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Messages - Uri

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1
Credit Cards And Finance / Re: Which card is best for Amazon shopping?
« on: December 08, 2020, 09:49:32 PM »
But you lose the protections from users using a credit card. Why not the Amazon card that gets you the same 5% cashback?
I think I'll do that.

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Credit Cards And Finance / Re: Which card is best for Amazon shopping?
« on: December 03, 2020, 11:48:29 PM »
(Post padding is what some people do to make them look more credible by having a higher post count. Basically, you take multiple posts to say the same thing or do +1s etc. You did the opposite and responded to multiple posts in 1 post)
@Uri
The way it works with chase points is as follows:
Some cards have bonuses in certain categories, such as the Ink Cash in office supply stores or the Freedom in different quarterly ones.
These are no fee cards. However, they can only redeem the points at face value (.01/pt) But you can leave them on the card until you are ready to redeem it. You can then transfer it to a fee card like the sapphire reserve to redeem for 1.5x (.015/pt.) or the preferred for 1.25x. Or you can use the fee cards to transfer them to airline miles where you can sometimes get even better redemptions.

So, in short you don't need to open the fee card until you have close to the target amount of points necessary for the trip you want to take.

Amazon does not earn 5pts., but Staples does so if you buy Amazon gift cards in Staples and load them to your account, you will effectively be getting 5pts. on all Amazon purchases. like he said:

Thanks a lot for the explanation! I think I'll go with the Amazon store card.  I don't want to have to use gift cards (or to have to buy them beforehand from Staples) every time I want to buy something.

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Credit Cards And Finance / Re: Which card is best for Amazon shopping?
« on: November 30, 2020, 01:58:39 PM »
Wow! Look at someone not trying to post pad.
The ink cash only requires getting one card for 5% cashback now, but you can rack up the points and at a later stage get a premium chase card for more value.


What do you mean by "post pad"?

So buying things with the Chase Ink card will allow me to get a more premium card later?  Is that what you're saying? How much do I need to purchase?  How much later?


But if you don't plan on traveling you should probably just stick with the cashback.

Right.

You can always cash the Ink points out at 5% cash. Or save for 10%+ for travel.
The card is a no brainer.

But in the terms of this card (from your link above), I don't see Amazon mentioned for earning 5%.  It's not mentioned at all, actually.

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Credit Cards And Finance / Re: Which card is best for Amazon shopping?
« on: November 28, 2020, 10:40:49 PM »
שבוע טוב everyone.  Thank you for the great replies!

The Ink Cash gives 5% in office supply stores which carry amazon gift cards. A bit more work but if it isn't a big deal for you, try it.

It actually earns 5x UR points if you get one of the premium cards too. In that case it's easily a 10% return.

Do you mean I would need to get 2 cards? Maybe when I become more savvy...

Also, the discover IT cashback card earns 5% for 1 quarter of the year. The freedom flex usually does too (or 5x UR).

But the Amazon store card earns 5% year-round.

Amex offer... 10 ppd

Please explain? Or give me the link for the offer.

Sounds like a bit much for
How much spending are you planning on doing? It might pay to get an amazon prime account and go for Amazon's card.

Are you potentially going to want to use it for other things? Something to consider..

How much do you value UR points? Do you travel often? There's no one size fits all IMHO :)

I agree that that suggestion is a bit much for me.  But wow, 10%...might be worthwhile for me to learn.

Not sure how much I spend, but seems like most of my shopping these days is on Amazon.

I don't travel often.  That's why I want to earn cashback rather than miles.

IINM Amazon also has a 3% back card that doesn't require prime.

Yes. Pretty good alternative, I guess.

If your spending over 5k annually it pays to get prime... (5000 x 2% = 100)

That's a good way to decide.

why don't you just have your sister add you as a household member and then you can have your own prime account for free.
Link to add household member
https://www.amazon.com/myh/manage?_encoding=UTF8&ref_=ya_myh_mob_web

This might be the best thing for me to do.  I'll ask her.

5
Credit Cards And Finance / Re: Which card is best for Amazon shopping?
« on: November 27, 2020, 12:39:55 AM »
https://www.dansdeals.com/credit-cards/get-highest-signup-bonus-ever-no-annual-fee-chase-ink-cash-chase-ink-unlimited-cards/
Thanks, but it seems that the Amazon card is better than these because these pay 1-3%.  Or am I missing something?

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Credit Cards And Finance / Which card is best for Amazon shopping?
« on: November 27, 2020, 12:09:55 AM »
I searched but the most recent thread on this topic is from January 2020.

I know that the Amazon card gives 5% cashback, so I think this one is the best for Amazon purchases, but I don't have Prime.

Are there any good alternative cards?

Second question: My sister has Prime and she allows me to use it.  Can she add me to her account so that I can get the Amazon card?

I'm a newbie to credit cards.  I currently have only one card, Citi Thank You Preferred.

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COVID-19 Discussion Board / Re: EL AL Travel Waiver
« on: March 03, 2020, 01:39:40 PM »
They are not flying blue 
What do you mean?  Will they give free refunds for flights between NY and Tel Aviv?

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COVID-19 Discussion Board / Re: EL AL Travel Waiver
« on: March 02, 2020, 05:04:20 PM »
Does this apply to flights between NY and Tel Aviv? Does El Al consider Israel to be part of Europe?

9
Destination Guides And Trip Planning / Re: London Master Thread
« on: August 13, 2019, 05:11:15 PM »
I'm flying from NYC to London tomorrow night and will be there for 1 week.  Is it better to get an Oyster card and refill it as needed or a weekly Travelcard?  I don't have any credit cards with Contactless payment so if I choose an Oyster card, I would have to pay a 5 activation fee.  And I'll need to buy it at the airport so that I can take the train to Golders Green where I'll be staying, so I'll be getting a "Visitor" Oyster card rather than a standard one (if I understand it correctly).

I suppose the most economical thing to do is buy an Oyster card for 15 (the minimum possible amount) and refill if I need to.  The weekly Travelcard starts at 41, depending on the zone.

Please help.  This is all quite confusing.

10
What about Elal's 11:50pm flight from jfk, why did you pick Delta? (just asking)
El Al wasn't available for my dates at that price.

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I just took the 747-400...it was not a good experience for me
Why is that?  Please elaborate.

12
I ended up booking Delta for the $837 fare - good deal.  I chose Delta over CO because their nighttime departure times are more convenient for me, as is JFK (as opposed to EWR with CO).

The flights will be on 747-400's - does that mean they're using newer planes?

13
If you're looking to fly direct you won't find much better than that.
Yeah, looks like a new sale.  Side question: my sister just booked last week for over $1,000 through a travel agent.  Should she try to rebook (i.e., does she stand a chance?)?

14
Try posting your dates here and see what fellow members find.
You can also try your luck with some of these recommended Travel Agents.
Thanks, Mocha, I posted.

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I'm looking for NYC to TLV RT departing Mar 21, returning Apr 10 (on chol ha-mo'ed).

So far I searched ITA software and found $837 on El Al.

I'm a bit flexible with the dates.

Thanks!

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