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Messages - upside down

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1
To go back to the original question, I feel like you really need to split the smartphone into a few categories and break it down to what is a convenience that adds to your quality of life, and which parts are constantly wasting your time, and taking away all that you have benefited from “the good parts” of the smart phone.
I don’t see significant negative sides to having apps that you don’t check in on for updates or postings, rather are only used for you to execute a specific task, such as Waze, Mobile banking, weather, Uber, uber eats.
On the other hand, social media apps can waste endless time. Most people are constantly checking in to see if anything new popped up on their account. Once they check their twitter, then they also check their Facebook, Instagram, watsapp, watsapp status updates etc.

2
Destination Guides And Trip Planning / Re: Manhattan Kosher Restaurants
« on: September 24, 2019, 06:29:55 PM »
I understand WSG has a few floors and a rooftop. Where would be first choice to sit?

3
General Discussion / Re: Any mortgage experts on the forums?
« on: August 26, 2019, 09:23:47 PM »
Am considering a mortgage refi now that rates are back at historic lows.  Bank I am talking to is offering a 3.25% fixed rate 30-year mortgage with zero points.  About $3,500 in closing costs (bank fees, title insurance, appraisal, etc.)  Looks to me to be a good deal but was curious if there are any experts out there who might be able to weigh in...  thanks in advance!
Which bank is quoting 3.25%?

4
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: August 07, 2019, 11:39:32 AM »
Selling a category 5 cert (35k) from silver elite account for $125
PM me. Thanks

5
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: July 29, 2019, 09:07:48 PM »
Selling a category 5 cert (35k) from silver elite account for $135
PM me. Thanks

6
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: July 17, 2019, 06:00:06 PM »
Selling a category 5 cert (35k) from silver elite account for $135
PM me. Thanks

7
On The Road / Re: Marriott Hotels
« on: July 11, 2019, 09:35:18 PM »
Anyone know of any Marriott Bonvoy/SPG Hotel on the NJ coast near the beach and with a pool?
Thanks

8
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: July 08, 2019, 05:50:24 PM »
Selling a category 5 cert (35k) from silver elite account for $140
Please PM me. Thanks

9
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: July 01, 2019, 09:27:52 AM »
Selling a category 5 cert (35k) from silver elite account for $140
Please PM me. Thanks

10
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: June 25, 2019, 07:29:12 AM »
Selling a category 5 cert (35k) for $160
Please PM me. Thanks

11
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: June 12, 2019, 03:53:35 PM »
Selling a category 5 cert (35k) for $175
Please PM me. Thanks

12
Goods For Sale/Trade / Apple iBooks Gift Card for sale
« on: May 23, 2019, 01:45:36 PM »
Selling $25 GC for $15. PM me please.

13
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: May 12, 2019, 09:24:14 PM »
Selling a category 5 cert (35k) for $150.
Please PM me. Thanks

14
Credit Cards / Re: Points/Miles Values NO BUYING/SELLING ALLOWED
« on: May 06, 2019, 01:44:25 PM »
What is the value of AA these days? Account size is approximately 250K. Thank you
what is the general value. Wiki says 1.3. Is that accurate?

15
Tech Talk / Re: Excel Help and Problems
« on: May 06, 2019, 12:11:38 PM »
I have zero previous experience with excel and want to learn the basics (and eventually more than that). What are good websites or courses to use?
Thanks

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