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Re: Random questions.
Has the like-giving in general slowed down or just my personal like-garnering? If the latter, did I perhaps set the bar too high for myself before?
What is it with you and the LIKES? Every time you post something like this my LIKES shoot up. Take my LIKES as I don't want them. For the 100th time STOP GIVINGING ME LIKES!!!  >:( >:( >:(

December 08, 2016, 12:32:09 AM
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Re: Random questions.
Man am I dense. I just figured it out. Everyone that I have been explaining the UPS method to via PM is giving me LIKES.  :-[
*inbox flooded*

December 08, 2016, 12:58:09 AM
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Re: Taharas Hamishpacha Article Discussion For The Married Folk... Little OT but you should all be grateful for Shabbos. It would do everyone a world of good to take a break from the every day grind.
January 08, 2017, 04:11:06 PM
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Re: Taharas Hamishpacha Article Discussion For The Married Folk...
Let it rip.  :)

Firstly, the article is complete nonsense. You cannot take an abnormal situation (a fourteen year old bride . . . I mean, seriously?) and try to infer a principle from there.

Secondly, the whole piece about it being obligatory when both husband and wife don't want to that night. Totally false.

Thirdly, the laws of family purity are not meant to be convenient or easy. They force couples to connect in ways other that physical touch, and most couples who are committed to keeping the laws, discover the beauty in them.

Sure, they are difficult. They can create challenges. Children can also create challenges in marriage, but no one gives them up just because of that.

January 09, 2017, 04:05:58 PM
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Re: DDF poker game
everyone should throw out what buy in amount they feel comfortable with and well find a common ground.

I'm thinking $10 buy in for the first tournament and take it from there but I'm open to changing it either way
1k UR or MR to make it sound high stakes.  :)

February 14, 2017, 04:54:44 PM
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Panama TR- a Hidden Family Gem (w/AWESOME restaurants)! Before I get into all the details of our trip that we took for mid-Winter break.  I just want to let you know that we were traveling with 3 kids from pre-school to middle school so I wanted somewhere where we could both relax and do excursions but at a low-key, non-stressful pace and in a comfortable environment that all my kids would enjoy.

With Panama, I basically found a place that has the ease of vacationing in Miami or Scottsdale but with the adventures you can get in the rainforest and beaches of Costa Rica and Brazil.  On United or Singapore it is also only 35k RT in Economy or 60K in J, with tons of flights out of NY, LA and other markets. Since there are no direct flights from where we live in Denver we booked the outbound through IAH and on the return we did a two night stopover in Cancun.  Because we knew we were going to Cancun we did not make the effort to visit some of the amazing beaches and islands they have in Panama, although I'll try to still provide info on them.

Ok here is it goes (and before I begin, thank you to @Yehuda for helping me with the pictures)...we arrived late on a Sunday and thanks to this AMAZING app called Kosher PTY we had awesome sushi and pasta waiting for us at our hotel!





The app is in spanish but a lot of the words are the same and y'all have google translate so you should be able to figure it out!  Also, they do NOT accept payment over the app, it is just for ordering so remember you need to be there at your delivery time (so you can't have food waiting at your hotel for you).

We stayed at the Hilton on Avenida Balboa, and I would HIGHLY recommend it!  Because hotels are so cheap, I actually decided not to waste any points and just paid for the room (Panama City would be a great place to spend less points by booking with your Sapphire Reserve although I will also have info later on one hotel that might be the best possible use of your Marriott 7 night cert in the whole system).  Since it cost less than two rooms, and I don't like being crammed with our kids into one room we booked an Executive Master Suite.  It was HUGE, over 1100sqft. with a full kitchen and 2 bathrooms.

Here are some pics:

Kitchen, Living and Dining Area




We had a huge bedroom and Master Bath and another full bathroom with shower although my pictures of those are loading her upside down so if someone wants to help me figure out how to post them correctly, I can add some pics of them too!  ;D


Most people don't know that Panama City has more skyscrapers than any city in Latin America (yep, more than Rio and Mexico City) and it has a truly stunning skyline...





