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Messages - dpk4588

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Credit Cards / Re: Marriott Rewards Card
« on: August 10, 2018, 02:12:30 PM »
I know according to Dan, you can upgrade the Nights+Flights by paying the difference (if you get a cat 1-5 cert you can the difference in price for a cat 7 in points). Can you do that with the anniversary night as well?

Credit Cards / Re: Marriott Rewards Card
« on: August 09, 2018, 11:03:42 AM »
I know according to Dan, you can upgrade the Nights+Flights by paying the difference (if you get a cat 1-5 cert you can the difference in price for a cat 7 in points). Can you do that with the anniversary night as well?

Credit Cards / Re: Amex Offers Discussion Thread
« on: August 06, 2018, 03:26:22 PM »
Should probably be in thread by itself, just figured with he 10% at Lowes people will be purchasing gift cards.

I would be very careful about purchasing gift cards at Lowes.

Purchase $1000 of Amazon cards at Lowes and after swiping (or chip) card and signing when computer has to activate it came up "gift card not valid" and computer froze. Manager took me to a different computer, tried again and this time it spit out a receipt that all the gift cards aren't good didn't charge.
Figured maybe they have a limits, so stopped at another lowes and did 2 swipes of $400 and all went thru.

Sure enough next day on my card is a charge for $2000. Called Lowes and was promised they would get back to me. (They couldn't even find in their system the charge that the computer froze). OF course after a week and nobody got back to me I Disputed the charge.

And to add insult to injury...went to process my Amazon cards and 2 don't work. Amazon is stating that they can't tell why its not working as they are getting an error as well, and they suspect it wasn't activated. (I have the recipe showing it is) and I should go back to Lowes.
Bottom line I suspect that Lowes Computer has issues activating cards and that you should be vary wary if its worth the whole hassle.
I had an issue with Shell GCs from Lowes, I think it was only $250 but they didnt load and I when I check the balance, it turned out they weren't activated. After waiting on line for what felt like forever because a customer service rep just walked away, they finally checked the GCs with shell, shell said they werent activated and Lowes refunded my CC.

Credit Cards / Re: Old Amex interface is dead
« on: August 03, 2018, 06:18:12 PM »
Old link is working again for me. I dont think it will help with Amex offers, but its easier to navigate with this than the new interface.

Here is their phone number 609-800-3686
6514 Ventnor Ave, Ventnor, NJ 08406
Small menu (burgers, falafel, schnitzel etc) but very good.
I was in AC on Thursday. But this is good for future use, if they're still around.

Trip Reports / Re: Noturbizniss's 10th anniversary trip to Italy
« on: July 30, 2018, 09:38:20 AM »
Nice start. I'm planning on going to Rome & Venice in October, so this should help me. Looking forward to the rest.

Just Shmooze / Re: Screwed by a CPA-Any advice?
« on: July 27, 2018, 01:19:57 PM »
1) I didn't need any in depth inspection.
2) I wish I would've came to your boss
3) I never mentioned full-service. I only wanted a CPA to file my taxes.
4) Are you nuts? If you brought your car in for an oil change, and the guy accidentally ruined your engine, would you say "The service was still done"?????

As far as why I'm posting now, in May I spoke to the boss and my complaints fell on deaf ears. I'm not sure what took them so long, but they only called me last week to tell me my return is finally ready.
It boggles my mind that this is one of the more established Lakewood firms with a good reputation.
1) I would say discussion of an IRA is more in depth, but that's MHO.
2) If you're looking to pay $150 for your return, my boss is too expensive.
3) I'm not saying that you were looking for a full service, I was just saying you get what you pay for.
4) I don't think he ruined your return. He missed out on potential savings. If he had prepared the return assuming you made the contribution and you failed to make the contribution in time, that might be "ruining" your return, but this is not the same. It's not like he made an actual mistake on the return. I've seen that done, where someone puts a number in wrong, or sets something up incorrectly. Your return was filed, and presumably accepted by the IRS and NJ. There are tons of credits that not every accountant knows about or applies to every return. Missing out on an opportunity to save is not ruining your return. I understand that you hoped to take advantage of that credit, but the fact is that you paid him to prepare and file a tax return. If he prepared and filed an accurate tax return, he provided the service.

