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Re: Rental market implosion in Lakewood- implications
and a side note is that people need real lessons in finance to explain that you can't buy a house with an assumption that you will have a basement renter for 12 months out of a year.  way to many people make that mistake and get into problems...
Many basement rentals in Lakewood are 3 BR apartments, not 1 BR dumps. They're suitable for young families, not just newlyweds. It's not so unreasonable to expect a degree of stability once you have a tenant.

May 02, 2017, 10:24:58 AM
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Re: Rental market implosion in Lakewood- implications
rental income for full townhouse should be min. $1600 and for basement Min. $800    should almost cover a mortgage if someone put down 20%.

and a side note is that people need real lessons in finance to explain that you can't buy a house with an assumption that you will have a basement renter for 12 months out of a year.  way to many people make that mistake and get into problems...
A year ago it was a given and all the agents were selling high ticketed houses with that sales pitch.

May 02, 2017, 10:37:14 AM
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Re: Rental market implosion in Lakewood- implications
At best the mortgage payment would be a wash even after factoring in equity, more likely a losing proposition vs renting. As far as the fear of being squeezed down the road by rising rent prices, rent prices are almost certain to rise but that would only factor in to your rent vs buy calculation if you think house prices will be rising as well. If you think the market is softening (which in all likelihood it is) then it makes sense to take advantage of the low rent prices now, and then buy when rent prices start to go up....
+1

From an economic perspective, the average Lakewood family living on a budget should definitely be renting at this time.

Iv run the numbers, it makes zero economic sense to purchase new construction now...

May 02, 2017, 12:38:40 PM
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Re: Rental market implosion in Lakewood- implications
being unable to pay your mortgage payment can be very effective in getting people to adjust

If everyone acted rationally and was financially responsible 80% of Lakewood would be wearing hand me downs and the Voice Of Lakewood would be a whole lot thinner...

May 03, 2017, 10:49:03 AM
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Re: Rental market implosion in Lakewood- implications
Is this the start of a trend where we will see newlyweds/young couples living in 5 bedroom 3 bathroom homes?

If they can afford it it'll leave them a lot of room to grow.

May 04, 2017, 12:22:38 AM
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HTs for sale - $5 each - NO FEE UNLESS YOU GET HT! I will forward you links to cheap stuff on amazon, which you can post here.  I ONLY GET PAID IF YOU GET A HT!

examples of cheap stuff https://www.amazon.com/gp/product/B01E3KIQ4O/ref=s9u_qpp_gw_i2?ie=UTF8&fpl=fresh&pd_rd_i=B01E3KIQ4O&pd_rd_r=10WSDTWV3E6N8PBEGXX0&pd_rd_w=kjhnR&pd_rd_wg=WJYnB&pf_rd_m=ATVPDKIKX0DER&pf_rd_s=&pf_rd_r=4JT2PE21RFG25C4G24NP&pf_rd_t=36701&pf_rd_p=1cf9d009-399c-49e1-901a-7b8786e59436&pf_rd_i=desktop


May 11, 2017, 10:08:14 PM
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Re: Amazon DD Bookmarklet: Have Chrome Make A DDF Friendly Link On Amazon
Nice! Now I can help 2 causes while I shop online!! What a world we live in!!
3 as DD gives tzedaka on earnings as well :)
Thanks for your support!

June 14, 2017, 11:13:25 AM
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Re: DDFer positive peer review/feedback
Not a dollar over $10. You can add that I drive a hard bargain.
How about this, if you don't pay me $15, I'll leave a negative review

July 31, 2017, 06:40:23 PM
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Equifax hacked!!! https://www.equifaxsecurity2017.com/
September 07, 2017, 06:13:13 PM
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Re: Wig/Sheitel from the Chinese
My DW is shopping around and from past experience it can cost half a month paycheck at least. Anyone have any experience buying from Alibaba?   And if yes, any very good recommended seller?  Looking to skip out all the "middlemachers" who seem to be making 1-2k on wigs.

Also, it seems like some sellers are specifically marketing to jewish retailers with the hechsher and all:
https://www.alibaba.com/product-detail/alibaba-express-human-hair-kosher-wig_60524771014.html?spm=a2700.7724838.2017115.76.6b782d8fjZhF8Y

You must make a lot of money if it's only half a paycheck  ;)

November 02, 2017, 08:42:57 AM
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