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Re: credit repair As a business ?? Actually, I think it's a very lucrative opportunity, and have been toying with the idea myself. Perhaps more of a credit consultant than credit repair, but a little bit of both. There are MANY things I know about credit building/repair and general FICO score information that the average person on the street simply does not. On this forum, perhaps, but on the street? To use the random statistic made up on this thread, 9/10 frum people know absolutely nothing about credit. This forum is the exception, not the rule. Even many churners I know don't fully understand the finer points of credit, they just know what they need to get by, and lots about individual credit card bonuses! TBH, most of what I know comes from Dan's posts and this forum (over years of reading, and about a year of being an active participant myself). There is alot of knowledge out there! But many people don't have the time, knowledge, or savvy to go about this themselves, and would prefer to pay a fee to have a professional deal with it. As long as you're completely honest and trustworthy, and build a good name for yourself via word of mouth, you should be totally fine. So to answer the question that began this thread (best first post EVER, by the way), as your potential competition: Go for it. There's a lot of room for this, it's a great way to make money and simultaneously help many people who really need it!
July 25, 2017, 03:27:00 PM
4
Re: credit repair As a business ?? Hey @Fish Tank , want to start up a company with me? You seem to be toying with the idea yourself..

July 25, 2017, 03:40:13 PM
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New Lakewood listing website koshercraigs.com? Anybody check out this new lakewood website koshercraigs.com? $50 says it's someone from DDF..
July 30, 2017, 08:05:44 AM
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Re: Received Debt Settlement Letter should I accept? You can often negotiate certain things, such as the way they report to the credit bureaus. Most things are negotiable. Still, very important- make sure you get from them in writing that all outstanding debt is now considered paid in full and is no longer collectible by them or any other entity, ever. Otherwise, they can still make a claim against you for the remainder after they receive your partial payment..
September 17, 2018, 01:31:14 AM
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Lakewood, NJ Restaurants Master Thread As per @nafnaf12 suggestion..
October 26, 2018, 02:01:26 PM
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Re: Lakewood NJ Master Thread
Thanks to the DDFs that offered to print and especially the one that printed!
Library is .20. However, I just bought the printer from Walmart on DDMS, so feel free to DM me for future printing needs :)

November 09, 2018, 02:58:14 AM
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Re: Lakewood NJ Master Thread
You better hope there are lots of DDMS deals on ink and toner.
Lol. As one commenter pointed out, itís kedai to buy 5 printers and throw them out just for the ink

November 13, 2018, 01:07:07 AM
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Re: Lakewood NJ Master Thread
Library is .20. However, I just bought the printer from Walmart on DDMS, so feel free to DM me for future printing needs :)
Update- You can now email a print job to the library and they'll have it ready for you for the next 24 hours.
Email to ocl-lakewood-color@printspots.com. $0.20 per printed page, plus (technically unlimited) free copies at the library as well... I highly doubt you'll find a more worthwhile option.

November 13, 2018, 01:56:22 PM
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Re: Lakewood NJ Master Thread
I checked like 5 in the area and they were all out of order. Does not make sense that they are all broken from overuse
Happens occasionally, not sure why

November 19, 2018, 12:50:59 AM
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Re: What are my rights?
Perhaps you can point out where I mentioned United in this thread that is clearly about an AA flight, because I'm confused by your complete non sequitur comment? Is this a Trumpian projection thing where the guy with no reading comprehension proactively accuses random people of not having any reading comprehension?

While you're at it, you can point out why it's bad advice to carry on something if you really need it and only check if you have to? Seriously, one wonders if the denziens of this board actually travel at all or just sit around pontificating about it.
Denizens. Good word.   ;)

November 20, 2018, 12:07:51 AM
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Re: Lakewood NJ Master Thread
On the exalt there is no outside screen so you can't see who is calling without opening the phone
Isnít this discussion for the tech thread?

November 20, 2018, 09:47:01 AM
1
Re: Lakewood NJ Master Thread
Flip-phones can hardly be considered technology. This suits the Lakewood thread better.  :P

Right, because the fact that you can carry a cell phone with you everywhere and instantly be connected to people through text and even your voice is just a basic fact of life.

You must be very young.

November 20, 2018, 01:45:07 PM
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Re: Lakewood NJ Master Thread
Wow youíre on a roll. Did you sleep last night?
Not enough.


