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Re: Free night Hilton Certificates Is there a guide to best practices when buying/selling hotel certificates posted somewhere on the site?

I'm being very conservative about travel right now so I have a bunch of Hilton, Marriott and IHG certificates I'd consider selling to someone more comfortable traveling in the coming year.

Presumably sellers are making reservations for buyers, generally with the seller listed on the reservation.

What are the best ways to minimize the risk of something going wrong?

August 18, 2020, 03:17:25 PM
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Re: Have 0% balance transfers offers on existing cards disappeared altogether?
Would love to hear more about your approval.

What's your credit score?
credit age?
do you have a relationship with US BAnk other than credit cards?

Just credit cards with US Bank. Credit score varies between 700s and 800s depending on score model and amount floated on 0% cards at the time. Credit age is healthy, especially when closed cards are calculated in the mix.

But as to the rationale for my approval, I think the card was automatically declined initially due to number of new cards opened recently and then approved when I explained the reason for getting different cards (unique benefits of each) and had application reviewed manually. And I'm guessing US Bank is more conservative with credit lines on cards that have 0% offers.

September 07, 2020, 10:12:45 PM
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