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Messages - Lou Bob

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1
Just Shmooze / Re: How do you understand the story of Lavan and Rochel?
« on: December 08, 2019, 07:24:47 PM »
It is a landside so far 2-1. I am one of the 2.
wrong thread.
#KAG :)

2
General Discussion / Re: BitCoin Master Thread
« on: November 24, 2019, 11:23:24 PM »
Hot! You can now buy bitcoin for 30% less than it was just a few weeks ago!
same exact sale is back this year.
@CountValentine

3
DDF DO Board / Re: (DO: 2/5/17) DDF DO: Los Angeles Edition
« on: October 11, 2019, 07:43:42 PM »

4
Deals/Deal Requests / Re: Gift Card and gas Promo at Stop & Shop or Giant
« on: October 04, 2019, 11:59:06 AM »
paging @JTZ
buying gas points at $18 😜

5
Still processing to arrive tomorrow. But didn't ship yet 😔

6
General Discussion / Re: Storming Area 51
« on: September 15, 2019, 10:18:26 PM »
Do? :)

7
General Discussion / Re: Whole Life Vs. Term Life Insurance
« on: September 05, 2019, 08:09:51 PM »
Absolutely. Though different companies and products allow for more or less flexibility in structure and funding.
this is something to keep in mind when buying a term policy.
What company will have the best options and flexibility to convert to later on.

8
General Discussion / Re: Whole Life Vs. Term Life Insurance
« on: September 05, 2019, 07:03:02 PM »
If you were to fund a UL policy with premiums equal to WL, you might also be able to short pay.

yep. Which is why
how a policy is structured and how it's funded makes a huge difference.

9
General Discussion / Re: Whole Life Vs. Term Life Insurance
« on: September 05, 2019, 06:03:56 PM »
What do you mean fund to the max? I had a set premium on my WL.
you can overfund a policy beyond the base premium. It helps the policy perform better.

10
General Discussion / Re: Whole Life Vs. Term Life Insurance
« on: September 05, 2019, 05:48:26 PM »
With WL once you Finnish paying your initial premium you no longer pay, with the additional benefit of cash value.

With Universal the person needs to pay until the day that they die...( In most cases..) leaving the option on defaulting a huge percentage.
how a policy is structured and how it's funded makes a huge difference.

11
DDF DO Board / Re: DDF DO: Monsey Edition
« on: August 22, 2019, 08:33:52 AM »
You want to tell me I left 3 hours too early?
it's OK. At least we closed the debate of izzys vs 306 bbq

12
DDF DO Board / Re: DDF DO: Uman edition
« on: August 22, 2019, 01:03:10 AM »
Anyone else going?

13
DDF DO Board / Re: DDF DO: Monsey Edition
« on: August 22, 2019, 01:01:59 AM »

14
Just Shmooze / Re: Master CRYING thread!
« on: July 23, 2019, 06:44:13 PM »
CM was an idiot.  ::)
can't wait for HelpMe to come back.

15
Just Shmooze / Re: Master CRYING thread!
« on: July 23, 2019, 06:16:00 PM »
Or the BS tickets buying group

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