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Re: Misc Credit Card Questions
I know, I know Dan says (said?) a million times that you should put your name as the business name on a business card but I see 2 places for a name, do I put my name in both?


The legal business name is what counts not the name on the card.

March 27, 2019, 09:45:22 PM
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Re: Amex Offers Discussion Thread
No.
TY

April 03, 2019, 01:28:29 AM
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Re: Hyatt Awards And Upgrades Master Thread
up to cat 4.
There are also certificates that are good upto cat 7 but they are pretty hard to come by. (I think the only way to get it is to acheive globalist or with cc signup bonu)s).

April 18, 2019, 11:28:20 PM
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Re: EZPass Newbie
which CC will bill ezpass as travel?   Did it on barclay not billing as travel  on CSR will it bill as travel?
I have done it in the past on CSR and it billed as travel. (prepaying ezpass is a quick way to get the credit).

October 12, 2019, 10:13:42 PM
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Re: United MileagePlus Explorer Card Pretty sure they remove the passes from your account when you cancel the card.
January 12, 2020, 03:38:12 PM
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Re: How long before a nation wide lockdown?
Any state on lockdown can set up check points. We've seen that done before.
there are probably thousands of roads and streets connecting many states to each other.

March 16, 2020, 04:21:40 PM
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Re: Overheard from a store owner in Lakewood

PLEASE DON'T FORWARD SUCH POSTS WITHOUT THE SOURCE.  IT CAN SHUT BUSINESSES JUST FROM A RUMOR.

BESIDES THE PANIC IT CAN CAUSE...

This was reported on ywn a few days ago. They also have a press release from agri posted. Here is the text

To our Customers,

As you might have seen in published reports, there have been three confirmed cases of Covid-19 in Postville, Iowa. We can confirm that this is in fact the case. All three cases are in the same family, two parents and an older son, who had traveled to New York for a simcha.

Due to strict, aggressive guidelines already implemented in our facility at the onset of this pandemic, when they exhibited symptoms upon their return to Postville, they were immediately quarantined and will remain that way until medically recommended. In addition, those that were in direct contact have also been in self-quarantine although no one else has shown any symptoms of the virus.

Internally, we have taken even more aggressive steps to educate ourselves and our team members on ways to help prevent or reduce the risk of exposure. We have also implemented additional sanitizing and hand washing procedures above and beyond what was already in place. Agristar will continue to follow recommendations from the CDC and the Iowa Department of Public Health, while continuing to supplement those recommendations with our own enhanced guidelines.



The safety of our employees, our products and our customers is paramount. That is why we have put in place these aggressive measures to ensure the safety and the continued supply of our products during these uncertain times.

There is currently no disruption in our production and no compromise on the safety and quality of our products.

We appreciate the outpouring of concern for the affected individuals and wish them, and all those effected by this pandemic, a speedy recovery.

March 18, 2020, 03:59:48 PM
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Re: Is life insurance, pensions, annuities and the like at risk? I would think even in this financial environment it is unlikely that life insurance companies will go bankrupt. (Even if they had to pay out for many deaths they have reinsurance). Even if they do go bankrupt I think you would still recover most of your money (reserves etc). 
Pensions would be dependent on the health of the company standing behind the pension. (obviously if it is not a defined benefit pension you would be affected by the markets decline regardless).
Annuities would also depend on the strength of the issuer (not the agent that sold it to you but the actual issuer) and I would think that stable financial companies that wrote annuities aren't going bankrupt.
During the 2008 financial crisis the government bailed out the financial companies that were failing and overall the large financial companies are much healthier today.

March 23, 2020, 02:46:24 PM
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Re: Is life insurance, pensions, annuities and the like at risk?
What would be your view on MetLife? Have a large annuity with them.
Before the current crisis Metlife had a rating of A plus which is very high so I wouldn't be concerned about them. Metlife no longer writes annuities. Since 2017 annuities with the Metlife name are actually written by Brighthouse financial (a company spun out from Metlife). They also are rated very highly. If your annuity was purchased before 2017 it may still be with metlife.
If it is a variable rate annuity you will still be affected by the markets drop.

