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Messages - SBS

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: February 25, 2019, 06:58:03 PM »
There are such companies, but they generally take a 30% cut.

I don't know if they still exist, but I used 7-8 years ago "Angels of Debt" Norman Ballassiano. Not sure what their status is. They took a cut from the money the saved me.

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: February 24, 2019, 07:20:44 PM »
To be clear, you are still blacklisted by those banks even after 7 years and even though your credit report no longer shows that you settled?

Yes. As of two months ago. Hence I cannot take advantage of any of the ink offers, etc.

Those are the banks that I settled with. They have me flagged in their system for eternity.

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: February 24, 2019, 06:48:10 PM »
Done.


Crazy! Thanks for sharing.
Please share as a comment on DD also.

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: February 24, 2019, 06:41:59 PM »
I won't hide behind a new name. I will just post my story.

In short, when I was a bochur I was approached by a friend of one of my siblings who asked me for my CC. He already used my brothers' CC and always paid on time. I later found out he would buy electronics, smuggle them into a certain country, sell them to a local distributor and then pay back. For over 2 years it worked fine. On average he swiped about 18k a month and then paid back after the CC closed.

Came the day when one of his containers was seized by customs, and he lost a lot of money, and didn't have how to pay back.

I was stuck with 18k CC debt, none of it my own spending. I was paying minimum payments (had no money, kollel salary), and waiting to see what will happen.

The guy never ignored my calls, but he also did not have money. He also got married, got a job and barely made ends meet.

I found an ad in one of the religious newspapers for "angels of debt", they took the case, told me what to do, I settled all the CC's for 25/30%, fried my credit for 7 years, I borrowed from my parents to pay it, and over the next 5 years I got paid back from this guy whatever the settlement amounts were (i was not going to charge him a penny more than i paid, nor was i going to dispute a charge which was legally made).

Today i still cannot open CC's with chase, Citi and Barclays, they have me blacklisted, only Amex and Capital One.

I wasn't scammed. But I learned my lesson. And I did not end up losing too much BH.

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Deals/Deal Requests / Joseph & Feiss Non Iron 100% cotton shirts for $11.99
« on: November 13, 2016, 02:21:50 PM »
http://www.menswearhouse.com/mens-clothes/dress-shirts/non-iron-shirts/joseph-amp-feiss-white-button-down-classic-fit-dress-shirt-5F005F0101?itemId=700438096

Free shipping, no minimum.

There are other white shirts available on clearance, just click around.

P.S. I didn't see it posted on the forum.

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Code still active.

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Deals/Deal Requests / Re: Groupon Master Thread
« on: September 13, 2016, 01:33:04 PM »

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HOT!

Groupon has an 8 day Israel tour for only  $999 with hotel and airfare included!

[Based on two people travelling together. If you fly solo you pay extra $400]

Read the details etc on this link:

https://www.groupon.com/deals/ga-gate-1-travel-israel-8

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I ordered 1, and it's still intact.

BTW, CardCash dropped to $55

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Deals/Deal Requests / Re: Walmart free shipping sitewide
« on: December 19, 2015, 07:36:55 PM »
I bought two $35 Walmart GC (one on each card), and got the $15 credit.

Regarding Free Shipping, it is extended today too.

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On The Road / HHonors Logic?
« on: December 07, 2015, 01:32:23 PM »
Can someone please explain the logic of this to me??

$118 Non-Refundable / $136 Refundable for the room, or $125+28k points for the same room?!

Seems like they value their 28k points as $9...

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