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Re: Chase Reconsideration
Really weird recon experience of being put on hold several times and asked all sorts of questions in between. In the end the rep just said it needs to be referred to a higher level for evaluation and I'll find out the results in the mail.

Granted I have only done recon like 50 times in my life so my experience is limited but this was weird. I feel like I should empty out all UR accounts at this address. Am I being paranoid?
Freddie, I was approved and was actually asked a lot of questions when I called: employment, profit/loss, future profit/loss, placed on hold for a while, and then 'I recommended an approval for you, a senior rep. Will review... " don't freak out yet, just keep on calling the Chase status app line to see if there is any update...

January 11, 2017, 08:59:53 PM
Re: Amex Business Gold Card 75,000 point bonus
I have some 75/10s
There are new 75/5s out there too...

January 27, 2017, 01:16:49 PM
Amazon: $6.77 Boon grass countertop drying rack
Don't know why I have this in my cart... But looks like a pretty big price decrease...

April 09, 2017, 12:21:39 AM
Re: Amex Platinum Master Thread
is there a link for upgrading business green/gold to plat for 50k?
i'm not seeing it on my offers page today
Yes, there's a Biz Gold to Biz Plat upgrade link that I found via DOC, I wasn't eligible for the 75K offer upgrade but the 50k upgrade worked on both mine and my husbands BGR card:

May 15, 2017, 06:17:56 PM
Walmart: Get 15% off 2-day shipping items! I don't know if this is old, new (I hope it's not 'Chas V'sholom' a repost!) ...

Get 15% off 2-Day Shipping items.

Use promo code TRIPLE15 a total of 3 times!

Terms & Conditions

Hereís how Promotion Code TRIPLE15 works:

Place an order of $35 or more with your Walmart app or on

Make sure your order includes at least one 2-Day Shipping item.

The 15% discount is applied ONLY to eligible 2-day Shipping items.

Use promo code TRIPLE15 when you check out.

And hereís what else you need to know:

Promo code available for a limited time.

This offer is non-transferable.

Discount will only be applied on eligible 2-Day Shipping items, not your total basket value. It will be automatically applied to your remaining two eligible orders. Orders must be placed within 60 days of first discounted order.

The maximum total discount is $20 for each order.

This offer canít be used for photo, pharmacy, tires, gift cards, personalized items, or items sold by Marketplace sellers.

This offer is subject to cancellation at any time.

Random finding while checking out! Guess this is the latest shtick in the war against Amazon!...

June 05, 2017, 01:33:30 AM
Re: $60 off $150. @ Century 21 w/ stackable coupons
Add these four codes:

Thanks! Great deal! I placed 2 orders.. Surprised nobody was into this...!

November 09, 2017, 10:42:14 PM
Re: Amex Platinum Master Thread
So what are guys doing these days instead of the United registry?
Trying not to land in prison...

November 28, 2017, 08:59:57 PM
Re: Shabbos at A Hotel Master Thread Did anybody ever stay at... : HOME for Shabbos Nachamu?? Were there any issues?? Cuz that's what we're doing!! And I'm sooooooo nervous!!... Any tips or recommendations?? I have so many Sheilos for my Rav... For Example, can I sing on the street? Cuz like nobody is gonna be home in the city except for my husband and kids so.....
July 26, 2018, 10:01:13 PM
Re: Verizon Fios Credit For Sale
any particular reason? just wondering
Less risk of credit card theft...
Here's the breakdown of the process:

Log into their Verizon accounts, there are afew security questions before logging in, so make sure you're buyer is available at time of login (whatsapp communication works best)
make a $75 test payment, wait for amex email 'Congrats, you used your amex offer!' at that point you know you're good and credits will post!
Continue making payments by adding an extra cent each time in order to avoid double payment   ($75.01, $75.02, etc.)
Delete your saved credit cards from buyers  Verizon account...
Credits can actually take as long as 5-6 days to post!
Good Luck!

November 20, 2018, 11:48:08 AM
Re: The "Don't Dos" of Credit Cards
nowadays it does matter what you sound like....
Citi rep said something about voice verification, but I've always spoken for my husband across all banks and they just correct themselves from saying Mr. To Ma'am...

December 18, 2018, 08:17:18 PM
Re: PSA: Don't swipe recklessly for others
Someone needs to call or email all the weekly publications that go around Brooklyn and Lakewood that contain advertisements for  CC farms or CC swiping and tell them to stop allowing those advertisements. (unless those publications are owned by the farms themselves...) This is destroying people's lives and needs to end.

