on October 19, 2014, 12:18:58 PM
"Woodbury common" just redid (actually still in middle) and as part of a bigger project they redid their information center actually very nicely done and they put down a nice big rack of gift cards would these qualify for the quaterly 5%?
Visa GCs? What denomination?
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on October 19, 2014, 01:16:54 PM
Visa GCs? What denomination?
I didn't look to thoroughly but they had all types of GC as far as I could see.
Title: Re: Chase Freedom Master Thread
Post by: TC610 on October 19, 2014, 02:02:51 PM
"Woodbury common" just redid (actually still in middle) and as part of a bigger project they redid their information center actually very nicely done and they put down a nice big rack of gift cards would these qualify for the quaterly 5%?

https://creditcards.chase.com/freedom/selectmerchants
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on October 19, 2014, 04:13:43 PM
https://creditcards.chase.com/freedom/selectmerchants
It doesn't help me because I don't know who the seller would be for those.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on October 20, 2014, 04:03:58 PM
Btw last call (by neiman marcus) is not included in the bonus category
Title: Re: Chase Freedom Master Thread
Post by: Yitzshpitz on October 20, 2014, 05:03:47 PM
The chase freedom was my first card but because I had no credit history I needed a relative co-sign the card. Now that I no longer need that relative is there a way to remove him and make me the primary cardholder? Or do I cancel my part in that card and sign up up for a brand new one?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on October 20, 2014, 09:02:14 PM
The chase freedom was my first card but because I had no credit history I needed a relative co-sign the card. Now that I no longer need that relative is there a way to remove him and make me the primary cardholder? Or do I cancel my part in that card and sign up up for a brand new one?
IDK but if your only option is the second one, you can probably get the signup bonus again :)
Title: Re: Chase Freedom Master Thread
Post by: dudi on October 26, 2014, 10:30:23 PM
I got my freedom and I have been following my rewards balance and I noticed I have right now over 3000 points even though I only used 149$ on it so 1. How is that possible? 2. If these points transfer 1:1 ratio to a SP that means that this is really worth it to use the freedom more than the SP and than just transfer the points no? What am I missing?
Title: Re: Chase Freedom Master Thread
Post by: David R on October 26, 2014, 11:34:12 PM
I got my freedom and I have been following my rewards balance and I noticed I have right now over 3000 points even though I only used 149$ on it so 1. How is that possible? 2. If these points transfer 1:1 ratio to a SP that means that this is really worth it to use the freedom more than the SP and than just transfer the points no? What am I missing?
Check your statements. They will show where your points came from. Which card to use depends where you are shopping. If it's travel and dining, you get more points with SP. If it's one of the Freedom categories, use Freedom.
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on October 26, 2014, 11:35:54 PM
I got my freedom and I have been following my rewards balance and I noticed I have right now over 3000 points even though I only used 149$ on it so 1. How is that possible? 2. If these points transfer 1:1 ratio to a SP that means that this is really worth it to use the freedom more than the SP and than just transfer the points no? What am I missing?
Did you add an AU?
Title: Re: Chase Freedom Master Thread
Post by: dudi on October 27, 2014, 12:10:18 AM
Did you add an AU?
Yes
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on October 27, 2014, 12:11:46 AM
Yes
That's what the 2,500 points are for.
Title: Re: Chase Freedom Master Thread
Post by: dudi on October 27, 2014, 12:44:29 AM
That's what the 2,500 points are for.
Oh OK got you. Thank you
Title: Re: Chase Freedom Master Thread
Post by: princea143 on October 27, 2014, 02:36:06 AM
I've had my first freedom for 8 years now, and this year is the first time I'm ever meeting each 5% bonus quarter spend thanks to DDF.  Haha  More good news is that I just converted my SP into another freedom.  Now, I have twice the earning potential!  Question for this quarter is: what is the most effective way to spend the $1500X2? I've read VGC's are available at the top branded department stores, but I also hear that gas cards are available.  If the only option was to get gas cards or non-Visa gcs, how would I be able to liquidate them effectively?  Any workarounds?  Not familiar with this method yet.  TIA
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on October 27, 2014, 12:07:16 PM
The advantage of gas cards is twofold.  No fee when buying it;unlike Visa service fee.  When buying gas, you get the cash price.
Of course, there's a limit to how much gas you may need.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on October 27, 2014, 12:08:40 PM
The advantage of gas cards is twofold.  No fee when buying it;unlike Visa service fee.  When buying gas, you get the cash price.
Of course, there's a limit to how much gas you may need.
May not be lucrative, but you can probably sell the gas card online. Just something to keep in mind maybe.
Title: Chase Freedom Master Thread
Post by: princea143 on October 27, 2014, 02:26:48 PM
The advantage of gas cards is twofold.  No fee when buying it;unlike Visa service fee.  When buying gas, you get the cash price.
Of course, there's a limit to how much gas you may need.
Hi ck. It's been a while! So, which gas card is best to purchase (which dept store carries it) and what is the best use where even the cash price and service fee savings (from not buying VGCs) offset what it would be if I had just kept getting Costco or Sam's Club gas?
And $3,000 worth of gas cards (between two freedoms) is a whole lot to go through as we spend less than $3,000 a year. Haha
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on October 27, 2014, 02:50:23 PM
do any of these 4 quarter dep stores carry visa or mastercard gift cards?
Title: Re: Chase Freedom Master Thread
Post by: princea143 on October 27, 2014, 02:53:30 PM