The hotel lobby was also just gorgeous with stunning two story windows and views of the Pacific Ocean and Bay:



This is a picture take from our suite of the Waldorf Astoria, one block over (sorry it's showing landscape and not portrait).  You can see it is a row back so it doesn't have water views from most rooms or the pool.  The pool also looks really small.  Because of those reasons and also no breakfast or lounge, I decided to book instead at the Hilton and was very happy with my choice.  The Hilton, Waldorf Astoria, Le Meridian and InterContiental are all super close and in what I think is an excellent location.



Since it was a long day of outbound travel and we were there a full week, we decided to make the first day a lazy one.  That morning got up late and went to the Kosher Coffee Bean literally a block from the Hilton and enjoyed some awesome pastries and empanadas and they have beautiful salads and sandwiches too (and all those wrapped goods had a hecsher on each product, in addition to the teudah on the store). I have a picture from here but that one also is loading upside down so it's not included.


We then walked a few blocks more to the Multi-Centro Mall to the HUGE Deli K Supermarket.  My kids actually had fun picking out stuff from Israel and all over that we can't buy in Denver.  They also have a sit down meat and dairy restaurants (we did not order from those though).  For those of you that keep CY, they even had shelf stable CY milk.  We didn't do any overnight or extreme excursions while we were there but if you were you wouldn't have to bring anything from the US and I would pick up everything here.  I regretted packing any snacks as they really do have everything!



After our little shopping trip and laden down with bags we decided to take a cab the almost mile back to the hotel and it was a whopping two bucks and I didn't even have to bargain (try that in Israel or Cancun where you better be ready to battle the cab drivers over fares)!

We then headed down to the gorgeous Hilton Pool, it's on their 12th floor, with great views.




Hope you enjoyed the beginning of my TR, my apologies for newbie photo or other errors and hopefully more is coming soon!

March 15, 2017, 01:52:28 PM
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Re: I've Been On DD/DDF So Long That I Remember... When Dan used to answer PMs
March 15, 2017, 04:19:00 PM
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Re: "כאלה"
+1

Seriously explain to me how this started. Why not pick any random word to sing along with. Is there a deeper meaning?
it is common for many azla geresh's
+1
katonti
They say that a baal koreh once came to the Satmar Rav Z"L to complain that his income is not enough for him to make ends meet. The Satmar Rav asked him, "and the kehilla never helps you out??!". The man replied, "Yes, twice a year, by katonti and by halo heima..."

April 20, 2017, 06:41:25 PM
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Re: "כאלה"
I'm a BK and use reviis just for that! Mesora for me to unnerve people...  ;D The expression on the faces is just priceless!
You should really look inside when you lein, not on people's faces

April 21, 2017, 02:57:08 AM
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Rental market implosion in Lakewood- implications There are currently hundreds of rental apartments looking for tenants in Lakewood. Basement rental apartments have been particularly hard hit. There are dozens of units that have been vacant for more than six months, and some that haven't had a tenant in close to a year. Some homeowners have given up and have stopped advertising their vacant units. Consequently, rental prices have crashed to levels not seen since the 1990's. Three bedroom apartments with central air, high end kitchens etc. can be had for under $700 a month in some developements. The crash is filtering down to townhouses as well, where prices have dropped substantially.

For several years the demand for rentals outpaced supply, and rental prices rose to the point where the rental of a townhouse and basement apartment would fully cover the mortgage and taxes plus a hefty profit. Many homes were built with two rental apartments and investors bought homes by the dozen to turn into rentals. Low interest rates help fuel the building boom.

The supply of rentals began to outpace demand, yet hundreds of homes were in the approval/ construction phase and were completed adding to the oversupplied market. At this point, despite the massive oversupply of rental units, there are still hundreds of additional units being built including large scale apartment buildings, and even more in the pipeline in various stages of the approval process. It isn't always feasible to pull the plug on a project that is underway, even though the fundamentals have changed. Eventually the market will balance itself out as the natural population growth helps absorb the excess supply, but judging by the units in the pipeline, things are likely to get much worse before they get better..

What are the implications of the rental implosion?
The most obvious will be the impact on the home construction/ real estate market. With the rental income potential drastically lower and the financial incentive in place to rent there will obviously be an impact on demand and consequently prices. The Toms River and Jackson markets stand to gain in the short term since most homes there do not have a rental basement making their lower price point more attractive than a higher priced home in Lakewood with a rental.

