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Re: NEW iPad Air 2 $299 Free Shipping or Pickup
eBay Bucks are the way to go, no?

for me I think BestBuy rewards are more useful because I can use them almost right away and I can bank them

also I get 6.5x for using the Bestbuy credit card but I cant use my 2% card

August 30, 2016, 07:39:32 PM
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October 20, 2016, 08:12:09 AM
Re: Obamacare Master thread
...and paying a fortune to subside everyone else....

Thats how all insurance works. Insurance is a wealth/ risk redistribution system.

People that dont get into car accidents subsidies the people that do.

Professionals that commit malpractice are subsidized by the ones that dont.

The real problem that noone in DC seems willing to talk about it how to reduce the cost of healthcare. Healthcare is 17% of GDP that means on average you should be paying 17% of your earnings towards healthcare. 

June 30, 2017, 03:34:50 PM
Re: Obamacare Master thread

The article doesn't give an actual plan for healthcare. All it says is that it wants to hold by Reagan's standard of "no one in this country should be denied medical care for lack of funds.”

The fundamental fact is that if you want to cover everybody, as the President and many Congressional GOP have stated, then everyone has to pay for either via taxes or insurance premiums. 

What the republicans should have done, and still can, is try to reduce overall healthcare costs. They have been obsessed with Obamacare because it came from Obama and it has heart the country.

July 28, 2017, 10:49:53 AM
Re: Obamacare Master thread
Did you follow any of his links? Avik Roy wrote a 102 page document detailing how to get market based coverage to be near universal. He has been talking about this for a very long time and has written hundreds of articles about this in NR, WSJ, NYT, Forbes and more.

I took a read through the exec summery, and I dont see how this conflicts with what I said. Risk pooling and cost pooling are 2 sides of the same coin.

I dont think that everything he says is realistic. He says that he wants to move people from medicaid and medicare to privatized subsidized health insurance. People who are on those programs are generally happy with them, and they have lower administration costs. And both the programs have privatized aspects already. Just toon into daytime TV for 10 minutes and you will see all the advertisements for private insurance companies trying to get you to choose them during medicare open-enrollment. In NYS most medicaid is run by private companies and you need a reason to be on straight medicaid. As @ExGingi likes to point out medicaid is the gold standard in NY.
His plan isnt that different from the ACA. The ACA provides subsidies for people upto 400% of the poverty line. In order to get past the individual mandate you have to lower cost of insurance to the point that most people will get it anyways.

The bigger issue is cost. Roy has some good ideas on how to reduce costs and they should be given a good hard look at by policy makers.

The US spends 17% of GDP that means on *average* a person making a decent salary of 75k a year has to pay 12.8k towards healthcare. ( this number is distorted by many things including healthcare that paid via taxes and  the person might be getting employer health insurance that raises his gross compensation. I only use it as an illustration) 

But none of the GOP bills that went to the floor didn't really address costs, and they didn't really make anything better except for the few paying the enhanced medicare tax on investments.

Also a note on the process that they used.
The gave a lot of grief to the Dems for doing it in secret but the Dems had committee hearings and 10 months of an open process. Obama held town halls and went on the road to sell it.

A lot of GOP amendments were adopted in the committee process. 
Mcconnoll literally introduced the bill a few hours before the final vote.

Graham saying he was only voting for the bill to get to conference committee is BS. They could have informally worked out a bill with House leadership without risking them passing what Graham called bad policy. 

July 28, 2017, 12:53:52 PM
Re: Obihai (Obitalk) now "officially" supports Google Voice
does anyone know how can i make that incoming calls shouldn't ring into my email?

In gmail click on the phone icon on the bottom left > click on the dropdown menu next your name > there should be options for notifications

November 03, 2017, 03:00:50 PM
Re: Where can i get it? (israel edition)
Can you post a picture of the keys?

NEVER post a picture of a key online

November 09, 2017, 06:26:30 PM
Re: PSA: Group For Victims Of Alex Kay Scam
I use my credit card to spend $100 and receive 100 points which I sell for $1.60, I now received a $1.60 "rebate" on my $100 purchase.

