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Topics - zagguru

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General Discussion / Mortgages
« on: April 30, 2020, 07:31:42 AM »
Has anyone used them for refinances? They were able to beat the rate that I locked two weeks ago with my bank by around $2k, even though the rate is significantly higher today. Plus with the additional $2500 amex offer it seems too good to be true.

COVID-19 / Wuhan Novel Coronavirus Discussion / Chase Mortgage
« on: April 22, 2020, 07:56:05 PM »
Received this email from chase

Here's some additional information about your mortgage payment assistance. Your account remains protected.


Your mortgage account ending in XXXX is enrolled in a 3-month mortgage payment assistance program. Your account was enrolled in March 2020.

Your payment assistance start month depends on the month you enrolled and when you made your payment for that month. For example, if you enrolled on March 26 and made your March payment before you enrolled, your assistance begins in April. If you enrolled on March 26 and didn't make your March payment before you enrolled, your assistance begins in March.

What to expect
If you can continue making your mortgage payments, you should do so, but you're not required to.

Before the end of the payment assistance period—also known as forbearance—we'll be in touch to explain possible options that may be available for you to repay the delayed payments, which are due at the end of the period to keep your account current. These options may include:

An extension of your payment assistance period

Moving principal and interest payments, as a single payment, due at the end of your mortgage

Extending your loan term

Standard mortgage assistance options such as a repayment plan or a loan modification

We'll stay in touch during and after your payment assistance period and we'll work with you to determine the best next step for your situation.

What you should do
If you can't make your payments, you'll need to cancel automatic payments via or on the Chase Mobile® app. If you make your mortgage payments using a third party bill pay service, you'll need to work with them to cancel your automatic payments.

Make sure you add or update your email address on so we can stay connected.

Other important information
You can request an extension of this program, or you can complete an application for standard mortgage assistance programs at any time. We'll work with you to find the best option.

If you miss one or more payments, you may receive delinquency-related communications from us.

We won't charge late fees during your 3-month assistance period. During this assistance period, we won't report monthly payments that come due as late to the credit reporting agencies.

We also won't refer your loan for foreclosure during this program.

We're able to offer this payment assistance program without requiring a complete application because of these difficult times.

Please keep this letter for your records.

We hope this payment assistance will help you and your family.


Home Lending Customer Service

Does this mean that they will report to credit bureau as forbearance or current/making payments as agreed?

Deals/Deal Requests / Save $70 on Google Nest Wifi via Google Store
« on: April 19, 2020, 01:43:50 PM »
Better than DDMS (assuming you dont have 20% left with Amazon)

Tech Talk / Recommendations for WiFi 6 Mesh - for Fios Gigabit
« on: April 19, 2020, 12:54:01 AM »
I am getting frustrated with my current fios router that delivers only a fraction of my gigabit speed and has dead spots all over my home. Looking into purchase my own router and was thinking of Google Mesh. Then, I ran into WiFi 6. Any recommendations for a good and also affordable WiFi 6 router/mesh?

I submitted my passport for renewal end of January or early Feb for renewal, before this pandemic hit us.
Is it safe to say I wing get my new passport until this pandemic is over?

Any suggestions for board games or activities, mainly for 2 player?

I ordered this today.

Looking for other suggestions.

Just Shmooze / Any recommendations for a mortgage broker?
« on: March 04, 2020, 07:18:24 PM »
anyone know any good brokers out there? Looking to refinance

COVID-19 / Wuhan Novel Coronavirus Discussion / EL AL Travel Waiver
« on: March 01, 2020, 07:16:42 AM »
חברת אל על מודיעה על הקלה נוספת במדיניות המסחרית בכל טיסותיה אל ומאירופה.
במסגרת המדיניות המעודכנת אל על תאפשר למחזיקי כרטיסי טיסה, מכל הסוגים, לכלל יעדי החברה אל ומאירופה ליציאות עד ל-31/3/20 (כולל) לשנות או להקפיא את הכרטיס שברשותם ליציאה עד ה- 31/7/20 (כולל) ללא תשלום דמי שינוי או טיפול (בכפוף להפרשי התעריף בכרטיסי הטיסה ככל שיהיו).

החברה שומרת לעצמה את הזכות לשנות את המדיניות בכל עת

From Google Translate:

El Al announces another relief in the commercial policy in all the tyswţyh el and.
In the framework of the updated policy el al will allow the tickets of flight tickets, of all types, to all the destinations of the company do not be added to the exits until 31/3/20 (including) change or freeze the card they have to exit until the 31/7/20 (including) free of charge change fee or treatment (subject to the rate of the rate in the flight tickets as they will be).

The company saves itself the right to change the policy at any time.

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