Will there be even more young couples moving to Lakewood to take advantage of rental prices that are a fraction of what they will find in almost any other market?

Will it be easier for parent to promise support for young couples since they will be spending thousands less on rent each year?

What are some of the other potential implications? Thoughts?


May 01, 2017, 07:41:30 PM
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Re: Rental market implosion in Lakewood- implications
How much is the mortgage on the same townhouse? In some markets your monthly mortgage bill (after 20% down) is less than rent on the same property.

If renting, I'm not building equity and my rent might go up if the market tightens.
rental income for full townhouse should be min. $1600 and for basement Min. $800    should almost cover a mortgage if someone put down 20%.

and a side note is that people need real lessons in finance to explain that you can't buy a house with an assumption that you will have a basement renter for 12 months out of a year.  way to many people make that mistake and get into problems...

May 02, 2017, 10:16:46 AM
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Re: Rental market implosion in Lakewood- implications
and a side note is that people need real lessons in finance to explain that you can't buy a house with an assumption that you will have a basement renter for 12 months out of a year.  way to many people make that mistake and get into problems...
Many basement rentals in Lakewood are 3 BR apartments, not 1 BR dumps. They're suitable for young families, not just newlyweds. It's not so unreasonable to expect a degree of stability once you have a tenant.

May 02, 2017, 10:24:58 AM
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Re: Rental market implosion in Lakewood- implications
rental income for full townhouse should be min. $1600 and for basement Min. $800    should almost cover a mortgage if someone put down 20%.

and a side note is that people need real lessons in finance to explain that you can't buy a house with an assumption that you will have a basement renter for 12 months out of a year.  way to many people make that mistake and get into problems...
A year ago it was a given and all the agents were selling high ticketed houses with that sales pitch.

May 02, 2017, 10:37:14 AM
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Re: Rental market implosion in Lakewood- implications
At best the mortgage payment would be a wash even after factoring in equity, more likely a losing proposition vs renting. As far as the fear of being squeezed down the road by rising rent prices, rent prices are almost certain to rise but that would only factor in to your rent vs buy calculation if you think house prices will be rising as well. If you think the market is softening (which in all likelihood it is) then it makes sense to take advantage of the low rent prices now, and then buy when rent prices start to go up....
+1

From an economic perspective, the average Lakewood family living on a budget should definitely be renting at this time.

Iv run the numbers, it makes zero economic sense to purchase new construction now...

May 02, 2017, 12:38:40 PM
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Re: Rental market implosion in Lakewood- implications
being unable to pay your mortgage payment can be very effective in getting people to adjust

If everyone acted rationally and was financially responsible 80% of Lakewood would be wearing hand me downs and the Voice Of Lakewood would be a whole lot thinner...

May 03, 2017, 10:49:03 AM
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Re: Rental market implosion in Lakewood- implications
Is this the start of a trend where we will see newlyweds/young couples living in 5 bedroom 3 bathroom homes?

If they can afford it it'll leave them a lot of room to grow.

May 04, 2017, 12:22:38 AM
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HTs for sale - $5 each - NO FEE UNLESS YOU GET HT! I will forward you links to cheap stuff on amazon, which you can post here.  I ONLY GET PAID IF YOU GET A HT!

examples of cheap stuff https://www.amazon.com/gp/product/B01E3KIQ4O/ref=s9u_qpp_gw_i2?ie=UTF8&fpl=fresh&pd_rd_i=B01E3KIQ4O&pd_rd_r=10WSDTWV3E6N8PBEGXX0&pd_rd_w=kjhnR&pd_rd_wg=WJYnB&pf_rd_m=ATVPDKIKX0DER&pf_rd_s=&pf_rd_r=4JT2PE21RFG25C4G24NP&pf_rd_t=36701&pf_rd_p=1cf9d009-399c-49e1-901a-7b8786e59436&pf_rd_i=desktop


May 11, 2017, 10:08:14 PM
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Re: Amazon DD Bookmarklet: Have Chrome Make A DDF Friendly Link On Amazon
Nice! Now I can help 2 causes while I shop online!! What a world we live in!!
3 as DD gives tzedaka on earnings as well :)
Thanks for your support!