As for this being one of the "established Lakewood firms with a good reputation," I don't think what he did was clearly wrong or unprofessional, I think the situation is unfortunate, and mistakes happen to the best of us (and by us I don't mean accountants, I mean people in general). Obviously you don't feel comfortable going back to him, and you don't have to. I'm not saying that you should't tell this story because it might prevent someone else from making the same mistake. But just because you had a bad experience, doesn't mean that this is a bad firm or deserves a bad reputation.

Just Shmooze / Re: Screwed by a CPA-Any advice?
« on: July 27, 2018, 12:42:20 PM »
I work for a CPA, and there are a few things I want to add and one thing I want to ask.

1. If you come to an accountant in March as a new client, you're likely gonna go on extension and I wouldn't expect an in depth inspection of your tax situation unless you're willing to pay for it, which clearly you're not if you're paying $150 for your return.

2. My boss always mentions (often repeatedly) that IRA contributions need to be made by 4/15 (or in the case of this year 4/17). Now I'm not sure if that's because he thinks people don't know or because he wants to make sure you don't screw up and miss the contribution deadline, but I get the impression, from people I know outside the accounting world, that it's well know that IRA contributions need to be made by the April deadline, so it's entirely possible he assumed you knew. Maybe my boss is just diligent in that respect.

3. I definitely think you get what you pay for when it comes to accounting. Someone who's doing returns for $150 is not what I'd call a "full-service" accountant, and therefore I wouldn't necessarily expect them to mention that.

4. In terms of what your options are, I don't think withholding payment is appropriate because he did provide the service and the fact that that item either fell through the cracks or was missed, your return was still done. Maybe you should talk to the accountant and see if they'll adjust the fee. But I don't think outright stiffing the guy is right.

My question is, if you finished your taxes in May, why are you posting about this at the end of July?

Nice TR! Thanks for writing it up, helped me with some YVR planning. You may have had an empty seat infront of you on the way to LA, but you also had a foot sticking out infront of you.  ;D
Its always nice to see a TR of mine bumped for a good reason. That food didn't really get in the way of my legroom. I just hope it was only there because there was no seat because if there was a seat there and I was sitting in it I wouldn't really appreciate having a foot in my way.

Enjoy YVR.

New Kosher Grill Opening this week In Atlantic City!
Offering delivery to the casinos
Any more info? A location? Phone #?

Up In The Air / Re: Business and First Class Products Master Thread
« on: July 23, 2018, 01:33:12 PM »
LO 27 on 787-9 or TK 4 on A330-300? - Both in J

Credit Cards / Re: Amex Offers Discussion Thread
« on: July 23, 2018, 11:50:46 AM »
Does Amex ever have offers with airlines that aren't MR transfer partners? I don't remember any in the last couple of years. Perhaps a deal is coming? (הלוואי)

Credit Cards / Re: Amex Offers Discussion Thread
« on: July 23, 2018, 09:00:35 AM »
You can book ELAL flights on Qantas
But they don't seem bookable online, at least not cash tickets, which unless you can book award tickets and have to pay a crazy amount of taxes/fees/YQ makes this irrelevant.

Qantas - Spend $1k Get back $200 - Exp 9/23/18
Found Blue Business Plus, Business SPG, Hilton HHonors, & PRG

Full terms:
Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Offer valid for purchases made directly with Qantas Airways only through US website or US mobile app. Flights must originate in US and be charged in USD. Not valid for purchases by phone, at terminals, lounges, or on-board flights. Purchases such as additional baggage and seat selection fees are included if purchased with initial booking and appears on the same receipt as the flight. Excludes (i) all purchases with third parties, affiliates, partners, (ii) travel insurance, car rentals, hotels, airport transfers, tours, activities, (iii) gift vouchers, vacation purchases, merchandise, (iv) Bid Now Upgrades, The Qantas Club membership & lounge access fees, and purchase of Qantas Points. Offer is non-transferable. Limit of 1 statement credit(s) per Card Member. Statement credit will appear on your billing statement within 90 days after 9/23/2018, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items from your qualifying purchase have been provided/shipped by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. By adding an offer to a Card, you agree that American Express may send you communications about the offer. POID: GBNV:000

Credit Cards / Re: Amex Offers Discussion Thread
« on: July 19, 2018, 09:30:00 AM »
Physical work but good luck getting volume that way. Simpler to go in store
I've never had problems order physical GCs online. But I might not do what you call "volume."

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