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Re: Seasons supermarkets files for bankruptcy Baltimore store is stocked, was just there yesterday. Unfortunately not many other shoppers then.

It would be a good idea for Seasons to be 100% open and upfront about the situation and make the effort to send out daily emails / FB status so that people will know before they go. Most people will go elsewhere rather than take a chance that the store won't be stocked. And direct communication is the only way to beat the vicious rumor mill

October 08, 2018, 11:46:55 AM
Re: GIVEAWAY TIME! Seven sets of BAGSMART Travel Packing Cubes giving away! Looks nice
November 12, 2018, 10:58:18 PM
Re: I need Electric Help... Any electricians out there? Try something like these, which use a twist in/out design so the lip should be no problem. This is definitely not the cheapest you can get them, but is an example of a retrofit design that should work for you.

December 16, 2018, 11:35:40 AM
Re: Tax Filing
To use the expression "it's Greek to me", taxes and any other financial info is Greek to me. I don't get any of it and I just smile and nod.

I've always used the family CPA to file but I feel it's time to finally cut the cord and do things on my own and I'm looking at turbo tax.

Based on their checklist I would need deluxe, I'm curios to hear from the gurus if I would be able to handle it myself or should I continue being spoonfed?


Given that you have your tax forms from previous years to compare to, as long as nothing is vastly different this year you should be able to do it on your own with confidence. If you have a small amount of patience and willingness to spend time checking the forms before clicking submit, you can do it. Then you'll just need to go to the family CPA when something new comes up to ask how to handle it.

January 18, 2019, 12:19:37 PM
Re: Stocks Lyft has great top-line (revenue) numbers and growth and hypesters are downplaying the terrible bottom line numbers because the company is young (using the "look at Amazon" refrain). But anyone could easily create a company like this overnight, for example by selling $100 bills for $75 (DDF would be all over it). Which is not far off from Lyft's actual business model. The IPO was an attempt to see if they could sell $75 bills for $100 on Wall Street.
April 01, 2019, 05:07:20 PM
Re: Bereisheet lands on the moon - live stream I like to think the mission was successful, including the objective to land the craft without anyone knowing.
April 11, 2019, 04:30:50 PM
Re: Riddles! 1. Most people have fingers on two hands, so I would use any normal word to describe such a person.
2. Survivors
3. Match
4. Bald
5. Married
6. Bed, chair, toothbrush
7. All
8. Daytime
9. The policy waited for the firefighters to show up
10. They melt

May 21, 2019, 05:33:28 PM
Re: Thoughts on abortion, religion, and morality
It's not a next step as abortion doesn't take place in a vaccum.

It literally does.

May 23, 2019, 03:14:36 PM
Re: Jokes Master Thread I was nailing the succah boards together with my son until he said to me, "Dad, could you start using the hammer now?"
September 04, 2019, 04:51:52 PM
Re: E-Cigs
If that happens that will be one extra bonus of having Trump as POTUS.

The velt was begging for a ban on assault rifles but Trump doesn't just hand out bans willy-nilly, he saves them for the real dangers

September 12, 2019, 10:49:29 AM
Re: Pricing tactic for business travelers Coupons yoichiach
October 31, 2019, 06:43:46 PM
Re: New Coin Deal
Lets keep this to the coin.
How high can it go?

It's not a BitCoin

November 07, 2019, 12:11:19 PM
Re: Global entry application fee for sale
Selling for $15 each

Just bought one, highly recommend @oldguy

November 07, 2019, 04:47:28 PM
Re: New Coin Deal
The real question is how to order multiple

 Obviously, start a buying group

November 11, 2019, 06:34:18 PM
Re: Coffee
I’m looking for the best option to enjoy my daily coffee experience on shabbos. Can anyone recommend a great thermos or hot coffee pump?

Kli shlishi pour-over?

November 20, 2019, 06:59:17 PM
Re: New Coin Deal
I'm no halachic expert, but I don't understand how a kinyan can be made on something that does not exist. By not exist I mean something you did not buy yet and something you may be unable to buy.