May not be lucrative, but you can probably sell the gas card online. Just something to keep in mind maybe.
Yah, I'm looking into cardpool.com right now just to see what my options are. Have you ever used it?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on October 27, 2014, 03:51:18 PM
Hi ck. It's been a while! So, which gas card is best to purchase (which dept store carries it) and what is the best use where even the cash price and service fee savings (from not buying VGCs) offset what it would be if I had just kept getting Costco or Sam's Club gas?
And $3,000 worth of gas cards (between two freedoms) is a whole lot to go through as we spend less than $3,000 a year. Haha
Hi.  I don't know,  I would try Kohn, JCPenny, Sears.
I'm in NY.  No Costco or Sam's club gas for me.
I did caution about the last point.
Of course, there's a limit to how much gas you may need.
But you may actually need/want to buy something at a department store in the next 2 months. It's the (sale) season!
Title: Re: Chase Freedom Master Thread
Post by: princea143 on October 27, 2014, 04:52:22 PM
Hi.  I don't know,  I would try Kohn, JCPenny, Sears.
I'm in NY.  No Costco or Sam's club gas for me.
I did caution about the last point.But you may actually need/want to buy something at a department store in the next 2 months. It's the (sale) season!
OIC. Ok will check.  Thanks.
My wife and I are minimalists. haha  We won't shop unless we really need to or make money from the spend.  I can't stand shopping myself.
Title: Re: Chase Freedom Master Thread
Post by: princea143 on October 29, 2014, 03:02:57 AM
do any of these 4 quarter dep stores carry visa or mastercard gift cards?
Did you find an answer to this one yet?  I'm wondering the same.
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on October 29, 2014, 09:08:35 AM
Did you find an answer to this one yet?  I'm wondering the same.

no response from anybody
Title: Re: Chase Freedom Master Thread
Post by: KidOOO on October 29, 2014, 12:23:01 PM
Does anyone have a screenshot of a freedom offer higher than the $100 after $500 Spend?

i am trying to get matched
Title: Re: Chase Freedom Master Thread
Post by: Yaalili on October 29, 2014, 01:29:24 PM
Does anyone have a screenshot of a freedom offer higher than the $100 after $500 Spend?

i am trying to get matched

Found one from 3 years ago if that helps - http://www.bankingdeals.com/chase-freedom-200-cash-back/.
Title: Re: Chase Freedom Master Thread
Post by: Joe4007 on October 29, 2014, 02:07:46 PM
Found one from 3 years ago if that helps - http://www.bankingdeals.com/chase-freedom-200-cash-back/.
That's after $1,500 spend.
Title: Re: Chase Freedom Master Thread
Post by: Yaalili on October 29, 2014, 02:18:21 PM
That's after $1,500 spend.

Yeh but over 6 months not that hard to get an extra 10k ur points, theoretically if they would match it.
Title: Re: Chase Freedom Master Thread
Post by: KidOOO on October 31, 2014, 05:33:49 PM
Found one from 3 years ago if that helps - http://www.bankingdeals.com/chase-freedom-200-cash-back/.

Thanks, only problem is it says 2011 on it :/
Title: Re: Chase Freedom Master Thread
Post by: NYHeel on November 05, 2014, 11:03:31 AM
Does anyone know if Amazon checkout with a purchase from a different site works for the 5 points this quarter?
Title: Re: Chase Freedom Master Thread
Post by: Kabrams1618 on November 05, 2014, 12:24:50 PM
Am I correct that it has a foreign transaction fee
Title: Re: Chase Freedom Master Thread
Post by: Boruch999 on November 05, 2014, 06:52:21 PM
Am I correct that it has a foreign transaction fee

correct

https://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?card=FB8K&page_type=appterms
Title: Re: Chase Freedom Master Thread
Post by: KidOOO on November 13, 2014, 08:00:28 PM
Found one from 3 years ago if that helps - http://www.bankingdeals.com/chase-freedom-200-cash-back/.

TY, managed to get matched to 20K without eve showing that

Title: Re: Chase Freedom Master Thread
Post by: mdrills on November 17, 2014, 09:16:10 PM
Is the freedom card worth it if my wife already has one? It wont help for the 5x and I can already transfer from my Sapphire through her freedom.
Thanks
Title: Re: Chase Freedom Master Thread
Post by: TimT on November 17, 2014, 09:21:42 PM
Is the freedom card worth it if my wife already has one? It wont help for the 5x and I can already transfer from my Sapphire through her freedom.
Thanks
Why won't it help for the 5x ?
Title: Re: Chase Freedom Master Thread
Post by: mdrills on November 17, 2014, 09:22:29 PM
Because my wife has the card and Im an AU
Title: Re: Chase Freedom Master Thread
Post by: TimT on November 17, 2014, 09:24:18 PM
Because my wife has the card and Im an AU
You could still open your own & get the 5x bonuses.
Title: Re: Chase Freedom Master Thread
Post by: coralsnake on November 17, 2014, 09:25:02 PM
Because my wife has the card and Im an AU
You can still get your own card, your own signup bonus, and your own 5x category each quarter.
Title: Re: Chase Freedom Master Thread
Post by: mdrills on November 17, 2014, 09:25:29 PM
I understand but I wouldnt be gaining anything that I dont have right now besides the 20K signup arent there better cards to get that would be better than only 20K
Title: Re: Chase Freedom Master Thread
Post by: etech0 on November 17, 2014, 09:25:52 PM
You can still get your own card, your own signup bonus, and your own 5x category each quarter.
the 5x is capped at $1500 per card. If you have two of them, you could do $3000
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on November 18, 2014, 08:26:33 AM
I understand but I wouldnt be gaining anything that I dont have right now besides the 20K signup arent there better cards to get that would be better than only 20K
Do a 2/3BM and get something in addition to the freedom.
Title: Re: Chase Freedom Master Thread
Post by: rabshi on November 18, 2014, 08:54:58 AM
TY, managed to get matched to 20K without eve showing that

What did you write to them? Can you please help me with a 'shtikel nisech'?

