Messages

1

Deals/Deal Requests / Re: looking for 100% cashmere sweaters for around $50 or less

« on: November 21, 2019, 07:23:47 PM »

Jcpenny on sale

direct link?
I cant find any cashmere sweaters at all!

2

Deals/Deal Requests / looking for 100% cashmere sweaters for around $50 or less

« on: November 19, 2019, 07:50:18 PM »

the caption says it all.
thanks!

3

Deals/Deal Requests / woot-Jabra Elite 65t Alexa Enabled True Wireless Sports Earbuds withCase-89.99

« on: September 26, 2019, 06:56:31 AM »

Jabra Elite 65t Alexa Enabled True Wireless Sports Earbuds with Charging Case $89.99
https://sellout.woot.com/offers/jabra-elite-65t-alexa-enabled-2
these are now $133 on amazon or same price(89.99)renewed.
please note these are not the active model

4

Credit Cards / Re: any cards w/o af that have return protection?

« on: September 25, 2019, 11:12:20 AM »

If I knew how to predict the future I'd be retired by now.

HA!HA!

5

Credit Cards / Re: any cards w/o af that have return protection?

« on: September 25, 2019, 11:03:05 AM »

https://www.dansdeals.com/go/USBankAMEXQS/

Price drop protection, extended warranty, and return protection!

thanks

For now

+1.but how do we find out?

6

Credit Cards / any cards w/o af that have return protection?

« on: September 25, 2019, 09:32:40 AM »

in wake of the amex disapointment, i am looking for a card w/o af that has return protection(extended warranty doesnt hurt!).
thanks!

7

Credit Cards / Re: credit checked w/o authorization

« on: September 24, 2019, 11:08:19 AM »

Write to Citi requesting them to provide a letter saying the inquire was made by mistake. Provide that letter to the CRA's.
You can also just dispute directly with the CRA's but that usually gets no where.

thanks

8

Credit Cards / Re: credit checked w/o authorization

« on: September 24, 2019, 10:34:04 AM »

I don't as I have a long credit profile and inquires mean nothing to it.
If you want advice on improving your credit profile go to the experts at CB (creditboards.com).

b"h i dont need help uping my credit score as it is as high as possible for the amount of time i have credit.i am not as confident as you that the inq. dont mean anything therefor i would like to know how to have it removed
(ps i appreciate you (and everyone else) taking the time to respond(earnestly)

9

Credit Cards / Re: credit checked w/o authorization

« on: September 24, 2019, 10:19:43 AM »

Doing massive amount of applications and not being denied because of them. Also having them being used as a BS excuse only to be approved on recon. People spend way to much time worrying about inquires instead using that time to improve their credit profile.

ok so how do you spend your time improving your credit?

10

Deals/Deal Requests / woot-off

« on: September 24, 2019, 08:36:28 AM »

woot.com than go to clearance
i think this is the direct link https://www.woot.com/category/sellout

11

Credit Cards / Re: credit checked w/o authorization

« on: September 24, 2019, 08:16:05 AM »

Why are you so concerned? Pulls are not really a big thing.

why do you think so?

12

Credit Cards / Re: credit checked w/o authorization

« on: September 23, 2019, 08:10:43 AM »

Do you have a screenshot of their exact wording?

i have a screenshot the wording is "We will not obtain a credit bureau report to evaluate your request, and you will receive a decision instantly"

13

Credit Cards / Re: credit checked w/o authorization

« on: September 22, 2019, 09:06:41 AM »

Was it not obvious?

If they can see it it’s hard

hard it is.
any pointers?

14

Credit Cards / Re: credit checked w/o authorization

« on: September 22, 2019, 09:04:31 AM »

On your credit report the hard will be listed as an inquiry. The soft will be under ' the following have asked to see your report' or something like that. It's very clear.

then it was a hard pull.
any guidance?

15

Credit Cards / Re: credit checked w/o authorization

« on: September 22, 2019, 08:56:24 AM »

Hard or soft?

discover credit sent me a mssg still dont know if that is hard or soft