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Re: DDMS Redesign Branding - Help us choose.
has to be simple. don't get crazy some sites are stupid.
TPG looks crazy. I have no idea whats going on!
+1 TPG is way too hectic.

At least with SD you visit the site for the first time, within 2 seconds you know exactly what you're looking at.

January 17, 2017, 03:20:19 PM
The funny/strange/interesting/random pictures thread
Sexist and objectification ate two different birds. If you say men are superior to women youre sexist but not objectifying women.
Or commoditizing as he calls it.
Isn't that the authors point?
Don't call Orthodox Judaism sexist, while secularism literally objectify woman.
Objectification is far more degrading than superiority, is his point.

September 06, 2017, 12:52:24 AM
Re: iPhone 8/iPhone X
I'm actually shocked they didn't try to screw people by making it not compatible with the regular standard.
Probably didn't make sense to develop their own tech.
Not really.
Developing proprietary tech --> forcing everybody to use it --> huge demand --> collect royalties from 3rd party manufacturers, is how they usually roll. 

September 13, 2017, 01:11:42 AM
Equifax Sacks 2 Executives, Gets Devious to Stop You from Getting a Credit Freez IMHO the new industry standard should be password protected credit files, basically, no one with your personal info should be able to obtain your file unless they have your password which unlike your DOB and SS you can constantly change and upgrade
September 17, 2017, 02:33:48 PM
Re: Hidden City Ticketing
How did it go? What was your experience?
I didnít check in any luggage so I avoided the counter where the fun apparently happens... I did nevertheless have an ORD car rental reservation confirmation sitting in my email inbox ready to be pulled up in case of that question coming my way , but that question never came..

December 17, 2017, 09:16:52 AM
Re: Stocks Something inside me is loving this free fall, itís like draining a swamp, bleeding the heating pipes, freeing up trapped air, it was so over due, it is so healthy.
February 05, 2018, 03:45:18 PM
Re: The funny/strange/interesting/random pictures thread They were definitely laughing their heads of designing this car seat..

To be honest, I wasnít comfortable being alone with the thing, I ran out hoping it doesnít start moving.

February 18, 2018, 04:50:43 PM
Re: Favorite iphone apps
Is there a app that I can use to track where I'm holding in Shnayim Mikra?

March 25, 2018, 09:08:12 AM
Stocks All $FB products can still be around for the next hundred years and their revenue can easily be cut in half if not more.

I wouldnít touch the stock with a 10 foot poll until we know how the new data collection regulations look like in light of this recent outcry.

The only way this company makes a dime, is by gathering your personal data and selling it to anyone and everyone who is willing to pay for it.

That model is now in jeopardy, at the mercy of lawmakers and bureaucrats who will try to please their angry constituents and the media (donít forget Facebook is in direct competition with big media over those ad dollars..)

Facebook is a one trick pony, and that pony has a rare unknown disease right now which can either kill her or not, nobody knows.

March 28, 2018, 08:25:24 AM
Bad example - forgot about Adidas? 2nd - Adidas and UA are already successful athletic brands and thereís not much barrier to entry. If Nike decides to hike their prices and become uncompetitive they will lose market share very quickly. OTOH, Walmart is not an online success story yet, and the barrier to entry is extremely high. My argument above was that if Walmart online fails, Amazon will probably get hit with antitrust suit. Not necessarily will they lose though. Dark horse to be aware of: Google with their new Shopping Actions program can hit Amazon very hard if rolled out properly.

Ps. The Microsoft antitrust was that they bundled their own browser and made it part of the OS, other browsers were still available on Windows.
If you consider Adidas when evaluating Nike you should consider baba when evaluating amazon, pretty successful and established as well... I was just focusing on US competition.

And considering what Walmart and target already do in the online space you think that if amazon were to hike their prices and become uncompetitive they will not lose market share to the smaller ones? Of course they will, Walmart is as a competitive stick to amazon as UA is to Nike, in a way even stronger since thereís no brand loyalty involved.

