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Re: Chase Sapphire Reserve My experience (in short). Maybe it will help someone.

I opened 3 Chase, 1 Chase AU, and (supposedly, see below) 1 Barclay in last 24 months.

Applied for Reserve, got denied.

Called Recon. Rep was incredibly brusque. Didn't even say hello etc. just "let me check the status etc." - put on hold - "denied, too many cards opened in the last 24 months. Is there anything else I can help you with?".

HUCA'd recon. Next rep was rude "didn't you already speak to a colleague about this already?". Couldn't budge him, even by explaining that 1 of the 5 was AU.

HUCA'd recon. Rep asked me how I use the AU card. I innocently replied that I use it and then "we" (my wife and I) pay the bill. She pounced on that "so, you're telling me you are responsible to pay the bill of the AU, and therefore it counts as 5/24".

HUCA'd recon. Rep said no way to approve due to 5/24. I tried explaining that 1 was AU. She replied "your account was already noted by a previous rep that you are responsible for the AU". Ouch. I then asked her what the 5 were. She told me 3 Chase, 1 Chase AU, and 1 Barclay. I honestly couldn't recall any Barclay so I tried getting that discounted. She said you need to dispute with Experian.

Called Experian about the Barclay. They said the account was open and in good standing. I'm absolutely sure that I have no open Barclay account, even if I may have possibly opened one in the last 24 months (which I don't think I did). Seeing something was clearly wrong, I disputed the Barclay. They said can take up to 30 days, then 7 days to contact me.

I wasn't happy since after 30 days I would need to re-apply with Chase.

HUCA'd Chase recon. Told them I disputed the Barclay but it may take too long. The conversation was pleasant and rep was nice. After trying different ideas the rep suggested getting removed as AU. I got her to say point-blank that if removed I'd be approved and had her put those words in the notes.

Called Chase CS to get removed as AU. Rep thankfully mentioned to call Experian too, otherwise it would still show on my credit report.

Called Experian. Had AU removed.

HUCA'd recon. Asked rep to read notes of previous rep that if removed as AU I'd be approved. Rep read notes, put me on hold, asked questions, hold again, asked questions.....


August 30, 2016, 10:39:36 AM
Staples: 9/4-9/10 buy $300 visa gcs get $15 mail in rebate Title says it all
 Get a $15 VisaŽ prepaid card by rebate When you buy $300 or more of VisaŽ Gift Cards

September 01, 2016, 09:12:26 AM
So What Does the "Like" Button Signify? Now that the new "like" feature seems to be established and here to stay, many find it to be carrying different meanings.
Is it:
  • I like what you posted?
  • Instead of +1?
  • Thank you, I appreciate you info?
  • Wow! You had a great line in your post?
  • Great deal?
I'll just wonder out loud whether we can come to agreement on something, or will it just remain for every like to be determined on a one on one basis.

September 04, 2016, 03:02:31 PM
REVIVE THE FLIP PHONE Am I the only one around who wants to ditch my smartphone?

I have a computer at work, and aside from needing my contacts and calendar events alerts every now and then, I don't want anything else in my pocket.

Does anyone know of a flip phone that can manually import calendar events from CSV?

September 04, 2016, 08:33:08 PM
September 05, 2016, 01:08:55 AM
Data plan for waze and google maps only Hi - I would like to use a cheap android phone as a gps - I only need data for waze or google maps and occasionally to look at an email. Obviously I do not need 4g and throttled data should be fine. Was are the best options? Are there any cheap options with unlimited 3g (I assume that is enough)?


September 05, 2016, 07:17:59 PM
I made an Android APP, could use some help Hi, I made a rather rudimentary car rental app.

The day I published it, I got 3 negative reviews of some arabs, and 1 negative from a Russian.
As I thought, they have competing apps, and just want to bury the competition by rating them badly, so no one would want to download it.

I'd appreciate very much feedback in general about it (yes, I know the horizontal factor), but if folks would like to leave positive feedback (4 or 5 star please), that would be very much appreciated.
Remember: You need to keep the app installed for at least a week, or the ratings disappear.

Thanks a lot,

Please reply if you posted positive feedback so I can thank you.

September 08, 2016, 05:37:38 PM
Re: Chase A/A Master Thread (Now With Poll) I and my wife were both shut down over 2 years ago for having too much credit, we didn't apply again till now. Last week we both applied for the CSR got pending on both, my wife called they said denied because previous problems with the bank she asked to reconsider a few minutes on hold approved no questions asked. My app was pending for over a week now approved did not need to call.
September 11, 2016, 12:44:41 PM
Re: google voice help All my google voice numbers suddenly stopped receiving calls. Missed incoming calls don't even show up in history. (Still able to place calls though)
Anyone else please check if you also have incoming calls issues?

September 29, 2016, 01:16:21 PM
Re: 2016 Election Pick Your Poison Master Thread
November 03, 2016, 06:07:11 PM