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For Sale or Trade: My Soul I have been in this game for about a year now. In this past year I have flown around the world several times and stayed 50-100 nights in 5 star hotels. I am looking back now and wondering, is it worth it?

I go to a hotel now and I will not stay there if I do not get a decent room. I will walk out and be upset. I now get very irritated when I have to wait in lines anywhere. I can no longer fall asleep in economy class. I have raised my lifestyle. This lifestyle has cost me financially more than I wish to admit. I will now pay a lot more for comfort than I would have a year ago. The feeling is amazing and I do not think I can go back.

The average several star DDFer has spent days, weeks if not months of their time on DDF. Yes, hobbies are great, but this is more. This eats up so much of our time. Conversation topics with other travelers always end up being about this lifestyle. Which airline, which hotel etc. All of these hours used (wasted?) playing the game could have been used better elsewhere. In retrospect, if I had spent all of these hours really working hard at work, I would be able to afford to pay the full cash price of this lifestyle. (ok, not a 20k flight to MLE and 2k per nights, but there are more affordable options)

Here is the main problem: I think the ethic standard I set for myself also lowered in the past year. My business ethics have not changed, but I now do some things that I would have never done. I am afraid it will only get worse. We can give excuses for ourselves for SBS and CC sign up bonuses, even MS and corp codes with fake corp ID's. But those are just excuses. At the end of the day, if it was in a different context, we wouldn't do it.

Is it worth lowering my ethics level to save money? I feel like I am trading my soul for comfort and pleasure.

March 23, 2015, 12:15:16 PM
I Owe Chase $25k from CC Ok guys, I messed up, and now Iím in trouble. My credit score is still good, and Iíve never missed a payment. I just canít be paying back my bank forever, I need to live my life. I need to negotiate my debt. Does this hurt my credit score? Can I do it in person in a Chase bank? Any tips?
February 01, 2018, 12:05:30 PM
Re: I Owe Chase $25k from CC
how did you get into this mess? spending spree?
Lost my job and was jobless for a while.

February 01, 2018, 12:51:18 PM
Re: I Owe Chase $25k from CC
I'm sorry to hear that. That happens, I hope your spending was on necessities.

Personally, I wouldn't default on only $25k. It's a lot but I know you've been around these forums long enough to know that your credit is worth far more than that over a few years.

Honestly you should read this:

Sure there are many ways to get the debt annulled but it won't solve the underlying issue. Paying off debt (I had far more than this in student debt without a job) is like exercising. It builds strong habits for the rest of your life. $25k isn't that bad. It's $200 a week over 3 years including interest.
Iím taking it to the extreme, Iím not buying anything aside for food, toiletries, low rent, and low cost transportation.the rest goes to the debt. Still, it will take a long time to pay back.

February 01, 2018, 01:30:40 PM
Re: Airline Gift Cards And Vouchers Master Thread Buying 600 ua at 80
June 15, 2018, 02:29:31 PM
Re: Price Mistake? GOgroove FlexSMART X3 Mini Bluetooth FM Transmitter For $14.99! Piece of crap
August 04, 2019, 07:01:55 PM