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Re: New Coin Deal So are people that committed to PFS and then backed out and presold on eBay for $500 now going to back out on that and sell for $1,000?
November 20, 2019, 01:36:38 PM
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Re: New Coin Deal
Would be interesting to hear what this Dayan suggests that the buyer do next time in order to make the transaction hallachically binding. They can always wait until the buyer has the coin in hand, but then he's just buying it on the open marker. Maybe if the offer is for the coin, plus an small token item that most sellers already have in-hand (a quarter, napkin, writing utensil, etc...)
If they would give some money in advance I think that would bind with Mi Shepara.

November 21, 2019, 01:27:48 PM
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Re: The funny/strange/interesting/random pictures thread
November 24, 2019, 11:48:26 AM
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Re: investments for children Wow. So many uninformed and outright wrong posts in this thread.

Advice #1, an anonymous online forum isn't the place to go for this.

From experience I can tell you that I put away money (at birth and monthly thereafter) in a top performing Mutual Fund when my oldest daughter was born, by the time she was 18 I needed to pull it out of there for a variety of reasons (qualifying for FAFSA being one of them) and I would have most definitely done better had I just put the money to grow at interest with no risk of loss.

I put money into Juvenile policies, but NOT for the purpose of saving money for the children (with the exception of the Allstate glitch from a few years ago).

December 06, 2019, 01:30:27 PM
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Re: Corny Jokes & Bad Puns Thread

Some might be offended being quoted in this thread, but for better or for worse, I say pun zu letovah

January 01, 2020, 12:25:25 PM
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Re: The funny/strange/interesting/random pictures thread
January 13, 2020, 04:48:19 PM
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Shun Classic 9” Bread Knife-$82 https://www.amazon.com/dp/B0007D6GS0/?tag=Cl03f-20&smid=ATVPDKIKX0DER
February 06, 2020, 02:32:01 PM
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Re: US Politics/2020 Election Pick Your Poison Master Thread
She just keeps twisting the knife.

“He is impeached forever, no matter what he says or the headlines he wanted to carry around,” Mrs. Pelosi said in remarks to reporters on Thursday. She added that Mr. Trump was “never getting rid of that scar.”
Sounds like she cares more about the scar  than the country.

February 06, 2020, 09:03:42 PM
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Re: Best Kosher Chinese food in the world!

Elizabeth Chinese... Gross stuff lol
+1

New kosher special is great but the ambiance, if one can call it that, is probably what a physical manifestation of the Coronavirus would look like.

The Kosher Wok near Boston takes the cake wonton for the best Chinese, by a mile.

February 10, 2020, 05:19:47 PM
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Re: Stocks
I would like to see your hands. How many cuts do you have trying to catch a fallen knife?

Too many scars to count here.

March 16, 2020, 10:18:54 AM
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Re: When is this all expected to be over?
For you @CountValentine

It is said, “For this, let every pious man pray to You in the time of finding, that the overflowing waters may not reach him” (Psalms 32:6). With regard to the phrase, the time of finding, Rabbi Ḥanina said: The time of finding refers to the time one must find a wife, that one should pray to find a suitable woman to marry. As it is said: “He who finds [matza] a wife finds [matza] good and obtains favor from the Lord” (Proverbs 18:22). In Eretz Yisrael, the custom was that when a man married a woman, they would ask him: Matza or motzeh? In other words, they would ask the groom whether the appropriate passage for his wife is the above verse from Proverbs that begins with the word matza, as it is written: “He who finds a wife finds good and obtains favor from the Lord” or whether the more appropriate verse is the one beginning with the word motzeh, as it is written: “And I find [motzeh] the woman more bitter than death” (Ecclesiastes 7:26).

I'm assuming that CV is the pomin chadoshes at this here sheva brochos?

March 16, 2020, 04:44:39 PM
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Master List of limited time opportunities created by the COVID-19 crisis I've already posted about NYS opening a special open enrollment period to sign up for Health Insurance in the individual marketplace.

Also eligibility for Medicaid, Essential Plan and Child Health Plus now use updated Federal Poverty Levels.

Some life insurance companies are underwriting up to certain amounts and ages WITHOUT A PHYSICAL EXAM. That doesn't mean that someone who has health issues gets better treatment, as they will use other background checks, but for those that fear or just dislike an exam this is a great opportunity.

I am able to help people with health and life insurance opportunities created.

Please post other opportunities you are aware of.