Did you see the guy in General Discussion who started a Business Ideas and Investment Opportunities thread?? ROFL

November 20, 2018, 02:17:57 PM
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Re: Lakewood NJ Master Thread
Six flags Season passes
$65 with parking, or $55 without.
A few left.
Valid for rest of 2018 and 2019.
Post in ďGoods for saleĒ

November 22, 2018, 11:50:59 PM
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Re: Lakewood NJ Master Thread So Richie Roberts IS making the Chol Hamled event again. At Blue Claws stadium this year. Old hock, I know.
November 26, 2018, 07:30:02 PM
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Re: Taking all bets on Trump winning 2020 Election. In for $1. The rest of my electoral betting money is on reputable sites with proper odds.
November 26, 2018, 10:06:25 PM
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Re: Lakewood NJ Master Thread
I guess kids don't get kicked out of school for going there anymore
:D

November 27, 2018, 03:44:14 PM
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Re: Lakewood NJ Master Thread
Why is this in the Lakewood thread?

Post in General discussions and you'll have a lot more than just Lakewood people seeing your question.
True

December 02, 2018, 05:32:10 PM
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Re: Car Lease Master Thread
Could depend on a couple of things -

1. Maintenance costs

2. Financing costs
3. How long you want to own car before replacing it
4. Whether you'd buy new or used
5. Dealer incentives
Biggest, most overlooked factor

December 04, 2018, 01:34:36 PM
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Re: Looking to Purchase Lowes gift cards
Selling $100 Loweís GC. 88% OBO.
Sold to cks33. Fast, smooth transaction.

Thank you!

December 04, 2018, 03:08:47 PM
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Re: Lakewood, NJ Restaurants Master Thread Waiting for a review of the Lakewood Restaurants scene by @ChaimMoskowitz
December 04, 2018, 11:43:33 PM
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Re: Best Buy Gift cards
Selling 225$
For 92%
Only PayPal
WARNING: This guy was reported to be a scammer in another thread by 2 separate people

December 05, 2018, 02:04:43 AM
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Re: Lakewood NJ Master Thread
Any recommendations for good cheap internet in Toms River?
Use someoneís optimum code  ;D

December 06, 2018, 08:38:29 AM
1
Re: Lakewood NJ Master Thread
https://www.theonionkichel.com/2018/12/psa-new-mincha-minyan-on-9.html
Terrible

December 06, 2018, 08:41:11 AM
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Re: DDF DO South Florida Edition
How about the food and wine? Was there plenty to go around?
Unlimited

December 08, 2018, 08:21:35 PM
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Re: Lakewood NJ Master Thread
I used them for a while and never had any issues.
Used them once, was fine. Have you tried Lakewood Cleaners on Clifton? Think theyíre cheaper

December 09, 2018, 12:26:47 AM
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Re: All Halocha Shailos and teiffa Questions
Does tzedaka for a sick persons medical bills/treatments come before tzedaka for a chasuna? How about either for a chasuna or just someone that can't afford food, is there a kdima to one?
Food is always first, and you must give if one asks, canít say no

December 09, 2018, 01:26:19 PM
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Re: Hyatt Awards And Upgrades Master Thread Thanks @CodeAdam10 for another smooth transaction
December 10, 2018, 11:42:56 PM
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Re: South Florida Master Thread
Thanks. Do you have any other ideas near surfside area?

Any reviews on the grand beach for shabbos?
I think my cousin stayed there for Shabbos, itís only 4 floors so you wonít get a high floor, what other Shabbos questions do you have? IIRC they have a manual door in front with a doorman. Itís right next to Chabad, not far from Young Israel, and by all food.

December 13, 2018, 02:47:15 AM
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Re: South Florida Master Thread
Thanks. Do you have any other ideas near surfside area?

Any reviews on the grand beach for shabbos?
How ca you book that with points? UR? You can book the Residence Inn for that price..

December 13, 2018, 02:47:42 AM
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Re: South Florida Master Thread
Any recommendations where I can rent a moped/tustus for a week?have a class M DL.

Electric bike won't work since I'll be traveling 20+ min away by car.
Also will hotel charge for parking?
Iíve heard Moped parking does cost, but cheaper than a car

December 13, 2018, 03:17:24 PM
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Re: South Florida Master Thread
My wife and I are flying into Miami for two nights. I am looking for a nice hotel that I can book with Chase points that is in walking distance to restraunts. Any recommendations?
All hotels can be booked with Chase points. Whatís your budget?

December 13, 2018, 03:20:54 PM
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Re: South Florida Master Thread
we LOVED the surfrider in high south beach. really great place.
Do you mean SurfComber?

December 13, 2018, 05:11:07 PM
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Re: South Florida Master Thread
The confidante is IINM, bookable via hyatt 15k a night.
Yes, but he said nice. The Confidante is crap.