Thanks a million!

Title: Re: Chase Freedom Master Thread
Post by: KidOOO on November 18, 2014, 09:03:47 AM
What did you write to them? Can you please help me with a 'shtikel nisech'?

Thanks a million!
Told them my friend just got 20K. They said that offer expired on 06/30 but since account was open within 90 days of that date they match.

FYI there is a public 20K offer right now should be easy to get matched
Title: Re: Chase Freedom Master Thread
Post by: rabshi on November 18, 2014, 09:27:29 AM
Told them my friend just got 20K. They said that offer expired on 06/30 but since account was open within 90 days of that date they match.

FYI there is a public 20K offer right now should be easy to get matched

Thanks! I'll try.

Title: Re: Chase Freedom Master Thread
Post by: davidd75 on November 18, 2014, 09:44:57 AM
I am having difficult time deciding how to maximize my freedom cards this quarter. I rarely shop at the dept stores or amazon or Zappo. In the past I have purchased visa gift cards in 7-eleven but how do I duplicate that this quarter?
Title: Re: Chase Freedom Master Thread
Post by: rabshi on November 18, 2014, 12:05:16 PM
Told them my friend just got 20K. They said that offer expired on 06/30 but since account was open within 90 days of that date they match.

FYI there is a public 20K offer right now should be easy to get matched

Yeah! I got it!

Thanks Dan & KidOOO!!!!!!!!!

This is their reply:
Dear ***** ******,

 Thank you for your contacting Chase concerning the 20,000
 points ($200.00 cash back) enrollment bonus offer.

 I am pleased to inform you that we will honor your request
 to add the additional 10,000 bonus points. In order for us
 to do so, we request you to reply to this email once your
 account has met the spend threshold of $500.00 within the
 first 3 months from the account open date and we will be
 happy to add the bonus points on your account.

 Please note that the original offer on your account of
 earning 10,000 points after you spend $500.00 in the first
 3 months from account open date will post to your account
 automatically after meeting spending threshold.

 If you have any further questions, please reply using the
 Secure Message Center.

 Thank you,

 ****** *******
 Customer Service Specialist

Title: Re: Chase Freedom Master Thread
Post by: Boruch999 on November 23, 2014, 07:05:58 PM
I've never attempted to get matched before.  How's this sound:

Hello!

I am very excited about my new Chase Freedom card, especially about the 5x bonus categories.  A friend of mine recently applied for the same card and was offered a $200 bonus.  Would it be possible to match that offer for me?

Thank you in advance,

B999
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on November 23, 2014, 07:09:28 PM
I've never attempted to get matched before.  How's this sound:

Hello!

I am very excited about my new Chase Freedom card, especially about the 5x bonus categories.  A friend of mine recently applied for the same card and was offered a $200 bonus.  Would it be possible to match that offer for me?

Thank you in advance,

B999
sounds good!
Title: Re: Chase Freedom Master Thread
Post by: Boruch999 on November 23, 2014, 07:16:04 PM
Sent. Will report back.
Title: Re: Chase Freedom Master Thread
Post by: freddy on November 23, 2014, 07:19:20 PM
Yeah! I got it!

Thanks Dan & KidOOO!!!!!!!!!

This is their reply:
Dear ***** ******,

 Thank you for your contacting Chase concerning the 20,000
 points ($200.00 cash back) enrollment bonus offer.

 I am pleased to inform you that we will honor your request
 to add the additional 10,000 bonus points. In order for us
 to do so, we request you to reply to this email once your
 account has met the spend threshold of $500.00 within the
 first 3 months from the account open date and we will be
 happy to add the bonus points on your account.

 Please note that the original offer on your account of
 earning 10,000 points after you spend $500.00 in the first
 3 months from account open date will post to your account
 automatically after meeting spending threshold.

 If you have any further questions, please reply using the
 Secure Message Center.

 Thank you,

 ****** *******
 Customer Service Specialist
How long ago did you apply for card? I applied almost 3 months ago would that make me less likely to be matched? Also is it better to go with s/m with these things than to call?
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on November 24, 2014, 12:46:36 PM
How long ago did you apply for card? I applied almost 3 months ago would that make me less likely to be matched? Also is it better to go with s/m with these things than to call?
As long as it's within 90 days ur good to go & btw you can just say that you see there is a public offer now for $200 you don't have to say ur friend got it.
SM will suffice it's simple and easy
Title: Re: Chase Freedom Master Thread
Post by: Boruch999 on November 24, 2014, 12:57:07 PM
I've never attempted to get matched before.  How's this sound:

Hello!

I am very excited about my new Chase Freedom card, especially about the 5x bonus categories.  A friend of mine recently applied for the same card and was offered a $200 bonus.  Would it be possible to match that offer for me?

Thank you in advance,

B999

Quote
Dear B,

Thank you for your contacting Chase concerning the 20,000
points enrollment bonus offer.

I am pleased to inform that I added 10,000 points to your
account so that it receives a total of 20,000 bonus
points. You will see this adjustment on the next
statement.