June 14, 2017, 11:13:25 AM
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Please (Make and) Post your Kiddush Hashem-Honesty Story In light of all the recent negative coverage of the frum community I thought its important to make an extra effort to make a kiddush Hashem- especially in all honesty related matters.

Sharing your Kiddush Hashem or honesty story is in itself a Kiddush Hashem- and you are encouraging others to do the same.

I will start with my little story which occurred this week:

I dropped my Keurig water container and some of the parts fell off. I couldn't figure out how to reassemble the parts so I called Keurig customer service and the rep said as a courtesy they will send me a new water reservoir for free. (Cost about $30 on amazon) She asked for my shipping address and I actually cringed a little when I specified Lakewood as my town.

She said it would take 7-10 business days to arrive but I wanted a coffee now :)  so when I hung up the phone I tried again and was able to figure out how to snap back the parts and my Keurig was back in service!

My initial thoughts were- great! I fixed it and I will also be getting a free backup in case it breaks again! Surely a huge company such as Keurig won't care, and at the time it was really broken- so totally legit!

But then I thought again about all that's going on and remembered cringing when I mentioned 08701. I said to myself even if legally and Al Pi Halacha I'm perfectly entitled to take the free water container, I will still make an extra effort to be 1000% honest and in addition though there's only the slimmest chance I will get the same rep, maybe somehow it will get noticed and I can make a Kiddush Hashem.

I called back to cancel the free part and lo and behold I got the same rep! She said I remember you and thanked me for reporting that I had fixed it myself- and yes, she did cancel the free part shipment- but I'm still very happy I took a small step toward impeccable honesty and making a kiddush Hashem.

I hope this will be one of many stories to come.

July 06, 2017, 06:14:44 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story A wholesaler received a delivery which included several items he had not ordered (or paid for). He contacted his salesman who told him to keep it! He refused to keep it and sent it back- he didn't pay for it and did not want to keep it.
At the company's trade show the salesman went around introducing him as the most honest guy in the business!

July 06, 2017, 06:43:46 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story Great idea for a thread!  BTW, I recall a similar thread, but I may be wrong. Here's one from yesterday, I was shopping in a local grocery, and noticed I didn't get charged for an item because it came up as unlisted. I went back to have them charge it. As I was loading the car I looked over the receipt and I noticed that I was charged $1 for an item that is usually about $7. I went back in again to show the cashier that I was only charged a dollar. She scanned it again. It said the price was a dollar. I said that doesn't make sense, even if it would be on sale it wouldn't be that price. The manager came over and went in the office to check the price, and he updated the system to charge the correct price of $7.69. The cashier who was non Jewish was very impressed with the honesty and thanked me for being honest. Not that this should be a big deal, but sometimes little things that should be that way anyway,  get noticed.
July 06, 2017, 06:46:41 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story Don't know if this counts, but...was on a trip to Wahington DC with a friend, and came across a wad of bills on the floor in a grocery store. $100 bills. 9 of them. I went to the counter and asked loudly if anyone had lost, or heard of someone losing a large sum of money. One women started shaking her head no, then patted her pockets and her eyes went wide in shock. She said, "Yes, I had a bunch of money here and it's gone!"

I asked her how much it was, and she thought for a minute and then said, "$900." Gave it to her, continued on my vacation.