Even better, place full page ads in these publications warning people of the dangers.
+1 let's do this! I feel like the heimishe daily papers run most of these 'quick gelt, up to $10k' ads...

February 26, 2019, 12:14:17 PM
Re: PSA: Don't swipe recklessly for others I am truly horrified by this story!! At the same time, I feel like many names have been exposed in this thread and it's uneccessary being that those involved already KNOW all the 'names'  It's definitely bordering on Loshon Hora, and will cause more harm than good, based on the differences of opinions not all info shared here is 100% accurate or factual... Keep in mind this is a public forum and everybody can access your posts. I don't feel like this is beneficial in any way. Victims can share their stories without using names, and if anyone has advice they can offer it without using any names! PMs works as well! Hoping for the best outcome for all of the victims!!
Mods, if there's a way for you to clean up alot of the names mentioned in this thread, that really should be done!
I will be opening a new thread where we can discuss contributing to running an ad campaign anti-credit card swiping businesses.

February 26, 2019, 02:07:57 PM
Ad Campaign for spreading awareness anti credit card swiping businesses! Hi, On behalf of other DDFers and myself, It would be great if we can help spread awareness on this credit card swiping epidemic! The heimishe daily/weekly papers in Boro Park, Williamsburg, Lakewood, Monsey are continuously running ads from these credit card companies offering up to $10k thru opening new credit cards (thankfully, there are less ads as of recently due to limited sign-up bonuses...), There are also ads for learning courses which is free if you give your social so that they can open credit cards, swipe, and take your points!!
In order to get this campaign running, we will need the following:
1. Ad wording and design
2. Donations/contributions
3. and anyone who has connections to the papers to bargain a better price as these ads are very costly... Especially if we want to run a full page ad and be in the most papers possible. Being that this is an awareness ad, papers will hopefully be inclined to offer a better rate, a free ad would really be nice...
If anybody would like to contribute please reply, send me a PM, and let's make this happen!! Thank You dan for spreading awareness!

February 26, 2019, 03:04:17 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses! Back to business here... So we get things looking real on this project, can anyone volunteer on the writing and design? (i am not the best writer as you can tell...) We just need something sharp, minimal wording which gets the message across clearly. I feel like Dan's PSA post is too long for 1 page ad, and wouldn't register with most of the naive crowd who's ready to sign up for anything offering quick and easy cash!
I was thinking something along these lines:


As for raising money, there is a wiki added, in which you can add your pledge, pls let us know how much you're willing to sponsor if all goes well. Once we have a concrete drafted ad, hopefully it give you all a greater incentive to donate for the cause!


February 26, 2019, 10:41:08 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses! Here's the draft ad!! Any comments/critique welcome!! If anyone is good at proofreading, I can send you just the wording. Let me know. I know there's so much more to say, but we gotta just deliver the underlying message, and I feel this does the job!
February 28, 2019, 01:17:31 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses! Ok guys! I think you're going to like this one! A fellow DDFer (who would like to remain anonymous) took the time to create a truly polished ad! Pls share your comments/critique. I think this is it!! @dan do we need your permission for using some of your wording in this??
February 28, 2019, 06:15:32 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses!
Hell of a lot better than the last one
I'm gonna try not to get offended... Professional Writing was never my thing! But I'm glad we all shared our comments and opinions and made real progress here!! Let's hope we see this in all papers next week!

February 28, 2019, 07:33:54 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses! Okay, here's the updated ad, which incorporates all of your suggestions except two of them. Some sentences have been changed a bit. If any of these changes are outvoted, he'll gladly switch it back...

Questions/opinions from the designer:
1. Does ehrliche need to be capitalized? 

2. While adding a website can be useful, I don't know if it's the best idea:

a. I think that getting a URL like or something will look very professional on the ad, but then when someone visits it and it redirects to a DDMS post I think we'll lose trust at that point because presumably people would go online thinking that we're some organization with a website and info of our own, and just get redirected to someone else's article.

b. Dan's article begins with talking about how amazing points and miles are, which is a great way to start with DD people but kinda off-topic for someone who might've just seen an ad offering $10k or a tuition break for signing up for credit cards. 

c. Like another DDFer said, Dan calls this "The latest scheme that people are falling for" and refers to it as a scam, which might make someone just shut it out if it's their ehrliche brother-in-law or the guy that sits in front of them at night seder.