No you got a 100 point rebate [probably not taxable]

you then sold the 100 points for $1.60 you now have $1.60 of revenue that you need to report


February 19, 2018, 11:33:09 AM
Re: Obamacare Master thread
Or why don't we quote the full paragraph:
Which is why Obamacare is so bad. It makes people drop insurance, knowing that there's no pre-existing condition limitation. Open enrollment a problem? There are workarounds for that too, albeit not instant, could take a month or two.

Thats why there was a mandatory enrollment

March 29, 2018, 10:36:06 AM
Re: Gmail tips, tricks and questions
Try to unlock it (search Google) and then try to login via smtp

It worked !!!

Thank you @etech0 and @yakov116 you guys really helped me out of a jam

July 05, 2018, 12:09:39 AM
Re: Another massacre! 12 killed in mass shooting at bar in Thousand Oaks, California
Another mass shooting. Seems unclear what the motive was

Does it matter what the motive was?

From Islamic terror (San Bernardino) to White Nationalism (Pittsburgh) to Homophobia (Orlando) to left wing extremism (congressional baseball field) to run of the mill domestic violence, we have a gun problem in America, that many are actively looking the other way. The NRA isn't interested in responsible gun ownership they are interested in selling more guns and lately owning the libs.

There are reasonable policies that we can put in place that are well within the 2nd amendment.

  • Universal background checks
  • limit what types of bullets available the general public
  • Gun safety test before you can get a gun license (like with the DMV)

November 08, 2018, 10:57:07 AM
Re: Another massacre! 12 killed in mass shooting at bar in Thousand Oaks, California
The NRA sells guns?

FYI, the NRA doesn't sell guns.

For all intents and purposes the NRA is de-facto an industry gun lobby representing the interests of gun manufactures

November 08, 2018, 11:19:26 AM
Re: Anti-Semitism and knowing when it may be time to leave
For you it's political, for me it's life and death.

All politics are life or death to someone.

November 30, 2018, 09:25:29 AM
Re: "Free" Google Pixel 3 and XL with Google Fi
just realized something.
Based on the wording, it seems like we will be getting the gift card regardless, and just they will charge our credit card for the value of the gift card. If that's so, you should be able to dispute the charge, and there's nothing to worry about.

Nothing to worry about besides that Google might brick the phone and/or shutdown all your accounts

December 26, 2018, 05:10:31 PM
Re: Selling on Amazon Master Thread
January 02, 2019, 05:36:58 PM
Re: Global Entry Vs. Mobile Passport
I still have all 3 of my passports in there from my last trip a few months ago.

do NOT update your app

April 23, 2019, 08:45:25 PM
Re: google voice help
When I make a call using my phone app it is supposed to call via google voice number, but every time I call thru it it says that the call didnt go thru and offers to try again, call with my actual phone number or give up. When I press try again thru google voice it works. Why doesnt it work the first time?

 when I get that message It usually because the phone isn't connected to data.

January 09, 2020, 07:01:34 AM
Re: any accountants out there that i can ask a question?

you have a 19k yearly limit across all accounts

January 21, 2020, 09:46:00 PM
Re: Kirkland/Costco Salmon back on special
Is this the fresh salmon or the frozen salmon?


January 28, 2020, 09:36:51 PM
Re: Is there any good news in the fight against COVID-19?
The new coronavirus may already have infected far more people in the UK than scientists had previously estimated — perhaps as much as half the population — according to modelling by researchers at the University of Oxford.

If it infected the 1st half of the population without overwhelming the ICU's than there is no reason to believe the 2nd half of the population will overwhelm the ICU's.

This wasn't the case for Italy and it doesn't look like the case for NY. I doubt the UK will be different.

March 25, 2020, 06:00:39 PM
Re: PSA - Stop Hoarding Masks
The lying part is also interesting. I’ve heard of perjury, but since when does someone get arrested for lying?

All the time. Even small insignificant lies can get you in jail. Never talk to the cops/feds.

March 31, 2020, 07:10:45 AM
Re: Is there a second wave? I don't think we should be talking about a 2nd wave until we're out of the first wave

June 12, 2020, 06:38:20 PM
Re: Is there any good news in the fight against COVID-19?
If they can continue to have the virus hit primarily younger people like it is currently doing that would be fantastic. Short of a vaccine that is a best case scenario. Keep the elderly and vulnerable home and let the virus sweep through the younger population and you will see far better outcomes than what we saw in the Northeast. Of course time will tell if older people in these States are hit hard as well.