December 13, 2018, 10:54:41 PM
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Re: Hyatt Awards And Upgrades Master Thread
looking for a Globalist to book me a GOH or additional guest booking for 1 night
@CodeAdam10

December 14, 2018, 01:42:23 AM
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Re: All credit union loans and other products are forbidden- kol koreh
I have loans out from Alliant Credit Union for me and DW, (the build your credit shtick that doesnít work anymore). We also have deposits there as part of that trick.

I just contacted my Rav about this, will update.
I spoke to R' Ari Marbuger in Lakewood about this, he's somewhat of an expert in Ribbis shaylos.

He told me that there are many poskim that feel it's more serious than a bank, and requires a heter iska, R' Dovid and R' Reuven Feinstein among them. R' Shlomo Miller, who signed the kol koreh, seems to have written a letter backtracking his psak, and there are many rabbanim that feel it's similar to a bank in regards to heter iska. He said if my loan is large and it's a big hefsed to refinance, I can be somech on those who say it's the same as a bank. However, because I only have the loan to build credit, and it wouldn't cost me alot of money to refinance and pull out our deposits, I will probably be doing so shortly, despite my credit taking a hit.

December 16, 2018, 03:16:37 PM
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Re: All credit union loans and other products are forbidden- kol koreh Can we get this moved to the halacha question thread?
December 16, 2018, 03:17:50 PM
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Re: All credit union loans and other products are forbidden- kol koreh
Are CC's from CU's a problem the same way a regular loan would be?
Why not? Itís still a loan, albeit unsecured

December 17, 2018, 12:31:58 AM
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Re: All credit union loans and other products are forbidden- kol koreh
Are CC's from CU's a problem the same way a regular loan would be?
You can be oiver ribbis ketzutzah by agreeing to a loan and borrowing the money, even if there isnít one cent of interest actually charged in the end (like a credit card thatís paid off monthly)

December 17, 2018, 12:33:11 AM
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Re: All credit union loans and other products are forbidden- kol koreh
Obviously.

My question is whether a CU that's not popular in the Jewish communities, could be assumed to have an overwhelming majority of non-Jewish members, and might therefore possibly not be problematic?
It seems according to those who hold itís not like a bank, the reason would be because of the structure of the union, not percentages per se.

I donít think a publicly held bank is an issue according to most poskim, even if the majority of shareholders are Jewish. See Aamtrust.

December 17, 2018, 12:34:40 AM
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Re: All credit union loans and other products are forbidden- kol koreh Also,  I think the title of this thread should be changed, as it could be misleading
December 17, 2018, 12:36:52 AM
1
Re: Lakewood NJ Master Thread
Looking to go buy myself a coffee? Any recommendations? Kava?
I didnít realize coffee-buying was this big a decision  :)

December 17, 2018, 03:43:41 PM
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Buying Google Home Mini For all who got one or more of the various recent Google Home Mini deals and arenít sure what theyíre doing with them, Iíll buy them off you.

Iím currently buying each at $10, and more for quantity.

December 18, 2018, 02:13:46 AM
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Re: Hilton Aspire Resort Credit
Is there anyway to sell this Resort credit on the Aspire without adding an AU?
Just got this card (approved like 1 min ago). How does this work? Is adding an AU the only way to go?

December 18, 2018, 03:04:14 AM
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Re: New amex Hilton offer 150k
I assume 750 and 2 free nights includes keeping the card into year 2 and then cancelling within 30 days? Does anyone have any DP's about clawbacks?
CMIIW but Iíve never heard of claw backs for second year cancellations

December 18, 2018, 03:11:25 AM
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Re: Buying Google Home Mini
I am buying @ $13 each and $15 ea for quantity. Pm or email me to sell
Matching this

December 18, 2018, 11:29:24 AM
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Re: New amex Hilton offer 150k
I just did using chat on my account. Is it risky waiting until card arrives (shipped today) in order to refer DW for another 25,000 points?
Why not refer from another card with a better referral offer?

December 18, 2018, 11:35:46 AM
1
Re: New amex Hilton offer 150k
I can refer this Aspire card using my SPG card? (Only Amex I got now)
Yup. 20,000 Marriott. Though thatís not necessarily better than 25,000 HHonors, depends on you. And you could have referred yourself for the Aspire..

December 18, 2018, 11:38:52 AM
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Re: New amex Hilton offer 150k
Actually, its only letting my code work for the cards I already have. Any workaround?
Thatís very weird

December 18, 2018, 12:00:35 PM
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Re: New amex Hilton offer 150k
So letís do away with the + and - 1ís.

I have been able to refer myself from Blue Business to Amex Aspire without issues. Know of others who did this too, as recent as yesterday.

Does not need to be referred from a Hilton card.
Did it yesterday as well

December 18, 2018, 01:22:37 PM
1