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Have a quick question.

i had aspire card but cancelled after the 2nd AF posted in early 2020 or late 2019. I wasn't too sure about whether or not I got the free weekend night, Just last week. Hilton sent me email about my free weekend night being extended till 2022 or something. How do I find out if I do have a free hilton weekened night cert? Call that booking line ? Thanks

the last time i deposited loose coin changes were few years ago. This time, I had a mixed bag of coins, quarters, dimes, nickles pennies etc.

I am a chase banking customer and i have personal and business credit card with chase as well. Walked in to the teller who said I have to bring them wrapped and they don't have machines to count them. I asked for help from the supervisor on site who said won't accept loose coin deposits. I thought they were supposed to accept a valid USD coins, cash or checks deposits of a customer.

To say they don't have machine to count them sounds nonsense. Tells me I should go to coin counting machines at grocery stores.

Goods For Sale/Trade / Samsung Galaxy A32 5G (T-Mobile)
« on: April 29, 2021, 07:19:19 PM »
I have three of them for $220 each. They are brand new on tmobile network. Date stamp on the box is 04/20/2021.   I will ship them for free within USA except Hawaii and Alaska.
I accept Chase Pay.

 Key features
48MP Main Camera
13MP Front Camera
41 Hours talk time
20 Days standby time
6.5" HD+ LCD Infinity-V
1600 x 720 pixels
Other features

    5G Capable
    Long Lasting Battery
    Expandable Storage
    High-Res Quad Camera
    Bold, Crisp Colors From Edge to Edge
    Modern Design
    15W Fast Charging
    Adaptive Power Saving
    Bluetooth 5.0                                                                       What’s in the box

    Samsung Galaxy A32 5G
    Travel Adapter
    C to A USB Cable
    SIM Pin/Ejector
    Quick Start Guide
    Terms & Conditions

The Galaxy A32 5G pairs the best core galaxy features with one of the most affordable 5G devices on the market. It’s expansive 6.5” HD+ Infinity V display lets you enjoy bold, crisp colors from edge to edge for your viewing pleasure. Capture the beauty in the everyday with Galaxy A32 5G’s next level, five lens camera system. The fast, reliable processor has your back and the long lasting 5,000mAh battery keeps up with your day. The A32 5G is your all access pass to the 5G revolution on America’s leader in 5G coverage.
Additional specs
Battery Description
USB Type-C, 3.5mm audio jack
Wi-Fi 802.11a/b/g/n/ac, UMTS,HSDPA,HSPA+,5G,LTE, Bluetooth 5.0
Mediatek Dimensity 720 5G MT6853
Operating System
4 GB
Maximum Expandable Memory
1 TB
Wireless Network Technology Generations
4G LTE, 5G
Supported Email Platforms
Apple Mail, POP3, IMAP4, SMTP, Microsoft® Exchange, AOL®, AIM, Yahoo!® Mail, GMail
Hearing Aid Compatibility
M3, T3
WEA Capable
Mobile Hotspot Capable
UMTS: Band I (2100), Band II (1900), Band IV (1700/2100), Band V (850); GSM: 850 MHz, 900 MHz, 1800 MHz, 1900 MHz; 5G: n25, n41, n66, n71; CDMA: BC0, BC1, BC10; LTE: 2, 4, 5, 12, 66, 71; LTE Roaming: 1, 3, 7, 13, 20, 25, 26, 38, 39, 40
7.23 Ounces

I am using FREETAXUSA to file federal & state tax. I got Paypal 1099k for amount $1200 for personal items sold on ebay and some free nights sold privately to DD members. I guess this amount must be reported to IRS? If I report this, it is like I gave away my items for free.
If I report this, my refund reduces by $300. Anyone uses  to file tax? Any trick to make sure my refund doesn't change because of this?  Thanks for your advice

