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Goods For Sale/Trade / Re: Ebay gift cards for sale
« on: January 24, 2021, 10:53:22 AM »
Buying gift cards 92%obo
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Still would recommend. My wife says it's one of the most comfortable mattresses she's ever slept in. (FWIW, I think hers has stayed a bit firmer than mine, in a good way, but I could be imagining it.)Which Dreamcloud do you have the regular or premier? Do you know the difference between the two
Not sure if the hybrid makes it different than reguler ol' Casper Wave, but that's what we got first and we returned it. I could have kept it and slept fine, but wife disliked it a lot. And we both prefer Dreamcloud.
No risk to trying it either -- free year risk free.
No points.Many of my friends and family members who refinanced now, did not need one.which bank is 2.65?
No points.Many of my friends and family members who refinanced now, did not need one.if you are taking out a mortgage that is much lower than the value it may not need a appraisal
I don't think it depends on how old the previous appraisal is or which bank it is. The banks all (mostly?) seem to be using the same system that will either require or not require an appraisal. According to the mortgage brokers I spoke to, it's 50/50 of the system will require an appraisal or not, but highly doubt that's a scientific number. I would try to find out more from the mortgage broker if I were you. I was just pointing out that it's not a given.2.625% no points?
As an aside, the mortgage broker I went with in the end, gave me a rate for 2.5/2.625% (I missed locking in at 2.5%), a couple of weeks ago. 30 year, conforming loan, refinance in NJ.