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Re: Chase A/A Master Thread (Now With Poll)
Do they refund the AF after closing the account?

.... when my cards were shut..... I also received pro rated refund of af.


March 26, 2018, 02:49:05 PM
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Re: Chase Reconsideration
Applied for Chase Ink, didn't get approved right away, called and got denied.  I know all about HUCA but if I call again are there notes from the 1st call or any record that I called already and got denied?
They are there and they will likely read them, but they still will give you another reconsideration, at a certain point they may be idiots about it.

March 26, 2018, 04:42:26 PM
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Re: Chase Reconsideration
To aprove me for a card chase shifted credit on its own.is that common practice?
Not super common, but happens.

March 26, 2018, 05:54:54 PM
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Re: Chase Reconsideration
I applied for Chase Ink Cash and Southwest Personal two days ago with 2 BM method. Got denied on both. Have great credit and 30K credit limit on a Ink business preferred, Chase Freedom unlimited and Chase reserve. Called business recon for Chase Ink Cash and said have too many accounts (not 5/24 though, just too much credit with chase). I told them to please reconsider and move credit around, but they denied. Called back and then they sent for reconsideration again and recommended approval, and told me too wait 24-48 hours. Not sure what the outcome will be but should I call in for the Southwest personal now or wait until Ink cash is resolved? Also, if both get denied after recon again, should I HUCA or no point? Thanks in advance!

Yes HUCA if you need. And call now for second card, and if you need be straight up and offer to shift credit from card X to approve this card.... A reason for the denial may be if you stated income is <65k, they don't like approving >50% of your SI. So if you already have 30k credit for another 5k they'd want 70k SI.
And a recommendation for auto approval is generally a good sign, keep an eye out for changes on the automated system.
As for 2bm I recommend for the future to apply for one, get an approval and only then go for the second

March 27, 2018, 12:50:06 PM
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Re: Bye bye to the waste of time purchase signing
Made 2 purchases today at small businesses with amex , both for small amounts, and both required signatures...
I think it'll take time for all the systems to update

April 03, 2018, 03:35:04 PM
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Re: DansDeals Credit Card Links And FAQ's: Your Support Keeps This Site Running!
For example when making a purchase in shop rite your credit card has no clue if I bought a chocolate bar or a container of milk or 5k worth of gcs, it counts as a regular purchase in most instances..
I believe that is incorrect, they can see more information then that, especially Amex who does their own processing.

April 04, 2018, 01:14:29 PM
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Re: Where Are You Posting From Now? Held up for landing in MIA. No estimated time yet.
AA 1686

April 08, 2018, 04:18:37 PM
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Re: Where Are You Posting From Now?
Delayed at gate due to maintenance issue on DL 4083. At least in F so got a bit of a better seat to relax in.
Hey, hey, I'm in EC+
I'm actually off now. Bout to get my corvette

April 08, 2018, 04:50:41 PM
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Re: Credit Card Retention Bonuses
Thanks
What is NROR?
no rhyme or reason.

April 10, 2018, 07:02:45 PM
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Re: DDF DO: Lakewood Edition
Thursday lunch at south side sammich
I'm OOT till next week. And that sammich shop is a good call

April 11, 2018, 10:56:00 AM
1