March 29, 2018, 01:48:31 AM
And here I remember when Adidas and Converse were the $10 sneaker you bought in Caldor or Bradlee's.
Today you buy the knock off brand on... Alibaba

It was a global economy then and it is one now, just depends what you wanna look at

March 29, 2018, 09:55:26 AM
Re: Stocks
15% off Amazon with code AMZN when ordering through

March 29, 2018, 10:16:14 AM
Re: Stocks
Everything nice said but the maid difference is... That MSFT back than as well GOOG now are cash cows generating billions of dollars in profit so even after the fines on GOOG or the Anti Trust by MSFT they are just slowing down and not continuing full force vs, AMZN which needs to continue full force in order to justify theit stock price trading at 100's of multiples So even if it wont bankrupt them it could have a HUUUUGE inpact on stock price
(I dont predict it but.....)
AMZNs birth control slipped last quarter and they generated $2 Billion in profits by total accident.

They generated $60 Billion in revenue in 12 weeks, they have no issue to turn on the cash machine if their existence depended on it.

March 29, 2018, 10:22:31 AM
They could but if they stop expanding and have a 20B yearly profit they will get a 10 or 15 P/E ratio with a market cap of 200B-300B and a 7% increase each year .. and they will reach the 1T mark the year Madoff leaves prison.... to justify current valuations and more they MUST continue expansion AND turn in profits
A 10 or 15 PE because they stop investing at the rate they currently do? are you kidding me??

MSFT runs with a 30 PE because of cloud, Amazon is killing it with cloud.

WMT is at a 30 PE because theyíre maybe starting to get a baby grip in online retail, Amazon is hammered with antitrust for already owning that market.

And thatís not counting in their current edge in voice (without investing in it anymore) which is arguably the real next big thing.

I can go on and on, to put Amazons current state at a 10-15 PE is quite frankly ridiculous, theyíll get a few times that PE without investing a dime in the future.

March 29, 2018, 12:38:51 PM
I'm really sorry but MSFT P/E ratio is running mid 20's  just last year they probably had much lower profit due to tax law change so P/E ratio shot up but its in the twenties and this is a company with BBBIIILLLIIIIOOONNNSSS in cash vs amazon has a fraction of the cash and much more debt
It was a typo Iíve edited it since.
Their PE is 28ish and the latest move was after Morgan Stanley stated that the stock is a ticking time bomb due to their super successful cloud business.

March 29, 2018, 02:18:38 PM
love this comment
Give it a like!
Think about it, i donít post that often, and [therefore ] I only have 12 likes, so by you giving me another one, you boost my count with a whopping 9%! Talk about having an impact in life.

March 30, 2018, 12:19:43 PM
Im on tapatalk. But when i get to my computer i will!
Your impact will be smaller now..
opened in browser just to like

March 30, 2018, 12:35:57 PM
RIP Sprint.
What happens to current Sprint customers?
Lots of money/favors still has to be shuffled around between lobbyists and regulators before it gets approved and that becomes an issue.. until then you can enjoy all the sprint dead spots on your current plan at your current rate.

April 29, 2018, 02:19:44 PM
Car rentals in denver
Has anyone rented cars at denver airport?
Am reading terrible reviews about some of the rental agencies.
Any suggestions or advice?
Hertz sent me an email while sitting on the tarmac right after landing with info on where to locate the car, and -as every Herts gold member- drove out of the lot with no human interaction..
where did you read those terrible reviews?

July 18, 2018, 10:49:32 AM
now that we are actually talking about sketchy penny stocks, any thoughts on HMNY another so called stock?

August 13, 2018, 08:28:19 PM
Re: Stocks
Palladium, a PM , more than doubled since the FED started raising rates and is making new all time highs closing above $1300.
Common, Palladium is a total outlier driven entirely by low supply and high demand for car parts, nothing to do with the broader market or interest rates, all other PMs tend to underperform the markets when hawkishness is in the air

And as it relates to Palladium, wait until one of these car manufacturers announces that theyíre switching from Palladium to Platinum.. donít think itíll reach any new all time highs then, itís one announcement away from a huge permanent drop, although that might never happen.

