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Re: Bin Laden Is Dead! Who else was picturing Jack Bauer and CTU when Obama was talking about counter-terrorist agents that worked tirelessly but will rename nameless?
May 02, 2011, 12:10:10 AM
Settlers Of Catan Best. Game. Ever.

Well, at least for a game played on a board.  Must've played it 10 times over Pesach.
Any other Settlers players out there?

May 02, 2011, 05:23:42 PM
What's In Your Wallet? Make a list of your currently active cards that you are the primary cardholder on and post what you have!
I'm probably missing some, but here's a good chunk of what's currently active.

26 total cards.

AMEX Consumer (3):
Premier Rewards Gold

AMEX Business (2):

Chase (6):
Continental OnePass Plus
Continental Presidential Plus
British Airways

Citi Consumer (6):
AA Visa
AA Visa
Diners Club

Citi Business (1):
AA Visa

GAP Inc (2)
Banana Republic Lifetime Luxe

Capital One Consumer (1):

Capital One Business (1):

FIA (1):
Schwab 2%

USBank Consumer (1):

USBank Business (1):

Discover (1):

May 11, 2011, 01:40:12 PM
DDF Demographics. The DDF NYC DO made me curious about the of DDF users.
Let's see who we are.

-26 years old
-Born in Cleveland
-Currently living in Cleveland.
-Chabad (Are you M.O.? Litvish? Satmar? Not Jewish? Etc. May also be interesting to see.)

May 25, 2011, 12:30:13 PM
AMEX Return Protection: Did They Make You Return The Item? I've used AMEX return protection in the past mostly for items over $100 but I just used it to return a $40 skirt my wife bought from a store that went out of business.

In the past I've always had to fax in the receipt and then send in the item to get the refund.
This time though they just credited my account within a few days without even getting the receipt or asking for the skirt back!

This was on an SPG Consumer card

What have you used return protection for in the past, how much did it cost, what card was it on, and did they make you return the item?

May 27, 2011, 12:40:19 PM
Re: Congrats to Dan for hitting 10k posts!! Ad meah v'esrim eleff?
June 03, 2011, 07:14:43 PM
DansDeals Credit Card Links And FAQ's: Your Support Keeps This Site Running! Click Here to get more details on this card and compare to other cards!

"3 Browser Method"
The 3 browser method (3BM) is a technique that I've been using for 10 years with that has since spread across the web.  It has helped me accumulate hundreds of credit cards (including dozens of the same exact card) along with millions of miles for free.  There's no reason you can't do it as well! Basically the idea is to apply for 3 different credit cards from the same bank (Either from AMEX, Chase, Citi, etc.) at the same exact time using 3 different web browsers, like Chrome, Firefox, Internet Explorer, Safari, etc, etc.

When you do so you typically will only get 1 credit hit regardless of how many cards you apply for.
It also increases your odds of getting instantly improved for multiple cards as opposed to applying for multiple cards at separate times.

Credit Pulls:
In every state different banks will pull from different credit agencies.  The credit agencies are Experian, Equifax, and Transunion.
See this thread for info on where people are saying each bank pulls from in their state.
Most banks pull from just one agency, but Capital One is known as being evil for pulling from all 3 agencies.

Credit Freezing:
If you live on a state like NJ, where the major banks all pull from Experian you may have a lot of hard pulls on one report but none on other reports.  Too many hard pulls in the past 6 months is often a factor for being denied for a card. 
People have had success freezing their Experian and one other report when applying for a Chase card to get Chase to pull from an agency where you have fewer hard pulls-making it easier to get approved.  You may need to call Chase to let them know which of your reports is not frozen.

The costs are outlined here. It might make sense to be a victim of identity theft, as is seems it'll make freezing and unfreezing your reports free for life. The links for initiating a freeze online may not be current in that article, here are the current links:


Even if you are rejected you can always ask for reconsideration for approval.  Be proactive by offering to have older cards closed or have credit lines shifted around from older cards to newer cards.

AMEX: 866-314-0237 (Application reconsideration)
Membership Rewards: 800-297-3276

866-530-9829 personal
800-481-8277 business

Citi: 866-606-2787 (Account Analyst)
Citi: 888-201-4523 (New App Approval Status)
Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453
Citi: 800-444-2568 (Retention Dept.)
Citi: 800-763-9795 (Credit Dept.)
Citi Credit Bureau Dispute Fax: 866-713-5028

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

Retention Bonuses:
Before cancelling a card that carries an annual fee, try asking for a retention bonus.
More info in this thread.

Annual Fee Refund:
There is a grace period for cancelling a card after the appearance of an annual fee to get the fee waived.  This is true with new cards that have a fee due immediately and true for cards that have been open for a year and have a fee that posted to the statement.  The length of the grace period differs by bank.

June 07, 2011, 11:29:45 AM
What's On Your Top 10 Bucket List? We all have our bucket lists of places we want to go.  What are your top 10?
October 06, 2011, 01:33:50 PM
Goods For Sale/Trade Forum Rules, Read Before Posting. (Master Threads Wiki) This forum is a free service.

All I ask is:
-Please post an asking price (or percentage if applicable) for an item you are looking to buy or sell.  If you're looking to auction your item I suggest looking into eBay.
-Do not attempt to buy/sell/trade miles, points, or upgrade certificates.
-Do not attempt to buy or sell airline tickets.
-Do not attempt to buy or sell credit card invite offers.
-Do not post commercial advertising.
-Do not bump your post more than once per 72 hour period.
-Do not sell anything illegal.

November 14, 2011, 12:03:00 AM
Re: The funny / strange etc. pictures thread
now that i dont find funny

November 17, 2011, 01:43:48 PM