March 23, 2020, 03:49:21 PM
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Re: Is life insurance, pensions, annuities and the like at risk? Here is their annual report filed 2/21/20
https://www.sec.gov/ix?doc=/Archives/edgar/data/1099219/000109921920000064/met-20191231x10k.htm

March 23, 2020, 09:35:20 PM
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Re: Corona virus and your shull
So this is a different problem, part of that has to do with being sheltered.

Again I'm not attacking anybody's way of life or derech..

It's why I read the NY times,

It's also the problem with the yellow flag guys in crown heights.
When all you hear from someone is continuous criticism of rabbonim and of people davening with a minyan when they should not be one starts to wonder if there is an underlying disdain for these people and not just being so concerned about his fellow jews. Do we have a cat or a housewife here?

March 31, 2020, 12:27:28 AM
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Re: Antisemitism related to Coronavirus And here is another winner.

https://matzav.com/another-media-police-anti-orthodox-doozy-99-year-old-gets-summons-at-wedding-except-that-hes-23-and-it-was-an-engagement/

Don't hold your breath waiting for the apology for this one.

April 02, 2020, 02:52:06 PM
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Re: RIP/BDE Master Thread - COVID-19 related
I'm not arguing anymore..



I'm not sure why they're deleting anything.

I don't think it disrespects the meis

All you lamdanim blasting me surely know the Rashi, where he writes about the need to cite a specific example "don't sleep in a cold cellar etc or you will die like so and so"

Who appointed you internet posters as the beis din Shel maaleh?

Unless you can prove otherwise, you are simply puberty age kids living at home thinking you're fighting milchamos hashem by bashing me

Your points might be better received and in general might do yourself some good if you wrote more respectfully toward others.

April 02, 2020, 11:40:02 PM
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Re: Antisemitism related to Coronavirus
I have no idea what it is and I've never seen it before
Rise up ocean county is a bunch of hatemongers who are very occupied with trying to stop the spread of the jewish community in Toms River and Jackson NJ. They spread hate over the internet try to influence zoning laws etc etc.

April 04, 2020, 10:08:40 PM
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Re: Is there any good news in the fight against COVID-19? If less bad news counts as good news it seems the bad news is slowing. Not hearing of so many new infections hospitalizations etc. Maybe some of the people on here that are connected in hatzola bikur cholim hospitals etc. can confirm if this is the case. Hopefully all the shutdowns are finally slowing down the virus.
Last motzei shabbos was terrible b"h sounds better this week.

April 04, 2020, 10:55:33 PM
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Re: Is there any good news in the fight against COVID-19?
half the people on ventilators are jewish mostly chassidish
pesach will be the next peak
its insane and embarrassing to us all
BTW in case you cant read the news the worst neighborhoods in NYC are in Queens and not Jewish, Where do you get your statistics that half the people on ventilators are Chasidic Jews. There are enough haters out there we don't need one here.

April 05, 2020, 10:24:50 PM
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Re: Antisemitism related to Coronavirus
Huh? Do we know if the kid had the virus? I mustíve missed that part of the story. Otherwise, while if true, itís a gross and horrible thing, how the heck are you charging him with anything? Emotions donít play into this. Youíre letting your emotions get in the way. We both agree itís terrible, but there is nothing that can be done.
Lets go back a step. do we know if there is any truth to the story? Did anyone ask the teens for their version of what happened? Before we decide what to charge them with lets not jump to conclusions.

April 06, 2020, 02:02:09 PM
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Re: Why are men passing away at a higher rate than women?
More unscientific numbers.
Misaskim lists 48 niftarim right now!!!  What a tragedy!!!
Men - 31 (65%)  Women - 17 (35%)
That's a small sample but pretty consistent with the numbers for the population at large.

April 06, 2020, 02:21:45 PM
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Re: How should schools and parents deal with tuition? I received a letter from my daughters school asking if possible can I prepay tuition thru the end of the year so they can pay the teachers. (I already paid April, I often pay a few months at a time). I thought that was a backhanded way to make themselves a מוחזק for any financial שאלות that are sure to come up.
April 06, 2020, 04:41:53 PM
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Re: Can we finally say we are over the peak?
So what's the game plan? Only let those with antibodies out?

