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Messages - knowitall

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106
Nothing major, but even just holding a door for someone, or letting someone with a couple items go before you when you have a full cart is a small kiddush Hashem.

107
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: March 15, 2019, 10:55:22 AM »

Which spirits masered? The one by Wawa or the one now called beer bourbon and scotch that’s on the 9 across from GG? Or is it the same owner?

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Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: March 14, 2019, 10:16:26 PM »
i have found that Spirits (Now called Beer, Bourbon and scotch) always has the best value.
are they owned by Jews?

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Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: March 14, 2019, 10:15:32 PM »
Schucks strawberry shortcake really good iirc u can make custom order
+1000

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 13, 2019, 06:33:54 PM »
People are only human. Everyone lost faith in Dovid Hamelech yet he emerged perhaps even greater than he ever was before. In this generation we are quick to write people off. Great tannaim and amoraim had personal failures yet were towering spiritual giants.
+100
I’m never shocked or appalled whenever there’s a scandal involving a rabbi and women. We all have taivos and there’s a reason yichud is assur for everyone, whether they’re a rosh yeshiva or not. To say “how could a rabbi do...” is the same as saying rabbis aren’t human, they’re malachim.

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 13, 2019, 03:41:34 PM »
how can you thing scam if its endorsed by the rabboni of the mir?
The rabbeim the Mir kicked out?

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 07, 2019, 07:03:36 PM »
You know what amazes me?
This thread has grown 93 pages in the last month, yet we still have no info as to what course of action any victims are taking. And I don’t believe any court froze any of the merchants assets either.

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 07, 2019, 04:13:09 PM »
cant wait to hear it
when does it air?

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 06, 2019, 11:26:42 PM »
Listening now to the Brenner interview for the first time.

A few takeaways so far.

1. I say um too much.
2. It does sound like AT is personally involved in $50MM+ of these cases, though which side for each is unclear.
3. AT says disputing can get you in criminal trouble as you affirming under oath that you don't recognize the charge, but an initial chargeback isn't an affirmation under oath. Of course it may come to that, but it should not be hard to at least initiate a chargeback without those repercussions.
IIRC you mentioned in the interview that merchants pay 2-3% fees on each swipe, so that equals 36% interest.
While we can all agree that this form of “funding” costs a lot more than a normal bank loan, those numbers are off. If these swipes swiped in the first couple days of the statement cycle, they would have approximately 55 days to pay, meaning they only need to swipe each card 7 times per year. 2-3% merchant fees equals 14-21% APR.

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 06, 2019, 03:26:49 PM »
Listening now to the Brenner interview for the first time.

A few takeaways so far.

1. I say um too much.
2. It does sound like AT is personally involved in $50MM+ of these cases, though which side for each is unclear.
3. AT says disputing can get you in criminal trouble as you affirming under oath that you don't recognize the charge, but an initial chargeback isn't an affirmation under oath. Of course it may come to that, but it should not be hard to at least initiate a chargeback without those repercussions.
I have no clue if Sterling on Central Ave in Lawrence is affiliated, but listen to how AT answers the question, it definitely sounds like he's hiding something.

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 06, 2019, 03:24:00 PM »
Looks like this thread may need to get split off again.

Relevant question:
Was Sterling paying victim's CC directly, or were they giving checks for what they swiped?

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Destination Guides And Trip Planning / Re: Cleveland Master Thread
« on: March 06, 2019, 02:04:17 PM »
Lol, but that's not the place in general. And some really delicious 33 cent pastries aren't going to save a Shwarma joint in a high rent space.

The space is amazing and I do still think it has potential. But it's not a good sign if 3 months in you haven't fixed your signature item.
Maybe Thursday night Cholent?

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Destination Guides And Trip Planning / Re: Cleveland Master Thread
« on: March 06, 2019, 12:29:00 PM »
Lol, I just don't understand why invest so much in a business, but not fly an expert out for a week to show them the ropes.
I’ve heard they trained in a certain establishment on the east coast.

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 05, 2019, 10:05:11 PM »
I’m not sure if Dan wants to discuss it on headlines or not, but people tend to bunch everything together and consider everything shady/shtick/scam/illegal. Sterling, farmers, buying groups, coin deals, MS,  a guy who opens a credit card for his Bro in law, a bochur who opens a cc and goes on a spending spree, and the regular family that has one 2% cashback Card that’s paid in full every month are all lumped together and before you know it, the entire Dansdeals is a scam.

There’s nothing illegitimate about chasing signup bonuses and paying off your balances in full on time.
/my 2 cents

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Just Shmooze / Re: PSA: Don't swipe recklessly for others
« on: March 05, 2019, 03:30:00 PM »
I know people may not want to post, even with a new screen name but I am curious if the "old timers" (or ones doing this for years) suffered a net loss. Many may have still come out way ahead if this went on long enough (this thread was started 4 years ago). People have mentioned being out 200k from a couple months of non-payment so they were having huge amounts swiped.  Like in a Ponzi scheme, the most recent "new" people definitely got screwed but unlike a ponzi scheme the original investors got their principal back every month AND profited from the points.  My brain is too tired...lol...but you could make a simple equation and just figure out how long the swipers would have needed to do this to not have had any net loss.
You're assuming 100% of the points earned were sold. I'm sure many of the victims burned a lot of the points on flights and hotels.

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