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Messages - Samb

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1
Credit Cards And Finance / Re: Chase Sapphire Reserve
« on: April 16, 2021, 04:24:44 PM »
If had CSR used 300 credit and 60 DD credit, downgraded to freedom (so can get CSP). If I upgrade the same card back will I get the credits again, or should I upgrade another card. Any other reasons which card to upgrade, will annual fee be the same last renewal was 450?
Thanks
You donít get again the credits. Annual fee will be charged prorated based on the time left till the end of year.

2
Credit Cards And Finance / Re: Misc Credit Card Questions
« on: April 14, 2021, 10:28:02 AM »
I don't think upgrades are considered an "approval".
FYI.Max approval in seven days no longer exist. You have a max of 2 cards in 90 days no additional max for 7 days

3
Credit Cards And Finance / Re: AMEX "Lifetime" DPs
« on: April 14, 2021, 10:24:47 AM »
Mark Ostermann's DPs say nogo at 3.5 years and go at 4.5 years.
You need a lot more data points then one. His wife may have gotten the PopUp for many reasons that people are getting popup even if they never had the card. And he may have not seen the PopUp for many reasons people get targeted to get the same card again etc. Donít see any conclusions. Any body that opens their eyes will see 1000s of different experiences on Amex PopUp accross the web. Itís silly to  try to make conclusions based on one datapoint. We need to see a trend

4
Credit Cards And Finance / Re: Chase Sapphire Reserve
« on: April 11, 2021, 10:03:01 PM »

looking for another opinion just to be sure. anyone have experience with this?
never saw issues with this.

5
Credit Cards And Finance / Re: Capital One Business Spark card
« on: April 11, 2021, 01:47:09 AM »
Just got all my cap1 accounts shut, haven't used them hard in a while, only trigger I can think of is that I switched my address on file to my new residential address 7 days prior to being shut. Anyone to talk to to get reopened or waste of time?

Shutdown reason was - "card usage not as expected" no games were played with the spend.
Dm me

6
On one of the lower end cards dan wrote that it gives the au an additional $1,000.
Was wondering if it also applies for the platinum....?
Platinum it will depend on what level the AU is. If green or gold then no return protection and if platinum yes

7
Hello everyone,
If I get the Amex pop-up that I'm not eligible for the welcome bonus, does it also mean the 0 APR, or just the bonus points?
On business cards you still get the 0% apr

8
Annoying as it is that is there policy.
+1

9
There's a maximum of 12  purchases per transaction that can be redeemed at a time.

How often can i redeem 12 purchases per transaction? One after the other? Per day?
i did one right after the other one successfully

10
Credit Cards And Finance / Re: 2/3/4BM Master Thread
« on: March 08, 2021, 12:33:17 AM »
"bm" has nothing to do with how many pulls you receive.
A better question would be is applying for a Chase personal and business card in the same day one or two pulls.  ;)
Chase same day application results in Two pulls. And as you said 2bm garbage is dead for years already

11
Credit Cards And Finance / Re: 2020 1099-Misc for Referral Bonuses
« on: February 28, 2021, 08:42:45 PM »
Any way to call to see if one was issued or to check online?
I only got Amex not Chase

12
Credit Cards And Finance / Re: Citi AA Master Thread
« on: February 25, 2021, 04:53:41 PM »
I think @AJK meant "following an attempt to get the executive office to grant you the SUB" CMIIW.

You can call them at 1-888-766-2484
Number is wrong

13
Credit Cards And Finance / Re: Capital One GM Card
« on: February 25, 2021, 04:51:11 PM »
Doesn't all Chase cards also have CDW in Israel?
And all Amex cards......

14
Credit Cards And Finance / Re: Chase Sapphire Reserve
« on: February 25, 2021, 04:48:52 PM »
Can I claim the "meal" reimbursement for dinner with proof of cancellation, or will they ask when my changed flight was?
Trip delay insurance will cover if your flight was delayed for more then six hours for meals and lodging. Does that apply to you?

15
Credit Cards And Finance / Re: Chase Sapphire Reserve
« on: February 23, 2021, 12:54:47 AM »
Anybody familiar with the travel delay/cancellation insurance. Flight (mileage but used CC for taxes) was canceled due to weather however was able to get a different flight to an airport a few hours away. Can I claim the insurance for car rental reimbursement to get back to my original location?
Not covered

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