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Credit Cards / Re: capital one recon
« on: November 25, 2019, 10:25:28 AM »
Anyone ever have success? They seem to be incapable of reconsidering an application.
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Credit Cards / Re: Misc Credit Card Questions
« on: November 25, 2019, 10:25:00 AM »If you've gotten any Chase card in the last 30 days. There is a 1/30 rule guideline (1 card every 30 days) for the business cards, so you want to wait until you're at least past that. You'll get a denial unless you haven't gotten ANY (personal or business) Chase cards in the last 30 days.Thank you. I applied for biz first (got 7-10 days), but didn't wait for approval before applying for a personal. Guess we'll see.
So firsr biz then after approval a personal should work.
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Credit Cards / Re: Misc Credit Card Questions
« on: November 24, 2019, 01:39:24 PM »YesDoes 1/30 mean 1 Chase card per 30 days? Can you bypass that by going for 1 biz and 1 personal?
Be careful of other rules
5/24
1/30
50% CL to income ratio
You know the rest
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Credit Cards / Re: Misc Credit Card Questions
« on: November 21, 2019, 04:37:36 PM »
For chase card signups that say you can’t have the same card currently open, can you close it today and apply tomorrow?
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Tech Talk / Re: Smart homes
« on: November 14, 2019, 10:42:31 PM »Toy is probably not far off the mark. Don't get me wrong, I prefer the convenience of the home automation - not just for Shabbos/YT, but also during the week. But I also hate the idea of fragmentation. While we have things like Wink, Smarthings, and Homekit, etc. to consolidate controls, they really are a hodgepodge of technologies. I'm sure that eventually I'd be able to settle on a single EcoSystem, but at what expense? At this point I am not going to replace all of my lights, themostats, etc.Everything I have so far, I can use Alexa for. Haven’t found it to be a hodgepodge.
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Tech Talk / Re: Smart homes
« on: November 11, 2019, 10:26:59 PM »https://www.dansdeals.com/more/dans-commentary/smart-thermostat-get-cyber-monday-experiences-trying-find-perfect-one/Yes, I've read it before. Seems like sensors are the main reason to get ecobee/nest vs. non-name brand one, and even still you can likely learn your schedule yourself to know what to set temp at (as our parents and grandparents did for decades
) but they're cheap enough now that I think I can splurge for a toy.
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Tech Talk / Re: Smart homes
« on: November 11, 2019, 10:17:50 PM »
Also someone pointed out that I can manually test for a few nights (just like I mentioned above for day time) and learn what temperature is comfortable in the rooms at night and then just use the schedule mode on any tstat to have it set at X temp by day (whatever is comfortable in the living spaces) and X temp by night (whatever is comfortable in the bedrooms). So that defeats that benefit of the sensors.
Now I think it comes down to the true reason to buy a nest/ecobee... because I want a cool toy.
Now I think it comes down to the true reason to buy a nest/ecobee... because I want a cool toy.
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Tech Talk / Re: Smart homes
« on: November 11, 2019, 10:08:53 PM »You are also missing the point of the remote sensors. You are correct in saying that if you choose all of them in the comfort setting it will avg all of them together. However, this is the way I use it. During the day I have it focus on the thermostat and a remote sensor in the living room. At night I have it look only at the sensors in the bedrooms. This way I avoid heating the dining room when no one is there.That is very interesting. I didn't know it works like that. My bedrooms get too hot, so it would be nice at night to have it only use the bedroom sensor. Thank you!
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Tech Talk / Re: Smart homes
« on: November 11, 2019, 02:52:43 PM »
Is this correct? If you have to disable the "smart" features of the Nest / ecobee for Shabbos every week, then you have essentially killed the thermostat's "smartness", right? It no longer can learn when you're home/away, etc. to have better energy usage.
Then if so, I would think the only useful features of a smart tstat are:
1) the ability to set a schedule and turn it on and off from your phone/Alexa, and
2) the room sensors (which seem to just average out the temp, and therefore you can also just manually play with your temperature for a few days until you learn what temp makes your whole house as comfortable as possible)
In that case, why not just be a cheaper smart tstat? A honeywell, or even this $4 one...
Then if so, I would think the only useful features of a smart tstat are:
1) the ability to set a schedule and turn it on and off from your phone/Alexa, and
2) the room sensors (which seem to just average out the temp, and therefore you can also just manually play with your temperature for a few days until you learn what temp makes your whole house as comfortable as possible)
In that case, why not just be a cheaper smart tstat? A honeywell, or even this $4 one...
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Trip Reports / Re: @Yehuda's July 4th Getaway to the Hyatt Regency Chesapeake Bay
« on: November 07, 2019, 04:11:56 PM »Nice TR. I am expecting a hectic summer this coming one,so was thinking about going here. Did you look into seeing if there is a local Chabad that does food delivery?Thanks. I did not, but now that this place has become Jewville, there may be others who know more about the recent Kosher situation here.
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Tech Talk / Re: Video Doorbells (Nest, Ring etc.)
« on: November 07, 2019, 12:41:59 PM »
Ring chat just told me:
"There is a small battery in the doorbell pro but it is not used to power the device it is used to save the settings." Upon probing further, I got: "Unfortunately I do not have any other information to provide, regarding the engineering of the device and the specifics of every component."
"There is a small battery in the doorbell pro but it is not used to power the device it is used to save the settings." Upon probing further, I got: "Unfortunately I do not have any other information to provide, regarding the engineering of the device and the specifics of every component."
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Tech Talk / Re: Mincha Reminder & Check In System
« on: November 07, 2019, 11:01:41 AM »
At my office, 1 guy sends out an Outlook calendar each day. I've done it some days in his absence. It takes 2 minutes to create a new event and c/p the attendee group into the "to" field. The bigger issue is chasing down the 10 people since ppl tend to not respond.
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Tech Talk / Re: Video Doorbells (Nest, Ring etc.)
« on: November 07, 2019, 10:58:00 AM »
Has anyone figured out yet whether the small battery in the Ring Pro still does anything if you cut power to the ring?
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Destination Guides And Trip Planning / Re: Is Zika Changing How You Travel?
« on: October 18, 2019, 01:02:12 PM »
Per this page, many Caribbean islands have 0-5 cases reported in 2018-2019...
http://www.paho.org/data/index.php/en/?option=com_content&view=article&id=524&Itemid=
http://www.paho.org/data/index.php/en/?option=com_content&view=article&id=524&Itemid=
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Credit Cards / Re: Citi reconsideration
« on: October 17, 2019, 03:39:58 PM »Applied for a Citi card last night. Got the 7-10 message. Is this pretty much an instant decline?Got this message today. Called recon, they asked a few verification questions and approved.
Here's the message I received. "Thank you for your Citi ThankYou® Premier Card application. We're still reviewing it. Depending on how quickly we're able to process your information, we may post a decision here in 24 hours, so feel free to check back then. We'll be in touch in approximately 7-10 days via mail or email with a decision."