Messages

1

Credit Cards / Re: Paypal Master Thread

« on: July 29, 2020, 09:53:56 AM »

If you're being paid for a service why the need to go through PayPal?

  The reason why one would select goods and services would it be to get the purchase protection.

   If you enjoy paying fees go for it.

 There's no one forcing you to use goods and services while you can use friends and family no problem.

 Don't see why it would be the terms & conditions that you have to use Goods for sale in paying for a service and if you decide to use friends and family and take the risk you're not allowed to?

 Meaning you're not tied down to PayPal, you can use any service out there if you're just looking to send cash.
  With that being said look at it as if it's a friends-and-family payment.
  You can use zelle to send and receive payments for free.

I know I have other options, I'm just saying that some of my customers prefer paypal, for whatever reason.

Anyway, I found this in the User Agreement:
"You must not use the “send money to a friend or family member” feature in your PayPal account when you are paying for goods or services."

Not sure what to make of that.

2

Credit Cards / Re: Paypal Master Thread

« on: July 29, 2020, 09:30:21 AM »

You do a favor for a friend they can pay you with friends and family.

 The only reason to do for good and services would be if you want purchase protection.

 For the same price you can use Chase QuickPay or zelle, venmo, Google pay..
 List goes on for free services to send cash.
 So unless you're dealing with goods for sale don't bother paying the fee.

My question is if it is against Paypal's terms. People ask if they can pay me with PayPal. I don't wanna eat the fee, and I don't wanna tell them to cover the fee, but I don't know if I feel comfortable asking them to use the friends and family option if it's against Paypal's terms.

3

Credit Cards / Re: Paypal Master Thread

« on: July 28, 2020, 11:01:19 AM »

If someone is paying me for professional services (on a regular basis), is it against the terms to use the friends and family option in order to avoid the fee? Or do they just lose out on purchase protection?

4

COVID-19 Discussion Board / Re: NJ Stay at Home Order

« on: March 21, 2020, 09:51:45 PM »

How about stop yourself.  Only reason they are putting rules in place is because people cant control their own movements

I haven't left the house in a week, and I plan on driving door to door and then staying there for a month. But thanks for the advice.

5

COVID-19 Discussion Board / Re: NJ Stay at Home Order

« on: March 21, 2020, 09:12:20 PM »

It means stay put as much as you can as not to make this crisis worse.

If I try to drive cross country, you think they will stop me?

6

COVID-19 Discussion Board / NJ Stay at Home Order

« on: March 21, 2020, 08:48:03 PM »

So if I was planning on going away to relatives out of state for pesach, do you think there's any chance it will work?

7

General Discussion / Re: any accountants out there that i can ask a question?

« on: March 15, 2020, 03:05:35 PM »

My kids' school requires each family to give a certain amount toward the school's building fund. Is that considered a charitable donation for tax purposes?

8

On The Road / Re: #Bonvoyed - Master thread - Post all Bonvoyed related content - Only Negative

« on: January 30, 2020, 01:16:35 PM »

Try booking then cancelling.

Does that work? Anyone have any experience?

9

On The Road / Re: #Bonvoyed - Master thread - Post all Bonvoyed related content - Only Negative

« on: January 30, 2020, 01:09:35 PM »

1. You can transfer 100k/yr.
2. https://www.dansdeals.com/points-travel/milespoints/mileage-expiration-guide-for-38-loyalty-programs-how-to-keep-your-points-from-expiring-and-how-to-bring-them-back-to-life-after-theyve-expired/

I read that thread, but I was looking for more details.

I have no way of earning more points, and I'm not interested in booking a stay before my points expire. Do I have any other options other than buying gift cards?

10

On The Road / Re: #Bonvoyed - Master thread - Post all Bonvoyed related content - Only Negative

« on: January 30, 2020, 12:30:35 PM »

2 Questions:

1) Can you combine Bonvoy points from two accounts?

2) How do I prevent points from expiring?

Thanks.

11

Credit Cards / Re: Chase Complimentary DashPass

« on: January 10, 2020, 08:57:39 AM »

I signed up from chase app in CSR card benefit tab. linked to doordash app, worked perfectly

This didn't work for me, but I was finally able to get it to work normally on a computer. I had to delete my card and add it again.

12

Credit Cards / Re: PSA: Totalled auto lease can affect your credit score

« on: January 09, 2020, 07:20:37 PM »

its showing my overall credit being mixed in with my cc spend and my new loan. so lets say my reg spend is $10k its showing $20k.

Ok but they still don't count them the same. There's no way they count it in your credit utilization.

13

Credit Cards / Re: PSA: Totalled auto lease can affect your credit score

« on: January 09, 2020, 01:49:46 PM »

its stupid that this is the way they report a car lease.

imagine if when you buy a house and have a $500k mortgage show up as reg spending on your credit report. wont be pretty.

shouldnt it be that just the actual monthly payment be reported? and have as a separate category the full loan amount.

this for sure effected my score but i think its hurting more now bec i was doing a large amount of spending recently (pay bills on time, some after closing of statement) plus i opened a few cards recently. my score a few months ago was around 810 now its at 717. think fico 755

I'm pretty sure you have something else going on.

My credit score has never gone down more than a few points due to a new lease.

I just checked my credit report through Chase Credit Journey. My mortgage, car lease, loans, and credit cards are all listed the same way - they all show the outstanding balance as well as the minimum monthly payment.

Also, it is definitely not the same as putting the total amount of the lease on your credit card, because then it would count toward your credit utilization.

14

Credit Cards / Re: Chase Complimentary DashPass

« on: January 09, 2020, 12:14:18 PM »

I added my Sapphire Preferred card but I see nothing about this promotion.

Anyone know how to get it to work?

15

General Discussion / Re: Coffee machine for a shul

« on: December 30, 2019, 03:41:44 PM »

The Bialystoker Shul on the Lower East Side has a fancy commercial Keurig machine. It's hooked up to the water supply and it also gets rid of the used k-cups.

At least that's how I remember it. I haven't been there in a while.