March 22, 2020, 02:42:43 PM
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Re: Please Sign My Petition :) I think @jj1000 should give everyone 100 likes. 200 if they are married and 50 for every extra child.
March 25, 2020, 10:36:09 AM
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Re: Coronavirus Stimulus Aid Package
This is the answer. They just want to get the money out there already.
Just drop it from helicopters.  :)

March 26, 2020, 10:17:33 AM
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Re: Coronavirus Stimulus Aid Package
is it a credit against 2020 tax return?
If tax filers did not make 75k/150k last year but make more than 75k/150K in 2020 will they be required to return the cash next year?
Not the way I read it. You keep the cash.

March 26, 2020, 11:08:48 AM
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Re: Life insurances waiving medical exam requirements
wow, so a young diabetic, smoker, or obese person, can hop on now?
A young diabetic is probably on medications. They will go to the medical records and likely find out everything else.

The lack of physical doesn’t mean that the underwriting decisions change, it just means different tools are used. You are expected to answer questions truthfully.

March 27, 2020, 02:51:19 PM
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Re: When is this country going to be back to normal?
We will defeat it. It should give us new perspective.

Look at what it has already given us on a communal level.

This is from a list a friend posted on FB.
No need for lavish over the top weddings and simchos.
Endless and unnecessary shopping.
Rethink the need for Pesach Programs.
Rethink the need for over the top fine dining.
Seminary/Yeshiva in Israel.

I for one am looking forward to being able to marry off my kids at a way lower standard than I could have ever dreamed of.

I think it will change the way this country does business with and relies on foreign supply chains. It will awake the country to the dangers of diseases that we were never open to accepting. Almost everyone that I spoke to 3 weeks ago laughed it off. That has changed drastically and will live on in peoples psyche for a long time.
I don't see any of those things being long-term changes.

March 31, 2020, 11:30:06 AM
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Re: Is there any good news in the fight against COVID-19?
Where's the post about the Nobel prize winner saying he would be surprised if they're over 10 deaths in Israel.

It's at 100+

What about the ones that predicted 5000 in severe conditions with 2000+ dead (in Israel)? The nobel peace guy is a hell of a lot closer. This has destroyed dozens of families in the frum world. But the hysteric people were predicting thousands of dead in the frum community. This is the good news thread, lets keep it that way

April 12, 2020, 02:46:01 AM
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Re: Succos supplies affected?
Even if there aren't issues, it will be given as a reason for high prices...

Either way, that's too far from now to predict.

yea but everyone will get a basic set if shuls are still closed since no need to show off.

April 19, 2020, 03:23:27 PM
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Re: Jokes Master Thread "I find that Zoom weddings seem to go quickly."

-a friend of mine

April 22, 2020, 09:34:46 PM
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Re: Kosher Meals from DOE Brooklyn and Queens
This is only for kids, parents do not get from this program.
Also you should really thank them, this took a ton of effort to get started and now since no other yeshiva seems to do it, they are currently providing meals for about a thousand kids, and more will sign up when the open the link again tonight.
Correct on it being for kids, but they're not sending individually packaged meals. You write how many kids, and they send it all together - and in abundance based on the first pickup this week. So for example, there was a tin of baked ziti, which is supposed to be 1 lunch for 4 kids. But it's way more than my 4 kids can eat.

And absolutely, this is a huge help for the community. There are certainly families for which this is a lifeline. And even for those that financially don't need it as much, it's a huge convenience at a time when things are difficult managing everything in a house full of kids. It means less trips out to the stores for parents. The pickup system appears to be relatively safe and efficient. As far as it being offered to more than just BYQ - they are the provider/caterer for school lunch for several schools, which is why I believe they started off with some other schools included in the program right off the bat. But that doesn't take anything away from what a big deal, and big effort the whole program is. Kudos to Simcha Noble.

April 23, 2020, 10:24:28 AM
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Re: Should all Americans receive another stimulus check? How about 2 or 3 more?
Eventually someone is going to have to pay for all this and that someone is us.
Pay who, ourselves? You got Bernie on steroids without him every being elected.
Everyone was complain this plan or that plan will cost billions. That is a bargain now.

April 26, 2020, 09:25:37 PM
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Re: How should schools and parents deal with tuition? I think the tuition discussion isn't really about a company, or vendor vs. a consumer.
The discussion points are more along the lines of makkas medina, the chasam sofer/rema, paying a melamed, parent's ownership in the school...
It's not clear if schools are a fee for service or something else.