Everyone else stays inside until there's a vaccine?

Otherwise, how do you avoid a second peak? Or do you just accept another peak and lockdown again with its associated deaths?
You start slowly, you do the lockdown in reverse. You slowly open things up with limited amounts of people. There is a decent percentage of people that have already had the virus, many have been exposed and have not contracted it so they may be less vulnerable.

Europe is a bit ahead of us and they will start easing before us so I guess we can watch them and see what works and what doesn't. (unfortunately you can't rely on china because you can't trust anything coming out of china).

April 07, 2020, 01:57:33 PM
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Re: Tehillim for people with corona virus
If someone can add my wife to the wiki
Sara Adel (pronounced Uh-del) bas Chana Leah who is currently on a ventilator it would be appreciated
Refua Sheleima

April 18, 2020, 11:49:05 PM
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Re: Corona virus and your shul
My friend joined a porch minyan after the new guidance came out from the Lakewood Poskim.

ďDeep in the background could hear the chazzan screaming from around the corner, as neighbors hopped from porch to porch to coordinate and discuss logistics. Post davening all had a nice schmooze together in the street. Corona guy went door to door to try to find a sefer torah and a basement guy found a place on upstairs porch to shelter from rain.
Rule #8 is the only one we didnt break. But then again the sefer torah was too far for me to hear.Ē
I joined a porch minyan. We kept all the rules, had a very uplifiting shabbos with tefilla btzibur and also stayed safe.

April 19, 2020, 01:05:23 PM
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Re: Compliant weddings
i think it was made for the parents to listen to and stay sane while the kids fight in the back of the car  :)
FTFY. It was made for the parents to listen to while the kids fight in quarantine. (although I don't think I could handle Mahapach Pashta right now)

I also think think Mayor Fillagelli Lagardenhose would have done a much better job than Deblasio is doing.

April 19, 2020, 10:52:12 PM
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Re: Succos supplies affected?
Heard that Italian Esrogim won't be effected, since Calabria where they grow is on Italy's southern tip at the other end of the outbreak.
Last I checked the death rate for the esrogim were very low so the supply should not be affected.

April 20, 2020, 01:07:16 AM
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Re: NISSIM!!! WELCOME BACK @MICKEYG!!!!!! Welcome home and a continued refua sheleima!

So nice to have some good news!

April 20, 2020, 01:50:11 PM
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Re: Unemployment Help Any info on backdating unemployment in NJ?
Ordinarily you can't but on the q&a from their website it says due to the current situation You will not lose a dayís benefits as all claims will be backdated to your first day of employment loss.

DW filed her claim and it has the start date from the beginning of the week of filing not from the unemployment date.

Anyone know how to get this backdated or anyone have any experience with this?
 

April 21, 2020, 02:58:19 PM
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Re: Zman hageula
פרשת תזריע מצורע בשנה ה׳ תש״פ is the gematria of
אני מאמין באמונה שלימה בביאת המשיח ואף על פי שיתמהמה עם כל זה אחכה לו בכל יום שיבוא
ואף על פי שיתממה עם כל זה אחכה לו בכל יום שיבוא

April 21, 2020, 10:34:42 PM
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Re: Can we Stop Using Zoom?
Why does BMG have to meddle in every topic?   :o

Usually the way it works is someone comes running to them and explains in the worst way possible how a terrible calamity is befalling the jewish nation and their signatures are needed to save klal yisroel, facts not withstanding.

If you don't like the way they operate you don't have to live in their town or listen to what they say. The letter was written for the people and mosdos in Lakewood that do care for their opinion.

April 22, 2020, 12:12:13 AM
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Re: Couples Stuck in USA - Rent on Israeli Apartments
There's a huge attitute problem amongst the young couples in Israel.

Most them are young kids, freshly married spoiled brats from well to do homes.

Israel to them is a "Camp". They sign $2,000-$3,000 leases while having 0 income (daddy pays).

They don't understand what a utility bill is, they can't wrap their immature heads around the concepts of Vaad Baayit or Arnona.

They treat it like a game. Which landlord can they screw next. I started vetting more and more but noticed that even the uber-rich don't care.

