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Messages - jds

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Credit Cards / Re: Chase 5/24 rule
« on: June 30, 2017, 02:34:11 PM »
If you downgrading a card, for example sapphire preferred to freedom, does the freedom count as 1 of 5 for 5/24?

Credit Cards / Re: Credit Card For Beginners
« on: June 30, 2017, 01:19:01 PM »
If it's a personal card why don't you change it to a no annual fee card?

Will it count as 1/5 for 5/24? Also, will it effect my ability to receive a bonus for the "new card" (within 2 years of closing the new card)?

Credit Cards / Re: Credit Card For Beginners
« on: June 30, 2017, 11:58:04 AM »
United at 50k is worth the most

Is the ability to obtain a companion pass just with the signup bonus for southwest not make it more valuable right now, assuming you were going to use the points (and not sell them)?

Credit Cards / Re: Credit Card For Beginners
« on: June 30, 2017, 11:56:01 AM »
Approximately how long of an effect will shutting down a credit card with a $25K limit (approximately 20-25% of my total credit available) have on my credit score? Shutting it down to avoid fee. (It's a chase card and I'm above the 5/24 rule, so I cant open another card and transfer the CL). Or, is it worth it to just pay the $95? (I, personally, don't care about short term effects. I currently have score of apx 750).

Start Here! / Re: Questions and Help for BEGINNERS!
« on: September 29, 2016, 10:40:58 PM »
Can I downgrade a co-branded card to a regular- such as a Southwest to a freedom?

Deals/Deal Requests / Re: HOT! $100 off anything (no minimum) on
« on: September 21, 2016, 05:05:15 PM »
I see that a shipping label was created for my order. I don't believe it will actually ship out.
Please post if it does

Deals/Deal Requests / Re: HOT! $100 off anything (no minimum) on
« on: September 21, 2016, 04:42:22 PM »
Has anyone received a shipping confirmation email, fedex site says label created, and subsequently had their order cancelled?

What is the deal with people posting this "unfortunately you are not eligible for this offer." my post says TARGETED!

Credit Cards / Re: Amex Offers Discussion Thread
« on: May 05, 2016, 03:11:18 PM »
2 questions regarding the 2x MR Points until 12/31/16:

1. Does this apply to multiple purchases or is it one-time use?
2. Are there Twitter #'s for these?


Credit Cards / Re: Amex Platinum
« on: May 03, 2016, 09:56:26 PM »
Know anyone I can ask for clarity on this?

You can't go wrong doing 5K transactions, that'll for sure work no matter which way you cut it. But I understand that that's not so possible for everyone

How much are you willing  to spend?

I don't want to be wasting points but neither do I care to use them, so I am willing to spend whatever it is as long as it's fair.

:( its not there anymore!
Thanks for your help.
Is it possible for those seats to become available after they have become unavailable- should i keep checking for those seats?

This is so easy. (AA flight) EWR-MIA for 9K in business class. Just checked and 3 seats are available.
Thanks for your response. I dont see an outbound flight available. Do you mind checking again to make sure i didnt do anything wrong?

Hi, I am looking to get the best value for my points to book the following ticket. Any help appreciated.

One way/Round trip:
Non-stop/Maximum stops/Any:
Departure dates: Sat., Feb. 13, leaving 9:00PM or later
Return dates: Tues., Feb 16, Anytime until 6:00PM, the later the better, but the best value
Class: First/Business/Coach/Any
Seats: 3
I have 170K UR
250K MR
320K AA
85K United
100K BA


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