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Re: Misc Credit Card Questions
I know, I know Dan says (said?) a million times that you should put your name as the business name on a business card but I see 2 places for a name, do I put my name in both?

The legal business name is what counts not the name on the card.

March 27, 2019, 09:45:22 PM
Re: Amex Offers Discussion Thread

April 03, 2019, 01:28:29 AM
Re: Hyatt Awards And Upgrades Master Thread
up to cat 4.
There are also certificates that are good upto cat 7 but they are pretty hard to come by. (I think the only way to get it is to acheive globalist or with cc signup bonu)s).

April 18, 2019, 11:28:20 PM
Re: EZPass Newbie
which CC will bill ezpass as travel?   Did it on barclay not billing as travel  on CSR will it bill as travel?
I have done it in the past on CSR and it billed as travel. (prepaying ezpass is a quick way to get the credit).

October 12, 2019, 10:13:42 PM
Re: United MileagePlus Explorer Card Pretty sure they remove the passes from your account when you cancel the card.
January 12, 2020, 03:38:12 PM
Re: How long before a nation wide lockdown?
Any state on lockdown can set up check points. We've seen that done before.
there are probably thousands of roads and streets connecting many states to each other.

March 16, 2020, 04:21:40 PM
Re: Overheard from a store owner in Lakewood



This was reported on ywn a few days ago. They also have a press release from agri posted. Here is the text

To our Customers,

As you might have seen in published reports, there have been three confirmed cases of Covid-19 in Postville, Iowa. We can confirm that this is in fact the case. All three cases are in the same family, two parents and an older son, who had traveled to New York for a simcha.

Due to strict, aggressive guidelines already implemented in our facility at the onset of this pandemic, when they exhibited symptoms upon their return to Postville, they were immediately quarantined and will remain that way until medically recommended. In addition, those that were in direct contact have also been in self-quarantine although no one else has shown any symptoms of the virus.

Internally, we have taken even more aggressive steps to educate ourselves and our team members on ways to help prevent or reduce the risk of exposure. We have also implemented additional sanitizing and hand washing procedures above and beyond what was already in place. Agristar will continue to follow recommendations from the CDC and the Iowa Department of Public Health, while continuing to supplement those recommendations with our own enhanced guidelines.

The safety of our employees, our products and our customers is paramount. That is why we have put in place these aggressive measures to ensure the safety and the continued supply of our products during these uncertain times.

There is currently no disruption in our production and no compromise on the safety and quality of our products.

We appreciate the outpouring of concern for the affected individuals and wish them, and all those effected by this pandemic, a speedy recovery.

March 18, 2020, 03:59:48 PM
Re: Is life insurance, pensions, annuities and the like at risk? I would think even in this financial environment it is unlikely that life insurance companies will go bankrupt. (Even if they had to pay out for many deaths they have reinsurance). Even if they do go bankrupt I think you would still recover most of your money (reserves etc). 
Pensions would be dependent on the health of the company standing behind the pension. (obviously if it is not a defined benefit pension you would be affected by the markets decline regardless).
Annuities would also depend on the strength of the issuer (not the agent that sold it to you but the actual issuer) and I would think that stable financial companies that wrote annuities aren't going bankrupt.
During the 2008 financial crisis the government bailed out the financial companies that were failing and overall the large financial companies are much healthier today.

March 23, 2020, 02:46:24 PM
Re: Is life insurance, pensions, annuities and the like at risk?
What would be your view on MetLife? Have a large annuity with them.
Before the current crisis Metlife had a rating of A plus which is very high so I wouldn't be concerned about them. Metlife no longer writes annuities. Since 2017 annuities with the Metlife name are actually written by Brighthouse financial (a company spun out from Metlife). They also are rated very highly. If your annuity was purchased before 2017 it may still be with metlife.
If it is a variable rate annuity you will still be affected by the markets drop.

March 23, 2020, 03:49:21 PM
Re: Is life insurance, pensions, annuities and the like at risk? Here is their annual report filed 2/21/20

March 23, 2020, 09:35:20 PM