January 09, 2019, 01:37:52 AM
Any day traders in the forum? Not gonna hate on day traders, if humans figured out a way to get to the Moon and how to cause unspeakable destruction with little Atoms, then there is definitely a way to figure out how to make money day trading... its probably not rocket science.

That being said though, go ahead and take a look at the Forbes 100 richest list, youíre not gonna find any day traders there.. instead youíre gonna find the likes of Warren Buffett, Ray Dalio, and Carl Icahn who made their money through regular investing, (should probably add Bill Gates, Mark Zuckerberg, Jeff Bezos, etc. as well as I donít think theyíd be on that list if theyíd be switching in and out of their own stock).

Is short, can you make money day trading? Yeah, with the right skill set, I guess. Is it the superior way to make lots and lots of money? No.

January 22, 2019, 10:59:16 AM
Re: Any day traders in the forum?
That's like saying 'don't open a grocery, because the rich people open chain stores'.

Trading is a job (gambling job according to some, but still.), While investing is not.

I know people making 3-5k daily on average from day trading.
Bad analogy.
Are you suggesting that 3-5k is average return for a day trader or even a plausible fantasy for most people? Successful day trading isnít comparable to opening a grocery, or to any other traditional way of making money for that matter, and you know it.

January 22, 2019, 11:22:14 AM
Amazon HQ2
Reminds me of me walking away from a fight I had with my 4 year old nephew because I had more important things to do, and him being convinced that he won the fight..

February 14, 2019, 03:46:46 PM
Re: Amazon HQ2
The government shouldn't be in the business of creating jobs, it should be making sure not to get in the way of those who create jobs. One way to not get in the way of those who create jobs is to not pick winners and losers because they like one industry over another or because it looks good for them when running for re-election.
One way of getting in the way of those creating jobs, is to ignore them when they offer a great deal.

February 14, 2019, 05:13:39 PM
Re: PSA: Don't swipe recklessly for others
And perhaps they donít want law enforcement prying too deep into their own interactions with the banks.
Probably the #1 reason..
What frightens me the most is once the inevitable happens and this lands in court and the facts become clear, it then becomes a matter of time until the Post or even the Times start working on a story, it has all the buzz words and narrative filling facts to it.. Orthodox Jews, stealing money, bank fraud etc. Huge mess

March 03, 2019, 11:59:22 AM
Re: PSA: Don't swipe recklessly for others
Be sure to record it yourself in case of edits!!!
Also, he will prob have the attitude of m many wealthy people that credit card churning is for poor uneducated people and that it's just a way to take advantage of credit card companies. His undertones are very loud. Since he runs the show, the only way you can outshout him is by quoting real numbers and facts and citing sources. You can't just tell him "the credit card companies want people to sign up because most people....."
Also, he'll def challenge you on going against T&c by selling points.
You'll prob want to explain how the banks strong-arm the cardholders when they are in the mood, how they shut down and steal hard-earned points at their discretion. Also, the way they devaluate points and how points don't have legal cash value.
Lastly, tell him not to compare the Amazon tragedy to 9/11. And don't forget to talk about wealthy people declaring bankruptcy to save their assests. Ask him if that's also against his ethics.
Lol Iíve never listened to his podcast but from the way you and others describe his attitude it sure sounds like he has a massive arrogant chip on his shoulders..

March 06, 2019, 09:00:24 AM
Re: Ethiopian Airlines 737 crash. 150+ dead
Even worse...
Iím actually happy about it.. we fly on these things everyday, I donít mind Boeing being under the highest level of scrutiny.. Iíll save my patriotism for July 4.

March 13, 2019, 06:22:40 PM
Ethiopian Airlines 737 crash. 150+ dead
I can say the same argument in reverse.

We have to know that pilots around the world are trained well, and not have an investigation that's biased against Boeing.
Agree, US pilots appear to be better trained, more professional, older, and with more flight hours, but all reports indicate that Boeing neglected safety precautions to get the Max approved and up in the air, including avoiding to retrain pilots -even US pilots- on how to deal with the Max 8-9 specific issues that brought these aircrafts down..  even good pilots are only as good as the equipment theyíre handed..

