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Re: Another Antarctica Raffle!
Chai Elul is the new Pesach Sheini :)

Pesach sheini in YOEC was always a major farbrengen and became my favorite yomtov.

August 29, 2018, 02:35:01 PM
Re: Antarctica Raffle #2, Fill Out This Form If You Would Like To Join A DDF Raffle!
Thats more like it! What’s the min?

Thank you all for your support!

There is a long ways to go, but we are confident that the minimum will be reached.

August 29, 2018, 02:37:52 PM
Re: Another Antarctica Raffle!
Roughly how many tickets /$ of tickets does that equate to?

275 tickets.

August 29, 2018, 04:09:32 PM
Re: Antarctica Raffle #2, Fill Out This Form If You Would Like To Join A DDF Raffle!
They also didn't expect so the odds were great there too

Could be, but they sold tickets for over 2 weeks and were first.

This one is 2nd and due to the dynamics of the cruise, for less than a week.

August 29, 2018, 04:58:16 PM
Re: Another Antarctica Raffle! @EJB @ChaimMoskowitz @yesitsme @LoLo ,

I see there is a large group of people who are interested in the raffle, but are concerned about the odds based on the previous time.

If we would lower the Maximum amount of tickets to be sold to 800, is there a commitment to buy?

August 29, 2018, 09:07:10 PM
Re: Another Antarctica Raffle!
Determine how much profit you are willing to accept, and then anything above that plus the cost of the prize will go into a 2nd place raffle.
So there will be 2 winners.
Maybe, the 2nd place winner will be even bigger then the first place winner. :D

Me and dan spoke about doing something, its challenging to do it in a way that doesn't just confuse people.

Not everyone is a DDF pro:)

August 30, 2018, 11:24:50 PM
Re: Another Antarctica Raffle!
Many of us don't look at it this way. If you want to give to the charity just give. We look at it as a raffle first.

My personal experience is a bit in between.

When I buy raffle ticket/Chinese auction for a tzedaka, the reason I am willing to risk is because even if someone else wins, my money still went to tzedaka.

It seems to me that is why there was a challenge to put together a raffle that is not for tzedaka.

August 31, 2018, 09:17:56 AM
Re: Another Antarctica Raffle!
Waiting for the person to drop  1000+ on tickets

So am I  ;D

August 31, 2018, 04:14:41 PM
Re: POLL: Wedding expenses in the frum Community - BH for simchos? or out of hand? This is really eye opening.

I was always aware that simchas were out of hand,
What's fascinating is that focusing on the party itself seems to be misguided.

The major gap between all 7 weddings were in side expenses.

$16k for wedding gifts, $10k for gowns, $15k to setup a house.

Cut out Shabbos sheva brachos and the Vort/Lchaim, you are still saving less than the cost of a 5.5k gown.

Does anyone know what would be similar side costs for Bar Mitzvahs?

(Much more pertinent to me for the next few years.)

April 24, 2020, 01:04:11 AM
Re: POLL: Wedding expenses in the frum Community - BH for simchos? or out of hand?
You're not giving a clear answer.

I'll answer it for you (or at least try to). All teaching "financial literacy" does is create a support group to counter the social pressure. It's not any sort of new understanding of finances that fixes the problem, because there isn't anything taught.

I think “financial literacy” is not the issue so much as money management.

It would make sense that many of the people on this forum are more financially literate than Your average young couple.

When I was in Kollel I organized a money management seminar and I think most of the ideas were brand new for the attendees.

Things like: “there is always more month left at the end of the money”,  “pay yourself first” How compounding interest works for or against you and the difference between an asset and liability (rich dad poor dad.)

Just to understand the extent to which people tend to be bamboozled: most frum families who lease or buy a new car refer to it as an “investment “.

Financial literacy is the next step, And may be

July 05, 2020, 05:32:15 PM
Re: Chabad Minhagim: Pros & Cons
Apparently, the Rebbe initially made the גזירה on 3 cups which total a רביעית.

I always laugh when I see the term cups used.

It reminds me of the shidduch call I got where the lady on the other end asked me " does he keep the Rebbes Horaah of arba kosos?"

To which I was truthfully able to answer: " I have never sen him drink more than Arba Kosos".

September 24, 2020, 11:23:05 PM
Re: Dave Ramsey Plan
Lately I have been having guilt about using credit cards, especially Amex, at local stores. Like why should they pay for my couple of rewards points? Is there any known cure for this condition?

The owner wants you to use a credit card.

Amongst other reasons, the probability of you spending more in the store by not using cash is very high.

November 16, 2020, 02:36:26 AM