July 06, 2017, 07:03:10 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story  A few years back I found a cell phone lying on the curb on a block right near BMG. I turned it on and it was obvious that it was not from a local resident. By searching through the contacts I was able to call the owner who turned out to be the wife of a pastor in Howell, a therapist who had been treating a kid near BMG. She knew she had dropped the phone in that vicinity of the kids house, and she and her husband were shocked when I drove over to drop off the phone by her door. She said if she had lost the phone elsewhere there's no way anyone would have gone through the effort that a guy from Lakewood did to get it back to her...
July 06, 2017, 07:05:52 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story I went through a cash toll in NY a few years back, and got too much change back, maybe $20 or $30 extra, don't remember exactly. At the next toll, I gave it to the person in the tollbooth, and explained to her why. She said that this was the second time that month that "one of you guys" (while looking at my yarmulke) did something like this.
July 06, 2017, 08:53:14 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story A little background: I buy from a local distributor very often. They are a branch that's part of a larger corporate company (not like Walmart or anything). The guy that manages the local branch is our rep so he (or the store. I'm not sure which) gets commission every time I buy something even if he's not the one that I specifically purchased it from.
They ran a sale. 15% off an item that I needed a large quantity. I purchased about $1800 worth. The order was so big that instead of having the warehouse ship to the store and me picking it up, they delivered t straight to me. Now the way they run a sale is that they invoice full price then add a line item 'discount'. Turns out the guy messed up and gave me a similar but incorrect item which wouldn't work. He was nice enough to give me the original item I needed for the sale price even though the sale was long over. I returned the 2 huge boxes to the store and moved on.
When it came time for me to pay the bills, something didn't add up. Turns out he credited me for the original price but didn't include the 'discount'. So it's like I made like $900 for free!
It's a non Jewish company but the manager I mentioned is Jewish. I debated if I should be upfront or not. In the end I called to tell him. Turns out he was aware of the issue and he knows I'm not the only one it happened to but I'm one of only a few that called it in. He said it's a glitch in the system that corporate has to fix. He was impressed and I'm really glad I fessed up especially since he knew the whole time

July 06, 2017, 09:21:07 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story I held the door to our apt building open for my gentile neighbor. Don't worry, I made sure the door closed on the Jewish neighbor walking in behind her.
July 07, 2017, 04:04:07 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story I like where this thread is going.

I bought a dresser on Craigslist from an estate sale.  I found 300k in cash in a hidden compartment. I immediately called the seller and told them I found 100k that was their mothers.

July 07, 2017, 04:38:15 PM
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Re: Please (Make and) Post your Kiddush Hashem-Honesty Story I was in H&M the other day returning a item that costed me about $40. The cashier who did the return was obviously new and mistakenly refunded me the original price of $70. Instead of walking away with the extra funds on my cc, i pointed out his mistake.

He was very grateful and surprised.

July 18, 2017, 02:44:03 PM
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Re: DDFer positive peer review/feedback
Not a dollar over $10. You can add that I drive a hard bargain.
How about this, if you don't pay me $15, I'll leave a negative review

July 31, 2017, 06:40:23 PM
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Equifax hacked!!! https://www.equifaxsecurity2017.com/
September 07, 2017, 06:13:13 PM
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Re: Car Lease v. Buying
looking to buy a car, I see chevy cruz 2017 available for 11k with 0% apr for 72 months. kbb has good ratings on it, is thisa good deal? i'd pay the car off in 4 years at the same rate of leasing

What I'm going to say may belong in JS, but you always imagine a person,  and you I always imagined in a Cadillac Escalade or LX570..... Not a Cruze.

October 16, 2017, 10:16:23 PM
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Re: Wig/Sheitel from the Chinese
My DW is shopping around and from past experience it can cost half a month paycheck at least. Anyone have any experience buying from Alibaba?   And if yes, any very good recommended seller?  Looking to skip out all the "middlemachers" who seem to be making 1-2k on wigs.

Also, it seems like some sellers are specifically marketing to jewish retailers with the hechsher and all:
https://www.alibaba.com/product-detail/alibaba-express-human-hair-kosher-wig_60524771014.html?spm=a2700.7724838.2017115.76.6b782d8fjZhF8Y

You must make a lot of money if it's only half a paycheck  ;)

November 02, 2017, 08:42:57 AM
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Re: Wig/Sheitel from the Chinese I have read on some frum blogs that "buying a wig from china is the worst mistake you can make", no one said their specific experience. I was just wondering if those remarks came from the "middlemachers" who naturally want to stay in business.
November 02, 2017, 01:52:05 PM
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Re: Wig/Sheitel from the Chinese Wife just bought one a month ago.
She will probably return it as she is not happy with the color but if you get the color right than it can be a perfect shaitel.
if she keeps it she will need to add highlights and cut it locally.
She says it is exactly like the ones you would buy at a shaitelmacher.