I have already completed my Avis rental at MCO  Orlando airport . I had 6 days rental but during my 4rth day the car wouldn’t start at all and couldn’t even open the door . Had to use manual key form the key fob to get in and it had red car logo flashing in the odometer. Avis road side assistance were too busy so I had to get in an Uber to go to theme parks . In the evening after countless calls and 3 hours wait they sent tow truck to pick up the car from my hotel. They couldn’t arrange replacement car from the airport as they were too busy to pick up their calls. I took Uber to airport and waited 2 hours to get a replacement car at 2am. So far Avis hasn’t charged me any extras for tow service or any other extra charges but who knows . I will fight if they tried to charge me extra but will my chase SP card help me if I am billed for tow and other extra charges by Avis in the coming days? Thanks

This is my 2nd year. -*I am not yet charged AF yet but the chat rep said I will see it once statement generates on SEP 18th.

I received 2  Hilton resort dining credits on Sep 3 for small purchases at a restaurants 2 days ago. I don't intend to pay $450 this time so I have to close the card.

Should I spend all $250 at restaurants or grubhub doordash giftcards to get the resort credit? Amex wont punish me for using up the resort dining credit and then canceling when AF posts on SEP 8 right?

 I thought I will be charged AF first and then get the resort restaurant credit?

Many have said resort dining credit was only until AUG 31 but i got resort credit for small restaurant purchase on SEP 3.

Pls answer all the few questions I posted above.

Got a mail from illinois state treasurer's office  about unclaimed property
Says " you received this letter because the office believes that we have property that belongs to you"

It has my name and my previous address . Reported by METABANK for about $800 in 2018.
It has the Property ID#.

I went to the illinois treasurer website and entered my name and the property number.
It does say AMOUNT OF OVER $100 and it asks my my name address and social security number to claim.

It says they will verify and see if it is an unclaimed property that really belongs to me and then go from there.

The website is a legit.
But I have never heard of this.

Anyone think this is  a scam or real?

Please read the description below. All your questions answered in the description below. I don't know what else it includes because It it brand new, unopened.

Sony Alpha a6000 Mirrorless Digital Camera 24.3MP SLR ,3.0-Inch LCD 16-50mm Lens

24 MP APS C CMOS sensor and Focus Sensitivity Range :EV 0 to EV 20 (at ISO 100 equivalent with F2.8 lens attached)
ISO 100 25600 (expandable to 51200). Lens compatibility: Sony E mount lenses
Hybrid AF with 179 point focal plane phase detection and 25 contrast detect points
Up to 11 FPS continuous shooting. Battery Life (Still Images): Up to 360 shots
3 inch tilting LCD with 921,000 dots.Viewfinder Type:0.39 in type electronic viewfinder (color)

Brand new unopened  for $400. Will free ship within US. Location is Chicago.

Credit Cards And Finance / Amex Aspire airline credit working?
« on: January 03, 2020, 06:21:45 PM »
 It's the calender year. Will any flight tax or fee amount on work to get the airline credit on my Aspire card?

Looking to book international partner award on and tax and fees for 3 of us comes to around $300.

What about any AA, or SA  gift card purchase?

Thank you

I have until today to pay  the $450 AF on my Aspire card or cancel it. The reason I waited to decide is that I read so many posts about how the airline credit not only no longer works on airline gift cards, the credit won't even trigger on any  airline fees, taxes. Many are saying it works on amount of less then $100 or on tax or fees and some are saying  the credit won't trigger on any flight taxes or fees. And then it has to be AA, UA or SW flights only.  I book awards so if won't trigger on  taxes or fees, then it is useless.

Pls give me your advice.


My Aspire card used to be the Citi Hilton, and than no fee Amex Hilton and I upgraded to the Aspire card in around Feb 2019. I was charged partial AF in May 2019 which I paid and Now I am charged full $450 AF recently.

What should I do? Any credits or free night I can get again ?