Please note that the original offer on your account of
earning 10,000 points after you spend $500 in the first 90
days posted to the October 26, 2014 statement.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

R

And the points are already posted :)
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on November 24, 2014, 01:00:16 PM
And the points are already posted :)
Good 4 u!
Title: Re: Chase Freedom Master Thread
Post by: NewYorker11219 on November 27, 2014, 01:44:17 PM
Leaked category bonuses for 2015
Title: Re: Chase Freedom Master Thread
Post by: LifesGood on November 27, 2014, 01:55:51 PM
Leaked category bonuses for 2015
Perrty descent of chase to make good categories ie gas when people travel the most and Amazon the holiday shopping season.
Title: Re: Chase Freedom Master Thread
Post by: D93 on November 27, 2014, 02:17:15 PM
Leaked category bonuses for 2015
Thanks!
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on November 27, 2014, 03:36:35 PM
If I close my freedom now I would still get my 10% bonus in FEB?
Title: Re: Chase Freedom Master Thread
Post by: Yitzshpitz on November 27, 2014, 04:13:02 PM
For how long are they going to keep this $200 promotion?
Title: Re: Chase Freedom Master Thread
Post by: LifesGood on November 27, 2014, 07:03:34 PM
How can I check if am getting the 10%   checking bonus
Title: Re: Chase Freedom Master Thread
Post by: TimT on November 27, 2014, 07:09:48 PM
For how long are they going to keep this $200 promotion?
They haven't said
Title: Re: Chase Freedom Master Thread
Post by: David R on November 27, 2014, 07:23:02 PM
If I close my freedom now I would still get my 10% bonus in FEB?
Doubtful. Even if they would generate a statement showing those points, you would not be able to redeem them when the account is closed.
Title: Re: Chase Freedom Master Thread
Post by: srap on December 06, 2014, 09:15:21 PM
2015 CATEGORIES:
Q1 - grocery stores, Starbucks, movies
Q2 - restaurants
Q3 - gas
Q4 - Amazon

Registration from 12/15/14 - 3/14/15
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 06, 2014, 09:16:52 PM
2015 CATEGORIES:
Q1 - grocery stores, Starbucks, movies
Q2 - restaurants
Q3 - gas
Q4 - Amazon

Registration from 12/15/14 - 3/14/15
Why grocery only once? Oh well...
Title: Re: Chase Freedom Master Thread
Post by: VacationLover on December 06, 2014, 10:17:41 PM
2015 CATEGORIES:
Q1 - grocery stores, Starbucks, movies
Q2 - restaurants
Q3 - gas
Q4 - Amazon

Registration from 12/15/14 - 3/14/15
No travel?
Title: Re: Chase Freedom Master Thread
Post by: srap on December 06, 2014, 10:25:02 PM
Why grocery only once? Oh well...
No travel?
They will still be adding to Q2 - Q4.  Who knows?
Title: Re: Chase Freedom Master Thread
Post by: SOS on December 07, 2014, 10:49:47 PM
I posted this in the dumb mistakes thread
I had my mother apply for a sapphire and freedom as a 2bm,
And my mother didn't tell me that she had a freedom already

And she got a letter in the mail to call because she already had that card, so I figured she won't get the points even if approved.
And based on this
Are you sure that's true?
I am asking here if there is any way I can still get the freedom bonus?
Title: Re: Chase Freedom Master Thread
Post by: mawmaw on December 07, 2014, 10:57:35 PM
I posted this in the dumb mistakes threadAnd she got a letter in the mail to call because she already had that card, so I figured she won't get the points even if approved.
And based on thisI am asking here if there is any way I can still get the freedom bonus?
maybe try a product change on the freedom idk if its possible
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 08, 2014, 06:01:43 AM
I got 4 chase cards in the past 4 and a half months. (only 1 is still open though) My credit file is fairly new. (less than a year)
I don't want to miss out on this bonus, but don't want to push it to much either. Every recon is getting harder and harder.
Do you guys think it's worth a shot? (is it worth the pull)
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 08, 2014, 11:04:21 AM
I got 4 chase cards in the past 4 and a half months. (only 1 is still open though) My credit file is fairly new. (less than a year)
I don't want to miss out on this bonus, but don't want to push it to much either. Every recon is getting harder and harder.
Do you guys think it's worth a shot? (is it worth the pull)
I can't answer your question but, why not add some age to your credit history?
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 08, 2014, 11:19:32 AM
I can't answer your question but, why not add some age to your credit history?
I'm not sure I understand you. You're saying I should avoid opening new accounts to increase my AAoA?
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 08, 2014, 11:32:42 AM
I'm not sure I understand you. You're saying I should avoid opening new accounts to increase my AAoA?
No, I'm saying you should add yourself as a joint account holder on an old account (or you can try to add yourself as an AU on an Amex card and somehow get them to backdate it...)
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 08, 2014, 12:02:04 PM
No, I'm saying you should add yourself as a joint account holder on an old account (or you can try to add yourself as an AU on an Amex card and somehow get them to backdate it...)
I'm already an AU on a 20 year old Chase account, but Chase recon said that, they ignore AU.

Is AMEX backdating still an option? I thought they don't do that anymore.
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 08, 2014, 12:12:37 PM
I'm already an AU on a 20 year old Chase account, but Chase recon said that, they ignore AU.

Is AMEX backdating still an option? I thought they don't do that anymore.
1)A joint account holder is different than a AU.
2) YMMV+YMMV but possible...
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 08, 2014, 12:17:07 PM
1)A joint account holder is different than a AU.
2) YMMV+YMMV but possible...
Hadn't thought of that. I will definitely follow up on that.
Thanks
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 09, 2014, 05:36:40 AM
1)A joint account holder is different than a AU.
2) YMMV+YMMV but possible...
So I looked it up and it seems that most major CC companies don't anymore (or never did) allow joint ownership.
Title: Re: Chase Freedom Master Thread
Post by: SPLP on December 09, 2014, 06:09:09 AM
So I looked it up and it seems that most major CC companies don't anymore (or never did) allow joint ownership.