To them it's not an apartment, it's a honeymoon suite. Well if I can play games with Hotels I'm entitles to same here too, no?

There is a yid whose name is well know in the world, a level wealth on the richlist, probably the wealthiest chareidi family on earth (not American. Way wealthier than Scheiner Rechnitz etc).

His grandkids take apartments in Jerusalem by flashing the brand name. Tachlis, the rents do not get paid and you can't talk to any Dayan because no-one can go against these guys.

I think this might belong in the wedding thread, but sending off kids to Israel needs to way regulated past Corona.

/end rant

I'm a manager for an family office CRE company, I help manage the luxury assets in the Jerusalem Chareidi submarket, due to background with this clientele.  I am not a broker and don't see why a broker would care about this. Most apartments are in the new development's that have sprung up in the past few years in the northern neighborhoods. A few are in Rechavia. A full 50% of these clients are not committed to honoring exact lease terms and agreements. They sublease for Sukkos even though we don't allow, and a whole host of other issues regarding damages when the leave the apartments.

You are renting out ultra expensive luxury apartments that are obviously targeting the ultra rich. You then go and badmouth most of the young couples in EY as being spoiled brats and dishonest. I suppose most couples are honest and responsible. You choose to deal with that segment because you want their money yet you are complaining when you get caught in the strings that are attached to that money.

April 23, 2020, 12:36:42 AM
4
Re: Will there be Sleep Away Camp this summer?

I like that they are delaying processing of payments till there is clarity.

April 23, 2020, 12:44:40 AM
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Re: Corona virus and your shul
Here in Lakewood, all the supermarkets I visited had tough enforcement on the guidelines.
Not before y"t

April 23, 2020, 02:10:31 AM
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Re: Antisemitism related to Coronavirus
There was a story on a local website about all the violations in Lakewood yesterday (i'm not linking it because it has names) It lists all the details including names ages and nature of offense. The article ends with this line.
Meanwhile, the Newark police divisionís COVID-19 task force issued 29 for violations of the emergency orders in the stateís largest city Tuesday.

I emailed the writer of the article the following:

I read your article on the social distancing violations in Lakewood with great interest.
One line really caught my attention. At the end you note that Meanwhile, the Newark police divisionís COVID-19 task force issued 29 for violations of the emergency orders in the stateís largest city Tuesday. 
That got me wondering why the violations in Lakewood  warrant a full article with all the details like names, ages and nature of the offenses yet the violations in Newark barely warrant a mention.
Are you discriminating against the predominantly african american population in Newark or against the predominantly jewish population in Lakewood?.

Thank you

April 23, 2020, 12:46:02 PM
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Re: COVID-19 (Wuhan Novel Coronavirus) Pandemic Master Thread
Can someone please explain to me the antibody plasma testing that has been going on all over the Jewish world. According to people in the know only one person has been given antibody therapy in Mount Sinai with no real results. The whole fanfare of sending it off by PJ to the Mayo clinic for testing. There are no known results so far. There are far more positive results from treating patients with HCY etc or blood thinners to reduce clots which seem to be a byproduct of the disease.

I have a bad feeling about this. My gut tells me this is just someone or a group of people building a database such as the bone marrow or kidney testing drives that go on regularly and someone will be profiting off this. Dont get me wrong, people are tzadikim for contributing their time and for getting tested for many of these ventures.
It seems like they are also trying it in EY with some results.
https://www.haaretz.com/science-and-health/.premium-plasma-from-covid-19-survivors-helps-patients-whose-condition-is-deteriorating-1.8788154

There might be an element of do-gooding trying to counteract the negative press/aiva.

April 23, 2020, 02:29:51 PM
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Re: Tehillim for people with corona virus
חסדי ה' after 12+ days on ventilator my wife has!! been extubated
ב"ה. A complete רפואה שלימה בקרוב במהרה

April 23, 2020, 03:15:36 PM
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Re: The science of COVID-19
I don't know... I'm pretty sceptical, too, but then I look at the numbers in super highly populated areas like FL, TX, AZ, and CA and it makes me wonder if it will buy time over the summer to get some good treatment protocols on the market.