What other Amex card can I convert this to? Can I cancel it to avoid the AF? Will they Claw back by Hilton points in my Hilton account? I already have the no fee Amex Hilton card and my wife has the Amex surpass card.

I just had a chat with Amex agent and what I learnt is:

i was charged prorated $150 AF first in May 2019, it is a partial AF now in Sep I am charged full $450. Upgraded in march 2019. my card used to be the no fee hilton.
card anniversey is 08/2016, the rep said.

Do I get free night and airline credit again before i am charged another full $450 in Sep 2020?

Cancel or convert?

Tech Talk / Pop up ad blocker for amazon fire tablet?
« on: August 08, 2019, 02:31:30 PM »
 Adblocker for Amazon Fire Tablet?
Mine is the fire 8 tablet without special offers. So I don't see bunch of annoying apps when opening my tablet but I still see annoying pop up ads when I go to facebook or search website. When watching youtube videos,too many annoiying ads on the side of the screen or below the screen.  I have the amazon's appstore and I downloaded and have google play store app on this tablet. Any good adblocks that is free and will work on this tablet?


I have the Pandora Plus that I got free from tmobile sometime ago.

 I don't download  music on my IPhonee and I don't have downloaded songs on my Iphone XS.

I like to listen to music on my Iphone on long flight but there is no data or wifi.

Which apps or free music service allows free listening, searching without data or wifi?


Have this card for 8 years and I am LUXE status for life. One of the benefit is the $15 " surprise birthday" code you get via email and mail during or just before your birthday. But I didn't get it. When asked online in chat, they say that benefit is changed to "STORE ONLY" and that I have to ask for it in store at gap , oldnavy or br stores.  So weird to have to ask for it and at stores during purchase. I told them why I wasn't notified of this change. They had no answer. I checked at  store and they told me they have NOTHING to do with this and they can only take off if we have something to show them for them to scan or enter in their system.

When I called the card customer service on phone, they told me this birthday benefit is removed completely.

Anyone know this?

Credit Cards And Finance / Amex Hilton Aspire Upgrade worth?
« on: March 18, 2019, 05:44:38 PM »
I have 3 no fee amex Hilton cards, previously from the Citi Hilton cards. I finally received the upgrade offers on all three of my Amex no fee Hilton card but it is to the ASPIRE with massive $450 AF.  I think it is useless since I have to spend $250 credit at some Hilton resort hotels, not any Hilton hotels to get the $250 credit. Most Hiltons are not resorts right? Then airline charges to get the $200 airline credit. Decent bonus offer but hard to offset the huge AF. Not to mention the huge $4k spend which amex monitors like crazy! lol.

I am short on Hilton points but big fee and big spend req are pushing me back.

I wish I had the offer to upgrade to ASCEND.

Any advice and opinion?

Never knew this until yesterday when i logged in on my Barclay aadvantage card account where the $2: 60 charge  due in early July was late by 60 days. I paid all including the $22 in late fees. I was supposed to have my statement sent to my email.

My score was about 800 always and now today it is 726. Credit karma report says the following.

New Delinquent Status Reported
There is 1 account reported as delinquent on payments on your credit reports.
Account    Type    Balance    Days Late    Reported By
BARCLAYS BANK DELAWA    Credit Card    $12    60 days late    Equifax
BRCLYSBANKDE    Credit Card    $12    30-59 Days Late    TransUnion

I spoke to Barclay card rep to help me with removing the negative report but they told me they simply can't and just asked me to contact the credit bureau myself.

What tips can you provide for successful removal of the late payment report  my score  back to what it was?

It seems Equifax doesn't pick up phone? Trans union rep told me they will file dispute for me.



About 2 months ago, I ordered a sofa set from an online merchant that sells varieties of furnitures. I paid about $1200 including $100 for 5 year warranty for it using my Chase Hyatt card. It is not one of those known furniture companies like Ashley.