 in the past they did allow joint-- we still have a united card open  that is joint from 30+ years ago
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 09, 2014, 06:10:38 AM
in the past they did allow joint-- we still have a united card open  that is joint from 30+ years ago
They used to allow, but stopped about a year ago.
(Current accounts weren't affected)
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 09, 2014, 10:25:48 AM
So I looked it up and it seems that most major CC companies don't anymore (or never did) allow joint ownership.
There are still CC companies that allow joint accounts...
Title: Re: Chase Freedom Master Thread
Post by: TimT on December 09, 2014, 10:26:32 AM
There are still CC companies that allow joint accounts...
Which ones ?
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 09, 2014, 10:29:49 AM
Which ones ?
GIYF
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 09, 2014, 12:00:47 PM
There are still CC companies that allow joint accounts...
I did say 'most'.
Either way, I couldn't find anyone (close enough to ask) with a cc from a company that does.
Title: Re: Chase Freedom Master Thread
Post by: Mutty on December 10, 2014, 10:14:10 AM
I'm sure I can find this somewhere within the 97 pages, but that's a lot of reading. If someone has a freedom card (and no other chase card to transfer to), what can be done with the miles you have on it, if it can't be transferred to airline. Or point me where to look. TIA.
Title: Re: Chase Freedom Master Thread
Post by: @Yehuda on December 10, 2014, 10:14:37 AM
I'm sure I can find this somewhere within the 97 pages, but that's a lot of reading. If someone has a freedom card (and no other chase card to transfer to), what can be done with the miles you have on it, if it can't be transferred to airline. Or point me where to look. TIA.
Redeemed for cash back on your statement.
Title: Re: Chase Freedom Master Thread
Post by: David R on December 10, 2014, 11:57:24 AM
Redeemed for cash back on your statement.
Log in to the Ultimate Rewards site for a few other options. But to get good value, just keep your card open and don't redeem until you or your spouse are ready to apply for Ink or Sapphire.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 10, 2014, 04:04:48 PM
I'm already an AU on a 20 year old Chase account, but Chase recon said that, they ignore AU.

Is AMEX backdating still an option? I thought they don't do that anymore.
I added my wife on my secured card from capital one and it's backdated.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 10, 2014, 04:09:50 PM
I added my wife on my secured card from capital one and it's backdated.
It doesn't help if the AU is backdated. You would need one of your own cards to get backdates. AFAIK, it's only possible with AMEX.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 10, 2014, 07:56:00 PM
It doesn't help if the AU is backdated. You would need one of your own cards to get backdates. AFAIK, it's only possible with AMEX.
Why wouldn't it help if the au is backdated?
Title: Re: Chase Freedom Master Thread
Post by: nobiggy on December 10, 2014, 08:13:26 PM
i spent $500 and no sign up bonus. Is this because I hit the threshold too close to closing? (like SP)
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 10, 2014, 08:29:46 PM
i spent $500 and no sign up bonus. Is this because I hit the threshold too close to closing? (like SP)
Could be i just had it with MPE, but why not putpac?
Unless u just churned then I guess just sit tight
Title: Re: Chase Freedom Master Thread
Post by: Maxdeck123 on December 10, 2014, 08:52:13 PM
Any advice if all I have is a Freedom card? I want to convert points the most worthwhile way.
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 10, 2014, 09:15:24 PM
Any advice if all I have is a Freedom card? I want to convert points the most worthwhile way.
Maybe you can upgrade it to a Sapphire Preferred for a day or so?
Title: Re: Chase Freedom Master Thread
Post by: Maxdeck123 on December 10, 2014, 09:25:58 PM
Maybe you can upgrade it to a Sapphire Preferred for a day or so?