Furthermore, if the dealer never specified WHICH coin he's paying for, i.e. from which account the order has to be made, the buyer of the coin can always say that the coin he purchased was not part of the agreement and that he intended to purchase a different one to fulfill the agreement.

You're focusing on one of the (at least) three problems with PFS's business model that prevent him from having a halachik claim. Retail seller didn't have the object yet, no fair market price existed, and no payment was made. Depending on how many of those problems you resolve, there might be a mechusar emunah issue or even mi shepara, but in the current business model none of those apply.

The bottom line here is that PFS had a business model that never worked al pi halacha, but up until now it didn't matter. But with the frenzied competition doubling and tripling his offers this time (that we've never encountered before), and with his lagging response choosing to match (never beat) upon request (which is questionable ethics in its own right), most of his potential buyers saw a tempting reason to abandon the deal. After all, why bother reaching out to ask for a match - at best he'll match it, and if you happened to not see the best deal out there he's not going to tell you about it. I'm sure based on this experience he'll have to consider changes to his business model for future.

November 21, 2019, 02:03:08 PM
Re: Chase Travel Portal buggy?? Is this the newest stroller craze?
December 22, 2019, 06:24:02 PM
Re: Siyum Hashas Favorite Speech/Inspiration When Jay Schottenstein said in his interview that sponsoring the Artscroll english gemaras was "the best investment he and his family have ever made". Then trying to imagine just how good that investment actually is.
January 04, 2020, 08:23:20 PM
Re: Stocks
What ever happened to buy on the rumor and sell on the news?

My philosophy is buy on the analysis, sell on the pump.

February 13, 2020, 04:50:36 PM
Re: NYS Plastic Bag Ban - Starting 3/1/20 I think the driving force is simply that major retailers are enthusiastic about the cost savings, and not because this particular ban has any superior environmental merit. Kind of like shrinkflation, its a disguised price increase.
February 19, 2020, 09:38:41 AM
Re: Men's 100% Italian Cow Leather Belt Men With Anti-Scratch Buckle,Packed in a Box $2.99 Only brown though
February 20, 2020, 10:18:46 AM
Re: Where can I buy a box of 20 3M N95 1860 Masks at reasonable price?
This any most other articles seem to point to the masks protecting others when the sick person is wearing a mask, that's why it's effective in China. Based on that you wearing a mask is not helping you at all, but if you are sick it's protecting everyone else. So unless you're worried about everyone else there's no reason for you to wear a mask.

I'm sure you and most people can see through that broken logic and understand that it's propaganda to prevent shortages.

March 05, 2020, 10:17:58 AM
Re: US Politics/2020 Election Pick Your Poison Master Thread
@CountValentine I think were allowed to open this thread now that this info has come out...
Invalid Tweet ID

They must have forgotten that their rights to do insider trading were recently taken away

March 20, 2020, 08:34:28 AM
Re: Financial Assistance
Times change everything. The R's are now the progressive/socialist party. Free money to every person and company.  :)

Here's how the actual live conversation went as they came up with this

Q: Should we give out monies for financial relief or make people pay it back next year?
A: People are not banks! They are not too big to fail! Of course they have to pay it back.

Q: Should everyone get the stimulus money?
A: That would greatly simplify the process and get the money out fastest. BUT! We can cut costs here. If we exclude the top 5% of earners then we can easily save 5% on this package. That's whopping- even Dansdeals jumps at a chance to save 5%. Well worth delaying the payments for this, think of it as a Subscribe&Save delay or a no-rush shipping credit.

March 20, 2020, 10:21:28 AM
Re: Please Sign My Petition :)
I give it 10 minutes before Dan gets a nasty email from a family in NY asking where the heck their checks are.

Likely some poor Yelp reviews to follow.

Just send out the checks and you can avoid all those problems.

March 25, 2020, 10:20:35 AM
Re: Coronavirus Stimulus Aid Package Misinformation being spread here. It's a refundable credit, not taxable, not subject to repayment. It your tax bill was less than the stimulus amount you will still get the stimulus amount. The connection to your taxes is to determine eligibility (by AGI) and destination of the payment (direct deposit/mailing address)

From the horse's mouth:
Summary (which you should fact check against the bill itself):

March 26, 2020, 12:16:04 PM
Re: Coronavirus Stimulus Aid Package
I have a feeling there are a lot more "slimy" stuff in there...