I don't know much halacha regarding these topics, (the headlines podcast covered some btw) but I am overall pretty shocked:
1) The schools overall took it for granted that tuition should continue to be paid in full
2) The relative lack of clear and public rabbinic guidance here
3) The lack of parents expressing their dissatisfaction 

That being said, parents and schools are usually trying to accomplish a shared goal- educating your child. And when a parent isn't happy, they usually keep quiet as fighting a school is like fighting city hall.

April 28, 2020, 11:24:45 AM
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Re: How should schools and parents deal with tuition?
Wow. Just what i have been saying the entire time.
There are two parts to it. There is the fee for service which every parent is obligated to pay (in theory, whether or not they can afford it). Then there is the keeping of the mosdos which is the obligation of every community member, whether or not you have school aged children.

If you're asking me to continue paying my tuition obligation to satisfy the latter, then you may be asking me for a disproportionate share.

The same argument is made against the sliding scale tuition model.

April 30, 2020, 01:15:35 AM
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Re: How should schools and parents deal with tuition?
I'm not asking this to be insensitive, but merely to have a better understanding.

OK, I'll bite.

Quote
There are quite a few members on this thread who seem to have a clear or implicit bias toward this matter. Some are biased because they themselves or a family member has children who attend a school.

This is not a bias. Anyone who has children sends them to school. The conversation begins where you are paying for a product or service that you are not receiving.

Quote
Some were simply (B"H) unaffected by deaths of relatives and friends from Covid, and have no problem making judgements on "yenems cheshbon". Yet others consider themselves to be righteous and saintly, and demand that we live our lives as usual, including minyanim, open businesses, etc. regardless of the illness, death, and devastation we will leave in our path.

This has absolutely nothing to do with this conversation. You can take it to the "is your shul still open?" thread.

Quote
Schools are offering a product which is not the same as the stellar product they always do, as are ALL OTHER BUSINESSES, because they have been forced to discontinue regular operations. Nontheless, the classes are still far harder to prepare for and administer than a physical class would be, many more hours of preparation than a physical class would be, and require the teachers and staff to continue operations as usual despite also being home with their families.

You failed to mention that all other business do NOT charge for a service that they are unable to provide, regardless of how many hoops they have to jump through.

Quote
I reject the notion that the schools, many of whom have lost revenue, are working harder, and already offer most parents a price that is BELOW COST of their product due to the generosity and hard work of others

A price is a price. The fact that Jewish schools run on a deficit doesn't change this fact.

Quote
and never force you to give more than you are able, but work with you at your personal income level despite the cost,

If you run a school, you are welcome to speak for yourself. Schools that I know will milk every dollar they can out of the parents. If you don't demand a discount, they will take you to the cleaners. And again, it's irrelevant whether the price covers the school's expenses or not.

Quote
a business model that’s unheard of, are responsible to continue educating your children at the same price so that they can educate your children properly during and after Covid.

No, it's very much heard of. It's called being a non-profit. Let me know when they are ready to drop their not-for-profit status and start paying tax like a business.

Quote
As I see it, if teachers have to take pay cuts, parents need to accept lower quality schooling now and forever.

The teachers will deal with it the same way parents are with their own lost jobs and paycuts, and they should be able to get funds from the PPP.

Quote
I don't understand why parents feel completely immune to dealing with the consequences of Covid, when almost everyone else has to deal with it in every other area of their lives. Oddly, I don’t see people requesting that grocery stores and pharmacies, already making large profits, lower their prices to match the aid they may or may not be receiving.

Seriously? What kind of comparison is this? If your grocery store shorted you on products you ordered, you would absolutely get a refund.

Quote

The most glaring part of this is, I highly doubt there is any poster who has reached out to the school to renegotiate because of their trying circumstances and been refused a further discount to the presumably already deeply discounted rate they were paying. I am not asking parents to increase tuition to at least cover the cost of educating their own child. I am asking them to be proactively upfront with the schools if they are having trouble. Some have done this. Most have not. I don't appreciate them taking for granted that they may continue bashing schools as if they are being ripped off by continuing to pay the same price for a service that, while the product is diminished, takes more effort to produce hpwhen they are not doing that in any other area of their life, and the school would be more than happy to negotiate at any time if they have further financial stress.

No offense, but this stinks of utter bias.

Parents are the customers. Parents paid for a service that is not being provided as agreed upon. The onus lies squarely on the SCHOOL to reach out and explain why they have the right to continue charging for a service that they are not providing as agreed upon. They should not be depositing any checks or charging any cards until they reach out and ask the parents if they are OK with being charged for a service that was not provided. I'm not interested in excuses about how parents already got a discount. It's irrelevant. If you got a discount on a car, you'd still expect the car to be in the shape it was advertised in, and you would still demand a refund if it was not.

