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Messages - tzifanya54

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Just Shmooze / Re: What auto insurance do you have?
« on: Yesterday at 01:36:14 AM »
every policy is different taking into account all details but worth checking into
Obviously each policy will be different.... Just asking for a ballpark figure... Actively comparing quotes now...

Just Shmooze / Re: What auto insurance do you have?
« on: June 22, 2018, 12:54:35 PM »
big fan of nationwide! i live in lkwd but got it through frum agent in baltimore a few friends suggested and was even cheaper than going through the actual company directly. they helped me with my other policy's as well!
What are you paying?

Destination Guides And Trip Planning / Re: Teaneck, NJ
« on: June 21, 2018, 11:24:30 AM »
Are there any new meat  places in Teaneck? Is it still either NOBo or ETC?

Deals/Deal Requests / Re: A meh ebay coupon - $15 off $75+
« on: June 21, 2018, 11:17:15 AM »
Why meh?
Been sending out much better ones lately

Credit Cards / Re: Amex Offers Discussion Thread
« on: June 21, 2018, 01:07:38 AM »
Ordered SC GCs on 6/10. Charges posted 6/15 wonder if I will get $15 off. They were pending until 6/14 and just appeared as posted on 6/15 today.

Also, anyone notice that you pay 10% more as a non-member but they give you the 10% on the GCs. i.e. $10 GC costs $11 but you get $11 on the GC.  :o :o
Anyone get credits for 6/15 charges? I have a feeling this is gonna be on huge PITA...

Credit Cards / Re: Credit Card Retention Bonuses
« on: June 20, 2018, 07:09:30 AM »
What did you get there?
The thing about the BGR is you can open a new one every year with no repercussions.
5k upfront 15k for 3k spend in 3 months.

Credit Cards / Re: Credit Card Retention Bonuses
« on: June 19, 2018, 01:42:47 PM »
Anyone see anything lately with the BGR?
ETA: Just called after 1st AF charged, no offer. Worth it to wait, or just shut down?
Just got on PRG but no love on the BGR, after several HUCA's

Credit Cards / Re: Amex Appreciation Gift
« on: June 19, 2018, 09:48:59 AM »
I recevied a gift card valued at $504 for a health club in NYC-its actually a great club...1 month membership, 1 hour personal trainer, and 1 hour massage..nice gift!
Yup. Thatís the one.... selling mine no reasonable offer refused.

First time users can get 25% off in app. Use code appfun30 up to $30 expires 6/30

Credit Cards / Re: Amex Appreciation Gift
« on: June 19, 2018, 08:58:43 AM »
DW got a month membership at some NY health club  allegedly a $500 value....

General Discussion / Re: Car Lease Master Thread
« on: June 19, 2018, 12:40:39 AM »
End of December. But I had to work hard to get that rate.I also talked down the waiver to 360 I think
They pay either 150 or 200 for that waiver... but they say they are making nothing off it. same with gap insurance it cost them way less than what they claim.

Destination Guides And Trip Planning / Re: Seattle Master Thread
« on: June 18, 2018, 09:28:55 PM »
Any fleshing restaurants in Seattle?

Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: June 18, 2018, 02:09:23 AM »

Best buy actually requires each employee to have they're own number..

From what I've been told is most best buy sales are generally to drain inventory. They're happy to drain it to resellers, except they don't want to be in blatant violation of they're apple authorized retailer agreement.
The only "illeaglity" is being in violation of best buys T&C which the most they can do is attempt to ban you.
I understand that to the case from several managers. BB does not have a problem with re-sellers per see. It's really best buy trying to CYA. They are worried if they are caught blatantly giving limitless items to re-sellers, Apple and other large manufacturers will give them hell. 

Just Shmooze / Re: Buying Groups
« on: June 17, 2018, 09:34:49 AM »
I think that, since the merchandise is going directly to the business, you don't need a personal tax ID number. If you were acting as a business that was then reselling it to them you might need one but that's not what's really going on.
Not so simple especially since many will be part of several groups and will sell to the highest bidder so to speak. I personally use my own tax ID when doing these things.

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