March 13, 2019, 06:49:57 PM
Re: Ethiopian Airlines 737 crash. 150+ dead From the Airline Crisis manual:

ďWhen in need of extra planes (due to groundings etc.), you find areas with civil unrest, and cancel those flightsĒ

March 15, 2019, 01:04:29 PM
Re: Apple Card - New Apple Credit Card
Are they forming a bank or is this a JV? After all they probably have more cash reserves of their own than most banks.
Goldman Sachs.

Keep in mind 2% is only when you pay with your phone, if you pay with the actual card you only get 1%

March 25, 2019, 01:41:51 PM
Schwab has been cutting commissions for years before Robinhood came along, and Interactive Brokers was charging very low commissions too. Robinhood just came along and helped drive the commissions to $0.
All true, but thereís a reason the two biggest players merged today and not years ago.. charging $0 per trade even coming from $1, is a way bigger jump than reducing the price from $7.95 to $1.00...  the concept of FREE TRADES disrupted the industry and broke their backs hence pushing them to merge today to focus full time on asset management/advisory etc. 

The commission fee business is dead and Robinhood singlehandedly killed it.

If you read the Bloomberg article, you will see that ever before cutting commissions, Schwab's commission income represented only 7% of their total income. For Ameritrade it is much higher.
Yes at Ameritrade itís 35% but regardless the percentage, that side of the business is dead, and again Robinhood killed it.

Ok Iím done, Robinhood doesnít pay me!

November 21, 2019, 10:25:33 PM
Re: Stocks
I am seriously thinking of shorting it
Shorting at these levels, is a rational thing to do.

The buyers at these levels are irrational.

Never fight irrationality with rationality.

January 14, 2020, 09:27:26 AM
Re: Stocks The stock is at $650 AH.  Crazy move.   

Even after todayís report, I still think that
Shorting at these levels, is a rational thing to do.

The buyers at these levels are irrational.

Never fight irrationality with rationality.

January 29, 2020, 05:34:40 PM
Re: Stocks
ג״א מצטרף להנ״ל

Feeling this pain ever since it reached $400, said the whole time I'm not gonna buy it at the peak, let it drop first :-\
בטחון the only thing helping getting me through this

February 03, 2020, 03:15:45 PM
Re: Stocks
So you think the bond market signals are silly money rather than smart money?
Smart money?

You mean that when the yield curve inverted a few months ago it predicted the recession then because it was so smart that it predicted this virus now a few months later?

Lol. Smart money. Iíll tell you what.

This virus is just a new recession-is-coming flavor of the year, and youíre falling for it.

March 02, 2020, 11:27:55 AM
Re: DansDeals SMS Alerts (DDF Beta Testing) My filter doesnít allow Telegram, and twitter SMS somehow never worked for me, I just signed up and already got the first DansDeals bot notification on the GroupMe app!

So Iím actually benefiting from this whole mess..

May 04, 2020, 03:22:14 PM
Re: DansDeals SMS Alerts (DDF Beta Testing) The post on DDMS regarding DDMS notifications should probably also include the GroupMe app push notification option for the (large amount of) DDMS readers with smartphones but with a filter that doesnít allow Telegram.
May 08, 2020, 12:38:27 PM
define long, curious
This long.

June 03, 2020, 04:00:59 PM
Re: Stocks
On what basis is this stock worth so much? On what basis is the market cap 63bb?

I'll give it to you that people will continue using zoom to a certain extent even after this is all over however most businesses will go back to normal.

To value zoom based on what's going on now doesn't make sense to me.

I may be wrong..
While you make some very valid points, whenever shorting, remember that the market can be irrational for longer than you or I can remain solvent.
And your maximum gain -as in every short position- is only 100%, while this stock in this environment can easily pull a Beyond Meat on you, and youíll be out a few 100%.

You donít wanna be short ZM when the inevitable happens, and large corps start releasing their work from home press releases..

June 03, 2020, 07:01:24 PM