There is - if you keep reading beyond Section 2201 which covers individuals, you start to see huge appropriations for all sorts of agencies and businesses. Just search the document for ,000,000,000 to see the really big numbers (e.g $25B to compensate passenger airlines for the pandemic, $8B for Native American tribes, $10B for the Post Office, $1B for gun makers, etc).

I decided that I identify as a passenger airline, and am starting the paperwork to make it official. Why settle for a measly $1200?

March 27, 2020, 10:51:29 AM
Re: COVID-19 Related Humor
“Breaking news: Congressman Massie has tested positive for being an a--hole. He must be quarantined to prevent the spread of his massive stupidity,” Kerry tweeted. “He’s given new meaning to the term #M-sshole.”

Rumor is the entire House, Senate, and the White House had 100% positive test results.

March 27, 2020, 03:22:45 PM
Re: COVID-19 (Wuhan Novel Coronavirus) Pandemic Master Thread The USA is now #1 - the manifest destiny lives on
March 27, 2020, 03:28:01 PM
Re: COVID-19 Related Humor
How is this COVID-19 related?

It's not COVID-19, and it's not humor. But it fits under related, since it's about close family members.

March 30, 2020, 09:06:30 AM
Re: How should schools and parents deal with tuition? Tuition has never been about being fair. The model is to charge triple for each child with the understanding that those who can't come up with that much will negotiate down. Anyone who is unable to prove a shortfall or is unwilling to go through the audit process gets stuck with the inflated retail price.

This situation is no different. The "halachik" ruling is already predetermined (parents must pay) and the only thing in question is how to write the brief that interprets halachik sources to defend that foregone conclusion. Then, the parents who are able to prove they cannot pay and are willing to open up their books will be let off the hook on an individual basis.

One last thing- the stimulus bill potentially grants a lot of money to yeshivos as forgivable loans to sustain payroll (assuming they wont fire staff). If/when yeshivos get this money I doubt even the most creative poskim could find justification for double dipping.

April 01, 2020, 09:36:03 PM
Re: COVID-19 Related Humor
received via text:

"The US has now confirmed over 2 million corona jokes with 1 million in bad condition."

Must be a chinese news source... the bad condition number is grossly underreported

April 01, 2020, 09:39:46 PM
Re: COVID-19 (Wuhan Novel Coronavirus) Pandemic Master Thread Its a pretty safe bet that China doesn't report accurate numbers. But while they can lie about the scale and report 3,000 deaths instead of 10,000 - its not possible for them to lie about the end of the crisis. If people were still actually contjnuing to get sick in China now there is no way that they could be reporting the new case count at nearly 0 as they are now doing.

So even though we don't have a good sense of how many people were infected/died, we do have a very clear and reliable timeline for start to spread to end.

April 01, 2020, 10:04:45 PM
Re: How should schools and parents deal with tuition?
That don’t need to be paid back?

The loans are forgivable if they don't lay off their staff. I don't think there's a yeshiva in the world that even knows how to do layoffs, so they'll all likely be forgiven.

April 01, 2020, 10:06:28 PM
Re: Is there any good news in the fight against COVID-19? Some slightly good news- Italy now officially appears to be on the downswing in terms of new cases and continues to look like it will follow the mathematical progression seen in China's numbers, which would mean that within a couple of weeks or less the number of new cases will shrink to almost none. By end of day today Spain will take Italy's spot as #2 in the world. The USA is only approximately 11 days behind Italy.

Of course, the US is a big place so that just applies to the NY epicenter. Other regions might be spared altogether or might just break out later.

April 02, 2020, 10:03:01 AM
Re: When is this country going to be back to normal?
Just say you're a germaphobe and shake noone's hand.

Lol no one in the real world does that.

