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Messages - aj26

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1
General Discussion / Re: Dans Deals Employment Agency Thread
« on: August 06, 2020, 11:16:03 PM »
Local Monsey Company looking to hire a full time book keeper. Great job opportunity in a growing company. Great pay for the right candidate. We are looking for somebody to manage all financial aspects of the company. Great frum office environment.
-Must have prior bookkeeping experience in an office environment
-Knowledge of Microsoft excel and office required
-Must have strong organizational skills
-Microsoft Quick-books proficiency required for this job

Please PM any leads.

Quickbooks is not a Microsoft product

2
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: March 04, 2019, 07:33:03 PM »
Buying 1 cat 4 cert. need for tonight

3
Just Shmooze / Re: Screwed by a CPA-Any advice?
« on: July 26, 2018, 11:54:02 PM »
Are you sure your even eligible for the credit.
Most cpas miss on a lot of tax planning ideas and tricks. No one cares about your money more than you do

4
Goods For Sale/Trade / Re: Kohls cash
« on: July 20, 2017, 11:28:07 AM »
Looking for $60 in KC at 60%.
PSA: Kohls cash is no longer exchangeable for store credit by buying and returning. Now when you return, they give you new KC that expires within 90 days.
Someone up at corporate is figuring out all the loopholes

5
Destination Guides And Trip Planning / Re: San Diego Master Thread
« on: July 16, 2017, 02:52:09 PM »
I called they do have a 2br suite- but I can't book it with my 5 night certificate unless I upgrade 10k points per night 50k total. Is the upgrade worth it? Or should I just hope they upgrade me anyways as a gold member?
Isn't that a Cat 6? Did you use extra points for the upgrade?

6
Goods For Sale/Trade / Re: Looking to Purchase Lowes gift cards
« on: June 29, 2017, 07:56:13 PM »
Buying at 10% off

7
$300K
-$130K Fed+NY+NYC tax
-$100K tuition
-$35K mortgage
-$20K food
-$15K charity
=$0
$130K in taxes on $300K? You need a new accountant. Once you take out deductions, exemptions, etc, probably closer to $70K. Not that $60K left over is a lot, but just saying...

8
What does that have to do with the OH program?
I think there is a good chance OH will go that way as well.

9
Section 8/food stamps/medicaid are blue programs. This is a pink state, so not likely to expand.
Vouchers are a red program. We'll see what happens to that if there is a blue 2018 like 2008.
Vouchers will eventually become income based. Even trumps voucher plan is income based.

10
Goods For Sale/Trade / Re: Kohls cash
« on: March 19, 2017, 09:17:16 AM »
Looking for $150 at 50%

11
Credit Cards And Finance / Re: Amex Offers Discussion Thread
« on: January 18, 2017, 10:11:11 PM »
Anyone not get the congrats email from Amex? Just spent 1250 and no congrats letter

12
Goods For Sale/Trade / Re: Kohls cash
« on: December 26, 2016, 12:56:31 PM »
Looking for $130 in KC at 40%
Looking for $150 at 40%

13
Credit Cards And Finance / Re: Stocks
« on: December 19, 2016, 07:46:54 PM »
Can you short nugt long term? Seems these leveraged etf's only go down long term.

14
Goods For Sale/Trade / Re: Kohls cash
« on: December 18, 2016, 09:44:27 AM »
Looking for $130 in KC at 40%

15
Credit Cards And Finance / Re: Stocks
« on: December 01, 2016, 06:54:40 PM »
Don't the investments in 529 plans need to be in the garbage mutual funds your state allows?

16
Credit Cards And Finance / Re: Stocks
« on: November 29, 2016, 08:58:00 AM »
Some info I got from Select account:
Q. What is the Charles Schwab Self-directed Brokerage Account?
The Charles Schwab Self-directed Brokerage account is an online investment account through Charles Schwab & Company. The account is accessed through the Internet at www.schwab.com. With this account you are eligible to invest your HSA balances of $10,000 or more into investments available on the Charles Schwab platform. Eligible investments include stocks, bonds, mutual funds, ETFs, and a variety of other investments on the Schwab trading platform.

Q. How do I become eligible for the Charles Schwab Self-directed Brokerage Account?

Once your SelectAccount Health Savings Account reaches a minimum level of $11,000, you are eligible to move $10,000 to the Charles Schwab Self-directed Brokerage Account. $1,000 must remain in your SelectAccount Base Savings Account.

