Show Posts

This section allows you to view all posts made by this member.


Messages - @Yehuda

Pages: 1 ... 719 720 721 722 723 724 [725] 726 727 728 729 730 731 ... 733
10861
+1 got it as well.... we gotta chap arein before this game gets a lot more complicated then it already is

VRs are just so much safer.

10862
Credit Cards And Finance / Re: Misc Random Questions
« on: October 18, 2013, 09:16:04 AM »

10863
Credit Cards And Finance / Re: Chase Reconsideration
« on: October 17, 2013, 08:01:14 PM »
So the recon rep is using the term "Card Cap" saying I can only have two new accounts within a thirty day period. They're willing to give me the card I'm reconning for if I close one of the two I already got.

I'm going to HUCA again, and SM if necessary. Has anyone heard them use this specific term before? And is there a good way to get around other than hang up and call at a late hour / weekend?

2 cards in 30 days is classic Chase talk. Was the first time I learned the power of HUCA.

Ok, so I just got the "2 cards in 30 days" shpiel on 4 HUCAs in a row. I'm starting to think I've hit my limit. I mean I definitely have 4 cards in the past 30 days, but lets not tell our friendly CSR that.  8)

10864
Credit Cards And Finance / Re: Misc Random Questions
« on: October 17, 2013, 07:45:48 PM »
If my credit report has a pull from "Amex Account Review" should I be concerned? It's a soft pull, so I'm not concerned about it hurting my score, but is that an indication that Amex is looking into me?

10865
Credit Cards And Finance / Re: Chase Reconsideration
« on: October 17, 2013, 06:29:15 PM »
Firstly I have never received points if I closed. Before a statement closed and secondly Chase doesn't have that option of making the points available earlier.


Why not extend the 30 days that the application stays in the system through reconsideration, then after your point are in your BA account just close the card.

If you get the points already, go for it. But if you close it before you get the points, YMMV.

If you met the spend and already paid it, try calling and asking them to post it prior to statement closing.

Oh yeah, I can definitely wait until the statement closes and points post. I guess I was just asking if it was a guaranteed thing to get the points even if you close the card. (Clearly, it's not guaranteed.) The other aspect of my Q was if there was a reason for me to actually keep the card and use it. Seems like there are better point systems for everyday purchases than 1.25 avios/dollar.

10866
Credit Cards And Finance / Re: Chase Reconsideration
« on: October 17, 2013, 02:10:43 PM »
HUCA

Right obvs. I just don't really know what use I have for the BA once I get the 50K. So I figured if HUCA resulted in the same speech, I would offer to close BA.

10867
Credit Cards And Finance / Re: Chase Reconsideration
« on: October 17, 2013, 02:03:06 PM »
Its a very good idea. 
And calm down a bit... Yeah you can churn but not every week, don't close right after opening, and don't open right after closing....

If you do it very often the banks will be more hesitant to give you a card. Though this is what people who are churning cards are doing.

Better to wait till they post.

Okay, I'll wait. I'm not trying to do it for churning. (At least not yet.) I'm referring to closing it b/c the recon rep gave the classic "2 cards per 30 days speech" and the option he gave was closing one of the ones I had open in order to approve the pending one.

10868
Credit Cards And Finance / Re: Southwest Visa 50,000 bonus points
« on: October 17, 2013, 02:00:28 PM »
click on the link. Dan has more info.
bad example; your example of crossing to europe has fuel surcharges.
 I use avios like candy to get my kids to/from yeshiva, married ones back to me for yomtov, and the like.  Within the US.   So to me avios are gold.  But, I use my Chase cards and gather UR.  Because they can be converted to all sorts of different currencies, including avios, and I want to keep my options open.

Okay, I'll look into it more. Thanks!

10869
Credit Cards And Finance / Re: Chase Reconsideration
« on: October 17, 2013, 01:53:11 PM »
Is there any reason not to just hit the spending threshold on a card and then close it in order to get a different card approved? And, do you need to wait for the miles to post before closing the card?

10870
General Discussion / Re: Traffic Tickets
« on: October 17, 2013, 01:34:12 PM »
I got a blocking the hydrant ticket (NYC) 2 days in a row (I didn't move my car for 2 days and didn't see the tickets). The tickets contradict each other in terms of how far I am from the intersection and how close I am to the hydrant. I filed a dispute online and was asked for more evidence. So I mailed my dispute and got a letter back from the judge saying I'm still guilty. Any ideas or should I just pay them?

10871
Credit Cards And Finance / Re: Southwest Visa 50,000 bonus points
« on: October 17, 2013, 01:03:46 PM »
http://www.dansdeals.com/index.php?s=6%2F21

sell value
UR 1.8 cpp
spg 1.8 ?+ cpp
MR 1.4 or 1.5 cpp
avios 1.1 cpp

Aha so it's based on the sell value. And if the goal was to accrue miles? How do you calculate the value of each point? Meaning is 1 avios better than 1 UR for a flight from NY-London? (that was purely an example)

10872
Credit Cards And Finance / Re: Misc Random Questions
« on: October 17, 2013, 12:59:26 PM »

10873
Credit Cards And Finance / Re: Southwest Visa 50,000 bonus points
« on: October 17, 2013, 11:48:56 AM »
I signed onto my SW account.  they had the offer written there for me too.  I clicked on it.

Gotcha. Do you know of a thread that explains the different point values for the different programs?

10874
Credit Cards And Finance / Re: Misc Random Questions
« on: October 17, 2013, 11:48:00 AM »
Its not simple that you'll for sure be building his credit adding him as an AU on Chase. Amex is more probable. CMIIW.

Oo interesting.

10875
Credit Cards And Finance / Re: Misc Random Questions
« on: October 17, 2013, 10:50:47 AM »
But just once.

+1 Good to know! I want to do it to help build someone's credit (and figured I might as well do it on a card that gives a bonus) but was also curious if that's a way to rack up miles.

Pages: 1 ... 719 720 721 722 723 724 [725] 726 727 728 729 730 731 ... 733