March 01, 2019, 09:52:30 AM
Re: PSA: Don't swipe recklessly for others The fact that Twersky says that most will not see back their money is pretty frightening, and very not encouraging to the victims... We're talking about young 20-25 year olds left with 100k in debt...
March 03, 2019, 12:40:30 AM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses! Here's the final Yiddish ad. Please feel free to share, print, hang up in shuls, etc. first one is large file size for printing, 2nd is good for online/social media sharing. If you have any pull with the heimishe daily papers in your neighborhood, please reach out to them to publish. Thanks!
March 06, 2019, 04:43:38 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses! Full page ad in Williamsburg Bulletin, & Kol Berama, 1/4 size page, it is a bit too small to read... I'll ask designer to create a half page size for these kinds of papers. Also in black and white, the red letterings print in light grey... If anybody has the Torah Times, lemme know if it's in there... the other papers I reached out to said they'll 'try' printing it if they have extra room.... I guess they didn't have. Maybe next week.
March 07, 2019, 10:42:14 AM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses!
It's in the Torah Times as well.
Thanks! happy to see that!!

March 07, 2019, 10:55:51 AM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses!
No HT to @chayal101:P
No need for HT, Thanks! Speaking of social media, if there are any "instagram influencers" out there, you can share on your stories/repost and use those hashtags on Dansdeals post, maybe it will start a chain reaction of getting others to share the message. I guess you should add "Spread the message" #dontbethenextvictim or something like that...

March 07, 2019, 12:23:43 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses!
It's still there.

If anyone wants to ask them to stop running these ads, here's their email:
I believe their manager is on vacation so there's nobody to talk to now, but we gotta keep on bugging them, there were 2 cc ads in the paper today!!...
I would like to to make a shout out to the daily paper Kol Berama in Boro Park, which used to have these ads running in their paper, and once they were made aware of what's going on, they immediately stopped. They were one of the first papers to reach out to me, asking for the ready ad to print!

March 07, 2019, 10:33:04 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses!
I gotta say, I'm incredibly impressed of what was pulled off in this thread. When I saw the original post my first thought was that this is a massive waste of time, but I'm happy to be proven very wrong.

Major kudos to @chayal101 for taking the initiative, to @ruv and everyone else who helped bring this to fruition, and to the publications running it for free or at a discount. Well done, and may it bring good results.
Thanks! TBH I didn't know that this could be pulled off either.... was just a thought, and with everyone's help/advice/critique we made it a reality.
From the humble DDFer who created the ad:  "As my wife said, if this saves even one person from financial ruin or even just one person from a load of debt I think it was all worth it. And I think and hope that it'll have more of an affect than that."

March 07, 2019, 10:37:18 PM
Re: PSA: Don't swipe recklessly for others Getting this thread back on topic here... I feel like I should explain my strong interest in this credit card swiping ordeal (normally I have no interest in the 'Just schmooze' section) ...
#1- I'm not a victim, but I could have very well been one. I have opened plenty of credit cards in the past, and I have allowed others to swipe for me... I've dealt with ppl that I've trusted, but it has become quite clear that we can never trust anyone... (this got me thinking, maybe when @dan posts an exciting credit card sign up offer, he can add the link to his 'don't swipe recklessly for others' to keep on reminding others that's not the way to go...
#2- I have recently started a job in the credit repair line, and even before the BIG story broke, I personally heard from victims of other smaller cases and I was completely shocked, then came the next big case (the one that AT is representing) followed by the most disturbing case yet... !! (And there are many more disturbing cases slowly unfolding...) I have personally heard from so many young victims who are so confused and hurt... (Hence my interest in this discussion, and as you can tell I am no expert, I may have posted some dumb comments from time to time trying to make sense of this, but you guys are used to that already :) ...)
#3- As a result I felt compelled to take action and initiated the awareness ad campaign which B'H turned out to be a success. Lots of magazines were very quick and willing to print the ad in their paper free of charge!! (Look out for more ads printed this week in your local paper...)
#4- I would like to address my DDF name, which some of you were trying to determine my gender, I would have thought the name Chaya would make it pretty obvious... To keep this page on topic, I'll comment about that on another thread...

March 12, 2019, 05:04:53 PM
Re: Hot! ECR4Kids Junior 4-to-Score Giant Game (Connect 4) for $129.99
This is the cheapest it ever!
ECR4Kids Junior 4-to-Score Giant Game Set, Backyard Games for Kids, Junior Connect-All-4 Game Set, Indoor or Outdoor Game, Adult and Family Fun Game, Easy to Transport, Almost 3 Feet Tall, Primary Colors ($129.99)

Seriously! Who wants this in their home?? Maybe for a daycamp?...