Explaining why you won't participate in a basic social custom is possible but always awkward, and by the time you've gotten the words out you've already made the faux pas and it's TBD if you recover from it. If you happen to work in NYC and wear a yarmulka, a high percentage of people will know you're about to say you won't shake for religious reasons and most of the time you can avoid the awkwardness. But until the social custom changes for everyone it's silly to pretend that not shaking hands is an easy thing to do.

April 03, 2020, 01:41:07 PM
Re: Antisemitism related to Coronavirus A few thoughts
1) anti-semites have barely evolved in the nearly 700 years since the Black Plague
2) as an individual never think that your action of either kiddush hashem or chillul hashem is no big deal, it is literally attributed to every person in your community

April 05, 2020, 12:11:04 PM
Re: Stocks
I'm confused. The explanation being given for the market rising now is that the confirmed cases and deaths have gone down in certain hotspots, so it's a sign they've got everything under control and we can be optimistic again. First of all, how are the money people coming to that conclusion when the medical and government are saying the worst is yet to come? Second, is there a point where the optimistic fantasies stop? If/when they do, is the crash caused by the subsequent panic mitigated by this recent optimism, or does it cause a greater overreaction?

"The worst" can mean different things. In the market though, the worst usually means when there is the most uncertainty. At this point many people think that the uncertainty is going down and the rest of the pandemic is more predictable. It will end, and things will go back to normal. In other places that it will pop up, it takes about a month to peak and then subside. Especially with NYC now putting this behind them, market optimism is back again (tbh, if Kansas had been the epicenter instead of NYC you can be sure the crash would have been much less dramatic).

That doesn't mean that the worst is over in terms of people getting the virus.

April 07, 2020, 10:06:18 AM
Re: The science of COVID-19
Maybe Wuhan didn’t have the overwhelming exposure that purim (thousands attended BMG), tens of thousands of school kids and daycare, and 3 minyanim/ learning sedorum etc.  provided the Lakewood community.

But they did. The virus started to peak in Wuhan during the chinese new year celebration, which certainly beats out lakewood's purim in any competition for mass public gatherings.

April 20, 2020, 10:33:18 AM
Re: Forex, futures and stocks trading
Well some grades are much lower (and negative).

Empty out your basement and pay for a May delivery. Flip that stuff next Pesach :)

April 20, 2020, 10:34:35 AM
Re: Forex, futures and stocks trading
How do I buy?

Contract Unit   1,000 barrels

Termination Of Trading   Trading terminates 3 business day prior to the 25th calendar day of the month prior to the contract month. If the 25th calendar day is not a business day, trading terminates 4 business days prior to the 25th calendar day of the month prior to the contract month.

Delivery Procedure   Delivery shall be made free-on-board ("F.O.B.") at any pipeline or storage facility in Cushing, Oklahoma with pipeline access to Enterprise, Cushing storage or Enbridge, Cushing storage. Delivery shall be made in accordance with all applicable Federal executive orders and all applicable Federal, State and local laws and regulations.

At buyer's option, delivery shall be made by any of the following methods: (1) by interfacility transfer ("pumpover") into a designated pipeline or storage facility with access to seller's incoming pipeline or storage facility; (2) by in-line (or in-system) transfer, or book-out of title to the buyer; or (3) if the seller agrees to such transfer and if the facility used by the seller allows for such transfer, without physical movement of product, by in-tank transfer of title to the buyer.

Delivery Period   
(A) Delivery shall take place no earlier than the first calendar day of the delivery month and no later than the last calendar day of the delivery month.

(B) It is the short's obligation to ensure that its crude oil receipts, including each specific foreign crude oil stream, if applicable, are available to begin flowing ratably in Cushing, Oklahoma by the first day of the delivery month, in accord with generally accepted pipeline scheduling practices.

(C) Transfer of title-The seller shall give the buyer pipeline ticket, any other quantitative certificates and all appropriate documents upon receipt of payment.

The seller shall provide preliminary confirmation of title transfer at the time of delivery by telex or other appropriate form of documentation.

April 20, 2020, 02:59:13 PM
Re: Time to buy a gun?
I'm not sure I understand this poll; do guns cure COVID-19?

