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Messages - David R

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Credit Cards / Re: Citi Premier Master Thread
« on: August 07, 2018, 12:19:05 PM »
Do purchases in store at gas stations (not at pump) qualify for 3x TYP's?
Sure. It was nice for buying $500 cards at 7-Eleven.

Credit Cards / Re: Amex Offers Discussion Thread
« on: August 05, 2018, 04:16:31 PM »
QuikTrip $5 x3 data point:

Used to load $5 QuikTrip GC inside the store and used the GC outside at gas station, $5 credit along with posted charge  ;)
I might not be in a QT region before the offer expires. Can I buy GC in the app?

Credit Cards / Re: Misc Credit Card Questions
« on: August 05, 2018, 03:50:08 PM »
Chase freedom- is there a category for "camp" which would qualify for the 5% back?  Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate

I need to pre-pay for next years camp close to $8000 so im looking for a cc that has 0% apr for 12-20 months, longer the better and also has rewards... I see chase freedom has 0% for15 months...thinknig of one has 0% for 15 months and get 20k bonus points...any suggestions
No. I was hopeful that a camp would be categorized as entertainment, which is a bonus category for some Citi cards. Alas, all the camps I have paid were categorized as either not for profit organizations or educational institutions.

Spend $5 or more, get $5 back. Up to 3x

QuikTrip Stores

Get a $5 statement credit by using your enrolled Card to make a single purchase of $5+ instore at QuikTrip stores or via the QT app by 10/15/18. Limit of 3 statement credits. Excludes purchases paid for at pump or online. See terms below.

Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Offer valid only for purchases in-store at QuikTrip Stores and through the QT mobile app. Not valid for purchases paid for at the pump or online. Offer is non-transferable. Limit of 3 statement credit(s) per Card Member. Statement credit will appear on your billing statement within 90 days after 10/15/2018, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items from your qualifying purchase have been provided/shipped by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. By adding an offer to a Card, you agree that American Express may send you communications about the offer. POID: GBNI:0001

Deals/Deal Requests / Re: internet service
« on: August 01, 2018, 02:28:30 AM »
I'm moving from my current home 11 months into my 2 year deal with Verizon Fios, what option would you choose:

1) Transfer service to new location: Maintain current triple play with 500 channels i dont need, 75/75 internet with free quantum router (being wasted) and phone, 1 HD tv box and 1 non HD box for 148 including taxes with 1 year remaining (ends 9/19) or

2) Break contract and sign new one with smaller custom family tv list, gigabit internet, need to buy quantum router ($150 one time), phone (new number/annoying), 2 hd tv boxes for $127 including taxes, but locked in for 2 years (perhaps good at that price).

second is no brainer right? Altice is the other company in 5 towns (where i am moving) but it just doesnt seem as consistent as fios and i work from home a lot.
If you're breaking your contract and they will not let you keep the phone number, assuming you want to keep the number, you should first port it out to another provider before you cancel anything, then you could port it back to the new service.

I hear. Though it also depends on what car you drive and how long you're cool driving with the gas light on :)
Some of us put gas in two cars to make sure we get the full 20 gallons.

Purchased 2 X $500 kevlar design VGC today in a single transaction. All 2000 points appeared on receipt without any issue.

Credit Cards / Re: Discover Cash Back Checking Account
« on: July 09, 2018, 12:54:38 AM »
Discover recently sent me this fine print:
(ii) Debit card purchases that are not eligible for 1% Checking Cashback Bonus rewards include:
(b) The purchase of money orders or other cash-equivalents*

Do supermarkets that sell MOs take Discover Debit? If so, does Discover actually get enough information about the transaction to know it is not eligible?

Here's a link to view what it is, but the deal is in store only.

Promo code is in the Fry's Deals of the Day email sent out today. I am not posting mine because I think it may be unique.

How do clear a setting for
you can set 7 programs per week how do you reset program 1  and 2 they should stop running when set to auto?
Cycle through the days for particular program until the day selected is no day at all.

Credit Cards / Re: Misc Credit Card Questions
« on: June 26, 2018, 11:05:19 PM »
Was just billed AF on my chase ink plus. I rarely use this card. Any reason for me to hold on to it?
You'll have the ability to redeem your UR points by transferring them directly to hotel or airline loyalty programs. You can earn 5 points per dollar at office supply stores.

They work as self-checkout
It worked for me at self checkout, but I used each one for a separate transaction. It was a little disconcerting when it was first scanned and subtracted $0, but then at the next step the full discount came off.

In my area the offer is buy $100 in gift cards get a $15 coupon off your next order

Reminder: coupons expire today. Any data points if the coupons work at self checkout? It says on them that they don't. The coupons all have the same barcode. Can more than one coupon be applied to a single purchase?

General Discussion / Re: Optimum internet
« on: June 19, 2018, 11:38:58 AM »

IME when you plug it in and try to connect to the internet you should get an installation screen where you could do it yourself, no need to call.
I had to manually go to but once I figured that out, I was up and running in less than 5 minutes. I can't believe I spent $150 in modem fees so far when I had this modem all along.
It's a good thing I did this now. I just noticed they doubled my modem fee this month.

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