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Re: PSA: Don't swipe recklessly for others
Ruining your credit is serious, buying a house, car, what about if you start a business ?!

Personally I would be opposed to dating / marrying someone with bad credit .

There are a lot more serious things in life than one's credit. Yes, keeping a good credit score (and no outstanding debt) is an excellent thing, and the right thing, but there's more to life than that. I wish upon no-one the נסיונות that I've heard from friends and family, but when those happen, one has to forget about good credit, and do what's right for the נשמות involved.

There's life after bad credit, there's life after financial disaster. Other problems or issues could be much greater and life altering (or C"V ending - see silent killer thread). Or as a friend and neighbor once put it: Any problem that could be solved with money is not a real problem!

February 24, 2019, 03:04:34 PM
Re: Ad Campaign for spreading awareness anti credit card swiping businesses! Ok guys! I think you're going to like this one! A fellow DDFer (who would like to remain anonymous) took the time to create a truly polished ad! Pls share your comments/critique. I think this is it!! @dan do we need your permission for using some of your wording in this??
February 28, 2019, 06:15:32 PM
Re: Adding Financial Literacy Courses In Yeshivas
And you don’t feel that practical modern day personal finance is comprehensively covered?
No. By the time someone would have a good enough understanding of halacha and Torah to be able to apply that to the modern day fiscal world, he would be past the point where he would have needed the information. Especially with the way yeshivos are now where most of the learning is abstract, and most of the emphasis is not on halacha, it's hard to take the concepts that you learn and apply them to your everyday life. I'm not saying we shouldn't be better in how we teach Torah and halacha, I'm saying that it's our responsibility to set kids up to succeed in the modern world. We need to give kids a solid foundation in emuna, Torah, halacha, etc, and also teach them how to succeed in the modern financial world. I don't understand why people have such a strong aversion to the idea of teaching a fiscal responsibility course. Is it because it will take away time from limud Torah? You think Hashem would rather the kid learn during that short amount of time but then put his whole family into debt for years because he doesn't understand how anything works?
Besides, even if you're right that everything can be gained from proper limud Torah, clearly the way our system is right now, we're not doing it correctly. What would be easier, setting up financial literacy courses in schools or completely overhauling our entire way of limud Torah? It's as if you'd all rather have kids continue to grow up financially clueless than have teach them anything about the world that doesn't come from a mishna. We have a problem in our community, the amount of linud torah being done today isn't it, it's our inability to mesh torah judiasm with the modern world in the correct way.

March 06, 2019, 03:13:37 PM
Re: Over The Top Purim Parties Here is what is flawed with these letters and discussions that come up every so often:
There are always going to be people doing over the top things with their money. I think most of us want one thing; we want our kids growing up valuing what the Rabbonim and Roshei Yeshiva do more than the decadent lifestyle of those living it up. The only way to do that is to stop hyperfocusing on the wealthy. I get nauseous when I hear people talking and every 3rd sentence has the word “gvir”. Even if it’s bashing them your kids will grow up knowing that you pay a lot more attention to “the gvirim” than to Rabbonim. Negative attention is also attention. You can be learning and even be mechaber seforim, but if your kids get the sense that you are not perfectly happy with your lifestyle and instead are focused on “the gevir” nothing you say to them will change that perception.  You are modeling for them with your behavior, and actions always speak louder than words.

If you want your kids growing up being machshiv torah and learning as a priority in life, talk about it constantly. Ignore the wealthy and their lifestyles. Your kids will learn to do the same. If you want to broaden their hasagos beyond learning talk about the neighbor who gives hours of his time to deliver for tomchei shabbos. The guy who volunteers to put away the seforim in shul.  The gemach down the block. The countless other baalei chessed that your kids can emulate without writing a six figure check. And you will be modeling for your kids what excites you. What you are machshiv. And most importantly, if you can show your kids that you are truly happy with the lifestyle you have you’re kids will want the same.

March 26, 2019, 10:59:53 AM
Re: What are chasidim listening to on their phones
they really need a transcription option for voice notes
I'm waiting to see how they would transcribe " Halo halo halo vus husdi du deleted, vus husdi duu deleted"

December 05, 2019, 01:42:45 PM
Re: Great DDF One-Liners
No way. A Lubavitcher who is not looking towards when the gezaira of CY will be moot?

CY is already a moo point.

December 05, 2019, 08:00:01 PM
Re: What grade do you give Trump so far for his handeling of COVID-19?
Was not just him. Not a single governor or mayor did anything till this morning. If anything he was the first to do anything about it.

As much as I dislike him, Cuomo has actually been impressing me this past 10 days. He started at an D or F but has been putting on his A game more than anyone.

March 12, 2020, 03:57:40 PM
Re: Corona virus and your shull
I was really enjoying these forums until this count valentine dude came back. He ruins every conversation with his crum hashkofos and drivel.
try not to get personal. Many were missing him already  ;D It's good to have people with different viewpoints.

March 13, 2020, 02:49:34 PM
Re: Please (Make and) Post your Kiddush Hashem-Honesty Story A guy in my community got a few hundred bottles of hand sanitizer from a supplier of his yesterday. He posted on a few chats and sold them all to anyone who wanted at cost price, on condition that you don't resell.

Could've easily made some (or alot of) profit but just helped out alot of people without making a penny.

March 16, 2020, 10:33:58 AM
Re: A lesson from Italy ?! Rabbanim wake up!! I don't lay blame on rabbanim. Their job is not to be doctors or infectious disease specialists. If local doctors and government agencies had put rules in place weeks ago, or at least before Purim, rabbanim could have enacted rules accordingly. Instead we got silence and now people are complaining that minyanim aren't being shut down while alternate side parking is still in effect.

The rabbanim who are not following guidelines are few and far between. It's the guidelines coming from the government that have been insufficient.

March 17, 2020, 01:42:21 PM