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Re: New Coin Deal
Anyone recieve labels from MYS?

Im surprised ppl still buy for them. They've been the worst dealing with regards to issues and payments.

October 09, 2020, 04:29:18 PM
Re: ISO: Best Deal on Likkutei Sichos Full Set (39 Vol.?)
do you recommend Vaads over Kehot for quality?

Kehot, by far.

October 15, 2020, 02:00:20 PM
Re: PSA: Don't swipe recklessly for others
I just joined my first buying group yesterday. (MSY BUYING BROUP) the only credit card I have right now is my discover cashback card. Any recommendations for the beat buying groups to join for beginners. (I donít currently have a job, so I have a lot of time trying to find ways to bring in some income)

Did you read the entire thread?

October 16, 2020, 07:41:45 AM
Re: Re: Crown Heights as a COVID-19 lab
Can we have a rendezvous somewhere in Abia so can boost my antibodies?

Feel free to pm me.

For anyone looking for metaphysical antibodies consider a good dose of Tanya and Torah Ohr.

November 04, 2020, 11:26:08 AM
Staples fine permanent marker $ 0.42 free shipping
November 08, 2020, 03:31:19 PM
Re: What is the most addictive food? Fresh warm chocolate babka right out of the oven.
November 10, 2020, 09:48:59 PM
Re: Chase Sapphire Reserve Copied from SD

After reading around doctorofcredit blog site and churning subreddit, I saw several datapoints out there that Chase is offering retention or statement credit offers of $150-$250 for whose annual fee was recently posted September, October or November or soon to be posted coming months (note: newer DPs show those who had fees in August or fees to come in Dec/Jan 2021 also getting this). Chase started offering credits either today (11/17) or very recently in the last day or so. But there are some who aren't offered anything so this is YMMV.

Most people seem to get the $150 credit, there are few that was fortunate enough to be offered $250. Not sure how Chase determines this. And this wasn't thru a special retention team rep but a regular Chase Sapphire customer service rep over the phone sees the offer in the system. Possibly in some cases, you do need to reach out to the retention team if the regular customer service rep don't offer anything. Still YMMV.

My story/Datapoint: I called (800) 436-7970 and told that my $450 annual fee was recently posted on my Sapphire Reserve (Nov 1), asked if there were any Retention or Statement Credits available on my card. Rep immediately offered $250 to keep my card and would post as a statement credit in 1-2 billing cycles. Didn't even ask the rep to cancel the card to begin with, although I was ready to if necessary. Easiest 5 minutes call of my life.

Keep in mind, this is on top of all other offers Sapphire Reserve has right now (like $300 annual travel credit, $60 doordash credit, etc). Also this is the first time I ever heard of that Chase is offering any type of retention or statement credit offers to keep your Reserve card. Even if I don't use any benefit except $300 annual travel credit, I literally got a free $100 out of this (-$450 annual fee +$300 travel credit +$250 retention statement credit = +$100 win!).


Update: Here's additional info of my account that may/may not help your case:

1) $150 or $250 credit: $250 Statement Credit in 1-2 billing cycles
2) When you opened the CSR: Late October 2018
3) When your annual fee is due: Nov 1, 2020 had $450 annual fee posted
4) How many other Chase credit cards / accounts you have: Currently have the following open accounts with Chase - CSR, CF, CFF, CIU, Checking

Update #2 - Common FAQs:

1. Number to call: 1-800-436-7970 (This is also the same number in back of your Sapphire Reserve card. This is Chase Sapphire hotline.)
2. Retention = Statement Credit, they're the same, just different wording. But for those who get something, it'll be in a form of $150 or $250 statement credit in 1-2 billing cycles.
3. Chase criteria for either $150 OR $250 statement credit seems to be completely random after reading all the DPs and posts. Still no clue but doesn't seem to be dependent on account age, monthly/annual spend, annual due date, current card balance, etc.
4. Chase seems to ALSO offer retention statement credits for other Chase fee cards such as Sapphire Preferred ($60 or $65?), Southwest, and hotel cards (IHG, Hyatt, etc). Ask your reps.
5. If you didn't get any offer first time, hang up and call again later. Several DPs of success after trying again later with different rep. But be ready to say the word "I'm intending to cancel my Sapphire Reserve card but seeking to see if there are any retention or statement credits available to keep my card." That seemed to help few people after calls and ultimately getting the credit. But at the end of day, it's possible this is account specific so YMMV.
6. For those who do get the credit easily in one shot, that's because the retention/statement credits is already in the computer system that any customer service rep can look up, but wouldn't give this to you unless the rep is actively trying to look at your account on their computer. So try to be friendly!
7. Be nice/patient with customer service reps. Any hostility will never benefit you or anyone here. For all we know, Chase can just revert all retention policy because of one bad apple.
8. If you do intend to cancel (whether after you receive the statement credit or got no offer), be sure to do the following:
a. Transfer all your UR to another Chase UR card (Freedom Flex, Freedom Unlimited, etc), because if there are any UR points left in Reserve card and you cancel, all those UR points will be lost.
b. Make sure to spend all your $300 travel/grocery/gas credit as well as your $60 doordash annual credit.
c. If you downgrade/cancel within 31 days of when annual fee posted, you'll get full refund of annual fee (98% certain about this, someone else can double confirm). And that full refund is given even after you spend that $300 travel/grocery/gas credit so be sure to use that all up first before cancel/downgrade.
9. According to some DPs (I haven't asked the question myself), there doesn't seem to be a specific time period of keeping the card in exchange of accepting this statement credit. But as a safe side, would recommend holding onto the card for at least 1-2 months after receiving the statement credit.

November 18, 2020, 09:46:48 PM
Re: PSA: Don't swipe recklessly for others PAYING $125 commission on $500 spend.

We have a new opportunity for you to purchase an item for us and earn $125! The item is going on sale tomorrow at 3:00pm so sign up now.

Any idea what this is about?

November 18, 2020, 11:36:49 PM
Re: 20% off select Amazon warehouse deals Happening again
November 27, 2020, 09:11:57 AM
Re: Crown Heights as a COVID-19 lab

New update

December 07, 2020, 04:52:56 PM