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Messages - yeshivabucher

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Awesome! Happy to hear the chef special is still great. Will have to try the arias next time.
got the recommendaion from @mochjas post;topicseen#msg2184097

will be going to backyard bbq tonight any recommendations?

went to meat bar last night food was incredible got east to west chicken salad arias the chef special and chocolate bowl with brownies and fruit will upload pics later
pls excuse the lighting and the ameutar photography
 east to west chicken salad 5/10 was good but nothing to call home about (already started eating before i took the picture)

arias 9/10 was crispy on outside and the lamb was amazing on the inside mint and mint added some more depth to it

chef special(25oz.) 10/10 speaks for itself

desert was a choclate bowl with brownie peices molten chochlate strawberry bananas and blueberry topped withwhip cream and a scoop of ice cream and drizzeled with caramel 9/10

overall ambiance was amazing very attentive staff and maître d' was  good character and thank God it has not been too humid in miami for our stay so far

went to meat bar last night food was incredible got east to west chicken salad arias the chef special and chocolate bowl with brownies and fruit will upload pics later

any recommendation on where to use a Marriott 35k certificate in south Florida area

On The Road / Re: Enterprise Master Thread
« on: August 05, 2020, 10:55:13 AM »
does enterprise in fll have a chose your own car lot like hertz and national?

Goods For Sale/Trade / Re: Marriott Certs Sale
« on: August 03, 2020, 06:20:24 PM »
Do the CC you give when booking on the phone and the CC you give at check in have to match?

Google announced 3 new phones, the Pixel 4a, Pixel 4a 5G, and Pixel 5
The Pixel 4a is available now to preorder for $349
The reviews on the new 4a sound very good
not a deal thats the starting price

Just Shmooze / Re: Random questions.
« on: August 03, 2020, 09:43:25 AM »
Is it acceptable to wear a t shirt or polo shirt and jacket to a casual business meeting?
only on fridays


Just received invite to buy
wouldnt get i would get echo buds for same if not better price

might know of a place in tzfas lmk if i should ask (its a relative of mine)no pool though

General Discussion / Re: Dave Ramsey Plan
« on: July 29, 2020, 04:58:57 PM »
A little ironic that I got tagged in a thread that started after I quit DDF about a topic I got into since I quit  :)

I read some of the thread, but not all, so forgive me if I'm repeating things.

1) DR is catering to people who are stuck in debt. These are people who made mistakes and didn't know how to handle money. If they had good financial planning knowledge, they wouldn't be in the mess in the first place. Saying something like "Why would you pay off lower interest first?" and following that up with "I've always had financial freedome [and never been in debt]" shows you aren't the DR target.

Take me for example, and I'm saying this even though I'm not anonymous. I found DD and started opening up credit cards and earning miles. It was awesome. Did a whole bunch of things I could never have afforded. Paid my bills on time, had a amazing credit score without a penny to my name. Life happened. Expenses ended up being more than I was earning. One job cut my salary by 40% rather than fire me outright. I was never an extravagant spender, don't have a car, live in a small apartment, but the CC bills became unpayable. I did 0% balance transfers and was treading water for a while. Then I missed a payment on one card. Then another on a different card. Before I knew it I was 80k in the whole, with no shovel to dig out of it.

I hate to say it, but I worry that more DD(F)ers fell into this than we like to imagine. No CC farms, no swiping scams, just spending more than we can afford to on high interest CCs.

2) As such, the DR advice is not necessarily the most mathermatically sound advice. He says so himself. It's behavioral. It's about planning, budgeting, and being in control. It is absolutely beneficial for the kinds of people in point 1 above to pay off a smaller debts earlier, even if it is lower intrest. The whole point is to change behaviour, not be the most optimal mathematical plan.

3) I have learned his plan without reading his book (though I could, for free, at the library) or paying him a penny. I've listened to him on youtube and I got the picture. The fact that he has built a multi million dollar self help and media empire doesn't mean he preys on anyone. And even if it would have cost me $100 to learn his plan, it would have been the best $100 I'd have ever spent.

4) Some people have mentioned $1000 not being enough of an emergency fund. True, that's why it's called a *beginners* emergency fund. Step 3 grows that to 3-6 months of expenses.

5) All the talk of WL vs Mutual funds, etc. - once you get into step 4,5 & 6 you should be speaking to an advisor who can go through the options with you.

Thank G-d, I should be debt free within a month, and complete step 3 soon after that. Then I can come back to DDF to hear the outcome of the arguements for step 4, 5 and 6. :)
Thanks for sharing; definitely opened my eyes a lot more just by reading this

Pickup location:fll
Drop Off location:fll
Pickup date & time:8/2/2020 4pm
Drop Off Date & Time8/3/2020 12pm
Preferred Car Size:minivan
Age (if under 25):25+
Best quote:187
enterprise $91

Just Shmooze / Re: Corny Jokes & Bad Puns Thread
« on: July 29, 2020, 11:39:10 AM »

Just Shmooze / Re: Woot BOC Discussion
« on: July 28, 2020, 05:07:29 PM »
got 1st one today

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