Although some people report getting hit very lightly, at the level of a common cold or lighter. There are many younger people that report days of aches and pains. Some still have trouble breathing weeks and months later. And we don't know any long term effects.

June 28, 2020, 10:53:00 AM
Re: Masks

People that post BS like this endanger people that have genuine disabilities and heath issues.

Same issue as people that try to pass pets off as service animals.

July 19, 2020, 05:52:03 PM
Re: Crown Heights as a COVID-19 lab
FWIW if asymptomatic people run to get tested they may pick up extra positives (false or otherwise) and skew the numbers the other way. Who knows!

It will undoubtedly get a few positive results. If a testing drive designed only for healthy people gets more than 3% that's a serous issue and shutdowns are probably warranted.

Even if it raises rates in the short-term it should lower them in the medium-term because those people will, hopefully act responsibly and, isolate thus slowing the spread. In the long-term we all die.

October 07, 2020, 07:03:47 PM
Re: Deblasio Shutting 9 ZIP Codes Again

1)People keep on saying that frum communities were hit hardest, but I've never seen proof.  Someone recently posted on DDF a cumulative case count map of NYC zipcodes and pointed out that The Bronx and Northern Queens had more cases than BP and Flatbush.
[ETA link for the post with the map ]

2) Facemask compliance is way up, people may be flouting the rules at shul but in other parts of life there is at least some compliance with the rules.

3) No part of Jewish lifestyle says you can't wear masks in shul or at the store

4) if you live a relatively dangerous lifestyle its incumbent upon you to take extra precautions

October 14, 2020, 06:42:15 AM
Re: DDF DO: NYC Edition?
Want to make my annual pilgrimage but is anything open?

Broadway is closed

Museums and other attractions are mostly open with appointments YMMV

October 15, 2020, 05:59:59 PM
Re: ***Biden wins presidency-Boy are we toast*** I don't get this fatalism. You did just fine with Obama as pres for 8 years. Will Biden (or Harris if you believe in conspiracy theories) be that much worst?


As I said somewhere else, the president doesn't really affect my life, especiallywith a republican senate, but as a frum Jewish person that loves Israel it will affect me. Just like Obama with Iran deal, freezing settlements etc. I see these leftist liberals being even worse.

How do those things affect you?

The settlement freeze was done by the Israeli Government and is always a standard part of negotiations with the PA.

When trump scrapped the Iran deal, they started enriching uranium again, that seems worst to me than them not enriching uranium. It's hard to know what the right policy on Iran is, but I don't think the deal Obama made was given a fare shot.

November 07, 2020, 08:24:47 PM
Re: Realistic vaccine date- end of 2021?
A doctor in Far Rockaway whose virus updates I receive sent out the following yesterday, which seems to say that the antibodies produced by the vaccine are NOT necessarily the same as those produced in response to infection. Similarly, Rabbi Dr. Glatt said in one of his recent Motzei Shabbos programs that he was surprised that several of his medical colleagues tested themselves for antibodies after getting vaccinated and were disappointed that their tests came back negative. He explained that the antibodies tested for by current antibody tests are not necessarily the same as those produced by the vaccine, so he discouraged those who've been vaccinated from doing so. Any additional insights on this topic @biobook or anyone else?

At this time, it is NOT recommended that vaccinated people test for antibodies.
Current data indicates that most vaccinated people will develop a significant degree of immunity by two weeks after their second dose.
However, it is possible that vaccinated people will produce antibodies that differ slightly from those produced by actual infection and therefore will not be detected by current lab tests.
New antibody tests will hopefully be available in the near future that will test for the specific type of antibodies produced after vaccination.

The vaccines only replicates one part (spike protein) of the virus so your body can only make antibodies for that part but its enough to give you protection from getting sick.

A natural infection will produce antibodies for several different parts of the virus. They must be testing for one or more of the antibodies not used in the vaccine.

January 30, 2021, 10:53:23 PM