Also, your assumption that nobody reached out to the schools is simply wrong. I know for a fact that my sons school did not answer any calls. period.

May 07, 2020, 12:22:59 AM
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Re: How should schools and parents deal with tuition? How can a Beis Din issue a ruling on this without both sides present?

There needs to be a zablo set up where both sides make their cases to determine the ruling on this matter.

Of course botei din will by default say it’s proper to keep paying! They don’t want to be responsible for yeshivos collapsing, and worst case scenario, it’s tzedaka anyway.

The admin of my child’s school refused any discounts, saying they will collapse if they offer such a thing. I told him that as long as this is the policy across the board I will continue paying as a tzedaka, but if I find out that he gave anyone any discounts, I will be calling him back and demanding my money back. It’s either a discount for everyone or for no-one.

May 13, 2020, 02:03:48 PM
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Re: Uber Eats
i saw the email.  this is the most racist thing i have seen. sick country. sick times we live in.
I emailed the CEO eventhough I doubt he will read it.

Dara,   

Let me start by saying I wish I never had to send this email.    

I wish that the lives of Josef Neumann, Mindy Ferencz, Moshe Deutsch, and countless others weren’t so violently cut short.   

With that being said.   

What about the jewish community with all the anti-semitism going around all day everyday. I never once received an email from you guys when we are attacked for being jewish. I don't ever remember the jewish owned stores being promoted on your apps during those times. So why now? Do Jewish live not matter, or do you guys agree with anti-semitism, do you not stand with the jewish community? I'd like to know the reason why? Please respond. 

June 04, 2020, 08:40:18 PM
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Re: Areivim USA - Coronavirus
20 year term, for 1 million, for same age, is less than half of that.

Attached are quotes for a 40 year old

Not for the same underwriting class.

And honestly, I'm not sure where the fixation with $1MM of coverage comes from. For most people I know that's simply underinsuring them.

June 14, 2020, 12:22:31 AM
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Re: Bill “The Clown” D’Blasio  :P
July 13, 2020, 12:25:45 AM
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Re: Kennedy Replacement DDF Shortlist
The why does the constitution mandate that they approve the nomination??
We have checks and balances as it should be. They failed to there job by never allowing a nomination.
My point was the senate does not represent the voice of the people. It gives states equal say.

July 15, 2020, 06:03:54 PM
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Re: Random questions.
Does attending/watching a zoom bris qualify for one who watches to be allowed to eat meat as a part of a Seudas mitzvah? Would one need to leave the video on for the meal/speeches or after the bris part can you turn the zoom off?
You can watch a cooking show after.

July 21, 2020, 10:12:06 PM
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Re: Riddles!
One of those can't fall out on Shabbos
? Shabbos Chanukah r"ch. Is one. Other two are shekalim and hachodesh that fall on r"ch, but both can't be on the same year. Hence, 3 and 2, respectively

July 27, 2020, 05:33:45 PM
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Re: Car Lease Master Thread

It makes a difference if you were buying more car (and paying for more gas) than you would otherwise have. The math is pretty simple. When you lease you pay for the depreciation, about 6% interest and whatever the leasing company charges. When you buy you save on the interest rate and cut out the leasing company.

Really my second point is really an extension of my first. Those who can do math understand that people who are struggling to make ends meet, and certainly are not saving for their future, can't afford a new car every 2-3 years. All leasing does is hide that and make them think it makes sense. The leasing trend is as much responsible for the financial struggles of frum families as tuition and simchas.
People who can't afford it shouldn't do it. All I said is that if you're going to get a new car every 5 years it makes financial sense, and if you play your cards right as I have many times, you can pay for a good chunk of your next car with the proceeds of the first.
Even for the people you're talking about, comparing a $3,000 a year luxury to a $50,000 Simcha or $100,000 tuition bill is quite the straw man.

August 09, 2020, 01:19:08 PM
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Re: RBG DDF shortlist and how it will shape the Elections "I want you to use my words against me. If there's a Republican president in 2016 and a vacancy occurs in the last year of the first term, you can say Lindsey Graham said let's let the next president, whoever it might be, make that nomination."
September 20, 2020, 09:00:39 PM
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Re: RBG DDF shortlist and how it will shape the Elections Hilarious how

1- Republicans absolutely definitely cannot admit that it is 100% hypocritical beyond belief.

