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Topics - KidOOO

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1
Deals/Deal Requests / T-Mobile Alternatives
« on: March 12, 2019, 12:21:09 PM »
Anyone know a company that offers comparable or better family plans than T_mobile, that include free international data and internet?

I am now paying $140/m for 4 lines, but I am looking to switch and hopefully lower my bill / maybe even get prepaid

2
General Discussion / Does lending club have a problem of ריבית
« on: January 09, 2018, 11:22:40 AM »
Are there any good resources in this?

3
Deals/Deal Requests / Paper goods wholesaler for shul
« on: January 09, 2018, 11:21:07 AM »
I'm looking for a paper goods wholesaler to get supplies for our shul on ongoing basis.. any recommendations? Needs to be cheapest and better if can deliver in midwood area

6
https://www.amazon.com/dp/B014891M8C

$80 with canopy
https://www.amazon.com/dp/B00NX57B42

possible $15 off with 1 MR point and code AMEXBABY


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This is latest and most advanced from Cybex, also rated safest infant car seat on the market, plus it reclines when out of base

the lowest price for this is $299 anywhere else until now for $199 (may be a mistake)

https://mbeans.com/cybex-infant-car-seats-sale

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On The Road / SPG booked on priceline
« on: May 26, 2017, 06:27:34 PM »
Is there an easy way to add my SPG number so I can get gold benefits (late checkout etc..)

9
Credit Cards / Pre-approval in chase online (new website) even with 5/24
« on: December 06, 2016, 10:56:41 PM »
Just logged in to family members chase.com new website clicking on the left menu and scrolling down to "EXPLORE PRODUCTS" there's a link to "your offers"

it had a green check mark next to it, which led to a page showing offer selected for you

that page had the sapphire preferred with the 50K bonus, which then took me to a page that only asked for my gross income and the submit. within 20 seconds I got an instant approval, - mind you they are 11/24 and not CPC.

Since I applied for that already it is not showing anymore, but I have another offer in there for the freedom unlimited so I included screenshots of what it looks like

10
General Discussion / Help to get Insurance / hospital to reprocess claim
« on: November 03, 2016, 12:11:47 PM »
If there's anyone here who can help my friend with the following issues or knows of someone who can help (Would pay for resolving this). It's a bit long and I hope i explained it correctly

The Story:
He has insurance with a high $6850 deductible. once deductible is hit insurance covers everything no co-pays

He needed to do a medical infusion which hospital would bill in excess of $50,000 retail. hence that procedure would leave him with a $6,750 bill (for the deductible) and the rest would be covered by insurance

Now the drug being infused is the main cost (retail upward $30,000), so the drug manufacturer has a program aimed at high deductible health insurances, where they offer to cover the entire out of pocket cost of the drug minus the first $50. (They are essentially paying the hospital who then pays it back to them for the drug cost, and then the insurance pays the rest)

So he figured after all said and done this would cost $50 (Hospital bills $50K, insurance pays everything minus $6850, drug manufacturer pays $6800 = $50 balance).

The problem:
well of course somehow he ended getting a bill for  $1700.

The insurance / hospital did the following: they split the procedure into 2 parts and applied part of the deductible to each part as below

1. The hospital service of performing the infusion - discounted cost - $1700 - deductible applied - $1700
2. the drug itself discounted cost - $18,500 - deductible applied - $5150

Now since the drug manufacturer program only covers the drug portion, they only paid the $5,000 deductible (for part 2). leaving him with a bill for $1700 deductible for the first part.

The question:
If there was a way to get the hospital / insurance to reprocess the claim in a different way,  they would not pay a cent more, but the drug manufacturer would then cover the $6700 deductible applied towards the drug, as below

1. the drug itself discounted cost - $18,500 - deductible applied - $6850
2. The hospital service of performing the infusion discounted cost - $1700 - deductible applied - $0

In both cases the insurance ends up paying $13,350

He already tried calling the hospital and the insurance and they do not want to adjust anything. any help here on how to get them to reprocess or anything else that can help would be appreciated.

Thanks!


 

11
Tech Talk / Looking for a talented database programmer
« on: July 20, 2016, 10:35:33 PM »
I am working on a project for a tech company, need help from someone who knows his way around databases and API programming (e.g tableau etc)

12
Tech Talk / Laptop for home office
« on: June 15, 2016, 08:03:49 PM »
Anyone know what's the best way to setup a laptop for a home office desk? I have a screen mouse and keyboard, is there like a dock I can just plug the laptop in and then everything will work?

Any recommendations appreciated

13
BFSALE - 40% off
BIRTHDAY25 - 25% off
Automatic 20% off $150

Seems they can only be combined when using shoprunner. Add first code on Tommy.com and the second on shoprunner, then exit it and refresh the site for all discounts to reflect. Good luck

http://usa.tommy.com/

14
https://support.coinbase.com/customer/portal/articles/683805-how-does-the-coinbase-referral-program-work-

You refer someone and they buy $100 worth of bitcoin (there's a $1 fee), you get $75. the buyer can then withdraw the money

This can be an easy money maker by splitting the bonus with people you refer

disclaimer: I have never used this company don't know much about them or about bitcoin in general. UAYOR

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On The Road / Marriott RewardsPlus Hotel+Air best use
« on: August 12, 2015, 08:35:42 PM »
Haven't seen a thread about this

I have about 290K points from the last ritz offer. it would seem the RewardsPlus Hotel+Air is the best option.

Am i understanding correctly that with this promotion https://secure.unitedmileageplus.com/reg/PTM2015/index.html we will get 20% extra on any option?  so for the 7 Nights + 132,000 miles we will get 158,400 united miles?

Also does anyone know if the 7 nights can must be used on one stay or can be split up?

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