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Topics - izzchuck

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Credit Cards / Joint Accounts
« on: May 26, 2013, 11:32:49 AM »
I searched but couldn't find a suitable thread, so here goes: about six months ago I tried to sign up my wife for credit cards but they wouldn't approve her for  anything besides the beginner cards.  So I got advice to make her a joint card member  with my chase accounts. The advantage of becoming a joint over an AU is that they backdate the  credit information of the cards from the beginning of when the cards were open. So I added her to a BA card with an 8000 CL and a united card with a 5k CL. Lo and behold she started to get approved for her own cards! My first hiccup was that when I tried opening anew card with chase, I was declined and when I called recon, and offered to transfer some credit from my BA  the computer flagged it because I had A joint.  So I figured no big deal, I'll fill out the form requesting to take my wife off my cards and I faxed it in knowing I still had 30 days to call back recon to get the card approved.  I was in for a little surprise however, they declined my requests on both the BA and the united due to too many requests for credit! To add insult to injury, they did a hard pull as well. I tried calling recon but they no matter how many times I HUCAed they wouldn't budge. I basically gave up. And now that I had my annual fees coming up for both cards I figured I would close the united and transfer the credit line to the BAcard. Randomly my wife got a letter from chase saying that she could fill out a form specifically for the BAcard requesting to be removed as a joint card member.  When I called chase they assured me that It was guaranteed to be approved without a credit pull, but that it was only applicable to the BA card and not the united. My question Is as follows: I would like to keep the 5k that I had with united and close the card and transfer it to the BA. Do you guys think that now that there will be  a 13k CL on the BA they won't approve my wife's request.

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Credit Cards / Wife's maiden name getting approved
« on: May 14, 2013, 09:52:23 AM »
So I've been trying to get my wife approved for Amex and nothing was doing.(Ive Been applying for her with her married name) They Consistently turned her down saying they need her tax returns. Now I got a targeted offer from Amex In her maiden name. I applied today in her maiden name and she got approved Instantly for Starwood and the gold. Does that make any Sense?

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General Discussion / Finish dishwasher detergent
« on: April 09, 2013, 10:46:56 AM »
Anyone know if it needs a hechsher? TIA.

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Deals/Deal Requests / Looking for a deal on a crib
« on: February 26, 2013, 12:40:46 PM »
Looking for a deal on a crib. Thanks.

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Deals/Deal Requests / Looking for a deal on a water urn
« on: December 30, 2012, 09:47:06 AM »
Any suggestions?

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Goods For Sale/Trade / 3 Charles tyrwhitt shirts for sale
« on: December 26, 2012, 02:03:50 PM »
Selling 2 size 15/35 white twill non iron regular fit French cuff shirts. Also selling 1 15/35 white twill non iron slim fit spread collar French cuff shirt. Asking 45 dollars a shirt and only selling if you can pick up in Lakewood. PM me if interested.

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Deals/Deal Requests / Charles Tyrwhitt Master Thread
« on: November 26, 2012, 01:29:52 PM »
Hey guys There is a deal on Charles Tyrhitt by phone only. Their number is  866 797 2701. You must mention code RFP9 and youll get 34.50 a shirt (in dollars, not pounds) plus free shipping! The non-iron are officially 39.50 but huca and youll get them for 34.50

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Deals/Deal Requests / Looking for deal on tires in Lakewood
« on: November 20, 2012, 03:35:18 PM »
Hey guys Im looking to buy 2 hancook optimo h727 tires for a good price and have them installed hopefully by the same place as where i get the tires in Lakewood. Thanks

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Credit Cards / chase ccs
« on: October 25, 2012, 01:34:21 PM »
Hey Guys,  Ive had 3 CCs from Chase for 7 months- the British airways, United and Southwest cards. I want to get the freedom due to the rumor that Dan posted but I am unsure if I should waste a hard pull on the freedom. Do you guys thinks it's worth it to do a 2bm or 3bm and if yes, what cards do you guys recommend. Please keep in mind that I'm looking for Great signing bonuses and the Sapphire is a card Im hoping has a great offer soon. So I hope to wait on that. Thanks

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Credit Cards / spg match
« on: August 16, 2012, 08:09:23 PM »
Just Wanted The Guys To Know, I Called up Amex to complain about not receiving the 30,000 point offer for the spg card( I signed up for the card last year when it was the typical 25,000). Ludicrous? The first agent I spoke to thought that.I then called again and got 2500 starpoints in compensation.

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