@YitzyS - Nice n”m but Graham literally spelled out how 2020 would be the exact same in his opinion.

2- Just like it is completely and obviously false to claim that Democrats wouldn’t do the same exact thing with the shoe on the other foot.

@biscotti - 2016 wasn’t the ultimate precedent. There were many previous instances of similar nominations/votes.

Edited to change member to @biscotti

September 22, 2020, 09:48:47 AM
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Re: The funny/strange/interesting/random pictures thread


September 24, 2020, 06:39:16 PM
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Re: Succah Lights - Cheapest price? + 20% off I bought LED outdoor patio lighting on Amazon last year, was great. Similar to this item:
Solatec LED String Lights, Shatterproof 48FT 15 Hanging Sockets Commercial Grade Waterproof 2W Outdoor String Light Decor for Patio, Garden, Balcony, Deck S14 2W http://amazon.com/dp/B082KKY4Z4/?tag=cl03f-20&psc=1&smid=ATVPDKIKX0DER

September 29, 2020, 01:54:33 PM
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Re: Trump Vs Biden, Debates 2020
He has condemned white supremacy dozens of times.
He's given a golden opportunity to do so in front of a large audience, and make Biden look bad by failing to condemn Antifa, and he failed. Sad!

September 30, 2020, 11:04:02 AM
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Re: Jokes Master Thread גערער (חסיד גור) אחד נעלם בערב סוכות וחוזר אחרי שש שעות.

כשהוא חוזר, הוא מסביר לאשתו הכועסת שהלך לקנות אתרוג.

צועקת האישה: איתי התחתנת אחרי פגישה של חצי שעה, ולבחור
?אתרוג אתה צריך שש שעות

עונה הבעל בשלווה: איתך אני לא יוצא לרחוב...

October 01, 2020, 09:04:09 AM
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Re: Tweets, Pictures, And Videos That Are Coronavirus Related


October 07, 2020, 03:50:04 PM
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Re: Pence Vs Harris 2020 Debate Pence came off a surprisingly normal balance to Trump. Kamala doesn’t bring much to the table other than her  gender & color
October 07, 2020, 11:00:44 PM
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Re: Pence Vs Harris 2020 Debate
I'm surprised at the poll results. I just watched most of it.

I thought that Harris was more direct in answering questions than Pence. I don't recall anything major she said that was so crazy that I was shaking my head.

Big pet peeve of mine not to answer a question posed. This was on both. I hate when they give long drashos that don't help to answer the question posed. Answer the question then give your drashos.
My biggest issue with Kamala tonight (and always) is her attitude. Super smug, always smirking, as if everyone's on her side.
Does she think it comes across as genuine? To me, it seems extremely fake and unlikeable.
Not sure how others view it, but the attitude alone has gotten me to despise her.

October 08, 2020, 05:18:08 AM
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Re: The funny/strange/interesting/random pictures thread

October 13, 2020, 04:04:05 PM
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Re: Czar Cuomo
Being that young children are being traumatized many school will be closed this week rl

They should all be closed for 2 weeks. Everything should. Mandated by the Rabbonim. We're in a Chinese finger trap. The more we fight, the tighter things will get. We need a 2 week break, let him get distracted by rising cases somewhere else, and we can get back to business. The alternative is lawsuits, more fines, constant police presence, more trauma, burned bridges, and fights to keep our mosdos open through Pesach.

October 17, 2020, 09:09:58 PM
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Re: What would you do? How do you know he wasn’t dreaming?

Also, this topic is voter suppression because it distracts people from the elections and going out to vote. 😂

November 03, 2020, 11:02:45 AM
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Re: Pizza store that ship across the US Didn't J2 have something called "flying pizzas" or something like that in the 90s?
November 03, 2020, 12:34:32 PM
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Re: DDF RV Photo DO If there's enough demand I can repost @Something Fishy Fishy Instagram on what's app status, and put 6 ads about a broke אלמנה between each post.
November 08, 2020, 09:35:34 PM
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Re: How do you preserve your puzzle? Why pay for a tire rotation? They rotate whenever you drive the car...
November 11, 2020, 04:10:59 PM
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Germany Announces Full Lockdown, Stockpiling of Sausages and Cheese They're preparing for a wurst käse scenario.
November 19, 2020, 03:41:22 PM
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Re: The Funny/strange/interesting/random Tweets Thread
Invalid Tweet ID
btw the votes for no were starting to gain but suddenly out of nowhere 185,466 votes for yes came in last night. So yes wins  :)

November 24, 2020, 11:28:53 PM
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