They do that? Never heard of upgrading.
I thought of applying for the card but just had the pull from freedom, don't want to accumulate to much.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 10, 2014, 10:06:31 PM
They do that? Never heard of upgrading.
I thought of applying for the card but just had the pull from freedom, don't want to accumulate to much.
I guess just wait it out the points are not expiring yet, if this is ur first card then wait @ least 6 months and then apply for it, or ur spouse will also suffice.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 11, 2014, 03:06:40 AM
i spent $500 and no sign up bonus. Is this because I hit the threshold too close to closing? (like SP)
If you finshed the spend within 7 days of the statement closing, you will have to wait till the next closing.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 11, 2014, 03:10:01 AM
Why wouldn't it help if the au is backdated?
Because it's not your own history.
Your'e not liable for AU cards.
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 11, 2014, 09:13:17 AM
Your'e not liable for AU cards.
Umm.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 11, 2014, 09:15:21 AM
Umm.
Only the primary card holder is liable for the purchases made with all cards. CMIIW
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 11, 2014, 09:22:24 AM
Only the primary card holder is liable for the purchases made with all cards. CMIIW
What happens when/if the primary cardholder doesn't pay?
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 11, 2014, 09:44:48 AM
What happens when/if the primary cardholder doesn't pay?
Whatever happenes when anyone doesn't pay their bill.
Read the disclosure when adding an AU.
Title: Re: Chase Freedom Master Thread
Post by: Novo on December 11, 2014, 09:54:26 AM
Whatever happenes when anyone doesn't pay their bill.
Read the disclosure when adding an AU.
Not the case with Amex.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 11, 2014, 10:32:57 AM
Not the case with Amex.
Amex is the exception. Even with them, its only a secondary liability.
(Which is why they don't pull AU's credit and don't always require an SSN)
No reason it should affect your score the same way it affects the primary holder. It doesn't prove you could make timely monthly payments.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 11, 2014, 04:57:09 PM
Amex is the exception. Even with them, its only a secondary liability.
(Which is why they don't pull AU's credit and don't always require an SSN)
No reason it should affect your score the same way it affects the primary holder. It doesn't prove you could make timely monthly payments.
So if I want to build credit, does it help more if I'm an AU on an amex then any other card?
Title: Chase Freedom Master Thread
Post by: princea143 on December 11, 2014, 04:59:10 PM
When's the last day of Q4 bonus? I'm already signed up. I have 3 Freedoms now so wanted to make sure I didn't miss out.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 11, 2014, 04:59:38 PM
When the last day of Q4 bonus? I'm already signed up. I have 3 Freedoms now so wanted to make sure I didn't miss out.
I guess Dec 31
Title: Re: Chase Freedom Master Thread
Post by: princea143 on December 11, 2014, 05:01:13 PM
Didn't think that question through.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 11, 2014, 05:09:30 PM
So if I want to build credit, does it help more if I'm an AU on an amex then any other card?
AFAIK as I know, it doesn't make a difference.
However, if for example, you're on the phone with Chase Recon, and they're saying that you don't have enough history cause AU's don't count, you could try to explain to them that with AMEX it's different. Maybe it would help. I wouldn't count on it though.
Title: Re: Chase Freedom Master Thread
Post by: Boruch999 on December 11, 2014, 07:13:13 PM
As part of my signup bonus, I was offered 5k for adding an AU and charging the AU card.  Being that with this card the AU has the same car number, ex. and cvv, there is no way to charge the AU card except for a swipe, correct?  I'm in Israel, and would prefer to avoid the forex fee,
Title: Re: Chase Freedom Master Thread
Post by: tuvz on December 11, 2014, 08:36:08 PM
im still getting the Freedom Exclusives 10 points bonus per transaction, as of my Dec 7th statement..
anyone else?
Title: Re: Chase Freedom Master Thread
Post by: LifesGood on December 11, 2014, 08:46:47 PM
im still getting the Freedom Exclusives 10 points bonus per transaction, as of my Dec 7th statement..
anyone else?
Where can you see what ur getting points for.
Is it itemized?
Title: Re: Chase Freedom Master Thread
Post by: TimT on December 11, 2014, 11:36:10 PM
Where can you see what ur getting points for.
Is it itemized?
On the part of the bill where it shows how many points you earned that month it shows that too.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 12, 2014, 12:42:51 AM
As part of my signup bonus, I was offered 5k for adding an AU and charging the AU card.  Being that with this card the AU has the same car number, ex. and cvv, there is no way to charge the AU card except for a swipe, correct?  I'm in Israel, and would prefer to avoid the forex fee,
"Charging the AU card"??
I think it's a purchase in general and not necessarily on the AU card, but I might be wrong.
Title: Re: Chase Freedom Master Thread
Post by: D93 on December 12, 2014, 01:26:05 AM
As part of my signup bonus, I was offered 2.5k for adding an AU and charging the AU card.  Being that with this card the AU has the same car number, ex. and cvv, there is no way to charge the AU card except for a swipe, correct?  I'm in Israel, and would prefer to avoid the forex fee,
FTFY.

Officially it says that you have to make a purchase on the AU card
Quote from:  Chase Freedom application
Earn a $25 Bonus when you add your first authorized user and make your first purchase within this same 3-month period.

But IME the AU bonus always posted even without making a purchase. So just wait and see, if it doesn't post then I guess you'll have to make a purchase on it.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 12, 2014, 01:58:44 AM
FTFY.

Officially it says that you have to make a purchase on the AU card
But IME the AU bonus always posted even without making a purchase. So just wait and see, if it doesn't post then I guess you'll have to make a purchase on it.
+1
I never used the AU and always got the bonus.
Title: Re: Chase Freedom Master Thread
Post by: rabshi on December 12, 2014, 02:59:15 AM
As part of my signup bonus, I was offered 5k for adding an AU and charging the AU card.  Being that with this card the AU has the same car number, ex. and cvv, there is no way to charge the AU card except for a swipe, correct?  I'm in Israel, and would prefer to avoid the forex fee,

Just swipe it for 1/2 Shekel at a parking meter. The forex fee won't be that high...
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 12, 2014, 03:02:37 AM
Just swipe it for 1/2 Shekel at a parking meter. The forex fee won't be that high...
+1
3% of 50 Agorot is 1.5 Agorot.
Although, as I said upthread, even that is not necessary.
Title: Re: Chase Freedom Master Thread
Post by: princea143 on December 12, 2014, 03:32:04 AM

im still getting the Freedom Exclusives 10 points bonus per transaction, as of my Dec 7th statement..
anyone else?
I am for one of my freedoms.
Title: Re: Chase Freedom Master Thread
Post by: Boruch999 on December 12, 2014, 03:36:07 AM
Thanks guys!

Looking at my reward activity, I think the 2.5k may have posted (now that you mentioned it's only 2.5k.)  But it only shows me activity from 11/23 and nothing earlier.  Any way to see activity further back?
Title: Re: Chase Freedom Master Thread
Post by: ckmk47 on December 12, 2014, 03:55:39 AM
Thanks guys!

Looking at my reward activity, I think the 2.5k may have posted (now that you mentioned it's only 2.5k.)  But it only shows me activity from 11/23 and nothing earlier.  Any way to see activity further back?
Last statement.
Title: Re: Chase Freedom Master Thread
Post by: Boruch999 on December 12, 2014, 03:56:50 AM
Duh! Silly me.  Thanks!

ETA:  The 2.5k did in fact post with out any additional purchases on either card.

Approved in Sept.

