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Messages - 12HRS

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1
Goods For Sale/Trade / Re: Hyatt Awards And Upgrades Master Thread
« on: August 11, 2020, 12:58:30 AM »
looking for cat 7 for 5 nights.  1100 OBO  please PM

$2250 and ill throw in free parking and free breakfast  ;D

2
General Discussion / Re: Lego sets selling for 10x+ the price?
« on: August 09, 2020, 05:17:16 PM »
you have to get the right sets but yes there is a market for it.

3
Is this gonna turn into a chanuka gift  ;)

Wedding present

4
General Discussion / Re: Dave Ramsey Plan
« on: August 03, 2020, 01:01:14 AM »
You're correct, I made a mistake. The second spouse can still contribute $6k to an IRA.

how many spouses are there?

5
Goods For Sale/Trade / Re: Hyatt Awards And Upgrades Master Thread
« on: August 03, 2020, 12:58:05 AM »
Are you sure the minimum is 4 nights I just used the suite upgrade for 2 nights

its his minimum to be worth it

7
10 years in and this thread is still going strong. Unbelievable.

more surprising the forum is still there

8
General Discussion / Re: Dave Ramsey Plan
« on: July 26, 2020, 01:38:44 AM »



9
General Discussion / Re: Dave Ramsey Plan
« on: July 26, 2020, 12:15:34 AM »
Is this MS plan a side hustle to increase income or away of teaching living within your means and saving?

 :-X

10
General Discussion / Re: Dave Ramsey Plan
« on: July 24, 2020, 04:37:41 PM »
Is this MS plan a side hustle to increase income or away of teaching living within your means and saving?

11
General Discussion / Re: Dave Ramsey Plan
« on: July 24, 2020, 11:05:11 AM »
We have no idea how many it has helped or not. Financially we know some of his advice is dead wrong.
Also there is better advice for free. Now if the person doesn't have the willpower then that needs to be addressed first.

I am still waiting for a simple answer to my question from those who purchased his course.

His advice is free. If you want more handholding you can pay for it

12
General Discussion / Re: Dave Ramsey Plan
« on: July 24, 2020, 10:27:49 AM »
Look we can go back and forth all day. Most successful people will tell you it is their failures that made them stronger.
You teach people the right way. The reason he is so successful is he preys on an individuals weakness.

He did a scientific study recently of 10000 millionaires in the country, you can find the data on this but the majority of millionaires in the country pay off their home in 10.2(iirc) years. It may be a weakness to need to see results to motivate you to keep you going but its also pretty normal.

So let me ask the question. For all those that paid money for his course do you pay your smaller balances first instead of your high interest balances first? It is a straight forward simple question.

If you are in debt and following his plan the answer is yes.

13
General Discussion / Re: Dave Ramsey Plan
« on: July 24, 2020, 03:40:21 AM »
I assume you do realize that a 40 year period that ended 3/9/2009 is very different than a 40 year period that ended 1/9/2020

Are you also ignoring the psychology of a serious drawdown a year or two prior to retirement?

what percent of families in our circles go into retirement with a mortgage still over their head?

14
Goods For Sale/Trade / Re: Spireworks Invite (NYC)
« on: July 17, 2020, 06:19:02 PM »
If you're actually still selling, I'll buy. Post an updated price

you got to post a price per forum rules

15
Goods For Sale/Trade / Re: Marriott Certs Sale
« on: July 17, 2020, 12:14:32 PM »
speaking from experience?

nobody lost anything as he states. just disappeared on me for a few days when a client was waiting to confirm.

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