On the other hand, I hope the reprieve (if it comes) doesn't give a false sense of security leading to a devastating second wave.
CA locked down early but FL with it's spring break fiasco, high senior population and open beaches would really seem to support this theory.

Look also at India with a very small amount of cases relative to it's population.

April 25, 2020, 10:45:12 PM
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Re: Corona virus and your shul
Why are people doing this ? My development people were schmoozing with each other after davening
Kids running around aimlessly
When will this stop ??
My street has  people shmoozing with each other and kids running around aimlessly not after davening. I took a walk this afternoon and there were tons of people out (mostly practicing social distancing at least the adults). People are getting restless especially since today was the first nice day in a few days.

April 26, 2020, 12:32:54 AM
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Re: Corona virus and your shul
Rav of a Shul who closed right after purim (same time as all the other shuls in the community once they realized the dangers) told me today that he had doctors in his shul calling him very upset that they were closing so for all you people yelling and shouting at the rabbis maybe a little Dan Lekaf Zechus that its not always the rabbis fault..
Most of klal yisroel closed their Shuls appx a week after purim. Contrary to what some here like to think most of the people making these decisions are responsible ehrliche people that were following the advice of most doctors and of the government that didn't feel at that point closing shuls was necessary.

In hindsight should things have been closed earlier? Yes. Does that mean that what most of klal yisroel did was wrong at the time based on the circumstances at time? No.

April 26, 2020, 12:44:06 AM
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Re: Corona virus and your shul
We visit our parents and hang out in the backyard 6 feet away.

Bh we have all been healthy and overall cautious. There's a sink in the back and everyone washes their hands with soap when they come and maintain distance from my parents etc.

Still I worry yes, my nephew asked me to read him a book and I said sorry I can't read it from here I need binoculars, so my brother threw me a pair ;)

There's just 2 married siblings, small families and it's only one family at once. It's a very big backyard in Miami.

The concern with minyan is that once you have it, they spiral out of control. It's the very nature of it, it's also I am seeing so many people argue that oh it's not so bad that all they're doing this year that oh you know I see this happening and nobody got sick so what's the problem

And that's what scares me That's exactly the logic that they used in the beginning

Hmm so visiting your parents (whom I would assume are older) with social distancing is OK but if someone davens on his porch with a minyan with social distancing he is a murderer.

April 26, 2020, 01:00:06 AM
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Re: Let's churn out those TRs!
Nothing to do but dream about vacation now.

There's no time like the present to be writing the TRs that have been pushed off for a while.

Special mention:
@Something Fishy is certainly taking advantage :)
https://forums.dansdeals.com/index.php?topic=55809.0

Probably more constructive than many of the threads that are now just spinning in circles with the same arguments over and over again  (minyonim, Trump, Antibodies etc).

April 26, 2020, 03:46:35 PM
2
Re: Should all Americans receive another stimulus check? How about 2 or 3 more? Eventually someone is going to have to pay for all this and that someone is us.
April 26, 2020, 09:21:54 PM
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Re: Can we stop this stupidity?!? Corona IS dangerous to young people.
Your hypothesis isnít logical. If R=.7 then the one new case wonít infect 8 others.

R=.7 is the average. you can still have one person infect 8 but that would mean there are other infected people infecting less than .7 to balance that out.

Overall the amount of infections would still be declining. Problem is people would still be getting sick and dying just in steadily declining numbers.


April 26, 2020, 09:38:29 PM
1
Re: RIP/BDE Master Thread - COVID-19 related https://www.theyeshivaworld.com/news/featured/1853722/devastating-loss-for-brooklyn-syrian-community-petira-of-harav-david-jemal-ztl-rov-kehillat-har-lebanon.html
April 26, 2020, 11:12:03 PM
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Re: Covid-19 and Shalom Bayis An attempt to get this thread back to it's intended topic.

Sholom bayis impact due to corona

Pros
Very much appreciate the effort that DW needs to put in during this time. With all the kids home, no daycare and no work out of the house being a Mommy has turned into a 24/7 job.

Cons
Life is a bit more stressful with everyone (including myself) home all the time. (B"H we moved into a larger home last summer otherwise things would be ALOT more stressful).
Ironically with everyone home all the time and nowhere to go I get to spend less quality time with DW.

