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Re: Plenti Rewards Program
Has anyone earned points from buying VGC at rite aid?

Only during promos.

June 24, 2015, 02:22:48 PM
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Re: Shabbaton DO Master Thread To all those who questioned in the past why they didn't know about it before it happened - this is before it happened. :)
December 12, 2016, 12:04:13 AM
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Re: Clearblue Plus Pregnancy Test, 3 Pregnancy Tests $4.74 (Amazon)
Serious question. We have 4 kids and AFIAK DW has never used one of these. Why are they used so often by some?
They weren't as accurate in the 19th century so...

February 14, 2017, 02:33:13 PM
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Re: Shlichus Addiction?
Sorry for the ignorance, but what exactly is a mashpia? Is it the same thing as a mashgiach?

Not sure,  but I've gathered from the discussion on the last few pages that its a chosson teacher.

April 20, 2017, 11:11:51 PM
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Re: Looking to buy amazon gift cards at a discount. At least 5%. Thank you ayman
Super transaction

March 11, 2018, 12:35:00 AM
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Re: Looking to buy amazon gift cards at a discount. At least 5%.
Buying more Amazon GC at 95%. May negotiate for high volume and consistent suppliers. Thank you!
smooth transaction with @RavChik !! Thanks a lot!!

March 11, 2018, 01:32:28 AM
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Re: Looking to buy amazon gift cards at a discount. At least 5%. This isn't the who you sold to forum!!! Stop cluttering up the thread.
July 12, 2018, 09:50:26 AM
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Re: PSA: Don't swipe recklessly for others
maybe some good is coming out of this
if some people are divorcing their spouse because of money.
maybe its better that it happened this way instead of being married to a gold digger
Perhaps just in this thread, but for your own sake, and ours, you should probably have someone you trust and admire review your posts before you commit to posting.

This comment is so out of touch its astonishing. Tsk Tsk.

February 24, 2019, 05:16:08 PM
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Re: PSA: Don't swipe recklessly for others
I think it's pretty good.
DD: We aim for pretty good.

February 24, 2019, 06:13:02 PM
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Re: PSA: Don't swipe recklessly for others I feel like the key word for this thread is recklessly. I use buying groups and though I would hate to take a total haircut the max I've ever been owed in total was apx 30k. A loss like that would suck but I've paid back more than that in student loans so I know I can dig myself out of that hole and a it wouldn't wreck me. But a 200-300k loss, that would wreck most anyone's finances. It's basically like having your home burn down and you are uninsured.

I think that the BG's and other shtick can be a great way to get extra cash to sock away. Personally I try to max out my Roth IRA's with the extra "income" so I never end up relying on it. That's really a big sticking point in this game. So many people end up relying on the point revenue that once a stream dries they have all sorts of nasty things to say instead of being grateful that they fell into such an easy revenue stream in the first place.

But as many have said there's risk involved. It's very hard to know your risk tolerance. I work for a large fund company and I overhear CSR talking with clients about their risk tolerance on a scale of 1-10. It's laughable when you hear, um I think 8? If you think your risk tolerance is an 8 you should expect to have 50%+ drawdowns perhaps 2-4 times in a 50 year investment plan. If you want to think about risk tolerance 30k = crashing an uninsured brand new car into a brick wall for a total loss. 200-300k = burning down your house without insurance. If you really think about how you would feel if either happened to you, you'd start to have a clearer idea of what your risk tolerance is.


February 24, 2019, 09:43:38 PM
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Re: PSA: Don't swipe recklessly for others
I negotiate and represent clients on corporate finance lending transactions. This company clearly can't access the capital markets or loan markets (on a secured or unsecured basis), but you think you've correctly priced and underwritten (i) unsecured lines of credit, (ii) without appropriate contractual documentation on terms, including remedies, covenants, enforcement, maturity and (iii) which in any event probably materially violates the terms of the applicable credit card agreements, applicable merchant contracts and law? What you describe is not due diligence. It's sticking your head in the sand.
Why is everyone always saying that if company needs to use credit cards it means they can't get loans or money elsewhere? For some companies, swiping credit cards is a free 30-45 day loan. Their vendor/supplier charges the same amount whether they pay by cash or credit, so why not use a credit card?
I'm obviously not talking about the companies that that are using them to swipe to themselves. That is 100% unsustainable and should raise lots of red flags. But to pay vendors direct? Why shouldn't the company get the extra time to pay for the goods and help with cash flow?
I'm NOT saying it should be done, but it's very different to companies swiping to themselves.

February 25, 2019, 11:00:24 AM
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Re: Looking to buy amazon gift cards at a discount. At least 5%.
Will take 94%.

Sold. Had a successful transaction with ayman. Thank you :)

March 11, 2019, 12:13:31 PM
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Re: Google FI travel gift cards
Buying @84%
Bump to 85%

March 12, 2019, 04:05:49 PM
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Re: Best Buy Gift cards
Selling $1500 BB GCs @ 95%

Sold! Thanks @ayman for the smooth transaction!

June 13, 2019, 07:44:23 PM
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Re: dunkin donuts GC for sale
Anyone selling ?

@ayman

June 14, 2019, 12:19:17 PM
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Re: Chase DD credit
Should have placed that in the title, was thinking to myself what does Dunkin have to do with Chase?
 Where's @12HRS he's been in vocation for waaay to long!

BH vocation is going wonderfully.

February 19, 2020, 02:48:21 AM
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Re: Mazel Tov!!! Mazel tov to @ayman on the birth of a baby boy and @Mplace on the birth of a baby girl!

(DDF shidduch? Hehehehe)

October 20, 2020, 10:38:03 AM
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Re: Amex offers master thread I want to make something clear here. If I or anyone else posts buying an amex offer, it is not my responsibility to post on whether egc work or whatever other terms there are. While I do try to update posts when I have info, the buyer is responsible to due their due diligence in making sure whatever they buy will trigger the amex credit etc.
October 25, 2020, 08:39:35 PM
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Re: Amex offers master thread
Buying Wine.com at 80%
fast payment @ayman

January 05, 2021, 03:57:59 PM
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Re: Amex offers master thread
fast payment @ayman
+1

January 06, 2021, 11:39:05 AM
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Re: Amex offers master thread
Buying Wine.com at 80%

Pleasure to deal with

January 06, 2021, 06:12:00 PM
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Re: Airline Gift Cards And Vouchers Master Thread
Selling 5 - $50 Delta GCs @ 90%

Selling 2 - $50 AA GCs @ 90%

Selling 6 - $50, 1 - $100, 1 - $150 Southwest GCs @ 90%

Sold Delta and AA GCs. Thanks ayman. It was a pleasure to work with you!


January 13, 2021, 07:03:20 PM
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Re: Starbucks Gift Cards
Selling some $90 Starbucks gift cards @80%

Sold to @ayman & @Redbull3.  Ty very much

April 26, 2021, 05:43:53 PM
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