Messages

1

Credit Cards And Finance / Re: Points/Miles Values NO BUYING/SELLING ALLOWED

« on: January 06, 2019, 09:43:11 PM »

When I shop around I am not quoted the same as in the wiki. Why is that???

2

Credit Cards And Finance / Re: Points/Miles Values NO BUYING/SELLING ALLOWED

« on: December 24, 2018, 10:10:19 PM »

And everything?

Well, how could I have phrased it better??

3

Credit Cards And Finance / Re: Points/Miles Values NO BUYING/SELLING ALLOWED

« on: December 21, 2018, 10:59:54 AM »

What is highest going rate for Chase not clean account large amount?
And Amex MR also large amount?
And United?
SPG?

4

Credit Cards And Finance / Re: Chase Sapphire Reserve BENEFITS master thread

« on: August 08, 2018, 01:28:31 AM »

I need to book a car rental. Which card gives better car rental collision waiver protection: Chase Sapphire Reserve/American Express?
If Amex does it need to be a travel card specifically or any Amex?

5

Credit Cards And Finance / Re: Misc Credit Card Questions

« on: April 06, 2017, 02:06:55 AM »

Do you also have a personal one? I don't know what it means (if anything.....) but I applied for a delta personal and business cards and the personal still shows normally but the business changed to dummy code.

Same here. Personal looks fine and business is dummy code. I think it was like that from the start, didn't change to that.
But it's approved, so does it really matter? It does look strange, though.

6

Credit Cards And Finance / Re: Misc Credit Card Questions

« on: April 05, 2017, 01:01:26 PM »

One of mine also says dummy code, not sure why.

By me it also says dummy code for SPG business. First time app for SPG

7

Deals/Deal Requests / Re: Cuties Baby Diapers Size 1, 50-count, Pack of 4 - $9.50 after coupon

« on: April 04, 2017, 10:39:27 AM »

Size 2 only $7.34 after coupon! That's 4.36 cents!

8

Deals/Deal Requests / Cuties Baby Diapers Size 1, 50-count, Pack of 4 - $9.50 after coupon

« on: April 04, 2017, 10:33:52 AM »

After coupon. After 20% subscribe and save discount. Less than 5 cents a diaper! 4.75 cents

9

Credit Cards And Finance / Re: Amex Platinum Master Thread

« on: March 28, 2017, 01:11:39 AM »

or 3 times #TripleDip

I unfortunately missed that. I had a good offer and it expired and had to wait for a new one. By the time it came it was already January....

10

Credit Cards And Finance / Re: Amex Platinum Master Thread

« on: March 27, 2017, 12:32:07 PM »

So or keep the card or get rid of the points

So all of you signing up for platinum cards keep it for the full year?

11

Credit Cards And Finance / Re: Amex Platinum Master Thread

« on: March 26, 2017, 08:11:18 PM »

yes a big 1. I had some clawbacks like that.

You downgraded the card to a green and then got clawbacks for the sign up bonus??? Was your spend legitimate?
This was a large signup bonus which I wouldn't wanna risk losing, but still paying $450 is a lot. I pushed off applying and then missed the 2016 credit...
The spend was all legitimate spend by me.

12

Credit Cards And Finance / Re: Amex Platinum Master Thread

« on: March 23, 2017, 10:48:26 PM »

No. Did it a week ago via chat

Was it also a Business platinum? What did you say?

13

Credit Cards And Finance / Re: Amex Platinum Master Thread

« on: March 23, 2017, 10:47:36 PM »

So call and change it

My question was if it's safe to call in about this. If they have a special team reviewing platinum card changes. All the other cards can be done via chat.
Is it a red flag if I try to downgrade a card that was opened a little over 2 months ago?

14

Credit Cards And Finance / Re: Amex Platinum Master Thread

« on: March 23, 2017, 06:11:53 PM »

what should be the problem?

No. Did it a week ago via chat

I tried via chat and they said as of a month ago there's a dedicated line for that and I must call in to make the change. It sounds a little suspicious.
Also upthread I read that it's been this way for a while.
Now what to do?

15

Credit Cards And Finance / Re: Amex Platinum Master Thread

« on: March 23, 2017, 02:47:08 PM »

Is there any problem lately with downgrading a Business Platinum to a Business Green?

16

Credit Cards And Finance / Re: Being a cosigner to a lease is it good or bad for my credit

« on: March 23, 2017, 02:42:03 PM »

What about being a cosigner on a mortgage? How does that affect the credit?

17

Credit Cards And Finance / Re: Misc Credit Card Questions

« on: July 14, 2016, 01:49:44 AM »

that has nothing to do with this

Sorry if this quote is from a long time ago...
I was just trying to say that they could come after you even if it's after a long time.

18

Credit Cards And Finance / Re: Misc Credit Card Questions

« on: June 29, 2016, 08:03:35 PM »

i mean that I got some payment on my account for over 2k which posted about 2 months ago and I have no clue who paid it and was wondering if amex could take it off my account or if after a certain period of time its too late for them to take it back. Bekitzur should i make a l'Chaim for getting a free $2100 payment to my account.

I requested a credit balance transfer to another card, and in the end they sent me a check too. After a few months they did a "debit for misposted payment"

19

Credit Cards And Finance / Re: Misc Credit Card Questions

« on: June 08, 2016, 07:54:32 PM »

update: I was approved today for all 3. I have opened way more than 5 cards in past 24, though, I have disputed a few inquiries on my report that was pulled from Amex a few days apart. Not sure if tha helped.

I only had slightly more than 5, not way more, and was not approved.

20

Credit Cards And Finance / Re: credit score

« on: June 07, 2016, 10:59:52 AM »

So I guess I have to redispute it?

Seems to me that he said it was verified as legitimate. So why redispute?