Being married 20+ years this isn't going to have a significant Impact on sholom bayis one way or another.

April 27, 2020, 10:27:31 PM
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Re: Corona virus and your shul
But it did just see a chasidish family from assuming NY, in Walgreens like no big deal. 12/13 year old daughter / sister was playing with younger ones, girl has a face mask on but pulled down to her chin and in middle of Walgreens she's.. blowing bubbles at the kids.. dude.. bubbles you just blew floating in the store?!

I'm not judging or actually give a hoot but just shows, people can attend minyanim and no idea what their kids are doing..
I think this post belongs in the "Antisemitism related to coronavirus" thread

April 28, 2020, 11:27:31 PM
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Re: How should schools and parents deal with tuition? I received this letter from Torah Umesora in my email this morning about tuition. The gedolim are saying to pay from a totally different angle. Not because we signed a tuition contract but because it is our obligation to maintain schools as per תקנת רבי יהושע בן גמלא and in order for the schools to survive tuition needs to be paid.

They also write that schools should extend courtesy to those that are struggling due to the situation.

It is eyeopening to see דעת תורה's angle on this.

April 29, 2020, 02:15:41 PM
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Re: Calculating The Actual Fatality Rate
In MA about half the deaths are at nursing homes/health care facilities

I think that should be taken into account when finding out what the death rate is bc a shutdown isnt going to help these facilities, it's bad management at these facilities that's causing it
The high rate of deaths in nursing homes is everywhere and cannot be blamed solely on bad management (although in some instances it may have played a role).

You are dealing with an extremely vulnerable population that due to the fact they usually need care from multiple people that are circulating among many patients it is impossible to truly isolate. Once coronavirus gets in it is very difficult to contain.  That makes a nursing home a virtual death trap. Especially since in many places it got in before full lockdown went into effect.

Add to that that in NY you had the governor forcing homes to take recovering patients that were infected (yes he has blood on his hands, thats been discussed on other threads I think).

Unfortunately there were elderly people that isolated at home and still caught it from their home heath care aides and died.

May 01, 2020, 02:49:57 PM
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Re: Bill DíBlasio Warns "The Jewish Community"
https://www.theyeshivaworld.com/news/featured/1855711/open-letter-from-satmar-kiryas-joel-leadership-following-recent-controversy-in-brooklyn-hasidic-community.html
You have to know the political dynamics between the different factions in willi and the mayor. This statement reeks from political expediency and IMHO is shameful.

While the actions of the people attending the levaya may have been wrong the Mayors actions were definitely wrong. Both his publicly calling out "the Jewish community" instead of the individuals involved and also the retaliation that took place afterwards by targeting Jewish neighborhoods for enforcement. This is institutionalized antisemitism at it's worst. Not to mention the dpuble standard he is applying.

May 03, 2020, 12:05:00 AM
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Re: COVID-19 (Wuhan Novel Coronavirus) Pandemic Master Thread
Iím not sure what was so shocking about the suggestion of reporting them. If ever there is an appropriate time to report, this is it.
You are of the opinion that they are endangering people otherwise you would be a plain old מוסר. They are of the opinion that they are not endangering anyone. At this point the level of danger is very debatable. I don't know if a חשש רחוק פיקוח נפש would warrant מסירה.

May 03, 2020, 01:15:00 AM
1
Re: COVID-19 (Wuhan Novel Coronavirus) Pandemic Master Thread

Someone with symptoms inviting guests? How is the level of danger debatable? What are the 2 sides?
The OP didn't say they have symptoms just that they had symptoms. What I wrote was based on the assumption that noone has or recently had symptoms.

May 03, 2020, 02:02:06 AM
1
Re: Bill DíBlasio Warns "The Jewish Community"
They were speaking for themselves, the same Jewish community that wasn't social distancing in the first place. Yes de blasio made a dumb statement, but fact is he meant them, so they responded
Problem is he said "the Jewish community". That includes all of us not just Satmars in Willi. The mayor sent the Police on a revenge mission to BP anc CH as well not just to Willi.

May 03, 2020, 02:17:13 PM
1