Q. How do I open the account?

Electronic Brokerage application process: Log into your HSA account (www.selectaccount.com). Proceed to the “Investment tab” and click “Open Basic Investment Account”. After the money has moved from the HSA to the Basic Investment Account, the member will log into their HSA and click “View Investment Partner Website”. From the (Devenir) Investment “Home Page”, Under the Planning and Advice tab and “click” on the Schwab Self-directed Brokerage Electronic Account Opening link, to complete the electronic application. If you already have a Basic Investment Account this is the step they will start with to complete the application.

Q. How do I fund my Charles Schwab Self-directed Brokerage Account?

You will log into your SelectAccount HSA and click on “View Investment Partner Website” link. In the Investment Account, hover over the “Plan Services” tab and click on “Transfer Investments”. Here you will need to re-allocate the money 100% to the Schwab Self-directed Brokerage option. You will also want to change your Future Investment Elections to 100% Schwab Self-directed Brokerage account so future deposits are automatically directed to the Schwab account. Within 2-3 business days the money will be deposited into the Schwab Self-directed Brokerage Account. (To view brokerage account, go to www.schwab.com)

Q. What costs are associated with the Charles Schwab Self-directed Brokerage Account?

You will be responsible for any applicable Charles Schwab trading commissions and fees charges for the securities you buy and sell in your account. You will find information regarding these charges at www.schwab.com. In addition, an annual maintenance fee of $18.00 will be deducted from your Schwab account to cover recordkeeping costs associated with your SelectAccount HSA Charles Schwab Self-directed Brokerage Account.

Q. How do I view my SelectAccount Charles Schwab Self-directed Brokerage Account?

To view your Schwab account you will need to register your account on the www.schwab.com site. You will receive login and password access from Charles Schwab to begin viewing your account at www.schwab.com.

Note: Total account value for the Charles Schwab Self-directed Brokerage Account may be viewed on the Basic Investment Account website under the title Individually Managed Account. However, no transactions either to move money to or from the Brokerage account or to the SelectAccount base balance account can be done in the Basic Investment Account website.

Q. What if I need to take a distribution to cover medical expenses from my Charles Schwab Self-directed Brokerage Account?

Should you need to withdraw dollars from your Schwab account to pay for medical expenses, you will need to liquidate securities to cover the dollar amount you wish to withdraw from the account. Simply, log into your HSA, go to Investment and click on “View Investment Partner Website”. Under “Plan services”, click on “Transfer to Base Balance”. Distributions must flow back to your base balance account for proper yearend tax reporting of the disbursement to you.

Q. What if my Charles Schwab Self-directed Brokerage Account balance goes below 10,000?

This is acceptable.

Q. What if I have other Charles Schwab accounts? Will I be able to link my HSA to my other accounts?

Yes, if you have other Schwab accounts you will be able to “household” the SelectAccount HSA Charles Schwab Self-directed Brokerage account to your other account assets.

17
Goods For Sale/Trade / Re: H: Kohl's Cash $160 W: Best Offers
« on: November 29, 2016, 07:39:59 AM »
The discount doesn't apply to the kc portion of the discount.
If item is $100 and you use $50 in kc and a 20% off, the price will be $40, not $30. So yes, they can be used on the same purchase but not stacked, which is what people are referring to

18
Goods For Sale/Trade / Re: Looking to Purchase Lowes gift cards
« on: November 29, 2016, 06:41:01 AM »
Buying lowes gc at 10% off.

19
Goods For Sale/Trade / Re: H: Kohl's Cash $160 W: Best Offers
« on: November 29, 2016, 06:39:00 AM »
Um yes it is. You can combine any coupon codes with the kohls cash. Would you like me to show where it states that? Or can you Google yourself?
You are incorrect sir.

20
General Discussion / Re: The Pros And Cons Of Where You Live
« on: November 23, 2016, 09:21:37 PM »
i am not gonna right a whole thing on Montreal just 2 things
1 child care benefits is very generous example if you have 3 kids you get 2k amonth if your income is under 30k a year  and then it;s get less depends on the income
2 children under 5 cost just 175 per month for babysitter and school the government is paying the rest

Sounds good if your in kollel and your wife works...but if you have a real job and your wife stays home (don't need child care under 4), the entitlements don't really do much for you

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