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Topics - chuckfinley

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1
Credit Cards / Sapphire Reserve New Annual Fee
« on: February 12, 2020, 10:03:29 AM »
So I opened my card in March and they marked my renewal date for April 1 which gives mte the new annual fee.

Is there anything I can do to be eligible for the $450 annual fee? Or am I out and now I have to pay $550?

if I keep the $450 I will be downgrading my card to the preferred but if I get the $450, im keeping the card another year.

Any advice would help!
Thanks in advance!

2
Credit Cards / SAPPHIRE RESERVE - PRIORITY PASS
« on: July 08, 2019, 03:53:16 PM »
Hi - I went to JFK the other day and the Priority Pass lounge was closed to the public. There was a party of some sort.

I pay a $450 annual fee for this benefit.. What can I do?

3
Credit Cards / How to Navigate with Chase Cards?
« on: May 23, 2019, 02:11:20 PM »
Hi,

So this is what's in my wallet.

- Chase Freedom (Used to be a Sapphire Preffered for 4 years, Just downgraded a few months ago)
- Chase Freedom Unlimited
- Chase Sapphire Reserve (Just opened a few months ago)
- Chase Ink Business Cash

The Freedom Unlimited card that I have in my wallet only gets the 1.5 Ultimate Rewards while the new Freedom Unlimited offers 3 points up to 20K in spending and then 1.5

This new offer is much better than my current Freedom Unlimited card. I use my Freedom Unlimited Card for everyday spending so I a giving up a lot of points with the old offer.

What do I do?
Close the card and open a new one?
Can I open a 2nd Freedom Unlimited Card under the same account?

Thanks in Advance!


4
Up In The Air / Qantas - Why is it so good?
« on: May 21, 2019, 11:49:31 AM »
Hi,

I am sorry to sound so ignorant but why is Qantas so good? Especially when flying to Israel?

Thanks

5
Up In The Air / First Time Points User Travel to Israel
« on: May 19, 2019, 09:35:44 PM »
Hi,

So I am a beginner. I am heavily invested in the Chase Ultimate Rewards ecosystem.
I have 300K UR points. How do I get to Israel?

Transfer Points to Miles? If so which?
Book Direct through portal and use my Sapphire Reserve 50% bonus?

Thanks in advance

6
Credit Cards / Credit Cards for Newborns
« on: May 13, 2019, 08:09:01 PM »
Hi,

This could be a stupid question. I don't know if this is even a thing but can I add my newborn as an authorized user to my credit cards just so that he can build history? Or Is this a stupid question?

If not for a newborn, at what age is good to add your child?

7
Credit Cards / Points Manager
« on: May 13, 2019, 05:31:56 PM »
Hi,

Does anyone here use a point manager such as awardwallet or points.com etc...?


8
Credit Cards / Mortgage/Rent on Credit Application
« on: May 08, 2019, 06:36:29 PM »
Hi - when applying for a credit card they ask if you pay rent/mortgage. Is it better to put something there or leave it blank (write 0)?

What are the pros and cons?
Thanks!

9
Credit Cards / INCORRECT CATEGORIES ON SAPPHIRE RESERVE
« on: May 06, 2019, 04:28:15 PM »
Hi,

This happens all the time.
I swipe my card at a restaurant hoping to get 3x Points on Dining and when the charge posts, there are times that it comes up as "Groceries" and I only get 1x Points.

Now I checked the VISA SUPPLIER LOCATOR which tells you the code of the specific merchant and it shows its under the "Restaurants" Category. What is happening? Any way to dispute the category that chase applied to the charge?

Example: Prime Bistro in Lawrence,NY came up as Groceries.
According to Visa it comes out as Restaurants.

PRIME BISTRO
305 CENTRAL AVE, LAWRENCE, NY
Industry/MCC RESTAURANTS/ BARS - 5812

10
Credit Cards / APP TO MANAGE CREDIT CARD SPENDING
« on: March 26, 2019, 01:14:26 PM »
There used to be an app called TPG where you would put in all the credit cards you have in your wallet and whenever you want to buy something at any store or website it tells you which credit card to use at that time. It calculated the value of points, miles, bonus categories etc... of every card in your wallet.

That app is now gone and I am looking for another app that will help me maximize all the rewards that my cards offer.
Anyone know of any app?

Thanks in advance!

11
Up In The Air / VALUE OF MILES
« on: March 26, 2019, 10:18:17 AM »
Hi All,

I am a beginner in points and miles and Dan was kind enough to reply to one of my questions on a post.

I asked how do I know the value of a mile to see if its worth to transfer to a partner. Dan answered "The value of a mile used is the paid price of a flight divided by the number of miles required."

So I tried to do some calculations and watched out for later posts from Dan in regards to conversions and I am struggling to come out to the same calculations as Dan did.

Can someone give me a quick example of how to calculate?

12
Credit Cards / Closing Credit Card Account
« on: February 26, 2019, 01:09:06 PM »
Iím sorry to be off point from this post. I currently have the Chase Sapphire Preferred Card which i have for about 4-5 years now along with a Chase ink business and Chase freedom unlimited. Should I close my preferred card and then apply for a reserve card or should I downgrade my preferred to a Chase freedom card and then apply for a new reserve card?
Please help!

Thanks in advance!

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