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Topics - metsgiantsfan

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General Discussion / Does not paying a dr/lab bill hurt credit score
« on: March 13, 2019, 06:45:15 PM »
I feel like I totally got taken for a ride recently. I needed to get  scoped for acid reflux and the dr did this (6 minute) "procedure" off site. Of course no one tells me anything regarding bills accept they are in network. Weeks later I get an EOB that the Dr was paid, the anesthesiologist, but the facility the procedure was done in, did not (due to a deductible). They sent me a bill for $1,000.  I would never have authorized to do the test off site if I would have been aware of this, and if it was done in a hospital setting, where many dr's are affiliated with, I believe it wouldnt have cost extra. I explained to them my frustration and offered to pay a reduce amount, but they wouldnt budge. They said I can only can negotiate once its in collections and next month it will be sent there if i dont pay.  I always have been under the opinion that unpaid medical bills do not go on ones credit score. is this true or not?  thank you!

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Anyone have any deals or extra licenses for this version?
thanks

3
On The Road / My credit card number was stolen at hotel
« on: December 26, 2018, 10:18:22 AM »
How do you think I should handle this. Iím currently in New Orleans on vacation and staying at a spg/Marriott hotel.  Upon check in I gave the lady who checked us in our spg credit card and license  for incidentals.  She started some conversation with us, then handed our keys and off we went to our room.  30 minutes later a knock on our door from her, handing us back the license and cc which was never returned.  I didnít think twice, total over sight by her. The next day I get a call from Amex fraud and two charges of $300 was charged in the area at sprint. 1 went through 1 got denied.   I never use this credit card except at spg hotels.  Itís too much of a coincidence that a few hours after my cc was left w front desk that my card number were stolen.  Maybe it wasnít the lady who checked us in maybe another employee saw the card. I dont know. All I know is , im 99% certain this was stolen from an employee at the hotel.
How do I handle this? Speak w supervisor at hotel? Call Marriott directly?  Any thought appreciated.

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Short 40 PQD for platinum status on UNited..Any suggestions..Live in NY

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General Discussion / electric bike
« on: December 04, 2018, 03:01:13 PM »
Could someone recommend a good electric bike thats isnt super expensive. I want to start riding again for exercise but the hills in my area are a killer. So i figure I would use the electric assistance for the impossible hills to get me going..been looknig on craigslist and ebay for used bikes but dont know what I should be looking for..dont want to spend more than $500

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Up In The Air / United Status
« on: November 15, 2018, 11:45:07 AM »
My wife is currently Gold on United. The website says she needs to spend $375 more dollars in 2018 in order to hit Platinum for 2019. She needs to go somewhere in December and the flight is $350 (upgrading to high class would be $700+).  1) would United move her status up if she misses it by $15 or there is no bending this rule.. 2) i noticed on the site it says as Gold you get 7x flight price for points...Is this 7x included so really only need to spend like $60 on a flight inorder to hit the $375?   looking for advice
thanks

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General Discussion / leasing A car..Mazda cx-9 vs toyota highlander
« on: October 15, 2018, 01:43:14 PM »
leasing A car..Mazda cx-9  vs toyota highlander    $10 difference in price..which would you go with?

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Up In The Air / Flying on a Friday in the Winter Months
« on: September 27, 2018, 10:00:06 AM »
Very torn what to do. Found a flight from MSY to LGA on December 28th, which is a friday. The flight is supposed to land at 1pm (Southwest) in LGA..Shabbos is about 4pm... Think this is cutting it too close in case weather delays?  I can take a thursday evening flight but its about $250 more or 14k more points...thoughts?

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Goods For Sale/Trade / Minted.com Gift Certificate
« on: August 17, 2018, 06:37:42 PM »
I have a gift certificate to Minted.com expires 8/31/18.  $100 value selling for $70.. Beautiful stuff on the site..Art, stationary, gifts
www.minted.com

PM me if intersted
thanks!

10
General Discussion / VPN
« on: August 15, 2018, 11:27:03 AM »
I would like to get a VPN to show I am located in NJ (its legal to play poker online in NJ). Are there vpn's where I can choose where I want it to show where I am? If so, or anyone know of one that pings NJ, please let me know.
thank you

11
Up In The Air / JETBLUE partners with Emirates?
« on: May 22, 2018, 09:36:35 AM »
I found on google matrix then confirmed it on jetblues website that I could book a trip from  NYC to MILAN (MXP) through jetblue..they use emirates as the carrier. Anyone know if I could use jetblue points to book a trip a trip like this? the website only displayed a cash price but wondering if can use jetblue points, and if so, how? thanks

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Credit Cards / NFL Credit card
« on: May 03, 2018, 12:17:16 PM »
I received this link today. As a sportsfan seems very enticing.

 http://www.nflextrapoints.com/nfl-extra-points-credit-card/?campaignId=2038&shopperid=&EC=f7ba4e05-c0a5-4936-a837-c68efef710e5&cellNumber=706&referrerid=NFLEM890418&referrerid=NFLEM890418&publisherid=&advertisementid=


One place says 50,000 points you can get a superbowl sideline passes, other place it says 175,000 points can get a superbowl ticket (little confused..isnt a sideline pass entry to the big game).

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I would like to hear some peoples opinions on this matter.  I bought a Volvo in 2008. It came with a 6 year warranty. A short time after my warranty expired I was told by the volvo dealership that my car needed a new Catalytic converter. They quoted me approx $3000 for this repair, which I declined due to the cost. Every time I went back to the same dealer, or a different volvo dealer, they always told me that I needed a new catalytic converter which I declined each time.   I have had a few issues recently w my car and Im wondering if its a result of a bad converter. While browsing online I came to a website which said that catalytic converter warranty goes BEYOND the manufacture warranty and is covered by the "emission control warranty" for 8 years (this is federally regulated).   NO ONE has ever told me this. I was only recommended to purchase a new one bc my warranty was expired.  I called volvo corporate today and they were so nasty! They told me the 8 year emission warranty is correct but since the car is over 10 years old , they cant do anything. I told them I have diagnosis receipts from the volvo dealer while the car was under 8 years old and under 80,000 miles to prove that this was recommended earlier on but they wanted to charge me.  She didnt really want to hear it and suggested I get my car taken care of and speak to the manager at a dealership (sure, Im sure he will throw in a converter + a new car for my troubles).    i have spent some money through the years at local mechanics ban dating this issue..      Do you think volvo should repair this free of charge? If they refuse, do you think I could/should pursue a law suit? any tips/ideas?  thank you! 

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Goods For Sale/Trade / Iphone 8- 256GB- Brand new- UNLOCKED- Black
« on: April 27, 2018, 01:57:57 PM »
My wife was in China this week and she was given a Brand New iphone 8, unlocked, 256GB color black. We both already have the new iphones.  Selling for $825   email if interested  we can meet up. I am in New York

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When paying for an SPG hotel, is it better to use the spg card or the chase sapphire card? I have always used the SPG but want to see what others think

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