November 02, 2017, 06:19:43 PM
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Re: Wig/Sheitel from the Chinese
That doesn't bother me. Between me and you most shaitel machers get it from China. Its just a matter of finding the right seller to deal with
True, but without a hechsher it is like buying food without a hechsher because you know that the kosher company also get it from China.

November 04, 2017, 11:54:09 PM
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Re: Wig/Sheitel from the Chinese
True, but without a hechsher it is like buying food without a hechsher because you know that the kosher company also get it from China.
The question is whether it is an item which needs a hechsher.

November 04, 2017, 11:57:40 PM
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Re: Wig/Sheitel from the Chinese
You must make a lot of money if it's only half a paycheck  ;)
Was thinking the same, or maybe itís just my wifeís expensive taste. It will not be the first time that she has the most expensive taste in the store.

November 05, 2017, 06:11:09 PM
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Re: Prison
I work in one. What do you want to know?
How many are there for not reading the T&C?

November 29, 2017, 08:02:22 AM
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Re: What's your predictions for 2018?


מיניה וביה אבא לשדיה ביה נרגא!

In English, the word English should always be capitalized.

I've been waiting over 5 years with bated breath for someone to say that! Finally I can breath again!

December 27, 2017, 11:26:43 PM
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Re: Women in Jewish magazines
I don't recall that.
Maybe it was the Muslim forum I am on. With all this talk about women not being able to do things I am getting the two forums mixed up.

January 01, 2018, 02:16:40 PM
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Re: Women in Jewish magazines
Maybe it was the Muslim forum I am on. With all this talk about women not being able to do things I am getting the two forums mixed up.
Easy mistake to make, but not too hard to tell them apart. Only one of them will kidnap and dismember you for practicing the wrong religion.

January 01, 2018, 02:20:33 PM
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Re: Women in Jewish magazines Poll needs more choices
January 01, 2018, 02:26:14 PM
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Re: Women in Jewish magazines Like?
January 01, 2018, 02:27:14 PM
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Re: Women in Jewish magazines
Easy mistake to make, but not too hard to tell them apart. Only one of them will kidnap and dismember you for practicing the wrong religion.
When I get real confused I just start my comment "On DDF" and see if they go crazy.  :)

January 01, 2018, 02:28:21 PM
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Re: Women in Jewish magazines
So all the 'religion based' decisions comes down to money. Interesting.

No, all the business decisions come down to money.

January 01, 2018, 02:35:31 PM
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Re: Women in Jewish magazines

That does not sound like a reasonable response. See chava for example of what happens when you make whats mutar assur.
???   Oh yes??? How much does the חובות הלבבות elaborate on ...היו פורשים משבעים שערים של היתר שלא ליכשל בשער אחד של איסור? What does the mishna in Avos mean with all the גדרים וסייגים?

January 02, 2018, 03:00:00 AM
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Re: Women in Jewish magazines it doesnt adapt according to the way the hamon am might want it to
January 02, 2018, 09:06:06 PM
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Re: Do you Daven?
What paragraph are you disputing? The first is pretty indisputably true; we can argue about extant and effects.
Pretty much all of it. What makes the first paragraph indisputably true? Your empirical observations? My empirical observations in my own community and family are equally valid

January 10, 2018, 08:19:46 PM
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Re: YouTube Creators new monetization policy. Get more subs.
My videos get maybe 100 views a year each, except for one that's at around 13k/yr. I turned off ads a while ago, I figured the pennies I may make isn't worth putting a viewer through the annoyance.
Pfft. I'm laughing all the way to Starbucks.

January 17, 2018, 12:42:33 AM
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Re: Why do some Jewish communities prohibit women from driving?

Someone is living in la la land
-100 many women won't break the visible rules but will have a smartphone because הנני בחדרי חדרים מי רואני
While I have no interest in having in arguing about this, if you take the the majority of Chassidishe Women from BP, Willi, Monsey, KJ ( Lakewood I'm assuming is different but I may be wrong ) the majority of Chassidishe women don't have smartphones.

That said you can start a new thread what categorizes a Chassidishe Women...

I hate an argument about facts when it's not technically possible to prove one way or the other...

I rest my case

January 29, 2018, 09:59:14 AM
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