May 31, 2019, 01:33:03 PM
Re: Chase Reconsideration
did just that (said i am partially responsible for the card) and the guy said (after 40 min...... :-[) that he cant verify my address

am i correct to assume that means i have a good chance of getting approved after that is taken care of
Yes, all you gotta do is fax to verification dept proof of address such as utility bill and follow up after a day or 2. You should be approved on the spot

September 16, 2019, 11:27:01 PM
Amazon Amex Holiday offer, Use Amex MR get 20% off It's back!! This offer popped up on my amazon page on mobile chrome. I was unable to copy link. When scrolling down to click activate, a 2nd amex offer was next!!
1st one: 20% off when using amex MR
2nd one: $20 off when spending $100+

I'm wondering once I use the 20% off promo, will the 2nd $20 off $100 promo be working?? I'll keep you posted if both work. See screenshot below.
Obviously only works on items sold by

November 05, 2019, 09:41:40 AM
Re: New Coin Deal
Dan is becoming a bit too commercial with all the sponsored posts, constant "Hurry!!" Amazon junk for referrals, rules like these that can be "bought", etc.

Mostly moving to Dr of Credit, feel like they are much more community focused.
Have a nice life! Bye.

November 14, 2019, 01:01:22 PM
Re: US Mint Coins For Sale (Individuals only)
Actually, the Rav just let me know that if there was a set of rules to agree to by opting-in, it could be a a lot worse than Mechusarei Emanah.
Possibly even disqualifying the offender from being a Kosher witness.
DH says that it's possible this could be considered a Mekach Taos, since even if the seller opted-in he wasn't aware it cld be potentially worth way way more!

November 15, 2019, 03:22:53 PM
Re: US Mint Coins For Sale (Individuals only)
Buying open boxes for $650 OBO
All payment types available
me too!!

November 27, 2019, 05:02:59 PM
Re: Lines from Old Tapes that Come to Mind from Current Events Mr. Carter (cuomo), whadya want..... from meeeeeeee!!1

October 23, 2020, 02:43:51 AM
Re: New Coin Deal In for 1!! What's the risk of placing a 2nd order for silver??
November 05, 2020, 12:10:28 PM
Re: US Mint Coins For Sale (Individuals only)
Curious who here is buying gold @12.5k.. Are you a collector? Or do you know the market well enough that itís a strong enough risk/reward? (Keep in mind eBay fees and potential scamming risk)
& I'm sure they're going to share their secrets with you.

November 08, 2020, 08:39:58 PM
Re: New Coin Deal
Thinking the same.
Now all the (fake) listings on eBay will be removed the price will rise..
So when the price goes up to 20k+ can you pls share some of your profit with the nebachs who almost made it.... We can create a gofundme page

November 10, 2020, 08:37:07 AM
Re: New Coin Deal The day is Monday, November 11, 2030. I wake up, frantically grab my google go. I have a good feeling about this. Yesterday, I found a lucky penny on the ground, it must have been a sign from above. I quickly log on to my US mint account, Order #USM008009999- & for the 3,658th day in a row-'Processing' is all I see.
November 11, 2020, 11:24:48 AM
Re: New Coin Deal
I honored my commitment to PFS last Nov for the reverse proof mabey in that zechus I got the gold.
& that's also the reason they lost you this time....

November 11, 2020, 01:06:55 PM
Re: New Coin Deal I really wasn't gonna comment, but I can't control myself... We have had this discussion on this forum over & over again...This is my opinion- I believe it's deceptive for a company to lure someone in to purchasing an item, for a 'nice' profit, without letting them know beforehand that this item can potentially be worth over ten folds more than the purchase price. & when the individual has the item & finds out the 'real' value, they are left open-mouthed, a deep punch in the gut! I'm sorry, how can you NOT feel ripped off?? & the legal commitment you signed makes you feel like a piece of....!! Here are my 2 suggestions for the coin buying companies:
#1- Add to your agreement the specifics about each coin they are signing up for- with the projected value of the coin, so they are 'aware' & understand what they are signing up for!
#2- Be a mentsch with your offer! There should ATLEAST be equal profit for both parties, otherwise it's just rude!
I've never committed to a coin buying company , but I can imagine how ripped off one would feel in such a scenario. For those who are pushing the 'ethical' card, I'm really impressed with you... Just remember, there's a reason you didn't commit this time around, you know exactly how you felt the last time around!!

November 12, 2020, 12:52:04 AM
Re: New Coin Deal & On a positive note!! Like others have reported earlier today, my gold coin order has generated a shipping label!! One step closer B'H!! We shall continue hoping!! Processing NO MORE!! Woooooohoooo!! The US Mint is a Huge Big mess right now. Orders 'shipped' with no updated tracking info., credit card charges dropped... So we won't know forsure until we have it in our own hands!!

