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when being careful not to use more then 20%, is the percentage calculated per card on its own, or combined of your complete credit line on all cards?card on its own
You can spend the full $5,700 and pay it off or refund it I suppose.i was thinking of that, but that means i would once again be using 100% of my limit (at least that one time) which will take my score down another few points, and will continue ruining my record of never using more than 20% of my limit (even if it will help me in the long run).
Im pretty sure that its 56k point for a ticket on ElAl only.yea if im not mistaken they give you a el al flight fot 56 and they claim it would cost you 80 with another card
Does anyone know the details of the HAS Advantage credit card, like how many miles you get per purchase, and how many are enough for a free flight? Also is there a sign up bonus? Annual fee? I couldn't find any info on the website.they r sopposed to have a good deal with el al flights and there is a reference bonus so if you know anyone that has the card you can say he told you about it and split the money
i opened a bank of america student card 6 months ago and applied a few times (about 3) for other cards and was denied. Any ideas why? Is it b/c ive been using most of my credit limit?if you want to build up good credit score you should not be using up more than 30% of your available credit [some say that less than 15% is the best] but if you use up more than 50% you are doing harm to your credit, cnn says not more than 35% http://money.cnn.com/2006/07/10/pf/credit_killers/index.htm
you can get the refurb on buy.com for 134.99 today i think That's a good pricei think they had a 8 gig nano video referbished on woot like 2 weeks for 100$ so i wouldent pay 134 when u can get a new one for a few bucks more
make beleive you did not know and take chances. Put on you license a different address. Let me tell you if the insurance company has to shell out over a hundred thousand dollars they will investigate you and your place of residence if you should have, been covered by them and you were not. They Will Sue You if you should have been placed on the insurance.this is true, i have the same problom i was the first in my family to get a license and i felt bad about the cost that my father will get, so i thought i will just change my address and this way im just a visiter at home so there is no charge and thats it, but i asked a frum insurance worker if that will work and he told me if you get a scratch on the car that costs 500$ to fix then it will prob be fine but if they need to pay for someones lambrgini then they will investigate, so i ended up telling the insurance company that im away from home most of the time so insted of 1600 more a year its only 800 more a year i am still taking a risk but at least im somewhat covered, and btw there is not such a big difference between one son and three sons the big cost is for the first son