Oct 4th:  $545 AP charge. Farewell AP

Oct Statement:  10,545 pts

Sometime in Nov:  SM to match to 20k

Sometime in Nov: Add AU

Nov Statement: +10,000 pts - match
                          + 2500 pts   - AU
---------------------------------------
$545 spend =  23045 UR pts   :)

 
Title: Re: Chase Freedom Master Thread
Post by: thaber on December 14, 2014, 03:04:06 AM
Going back to 10k signup on 12/17
Title: Re: Chase Freedom Master Thread
Post by: LifesGood on December 14, 2014, 03:21:59 AM
Going back to 10k signup on 12/17
DDMS
http://www.dansdeals.com/archives/55333
Title: Re: Chase Freedom Master Thread
Post by: David R on December 14, 2014, 01:51:10 PM
im still getting the Freedom Exclusives 10 points bonus per transaction, as of my Dec 7th statement..
anyone else?
Me too. I don't abuse it by buying hundreds of things for 1¢.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 14, 2014, 01:54:02 PM
Going back to 10k signup on 12/17
Will it be available on the 17th itself?
Title: Re: Chase Freedom Master Thread
Post by: benjie1305 on December 15, 2014, 08:22:35 PM
Will it be available on the 17th itself?

Same question. Am swamped tomorrow and would actually be able to take care of this on the 17th. Is it over 16th at midnight or all throughout the 17th?
Title: Re: Chase Freedom Master Thread
Post by: lubaby on December 15, 2014, 08:27:45 PM
Same question. Am swamped tomorrow and would actually be able to take care of this on the 17th. Is it over 16th at midnight or all throughout the 17th?
It takes ~5 minutes to sign up for cards. Even "swamped" should give you time for that.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 15, 2014, 08:29:27 PM
It takes ~5 minutes to sign up for cards. Even "swamped" should give you time for that.
not if you have to call recon
Title: Re: Chase Freedom Master Thread
Post by: benjie1305 on December 15, 2014, 08:48:04 PM
not if you have to call recon

:P

It takes ~5 minutes to sign up for cards. Even "swamped" should give you time for that.

Agreed  - resolved itself bc I just called Chase application. They said that it runs throughout whatever day is listed on the offer. So if it says 12/17, it means it runs through that day.

Now that I look closer though, I only see Dan saying its the 17th. Dont actually see that date on the application  :o
Title: Re: Chase Freedom Master Thread
Post by: TimT on December 16, 2014, 02:37:22 AM
not if you have to call recon
Once you applied with the higher bonus you could call recon later on & if you're approved still get the higher bonus.
Title: Re: Chase Freedom Master Thread
Post by: rabshi on December 16, 2014, 08:01:43 AM
Me too. I don't abuse it by buying hundreds of things for 1¢.

Is this offer available only for those that have checking or savings account with chase?

Title: Re: Chase Freedom Master Thread
Post by: David R on December 16, 2014, 08:03:58 AM
Is this offer available only for those that have checking or savings account with chase?
This offer was available only for those with a Chase checking account.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 16, 2014, 11:14:32 AM
This offer was available only for some of those with a Chase checking account.
FTFY
Title: Re: Chase Freedom Master Thread
Post by: TimT on December 16, 2014, 02:54:46 PM
FTFY
Wasn't it originally for anyone with a checking account ?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 16, 2014, 03:21:55 PM
Wasn't it originally for anyone with a checking account ?
Not sure... maybe I just joined the party too late.
Title: Re: Chase Freedom Master Thread
Post by: TimT on December 16, 2014, 03:23:32 PM
Not sure... maybe I just joined the party too late.
Used to be for everyone, then they officially stopped although some still continue to get it.
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 16, 2014, 03:47:24 PM
Used to be for everyone, then they officially stopped although some still continue to get it.
I think I opened my account in 2011
Title: Re: Chase Freedom Master Thread
Post by: TimT on December 16, 2014, 03:51:11 PM
I think I opened my account in 2011
& you never got those 10 points per transaction on your freedom ?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 16, 2014, 03:51:44 PM
& you never got those 10 points per transaction on your freedom ?
I can go check my old statements, but I'm pretty sure not.
Title: Re: Chase Freedom Master Thread
Post by: Buruch on December 16, 2014, 10:05:58 PM
I have a link that says apply before 18th. Still have tomorrow.
Title: Re: Chase Freedom Master Thread
Post by: coralsnake on December 16, 2014, 10:43:24 PM
I have a link that says apply before 18th. Still have tomorrow.
And a bunch of days beyond that.
Title: Re: Chase Freedom Master Thread
Post by: Buruch on December 16, 2014, 10:48:34 PM
I think the 90 days is before the better offer comes out. Once it's done-it's done. Cmiiw
Title: Re: Chase Freedom Master Thread
Post by: davidd75 on December 17, 2014, 09:50:04 AM
through the chase shopping portal you can get 3% percent back at staples.  it seems to exclude gift cards but do you get the 3% anyway?
Title: Re: Chase Freedom Master Thread
Post by: coralsnake on December 17, 2014, 09:50:56 AM
through the chase shopping portal you can get 3% percent back at staples.  it seems to exclude gift cards but do you get the 3% anyway?
No
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 17, 2014, 10:54:25 AM
No
-0.5 YMMV it has happened to me already in the past!
But I gotta admit it usually won't.
Title: Re: Chase Freedom Master Thread
Post by: coralsnake on December 17, 2014, 12:00:26 PM
-0.5 YMMV it has happened to me already in the past!
But I gotta admit it usually won't.
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 17, 2014, 03:51:09 PM