November 12, 2020, 12:56:38 AM
Re: New Coin Deal
Who's thinking of holding onto this coin??

November 16, 2020, 08:49:45 PM
Re: US Mint Coins For Sale (Individuals only) Why is everyone being so harsh? It's a free market over here. Buy & sell as you deem appropriate. I still believe the gold is roughly valued at 11.5k- 12k. There was a 'sold' listing on eBay for $10k yesterday (check it out yourself.) I messaged the seller, he told me that he accepted best offer at $11.5k. There's another sold listing today for $12.5k- best offer accepted. To the best of my knowledge, alot of the the coin dealers have filled there 'quota' or sent in for grading already, so they may tell you that their buying price has dropped. There's still close to a week for first strike grading so come Monday we shall see where the market holds. If coin dealers see a strong demand, all coins listed on eBay at 12k+ will sell out like hotcakes. I may be wrong... Time will tell. Remember, only 1945 coins available, & I wonder what percentage is owned by coin dealers right now.

November 22, 2020, 02:45:38 PM
Re: Realistic vaccine date- end of 2021?
You're hearing about people catching covid after vaccination, but there's no way they can catch it from the vaccine itself.  Here are a few possibilities:

1. They caught covid BEFORE they got the vaccine.  It takes an average of 5 days for symptoms to appear, but can be as much as 2-3 weeks later.  During that interval they got the vaccine, and mistakenly thought that the vaccine caused covid, but they really were already infected before they got the vaccine.

2. They caught covid DURING the time they went for the vaccine.  The most vulnerable people have been isolating at home, and when they go for the vaccine they may come in contact with people who are infected - for example, during the ride in a car or bus on the way to the vaccination place, or while sitting with other people who are waiting for the injection, or who are resting briefly after getting it.

3. They caught covid in the days AFTER the vaccine.  The vaccine is not immediately effective.  It takes a couple of weeks to start building up immunity, and only after the second injection does it become very strong.  Even then, it's not 100%, so people need to continue to take precautions.
We can come up with alot of good reasons for the sudden outbreak. To say that a new covid variant develops just as thousands are inoculated... I find it hard to just brush off that they may actually be related!!

February 02, 2021, 11:09:48 AM
Re: New Coin Deal
Selling on eBay for 2k+ but that obviously doesn't mean much
Are any sold? I spoke to Pinehurst, they said they're not buying now, & when pressed some more, he said they have already 'allocated' enough to cover... Hmmmm??

February 04, 2021, 11:56:49 AM
Re: The current state of COVID-19 in Israel
I see you as far worse than the dumb one in the room. You will pay a heavy price for it.
I guess it became a sin to be skeptical & debate something you're unsure of. I enjoy debating topics in a respectable manner. It seems you feel strongly about your views and those who don't agree with you will be punished.
I rest my case.

February 04, 2021, 02:32:05 PM
Re: Realistic vaccine date- end of 2021?

This is a very normal human thought process, when we see two things happen at the same time, we consider that they may be related.  This is a valuable response, because it encourages us to change our behavior accordingly....

Interesting, i missed this post! I appreciate your answer. You're 100% right.

February 04, 2021, 03:20:01 PM
Re: Revive The Phone With A Keyboard Just bring back the blackberry bold! Upgrade the camera & add whatsapp capabilities if you'd like & we're good to go! The messaging is a pleasure on the bold! Highly considering going back to it. I've made a jump away from smartphones a while ago & loved the bold until the phone broke & we've been back to smartphones... unfortunately... . It was also very difficult to get transfer service to these bb phones on sprint.
February 11, 2021, 09:25:14 AM
Re: Will This Purim Cause Another Frum Outbreak?
At the time thatís exactly how I felt. Its not like Iím a psychic or super genius, there are plenty here that are much wiser than me that didnít anticipate it. However my dealings with China made me investigate COVID thoroughly and even back then there was overwhelming evidence, it just seemed inevitable it will hit us hard unless we made major changes.

I was secretly praying for cases to be discovered before Purim, I was sure many parties would be canceled and people wouldíve taken it more seriously.
We all knew it was real & incoming... But didn't want to believe it... I definitely saw it coming! I remember as if it was yesterday watching the purim crowds & swallowing hard...

February 26, 2021, 02:09:39 AM
Re: New Coin Deal
That's quite typical - you're spoiled :)
Lol! Great deal for meeting cc spending thresholds, I'm just not into that at this time.

March 08, 2021, 03:14:54 PM
Re: New Coin Deal it's a no go for me this time. Same message as @lubaby
March 11, 2021, 12:14:08 PM