If your answer is yes, then no- you should definitely not buy a gun.

If your answer is no, then why is this poll more relevant now than a few months ago?

Guns don't cure COVID-19, people cure COVID-19

April 21, 2020, 10:19:55 AM
Re: How should schools and parents deal with tuition?
My son's 3-4yo class is doing a zoom davening, 2 videos, a zoom music/dance/exercise and projects (have to pick up the packets every week or two) each day. My wife asked for more and they added an extra zoom with the morah. I could see how younger kids would not be very workable though.

Those activities are great but they are not at all doable unless a parent is fully involved. To many working parents it's as good as nothing. Acknowledging that the teachers are working hard is easy, but we need an acknowledgement back that they haven't taken the parents out of the equation. If no refunds are due, we should get a salary from the school too because we've become their employees.

May 05, 2020, 12:19:13 PM
Re: How should schools and parents deal with tuition?
many (most?) parents are working from home or on a modified schedule. They can pop in to check on the kid or trouble shoot a technical issue. If the Morah is adapting well to online classes, she'll keep most of the kids focused. Hardly worth nothing. I'd say most parents who are home value the classes if they are done correctly.
Again, not ideal, but neither is COVID19.

Obvious disclaimer: I'm biased... Doesn't need to be said but I'm sure someone's about to start shouting that I'm biased.

Even if you're biased you should be able to understand another point of view. My pesach program got cancelled but instead of refunding me they sent me a few boxes of matza while telling me that the rabbonim endorse their approach because the caterers still need to be paid.

May 05, 2020, 03:53:27 PM
Re: Antisemitism related to Coronavirus

Marketwatch is 95% a click-bait site. Don't misread that as antisemitism

May 07, 2020, 11:12:40 AM
Re: Should all Americans receive another stimulus check? How about 2 or 3 more?
I am talking about just the check part, not the whole package.

OK sure. In a hypothetical sense I'd agree to a stimulus bill that just had the check for individuals in need.

But in reality you can't separate the two. There isn't a federal bill in existence that just does what it's supposed to. In order to get enough support for x, you have to agree to pay for y,z, and a,b,c too. If the next round gave $5,000 per individual, it would cost at least $20,000 per individual.

May 11, 2020, 01:34:35 PM
Re: $3 trillion coronavirus relief plan!!!
Don't agree. If they controlled the senate also this would pass. They actually want this but they know it is a win win for them.

You're probably right that they really want it, but adding $3T to national debt overnight is breathtakingly irresponsible and insane. This package is a complete giveaway with no connection to any payback plan. The US is likely to default in the coming years with or without additional stimulus packages but I don't want to see anyone leaning on the throttle.

May 13, 2020, 10:13:49 AM
Re: Stocks
maybe they will just file for bankruptcy

That depends. If I buy shares, they will declare bankruptcy. If I don't, they will rebound quickly. Accepting bribes.

May 15, 2020, 10:14:27 AM
Re: Appliance Repair Thread -- Any Technicians Here?
I'm going to be making an extension for a telephone landline.  In an apartment in a sturdy old apartment building.  I'll need to string a wire from the original outlet to the new location.
How do I attach the wire to the wall/ceiling?  The walls are too dense to knock in a nail, so I assume staples from a staple gun won't penetrate enough to hold.
I was thinking of running tape along the whole wire to keep it tucked into the curve between the ceiling and wall.
What type of tape should I use?
What other options do I  have?

From best to worst
1. Liquid nails (i.e. glue)
2. Clear putty
3. Two sided tape

ETA staples of the type that you knock in with a hammer are the old tried & true way of doing this, but they're much more work and tend to come out messy if you're not experienced at knocking them in.

May 20, 2020, 03:37:58 PM
Re: George floyd was murdered by the MPD on tape.
But in any case just looking at the videos online of the riots and looting, how can anyone feel bad for them?

We hissed at that type of reaction when jersey city happened and should be the furthest ones away from saying similar things in a case like this one.

May 28, 2020, 01:17:00 PM