2 months ago.
Title: Re: Chase Freedom Master Thread
Post by: dealfinder85 on December 19, 2014, 10:00:22 AM
is it 5% back on all amazon purchases, or only purchases from actual amazon?
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on December 19, 2014, 10:01:58 AM
is it 5% back on all amazon purchases, or only purchases from actual amazon?
all amazon purchases
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 19, 2014, 10:10:10 AM
all amazon purchases
but not amazon payments :)
Title: Re: Chase Freedom Master Thread
Post by: dealfinder85 on December 19, 2014, 10:16:57 AM
but not amazon payments ZT"L :)
FTFY
Title: Re: Chase Freedom Master Thread
Post by: ae123 on December 19, 2014, 03:02:17 PM
Is there still some way for me to get the better offer - 20k points instead of 10k - which officially ended 12/17?
Thank you.
Title: Re: Chase Freedom Master Thread
Post by: coralsnake on December 19, 2014, 03:21:32 PM
Is there still some way for me to get the better offer - 20k points instead of 10k - which officially ended 12/17?
Thank you.
Yes. Apply through Dans link then after approved, SM to match.
Title: Re: Chase Freedom Master Thread
Post by: ae123 on December 19, 2014, 03:29:21 PM
Yes. Apply through Dans link then after approved, SM to match.
Thanks...hope you're right. :)
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 21, 2014, 01:34:01 AM
Yes. Apply through Dans link then after approved, SM to match.
Huh??
Seriously??!
Title: Re: Chase Freedom Master Thread
Post by: Dr Moose on December 21, 2014, 01:47:59 AM
Yes. Apply through Dans link then after approved, SM to match.
if the offer ended, how would you be able to sm to match?
Title: Re: Chase Freedom Master Thread
Post by: coralsnake on December 21, 2014, 09:25:45 AM
if the offer ended, how would you be able to sm to match?
I've done it.
Title: Re: Chase Freedom Master Thread
Post by: eli.f on December 21, 2014, 09:29:08 AM
I've done it.
It's uncommon to get matched by Chase for an expired offer.
Title: Re: Chase Freedom Master Thread
Post by: Dan on December 21, 2014, 09:35:06 AM
It's uncommon to get matched by Chase for an expired offer.
-0.5
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 21, 2014, 03:14:25 PM
I've done it.

It's uncommon to get matched by Chase for an expired offer.

-0.5
Hmmmm
אין ביהמ"ד בלא חידוש....
Title: Re: Chase Freedom Master Thread
Post by: yitzyul on December 21, 2014, 04:38:20 PM
Just got the freedom card, is there anyway to still register to get the bonus points for this Quarter (amazon)?
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 21, 2014, 05:05:47 PM
Just got the freedom card, is there anyway to still register to get the bonus points for this Quarter (amazon)?
How much do you plan on spending at amazon in the next week?
Title: Re: Chase Freedom Master Thread
Post by: yitzyul on December 21, 2014, 05:27:14 PM
I will purchase $1500 in gift cards
Title: Re: Chase Freedom Master Thread
Post by: etech0 on December 21, 2014, 05:29:42 PM
no experience with this, but I'd try SM
Title: Re: Chase Freedom Master Thread
Post by: Jeremiah on December 21, 2014, 09:44:00 PM
Any one have a referal for the freedom 20 k? 
Title: Re: Chase Freedom Master Thread
Post by: avromie7 on December 21, 2014, 10:04:31 PM
Any one have a referal for the freedom 20 k?
The 20k promotion is over you can try applying and SM after getting approved but YMMV
Title: Re: Chase Freedom Master Thread
Post by: Maxdeck123 on December 22, 2014, 11:05:20 AM
I got the freedom card one month ago. I spoke to a buddy of mine who recommended me apply for the BA card. Both chase cards is this a bad idea?
Title: Re: Chase Freedom Master Thread
Post by: TimT on December 22, 2014, 11:13:12 AM
I got the freedom card one month ago. I spoke to a buddy of mine who recommended me apply for the BA card. Both chase cards is this a bad idea?
Bad ? It's another pull
Title: Re: Chase Freedom Master Thread
Post by: Maxdeck123 on December 22, 2014, 11:14:59 AM
Bad ? It's another pull
I know, is it worth it? I have a good score, just dont know when its "too soon" to apply.
Title: Re: Chase Freedom Master Thread
Post by: TimT on December 22, 2014, 11:19:57 AM
I know, is it worth it? I have a good score, just dont know when its "too soon" to apply.
It'll be the same pull whenever you apply. Getting approved, however, will depend on how many applications/cards you have with chase & how new your credit history is with them.
Title: Re: Chase Freedom Master Thread
Post by: JayR on December 23, 2014, 04:44:32 AM
Has anyone seen/bought $500 visa gc at sears. I saw up to $200 (6.95 activation fee)
Title: Re: Chase Freedom Master Thread
Post by: bluesky on December 23, 2014, 06:31:54 AM
Has anyone seen/bought $500 visa gc at sears. I saw up to $200 (6.95 activation fee)
Is Sears allowing to buy Visa GCs with Sear GCs?
Title: Re: Chase Freedom Master Thread
Post by: JayR on December 23, 2014, 05:43:55 PM
Is Sears allowing to buy Visa GCs with Sear GCs?
IME, Sears allows you to buy visa GC with both sears e gift card and physical GC
Title: Re: Chase Freedom Master Thread
Post by: broketeacher on December 24, 2014, 10:05:01 AM
Does chase allow people to have more than one freedom card?   
Thanks!
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 24, 2014, 10:07:14 AM
Does chase allow people to have more than one freedom card?   
Thanks!
Yes if you downgrade a different card to be a freedom.
Title: Re: Chase Freedom Master Thread
Post by: broketeacher on December 24, 2014, 10:28:47 AM
Which cards can be downgraded to a freedom?

I have a sapphire card and can downgrade that one, but I do want to have a sapphire so I'll probably reapply for it again after I downgrade.  Does chase give people a hard time with that?

Thanks for your help!
Title: Re: Chase Freedom Master Thread
Post by: clear thinker on December 24, 2014, 10:46:44 AM
Which cards can be downgraded to a freedom?

I have a sapphire card and can downgrade that one, but I do want to have a sapphire so I'll probably reapply for it again after I downgrade.  Does chase give people a hard time with that?

Thanks for your help!
Sapphire for sure & cmiiw I think others too.

If you ha