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Topics - David R

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Newegg has $50 DoorDash gift cards for sale for only $45 today only. End of the day is based on Pacific Time. Limit of three per customer. Delivery by email.

Credit Cards And Finance / Citi doing away with Amex cards?
« on: June 18, 2020, 12:32:43 AM »
I was recently notified that Citi will expire my AAdvantage Platinum Select card at the end of 2020, which is before the expiration date embossed on the card. They will replace it with a Mastercard.

Did anyone else get this notice for the AAdvantage Amex or for any other Amex card issued by Citi?

They used to offer a choice of Visa, Mastercard and Amex. Now the only non-Mastercard credit card available for new applications on their site is the Costco Visa.

Mastercard $100 is on Special Buy with $6.95 instant savings (which is equivalent to the fee).

While supplies last. May not be valid in combination with other offers. Offer subject to change.
Offer Expires on 01/26/2019

I bought 5 and paid with an Amex enrolled in the Amex offer for $50 back.

Here's a link to view what it is, but the deal is in store only.

Promo code is in the Fry's Deals of the Day email sent out today. I am not posting mine because I think it may be unique.

On December 2, 2014, Citibank emailed me this:
Good news!
Now you don't need a PIN to make a Citi® credit card payment at a Citibank® branch ATM.
Making your Citi credit card payments at any branch ATM is more convenient than ever, because you don't need a Personal Identification Number (PIN).
So, there's no need to go to a teller to make your Citi credit card payment.
Try it now!

Follow these steps at the ATM:
1.   Insert your Citi credit card into a Citibank branch ATM and select a language
2.   Select the payment option and insert cash or check
3.   Confirm the amount you paid and get a record of your transaction

This month, they mailed me a letter stating that starting July 21, 2018 the following changes will take place:
  • Cash payments for credit cards will no longer be accepted by bank employees at Citibank branches.
  • Cash payments at Citibank ATMs must use a credit card PIN and will be limited to $3,000 per calendar month for each card account.
The earlier email makes it clear that Citibank considered it a good thing. So why would they make things less convenient?

I posed this question to a chat rep, who offered this bogus response, which obviously has no correlation to the specific changes they are making:
The reason for this change is Citi Cards is seeing more customers moving to digital payment channels, including online and mobile.
We are making this change because it will allow us to operate more efficiently and focus on payment channels that are more commonly used.

On The Road / $50 Gift Card for $40
« on: December 19, 2017, 06:22:12 AM » $50 Gift Card (Email Delivery) now on sale until 12/25/2017 for $40.
Limit 2 per customer. (But past experience shows that Newegg resets the limit after some time.)

Pay with a business Visa enrolled in Visa SavingsEdge for an extra 3% back.


When paying for membership with MasterCard:
Sam's Plus members get a $35 gift card
Sam's Savings and Sam's Business members get a $20 gift card

Credit Cards And Finance / Chase household balance
« on: November 11, 2015, 12:56:51 PM »
I noticed while working with a Chase banker in the branch that my household balance appeared on the screen. This was the sum of the balances of my accounts and the balances of the accounts belonging to family members living at the same address. I don't have any jointly owned accounts. Of what relevance was this household balance? Does Chase ever take it into account? I know that for certain Citibank accounts, the balances of household members could be combined to meet minimums so that you could get a fancier checking account than you could afford on your own, without requiring joint ownership. Does Chase have anything similar that could explain why the household balance was shown?

Deals/Deal Requests / American Express gift cards class action settlement
« on: September 08, 2015, 11:16:41 PM »
If I don't check off any boxes for #2 on the claim form, can I still get a settlement payment?

I want to give out my routing number and account number to a company that is supposed to pay me periodically. Because I have not established their reputation yet, I want to minimize the risk that they will drain my bank account (or that sub-par IT security will allow my account information to fall into the hands of some thief who will drain my bank account). Instead of providing the account information for my checking account, four possibilities come to mind that will allow money to be deposited to my account but not withdrawn:
  • Bluebird
  • American Express for Target
  • American Express Prepaid Card
  • MyVanilla Debit Card

I don't want to give out my Bluebird account info now because I may soon transition to Target RedCard. The latter three cards are not ideal. For the American Express cards, I would have to find an ATM that does not have a surcharge to withdraw the funds, and I would only be able to withdraw in the increments of whatever bill denomination the ATM can dispense. For the MyVanilla card, there are excessive fees for every method of getting the funds out, even making a purchase.

What other ways are there to get an ACH deposit without the possibility of the routing and account numbers being used to withdraw money from the account?

Tech Talk / netTALK VoIP
« on: February 04, 2015, 07:15:58 PM »
Are the netTALK VoIP boxes completely proprietary, or can they be used with some other SIP service?
I've collected about eight of them thanks to TigerDirect free after rebate pricing. The problem is that although each one comes with free service for some time, the subsequent pricing may not be the best deal.

I want to use 50000 Flying Blue miles to book a round trip nonstop Delta flight from JFK to TLV. Will my Delta Platinum Elite status help me in any way? For example, can I get on the upgrade list for a chance to get a seat in a higher class cabin (as I would if I had purchased the ticket or used Delta Skymiles to book the award)?

Promo code EMCWWHB48 works 12:01am PT - 11:59pm PT on 11/28/2014.

Now through September 8th, 2014

Simply pay at the pump with your Bluebird® Card at participating Walmart and Murphy USA gas stations.

Discount per gallon:
15¢ in Arkansas, Colorado, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Michigan, Missouri, Mississippi, North Carolina, New Mexico, Ohio, South Carolina, Tennessee, Texas, Virginia
5¢ in Florida
3¢ in Minnesota, Oklahoma

Promotion not available outside these areas.

  • Click here to find a participating Walmart or Murphy USA gas station near you.
  • Use your Bluebird® Card at the pump to pay for gas. (Note: You must pay at the pump to get the gas discount.)
  • Your Rollback price per gallon will be displayed at the pump.

(Remember to compare with your credit cards to determine if this is worth it for you.)

Free Travelers Club Black 3-Piece Expandable Luggage Set with your purchase of $200 or more from Enter Promo Code: TRAVEL at checkout.
Alternatively, get a free iLUV® Black Smashbox Pro Portable Stereo Speaker with your purchase of $150 or more from Enter Promo Code: SOUND at checkout.

Valid for online orders at only. Not available for in-store pickup. Valid thru 1/18/14 or while supplies last. Gift ships separately and may take up to 10 days to arrive. Offer valid for one-time use only. Limit one coupon (promotional code) per customer. Minimum purchase of $150 or $200 at, before taxes) required. Void if copied, sold, transferred, taxed or where prohibited. Cannot be combined with any other coupon or gift. Not valid on purchases of gift cards, HP products, and OfficeMax ImPress services. Quantities are limited. No substitutions. Limited time offer. Offer only valid in the continental United States.

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