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Topics - sam i am

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Goods For Sale/Trade / Children's Place GC's for sale @ 88%
« on: July 06, 2016, 10:44:19 AM »
I have 10 $100 Children's Place gift cards for sale @ 88%. PM me if you're interested.

Credit Cards / Retaining Gift Cards/VRs
« on: February 21, 2014, 10:27:44 AM »
How long should one hold on to GCs? I have an entire draw full of them and was thinking of dumping them. But I had paid my car insurance with a GC (5%, better than 2% using barclay) and then my policy changed and I was due a refund. Since I didn't receive a check, I called and was told they refunded the money to my "CC" ending in ... So I had to search my drawer. After 20 minutes I found the Card. So if you use if for purchases/payments it makes sense to hold onto them for longer. Anyone with similar experiences?
How about if use use them for MO or BB. Once the money is liquidated, is there any reason to hold onto them? How about AP?

Deals/Deal Requests / staples gift cards can now be used online
« on: November 26, 2013, 05:58:10 PM »
Not sure how new this is, but Staples gift cards used to be good only in Staples stores. But I just bought a laptop and they gave me the option to use a staples gift card. I only had one and besides, I wanted to use Amex for extended warranty, but it helped pay for tax.

$15 ($69.99 value) for an 11x9 classic custom hardcover photo book with 20 lay-flat pages
Pages lay flat for a stunning display; printed on premium glossy professional-grade paper
Create one-of-a-kind front and back covers and a customizable spine
Includes standard shipping to the U.S. and Canada
What You Need to Know:
Sold by Picaboo
For free standard shipping, redeem voucher by December 11, 2013
Limit 1 voucher per purchaser; additional 2 vouchers may be sent as gifts
Limit 1 voucher per order at
Extra pages may be added for an additional $1.00 per page
Tax is not included and will be collected at checkout on, if applicable

Credit Cards / Amex extended warranty
« on: November 09, 2013, 09:48:28 PM »
Does anyone know if I split the payment, part with Amex and part with another cc or with gift cards, does Amex still cover for extended warranty?

CVS is advertising $5 in reward bucks when you use CVS card, basically a coupon for next purchase when you buy net spend prepaid debit card next week, 11/10-11/16. You can load up to $500. Fee is 4.95. So basically it's free. Not sure if there are any fees for loading. SO this may be option if they are out of vr. If anyone knows fees and if can be loaded at wallmart to bb please post.

Credit Cards / Open Capital one 360 Checking and earn a $50 bonus
« on: November 05, 2013, 06:19:03 PM »
Open Capital one 360 Checking and earn a $50 bonus.
I got this offer in the mail with a reference code -EL946 but the above link contains the offer

(Capital one 360, formerly ING Direct, is a totally separate division of Capital One)
Open 360 Checking and make a total of
3 Card purchases or Person2Person Payments (or any combo of the two) within 45 days of account opening.
(A Person2Person Payment is an electronic payment from your 360 Checking that allows you to send money securely to anyone’s bank account. You can send it to another 360 Checking or 360 Savings or to someone’s checking or savings account at another bank, as long as it is in the U.S. It's really convenient and safe, just like PayPal.)
Your $50 bonus will automatically be deposited into your account on day 50.

Credit Cards / AAA no fee Visa Gift Cards for members
« on: November 03, 2013, 08:45:30 PM »
AAA is advertising in this month's AAA world that it is waiving its $4.95 fee for Visa Gift Cards for November and December for AAA members. Can only be purchased at AAA stores. I emailed them and was told you can pay by credit card

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