I waited a month for it and  they had good deal on the sofa compared to what Ashleyfurniture charges for the same sofa. During the day of delivery, 2 two young guys( i mean thin college going young guys) attempted to bring my sofa in my home for set up as  the price includes delivery and set up. Before bringing my sofa in my home, one of them asks me to sign a waiver that says I am accepting sofa whether it is damaged or not. Of course I refused it cos the sofais not in my room and i haven't even inspected it yet. The stairway to my 2nd floor has good amount of spaces and I live on 2nd floor of the 3 floor condo home. The guy later says  they are unable to bring it in my room cos the space  on the stairway is too tight.  So they left with the sofas and I contacted the merchant about what happened. after 2 weeks, they refunded only about $600 of $1200 I paid and they say it is for  returning the sofa back and 25% restocking fee including return shipping blah blah. I disputed the amount with Chase and while the case was pending, i went to a local furniture store and bought a similar sofa set which was easily delivered and set up by the 2 local delivery guys.The space was never a problem, i bought, refridgerator, king size beds, wall entertainment center  and all were delivered from the same stairways.  I had to do multiple HUCA for Chase to understand my case and one of the agent finally credited me back the remaining $600. Now I get bunch of letters from Chase saying the credit was temporary and the merchant has responded back saying the charge was valid, blah blah due to restocking fee, return fee and the sofa didn't fit my stairways blah blah. I was asked to respond to their charge back response, so I responded back the same way I did when I first filed the dispute. I have been saying the delivery people for merchant took the sofas back, I didn't return  or keep the item. The delivery guys wanted me to sign waiver even before I could see my sofa. I also told them the story about the sofa not fitting the stairways is not true cos i have recently bought a sofa set that were easily brought in my room and I have many other big furnitures brought in using the same stairways during my recent move. I filed BBB complaint against the merchant for  scamming me $600 for nothing and they refused to refund.

What is the best way to resolve this so I get my $600 back? Chase told me they will send my 2nd response back to the merchant and visa and then they will issue final decision.


Goods For Sale/Trade / Club Carlsons Hotel free night Certificates
« on: February 27, 2016, 02:54:31 PM »
I have Club Carlson E certificates (3)  and each are good at one free night at any of their properties in the world, not just domestic including top properties in  like NY, PARIS, LONDON. They are good not just in US but anywhere they have property. Value of each of the E certs can be up to $500 or a more depending on room rates They have Radisson Blu, Radisson, Park plaza, Park Inn  and Country inn. My selling rate is $200  for each

Let me know if interested!

I have ORD-HKG on CX flight and  we all have booked biz seats and one of us is our 2 year old son. He will be 23 months when he flies on this.

Now CX website mentions  NO CAR SEAT ON  business class seats of this plane. Their website says they have  Child Restraint Seat (CRS) we can use.
I also don't think you can use the CARES on this seat.

So he has 2 options I guess, sit on his own seat with the seat belt or use the CRS CX provides. If we choose CRS, it says "Once installed, the Child Restraint Seat cannot be reclined or removed from the seat it occupies until after landing. That means he can't take advantage of the lie flat seat that can be turned in to a bed for  sleep?

I don't think  it should be an issue  for him to be able to sit on his own with the flight's seat belt at almost 2 yrs? We can hold on on our lap during take off and landing.

What do you suggest?

I also have some shorter flights booked on coach seats for all 3 of us on Jet Airways and than return would be on Qatar A350 business class seats.

The Car seat although not heavy is big, bulky and very inconvinient to carry around with you at terminals,  landing.


I have both TY Preferred and TY Premier card and have points on both.

If I book any flight on TY travel website, do I get more value for flight booked with points from Preferred card than the Premier card? The flights I am looking to book are non AA flights. I thought I would get more value with Preferred points only on AA flight.

If Preferred card points are better for flights, can I combine the points from Premier to Preferred and my Premier card points become preferred card points?

The combined points won't expire in 90 days and still can be transferred to those transferable partners?


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