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Re: How fast do payments get reported to the CRA's? Chase will update your balance within 48 hours if you pay your balance to zero. You can get balances updated at any time by calling their credit bureaus department 1888-682-8361 more info here
July 15, 2020, 10:51:58 PM
Re: best sign up bonuses for business credit cards
That does look like a nice card

What would you say are the best business cards for bonuses with a 5k max required spend?

United Business 60k after $3k spent
Barclay AA Biz 75k after $1k spent
Citi AA Biz 65k after $4k spent

July 26, 2020, 12:49:21 AM
Re: best sign up bonuses for business credit cards
Are they approving business cards nowadays?

Doesn't Barclays report business credit accounts on credit reports?
I recently got approved for Citi biz my wife for the Barclays. Barclays biz cards do not show on your personal credit report

July 26, 2020, 06:18:26 PM
Re: best sign up bonuses for business credit cards
No mention here of Amex biz Plat?
75k bonus
After paying the annual fee your left with a few grushen

July 26, 2020, 10:26:45 PM
Re: Misc Credit Card Questions
if i do a product change with chase (preferred > freedom), is there a hard/soft credit pull?

August 12, 2020, 03:06:28 PM
Re: Credit Card For Beginners
1. Two, assuming both banks are pulling (see Amex note below).
2. Two, unless the bank decides to only pull once.
3. Generally no. Amex for example doesn't pull at all for existing customers.

@Cat18 you can see this post for a complete brake down

@dealtastic do you know for a fact that Amex never pulls? It used to YMMV

August 14, 2020, 09:56:44 AM
Re: Chase 5/24 rule
I have one card that chase closed literally 2 days after applying for it.
But it shows up on my CR and now I'm 5/24.

Is there anything I can do to get it off my CR?
Dispute it as a error application

August 17, 2020, 10:56:22 PM
Re: New Ink Plus Card (another 50K UR points)
Sorry if wrong thread, but does anyone know if qualifies as an office supply store for the 5X points for Ink Cash?
You can use this lookup tool

September 02, 2020, 11:36:43 PM
Re: Chase sapphire preferred 80,000 UR sign up bonus
Is there any risk of an A/A if I downgrade my preferred and get a new one a few days later? I've had it for about 4 years
Never had issue. Just wait a few days in between

September 16, 2020, 11:19:03 AM
Re: Chase Sapphire Reserve
Unless things have changed, you should not have to move them as they will be kept alive (at a lower value) with a freedom, and the value will then increase when moved back to a sapphire card. The only issue I'm seeing here, is upgrading the Sapphire Preferred to the reserve right away. I believe there is a 1 year waiting period for that upgrade.
one year rule is only for new accounts

September 22, 2020, 01:47:15 PM